Company registration number: CE041660 Charity registration number: 269866 **QUIET WATERS CHRISTIAN RETREAT HOUSE TRUSTEES' REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2025** ## **Quiet Waters Christian Retreat House Contents** ||**Page**| |---|---| |Trustees' Report|1—4| |Independent Examiner's Report|5| |Statement of Financial Activities (including Income and Expenditure Account)|6| |Comparative Statement of Financial Activities (including Income and Expenditure
Account)|7| |Balance Sheet|8—9| |Notes to the Financial Statements|10—15| |The following pages do not form part of the statutory accounts:|| |Detailed Statement of Financial Activities (including Income and Expenditure
Account)|16| **Quiet Waters Christian Retreat House Company No. CE041660 Trustees' Report For The Year Ended 30 September 2025** The trustees present their report and the financial statements for the year ended 30 September 2025. ## **Objectives and Activities** ## **Aims and Objectives** To use the premises known as Quiet Waters, Flixton Road, Bungay, Suffolk for the advancement of the Christian religion as a Christian retreat house, a place of spiritual retreat and refreshment. ## **Public Benefit** Many guests come to Quiet Waters for a private and self-managed time of retreat or as part of a group with its own retreat programme. Others will join a retreat event, either a day or a few days, led by an outside organisation or individual. We are also used by local churches and chaplaincies for their 'away-days' and leadership team meetings. In all cases Quiet Waters provides the hospitality, including accommodation and meals as required. For individual guests, as opposed to groups or those joining a retreat event, we do not want cost to be a barrier and operate a bursary fund which enables those with limited means to come and seek God at Quiet Waters. We are immensely grateful to those generous guests who support our work financially by contributing more than our basic charge, give regularly via Standing Order, or make one off gifts. We also have a ‘Creative Space’ in our cabin in the woods. This space is ideal for individuals or small groups to explore worship through creativity, providing an independent space within the grounds of QW yet sharing the same peace and tranquillity of the main house. A range of workshops take place such as creative writing, releasing creativity in prayer, pottery, acrylics, creating a prayer Bible and Christmas wreath making. All workshops allow time for reflection, prayer and making friends. The Quiet Waters team lead a daily 'Rhythm of Prayer' with set times of worship, prayer and reflection and will also provide a 'listening ear' and prayer ministry to guests if requested. The Trustees have paid due regard to guidance issued by the Charity Commission on public benefit in deciding what activities the charity should undertake. The trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s guidance on public benefit. ## **Achievements and Performance** ## **Main Achievements** A significant challenge continues to be maintaining the residential staff team at full capacity for the whole year. We have piloted new models of operation with some success blending the recruitment of single people and volunteers, sharing residential accommodation. Staff worked extremely hard to continue to enable guests to enjoy the facilities at Quiet Waters and maximise the number of days the house is open. Trustees are extremely grateful for their commitment and support of our mission. The number of 'bed-nights' and 'day guests' increased as set out below, although they still remain below pre-Covid levels. Bed-nights 2018/19 1217 ...CONTINUED Page 1 **Quiet Waters Christian Retreat House Trustees' Report (continued) For The Year Ended 30 September 2025** ## **Main Achievements - continued** 2019/20 583 2020/21 311 2021/22 637 2022/23 728 2023/24 504 2024/25 629 Day Guests 2018/19 299 2019/20 191 2020/21 43 2021/22 157 2022/23 197 2023/24 221 2024/25 279 As of 30 September 2025, the residential team is at 75%. We are grateful for an increasing number of volunteers who have helped in many ways during the last year. In addition to our residential team, we employ a part-time housekeeper and part-time gardener who are very much part of the Quiet Waters family. The Creative programme has increased significantly during the year and seen people visit Quiet Waters for the first time. Feedback from guests has been extremely encouraging. Throughout the year our Team Chaplains have maintained contact with all the staff. The role of the Chaplains is an important one; living and working in community can be challenging. The Chaplains give the team somebody they can turn to in confidence for advice and support. As well as assessing our activities through 'bed-nights' and 'day guests' as shown above we collate guest feedback in a variety of ways. It could be on a feedback form, in the visitors’ book, by letter/email, on social media or simply a remark. We remain greatly encouraged by the many positive and encouraging comments made. Through this we know that many our referrals come through word of mouth. We maintain contact with our friends and supporters by making regular posts to social media, through our newsletter and by sending email updates when appropriate. We continue with an online prayer meeting four times a year. Due to the generosity of our supporters we continue to carry out work to secure the fabric of our Georgian grade II listed building. We are blessed with a number of skilled and committed tradespeople who carry out this work to a high standard. We maintain a constructive relationship with the planning department in East Suffolk Council. We have a committed and knowledgeable board of trustees who are essential to the effectiveness of the charity. Currently, legal work is underway to change our charitable status to that of a Charitable Incorporated Organisation (CIO). It is hoped this will be enacted in late 2025 or early 2026 once Charity Commission approval is received. Our work would not be possible without prayer support and the generous giving of our friends and supporters. We are so grateful for their prayers and financial generosity. ## **Financial Review** Page 2 **Quiet Waters Christian Retreat House Trustees' Report (continued) For The Year Ended 30 September 2025** ## **Financial Position** Unrestricted income is £82,189 (2024 £83,209). The number of guests has increased both overnight at 629 (2024 504) and day guests 279 (2024 221). The average income per guest also increased at £96.63 (2024 £73.51) overnight and £32.78 (2024 £28.78). Voluntary gifts at £9,416 is a reduction from the previous year of £36,011, however this amount included a generous gift of £25,000 which has been used this year to part fund some of our major renovation work including the replacement of gutters and facias along with renovation of one bathroom and the bay window. Unrestricted expenditure, excluding major repairs, was at £84,438 (2024 £67,388). The main increases have been in relation to staffing, groceries and maintenance costs. Expenses will remain under close monitoring. ## **Reference and Administrative Details** ## **Trustees** Mr P N Dunning - Chair Mr P A Walker - Trustee (appointed 08/12/2024) Mr J S Gordon - Trustee (appointed 08/12/2024) Mr R C Yaxley - Trustee (appointed 08/12/2024) Mr S P Ward - Trustee (resigned 26/11/2025) Ms K J Males - Trustee Mr S J Harris - Trustee (resigned 26/11/2025) Ms J M Harris - Trustee (resigned 26/11/2025) ## **Charity Number** 269866 ## **Company Number** CE041660 ## **Independent Examiner** J P van Dijk Van Dijk Accountants Georgian House 34 Thoroughfare Halesworth Suffolk IP19 8AP Page 3 **Quiet Waters Christian Retreat House Trustees' Report (continued) For The Year Ended 30 September 2025** ## **Other Information** ## **Future Plans** Our focus continues to be 100% aligned to our charitable objectives – a Christian retreat house providing a place of spiritual retreat and refreshment. We will continue to provide the peace and space for guests to draw close to God. The residential team will continue to develop their gifts and skills to best serve our guests. Our aim is to become a Charitable Incorporated Organisation (CIO) during the next financial year. We will also continue our planned maintenance and repair programme as funds allow. There has been an increase in regular volunteers for which we are very grateful. Developing this wonderful team remains a priority. We maintain strong budgetary controls alongside dedicating our work to God asking for his ongoing blessing. We are so thankful to him and our faithful supporters, staff and volunteers. ## **Small Company Rules** This report has been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006. The trustees' report was approved by the board of trustees and signed on its behalf by: Mr P N Dunning Trustee 09/03/2026 Page 4 ## **Quiet Waters Christian Retreat House Independent Examiner's Report to the Trustees of Quiet Waters Christian Retreat House For The Year Ended 30 September 2025** I report to the charity trustees on my examination of the accounts of the Company for the year ended 30 September 2025. ## **Responsibilities and Basis of Report** As the charity trustees of the Company (and also its directors for the purposes of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”). Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act. ## **Independent Examiner's Statement** I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe: 1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or 2. the accounts do not accord with those records; or 3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination; or 4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102). I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. J P van Dijk 09/03/2026 Georgian House 34 Thoroughfare Halesworth Suffolk IP19 8AP Page 5 ## **Quiet Waters Christian Retreat House Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 30 September 2025** |**Notes**
**INCOME AND ENDOWMENTS**
**FROM:**
Donations and legacies
**3**
Other trading activities
**4**
Investments
**5**
**EXPENDITURE ON:**
Raising funds
**6**
Charitable activities:
**6**
**NET EXPENDITURE**
**NET MOVEMENT IN FUNDS**
**RECONCILIATION OF FUNDS:**
Total funds brought forward
**TOTAL FUNDS CARRIED FORWARD**
**14**|**Unrestricted**
**funds**
**£**
9,383
70,581
347|**Restricted**
**funds**
**£**
21,542
-
71|**2025**
**Total**
**funds**
**£**
30,925
70,581
418|**2024**
**Total**
**funds**
**£**
43,049
43,987
1,209| |---|---|---|---|---| ||80,311|21,613|101,924|88,245| ||(102,840)|(23,534)|(126,374)|(104,160)| ||(22,529)|(1,921)|(24,450)|(15,915)| ||(22,529)
52,438|(1,921)
828,597|(24,450)
881,035|(15,915)
896,950| ||29,909|826,676|856,585|881,035| The notes on pages 10 to 15 form part of these financial statements. Page 6 ## **Quiet Waters Christian Retreat House Comparative Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 30 September 2025** |**Notes**
**INCOME AND ENDOWMENTS FROM:**
Donations and legacies
**3**
Other trading activities
**4**
Investments
**5**
**EXPENDITURE ON:**
Raising funds
**6**
Charitable activities:
**6**
**NET EXPENDITURE**
**NET MOVEMENT IN FUNDS**
**RECONCILIATION OF FUNDS:**
Total funds brought forward
**TOTAL FUNDS CARRIED FORWARD**
**14**|**Unrestricted**
**funds**
**£**
38,383
43,987
839|**Restricted**
**funds**
**£**
4,666
-
370|**2024**
**Total**
**funds**
**£**
43,049
43,987
1,209| |---|---|---|---| ||83,209|5,036|88,245| ||(67,385)|(36,775)|(104,160)| ||15,824|(31,739)|(15,915)| ||15,824
36,614|(31,739)
860,336|(15,915)
896,950| ||52,438|828,597|881,035| The notes on pages 10 to 15 form part of these financial statements. Page 7 **Quiet Waters Christian Retreat House Balance Sheet As At 30 September 2025** |**Notes**
**FIXED ASSETS**
Tangible Assets
**11**
**CURRENT ASSETS**
Debtors
**12**
Cash at bank and in hand
**Creditors: Amounts Falling Due**
**Within One Year**
**13**
**NET CURRENT ASSETS**
**(LIABILITIES)**
**TOTAL ASSETS LESS CURRENT**
**LIABILITIES**
**NET ASSETS**
**FUNDS OF THE CHARITY**
Restricted Funds:
Restricted Funds
Revaluation Reserve
Unrestricted Funds
**TOTAL FUNDS**
**14**|**Unrestricted**
**funds**
**£**
-|**Restricted**
**funds**
**£**
825,000|**2025**
**Total**
**funds**
**£**
825,000|**2024**
**Total**
**funds**
**£**
825,000| |---|---|---|---|---| ||-
2,252
28,377|825,000
-
1,676|825,000
2,252
30,053|825,000
2,225
54,530| ||30,629
(720)|1,676
-|32,305
(720 )|56,755
(720 )| ||29,909|1,676|31,585|56,035| ||29,909|826,676|856,585|881,035| ||29,909|826,676|856,585|881,035| ||||1,676
825,000|3,597
825,000| ||||826,676|828,597| ||||29,909|52,438| ||||856,585|881,035| Page 8 ## **Quiet Waters Christian Retreat House Balance Sheet (continued) As At 30 September 2025** For the year ending 30 September 2025 the charitable company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the charitable company to obtain an audit in accordance with section 476 of the Companies Act 2006. The trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts. These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime. On behalf of the board Mr P N Dunning Trustee 09/03/2026 The notes on pages 10 to 15 form part of these financial statements. Page 9 **Quiet Waters Christian Retreat House Notes to the Financial Statements For The Year Ended 30 September 2025** ## 1. **General Information** Quiet Waters Christian Retreat House is a company limited by guarantee, incorporated in England & Wales, registered number CE041660 and registered charity number 269866. The registered office is . ## 2. **Accounting Policies** ## 2.1. **Basis of Preparation of Financial Statements** The financial statements have been prepared in accordance with the Charities SORP (FRS 102) "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)", Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006. The charitable company is a Public Benefit Entity as defined by FRS 102. ## 2.2. **Incoming Resources** All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably. ## 2.3. **Resources Expended** Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. ## 2.4. **Cash and Cash Equivalents** Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts. ## 3. **Income from Donations and Legacies** |Donations and gifts
Gift aid|**Unrestricted **
**funds**
**£**
9,352
31|**Restricted**
**funds**
**£**
21,542
-|**2025**
**Total**
**funds**
**£**
30,894
31| |---|---|---|---| ||9,383|21,542|30,925| Page 10 ## **Quiet Waters Christian Retreat House Notes to the Financial Statements (continued) For The Year Ended 30 September 2025** |Donations and gifts
Gift aid
4.
**Income from Other Trading Activities**
Income from other trading activities
Shop income
5.
**Investment Income**
Bank interest receivable
Bank interest receivable
6.
**Analysis of Expenditure**
Raising funds|**Unrestricted **
**funds**
**£**
36,158
2,225|**Unrestricted **
**funds**
**£**
36,158
2,225|**Restricted**
**funds**
**£**
4,666
-|**Restricted**
**funds**
**£**
4,666
-|**2024**
**Total**
**funds**
**£**
40,824
2,225| |---|---|---|---|---|---| ||38,383||4,666||43,049| ||||70,581||43,987| ||||||**2025**
**Total**
**funds**
**£**
418| ||**Unrestricted **
**funds**
**£**
839||**Restricted**
**funds**
**£**
370||**2024**
**Total**
**funds**
**£**
1,209| ||||||**2025**
**Support**
**costs**
(see note 7
)
**£**
126,374| Page 11 **Quiet Waters Christian Retreat House Notes to the Financial Statements (continued) For The Year Ended 30 September 2025** |Raising funds
7.
**Support Costs**
Employee costs
Premises expenses
General administration
Interest payable
Employee costs
Premises expenses
General administration
Interest payable
8.
**Independent Examiner's Remuneration**
**2025**
**£**
Independent examination of the financial statements
720|**2024**
**Support**
**costs**
(see note 7
)
**£**
104,160| |---|---| ||**2025**
**Raising**
**funds**
**£**
25,104
96,411
4,013
846| ||126,374| ||**2024**
**Raising**
**funds**
**£**
21,376
72,884
9,214
686| ||104,160| ||**2024**
**£**
720| Page 12 **Quiet Waters Christian Retreat House Notes to the Financial Statements (continued) For The Year Ended 30 September 2025** ## 9. **Staff Costs** Staff costs were as follows: |Staff costs were as follows:||| |---|---|---| ||**2025**|**2024**| ||**£**|**£**| |Wages and salaries|25,104|21,376| No employees received employee benefits (excluding employer pension costs) for the reporting period of more than £60,000. ## 10. **Average Number of Employees** Average number of employees during the year was: 5 (2024: 5) ## 11. **Tangible Assets** |**Cost**
As at 1 October 2024
As at 30 September 2025
**Net Book Value**
As at 30 September 2025
As at 1 October 2024
12.
**Debtors**
**Due within one year**
Trade debtors
Other debtors
13.
**Creditors: Amounts Falling Due Within One Year**
Accruals and deferred income|**2025**
**£**
-
2,252
2,252
**2025**
**£**
720|**Land &**
**Property**
**Freehold**
**£**
825,000| |---|---|---| |||825,000| |||825,000| |||825,000| |||**2024**
**£**
2,225
-| |||2,225| |||**2024**
**£**
720| Page 13 **Quiet Waters Christian Retreat House Notes to the Financial Statements (continued) For The Year Ended 30 September 2025** |14.
**Movement in Funds**
**Unrestricted funds**
General:
General unrestricted fund
**Restricted funds**
Restricted fund
Restricted fund freehold
**Total restricted funds**
**Total funds**
**Unrestricted funds**
General:
General unrestricted fund
**Restricted funds**
Restricted fund
Restricted fund freehold
**Total restricted funds**
**Total funds**|**As at 1**
**October**
**2024**
**£**
52,438
3,597
825,000|**Income**
**£**
80,311
21,613
-|**Expenditure**
**£**
(102,840)
(23,534)
-|**As at 30**
**September**
**2025**
**£**
29,909
1,676
825,000| |---|---|---|---|---| ||828,597|21,613|(23,534)|826,676| |||||| ||881,035|101,924|(126,374)|856,585| ||**As at 1**
**October**
**2023**
**£**
36,614
35,336
825,000|**Income**
**£**
83,209
5,036
-|**Expenditure**
**£**
(67,385)
(36,775)
-|**As at 30**
**September**
**2024**
**£**
52,438
3,597
825,000| ||860,336|5,036|(36,775)|828,597| |||||| ||896,950|88,245|(104,160)|881,035| ## 15. **Transactions with Trustees** None of the trustees received any remuneration or any other benefits from an employment with the charity or a related entity during the current or previous year. No trustee expenses have been incurred. Page 14 **Quiet Waters Christian Retreat House Notes to the Financial Statements (continued) For The Year Ended 30 September 2025** ## 16. **Related Party Disclosures** There have been no related party transactions in the reporting period that require disclosure. ## 17. **Company limited by guarantee** The company is limited by guarantee and has no share capital. Every member of the company undertakes to contribute to the assets of the company, in the event of a winding up, such an amount as may be required not exceeding £1. Page 15 **Quiet Waters Christian Retreat House Detailed Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 30 September 2025** |**INCOME AND ENDOWMENTS FROM:**
**Donations and legacies**
Donations and gifts
Gift aid
**Other trading activities**
Residential Fees
Shop income
**Investments**
Bank interest receivable
**EXPENDITURE ON:**
**Raising funds**
Employment costs
Household
Utility and insurance
Building maintenance
Office Supplies
Independent examiner's fees
Sundry expenses
Shop costs
Finance costs
**NET EXPENDITURE**|**2025**
**Total**
**funds**
**£**
30,894
31|**2024**
**Total**
**funds**
**£**
40,824
2,225| |---|---|---| ||30,925
69,955
626|43,049
43,605
382| ||70,581
418|43,987
1,209| ||418|1,209| ||101,924
(25,104)
(16,024)
(20,821)
(56,366)
(3,200)
(720)
(2,816)
(477)
(846)|88,245
(21,376)
(8,471)
(22,502)
(39,313)
(2,598)
(720)
(8,267)
(227)
(686)| ||(126,374)|(104,160)| ||(126,374)|(104,160)| ||(24,450)|(15,915)| Page 16 ## **Issuer** **Issuer** van Dijk Accountants **Document generated** Tue, 10th Mar 2026 14:21:23 GMT **Document fingerprint** f676e42a1ffa5a70227b5c63edcefef7 ## **Parties involved with this document** **Document processed Party + Fingerprint** Sat, 14th Mar 2026 12:12:52 GMT Mr Paul Nicholas Dunning - Signer (3b350efdc0ccb75a742a43b37791768f) Sat, 14th Mar 2026 12:12:52 GMT Jonny van Dijk - Copied In (acd60e57fdc1f8c4672fa36fdcd215d7) Sat, 14th Mar 2026 12:12:52 GMT Liam Mullen - Copied In (f1d3bfc63e08221a366910586eca0dbb) **Audit history log Date Action** Tue, 10th Mar 2026 14:21:23 GMT Envelope generated with fingerprint 0086fcdbd1be4ff09d8c2a0eda5c1b3e (35.176.231.177) Tue, 10th Mar 2026 14:21:23 GMT Document generated with fingerprint f676e42a1ffa5a70227b5c63edcefef7. (35.176.231.177) Tue, 10th Mar 2026 14:21:23 GMT Mr Paul Nicholas Dunning has been assigned to this envelope. (35.176.231.177) Tue, 10th Mar 2026 14:21:23 GMT Jonny van Dijk has been assigned to this envelope. (35.176.231.177) Tue, 10th Mar 2026 14:21:23 GMT Liam Mullen has been assigned to this envelope. (35.176.231.177) Tue, 10th Mar 2026 14:21:23 GMT Envelope has been set to automatically remind the active signer every 7 day(s). (35.176.231.177) Tue, 10th Mar 2026 14:21:29 GMT Envelope generated Tue, 10th Mar 2026 14:21:29 GMT Sent the envelope to Mr Paul Nicholas Dunning for signing Tue, 10th Mar 2026 14:21:29 GMT Document emailed to party email Tue, 10th Mar 2026 14:21:29 GMT Tue, 10th Mar 2026 14:21:29 GMT Tue, 10th Mar 2026 14:21:29 GMT Sat, 14th Mar 2026 12:11:58 GMT Sat, 14th Mar 2026 12:12:52 GMT Sat, 14th Mar 2026 12:12:52 GMT Sat, 14th Mar 2026 12:12:52 GMT Sat, 14th Mar 2026 12:12:52 GMT Sat, 14th Mar 2026 12:12:52 GMT Sat, 14th Mar 2026 12:12:52 GMT Mr Paul Nicholas Dunning viewed the envelope (81.153.192.3) Mr Paul Nicholas Dunning signed the envelope (81.153.192.3) Sent the envelope to Jonny van Dijk for signing (81.153.192.3) Sent the envelope to Liam Mullen for signing (81.153.192.3) This envelope has been signed by all parties (81.153.192.3) Signed document confirmation emailed to party email (81.153.192.3) Signed document confirmation emailed to party email (81.153.192.3) Sat, 14th Mar 2026 12:12:52 GMT Sat, 14th Mar 2026 12:12:52 GMT Signed document confirmation emailed to party email (81.153.192.3) Signed document confirmation emails have been sent to all parties. Document URL: Sat, 14th Mar 2026 12:12:54 GMT Sat, 14th Mar 2026 12:12:54 GMT https://api.signable.app/shareable/envelope?t=d92c1e55-731e-4e05-a18a21ec7d970bc4 (81.153.192.3) Document emailed to party email Document emailed to party email