## **Kettering St Andrew Parochial Trust**
## Registered Charity No : 259712
## Annual Report & Financial Statements
## For year ended December 31st 2025 **Trustees active during 2025**
## Ex-officio
Revd Tom Houston Vicar
Mrs Susan Merrifield Church Warden
Mrs Barbara Carter Church Warden
## Appointed
Mrs Christine Smith Trustee
Mr Derek Price Treasurer
Mrs Ailish Avery Trustee
Ms Harriet Carter Trustee
## **Chair of Trustees:**
Revd Tom Houston St Andrew’s Vicarage Lindsay Street Kettering NN16 8RG
## **Bank**
Nat West Bank plc 41 The Drapery Northampton NN1 2EU
## **Independ Examiner**
Mr Gareth Ogden
## **Trust Accounts**
## **12 months to December 31st 2025**
Lettings have improved materially since 2020 as recovery from the Covid shutdowns continues. Occupancy has grown year on year since 2022.
Thanks also go to Christine and Terry Smith for all their work to maintain and present the rooms at their best for all users.
We have no restricted funds at present.
## **Kettering St Andrew Parochial Trust Accounts 2025**
|**2025**||**2024**|
|---|---|---|
|**£**
|**Receipts**|**£**|
|42,727
|Room lettings|38,293|
|591
|Donations|595|
|(50)
|Grants & Key Deposits|(73)|
|12,048
|Opening balance|16,697|
|**55,316**||**55,512**|
||**Payments**||
|4,354
|Insurance|4,237|
|9,067
|Electricity & Gas|7,145|
|1,460
|Printing|1,088|
|1,133
|IT & Wi-fi provision|922|
|-
|Security|-|
|7,158
|Cleaning & Materials|4,842|
|-
|Other Expenditure [Keys etc]|1,303|
|9,585
|Maintenance|17,896|
|638
|Waste Expenses|493|
|4,000
|Donation to St Andrews|-|
|1,710
|Water|1,571|
|4,308
|Admin Recharges|3,967|
|**43,413**||**43,464**|
||||
|**11,903**
|**Closing balances**|**12,048**|
||||
|**145**
|**Net Movement in Year**|**4,649**|
## **Trust Statement of Assets and Liabilities**
**General Fund 2025 General Fund 2024 £ £ Represented by: Current A/C 11,903 12,048**
The account is held with the Nat West Bank
## Other Assets
Vested in the Trust are land and property adjacent to St. Andrew’s Church, Kettering commonly referred to as the Church rooms and the Curate’s residence, together with various fixtures, furniture and fittings. During 1999, the bungalow was converted into additional meeting rooms and an enclosed link-way built. The property is now considered to be a single building. The refurbishment of the kitchen area was financed by a grant of £27,500 from the National Lottery Charities Board and the refurbishment of the ladies and gents toilets and hallway were financed by grants of £21,165 from Grantscape in 2012/13.
The property has not been professionally valued but is valued for insurance purposes: £
Church Rooms Buildings £1,589,124 plus £7,825 Garage Contents £102,040 plus £4,500 Garage
## **Commentary on Income and Expenditure**
1. Following on from the replacement of the Hall Boiler & Heating system last year [£13k] the Trust has continued the process of ongoing improvements and maintenance. Total expenditure during 2025 on building maintenance and improvements amounted to £9,585 and was made up as follows:-
Painting exterior fascias & walls £1,992 Security Access System installation £2,286 Installation of low energy lighting £1,302
Internal redecoration £486* Plumbing maintenance & repairs £1,784 Equipment servicing £857 Other maintenance £878
£9,585
*Redecoration costs were reduced thanks to the kind provision of free labour by the Running Group and Malcolm & Rosalind Robinson.
2. Insurances continue to rise year on year as a cost, rising to £4,354 in 2025 but will rise again in 2026 to £4,543. This increase however does include a small increase in cover to include the garage and contents.
3. Energy costs in the form of Electricity and Gas have again grown significantly in 2025 and this reflects a general increase in energy costs for all organisations. The installation of automated and low energy lighting will hopefully help as we seek to control this area of expenditure despite the initial outlay.
4. The Trust has benefitted from increased occupancy and a small increase in rates which has boosted income to help fund essential maintenance and improvements during the year. The schedule of improvements will continue in 2026, including a few significant projects to upgrade the quality of services that we provide to our users within the local community.
5. Reported funds at the bank are £13,920.55 with outstanding items amounting to £2,018.08 which are predominantly outstanding costs and so represents net creditors.
6. During the year the Trustees began a systematic review of operating policy statements and have adopted a new Financial Policy Statement, A Revised Lone Working Policy Statement and a revised Conflicts of Interest Policy statement. The ongoing review of policies will continue in 2026.
7. Reconciliaton of Bank account to Accounts: £ Balance in Nat West per statement 31/12/2025 13,920.55 Net outstanding items included in Accounts 2,018.08 Adjusted balance at bank 11,902.47 Closing balance per Accounting Records 31/12/25 11,902.47
Trustees Report for Year Ending 31st December 2025
The Kettering St Andrew Parochial Trust, established in 1951, is a registered charity [No 259712] whose objects include any charitable purpose within the Ecclesiastical Parish of St Andrew, Kettering.
## Trustees
The Trust Deed provides for 3 ex officio Trustees and up to 4 appointed Trustees. Appointment of new Trustees is by the other Trustees and it is required that they shall be “persons who through residence or occupation or employment or otherwise have special knowledge of the area of benefit”, namely the Ecclesiastical Parish of St Andrew, Kettering.
## Documents governing the operation of the Trust
The Trust was registered as a charity in 1951 on the basis of its definition in a clause of a Conveyance dated 11[th] May 1951 and a scheme regarding the charity was approved by the Charity Commissioners on 31[st] October 1997.
## Review of the Year Activities
During the year the Trust continued the process of upgrading the general lighting to more energy efficient lights and has also installed an access control system to ensure the safety of users whilst in the building, particularly those who are deemed vulnerable. The Trust continues to provide an affordable meeting space and facilities, including some equipment storage space, for a wide variety of groups and organisations.
## Income Tax
There are no covenants in operation for the benefit of the Trust.
## Trust Financial details
Details of the Trusts financial position and insurance valuations of the main assets are included in the Financial section above along with details of current assets and a reconciliation of the assets held at the bank with the accounting balance shown in the books of account. [Trust statement of Assets and Liabilities Section and also Note 7]
## **Kettering St Andrew Parochial Trust**
## Registered Charity No : 259712
## Annual Report & Financial Statements
## For year ended December 31st 2025 **Trustees active during 2025**
## Ex-officio
Revd Tom Houston Vicar
Mrs Susan Merrifield Church Warden
Mrs Barbara Carter Church Warden
## Appointed
Mrs Christine Smith Trustee
Mr Derek Price Treasurer
Mrs Ailish Avery Trustee
Ms Harriet Carter Trustee
## **Chair of Trustees:**
Revd Tom Houston St Andrew’s Vicarage Lindsay Street Kettering NN16 8RG
## **Bank**
Nat West Bank plc 41 The Drapery Northampton NN1 2EU
## **Independ Examiner**
Mr Gareth Ogden
## **Trust Accounts**
## **12 months to December 31st 2025**
Lettings have improved materially since 2020 as recovery from the Covid shutdowns continues. Occupancy has grown year on year since 2022.
Thanks also go to Christine and Terry Smith for all their work to maintain and present the rooms at their best for all users.
We have no restricted funds at present.
## **Kettering St Andrew Parochial Trust Accounts 2025**
|**2025**||**2024**|
|---|---|---|
|**£**
|**Receipts**|**£**|
|42,727
|Room lettings|38,293|
|591
|Donations|595|
|(50)
|Grants & Key Deposits|(73)|
|12,048
|Opening balance|16,697|
|**55,316**||**55,512**|
||**Payments**||
|4,354
|Insurance|4,237|
|9,067
|Electricity & Gas|7,145|
|1,460
|Printing|1,088|
|1,133
|IT & Wi-fi provision|922|
|-
|Security|-|
|7,158
|Cleaning & Materials|4,842|
|-
|Other Expenditure [Keys etc]|1,303|
|9,585
|Maintenance|17,896|
|638
|Waste Expenses|493|
|4,000
|Donation to St Andrews|-|
|1,710
|Water|1,571|
|4,308
|Admin Recharges|3,967|
|**43,413**||**43,464**|
||||
|**11,903**
|**Closing balances**|**12,048**|
||||
|**145**
|**Net Movement in Year**|**4,649**|
## **Trust Statement of Assets and Liabilities**
**General Fund 2025 General Fund 2024 £ £ Represented by: Current A/C 11,903 12,048**
The account is held with the Nat West Bank
## Other Assets
Vested in the Trust are land and property adjacent to St. Andrew’s Church, Kettering commonly referred to as the Church rooms and the Curate’s residence, together with various fixtures, furniture and fittings. During 1999, the bungalow was converted into additional meeting rooms and an enclosed link-way built. The property is now considered to be a single building. The refurbishment of the kitchen area was financed by a grant of £27,500 from the National Lottery Charities Board and the refurbishment of the ladies and gents toilets and hallway were financed by grants of £21,165 from Grantscape in 2012/13.
The property has not been professionally valued but is valued for insurance purposes: £
Church Rooms Buildings £1,589,124 plus £7,825 Garage Contents £102,040 plus £4,500 Garage
## **Commentary on Income and Expenditure**
1. Following on from the replacement of the Hall Boiler & Heating system last year [£13k] the Trust has continued the process of ongoing improvements and maintenance. Total expenditure during 2025 on building maintenance and improvements amounted to £9,585 and was made up as follows:-
Painting exterior fascias & walls £1,992 Security Access System installation £2,286 Installation of low energy lighting £1,302
Internal redecoration £486* Plumbing maintenance & repairs £1,784 Equipment servicing £857 Other maintenance £878
£9,585
*Redecoration costs were reduced thanks to the kind provision of free labour by the Running Group and Malcolm & Rosalind Robinson.
2. Insurances continue to rise year on year as a cost, rising to £4,354 in 2025 but will rise again in 2026 to £4,543. This increase however does include a small increase in cover to include the garage and contents.
3. Energy costs in the form of Electricity and Gas have again grown significantly in 2025 and this reflects a general increase in energy costs for all organisations. The installation of automated and low energy lighting will hopefully help as we seek to control this area of expenditure despite the initial outlay.
4. The Trust has benefitted from increased occupancy and a small increase in rates which has boosted income to help fund essential maintenance and improvements during the year. The schedule of improvements will continue in 2026, including a few significant projects to upgrade the quality of services that we provide to our users within the local community.
5. Reported funds at the bank are £13,920.55 with outstanding items amounting to £2,018.08 which are predominantly outstanding costs and so represents net creditors.
6. During the year the Trustees began a systematic review of operating policy statements and have adopted a new Financial Policy Statement, A Revised Lone Working Policy Statement and a revised Conflicts of Interest Policy statement. The ongoing review of policies will continue in 2026.
7. Reconciliaton of Bank account to Accounts: £ Balance in Nat West per statement 31/12/2025 13,920.55 Net outstanding items included in Accounts 2,018.08 Adjusted balance at bank 11,902.47 Closing balance per Accounting Records 31/12/25 11,902.47
Trustees Report for Year Ending 31st December 2025
The Kettering St Andrew Parochial Trust, established in 1951, is a registered charity [No 259712] whose objects include any charitable purpose within the Ecclesiastical Parish of St Andrew, Kettering.
## Trustees
The Trust Deed provides for 3 ex officio Trustees and up to 4 appointed Trustees. Appointment of new Trustees is by the other Trustees and it is required that they shall be “persons who through residence or occupation or employment or otherwise have special knowledge of the area of benefit”, namely the Ecclesiastical Parish of St Andrew, Kettering.
## Documents governing the operation of the Trust
The Trust was registered as a charity in 1951 on the basis of its definition in a clause of a Conveyance dated 11[th] May 1951 and a scheme regarding the charity was approved by the Charity Commissioners on 31[st] October 1997.
## Review of the Year Activities
During the year the Trust continued the process of upgrading the general lighting to more energy efficient lights and has also installed an access control system to ensure the safety of users whilst in the building, particularly those who are deemed vulnerable. The Trust continues to provide an affordable meeting space and facilities, including some equipment storage space, for a wide variety of groups and organisations.
## Income Tax
There are no covenants in operation for the benefit of the Trust.
## Trust Financial details
Details of the Trusts financial position and insurance valuations of the main assets are included in the Financial section above along with details of current assets and a reconciliation of the assets held at the bank with the accounting balance shown in the books of account. [Trust statement of Assets and Liabilities Section and also Note 7]
CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examiner's
report on the accounts
Se¢tion A
Independent Examiner's Report
Report to thè trusteesl
mèmbers of
Kettering St Andrew Parochial Trust
On accounts for the year
onded
12 months to December 315t 2025
Charity no
(if any)
259712
Set out on pages
I report to the trLtstées on my examination of the accounts of the above
charity ('Ihe Trust") for the year ended
Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation
basis of report of the accounts in accordance wrth the requirements of the Charities Act
2011 ('the Act").
I report in respect of my examination of the Trust's accounts carried out
under section 145 of the 2011 Act and in carrying out my examination, I
have followed the applicable Directions given by the Charity Commission
under section 145{5}Ibl of the Act.
I have completed my examination. I confinn that no material matters have
come to my attention (other than that disclosed below ') in connection with
the examination which gives me cause to believe that in, any material
respect..
accounting records were not kept in accordance with sertion 130 of
the Act or
the accounts do not accord with the accounting records
Independent
examinerfs ststement
I have no concerns and have come across no other matters in connection
with the examination to which attention should be drawn in order to enable
proper understanding of the accounts to be reached.
Please delete the words in the brackets rfthey do not apply.
Signed:
Date:
Name:
Gareth Ogden
Relevant professional
qualification(s) or body
(if any):
Address:
73, Windennere Road
Kettering
NN16 8ur
IER
October 2018