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2024-12-31-accounts

Charity number: 262613

WYE ECCLESIASTICAL CHARITIES

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

WYE ECCLESIASTICAL CHARITIES

CONTENTS

Page
Reference and Administrative Details of the Charity, its Trustees and Advisers 1
Trustees' Report 2 - 5
Independent Examiner's Report 6
Statement of Financial Activities 7
Balance Sheet 8
Notes to the Financial Statements 9 - 16

WYE ECCLESIASTICAL CHARITIES

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 DECEMBER 2024

Trustees Mr Gareth Phillips, PCC Nominee & Chairman
Dr Mark Deller, PCC Nominee
The Revd Ravi Holy, Vicar
Mr David Ross, Church Warden
Mr Robert Dudley, Church Warden
Charity registered
number
262613
Principal office
Cumberland Court
Church Street
Wye
Kent
TN25 5BJ
Independent Examiner
Magee Gammon
Chartered Accountants
Henwood House
Henwood
Ashford
Kent
TN24 8DH
Bankers
Lloyds Bank plc
81 High Street
Ashford
Kent
TN24 8SS
Solicitors
Hallett & Co
11 Bank Street
Ashford
Kent
TN23 1DA
Treasurer and clerk to
the trustees
Mr Francis Huntington
Honorary advisors
Mr Edmund Wilson
Investment advisors
Central Board of Finance of the Church of England
80 Cheapside
London
EC2V 6DZ

Page 1

WYE ECCLESIASTICAL CHARITIES

TRUSTEES' REPORT FOR THE YEAR ENDED 31 DECEMBER 2024

The trustees present their annual report together with the financial statements of the charity Wye Ecclesiastical Charities (incorporating William Jarman) (the charity) for the year ended 31 December 2024. The trustees confirm that the Annual Report and financial statements of the charity comply with the current statutory requirements, the requirements of the charity's governing document and the provisions of the Statement of Recommended Practice (SORP), applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015).

Objectives and activities of the Charity for Public Benefit

a. Grant-making policies

The charity invites applications for grants from Wye Parochial Church Council (PCC). All applications, if in furtherance of the objects, are considered and approved by the trustees at their biannual meetings. Official applications are then made in writing and the grants are confirmed in writing when the relevant approved funds are paid out to Wye PCC.

b. Main activities undertaken to further the Charity's purposes for the public benefit

In accordance with the Charity Commission Scheme of 2001, the objects of the charity are as follows, in order of priority:

  1. To repair and maintain the fabric of Wye Parish Church, inclusive of the tower and chancel.

  2. To repair and maintain the Parish Church and all things therein necessary to the performance of divine service.

  3. To repair and maintain the churchyard of the Parish Church.

  4. To assist in the provision and maintenance of such buildings in furtherance to the religious and other charitable work of the Church of England in the Parish which may be erected within the curtilage of the said churchyard.

The trustees confirm that they have referred to the guidance contained in the Charity Commission’s general guidance on public benefit when reviewing the charity’s aims and objectives, and in planning future activities.

c. Restriction

The capital fund of the charity derives from investment in real property and so is not available for distribution by the trustees.

Achievements and performance

a. Review of activities

Total income from investments for the year amounted to £39,365 (2023: £37,281). Total grants amounted to £24,862 (2023: £14,601), of which £16,714 (2023: £7,208) related to church fabric repairs. Grants were also made for the church insurance of £7,598 (2023: £7,393) and £550 was made towards the Organ Fund in the year (2023: £Nil).

Page 2

WYE ECCLESIASTICAL CHARITIES

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

Achievements and performance (continued)

b. The Luxmoore Trust

Wye Ecclesiastical Charities continues to administer the income from this trust, whose objects are the same as its own, on behalf of the Wye PCC. The Canterbury Diocesan Board of Finance remain the custodial trustees, and they pay the income quarterly direct to Wye Ecclesiastical Charities.

At 31 December 2024, the total value of the Luxmoore Trust funds was £338,284 (2023: £326,941) divided between the Investment Fund (58%), the Global Equity Fund (34%) and the Property Fund (8%).

The Luxmoore Trust is shown as a separate source of income in the accounts, but grants are made from the joint income.

c. Investment policy and performance

The charity invests in accordance with the Trustee Act 2000.

As at 31 December 2024, the total value of the WEC capital funds was £1,005,019 (2023: £976,744) divided between the CBF Investment Fund (80%), the Global Equity Fund (17%) and the Property Fund (3%).

Financial review

a. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

b. Reserves policy

The charity aims to maintain reserves in unrestricted funds to allow the release of said funds as and when approved to further the charity’s objects.

As at 31 December 2024, the total value of the WEC unrestricted funds were £64,127 (2023: £52,520).

Page 3

WYE ECCLESIASTICAL CHARITIES

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

Structure, governance and management

a. Constitution

The charity is an unincorporated charity, constituted by the Scheme of the Charity Commissioners dated 24 April 2001, and is a registered charity, number 262613.

The funds of the Wye Ecclesiastical Charities are derived substantially from the sale in 1985 of a piece of land in Wye. The land was originally the subject of a charity, created by a Mr Jarman in 1481, the funds of which are governed by an Order made in 1894 and an amended Scheme in 2001 by the Charity Commissioners for England and Wales. Under this Order:

  1. The trustees are the Vicar and Churchwardens for the time being of the Parish of Wye and two others nominated by Wye Parochial Church Council.

  2. The net income is to be applied “in or towards the maintenance and repair of the fabric of the Parish Church of Wye, inclusive of the tower, chancel and churchyard and all things therein necessary to the performance of Divine Worship.”

The trustees have confirmed that in accordance with the Scheme to be known as Wye Ecclesiastical Charities (incorporating William Jarman) surplus income may be retained to form a fund to be used for extraordinary repairs or improvements in accordance with the objects of the charity.

b. Trustee Body

The trustees are the Vicar and Churchwardens for the time being of the Parish of Wye. The Scheme of the Charity Commissioners provides for a maximum of two nominated trustees appointed by the Wye Parochial Church Council – the procedure for their appointment being that suitable members of the church congregation are nominated, and voted for by the whole PCC. The nominated trustees are appointed for terms of three years, at which time they may be re-elected. All trustees receive an induction through discussion with the Chairman and other trustees.

The trustees who served during the year were as follows:

The Revd Ravi Holy (Vicar) from 14 January 2010 Mr Gareth Phillips (PCC Nominee & Chairman) from 7 November 2012 Dr Mark Deller (PCC Nominee) from 15 July 2013 Mr David Ross (Church Warden) from 1 April 2020 Mr Robert Dudley (Church Warden) from 25 May 2022

Mr James Loudon continued to serve as Advisor to the Trustees until his resignation. The role was taken on by Mr Edmund Wilson.

Mr Francis Huntington continued to serve as Clerk and Treasurer to the Trustees.

The trustees meet a minimum of twice a year, at which meetings the trustees agree the broad strategy and areas of activity for the charity, including consideration of future grant making, investment and reserves, management and performance. Extra meetings of the trustees are called for any extraordinary expenditure/decisions.

Page 4

WYE ECCLESIASTICAL CHARITIES

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

Structure, governance and management (continued)

c. Application of income

The trustees shall first defray out of the income of the charity all proper costs, charges and expenses of, and incidental to, the administration and management of the charity. Subject to the payments aforesaid, the trustees shall apply the excess income of the charity in furthering the objects of the charity.

Approved by order of the members of the board of Trustees and signed on their behalf by:

_________ Mr Gareth Phillips (Chair of Trustees) Date:

Page 5

WYE ECCLESIASTICAL CHARITIES

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 DECEMBER 2024

Independent Examiner's Report to the Trustees of Wye Ecclesiastical Charities ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 31 December 2024.

Responsibilities and Basis of Report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent Examiner's Statement

Your attention is drawn to the fact that the Charity has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the Charity's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the Charity's Trustees those matters I am required to state to them in an Independent Examiner's Report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustees as a body, for my work or for this report.

Signed: Dated:

Mr Andrew John Childs FCA

Magee Gammon Corporate Limited Henwood House Henwood Ashford Kent TN24 8DH

Page 6

WYE ECCLESIASTICAL CHARITIES

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2024

Note
Income and endowments from:
Investments
3
Total income and endowments
Expenditure on:
Charitable activities
4
Total expenditure
Net income before net gains on
investments
Net gains on investments
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2024
£
39,365
39,365
27,758
27,758
11,607
-
11,607
52,520
11,607
64,127
Endowment
funds
2024
£
-
-
-
-
-
28,245
28,245
976,774
28,245
1,005,019
Total
funds
2024
£
39,365
39,365
27,758
27,758
11,607
28,245
39,852
1,029,294
39,852
1,069,146
Total
funds
2023
£
37,281
37,281
17,434
17,434
19,847
86,975
106,822
922,472
106,822
1,029,294

The Statement of Financial Activities includes all gains and losses recognised in the year.

The notes on pages 9 to 16 form part of these financial statements.

Page 7

WYE ECCLESIASTICAL CHARITIES

BALANCE SHEET AS AT 31 DECEMBER 2024

Note
Fixed assets
Investments
8
Current assets
Debtors
9
Cash at bank and in hand
Creditors: amounts falling due within one
year
10
Net current assets
Total net assets
Charity funds
Endowment funds
12
Unrestricted funds
12
Total funds
9,303
56,018
65,321
(1,194)
2024
£
1,005,019
64,127
1,069,146
1,005,019
64,127
1,069,146
9,169
44,521
53,690
(1,170)
2023
£
976,774
52,520
1,029,294
976,774
52,520
1,029,294

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

_________ Mr Gareth Phillips (Chair of Trustees) Date:

_________ Mr F Huntington (Clerk)

The notes on pages 9 to 16 form part of these financial statements.

Page 8

WYE ECCLESIASTICAL CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

1. General information

Wye Ecclesiastical Charity is a charity registered in England and Wales under number 262613. The principal office is Cumberland Court, Church Street, Wye, Kent, TN25 5BJ.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

Wye Ecclesiastical Charities meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

2.2 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

The recognition of income from legacies is dependent on establishing entitlement, the probability of receipt and the ability to estimate with sufficient accuracy the amount receivable. Evidence of entitlement to a legacy exists when the Charity has sufficient evidence that a gift has been left to them (through knowledge of the existence of a valid will and the death of the benefactor) and the executor is satisfied that the property in question will not be required to satisfy claims in the estate. Receipt of a legacy must be recognised when it is probable that it will be received and the fair value of the amount receivable, which will generally be the expected cash amount to be distributed to the Charity, can be reliably measured.

2.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Charitable activities and Governance costs are costs incurred on the charity's operations, including support costs and costs relating to the governance of the charity apportioned to charitable activities.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Page 9

WYE ECCLESIASTICAL CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

2. Accounting policies (continued)

2.3 Expenditure (continued)

All expenditure is inclusive of irrecoverable VAT.

2.4 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

2.5 Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance Sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the Statement of Financial Activities.

2.6 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

2.7 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.8 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of Financial Activities as a finance cost.

2.9 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

2.10 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Investment income, gains and losses are allocated to the appropriate fund.

Page 10

WYE ECCLESIASTICAL CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

3. Investment income

Unrestricted
funds
2024
£
Cash on Deposit
2,354
CDBF/Luxmoore Trust
9,501
Global Equity Fund
4,036
Property Fund
1,435
Investment Fund
22,039
Total 2024
39,365
Total 2023
37,281
Total
funds
2024
£
2,354
9,501
4,036
1,435
22,039
39,365
37,281
Total
funds
2023
£
997
9,314
3,957
1,407
21,606
37,281

4. Analysis of expenditure on charitable activities Summary by fund type

Direct costs
Total 2023
Analysis of expenditure by activities
Direct costs
Total 2023
Activities
undertaken
directly
2024
£
25,064
14,767
Un-
restricted
funds
2024
£
27,758
17,434
Support
costs
2024
£
2,694
2,667
Total
2024
£
27,758
17,434
Total
funds
2024
£
27,758
17,434
Total
2023
£
17,434
Total
funds
2023
£
17,434

5. Analysis of expenditure by activities

Page 11

WYE ECCLESIASTICAL CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

5. Analysis of expenditure by activities (continued)

Analysis of direct costs

Church insurance
Various fabric repairs
Sundry expenses
Organ fund grant
Total 2024
Analysis of support costs
Clerk to the trustees honoraria
Independent examiner's fees
Total 2024
6.
Independent examiner's remuneration
Fees payable to the Charity's independent examiner for the independent
examination of the Charity's annual accounts
Total
funds
2024
£
7,598
16,714
202
550
25,064
Total
funds
2024
£
1,500
1,194
2,694
2024
£
1,194
Total
funds
2023
£
7,393
7,208
166
-
14,767
Total
funds
2023
£
1,500
1,167
2,667
2023
£
1,153

7. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2023 - £NIL) .

During the year ended 31 December 2024, no Trustee expenses have been incurred (2023 - £NIL) .

Page 12

WYE ECCLESIASTICAL CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

8. Fixed asset investments

Cost or valuation
At 1 January 2024
Revaluations
At 31 December 2024
Net book value
At 31 December 2024
At 31 December 2023
The market value of investments is represented by:
The CBF Church of England
Property Fund - income shares
Investment Fund - income shares
Global Equity Income Fund - income shares
9.
Debtors
Prepayments and accrued income
10.
Creditors: Amounts falling due within one year
Accruals and deferred income
2024
£
28,218
722,447
139,134
889,799
2024
£
9,303
2024
£
1,194
Other fixed
asset
investments
£
976,774
28,245
1,005,019
1,005,019
976,774
2023
£
31,969
818,838
161,847
1,012,654
2023
£
9,169
2023
£
1,170

Page 13

WYE ECCLESIASTICAL CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

11. Financial instruments

2024 2023
£ £
Financial assets
Financial assets measured at fair value through income and expenditure 56,018 44,521

Financial assets measured at fair value through income and expenditure comprise of cash at bank and in hand.

12. Statement of funds

Statement of funds - current year

Balance at
Balance at 1 31
January Gains/ December
2024 Income Expenditure (Losses) 2024
£ £ £ £ £
Unrestricted funds
General funds 52,520 39,365 (27,758) - 64,127
Endowment funds
Capital fund 976,774 - - 28,245 1,005,019
Total of funds 1,029,294 39,365 (27,758) 28,245 1,069,146
Statement of funds - prior year
Balance at
Balance at 31
1 January Gains/ December
2023 Income Expenditure (Losses) 2023
£ £ £ £ £
Unrestricted funds
32,673 37,281 (17,434) - 52,520
Endowment funds
889,799 - - 86,975 976,774
Total of funds 922,472 37,281 (17,434) 86,975 1,029,294

Page 14

WYE ECCLESIASTICAL CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

13. Summary of funds

Summary of funds - current year

General funds
Endowment funds
Balance at 1
January
2024
£
52,520
976,774
1,029,294
Balance at
1 January
2023
£
32,673
889,799
922,472
Income
£
39,365
-
39,365
Income
£
37,281
-
37,281
Expenditure
£
(27,758)
-
(27,758)
Expenditure
£
(17,434)
-
(17,434)
Gains/
(Losses)
£
-
28,245
28,245
Gains/
(Losses)
£
-
86,975
86,975
Balance at
31
December
2024
£
64,127
1,005,019
1,069,146
Balance at
31
December
2023
£
52,520
976,774
Summary of funds - prior year
General funds
Endowment funds
1,029,294

Page 15

WYE ECCLESIASTICAL CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

14. Analysis of net assets between funds

Analysis of net assets between funds - current period

Unrestricted
funds
2024
£
Fixed asset investments
-
Current assets
65,321
Creditors due within one year
(1,194)
Total
64,127
Endowment
funds
2024
£
1,005,019
-
-
1,005,019
Total
funds
2024
£
1,005,019
65,321
(1,194)
1,069,146

Analysis of net assets between funds - prior period

Fixed asset investments
Current assets
Creditors due within one year
Total
Unrestricted
funds
2023
£
-
53,690
(1,170)
52,520
Endowment
funds
2023
£
976,774
-
-
976,774
Total
funds
2023
£
976,774
53,690
(1,170)
1,029,294

15. Related party transactions

In accordance with the constitution, the trustees of the charity are the Vicar and Church Wardens of the Parish of Wye and two other individuals nominated by the Wye Parochial Church Council (Wye PCC). Wye PCC is considered a related party.

The Charity's objective is to provide grants to Wye PCC. During the year, grants of £24,862 (2023: £14,601) were made.

The Charity has not entered into any other related party transaction during the year, nor are there any outstanding balances owing between related parties and the Charity at 31 December 2024 (2023: none).

Page 16