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2023-03-31-accounts

Trustees’ Annual Report for the period

From 01/04/2022 Period start date To 31/03/2023 Period end date

Charity name: The Penny Trust

Charity registration number: 265887

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The object of the Trust is to support and
encourage faith-based organisations,
individuals and work worldwide.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
Grants are made to faith-based
organisations and individuals known to the
trustees, who work worldwide to help
alleviate poverty, provide education and
promote religious activities. The grants are
pre-approved by the Trustees and the
Penny Trust facilitates the distribution of
the donations received.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 The Penny Trust has complied with the
duty in section 4 of the 2006 Charities Act
to have due regard to guidance published
by the Charity Commission (i.e. public
benefit statement).

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers

Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 Throughout the year, the Charity facilitated
the distribution of grants in the amount of
£52,432. All of these grants were made in
accordance with the Charity’s objectives.

Additional information (optional)

You may choose to include further statements where relevant about:


Achievements against
objectives set

Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 The Charity held unrestricted funds of
£8,130 and restricted funds of £5,020 at the
year-end
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 Restricted funds are held and then
distributed in accordance with donor
wishes. Unrestricted funds are held for
both administrative purposes and for
distribution to good causes as decided by
the Trustees.
Amount of reserves held Para 1.22
Reasons for holding zero
reserves
Para 1.22
Details of fund materially in
deficit
Para 1.24 None
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 None

Additional information (optional)

You may choose to include further statements where relevant about:

The charity’s principal sources of funds (including Para 1.47 any fundraising) Investment policy and objectives including any Para 1.46 social investment policy adopted A description of the principal Para 1.46 risks facing the charity Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Trust Deed
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Trusts
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Appointed at Trustee Meetings

Additional information (optional)

You may choose to include further statements where relevant about:


Policies and procedures
adopted for the induction
and training of trustees

Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name The Penny Trust
Other name the charity uses Penny Trust
Registered charity number 265887
Charity’s principal address 24 Harding Close
Redbourn
AL3 7NT

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (ifany)
Mrs RosemaryFry Chair
Mr Michael Green
Mr Mark Hopkins
Ms Suzanne Avery

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)

Full name(s)

Position (eg Secretary, Chair, etc)

Date

Charity Name

The Penny Trust
Charity Name

The Penny Trust
Charity Name

The Penny Trust
No (if any)
265887
For the period
from
Period start date
4/1/2022
To Period end date
3/31/2023
Section A Receipts and payments
A1 Receipts
Gifts and Donations
1,231
Gift Aid Received
-
Bank Interest
18
-
-
-
-
-
1,249
-
-
Sub total -
Total receipts 1,249
A3 Payments
Awards and Grants
-
Independent Examiner's Fee
600
Administration Expense
2,774
-
-
-
-
-
-
Sub total 3,374
-
-
Sub total -
Total payments 3,374
Net of receipts/(payments) - 2,125
A5 Transfers between funds
-
A6 Cash funds last year end
10,255
Cash funds this year end 8,130
Unrestricted
funds
to the nearest £
Sub total(Gross income for AR)
A2 Asset and investment sales,
(see table).
A4 Asset and investment
purchases, (see table)
to the nearest £
43,539
5,081
-
-
-
-
-
-
48,620
-
-
-
48,620
52,432
-
-
-
-
-
-
-
-
52,432
-
-
-
52,432
- 3,812
-
8,832
5,020
Restricted
funds
to the nearest £
Endowment
funds
Total funds
to the nearest £
44,770
5,081
18
-
-
-
-
-
49,869
-
-
-
49,869
52,432
600
2,774
-
-
-
-
-
-
55,806
-
-
-
55,806
- 5,937
-
19,087
13,150
Last year
to the nearest £
-
-
-
-
-
-
-
-
-
44,770 42,914
5,081 3,144
18 2
- -
- -
- -
- -
- -
49,869 46,060
-
-
-
-
- -
- -
- 49,869 46,060
-
-
-
-
-
-
-
-
-
-
52,432 45,660
600 600
2,774 3,779
- -
- -
- -
- -
- -
- -
55,806 50,039
-
-
-
-
-
- -
- 55,806 50,039
- 3,812 -
-
-
-
- 5,937 - 3,979
- - -
8,832 19,087 23,066
5,020 13,150 19,087

Section B Statement of assets and liabilities at the end of the period

Categories
B1 Cash funds
B2 Other monetary assets
B3 Investment assets
B5 Liabilities
B4 Assets retained for the
charity’s own use
Details
Cash in bank and in hand
Details
Details
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
to nearest £
8,130
-
-
8,130
OK
to nearest £
-
-
-
-
-
-
Unrestricted
funds
Unrestricted
funds
Fund to which
asset belongs
Fund to which
asset belongs
Fund to which
liability relates
to nearest £
5,020
-
-
5,020
OK
to nearest £
-
-
-
-
-
-
Cost (optional)
-
-
-
-
-
Cost (optional)
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Restricted
funds
Restricted
funds
Amount due
(optional)
to nearest £
Endowment
funds
-
-
-
-
OK
to nearest £
Endowment
funds
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
-
-
-
-
-

Signed by one or two trustees on behalf of all the trustees

Signature

Date of Print Name approval

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl membern of The Penny Trust On accounts for the year ended 31. March 2023 Charity no lif any) 265887 Sot out on pages I report to the trustees on my examination of the accounts of the above charity (Yhe Trust'l for the year ended 3110312023. Responsibilities arKI basis of report As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act'}. I report in respect of my examination of the charity accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 14515)Ib) of the Act. Independent l am qualified to undertake the examination by being a qualified member of examlnefs statement the Institute of Financial Accountants. I have completed my examination. I confirm Ihal no material matters have come to my attention in connection wrth the which grves me cause to believe that in, any material respect.. the accounting records were not kept in accordan￿ with secb'on 130 of the Charities Act., or Ihe accounts did not accord with the accounting records,. or the accounts did not comply with the applicable requirements concerning the fomi and content of accounts set out in the Charities {ArKounls and Reports) Regulations 2008 other than any requirement thal the account8 give 8 'true and fair, view which is not a matter considered as part of an independent examination. I have no cOn￿rn8 and have come across no other matters in conTrection with the examination lo which attention should be drawn in this report in order lo enable a proper understanding of the a¢￿unt5 to be reached. Signed: 1515/23 Name: BRENDAN CHAMBERS Rèlevant professional qualificationls} or body {if any): F.F.A. IER Oct 2018

Address: Fountain Court 2 Victoria Square. St Ajbans. Hertfordshire. AL1 3TF Section B Disclosure Only complele If Ihe examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts.. directions and guidance for examiners). Give here brief detalls of any items that the examiner wishes to disclose. IER Oct 2018