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2024-03-31-accounts

Singh Sabha Gurdwara Indian Welfare and Cultural Association

Trustees' Report and Unaudited Accounts

31 March 2024

Singh Sabha Gurdwara Indian Welfare and Cultural Association Contents

Pages
Trustees'AnnualReport 2 to 4
IndependentExaminer'sReport 5
Statement of FinancialActivities 6
BalanceSheet 7
Notesto the Accounts 8 to 12
DetailedStatement of FinancialActivities 13 to 14

Page 1

Singh Sabha Gurdwara Indian Welfare and Cultural Association Trustees Annual Report

The trustees present their report with the unaudited financial statements of the charity for the year ended 31 March 2024.

REFERENCE AND ADMINISTRATIVE DETAILS

Charity No. 270641

Trustees

The following trustees served during the year:

B.S. Atwal (Resigned 25 May 2024) A.S. Chahal (Resigned 25 May 2024) H.S. Chahal G.S. Dhaliwal (Resigned 25 May 2024) D.S. Mann M.S. Sandhu (Resigned 25 May 2024) J. Singh R.S. Sohal T.S. Sohal B.S. Thind (Resigned 25 May 2024)

Key Management Personnel

Key ManagementPersonnel
Chair GurpalSingh
VicePresident SodhiSingh
GeneralSecretary MohinderSinghSohal
AssistantSecretary BharwinderKaurChahal
Cashier ParamjitSinghBirring
JointCashiers PalwinderSinghSohal

Accountants

Roger Smallman & Co Ltd

Suite 20

The Director General's House

15 Rockstone Place

Southampton

SO15 2EP

TRUSTEE STATEMENT

All current trustees were appointed on 25th May 2024 during the General Body Meeting of Singh Sabha Gurdwara. The trustees are currently in the process of establishing a new governance framework to strengthen oversight, ensure transparency, and improve financial and operational processes moving forward.

OBJECTIVES AND ACTIVITIES

The purpose of the charity as set out in its governing document, a deed of trust, and constitutes an unincorporated charity. The constitution was dated 21 February 1993 and amended April 2001.

Page 2

Singh Sabha Gurdwara Indian Welfare and Cultural Association Trustees Annual Report

To promote the benefit of the Sikh Community in Southampton and surrounding areas by:

1 The promotion and advancement of education.

2 The advancement of the Punjabi faith for the benefit of the public, in accordance with the tenets and

doctrines of the Punjabi belief.

3 The relief of poverty, sickness and distress,

4 The promotion and observance of Sikh religion and to provide a place of workshop.

5 Benefitting the residents of Southampton, without prejudice, to provide facilities in the interests of social welfare to improve conditions of life.

ACHIEVEMENTS AND PERFORMANCE

The Trustees consider that the performance of the Charity has been satisfactory and has been successful in fulfilling its aims and objectives. The Charity has organised events, activities and programmes to fulfil its objectives and has ensured that it has used all mediums at its disposal to promote the services provided by the Charity.

The Charity has organised a number of activities including:

1 Providing information services for its members and directing them to the appropriate authorities.

2 Informing members of training and education opportunities in the city to improve their knowledge and skills.

3 Having a Religious School in order to teach children.

FINANCIAL REVIEW

The association receives subscriptions as well as raising funds at different events. In the future, the

association will carry on fundraising and will also apply for grants in order to fund further activites.

The Charity occupies the St Lukes Development which is owned wholly by the Charity. All the Charity's activities are conducted from this premises.

PLANS FOR FUTURE PERIODS

Looking ahead, the trustees are committed to expanding the Gurdwara’s community services. Plans include providing English classes to members of the congregation to support integration into wider society. Additionally, the trustees aim to offer assistance to elderly members who would otherwise find it difficult or impossible to attend services, ensuring they remain connected to the community and its activities.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The Charity is governed by its constitution and is constituted as a charitable trust. The trustees of the Singh Sabha Gurdwara are the members of the executive committee. They are for the purposes of the constitution, officers of the company.

The trustees are responsible for the overall management and control of the Charity and meet regularly to manage its affairs.

The trustees have a duty to identify and review the risks to which the Charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error. The managing trustees have assessed the major risks to which the Charity is exposed, in particular a lack of funds that could prevent the Charity from achieving its aims and objectives. Since introducing more fundraising events, the Charity has taken appropriate steps in order to ensure that sufficient funds are in place and thereby ensuring the Charity is able to continue its present activities.

Page 3

Singh Sabha Gurdwara Indian Welfare and Cultural Association

Trustees Annual Report

Statement of trustees' responsibilities in relation to the financial statements

The charity trustees are responsible for preparing a trustees' annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at

any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

Signed on behalf of the charity's trustees

T.S. Sohal Trustee 29 January 2025

Page 4

Singh Sabha Gurdwara Indian Welfare and Cultural Association

Independent Examiners Report

Independent Examiner's Report to the trustees of Singh Sabha Gurdwara Indian Welfare and Cultural Association

I report to the trustees on my examination of the financial statements of Singh Sabha Gurdwara Indian Welfare and Cultural Association for the year ended 31 March 2024.

Responsibilities and basis of report

As the charity's trustees you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I can confirm that no material matters have come to my attention in

connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Carole Gunning ICAEW

Roger Smallman & Co Ltd

Suite 20

The Director General's House

15 Rockstone Place

Southampton

SO15 2EP

29 January 2025

Page 5

Singh Sabha Gurdwara Indian Welfare and Cultural Association

Statement of Financial Activities

for the year ended 31 March 2024

for the year ended 31 March 2024
Statement ofFinancialActivities
Notes
Income and endowments
from:
Donationsandlegacies
3
Investments
4
Total
Expenditure on:
Other
5
Total
Netgainsoninvestments
Net expenditure
6
Transfersbetweenfunds
Net expenditure before other
gains/(losses)
Othergainsandlosses
Net movementinfunds
Reconciliation of funds:
Totalfundsbroughtforward
Totalfundscarriedforward
Unrestricted
funds
Totalfunds Totalfunds
2024 2024 2023
£ £ £
163,823 163,823 132,021
623 623 201
164,446 164,446 132,222
255,181 255,181 152,458
255,181 255,181 152,458
- - -
(90,735) (90,735) (20,236)
- - -
(90,735) (90,735) (20,236)
(90,735) (90,735) (20,236)
629,287 629,287 649,523
538,552 538,552 629,287

Page 6

Singh Sabha Gurdwara Indian Welfare and Cultural Association Balance Sheet

at 31 March 2024

at 31 March 2024
SinghSabha GurdwaraIndian Welfare andCulturalAssociation
BalanceSheet
Charity No.270641
Fixed assets
Tangibleassets
8
Current assets
Cashat bankandin hand
Creditors: Amountfallingdue within one year
9
Netcurrent assets
Totalassets lesscurrentliabilities
Net assetsexcludingpension asset orliability
Totalnet assets
Thefundsofthecharity
Restrictedfunds
10
Unrestrictedfunds
10
Generalfunds
Reserves
10
Totalfunds
2024
£
499,713
499,713
39,919
39,919
(1,080)
38,839
538,552
538,552
538,552
538,552
538,552
538,552
2023
£
478,123
478,123
156,383
156,383
(5,219)
151,164
629,287
629,287
629,287
629,287
629,287
629,287

Approved by the trustees on 29 January 2025

And signed on their behalf by:

T.S. Sohal

Trustee

29 January 2025

Page 7

Singh Sabha Gurdwara Indian Welfare and Cultural Association Notes to the Accounts

Basis of preparation

The financial statements have been prepared in accordance with Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic if Ireland (FRS 102) issued on 16 July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Fund accounting

Designated funds These are unrestricted funds earmarked by the trustees for particular purposes. Revaluation funds These are unrestricted funds which include a revaluation reserve representing the restatement of investment assets at their market values. Restricted funds These are available for use subject to restrictions imposed by the donor or through terms of an appeal.

Income

Income with related Where income has related expenditure the income and related expenditure is expenditure reported gross in the SoFA. Donations and Voluntary income received by way of grants, donations and gifts is included in the legacies the SoFA when receivable and only when the Charity has unconditional entitlement to the income. Tax reclaims on Income from tax reclaims is included in the SoFA at the same time as the donations and gifts gift/donation to which it relates. Donated services These are only included in income (with an equivalent amount in expenditure) and facilities where the benefit to the Charity is reasonably quantifiable, measurable and material. Volunteer help The value of any volunteer help received is not included in the accounts. Investment income This is included in the accounts when receivable. Gains/(losses) on This includes any gain or loss resulting from revaluing investments to market value revaluation of fixed at the end of the year.

assets

Gains/(losses) on This includes any gain or loss on the sale of investments. investment assets

Page 8

Singh Sabha Gurdwara Indian Welfare and Cultural Association Notes to the Accounts

Expenditure

Recognition of Expenditure is recognised on an accruals basis. Expenditure includes any VAT which expenditure cannot be fully recovered, and is reported as part of the expenditure to which it relates.

Expenditure on These comprise the costs associated with attracting voluntary income, fundraising raising funds trading costs and investment management costs.

Expenditure on These comprise the costs incurred by the Charity in the delivery of its activities and charitable activities services in the furtherance of its objects, including the making of grants and governance costs.

Governance costs These include those costs associated with meeting the constitutional and statutory requirements of the Charity, including any audit/independent examination fees, costs linked to the strategic management of the Charity, together with a share of other administration costs.

Taxation

The charity is exempt from tax on its charitable activities.

Tangible fixed assets and depreciation

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life:

useful life:
Freehold property %Nil
Kitchen renovation 25%Reducingbalance
Motor Vehicles 25%Reducingbalance
FixturesFitting&Equipment 25%Reducingbalance

Due to the very high annual maintenance of the property known as St Lukes Development, no deprecation has been provided

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.

Trade and other creditors

Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Receipt of donated goods, facilities and services

All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.

Page 9

Singh Sabha Gurdwara Indian Welfare and Cultural Association Notes to the Accounts

2 Statement of Financial Activities - prior year

2
Statement ofFinancialActivities-prior year
Income and endowmentsfrom:
Donationsandlegacies
Investments
Total
Expenditure on:
Other
Total
Netincome
Netincome before other
gains/(losses)
Othergainsandlosses:
Net movementinfunds
Reconciliation of funds:
Totalfundsbroughtforward
Totalfundscarriedforward
3
Incomefrom donationsandlegacies
ReceiptedIncome
GolakMoney
Gift Aid
4
Incomefrominvestments
Bankinterest
Unrestricted
£
105,793
43,977
14,053
163,823
Unrestricted
£
623
623
Unrestricted
funds
2023
£
132,021
201
132,222
152,458
152,458
(20,236)
(20,236)
(20,236)
649,523
629,287
Total
2024
£
105,793
43,977
14,053
163,823
Total
2024
£
623
623
Totalfunds
2023
£
132,021
201
132,222
152,458
152,458
(20,236)
(20,236)
(20,236)
649,523
629,287
Total
2023
£
85,024
40,064
6,933
132,021
Total
2023
£
201
201

Page 10

Singh Sabha Gurdwara Indian Welfare and Cultural Association Notes to the Accounts

5 Other expenditure

5
Other expenditure
FoodandProvisions
Donations
Priestcosts
Motorand travelcosts
Premises costs
Amortisation,depreciation,
impairment,profit/losson
disposalof fixedassets
Generaladministrativecosts
Legaland professionalcosts
6
Net expenditure before transfers
Thisis statedaftercharging:
Depreciation ofownedfixedassets
7
Priestcosts
PriestsandPreachers
No employee received emolumentsin excess
8
Tangiblefixed assets
Land and
buildings
£
Cost or revaluation
At 1 April2023
453,119
Additions
-
Disposals
-
At 31 March 2024
453,119
Depreciation and
impairment
At 1 April2023
-
Depreciationchargefor the
year
-
Disposals
-
At 31 March 2024
-
Net bookvalues
At 31 March 2024
453,119
At 31 March 2023
453,119
of£60,000. Unrestricted
£
7,991
-
50,646
1,301
145,489
36,998
8,379
4,377
255,181
2024
£
15,532
2024
47,064
47,064
Total
2024
£
7,991
-
50,646
1,301
145,489
36,998
8,379
4,377
255,181
Fixtures
Fitting&
Equipment
£
76,859
1,262
-
78,121
73,986
1,034
-
75,020
3,101
2,873
Total
2023
£
6,782
7,300
45,267
1,204
73,033
7,911
8,606
2,355
152,458
2023
£
7,911
2023
43,542
43,542
Total
£
717,329
58,588
(168,911)
Kitchen
renovation
Motor
Vehicles
£
168,911
57,326
(168,911)
57,326
147,445
14,332
(147,445)
14,332
42,994
21,466
£
18,440
-
-
18,440
17,775
166
-
17,941
499
665
607,006
239,206
15,532
(147,445)
107,293
499,713
478,123

Page 11

Singh Sabha Gurdwara Indian Welfare and Cultural Association Notes to the Accounts

amounts falling due within one year

9
Creditors:
amountsfallingdue within one year
Notesto the Accounts
Othercreditors
Accruals
10 Movementinfunds
Restrictedfunds:
Unrestrictedfunds:
Generalfunds
Totalfunds
11 Analysisofnet assetsbetweenfunds
Fixedassets
Netcurrentassets
12 Reconciliation ofnet debt
Cashandcash equivalents
Net debt
2024
£
-
2023
£
4,139
1,080 1,080
At 1 April
2023
629,287
629,287
1,080
Incoming
resources
(including
other
gains/losses
)
£
164,446
164,446
At 1 April
2023
£
Resources
expended
£
(255,181)
(255,181)
Unrestricted
funds
£
499,713
38,839
538,552
Cashflows
£
5,219
At 31
March
2024
£
538,552
538,552
Total
£
499,713
38,839
538,552
At 31
March
2024
£
156,383 (116,464) 39,919
156,383
156,383
(116,464)
(116,464)
39,919
39,919

Page 12

Singh Sabha Gurdwara Indian Welfare and Cultural Association

Detailed Statement of Financial Activities

for the year ended 31 March 2024

for the year ended 31 March 2024
SinghSabha GurdwaraIndian Welfare andCulturalAssociation
DetailedStatement ofFinancialActivities
Income and endowmentsfrom:
Donationsandlegacies
ReceiptedIncome
GolakMoney
Gift Aid
Investments
Bankinterest
Total income and endowments
Expenditure on:
Other expenditure
FoodandProvisions
Donations
Priestcosts
PriestsandPreachers
AkhandPathcosts
Motorand travelcosts
Vehicles-Generalcosts
Travelandsubsistence
Premises costs
Rates
Light,heatand power
Premises cleaning
Premisesrepairsand
maintenance
Generaladministrativecosts,
includingdepreciationand
amortisation
Depreciation ofKitchen
renovation
Depreciation ofMotor Vehicles
Depreciation of FixturesFitting&
Equipment
Losson disposaloftangiblefixed
assets
Unrestricted
funds
2024
£
105,793
43,977
14,053
163,823
623
623
164,446
7,991
-
7,991
47,064
3,582
50,646
1,301
-
1,301
2,711
46,320
931
95,527
145,489
14,332
166
1,034
21,466
Totalfunds
2024
£
105,793
43,977
14,053
163,823
623
623
164,446
7,991
-
7,991
47,064
3,582
50,646
1,301
-
1,301
2,711
46,320
931
95,527
145,489
14,332
166
1,034
21,466
Totalfunds
2023
£
85,024
40,064
6,933
132,021
201
201
132,222
6,782
7,300
14,082
43,542
1,725
45,267
1,171
33
1,204
1,888
22,210
703
48,232
73,033
7,155
221
535
-

Page 13

Singh Sabha Gurdwara Indian Welfare and Cultural Association Detailed Statement of Financial Activities

SinghSabha GurdwaraIndian Welfare andCulturalAssociation
DetailedStatement ofFinancialActivities
Bankcharges
General insurances
Software,ITsupportand related
costs
Stationeryand printing
Sundry expenses
Telephone,fax and broadband
Legaland professionalcosts
Accountancyand bookkeeping
Otherlegaland professional
costs
Totalofexpenditure ofothercosts
Totalexpenditure
Netgainsoninvestments
Net expenditure
Net expenditure before other
gains/(losses)
Other Gains
Net movementinfunds
Reconciliation of funds:
Totalfundsbroughtforward
Totalfundscarriedforward
1,002
4,806
570
911
-
1,090
45,377
1,080
3,297
4,377
255,181
255,181
-
(90,735)
(90,735)
-
(90,735)
629,287
538,552
1,002
4,806
570
911
-
1,090
45,377
1,080
3,297
4,377
255,181
255,181
-
(90,735)
(90,735)
-
(90,735)
629,287
538,552
967
4,700
100
1,057
788
994
16,517
1,710
645
2,355
152,458
152,458
-
(20,236)
(20,236)
-
(20,236)
649,523
629,287

Page 14