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2020-09-30-accounts

REGISTERED COMPANY NUMBER: 01084439 (England and Wales) REGISTERED CHARITY NUMBER: 265137

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 30 September 2020

for

The Abbeyfield West Herts Society Limited

Haines Watts Chartered Accountants 4 Claridge Court Lower Kings Road Berkhamsted Hertfordshire HP4 2AF

The Abbeyfield West Herts Society Limited

Contents of the Financial Statements for the Year Ended 30 September 2020

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 6
Notes to the Financial Statements 7 to 11
Detailed Statement of Financial Activities 12

The Abbeyfield West Herts Society Limited

Report of the Trustees for the Year Ended 30 September 2020

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 30 September 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The Society exists to provide a happy environment within the community of Abbots Langley for supported living accommodation for up to 12 elderly residents. The Society owns a property 'Tannerswood' at 11 Greenways in Abbots Langley which it maintains and runs for this purpose.

KPIs

KPIs
Metric 2020 2019
Reinvestment Nil Nil
New Supply Delivered Nil Nil
Gearing % 2.62% 9.74%
EBITDA £31,868 (£11,115)
Headline Social Housing costs per unit Nil Nil
Operating Margin (letting only) 4.4% (7.5%)
Operating Margin (overall) 15.8% (2.8%)
ROCE 16.4% (0.1%)

FINANCIAL REVIEW

Financial position

The year ended 30 September 2020 has seen a significant increase in rental income (+34%) due to improved occupancy of the property. In addition we received an extremely generous donation as a result of a legacy from a former resident as well as other donations.

Despite the increased occupancy of the house, total expenditure increased by only 6%, resulting in a significant improvement in operating margins. This enabled generation of a substantial surplus for the year which has compensated for the previous year's deficit following the aborted merger with Garrad House and the replacement of the previous Trustee Board (which had proposed closure of the house) with the current Board.

Covid-19 Pandemic

We are particularly pleased that the improved financial position and increased occupancy levels were achieved against a background in the second half of the year of the Covid-19 pandemic. Preemptive action was taken, in advance of national government lockdown in March 2020, to limit visits to the property and limit movement of residents outside the property; and to implement additional cleaning measures and personal protective equipment for staff. Government guidelines have been followed at all times (in so far as applicable to supported living accommodation) as they have been frequently updated and amended. No cases of Covid were recorded at the property during the year in question, although very sadly one resident has contracted the disease and died early in 2021 following a short trip outside the property for a medical appointment. All other residents have been tested several times and no further cases have been identified in any residents. All residents bar one have now received their first vaccine and we sincerely hope that we may have avoided any further impact of the pandemic.

Financial outlook

The Trustees are now confident that the house is sustainable on current basis and significant redecoration and refurbishment is planned for the coming year in order to ensure the house remains an attractive and welcoming home for residents.The major loan taken out historically for installation of the lift and other works will be fully paid off during the coming year which will reduce monthly outgoings thereby giving greater flexibility in case of temporary reduction in rental income due to vacancies and freeing up further resources for reinvestment into the property.

Page 1

The Abbeyfield West Herts Society Limited

Report of the Trustees for the Year Ended 30 September 2020

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

01084439 (England and Wales)

Registered Charity number

265137

Registered office

Tannerswood 11 Greenways Abbots Langley Watford Hertfordshire WD5 0EU

Trustees

Mr M G Coultrup Retired Mr M T Bedford Ms R Gabriel Retired Mr J King Retired Mr S R Moore Retired Mrs E A Moore Retired Ms C H Quinton Retired

Company Secretary

Mr M G Coultrup

Independent Examiner Haines Watts Chartered Accountants 4 Claridge Court Lower Kings Road Berkhamsted Hertfordshire HP4 2AF Approved by order of the board of trustees on ............................................. and signed on its behalf by:

.............................................................. Mr M T Bedford - Trustee

Page 2

Independent Examiner's Report to the Trustees of The Abbeyfield West Herts Society Limited

Independent examiner's report to the trustees of The Abbeyfield West Herts Society Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 30 September 2020.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Shaun Brownsmith FCA ICAEW Haines Watts Chartered Accountants 4 Claridge Court Lower Kings Road Berkhamsted Hertfordshire HP4 2AF

Date: .............................................

Page 3

The Abbeyfield West Herts Society Limited

Statement of Financial Activities for the Year Ended 30 September 2020

Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
20,920
Investment income
2
154,563
Total
175,483
EXPENDITURE ON
Raising funds
492
Other
147,271
Total
147,763
NET INCOME/(EXPENDITURE)
27,720
RECONCILIATION OF FUNDS
Total funds brought forward
141,673
TOTAL FUNDS CARRIED FORWARD
169,393
Restricted
fund
£
-
-
-
-
-
-
-
-
-
30.9.20
Total
funds
£
20,920
154,563
175,483
492
147,271
147,763
27,720
141,673
169,393
30.9.19
Total
funds
£
5,593
115,299
120,892
-
138,877
138,877
(17,985)
159,658
141,673

The notes form part of these financial statements

Page 4

The Abbeyfield West Herts Society Limited

Balance Sheet 30 September 2020

Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible assets
7
384,653
Social investments
8
(279,924)
104,729
CURRENT ASSETS
Cash at bank and in hand
69,105
CREDITORS
Amounts falling due within one year
9
(4,085)
NET CURRENT ASSETS
65,020
TOTAL ASSETS LESS CURRENT
LIABILITIES
169,749
CREDITORS
Amounts falling due after more than one
year
10
(356)
NET ASSETS
169,393
FUNDS
12
Unrestricted funds
TOTAL FUNDS
Restricted
fund
£
-
-
-
-
-
-
-
-
-
30.9.20
Total
funds
£
384,653
(279,924)
104,729
69,105
(4,085)
65,020
169,749
(356)
169,393
169,393
169,393
30.9.19
Total
funds
£
388,801
(279,924)
108,877
46,597
(9,852)
36,745
145,622
(3,949)
141,673
141,673
141,673

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2020.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2020 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 5

continued...

The Abbeyfield West Herts Society Limited

Balance Sheet - continued 30 September 2020

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. Mr M T Bedford - Trustee

The notes form part of these financial statements

Page 6

The Abbeyfield West Herts Society Limited

Notes to the Financial Statements for the Year Ended 30 September 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

The financial statements have been prepared on a going concern basis. The Trustees have reviewed and considered relevant information, including the annual budget and future cash flows in making their assessment. In particular, in response to the COVID-19 pandemic, the Trustees have tested their cash flow analysis to take into account the impact on their business of possible scenarios brought on by the impact of COVID-19, alongside the measures that they can take to mitigate the impact. Based on these assessments, given the measures that could be undertaken to mitigate the current adverse conditions, and the current resources available, the Trustees have concluded that they can continue to adopt the going concern basis in preparing the annual report and accounts.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

Page 7

continued...

The Abbeyfield West Herts Society Limited

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

2. INVESTMENT INCOME

Rents received
Deposit account interest
30.9.20
£
154,532
31
154,563
30.9.19
£
115,250
49
115,299

3. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

30.9.20 30.9.19
£ £
Depreciation - owned assets 4,148 5,922

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 September 2020 nor for the year ended 30 September 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 September 2020 nor for the year ended 30 September 2019.

5. STAFF COSTS

The average monthly number of employees during the year was as follows:

Staff
No employees received emoluments in excess of £60,000.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
5,593
Investment income
115,299
Total
120,892
EXPENDITURE ON
Other
138,877
NET INCOME/(EXPENDITURE)
(17,985)
30.9.20
12
Restricted
fund
£
-
-
-
-
-
30.9.19
10
Total
funds
£
5,593
115,299
120,892
138,877
(17,985)

6. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Page 8

continued...

The Abbeyfield West Herts Society Limited

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

6.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
7.
TANGIBLE FIXED ASSETS
COST
At 1 October 2019 and
30 September 2020
DEPRECIATION
At 1 October 2019
Charge for year
At 30 September 2020
NET BOOK VALUE
At 30 September 2020
At 30 September 2019
8.
SOCIAL INVESTMENTS
MARKET VALUE
At 1 October 2019 and
30 September 2020
NET BOOK VALUE
At 30 September 2020
At 30 September 2019
ACTIVITIES -
Unrestricted
fund
£
159,658
141,673
Freehold
property
£
487,340
98,539
4,148
102,687
384,653
388,801
continued
Restricted
Total
fund
funds
£
£
-
159,658
-
141,673
Fixtures
and
fittings
Totals
£
£
48,023
535,363
48,023
146,562
-
4,148
48,023
150,710
-
384,653
-
388,801
Other
investments
£
(279,924)
(279,924)
(279,924)

This is a grant received to pay for the property which is due back to the government if the charity was to ever sell the property.

Page 9

continued...

The Abbeyfield West Herts Society Limited

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR ONE YEAR
30.9.20 30.9.19
£ £
Bank loans and overdrafts (see note 11) 4,085 9,852
10. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
30.9.20 30.9.19
£ £
Bank loans (see note 11) 356 3,949
11. LOANS
An analysis of the maturity of loans is given below:
30.9.20 30.9.19
£ £
Amounts falling due within one year on demand:
Bank loans 4,085 9,852
Amounts falling between one and two years:
Bank loans - 1-2 years 185 3,601
Amounts falling due between two and five years:
Bank loans - 2-5 years 171 348
12. MOVEMENT IN FUNDS
Net
At movement At
1.10.19 in funds 30.9.20
£ £ £
Unrestricted funds
General fund 141,673 27,720 169,393
TOTAL FUNDS 141,673 27,720 169,393
Net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 175,483 (147,763) 27,720
TOTAL FUNDS 175,483 (147,763) 27,720

Page 10

continued...

The Abbeyfield West Herts Society Limited

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

12. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
Comparative net movement in funds, included in the above
Unrestricted funds
General fund
TOTAL FUNDS
At
1.10.18
£
159,658
159,658
are as follows:
Incoming
resources
£
120,892
120,892
Net
movement
At
in funds
30.9.19
£
£
(17,985)
141,673
(17,985)
141,673

Resources
Movement
expended
in funds
£
£
(138,877)
(17,985)
(138,877)
(17,985)

13. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 30 September 2020.

Page 11

The Abbeyfield West Herts Society Limited

Detailed Statement of Financial Activities for the Year Ended 30 September 2020

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Investment income
Rents received
Deposit account interest
Total incoming resources
EXPENDITURE
Other trading activities
Bank loan interest
Support costs
Finance
Bank charges
Freehold property
Fixtures and fittings
Information technology
Wages
Pensions
Rates and water
Repairs and renewals
General Administration
Housekeeping
Total resources expended
Net income/(expenditure)
30.9.20
30.9.19
£
£
20,920
5,593
154,532
115,250
31
49
154,563
115,299
175,483
120,892
492
-
-
996
4,148
4,148
-
1,774
4,148
6,918
77,970
72,942
2,788
1,501
11,237
9,730
16,397
24,922
15,000
8,648
19,731
14,216
143,123
131,959
147,763
138,877
27,720
(17,985)

This page does not form part of the statutory financial statements

Page 12