CROSS-ROAD CHRISTIAN CENTRE TRUST
REGISTERED CHARITY No: 263912
ACCOUNTS FOR THE YEAR ENDED 30 APRIL 2025
CROSS-ROAD CHRISTIAN CENTRE TRUST
| INDEX | |
|---|---|
| Receipts & Payments - Summary | 1 |
| Summary of Receipts | 2 |
| Summary of Payments | 3 |
| Statement of Assets & Liabilities | 4 |
| Notes to the Accounts | 5 |
| Statement of Trustees' Responsibilities | 6 |
| Independent Examiner's Report | 7 |
| Trustees Report |
CROSS-ROAD CHRISTIAN CENTRE TRUST
RECEIPTS AND PAYMENTS ACCOUNT - SUMMARY YEAR ENDED 30 APRIL 2025
| Receipts (page 2) Payments (page 3) Excess / (deficit) of receipts over payments Funds transfer Funds brought forward 1 May 2024 Funds carried forward 30 April 2025 |
2025 2024 Restricted Unrestricted Total Total £ £ £ £ 7,393 96,931 104,324 84,543 8,187 76,909 85,096 85,038 (794) 20,022 19,228 (495) 600 (600) - - 12,386 40,460 52,846 53,341 12,192 £ 59,882 £ 72,074 £ 52,846 £ |
|---|---|
1
CROSS-ROAD CHRISTIAN CENTRE TRUST
SUMMARY OF RECEIPTS YEAR ENDED 30 APRIL 2025
| Donations, legacies and other similar receipts General offerings, regular gifts & tithes Gift Aid donations ACTS donations ACTS gift aided donations Living Well donations Hall use donations Income tax repayments Other gifts and donations Legacies Love offerings Operating activities to further charity's objects Sundry receipts and contributions Mission appeals & donations Youth Department sundry income Youth trips Investment income receipts Bank interest Total receipts |
2025 2024 Restricted Unrestricted Total Total £ £ £ £ - 37,513 37,513 26,396 - 45,285 45,285 35,848 4,243 - 4,243 2,932 2,520 - 2,520 2,640 - - - - - 3,940 3,940 3,675 630 9,784 10,414 9,533 - - - 2,932 - - - - - - - - 7,393 96,522 103,915 83,956 - 320 320 411 - - - - - 89 89 176 - - - - - 409 409 587 - - - - - - - - 7,393 £ 96,931 £ 104,324 £ 84,543 £ |
|---|---|
2
CROSS-ROAD CHRISTIAN CENTRE TRUST
SUMMARY OF PAYMENTS YEAR ENDED 30 APRIL 2025
| Payments Staffing costs Staff salaries (including NI) Training Property expenses Light & heat Cleaner's wages and materials Insurance Water Property repairs No. 1 expenses Grants paid Missionaries & outreach Charitable donations Love gifts Christmas gifts ACTS payments Charitable activities Sunday school & youth expenses Conferences and courses Church outing and catering Pastoral care Living Well expenses Management & Administration Printing, stationery, postage etc Books, leaflets, tapes, DVDs etc Telephone Equipment repairs & maintenance Licence & subscriptions Professional fees Bank charges & sundries Publicity Travel expenses Sub-total Capital expenditure Fixed assets: equipment : building improvements Total payments |
2025 2024 Restricted Unrestricted Total Total £ £ £ £ - 48,959 48,959 47,634 - 60 60 - - 49,019 49,019 47,634 - 4,318 4,318 6,667 - 1,797 1,797 1,883 - 2,806 2,806 2,513 - 416 416 1,125 1,423 1,423 1,976 - - - 297 - 10,760 10,760 14,461 - 9,040 9,040 9,357 243 600 843 300 - 300 300 - - - - 250 7,882 - 7,882 5,023 8,125 9,940 18,065 14,930 - 1,236 1,236 892 - 1,060 1,060 229 - 1,182 1,182 1,155 - - - - - - - - - 3,478 3,478 2,276 - 31 31 236 - 79 79 42 - 1,065 1,065 1,214 - - - 178 - 814 814 885 - 468 468 426 62 237 299 281 - 155 155 - - 692 692 744 62 3,541 3,603 4,006 8,187 76,738 84,925 83,307 - 171 171 1,731 - - - - - 171 171 1,731 8,187 £ 76,909 £ 85,096 £ 85,038 £ |
|---|---|
3
CROSS-ROAD CHRISTIAN CENTRE TRUST
STATEMENT OF ASSETS AND LIABILITIES YEAR ENDED 30 APRIL 2025
| Fixed Assets Land & Buildings (Buildings insured for £500,000: Plot value at £83,000) Furniture and equipment (at written down value) Current Assets Debtors Cash at bank: General account Youth account ACTS account Cash float Total assets Liabilities Suppliers accounts & accruals Total liabilities Designated donations held at 30 April 2025 as ACTS fund Specific Gifts fund Living Well fund Signed…………………………………. Signed…………………………………. |
2025 2024 £ £ £ £ 353,000 353,000 2,768 3,520 5,494 3,944 57,903 37,715 3,892 4,902 10,270 10,221 - - 72,065 52,838 433,327 £ 413,302 £ - - - £ - £ Restricted Funds in General Account 10,270 10,221 1,922 2,165 - 12,192 £ 12,386 £ Date……………………… Date……………………… 24/02/2026 23/02/2026 |
|---|---|
4
CROSS-ROAD CHRISTIAN CENTRE TRUST
NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 30 APRIL 2025
Accounting Policies
- Basis of Accounting
The accounts are prepared under the Historical Cost Convention, on the Receipts and Payments basis. The accounts are prepared in accordance with the Statement of Recommended Practice for registered charities.
-
Income is accounted for when it is received. Expenditure is accounted for when it is paid. Any accruals of income or expenditure are not accounted for in the receipts and payments account, but they are shown in the statement of assets and liabilities.
-
3 Fixtures and fittings are depreciated over their estimated useful life at 25% reducing balance.
5
CROSS-ROAD CHRISTIAN CENTRE TRUST
STATEMENT OF TRUSTEES' RESPONSIBILITIES
Charity Law requires the trustees to prepare financial statements for each financial year, which properly present the charity's receipts and payments for the year and adequately distinguish any material special trust or other restricted fund of the charity. In preparing those financial statements the trustees are required to:
-
a. select suitable accounting policies and then apply them consistently;
-
b. make judgements and estimates that are reasonable and prudent;
-
c. state whether the policies adopted are in accordance with the appropriate SORP on Accounting by Charities and the Accounting Regulations and with applicable accounting standards, subject to any material departures disclosed and explained in the financial statements.
The trustees are responsible for keeping proper accounting records, which disclose, with reasonable accuracy at any time, the financial position of the charity, and enable them to ensure that the financial statements comply with applicable Accounting Standards and Statements of Recommended Practice and the regulations of the Charities Act 2011. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud or other irregularities.
6
CROSS-ROAD CHRISTIAN CENTRE TRUST
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES
This report on the accounts of the Cross-Road Christian Centre Trust for the year ended 30 April 2025 which are set out on pages 1 to 5, is in respect of an examination carried out under the Charities Act 2011.
Respective responsibilities of trustees and examiner
As the trustees of the Cross-Road Christian Centre Trust you are responsible for the preparation of the accounts; you consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.
It is my responsibility to:
-
examine the accounts under section 145 of the 2011 Act;
-
to follow the procedures laid down in the general Directions given by the Charity Commission
-
under section 145(5)(b) of the 2011 Act; and
-
to state whether particular matters have come to my attention.
Basis of independent examiner's report
My examination was carried out in accordance with the General Directions given by the Charity Commission. That examination includes a review of the accounting records kept by the Cross-Road Christian Centre Trust and a comparison of the accounts with those records. It also includes considering any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.
Independent examiner's statement
In connection with my examination, no matter has come to my attention:
-
(1) which gives me reasonable cause to believe that in any material respect the requirements
-
to keep accounting records in accordance with section130 of the 2011 Act; and
-
to prepare accounts which accord with the accounting records and comply with the requirements of the 2011 Act
have not been met; or
(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached
Signed……………………………… Date ........................23/02/2026 Adrian Harris FCCA
Rosy Jeffery Ltd Chartered Certified Accountants Unit 11 Hunthay Business Park Axminster Devon EX13 5RJ
7
Trustees' Annual Report for the period
| Period start date | Period start date | Period end | date | ||||
|---|---|---|---|---|---|---|---|
| From | 01 | May | 2024 | To | 30 | April | 2025 |
Section A Reference and administration details
Charity name Cross-road Christian Centre Trust
Crossroad Christian Centre Other names charity is known by Crossroad Christian Fellowship Crossroad Church
Registered charity number (if any) 263912
Charity's principal address Crossroad Christian Centre Homer Lane Seaton, Devon Postcode EX12 2ES
Names of the charity trustees who manage the charity
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 |
Trustee name | Office (if any) | Dates acted if not for whole year |
Name of person (or body) entitled to appoint trustee (ifany) |
|---|---|---|---|---|
| Miss Rosemary Anne Giles |
||||
| Mr Andrew Mark Sibley |
Chair | |||
| Mr Graham Richard Knight |
Treasurer | |||
| Mr Jonathan Paul Sibley |
||||
| Dr Jibu Varghese | ||||
| Mr David Andrew John Shackleton |
||||
March 2012
TAR
1
Names of the trustees for the charity, if any, (for example, any custodian trustees)
Name Dates acted if not for whole year
Names and addresses of advisers (Optional information) Type of adviser Name Address Name of chief executive or names of senior staff members (Optional information)
Jon Sibley (Pastor)
Section B Structure, governance and management
Description of the charity’s trusts
Trust Deed dated the twelfth of July 1971 Type of governing document (eg. trust deed, constitution) Trust How the charity is constituted
- (eg. trust, association, company)
New Trustees appointed by existing Trustees on a majority vote Trustee selection methods
(eg. appointed by, elected by)
Additional governance issues (Optional information)
The Trustees currently do not have any induction or training upon You may choose to include appointment, however the need for this is still under review. additional information, where relevant, about: Crossroad has a team of Deacons who carry out most of the administrative and practical tasks. There are four Elders, including the Pastor, who policies and procedures oversee the pastoral side of the church. adopted for the induction and Crossroad has no official links with any other charities but it is a key training of trustees;
-
Crossroad has no official links with any other charities but it is a key
-
training of trustees; member of Christians Together in Seaton and District and has informal links
-
the charity’s organisational with a number of similar churches in the locality. structure and any wider The Trustees consider the major risks to be Health and Safety and Child
-
network with which the charity Protection. Health and Safety is kept under constant review by the Trustees
-
works;
-
The Trustees consider the major risks to be Health and Safety and Child
-
network with which the charity Protection. Health and Safety is kept under constant review by the Trustees
-
works; and there is a Safeguarding Policy in place. All individuals working with
-
relationship with any related children or vulnerable adults have to undergo a DBS check. parties;
-
trustees’ consideration of major risks and the system and procedures to manage them.
March 2012
TAR
2
Section C Objectives and activities
Summary of the objects of the charity set out in its governing document
-
To teach and commend the gospel of Jesus Christ (consistently with the basis of faith set forth in the second schedule of the Declaration of Trust) to people of all ages and outlooks resident in the neighbourhood of Seaton aforesaid particularly people who do not ordinarily go to church; and to do so by holding informal services, discussions and meetings for prayer and Bible study and by providing suitable Christian literature and by other means consistent with a body established exclusively for charitable purposes. (For further details see clause 1 of the Declaration of Trust).
-
To demonstrate the relevance of the Christian faith to modern living by promoting and encouraging, in a Christian spirit, community enterprises appropriate to the different age-groups.
-
To provide a residence for a warden appointed by the Trustees to supervise the Centre and to conduct such activities as aforesaid.
In planning the charity’s activities, the Trustees and Elders have paid due regard to the Charity Commission’s guidance on public benefit. These activities are summarised below and expanded upon in section D. The church meets together for a family service on a Sunday morning. Visitors are very welcome to attend all of our services, regardless of their background. Summary of the main Home groups operate during the week. activities undertaken for the The buildings used by the charity are made available to Age UK Devon, public benefit in relation to Seaton Foodbank, Seaton Guides, and Seaton Over 50’s Group during these objects (include within the week. this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)
Additional details of objectives and activities (Optional information)
As a Christian organisation the church gives gifts to other Christian organisations and individuals at the discretion of the Deacons, Elders and Trustees. You may choose to include The Trustees acknowledge the contribution of volunteers in running the further statements, where church. Without their contribution very little would get done. We relevant, about: especially would like to recognise the efforts of those involved with policy on grantmaking; pastoral care and administration. policy programme related The Trustees no longer deem it necessary to look to provide a residence investment; for a warden as there is no need for this post. The Centre is looked after by the Deacons and is cleaned weekly by a cleaner.
- contribution made by volunteers.
March 2012
TAR
3
Section D Achievements and performance
The church meets on Sunday mornings at 10.45am for a family service Summary of the main with communion, which has had an attendance of around 70 people this achievements of the charity year. This is preceded by a prayer meeting at 9.45am, and refreshments during the year are served between the two meetings. We have continued to livestream our services on YouTube for those who, due to illness or other circumstances, are unable to attend in person, enabling them to still participate in the life of the church. Home groups meet during the week in Seaton and Axminster, and these are attended by a good number of church members. Kids Club is held on a Thursday evening during term time for children in school years 3-6. The fun-filled sessions include craft and games, but also have a Christian message. Most of the children who attend are from outside of the church. In the summer holiday we ran a holiday club for children aged 7 – 11, which was attended by a total of 28 children over the course of the week. A team of volunteers from the other churches in Seaton helped us to run the holiday club. The church has been given the use of a second property in Seaton, known as Number One, by the Trustees of a Brethren chapel. We run a second fellowship at Number One, called The Loft, for those who have creative talents but who would struggle to discover Christianity and grow spiritually within the format of a regular church service. The Loft is attended by between 10 and 20 people on Sunday mornings. Number One is also home to Seaton Foodbank whose purpose is to give food to those who have fallen into poverty and cannot afford to buy their own food. It distributes food to those in temporary crisis and works with those who are experiencing long-term problems to enable them to get back on their feet financially. Seaton Foodbank is a ministry of Christians Together in Seaton and is run by volunteers from the local churches, including Crossroad. Number One is also used by Age UK Devon for their Wednesday morning Coffee Mornings and their Thursday afternoon Knit and Natter sessions. A coffee morning is run at Crossroad on Tuesday mornings, which includes a play zone for toddlers. During the winter this provides a warm space for people struggling with the cost of living crisis, and it is also a good opportunity for friendships to develop between church members and people from the community. In addition to supporting a number of local and international mission organisations, the church runs a child education sponsorship scheme called ACTS (Agape Children's Trust Sponsorship) in conjunction with Agape Brethren Church, San Nicholas, in the Philippines. Over this year the number of children being sponsored remained constant at around 40 children.
Section E Financial review
| Brief statement of the charity’s policy on reserves Details of any funds materially in deficit |
Crossroad does not have any investments but the Trustees have asked the Treasurer to keep enough money in the General account to cover at least three months of typical expenditure. |
|---|---|
| None |
March 2012
TAR
4
Further financial review details (Optional information)
You may choose to include additional information, where relevant about:
Crossroad Christian Centre relies entirely upon voluntary donations made by its members and the reclamation of tax through the Gift Aid scheme for its funding.
-
the charity’s principal The income is sufficient to employ a Pastor for 40 hours per week and an Administrator for 18 hours per week.
-
sources of funds (including any fundraising);
-
how expenditure has supported the key objectives of the charity;
-
investment policy and objectives including any ethical investment policy adopted.
Section F Other optional information
Section G Declaration
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
| Signature(s) Full name(s) Position (eg Secretary, Chair, etc) Date |
||
|---|---|---|
| Mr Andrew Mark Sibley | Mr Graham Richard Knight | |
Chair of Trustees |
Treasurer | |
| 24th February 2026 | 24th February 2026 |
March 2012
TAR
5