## Trustee Report of the William Gerrard Charity 

Charity Number 262690 

Address for correspondence: The Treasurer/Secretary Mrs Sheila Merrill 21, Tuckers Nook, 

Maxey, Peterborough. Cambs PE6 9EH. 

Trustees: Michael Charles Loveder – Chairman 

Sheila Mary Merrill – Treasurer/Secretary 

John William Hickling – Trustee 

Background: The charity was set up in the late 15[th] century to support the fabric of the church of St Peter’s and to ensure that the building remains open for worship in the future. 

As a Grade 1 listed building which is on the At Risk register it is a constant struggle to maintain the building, problems arise every year and without the support of this 

charity, the church would have closed long ago. We have just provided almost £17000 to repair a large section of stone wall which was forced over by tree roots. 

Just this month we have supported the repairs to the Tower roof which was leaking badly. Without our intervention, plus additional grant funding obtained by our Treasurer, 

the bell frame would have been adversely affected, possibly leading to removal of the bells for repair of the wooden mounting beam. The charity provided over £17000 for 

this work, grants totalling over £6000 completed the cost of the work at £23979.15. 

The church is now in the process of obtaining tenders for the replacement of the lead covering to the South Aisle. The lowest tender at the moment is £41000 and this amount 

is sure to rise when the underlying timbers are revealed. We are currently seeking grant aid for the work and the William Gerrard Charity has promised a minimum of £30000, 

but we will pay for the work if no grants are forthcoming. Where does the money come from: The charity owns and rents land in the 



area to local farmers and the rest of our income comes from investments. Activities and objectives: The sole function of the charity is to ensure that St Peter’s church, Maxey remains open for worship and the building remains useable for worship, weddings, baptisms 

and funerals, or visits by the public. Teams of volunteers give their time to cleaning the church and maintaining the churchyard grounds. We as trustees are dedicated to ensuring that there will always be funds available to support the church in its much-needed repairs. 

Financial Review: In the year to end 1 Jan 2024 our income was £24129. Our expenditure was £14320. 

This year we have provided: 

£2919.11 on 30/1025 for general running costs. £8374.99 on 3/3/25 as second payment for the wall repairs. 

£1913.20 on 24/7/25 for general running costs. 

£17248 on 20/8/25 for repairs to the bell tower. Our balance at the writing of this report is £161404.92. Future expenditure: The nave roof is in very poor condition. The original oak beams which date from the 16[th] century were attacked by Death Watch beetles. This has been treated but it has left many 

beams in need of repair. Estimates for this work are over £250,000. Without large amounts of grant funding and the continuing careful management of the William Gerrard Charity 

funds by its trustees the future of the church cannot be assured. 

Michael Loveder – Chairman of the above charity. 21/8/2025. 



|||||2020|2020|2021||||
|---|---|---|---|---|---|---|---|---|---|
|||||income|expense|||107272.9||
||WILLIAM GERRARD||||COMMUNITY ACCOUNT||2020|||
|||||||||OPENING BALANCE||
||||||||£107,272.92|||
|||1|6-Jan|£874.67|£874.67||£108,147.59|jolife||
|||2||£63.10|£63.10||£108,210.69|char||
|||3|||£595.20||£107,615.49|alarm payment||
|||4||£42.45|£42.45||£107,657.94|jolife||
|||5||£2,714.46|£2,714.46||£110,372.40|M&G||
|||6||£65.58|£65.58||£110,437.98|char||
|||7||£874.67|£874.67||£111,312.65|jolife||
|||8||£376.69|£376.69||£111,689.34|char||
|||9||£1,297.20|£1,297.20||£112,986.54|jolife||
|||10||£3,683.91|£3,683.91||£116,670.45|M&G||
|||||£69.31|£69.31||£116,739.76|char||
|||11|6-Jul|£874.67|£874.69||£117,614.43|jolife||
|||12|20-Jul|£376.69|£376.69||£117,991.12|char||
|||13|28-Aug|£3,296.13|£3,296.13||£121,287.25|mg||
|||14||£69.31|£69.31||£121,356.56|char||
|||15|30-Sep|£874.67|£874.67||£122,231.23|rents||
|||16||£376.69|£376.69||£122,607.92|char||
|x|20-Oct|17|27-Oct||£16,000.00||£106,607.92|church||
|x|20-Sep|18||£1,034.00|£1,034.00||£107,641.92|rents||
|x||19|30-Nov|£68.26|£68.26||£107,710.18|char||
|x||20|1-Dec||£1,000.00||£106,710.18|cheque||
|x||21|15-Dec|£3,296.13|£3,296.13||£110,006.31||2020|
|x|2021|22|6-Jan|£874.67||£874.00|£110,880.98|rents|2021|
|x|x|23|20-Jan|£42.45||£42.45|£110,923.43|rents||
|x||24|19-Jan|£282.51||£282.51|£111,205.94|char||
|x||25|feb|£2,229.74||£2,229.74|£113,435.68|M&G||
|||26|20-Jan|£68.26||£68.26|£113,503.94|char||





||||27|mar|£874.67||£874.67|£114,378.61|rents||
|---|---|---|---|---|---|---|---|---|---|---|
||||28|apl|£282.51||£282.51|£114,661.12|char||
|||28-May|29|may|£1,034.00||£1,034.00|£115,695.12|rents||
|x||28-May|30|may|£4,168.64||£4,168.64|£119,863.76|M&G||
|x||28-May|31|may|£69.31||£69.31|£119,933.07|char||
|x||18-Jun|32|jun|£526.40||£526.40|£120,459.47|rents||
|x||20-Jul|33|29-Jun|£874.67||£874.67|£121,334.14|rents||
|x||20-Jul|34|20-Jul|£282.51||£282.51|£121,616.65|char||
|x||31-Aug|35|aug|£3,490.02||£3,490.02|£125,106.67|m&G||
|x||31-Aug|36|aug|£69.31||£69.31|£125,175.98|char||
|x||4-Oct|37||£874.67||£874.67|£126,050.65|||
|x||20-Oct|38||£282.51||£282.51|£126,333.16|||
|x||30-Nov|39||£70.99||£70.99|£126,404.15|coif||
|x||6-Dec|8-Feb||£1,034.00||£1,034.00|£127,438.15|jolife||
|x|15drec||41||£4,459.57||£4,459.57|£131,897.72|mg||
||dec||42||£263.20||£263.20|£132,160.92|year ends||
||||||£42,483.20||£22,153.94||||
||||||||£20,328.00||||
||||||£42,483.20|||||rounded|
|||||||£17,595.20|£42,481.94||||
||||||||||107272.9|107273|
|||||||||||17595|
||||||||||22154.61|20328|
|||||||||||110006|
|||||||||||20328|
|||||||||||110006|
|||||||||||22154|
|||||||||||0|
|||||||||||132161|
||||||||||2022||
|||||||||132160.92||start|





rents inv income payments church £67.00 £874.67 £63.31 595.2 £42.45 £2,714.46 £65.58 £874.67 £376.69 £1,297.20 £69.31 £3,683.91 £376.69 £874.67 £376.69 £3,296.13 £69.13 £874.67 £376.69 16000 £1,034.00 £68.29 1000 end £9,168.46 £8,307.75 £874.67 £42.45 2020 2021 5872.33 4226.86 11227.34 10942.81 17099.67 15169.67 



£917.12 £0.00 

|income||
|---|---|
|start|2020|
|spend||
|income||
|close|110006|
|income||
|start|2021|
|income||
|spend||
|end|2021|





## **WILLIAM GERARD COMMUNITY ACCOUConfidential** 

## **2022** 

||**Date**|**Income**|**Outgoing**|**£132,160.92**|**Breakdown**|**Breakdown**||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
||||||||**Payments**|**Church**||||
|||||**2022 Payee**|**Rents**|**Inv income**|**Church fabric**|**support**||||
|||||£132,160.92||||||||
||Bank Statement missing adjustments|||£1,199.53|||||**Investment Values**|**Number of Units **|**Value**|
|||||£133,360.45|||||Jun-22 Black Rock|18,834.31|£26,760.52|
|1|28.02.2|£2,423.63||£135,784.08 M&G||£2,423.63|||Sep-22 M&G investments|19,389|£265,997.69|
|2|28.02.22|£71.04||£135,855.12 Coif char||£71.04|||Dec-21 Coif Char|525.46|£10,806.82|
|3|29.03.22|£874.67||£136,729.79 Jolife|£874.67|||||||
||08.04.22|£1,034.00||£137,763.79 Jolife|£1,034.00||||||£303,565.03|
||20.04.22|£282.51||£138,046.30 Black Rock||£282.51||||||
||16.05.22|£263.20||£138,309.50 Jolife|£263.20|||||||
||31.05.22|£4,556.42||£142,865.92 M&G||£4,556.42||||||
||31.05.22|£71.04||£142,936.96 Coif char||£71.04||||||
||29.06.22|£874.67||£143,811.63 Jolife|£874.67|||||||
||20.07.22|£282.51||£144,094.14 Char UK Bond||£282.51||||||
||31.08.22|£3,877.80||£147,971.94 M&G Charites||£3,877.80||||||
||31.08.22|£71.04||£148,042.98 Coif char||£71.04||||||
||27.09.22|£874.67||£148,917.65 Jollif/Frisby/Morton|£874.67|||||||
||11.10.22|£1,034.00||£149,951.65 Jollif/Purllant/|£1,034.00|||||||
||20.10.22|£263.20||£150,214.85 Jollif/Frisby|£263.20|||||||
||20.10.22|£282.51||£150,497.36 Black Rock||£282.51||||||
||30.11.22|£72.04||£150,569.40||£72.04||||||
||15.12.22|£5,235.03||£155,804.43 M&G Charites||£5,235.03||||||
||**Totals**|**£22,443.98**|**£0.00**|**£155,804.43**|**£5,218.41**|**£17,225.57**||||||





## **WILLIAM GERARD COMMUNITY ACCOUConfidential 2023** 

||**Date**|**Income**|**Outgoing**||||**Breakdown**|**Breakdown**|||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
||||||||||**Payments Church**||||||
|||||**2023**|**Payee**|**Rents**||**Inv income**|**fabric**|**Church support**|||||
|||||£155,804.43|||||||||||
|||||||||||||**Investment Values**|**Number of Units **|**Value**|
||04.01.23||£375.00|£155,429.43|Maxey St Peters||||AJ Plasters||31.12.22|Black Rock|18,834.31|£26,254.40|
|1|04.01.23||£930.00|£154,499.43|Maxey St Peters||||JB Stonwork||31.12.22|M&G investments|19,389|£272,452.29|
|2|04.01-23||£930.00|£153,569.43|Maxey St Peters||||JB Stonwork||Dec-21|Coif Char|525.46|£10,806.82|
|3|04.01.23||£685.00|£152,884.43|Maxey St Peters||||Art in Glass||||||
||06.01.23|£874.67||£153,759.10|Jollif/Frisby/Morton||£874.67|||||||£309,513.51|
||20.01.23|£42.45||£153,801.55|Jollif/EEB||£42.45||||||||
||20.01.23|£282.51||£154,084.06|Black Rock Char UK|||£282.51|||||||
||28.02.23|£2,520.57||£156,604.63|M&G|||£2,520.57|||||||
||28.02.23|£72.15||£156,676.78|Coif Char|||£72.15|||||||
||28.03.23|£874.67||£157,551.45|Jollif/Frisby/Morton||£874.67||||||||
||12.04.23|£1,034.00||£158,585.45|Jollif/Purllant||£1,034.00||||||||
||20.04.23|£282.51||£158,867.96|Black Rock Char UK|||£282.51|||||||
||26.04.23|£263.20||£159,131.16|Jolif/frisby||£263.20||||||||
||31.05.23|£4,653.36||£163,784.52|M&G|||£4,653.36|||||||
||31.05.23|£71.04||£163,855.56|Coif Char|||£71.04|||||||
||20.06.23|£874.67||£164,730.23|Jolif/frisby||£874.67||||||||
||28.07.23|£282.51||£165,012.74|Black Rock|||£282.51|||||||
||18.08.23||£360.00|£164,652.74||||||Electrical Testng Uk|VAT Claimed||||
||18.08.23||£416.95|£164,235.79||||||SSE SWALEC|||||
||18.08.23||£154.76|£164,081.03||||||Cousans Organs|£30.95||||
||18.08.23||£154.76|£163,926.27||||||Cousans Organs|£34.77||||
||18.08.23||£173.84|£163,752.43||||||Cousans Organs|£30.95||||
||18.08.23||£79.40|£163,673.03|||||Travis Perkins||||||
||18.08.23||£34.69|£163,638.34|||||Travis Perkins||||||
||18.08.23||£125.29|£163,513.05||||||Marriot Security|£25.06||||
||18.08.23||£537.00|£162,976.05||||||Marriot Security|£107.40||||
||18.08.23||£38.00|£162,938.05||||||Fire Protecton|||||
||18.08.23||£1,926.82|£161,011.23||||||Ecclesiastcal Insurrance||Invoice please|||
||18.08.23||£50.12|£160,961.11||||||Christan Books|||£159,567.00||
||18.08.23||£50.12|£160,910.99||||||CCLI|||£159,567.00||
||18.08.23||£50.00|£160,860.99||||||Brown Bin||Invoice please|||
||18.08.23||£243.45|£160,617.54||||||Lawn Mower petrol||Payment slips|£0.00||
||22.08.23||£5.00|£160,612.54|||||||||||
||31.08.23|71.04||£160,683.58|Coif Char|||71.04|||||||
||31.08.23|£3,974.75||£164,658.33|M&G|||£3,974.75|||||||
||27.09.23|£874.67||£165,533.00|Jollif||£874.67||||||||
||12.10.23||£7,000.00|£158,533.00||||||Grant for 2023 support|||||
||27.09.23|£1,034.00||£159,567.00|Jollif||£1,034.00|||see invoices|||||
||20.10.23|£282.51||£159,849.51|Char UK|||£282.51|||||||
||30.11.23|£72.04||£159,921.55|CCLA|||£72.04|||||||
||15.12.23|£5,428.92||£165,350.47|M&G|||£5,428.92|||||||
||21.12.23|£263.20||£165,613.67|Jolif/frisby||£263.20||||||||
|||**£24,129.44**|**£14,320.20**||||**£6,135.53**|**£17,993.91**|||||||





## **WILLIAM GERARD COMMUNITY ACCOU Confidential** 

## **2024** 

|**Date**|**Income**|**Outgoing**|||**Breakdown**|**Breakdown**|||
|---|---|---|---|---|---|---|---|---|
||||||||**Payments**|**Repair**|
||||**2024**|**Payee**|**Rents**|**Inv income**|**Church fabric**|**supported**|
||||£165,613.67||||||
|3.01.24|£874.67||£166,488.34|jolif|£874.67||||
|18.01.24|£42.45||£166,530.79|Jolif/noname|£42.45||||
|22.01.24|£282.51||£166,813.30|Black Rock||£282.51|||
|01.02.24|£25.00||£166,838.30|bank credit||£25.00|||
|29.02.24|£72.15||£166,910.45|Ccla||£72.15|||
|29.02.24|£2,617.52||£169,527.97|M&G||£2,617.52|||
|27.03.24|£874.67||£170,402.64|Jollif/Frisby/Morton|£874.67||||
|10.04.24|£1,034.00||£171,436.64|Purlant|£1,034.00||||
|18.04.24|£263.20||£171,699.84|Jollif/Frisby|£263.20||||
|20.04.24|£282.51||£171,982.35|Black Rock||£282.51|||
|31.05.24|£72.15||£172,054.50|Ccla||£72.15|||
|31.05.24|£4,750.31||£176,804.81|M&G||£4,750.31|||
|27.06.24|£874.67||£177,679.48|Jollif/Frisby/Morton||£874.67|||
|22.07.24|£282.51||£177,961.99|Black Rock|£282.51||||
|06.08.24||£2,904.84|£175,057.15||||||
|29.08.24||£8,375.00|£166,682.15||||£8,375.00|Wall - part 1|
|30.08.24|£72.15||£166,754.30|Ccla||£72.15|||
|30.08.24|£3,974.75||£170,729.05|M&G||£3,974.75|||
|27.09.24|£874.67||£171,603.72|Jollif/Frisby/Morton|£874.67||||
|14.10.24|£263.20||£171,866.92|Jolif/Belmont farms|£263.20||||
|15.10.24|£1,034.00||£172,900.92|Jolif/Purlant|£1,034.00||||
|21.10.24|£282.51||£173,183.43|Black Rock||£282.51|||
|29.11.24|£73.83||£173,257.26|Ccla||£73.83|||
|13.12.24|£6,107.54||£179,364.80|M&G||£6,107.54|||
||**£25,030.97**|**£11,279.84**|||||||
||||||**£5,543.37**|**£19,487.60**|**£8,375.00**||





total income
after Spend
£13,751.13

|**Church**||||||
|---|---|---|---|---|---|
|**support**||**Investment Values**|**Number of Units**|**Value**||
||30.06.24|Black Rock|18,834.31||£27,137.04|
||30.12.24|M&G investments|19,389||£285,483.64|
||31.12.24|Coif Char|525.46||£10,663.32|
||||||**£323,284.00**|
|||Cash fow|||£179,364.80|
|||Total worth|||**£502,648.80**|



£2,904.84 

**£2,904.84** 



## **WILLIAM GERARD COMMUNITY ACCOUN Confidential 2024** 

|**Date**|**Income**|**Outgoing**||||**Breakdown**|**Breakdown**||
|---|---|---|---|---|---|---|---|---|
|||||||||**Payments**|
||||**2025**|**Payee**|**Rents**||**Inv income**|**Church fabric**|
||||£179,364.80||||||
|06.01.25|£874.67||£180,239.47|Joliife/Frisby/Morton||£874.67|||
|16.01.25|£42.45||£180,281.92|Joliife/EEB||£42.45|||
|20.01.25|£163.09||£180,445.01|Char Uk|||£163.09||
|30.01.25||£2,919.11|£177,525.90||||||
|28.02.25|£73.88||£177,599.78|Ccla|||£73.88||
|28.02.25|£2,714.46||£180,314.24|M&G|||£2,714.46||
|03.03.25||£8,374.99|£171,939.25|||||£8,374.99|
|27.03.25|£874.67||£172,813.92|Jolife/Frisby/Morton||£874.67|||
|09.04.25|£1,297.20||£174,111.12|JolifeFrisby/Purllant||£1,297.20|||
|22.04.25|£282.51||£174,393.63|Char Uk|||£282.51||
||£6,322.93|£11,294.10||||£3,088.99|£3,233.94|£8,374.99|





|**Repair**|**Church**||||||
|---|---|---|---|---|---|---|
|**supported**|**support**||**Investment Values**|**Number of Units**|**Value**||
|||30.12.24|Black Rock|18,834.31||£26,702.91|
|||31.03.25|M&G investments|19,389||£294,383.19|
|||31.12.24|Coif Char|525.46||£10,663.32|
||£2,919.11|||||£331,749.42|
|Wall  part 2|||||||
||£2,919.11||||||





|18.08.23|£360.00|Electrical Testng Uk|VAT Claimed||
|---|---|---|---|---|
|18.08.23|£416.95|SSE SWALEC|||
|18.08.23|£154.76|Cousans Organs|£30.95||
|18.08.23|£154.76|Cousans Organs|£34.77||
|18.08.23|£173.84|Cousans Organs|£30.95||
|18.08.23|£79.40|Travis Perkins|||
|18.08.23|£34.69|Travis Perkins|||
|18.08.23|£125.29|Marriot Security|£25.06||
|18.08.23|£537.00|Marriot Security|£107.40||
|18.08.23|£38.00|Fire Protecton|||
|18.08.23|£1,926.82|Ecclesiastcal Insurrance||Invoice please|
|18.08.23|£50.12|Christan Books|||
|18.08.23|£50.12|CCLI|||
|18.08.23|£50.00|Brown Bin||Invoice please|
|18.08.23|£243.44|Lawn Mower petrol||Payment slips|
||£4,395.19||£229.13||





no 

||details<br>support|details<br>support|churchyarcomm church etc|churchyarcomm church etc|
|---|---|---|---|---|
|1|ecc insura|181.97|||
|2|roof cover|300|||
|3|sacristyro|350|||
|4|ecclesiast|181.92|||
|5|SSE electr|158.46|||
|6|bank ch||||
|7|bank ch||||
|8|ecclesiast|546.76|||
|9|vestry rep|54.4|||
|10|CCL|60|||
|11|vics garden||.||
|12|mower repair|||327.62|
|13|||||
|14|communion|various||9|
|15|new mower|||389|
|16|bank ch||||
|17|SSE electr|143.22|||
|18|ecclesiast|181.92|||
|19|bank ch||||
|20|brown bin|||50|
|21|ecclesiast|181.92|||
|22|organ tun|208.61|||
|23|bank charges||||
|24|architect|600|||
|25|petrol lawn mower|||40.77|
|26|ecclesiast|181.92|||
|27|bank ch||||
|28|roof alarm|219.36|||
|29|various church yard|||134.77|
|30|alter cloth|229|||
|31|ecclesiast|181.92|||
|32|bank ch||||
|33|petrol lawn mower|||68.57|
|34|fre ext se|44|||
|35|communion|various||22.2|
|36|rectory  garden||||
|37|total ener|176.97|||
|38|ecclesiast|181.92|||
|39|bank ch||||
|40|roof alarm|644.4|||
|41|ecclesiast|181.92|||
|42|bank charges||||
|43|total ener|57.27|||
|44|communion|various||4.25|
|45|roof alarm|144|||
|46|ecclesiast|181.92|||





|47|bank charges|bank charges|||
|---|---|---|---|---|
|48|total ener|7.69|||
|49|Cousans O|208.61|||
|50|Total Ener|97.25|||
||totals|5887.33 1010.73|35.45|6933.51|





Ind8pend8nt Auditors R8port to William Gerrad Trust
I repoit onthe financi81 statements forthe yearended 31st December2024.
As trustee and treasurei of the William Gerrad Trust account you are responsible for the
preparation of the accounts. and you understand that an audit is required for this year under
section144121 of the Charities Act 2011 (the 2011 Act) an(J that an independent audit is needed.
It is my responsibility to examine the accounts under section 145 of the 2011 Act and state
whethei any particular matters hav8come to myattention. My audit was carried out in
accordance with the General Directions Eiven bythe Charitycommission.
An examination includes a review of the accounting records kept by the William Gerrad Trust
and a comparison of the accounts presented with those records. It also includes consideration
of any unusual items or disclosures in the a¢¢ounts and seeking explanations from the William
Gerrad Trust concerningany such matters.
The procedure$ undertaken provided allthe evidence that would be required in a full audit and
consequently express an audit opinion of the accounts. In connection with my audit, no matters
havecometo my attentiontowhich. in my opinion, attention should be drawn in orderto enable
a proper understanding ofthe accounts to be reached.
Matthew Phillips CPA IAustralial
10, Main Road.
Etton
PeterboroLFgh
241h April 2025