## **EBENEZER TRUST**
**REPORT AND ACCOUNTS for the year ended 5 April 2025**
## **EBENEZER TRUST**
## **REFERENCE AND ADMINISTRATIVE INFORMATION**
|**Legal Status:**|Ebenezer Trust is governed by its Trust Deed dated 22 August|
|---|---|
|**Charitable Status:**|The Trust's activities are of a wholly charitable nature and it do|
||not operate with a view to profit. It is registered with the Chari|
||Commission for England and Wales under reference 272574.|
|**Trustees:**|Nigel T Davey|
||Ruth M Davey|
|**Principal Address:**|Longwood Lodge|
||Whites Hill|
||Stock|
||Ingatestone|
||Essex CM4 9QB|
|**Bankers:**|HSBC|
||91 High Street|
||Brentwood|
||Essex CM14 4RU|
|**Investment managers:**|UBS AG - London Branch|
||5 Broadgate|
||London EC2M 2AN|
|**Independent Examiner:**|Nicholas Tavener|
||Shenfield|
||Essex|
1976.
oes
ity
## **EBENEZER TRUST**
## **ANNUAL REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5 APRIL 2025**
The Trustees submit their annual report for the year ended 5 April 2025 including the reference and administrative information on Page 1.
## **STRUCTURE GOVERNANCE AND MANAGEMENT**
The Trust was established under Trust Deed on 22 August 1976, under which statutory power of appointing new Trustees applies to the existing Trustees.
The Trust is managed directly by the Trustees who do not normally recover their minor expenses involved in doing so. There were no changes in Trustees during the year.
## **OBJECTIVES AND ACTIVITIES**
The charitable objectives of the Trust are to make grants and donations to charitable, mainly evangelical Christian, bodies both in the UK and abroad, in which the Trustees have a personal interest. The Trustees make charitable donations at their discretion as they become aware of needs which they wish to support.
## **ACTIVITIES IN THE YEAR**
During the year grants and donations totalling £73,632 were made to 37 organisations (2024: £74,382 to 37 organisations).
## **FINANCIAL REVIEW AND RESERVES POLICY**
The results for the year are set out on Pages 5 to 9.
The cash receipts in the year from gifts were less than the amount given to charitable causes, and this may also be the normal position in future years. The Trustees accept this and will be content for the Trust's reserves to be depleted in this way in future years. The Trust has a significant portfolio of investments which will be realised when appropriate opportunities to make charitable donations present themselves. It is the long-term policy of the trustees to give away the Trust's funds, and there is therefore no policy in relation to the retention of any particular level of reserves.
Page 2
## **EBENEZER TRUST**
**ANNUAL REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5 APRIL 2025 (continued)**
## **STATEMENT OF TRUSTEES' RESPONSIBILITIES**
The Trustees' responsibilities are to prepare financial statements for each financial year.
The Trustees are also responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the Trust and to enable them to ensure that the financial statements are properly prepared. They are responsible for safeguarding the assets of the Trust and for taking reasonable steps for the prevention and detection of fraud and other irregularities.
The Trustees have also had regard to the Charity Commission's general guidance on public benefit when reviewing their grant making activities in pursuance of the aims of the Trust.
Signed on behalf of the Trustees
N. T. Davey
N T Davey
Page 3
## **EBENEZER TRUST**
## **INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES**
I report to the trustees on my examination of the accounts of Ebenezer Trust ("the Trust") for the year ended 5 April 2025
## **Responsibilities and the basis of my report**
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act").
I report in respect of my examination of the Trust's accounts, which I have carried out under section 145 of the Act, and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent Examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which give me cause to believe that in any material respect:
(i) accounting records for the Trust were not kept, as required by section 130 of the Act; or (ii) the accounts do not accord with those records.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Signed: Nicholas Tavener Date: 6 January 2025 Name: Nicholas Tavener Address: Shenfield Essex
Page 4
## **EBENEZER TRUST**
## **STATEMENT OF CASH RECEIPTS AND PAYMENTS FOR THE YEAR ENDED 5 APRIL 2025**
|||**Unrestricted**|**Restricted**|
|---|---|---|---|
|||**Funds**|**Funds**|
|||**2025**|**2025**|
||**Notes**|**£**||
|**RECEIPTS**||||
|Donations and legacies|1|30,000|75|
|Gift Aid refunds received (for 2023/24)||8,000|0|
|||38,000|75|
|Transfer of cash from investment portfolio|2|50,000|0|
|**Total incoming cash resources**||88,000|75|
|**PAYMENTS**||||
|Expenditure on Charitable activities:||||
|Grants and donations||73,632|0|
|Other expenses|4|61|0|
|**Total outgoing resources**||73,693|0|
|**Net incoming /(outgoing) cash resources**||14,307|75|
|Total funds at 6 April 2024||7,408|0|
|**Total funds at 5 April 2025**||21,715|75|
|**Total**|**Total**|
|---|---|
|**Funds**|**Funds**|
|**2025**|**2024**|
|**£**|**£**|
|30,075|_32,000_|
|---|---|
|8,000|_12,515_|
|38,075|_44,515_|
|50,000|_25,000_|
|88,075|_69,515_|
|73,632|_74,382_|
|---|---|
|61|_60_|
|73,693|74,442|
|0|_0_|
|0|_0_|
|14,382|(4,927)|
|7,408|_12,335_|
|21,790|_7,408_|
Page 5
## **EBENEZER TRUST**
## **STATEMENT OF FUNDS, ASSETS AND LIABILITIES AT 5 APRIL 2025**
|**Unrestricted**
**Restricted**
**Total**
**Funds**
**Funds**
**Funds**
**2025**
**2025**
**2025**
**£**
HSBC current account
21,715
75 21,790
Held for the benefit of the Funds
21,715
75
21,790
**Other monetary assets**
Income tax recoverable under Gift Aid for 2023/24
7,512
(Received on 14 August 2025)
**Other assets retained for trustees' use**
Portfolio managed by UBS AG, London Office (see Note 2)
374,827|**Unrestricted**
**Restricted**
**Total**
**Funds**
**Funds**
**Funds**
**2025**
**2025**
**2025**
**£**
21,715
75 21,790|**Unrestricted**
**Restricted**
**Total**
**Funds**
**Funds**
**Funds**
**2025**
**2025**
**2025**
**£**
21,715
75 21,790|**Unrestricted**
**Restricted**
**Total**
**Funds**
**Funds**
**Funds**
**2025**
**2025**
**2025**
**£**
21,715
75 21,790|**Unrestricted**
**Restricted**
**Total**
**Funds**
**Funds**
**Funds**
**2025**
**2025**
**2025**
**£**
21,715
75 21,790|
|---|---|---|---|---|
|||21,715|75|21,790|
||||
|7,512
374,827|
## **Liabilities**
There were no liabilities at the year end.
N.T.Davey R M Davey (Signed) (Signed)
## **Total Funds 2024**
**£**
_7,408_
_7,408_
_8,000_
_418,680_
Page 6
## **EBENEZER TRUST**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2025**
## **1 DONATIONS AND GIFT AID RECOVERED**
|Gift Aid donations:
Other donations
Gift Aid refunds received|**Unrestricted**
**Restricted**
**Funds**
**Funds**
**2025**
**2025**
**£**
**£**
30,000
50
0
25|
|---|---|
||30,000
75
8,000
0|
||38,000
75|
## **2 THE UBS-MANAGED INVESTMENT PORTFOLIO**
Funds not likely to be required in the short term to enable donations to be m invested in a portfolio managed by UBS AG London Office. Income receiv realised gains have been accumulated within the portfolio. During the year amount £50,000 was transferred from the UBS portfolio to the trust's bank a at HSBC. At 5 April 2025 the remaining portfolio had a market value of £
## **RESTRICTED FUNDS**
There were Restricted Funds received during the year for the following caus Good News for Everyone
Christ Church Stock
These gifts were paid over to the stipulated beneficiaries after the end of the
## **EXPENSES**
Bank charges
**3**
**4**
|**Total**|**Total**|
|---|---|
|**Funds**|**Funds**|
|**2025**|**2024**|
|**£**|**£**|
|30,050|_32,000_|
|25|_0_|
|30,075|_32,000_|
|8,000|_12,515_|
|38,075|44,515|
made are ved and an account £374,827
ses:
£50 £25 e year.
|**2025**
61
___
61|**2024**|
|---|---|
||_60_
___
_60_|
Page 7
## **EBENEZER TRUST**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2025**
## 5 **GRANTS AND DONATIONS**
All grants and donations in furtherance of the Charity's objects have been m
Alpha International Baptist Home Mission - Eastern Baptist Association Baptist Missionary Society Barnabas Fund Bible Society Brentwood Schools Christian Worker Trust Buttsbury Church PCC Care for the Family CARE Trust CHESS Christ Church, Stock Christian Aid Christian Enquiry Agency Christian Vision Crisis Evangelical Alliance Fellowship Afloat Fusion Good News for Everyone - Scripture Fund Good News for Everyone - annual subscription/admin fund Guildford Cathedral Lectio 365/24/7 Prayer London City Mission Missionary Aviation Fellowship Motor Neurone Disease Association
_Carried forward to Page 9_
## made to :
|**Unrestricted Unrestricted**
**Funds**
**Funds**
**2025**
**2024**
**£**
**£**
2,500
_2,000_
1,500
_1,250_
4,000
_3,500_
0
_5,000_
1,000
_1,000_
1,500
_1,500_
2,900
_0_
1,250
_1,000_
1,250
_1,000_
3,000
_5,000_
10,100
_10,000_
2,500
_2,250_
500
_500_
500
_500_
1,000
_1,000_
2,000
_2,000_
1,000
_1,000_
1,000
_0_
1,500
_1,500_
382
_232_
1,500
_1,000_
500
_500_
1,500
_1,250_
1,750
_1,750_
1,250
_1,250_|**Unrestricted Unrestricted**
**Funds**
**Funds**
**2025**
**2024**
**£**
**£**
2,500
_2,000_
1,500
_1,250_
4,000
_3,500_
0
_5,000_
1,000
_1,000_
1,500
_1,500_
2,900
_0_
1,250
_1,000_
1,250
_1,000_
3,000
_5,000_
10,100
_10,000_
2,500
_2,250_
500
_500_
500
_500_
1,000
_1,000_
2,000
_2,000_
1,000
_1,000_
1,000
_0_
1,500
_1,500_
382
_232_
1,500
_1,000_
500
_500_
1,500
_1,250_
1,750
_1,750_
1,250
_1,250_|**Unrestricted Unrestricted**
**Funds**
**Funds**
**2025**
**2024**
**£**
**£**
2,500
_2,000_
1,500
_1,250_
4,000
_3,500_
0
_5,000_
1,000
_1,000_
1,500
_1,500_
2,900
_0_
1,250
_1,000_
1,250
_1,000_
3,000
_5,000_
10,100
_10,000_
2,500
_2,250_
500
_500_
500
_500_
1,000
_1,000_
2,000
_2,000_
1,000
_1,000_
1,000
_0_
1,500
_1,500_
382
_232_
1,500
_1,000_
500
_500_
1,500
_1,250_
1,750
_1,750_
1,250
_1,250_|
|---|---|---|
||45,882|45,982|
Page 8
## **EBENEZER TRUST**
**NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2025**
## **5 GRANTS AND DONATIONS - continued**
_Brought forward from page 8_ Open Doors Renew Counselling St Michael's le Belfry Salvation Army Samaritan's Purse Schools Ministry, Billericay Scripture Union Shaftesbury (formerly Livability) Spurgeons Spurgeon's College Stewardship Services Tearfund Treasures in Heaven Trust Trinity College, Cambridge University of Sheffield - Parkinson's Disease research Wheels for the World Witham Boys Brigade Woodland Trust
|**Unrestricted**
**Unrestricted**
**Funds**
**Funds**
**2025**
**2024**
**£**
**£**
45,882
_45,982_
1,500
_1,250_
2,250
_2,250_
1,000
_0_
1,250
_1,250_
5,000
_5,000_
1,250
_1,000_
1,250
_1,000_
1,500
_1,500_
1,250
_1,250_
2,500
_2,250_
500
_2,250_
5,000
_5,000_
0
_400_
2,500
_2,500_
0
_0_
0
_0_
1,000
_1,000_
0
_500_|**Unrestricted**
**Unrestricted**
**Funds**
**Funds**
**2025**
**2024**
**£**
**£**
45,882
_45,982_
1,500
_1,250_
2,250
_2,250_
1,000
_0_
1,250
_1,250_
5,000
_5,000_
1,250
_1,000_
1,250
_1,000_
1,500
_1,500_
1,250
_1,250_
2,500
_2,250_
500
_2,250_
5,000
_5,000_
0
_400_
2,500
_2,500_
0
_0_
0
_0_
1,000
_1,000_
0
_500_|**Unrestricted**
**Unrestricted**
**Funds**
**Funds**
**2025**
**2024**
**£**
**£**
45,882
_45,982_
1,500
_1,250_
2,250
_2,250_
1,000
_0_
1,250
_1,250_
5,000
_5,000_
1,250
_1,000_
1,250
_1,000_
1,500
_1,500_
1,250
_1,250_
2,500
_2,250_
500
_2,250_
5,000
_5,000_
0
_400_
2,500
_2,500_
0
_0_
0
_0_
1,000
_1,000_
0
_500_|
|---|---|---|
||73,632|_74,382_|
Page 9