Charity Registration Number .' 263259
PLUMSTEAD ALMSHOUSES
A CHARITABLE UN.INCORPORATED ASSOCIATION
TRUSTEES, REPORT
AND
FINANCIAL STATEMENTS
FOR THE YEAR ENDED
31 DECEMBER 2025

PLUMSTEAD ALMSHOUSES
LEGAL AND ADMINISTRATIVE INFORMATION
FOR THE YEAR ENDED 31 DECEMBER 2025
Trustees
Jer&ny Forty- resigned August 2025
Barbara Harris
Michael Maccarthy
Allan Nichols
Ben Williams - resigned August 2025
Jennifer Ball
ChaTity Number
Registered Office
263259
35 Dawson Drive
Hextable
BR8 7PN
Ind¢p¢ndent Examiner
Sandra Hipwell

PLUMSTEAD ALMSHOUSES
CONTENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
Trustees, Report
Independent Examiner's Report
Statement of Financial Activities
Balance Sheet
Notes to the Financial Statements

PLUMSTEIID ALMSHOUSES
TRUSTEES, REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025
The T￿￿teeS pres¢nt th¢ir annual report and financial statements for the year ended 31
December 2025.
The Truste¢s have had regard to the Charity Commission's guidanc¢ on public b¢nefit.
Plumstead Almshouses Continues to meet its charitable purpose by providing s¢cur¢ and
affordable almshouse accommodation for eligible residents, and by maintsining the
Almshouses as a safe, comfortable and welcoming community.
It has been another steady and positive y¢ar for Plumstead Almshouses, with no changes in
occupancy duTing the reporting period. We are pleased to have maintained a stable and
supportive community, and w¢ w¢r¢ delighted to hold our annual summer gathering with
r¢sidents once again, providing an oppothity to come together and str¢ngth¢n r¢lationships.
Durtng the year. the Board saw two changes in its m¢mb¢rship. We extend our sincere thanks
to Jeretny Forty and Ben Williams, who both stepped down as Trnstees, for their time,
conynitment and contribution to the charity.
A number of important maintenan¢¢ and improvement works have also been completed to
ensure the Almshouses remain safe, comfortable and well maintained. Th¢s¢ included the
repla¢anent of all paving surrounding the Almshouses, refurbishment of the shower room
on the ground floor of Colonel Cottage and works to address damp on the ground floor of St
Margaret's Cottage. Following reports of vern]in activity. preventative measures were also
implemented, including the installation of rat gat¢s within the drainag¢ system and ULe5h
covers over ventilation outlets.
The financial statements set out the charity's income, expenditure and financial position for
the year. The Truslees continue to manage the charity's resources carefully, with particular
regard to ongoing maintenance obligations, ￿tUre repairs, compliance costs and th¢ n¢¢d to
maintain appropriate reserves.
The Trustees remain con]mitt¢d to maintaining the Almshouses to a high standard while
ensuring resid¢nts continue to enjoy a safe, secure and w￿￿ming place to liv¢. We would
like to thank our residents, fellow Trustees and everyone who sUp￿rtS the charity for their
continued cooperation and Commitment throughout the year.
This report was approved by the Tn￿teeS and signed on its behalf by:
Jennifer Ball
Trustee
Date ". 12 August 2026

PLUMSTEAD ALMSHOUSES
INDEPEIYDENT EXAMINER'S REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025
I report to the Charity Tn￿te¢S on my ¢xamination of the accounts of the Charity for the year
ended 31 December 2025. As the Cbarity's trustees, you are r¢sponsibl¢ for the prcparalion of
the accounts in accordance with the requirements ofthe Charlties Act 2011 ("the Act"). I report
in respect of my examination of the Trust's accounts carried oul under section 145 of the 2011
Act and in carrying out my examination. I have followed all the applicable Directions given by
the Charity Commission under Section 145(5)(b} of th¢ Act,
INDEPENDEIYT EXAMINER'S STATEMENT
FOR THE YEAR ENDED 31 DECEMBER 2025
I am qualified to undertake the examination by being a qualified f¢llow member of the AAT.
I have completed my examination. I confinn that no material matters have come to my
attention in wnnection with the examination which gives me cause to believe that in, any
material resp￿t.
-the accounting r¢cords were not kq)t in accordance with section 130 of the Charities Act. or
accounting r¢cords' or
-the accounts did not accord with the accounting reports. or
-the accounts did not comply with the applicable requiranents concerning th¢ forni and content
of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any
requirement that the accounts give a "tnje and faiT" view of which is not a matt¢r considered
as part of an independent examination.
I have no concerns and have com¢ across no other matters in connection with the examination
to which attention should be drawn in this rqK>rt in order to enable a prop¢r understanding of
th¢ ￿OUnts to be reached.
Sandra Hipw¢ll FMAAT

PLUMSTEAD ALMSHOUSES
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 DECEMBER 2025
Recommended
categories by
actlvlty
Unrestricted Restricted
Total
Total
funds
funds Funds 2025 Funds 2024
Notes
Income and
endoTrvmeDts from:
Unrestricted income
131.977
131,977
124,395
Total
131,977
131,977
124J95
Expendithre on:
Propety &
management charges
51,295
51,295
35,495
Charitable activities
48,047
48,047
45,438
Total
99,342
99J42
80,933
Net income
32.635
32,635
43,462
Other reco￿lS
gainsl(losses):
Gains and losses on
revaluation of fixed
assets for the
harity's own use
28,960
28,960
28,756
Net movenient in
fuDds
61￿95
61,595
72318
R¢¢oncili8tion of
funds:
Total fi￿dS brought
forward
1,243,450
250,000
1,493,450
1,421,232
Totsl funds c2rried
forward
I J05,045
250,000
1,555,045
1,493,450

PLUMSTEAD ALMSHOUSES
BALANCE SHEET
FOR THE YEAR ENDED 31 DECEMBER 2025
Recommended
c#tsgories by
activity
Unrestrieted Restrfieted Total Funds Total Funds
funds
funds
2025
2024
Notes
Fixed assets
Investments
1,112,540
250,000
1,362,540
1,333,580
Total fixed assets
1.112340
250,1)00
1,362J40
lJ33,580
CuLTent assets
Debtors
1,242
1242
1,433
Cash at bank and in
hand
191,383
191,383
158,557
Totsl current assets
192,625
192,625
159,990
Creditors: amounts
falling due within one
120
120
120
Net Cu￿ent assels
192,505
192,505
159,870
Total net assets
IJ05,045
250.000
1,555,045
1,493,450
Funds of the
Charity
Unr¢stri¢ted fimds
io
1,305,045
1,305,045
1,243,450
Restricted fi￿d8
io
250,000
250,000
250,000
Endowm¢nt funds
io
Total funds
IJ05,045
250,000
lJ55,045
1,493.450
The financial statements were approv¢d by the trustees on 12 August 2026 and signa on
its behalf by".
Jennifer Ball
Trustee
Date . 12 August 2026

PUMSTEAD ALMSHOUSES
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
Charity for Plumstead Almshous¢s is a Charitable Un-incoqjorated Association in Charity
Commission for England and Wales. The registered office is 35 Dawson Drive, Hextable,
BR8 7PN.
l. Accounting Policies
The principal accounting policies adopted by the Clwity, which is a public benefit entity,
in the preparation of the accounts are &s follows.
1.1 Basis of preparation
These accounts have b¢¢n prq)ared under the bistori¢al cost convention, as modified by the
inclusion of charitable pmperties and fixed asset inv¢stm¢nts and investment properties at
valuation.
These a￿OUnts have been prepared in accordance with -Accounting and Reporting by
Charities: Statement of Recommend￿ Practice applicable to charities preparing their
accounts in accordance with the Financial Reporting Standard applicable in th¢ UK and
Republic of Ireland (FRS 102)" (effective l January 2019) - (Charities SORP (FRS 102)),
tbe Financial Reporting Standard applicabl¢ in the UK and Republic of Ireland (FRS 102)
and the Charities Act 2011.
Thes¢ accounts are presented in pounds sterling and rounded to the nearest pound.
1.2 Going concern
Th¢ Trustees have prepared financial projections, taking into consideration the Cu￿ent
economic conditions and hav4 at th¢ time of approving these accounts, a reasonable
¢xpectation that the charity h&s adequat¢ r¢sources to continu¢ in operational existence for
the foreseeable ￿ture. Thus they continue to adopt tbe going concern basis of accounting
in preparlng the accounts.
2. Income from Investments
Analysis
Unrestricted fund$
Total funds 2025
Total hnds 2024
Divid¢nd
income
Interest
income
Rental
48,111
48,111
43,046
4,426
4,426
3,512
leasing
income
79,440
79,440
77,837

Total
131,977
131977
124J95
3. Property and Management Charges
Analysi5
Unrestricted funds
Total funds 2025
Total funds 2024
Garden
maint¢nance,
improvements
repairs and
renewals
Tot
Support Costs
51,295
51,295
35,495
51,295
51,295
35,495
51295
51.295
The above figure is made up from the following expenditure:
Garden Maintenance
£1.297
Improvements
£24.500
Repairs and renewals
£25,498
35,495
4. Expenditure on Charitable Activities
Analysls
Unrestri¢t¢d funds
Total funds 2025
Totsl funds 2024
Charity running
cost
Cost of services
Legavprofessional
fees
Total
Support Costs
34,817
34,817
34,574
11,845
11,845
9,471
185
185
193
46,847
1,200
48,047
4&047
Charity running costs in the year relates to athninistration expenses
46,847
1.200
44238
1.200
45338
Cost of s¢rvi¢¢s is made up of th¢ following items:
Insurance
£2,773
Ligbt Heat and Water
£8,882
Insurance prq)ayment no longer r¢quir
£190
Legal and professional fees relate to TV license £83 and bank charges £102
5. Support Costs
Total funds 2025
Total funds 2024
Analysis
Support Costs
Covernance Costs
Accountants f￿S
1,21XI
1,200

1200
1200
6. Investments
Listed Investments
Carrying(fair) value at begfinnlllg of period
1,333,580
Add l (deduct): net gain / (loss)on revaluation
28,960
CaTrying{fair) value at end of year
lJ62,540
7. Debtors: Amounts falling due within one year
Analysis of Debtors
Total funds 2025
Total funds 2024
Prepaym¢nts & accTued incom¢
Total
1,242
1242
1,433
1,433
8. Cash at bank and in hand
Analysis
Totsl funds 2025
Total funds 2024
Cash at bank and in hartd
Total
191,383
191J83
158,557
158,557
9. Creditors: Amounts fallffing due Ivithin one year
Anal￿1$ of Creditors
Total funds 2025
Total funds 2024
Accruals and defetr¢d incomc
Total
120
120
120
120
The above acfflial is for accountancy bringing the total cost for the year at £1,200
io

10. Charity funds
10.1 Details of material funds held and movements during the CURRENT
reporting period
Fund
balances
brought
forward
Fund
balgnees
earned
forward
Income Expenditure
GAln$ and
losses
Fund names
Unrestricted
funds
Unrestricted
General Funds
Restricted
funds
Restricted fiu]ds
1243,450
131,977
99,342
28,960
1,305,045
250,000
250,0(M)
Total
1,493,450
131,977
99,342
28,960
1,555,045
10.2 Details of material fund$ held and movements during the PREVIOUS
reporting period
Fund
balances
brought
fonvard
Fund
bvdlances
carried
forward
Galns and
losses
Fulld names
Income Expenditure
Unrestricted
funds
Unrestricted
General Funds
Restricted
funds
Restsicted funds
I,l71,232
124,395
80,933
28,756
1243,450
250,000
250,1X)O
Total
1,421,232
124,395
80,933
2&756
1,493,450
I l. Permanent endowment and Contingent assets excluded from the balance
sheet
The Freehold of the Almshous¢s situated in Heavitree Road and Waverley CrescenL
Plumstead is not included in the financial statements. Reliable cost Inforn￿tiOn is not
available for the Almshouses and in the opinion of the Trustees a valuation would involve
sigtiificant costs which would b¢ onerous compared with any benefit derived by users of the
financial statements. Costs of improvements to the properties ar¢ included in Charitable
Expenses