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2021-12-31-accounts

REGISTERED CHARITY NUMBER: 273454

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Financial Statements

31st December 2021

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Contents of the Financial Statements for the year ended 31st December 2021

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 13
Detailed Statement of Financial Activities 14

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Report of the Trustees for the year ended 31st December 2021

The trustees present their report with the financial statements of the charity for the year ended 31st December 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the charity are to provide and promote fellowship between Evangelical Congregational Churches. The charity operates with volunteers. It is connected to the following charity:

262802 The Evangelical Fellowship of Congregational Churches General Purpose Fund.

1127720 The Evangelical Fellowship of Congregational Churches Trust Corporation Limited.

Training for the ministry of the congregational denomination which may include the payment of grants to persons in need of financial assistance during training with preference being given to persons who are members of churches in membership with an Evangelical Fellowship of Congregational Churches.

The upkeep and repair of the buildings of member churches and the maintenance of services therein. The improvement or extension of the buildings of member churches. The provision or erection of buildings in England and Wales for use for the purposes of congregational churches or as residences for ministers of such churches.

To relieve in cases of need persons who have at any time been ministers of any of the member churches and the wives, widows and other dependents of such persons.

The benefit of the children of ministers of any of the member churches.

To further the religious and other charitable work of member churches and subject thereto for the advancement of religion in England and Wales in accordance with the doctrines and practices of the congregational denomination.

To make grants to member churches to be applied in or towards paying the stipends of ministers of member churches or maintaining the ministry therein and subject thereto in or towards maintaining the ministry in congregational churches in England or Wales.

To provide and maintain land and buildings for use as residences for retired ministers who have at any time been ministers of any of the member churches and the wives and widows of such ministers or in assisting such ministers and the wives and widows of such ministers to obtain residential accommodation by the granting to them of loans or of rent or other hire charges payable by them in respect of such residential accommodation.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

During the year the charity continued to support and promote the work of The Evangelical Fellowship of Congregational Churches throughout England and Wales and the financial activities are set out on pages 5 to 11. The charity's income is applied to the support and employment of individuals, the resourcing of activities, gifts and donations to third parties and general administrative and property costs. The Trustees have considered the Commission's guidance on public benefit and are of the opinion that this is fulfilled by the charity's continued support of establishments for the advancement of religion.

The charity's financial position at 31st December, 2021 is considered to be satisfactory. The charity's assets are available and adequate to fulfil its obligations

Page 1

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Report of the Trustees for the year ended 31st December 2021

FUTURE PLANS

The Ministry Director encourages church growth and the appropriate use of funds.

Ministers will continue to be circulated in order to identify those on low stipends that would benefit from the charity's help.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity was registered with the Charity Commission under Reference 273454 and its governing instruction adopted on 26th July, 1977 and is structured in accordance with the Trust Corporation Memorandum dated 5th January, 1993.

Throughout the year the trust was administered by The Evangelical Fellowship of Congregational Churches Trust Corporation Limited. The power of appointment of new Trustees to the Trust lies with the existing trustees. New trustees are appointed with a view to the board of trustees providing the complementary mix of skills necessary to perform the trustees' function. Trustees are encouraged to obtain training so as to increase their skills, such training being funded by the charity.

The Trustees meet approximately four times a year, together with such further ad-hoc meetings as and when required. All key decisions relating to the running and operation of the charity are made by the Charity Trustees. Day to day operational decisions relating to the running of the charity's are delegated to the Ministry Director, Office Manager and administration staff.

The responsibility to ensure appropriate management of the charity is vested in the Board of Trustees. To assist the Board in discharging and achieving its responsibilities a General Committee, of which the Chairman and Vice Chairman are trustees, takes responsibility for the pastoral concerns of the member churches, the acceptance of new churches into the membership, support and advice for member churches and the ministers conference

Risk management

The trustees have conducted a review of the major risks to which the charity is exposed and appropriate systems have been established to mitigate those risks. These include the implementation and monitoring of policies relating to Health and Safety, Internal Financial Controls and Reserves.

In particular internal risks are minimised by the implementation of procedures for authorisation of all transactions and projects and to ensure consistent quality of delivery for all operational aspects of the charity. These procedures are regularly reviewed to ensure that they still meet the needs of the charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

273454

Principal address

Latimer Congregational Church Grovehill Road Beverley East Yorkshire HU17 0JD

Trustees

The EFCC Trust Corporation

Page 2

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Report of the Trustees for the year ended 31st December 2021

REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner

Smailes Goldie Chartered Accountants Regent's Court Princess Street Hull East Yorkshire HU2 8BA

Solicitors

Wrigleys Solicitors LLP, 19 Cookridge Street, Leeds. LS2 3AG

Bankers:

Charities Aid Foundation, West Malling, Kent. ME19 4TA

RESERVES POLICY Endowment funds

Endowment funds received are retained as reserves and the income is transferred to unrestricted funds to be used for the benefit of the trust.

Restricted funds

Restricted funds received are retained as reserves and the income generated is used to fulfil the objects of the trust.

Designated funds

These funds have been set aside by the trustees to provide homes for retired ministers.

Unrestricted funds

Reserves are retained to enable future operations to be funded for a period of up to one year, after taking into account anticipated net income for that period.

Approved by order of the board of trustees on 5[th] April 2022 and signed on its behalf by:

....................................................................... The EFCC Trust Corporation - Trustee

Page 3

Independent Examiner's Report to the Trustees of Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Independent examiner's report to the trustees of Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

I report to the charity trustees on my examination of the accounts of Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches (the Trust) for the year ended 31st December 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

L D Taylor, BSc (Hons) ACA CF Smailes Goldie Chartered Accountants Regent's Court Princess Street Hull East Yorkshire HU2 8BA Date: 5[th] April 2022

Page 4

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Statement of Financial Activities for the year ended 31st December 2021

2021 2020
Unrestricted Restricted Endowment Designated Total Total
Notes funds funds fund fund funds funds
£ £ £ £ £ £
INCOME AND ENDOWMENTS
FROM
Donations and legacies 933 - - - 933 929
Investment income 2 21,488 37,094 - 21,968 80,550 80,640

Total 22,421 37,094 - 21,968 81,482 81,569
EXPENDITURE ON
Charitable activities 3
Charitable 16,030 88,277 - - 104,307 75,737
Net gains/(losses) on
investments 56,879 78,862 96,839 40,000 272,580 (132,425)

NET INCOME/(EXPENDITURE) 63,270 27,679 96,839 61,968 249,756 (126,593)
RECONCILIATION OF FUNDS
Total funds brought forward 624,314 862,226 530,875 687,487 2,704,902 2,831,495

TOTAL FUNDS CARRIED
FORWARD 687,584 889,905 627,714 749,455 2,954,658 2,704,902


The notes form part of these financial statements

Page 5

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Balance Sheet 31st December 2021

Notes
FIXED ASSETS
Tangible assets
6
Investments
Investments
7
Investment property
8
CURRENT ASSETS
Debtors: amounts falling due within one year
9
Cash at bank
CREDITORS
Amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS
12
Unrestricted funds
Restricted funds:
Restricted fund
Designated fund
Endowment funds
TOTAL FUNDS
2021
£
205,085
1,722,442
585,000
2,512,527
351,781
99,288
451,069
(8,938)
442,131
2,954,658
2,954,658
687,584
889,905
749,455
1,639,340
627,714
2,914,658
2020
£
525,085
1,514,861
200,000
2,239,946
352,667
114,800
467,467
(2,510)
464,957
2,704,903
2,704,903
624,314
862,226
687,487
1,549,713
530,875
2,704,903

The financial statements were approved by the Board of Trustees and authorised for issue on 5[th] April 2022 and were signed on its behalf by:

............................................. The EFCC Trust Corporation - Trustee

The notes form part of these financial statements

Page 6

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Notes to the Financial Statements for the year ended 31st December 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Going concern

The financial statements have been prepared on a going concern basis as the trustees believe that no material uncertainties exist. The trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern

Tangible fixed assets

Tangible fixed assets are capitalised and included at cost including any incidental expenses of acquisition. Expenditure of a capital nature is capitalised when the amount expended per item is over £500.

Asset class: Depreciation method and rate
The freehold and leasehold properties are maintained in a state
of repair such that their estimated remaining economic life is
expected to exceed 50 years and on this basis depreciation is
Freehold properties not charged.
Long leasehold Over the period of he lease.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Page 7

continued...

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Notes to the Financial Statements - continued for the year ended 31st December 2021

1. ACCOUNTING POLICIES - continued

Fund accounting

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Fixed assets

Consecrated land and buildings and moveable church furnishings

Consecrated and beneficed property is excluded from the financial statements by s10(2)(a) and (c) of the Charities Act 2011.

All expenditure incurred during the year on consecrated or beneficed buildings and moveable church furnishings, whether maintenance or improvement, is written off as expenditure in the Statement of Financial Activities.

2. INVESTMENT INCOME

Rents received
Investment income
2021
£
21,968
58,582
80,550
2020
£
25,678
54,962
80,640

3.

CHARITABLE ACTIVITIES COSTS

Charitable activities
Costs directly allocated to activities
Ministerial training and church support
Retired ministers
General purpose
Welfare
Education
Church extension
Support costs allocated to activities:
Administration and finance
2021
£
11,628
31,962
13,881
-
418
40,000
6,418
104,307
2020
£
16,502
36,353
15,082
1,699
-
-
6,101
75,737

Page 8

continued...

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Notes to the Financial Statements - continued for the year ended 31st December 2021

4. TRUSTEES' REMUNERATION AND BENEFITS

The trustee being the EFCC Trust Corporation Limited does not receive any remuneration from the charity.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31st December 2021 nor for the year ended 31st December 2020.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

6.

Unrestricted
funds
Restricted
funds
Endowment
fund
Designated
funds
£
£
£
£
INCOME AND
ENDOWMENTS FROM
Donations and legacies
929
-
-
-
Investment income
20,096
34,866
-
25,678




Total
21,026
34,866
-
25,678
EXPENDITURE ON
Charitable activities
Charitable
17,049
58,689
-
-
Net gains/(losses) on
investments
17,744
(26,497)
(123,672)
-




NET
INCOME/(EXPENDITURE)
21,721
(50,320)
(123,672)
25,678
RECONCILIATION OF
FUNDS
Total funds brought forward
602,593
912,546
654,547
661,809




TOTAL FUNDS CARRIED
FORWARD
624,314
862,226
530,875
687,487




TANGIBLE FIXED ASSETS
COST
At 1st January 2021
Reclassification
At 31st December 2021
NET BOOK VALUE
At 31st December 2021
At 31st December 2020
Total
funds
£
929
80,640

81,569
75,737
(132,425)

(126,593)
2,831,495

2,704,902

Freehold
Property
£
525,085
(320,000)
205,085
205,085
525,085

Page 9

continued...

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Notes to the Financial Statements - continued for the year ended 31st December 2021

7. FIXED ASSET INVESTMENTS

MARKET VALUE
At 1st January 2021
Revaluations
At 31st December 2021
NET BOOK VALUE
At 31st December 2021
At 31st December 2020
Market value at 1st Januar7
Increase/(decrease) in value for the year
Market value at 31st December
Analysis of investments:
UK Equity and Equity Fund
Global Equities & Equities Funds
Multi Asset Funds
Direct Property & Property Funds
Fixed Interest & Fixed Interest Funds
Other assets
Total cash
Charity UK Bonds
Investments exceeding 5% of market value of portfolio:
Conbrio FN PTN Ltd CFP Castlefield Real Return
Conbrio FD PTN Ltd Castlefield Best Sust Income Gen
M&G Equities Funds for Charities (Charifund) Sterling Income
2021
£
1,514,862
207,580
1,722,442
2021
£
1,028,274
372,045
191,434
76,305
33,045
10,493
7,798
2,685
1,722,079
2021
£
152,634
246,384
553,031
952,048
2021
£
1,514,862
207,580
1,722,442
2021
£
1,028,274
372,045
191,434
76,305
33,045
10,493
7,798
2,685
1,722,079
2021
£
152,634
246,384
553,031
952,048
Listed
investments
£
1,514,861
207,581
1,722,442
1,722,442
1,514,861
2020
£
1,684,287
(169,425)
1,514,862
2020
£
890,043
338,970
239,698
78,422
31,246
20,872
7,420
2,945
1,609,616
2020
£
223,029
305,661
487,771
1,016,462
2021
£
1,028,274
372,045
191,434
76,305
33,045
10,493
7,798
2,685
1,722,079
2021
£
152,634
246,384
553,031
952,048

Page 10

continued...

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Notes to the Financial Statements - continued for the year ended 31st December 2021

8. INVESTMENT PROPERTY

FAIR VALUE
At 1st January 2021
Revaluation
Reclassification
At 31st December 2021
NET BOOK VALUE
At 31st December 2021
At 31st December 2020
£
200,000
65,000
320,000
585,000
585,000
200,000

The trustees confirm that to the best of their knowledge and having taken appropriate professional advice that the valuations above are consistent with the fair value of the properties at 31 December 2021.

9. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Investments made by EFCC Trust Corporation
EFCC Trust Corporation
Bridgnorth Loan
2021
£
271,885
75,543
4,353
351,781
2020
£
271,885
75,154
5,627
352,666

10. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

EFCC General Purposes Fund

2021
£
8,938
2020
£
2,510

Page 11

continued...

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Notes to the Financial Statements - continued for the year ended 31st December 2021

11. ANALYSIS OF NET ASSETS BETWEEN FUNDS

Fixed assets
Investments
Net current
assets
Unrestricted
funds
£
225,000
247,427
215,157
Designated
funds
£
565,085
-
184,370
Restricted
funds
£
-
597,853
292,052
Endowment
funds
£
-
877,162
(249,448)
2021
Total
funds
£
790,085
1,722,442
442,131
2020
Total
funds
£
725,085
1,514,862
464,955
2,704,902
687,584 749,455 889,905 627,714 2,954,658

12. MOVEMENT IN FUNDS

Endowment Funds
Church extension
Welfare
General purpose
Maintenance of the Ministry
Homes for retired Ministers
Restricted Funds
Ministerial training
Church extension
Welfare
Educational
Maintenance of the Ministry
Homes for retired Ministers
Designated Funds
At
31.12.20
£
Homes for retired
ministers
687,487
At
31.12.20
£
338,856
93,348
126,002
14,940
-
269,080
At
31.12.20
£
188,871
43,809
252,707
35,083
10,405
gain
unrealised
£
24,229
4,491
32,000
4,543
31,576
At
31.12.21
£
213,100
48,300
284,707
39,626
41,981
627,714
At
31.12.21
£
393,048
66,978
144,648
16,000
-
269,231

889,905
At
31.12.21
£
749,455
530,875
Investment
gain
unrealised
£
60,592
3,797
13,340
1,113
-
20
96,839
Net
Movement
in funds
£
(6,400)
(30,167)
5,306
(53)
-
(19,869)
862,226
Gains/
(losses)
realised
£
-
78,862
Net
Movement
in funds

£
21,968
(51,183)
Revaluation
£
40,000

Page 12

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Notes to the Financial Statements - continued for the year ended 31st December 2021

13. RELATED PARTY DISCLOSURES

At the year end there were the following balances due from related parties:

EFCC Trust Corporation
Bridgnorth
At the year end there were the following balances due to related parties:
EFCC General Purposes Fund
2021
£
338,490
4,353
342,843
2021
£
8,938
2020
£
348,737
5,627
354,666

2020
£
2,510

Page 13

Charities Administered in Connection with the Evangelical Fellowship of Congregational Churches

Detailed Statement of Financial Activities for the year ended 31st December 2021

INCOME AND ENDOWMENTS
Donations and legacies
Gifts
Grants
Investment income
Rents received
Investment income
Total incoming resources
EXPENDITURE
Charitable activities
Ministerial and church support
Retired ministers
General purpose
Welfare
Education
Church extension
Support costs
Management
Administration and finance
Total resources expended
Net (expenditure)/income before gains and
losses
Unrealised recognised gains and losses
Unrealised gains/(losses) on fixed asset
investments
Unrealised gains on investment property
Net income/(expenditure)
2021
£
932
933
21,968
58,582
80,550
81,482
11,628
31,962
13,881
-
419
40,000
97,890
6,418
104,308
(22,826)
207,580
25,000
209,754
2020
£
929
929
25,678
54,962
80,640
81,569
16,502
36,353
15,082
1,699
-
-
69,636
6,101
75,737
5,832
(169,425)
37,000
(126,593)

This page does not form part of the statutory financial statements

Page 14