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2024-03-31-accounts

REGISTERED COMPANY NUMBER: 01099142 (England and Wales) REGISTERED CHARITY NUMBER: 266075

KERMAVILLE LIMITED

(A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE TRUSTEES AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2024

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

KERMAVILLE LIMITED

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024

Page
Reference and Administrative Details 1
Report of the Trustees 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 6
Notes to the Financial Statements 7 to 10

KERMAVILLE LIMITED

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 MARCH 2024

TRUSTEES L Rabinowitz COMPANY SECRETARY M Landau REGISTERED OFFICE First Floor 94 Stamford Hill London N16 6XS REGISTERED COMPANY 01099142 (England and Wales) NUMBER REGISTERED CHARITY 266075 NUMBER INDEPENDENT EXAMINER Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS BANKERS Barclays Bank plc 1 Churchill Place London E14 5HP

Page 1

KERMAVILLE LIMITED (REGISTERED NUMBER: 01099142)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2024

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Reference and administrative information

Reference and administrative information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Objects for public benefit

The objects of the charity are to advance religion in accordance with the Orthodox Jewish Faith and such other purposes as are considered charitable.

The trustee confirms he has given due regard to the Charity Commission's general guidance on public benefit.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The trustee is satisfied with the results for the year. There was a small increase in income over the previous year with an increase in property expenditure. Although the trustee reduced grantmaking there was a deficit for the year being funded from reserves held..

FINANCIAL REVIEW

Reserves policy

The trustee does not seek to maintain reserves, other than to ensure that he can continue the activities of the charity. Reserves at the year end were £255,167 (2023 - £260,411) with free reserves being £5,167(2023 - £10,411).

STRUCTURE, GOVERNANCE AND MANAGEMENT

Constitution

The charity is constituted by Memorandum and Articles of Association dated 28th February 1973.

Organisational structure

The day-to-day affairs of the company are administered by the trustee.

Induction and training of new trustees

The power to appoint new trustees is vested in the board. It is not the intention of the trustee to appoint any new trustees. Should the situation change in the future, suitable recruitment induction and training procedures will be applied.

Risk management

The trustee confirms that there are no major risks to which the charity is exposed.

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 30 December 2024 and signed on its behalf by:

L Rabinowitz - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF KERMAVILLE LIMITED

Independent examiner's report to the trustees of Kermaville Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2024.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

E Meyer FCA BSc

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

30 December 2024

Page 3

KERMAVILLE LIMITED

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 MARCH 2024

2024
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Investment income
2
30,207
EXPENDITURE ON
Raising funds
Investment management costs
3
15,454
15,454
Charitable activities
4
Grantmaking
19,000
Support costs
997
Total
35,451
NET INCOME/(EXPENDITURE)
(5,244)
RECONCILIATION OF FUNDS
Total funds brought forward
260,411
TOTAL FUNDS CARRIED FORWARD
255,167
2023
Total
funds
£
28,320
2,476
2,476
25,000
1,291
28,767
(447)
260,858
260,411

The notes form part of these financial statements

Page 4

KERMAVILLE LIMITED (REGISTERED NUMBER: 01099142)

BALANCE SHEET 31 MARCH 2024

Notes
FIXED ASSETS
Investment property
9
CURRENT ASSETS
Debtors
10
Cash at bank
CREDITORS
Amounts falling due within one year
11
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
Unrestricted funds:
General fund
TOTAL FUNDS
2024
Total
funds
£
250,000
1,327
5,853
7,180
(2,013)
5,167
255,167
255,167
255,167
255,167
2023
Total
funds
£
250,000
-
12,364
12,364
(1,953)
10,411
260,411
260,411
260,411
260,411

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2024 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 5

KERMAVILLE LIMITED (REGISTERED NUMBER: 01099142)

BALANCE SHEET - continued 31 MARCH 2024

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 30 December 2024 and were signed on its behalf by:

L Rabinowitz - Trustee

The notes form part of these financial statements

Page 6

KERMAVILLE LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

Judgements and key sources of estimation uncertainty

In the application of the company's accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. These estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. The estimates and underlying assumptions are reviewed on an ongoing basis.

The valuation of investment property is inherently subjective, depending on many factors, including the individual nature of each property, its location and expected future net rental values, market yields and comparable market transactions. Therefore, the valuations are subject to a degree of uncertainty and are made on the basis of assumptions which may not prove to be accurate, particularly in periods of difficult market or economic conditions.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised in the year in which they are incurred and includes irrecoverable VAT.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Investment property

Investment property is initially recorded at cost, which includes purchase price and any directly attributable expenditure. It is revalued to its fair value at each reporting date and any changes are transferred to the Statement of Financial Activities. No depreciation is provided in respect of investment properties applying the fair value.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Going concern

There are no material uncertainties about the charity's ability to continue.

Page 7

KERMAVILLE LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2024

2. INVESTMENT INCOME

2.
INVESTMENT INCOME
2024
Unrestricted
funds
£
Rents received
30,207
3.
INVESTMENT MANAGEMENT COSTS
2024
Unrestricted
funds
£
Property expenses
15,454
4.
CHARITABLE ACTIVITIES COSTS
Grant
funding of
activities
Support
(see note
costs (see
5)
note 6)
£
£
Grantmaking
19,000
-
Support costs
-
997
19,000
997
5.
GRANTS PAYABLE
2024
£
Grantmaking
19,000
The total grants paid to institutions during the year was as follows:
2024
£
Advancement of education
6,000
Relief of poverty
6,000
Advancement of religion
-
Social welfare
7,000
19,000
Success Stories
7,000
Friends of Yeshiva Daas Sholem Shotz
6,000
Friends Asos Chesed
6,000
19,000
2023
Total
funds
£
28,320
2023
Total
funds
£
2,476
Totals
£
19,000
997
19,997
2023
£
25,000
2023
£
5,000
-
6,000
14,000
25,000

Page 8

KERMAVILLE LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2024

6. SUPPORT COSTS

SUPPORT COSTS
Governance
costs
£
Support costs 997
Support costs, included in the above, are as follows:
2024 2023
Support Total
costs activities
£ £
Independent examiner's fee 420 390
Independent examiner's other fee 420 390
General expenses 157 511
997 1,291

7.

TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2024 nor for the year ended 31 March 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2024 nor for the year ended 31 March 2023.

8. AVERAGE NUMBER OF STAFF

The average number of staff in the year was Nil (2023 - Nil).

9. INVESTMENT PROPERTY

FAIR VALUE
At 1 April 2023
and 31 March 2024
NET BOOK VALUE
At 31 March 2024
At 31 March 2023
£
250,000
250,000
250,000

The fair value of the investment properties has been arrived at on the basis of a valuation carried out by the trustee who is considered to have the experience and expertise required to undertake such an exercise. The valuation was made on an open market value basis by reference to market evidence of transaction prices for similar properties in the same location.

Page 9

KERMAVILLE LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2024

10. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

10.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
11.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
Accruals and deferred income
2024
£
1,327
2024
£
1,173
840
2,013
2023
£
-
2023
£
1,173
780
1,953

12. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 March 2024.

Page 10