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2022-02-28-accounts

Registered number: 00959890 Charity number: 259370

BRAYFORD TRUST LIMITED (A Company Limited by Guarantee)

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 28 FEBRUARY 2022

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

CONTENTS

Page
Reference and Administrative Details of the Charity, its Trustees and Advisers 1
Chairman's Statement 2
Trustees' Report 3 - 8
Independent Auditors' Report on the Financial Statements 9 - 13
Statement of Financial Activities 14
Balance Sheet 15
Notes to the Financial Statements 16 - 29

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 28 FEBRUARY 2022

Trustees R A Costall
K W Darwin OBE
Cllr R J A Metcalfe
S Jackson
J Free CBE
G T Hewson
D M Wellman
J C Latham
S Loftus (resigned 20 December 2021)
Company registered
number
00959890
Charity registered
number
259370
Registered office
Cygnet Wharf
Campus Way
Lincoln
LN6 7GA
Company secretary
D G Rossington
Independent auditors
Streets Audit LLP
Chartered Accountants and Statutory Auditor
Tower House
Lucy Tower Street
Lincoln
LN1 1XW

Page 1

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

CHAIRMAN'S STATEMENT FOR THE YEAR ENDED 28 FEBRUARY 2022

The chairman presents his statement for the year.

My report for the year ending 28 February 2022 is written against the backdrop of recovery from the Coronavirus pandemic and the restrictions imposed by central government.

As previously reported the restrictions and lockdowns had limited immediate impact on the occupancy of the longer term moorings because during the early lockdowns the Waterways had been closed to boat traffic, except for emergencies. This meant that even if tenants had wished to leave, they would not have been allowed to move their boats. Staff continued to remain available throughout the year with a mix of working from home and attendance in the office. There were however some indications after the year end (28/02/22) that demand for Cruiser Moorings had reduced with this being an issue also reported elsewhere.

Despite some restrictions over the year the Visitor Moorings were active and in a good position to build regular occupancy once the restrictions were fully lifted at the end of February 2022.

General maintenance continued over the year with no major project expenditure. Some aspects of the planned environmental projects that had been delayed were implemented and wildlife continued to thrive. The swan population has never recovered to the level of their numbers five- six years ago, mainly it is believed because a pair of swans had taken to nesting on the island and their territorial nature tended to limit ‘competitors’. There was however some evidence of increasing numbers. The work undertaken by the Lincolnshire Rivers Trust had been well received by the public, adding a softer more natural look to the otherwise bare walls of the Pool’s northern wall. The annual tree pruning had been undertaken and three Willow trees had unfortunately been lost on safety grounds but would be replaced.

Income from commercial leases had started to recover and the annual City Council grant of £25,000 along with final elements of support from central government ‘Covid Grants’ had minimised the financial impact of the restrictions.

The Trustees had continued to meet on a regular basis throughout the lockdown periods by using Zoom video conferencing facilities, with ‘face to face’ meetings returning from November 2021. As previously reported the Five-Year Business Plan had contained some proposals for the possible development of a dedicated website. This development had been delayed, to be picked up again during 2022/23 in partnership with the University of Lincoln.

Finally on the staffing front the new Harbour Master (appointed on 1 March 2021) has settled into her job very well and an Assistant Harbour Master has been appointed on 24 September 2021.

Cllr R J A Metcalfe, Chairman Date: 26/10/2022

Page 2

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

TRUSTEES' REPORT FOR THE YEAR ENDED 28 FEBRUARY 2022

The Trustees present their annual report together with the audited financial statements of the Charity for the year 1 March 2021 to 28 February 2022.The Annual Report serves the purposes of both a Trustees' report and a directors' report under company law. The Trustees confirm that the Annual Report and financial statements of the charitable company comply with the current statutory requirements, the requirements of the charitable company's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2019).

Since the Charity qualifies as small under section 382 of the Companies Act 2006, the Strategic Report required of medium and large companies under the Companies Act 2006 (Strategic Report and Directors' Report) Regulations 2013 has been omitted.

Objectives and activities

a. Policies and objectives

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

The directors attempt to work closely with all other interested parties to ensure the preservation of Brayford Pool for the benefit of the public.

The Trust collect mooring fees, commerical rents and leases and use these resources for the general maintenance and preservation of Brayford Pool.

b. Activities undertaken to achieve objectives

Routine repairs and maintenance to the moorings have been carried out where required. Temporary repairs have been carried out to an eroded section of the south bank. The south bank of the pool has been reinstated, and its overall appearance improved by cutting back excess vegetation and seeding bare areas. Health and safety advisers have been retained on a permanent basis and their recommendation have been implemented, ensuring that the safety of the public is protected.

Page 3

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 28 FEBRUARY 2022

Achievements and performance

a. Main achievements of the Charity

The 2021/2022 Operational Year continued to be a period of consolidation following major capital projects of previous years. The day to day objectives of maintaining the Brayford Pool for the people of Lincoln, and as a major tourist attraction were met and all the moorings continued to be at a high standard with only routine maintenance required during the period of the current Business Plan, along with making sensible provisions for rolling replacement over future years.

The refurbishment of the Viewing Platform (with costs met by the City Council) was completed but the envisaged formal opening had to be postponed because of the pandemic.

No major dredging proved to be required during the period, but the need was kept under review.

The ‘Visitor Moorings’ started to recover after having been closed for much of the previous year due to the pandemic.

The Trust continued to work with the university to ensure that sufficient car parking spaces remained available as the University’s redevelopment plans were implemented.

The regular ‘litter pick’ operation (by boat) continued to help maintain the good appearance of the Pool which, because of its location, is unfortunately seen as a place to discard bottles, cans, plastic etc.

Mooring Fees had been increased to keep in line with other commercial locations. It should be noted that Mooring Fees continue to be by far the main source of income for the Trust and are essential for the preservation of the Pool. Fees are reviewed on an annual basis to keep them broadly in line with similar facilities in the area/region.

Financial review

a. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

Page 4

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 28 FEBRUARY 2022

b. Reserves policy

The Brayford Harbour is a natural water feature with two incoming waterways, the River Witham and the Fossdyke Canal. The day-to-day income and expenditure of the Trust can be predicted with reasonable accuracy and covered by contracted income. We are however at the mercy of ‘mother nature’ when it comes to keeping the waterway open and sufficiently free of silt to permit unobstructed movement in, out and around the moorings. There is no doubt that Climate Change is playing a part in continuing high-water levels that add to the silting problem.

The directors consider that the level of reserves is currently sufficient to enable the uninterrupted continuation of the charity’s work. After eliminating the reserves tied up in fixed assets (by far the major element in the reserves) the cash reserves (which represent much less than one year’s income) are expected to ebb and flow in line with required expenditure on dredging. The charity’s latest 5 year plan (2019/20 to 2023/24) sees the cash reserves building year by year to a total of £240,000 by 2023/24, unless expenditure on dredging is required earlier. Long term depreciation of the moorings provides an estimated £10,000 pa to the cash reserves.

The Trust has undertaken a £95,539 loan as detailed in note 13/14 of these accounts. To ensure that this loan can be fully repaid at the redemption date a separate bank account has been set up and an adequate provision is set aside each year until after the full amount has been raised.

The charity’s reserves amounted to a total of £1,051,173 at the year end (2021: £939,995). Of this, unrestricted reserves amount to £940,639 (2021: £843,038). Reserves excluding fixed assets and long term liabilities amount to £30,248 (2021: £10,231). The charity continues to work towards a minimum reserves level of £240,000 by 2023/2024.

c. Overview

The Trust made a surplus for the year of £92,001 compared to £128,127 in 2021. At 28 February 2022, the Trust had unrestricted reserves of £940,639 compared to £843,038 in 2021 and restricted reserves of £91,357 compared to £96,957 in 2021.

Structure, governance and management

a. Constitution

Brayford Trust Limited is registered as a charitable company limited by guarantee and was set up by a Memorandum of Association on 8th August 1969. Revised Articles of Association were adopted on 2nd November 2012.

The principal objects of the charity are to maintain and preserve the Brayford Pool for the benefit of the public and to protect from disfigurement or injurious affectation. To preserve and maintain and to assist in the preservation and maintenance of footpaths, commons and right of way in the vicinity of the Brayford Pool.

There have been no changes in the objectives since the last annual report.

b. Methods of appointment or election of Trustees

The management of the Charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Memorandum of Association.

Page 5

BRAYFORD TRUST LIMITED (A Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 28 FEBRUARY 2022

Structure, governance and management (continued)

c. Policies adopted for the induction and training of Trustees

All current trustees are directors or have previously been of other companies, and the majority are also trustees of other charities. Minutes of the Trust's committees and working groups are circulated to all board members.

d. Pay policy for key management personnel

The trustees consider the board of trustees as comprising the senior staff of the charity in charge of directing and controlling the charity. All trustees give their time freely and no trustee remuneration was paid in the year.

e. Related party relationships

The representative members of the Board, together with the organisations they represent are shown below:

City of Lincoln Council Councillor R Metcalfe Councillor G Hewson

Investors in Lincoln Mr K Darwin OBE Mr S Jackson

University of Lincoln Mr J Latham Mr J Free CBE

Brayford Trust Mr R Costall Mr D Wellman

Lincoln Business Improvement Group

Ms S Loftus (resigned 20 December 2021)

The Trust's full Board met four times during the financial year making use of Video Conferencing facilities (Zoom) on one occasion. The Finance and Audit Committee met twice as a separate committee.

Trustees have not received any individual expenses for services provided by the charity during the year.

f. Financial risk management

The Trustees have assessed the major risks to which the Charity is exposed, in particular those related to the operations and finances of the Charity, and are satisfied that systems and procedures are in place to mitigate exposure to the major risks.

Page 6

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 28 FEBRUARY 2022

Plans for future periods

In the short term

In the medium term

In the longer term

Members' liability

The Members of the Charity guarantee to contribute an amount not exceeding £1 to the assets of the Charity in the event of winding up.

Statement of Trustees' responsibilities

The Trustees (who are also the directors of the Charity for the purposes of company law) are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial . Under company law, the Trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 7

BRAYFORD TRUST LIMITED (A Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 28 FEBRUARY 2022

Disclosure of information to auditors

Each of the persons who are Trustees at the time when this Trustees' Report is approved has confirmed that:

Auditors

The auditors, Streets Audit LLP, have indicated their willingness to continue in office. The designated Trustees will propose a motion reappointing the auditors at a meeting of the Trustees.

Approved by order of the members of the board of Trustees and signed on their behalf by:

................................................

Cllr R J A Metcalfe Chairman Date: 26/10/2022

Page 8

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF BRAYFORD TRUST LIMITED

Opinion

We have audited the financial statements of Brayford Trust Limited (the 'charity') for the Year ended 28 February 2022 which comprise the Statement of Financial Activities, the Balance Sheet, the Statement of Cash Flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustees with respect to going concern are described in the relevant sections of this report.

Page 9

(A Company Limited by Guarantee)

BRAYFORD TRUST LIMITED

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF BRAYFORD TRUST LIMITED (CONTINUED)

Other information

The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The Trustees are responsible for the other information contained within the Annual Report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the Trustees' Report.

We have nothing to report in respect of the following matters in relation to which Companies Act 2006 requires us to report to you if, in our opinion:

Page 10

(A Company Limited by Guarantee)

BRAYFORD TRUST LIMITED

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF BRAYFORD TRUST LIMITED (CONTINUED)

Responsibilities of trustees

As explained more fully in the Trustees' Responsibilities Statement, the Trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Page 11

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF BRAYFORD TRUST LIMITED (CONTINUED)

Auditors' responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:

We assessed the susceptibility of the company’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by:

To address the risk of fraud through management bias and override of controls, we:

In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to:

Page 12

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF BRAYFORD TRUST LIMITED (CONTINUED)

There are inherent limitations in our audit procedures described above. The more removed that laws and regulations are from financial transactions, the less likely it is that we would become aware of non-compliance. Auditing standards also limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the directors and other management and the inspection of regulatory and legal correspondence, if any.

Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.

Use of our report

This report is made solely to the charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and its members, as a body, for our audit work, for this report, or for the opinions we have formed.

Linda Lord (Senior Statutory Auditor)

for and on behalf of Streets Audit LLP

Chartered Accountants and Statutory Auditor

Tower House

Lucy Tower Street

Lincoln LN1 1XW

Date: 08/11/2022

Page 13

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 28 FEBRUARY 2022

Note
Income from:
Donations and legacies
4
Other trading activities
5
Investments
6
Total income
Expenditure on:
Charitable activities
7
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2022
£
45,270
251,576
4
296,850
199,249
199,249
97,601
843,038
97,601
940,639
Restricted
funds
2022
£
-
-
-
-
5,600
5,600
(5,600)
96,957
(5,600)
91,357
Total
funds
2022
£
45,270
251,576
4
296,850
204,849
204,849
92,001
939,995
92,001
1,031,996
Total
funds
2021
£
86,792
192,385
64
279,241
151,114
151,114
128,127
811,868
128,127
939,995

The Statement of Financial Activities includes all gains and losses recognised in the Year.

The notes on pages 16 to 29 form part of these financial statements.

Page 14

BRAYFORD TRUST LIMITED (A Company Limited by Guarantee) REGISTERED NUMBER: 00959890

BALANCE SHEET AS AT 28 FEBRUARY 2022

Note
Fixed assets
Tangible assets
12
Current assets
Debtors
13
Cash at bank and in hand
Creditors: amounts falling due within one
year
14
Net current assets
Total assets less current liabilities
Creditors: amounts falling due after more
than one year
15
Net assets excluding pension asset
Total net assets
Charity funds
Restricted funds
16
Unrestricted funds
16
Total funds
3,441
208,410
211,851
(90,246)
2022
£
1,005,930
1,005,930
121,605
1,127,535
(95,539)
1,031,996
1,031,996
91,357
940,639
1,031,996
3,912
170,599
174,511
(164,280)
2021
£
1,050,603
1,050,603
10,231
1,060,834
(120,839)
939,995
939,995
96,957
843,038
939,995

The Trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to entities subject to the small companies regime.

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

................................................ Cllr R J A Metcalfe

(Chair of Trustees) Date:

The notes on pages 16 to 29 form part of these financial statements.

Page 15

BRAYFORD TRUST LIMITED (A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

1. General information

As set out in the trustee's report, Brayford Trust Limited is an incorporated charity limited by guarantee registered in England and Wales. The adress can be found on page 1 of these financial statements.

The principal objective of the charity is to ensure the preservation of Brayford Pool for the benefit of the public. The Trust collect mooring fees, commercial rents and leases and use these resources for the general maintenance and preservation of Brayford Pool.

The Board of Trustees is aware of the need for the charity to provide public benefit and has paid due regard to the guidance on public benefit issued by the charity commission.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) as amended by Update Bulletin 2 (effective January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Brayford Trust Limited meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

The financial statements are prepared in sterling, which is the functional currency of the charity.

2.2 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the Charity for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Investment income, gains and losses are allocated to the appropriate fund.

Page 16

(A Company Limited by Guarantee)

BRAYFORD TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

2. Accounting policies (continued)

2.3 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Grants are included in the Statement of Financial Activities on a receivable basis. The balance of income received for specific purposes but not expended during the period is shown in the relevant funds on the Balance Sheet. Where income is received in advance of entitlement of receipt, its recognition is deferred and included in creditors as deferred income. Where entitlement occurs before income is received, the income is accrued.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

2.4 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

2.5 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

2.6 Tangible fixed assets and depreciation

Tangible fixed assets costing £250 or more are capitalised and recognised when future economic benefits are probable and the cost or value of the asset can be measured reliably.

Tangible fixed assets are initially recognised at cost. After recognition, under the cost model, tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. All costs incurred to bring a tangible fixed asset into its intended working condition should be included in the measurement of cost.

Page 17

(A Company Limited by Guarantee)

BRAYFORD TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

2. Accounting policies (continued)

2.6 Tangible fixed assets and depreciation (continued)

Depreciation is charged so as to allocate the cost of tangible fixed assets less their residual value over their estimated useful lives, .

Depreciation is provided on the following bases:

2.7 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

2.8 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.9 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of Financial Activities as a finance cost.

2.10 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

2.11 Pensions

The Charity operates a defined contribution pension scheme and the pension charge represents the amounts payable by the Charity to the fund in respect of the year.

Page 18

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

3. Critical accounting estimates and areas of judgment

Estimates and judgments are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Critical accounting estimates and assumptions:

The Charity makes estimates and assumptions concerning the future. The resulting accounting estimates and assumptions will, by definition, seldom equal the related actual results. The estimates and assumptions that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next financial year are discussed below.

Page 19

(A Company Limited by Guarantee)

BRAYFORD TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

4. Income from donations and legacies

Donations and subscriptions
Government grants
Total 2022
Total 2021
Unrestricted
funds
2022
£
4,270
41,000
45,270
86,792
Total
funds
2022
£
4,270
41,000
45,270
86,792
Total
funds
2021
£
4,270
82,522
86,792

Government grants relate largely to the City of Lincoln annual grant amounting to £25,000 (2021: £50,000). The remainder of Government grants comprise amounts received under the coronavirus job retention scheme as well as sundry business support grants in the wake of the Covid-19 pandemic.

5. Activities for generating funds

Income from fundraising events

Mooring fees
Rents and Leases
Total 2022
Total 2021
Unrestricted
funds
2022
£
239,443
12,133
251,576
192,385
Total
funds
2022
£
239,443
12,133
251,576
192,385
Total
funds
2021
£
161,892
30,493
192,385

Page 20

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

6. Investment income

Unrestricted
funds
2022
£
Investment income - local cash
4
Total 2021
64
Total
funds
2022
£
4
64
Total
funds
2021
£
64

7. Analysis of expenditure on charitable activities

Summary by fund type

Maintain and preserve the Brayford Mere
Total 2021
Analysis of expenditure by activities
Maintain and preserve the Brayford Mere
Total 2021
Unrestricted
funds
2022
£
199,249
147,971
Restricted
funds
2022
£
5,600
3,143
Activities
undertaken
directly
2022
£
204,849
151,114
Total
funds
2022
£
204,849
151,114
Total
funds
2022
£
204,849
151,114
Total
funds
2021
£
151,114
Total
funds
2021
£
151,114

8. Analysis of expenditure by activities

Page 21

(A Company Limited by Guarantee)

BRAYFORD TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

8. Analysis of expenditure by activities (continued)

Analysis of direct costs

Direct Costs
2022
£
Staff costs
63,155
Metered water
8,723
Electricity
23,706
Maintenance
46,894
Insurance
2,431
Printing, postage and stationary
471
Telephone
695
Misc expenses
1,081
Legal and professional
6,183
Bank charges
6,346
Depreciation
45,164
Total 2022
204,849
Total 2021
151,114
9.
Auditors' remuneration
Fees payable to the Charity's auditor for the audit of the Charity's annual
accounts
Fees payable to the Charity's auditor in respect of:
All non-audit services not included above
Total
funds
2022
£
63,155
8,723
23,706
46,894
2,431
471
695
1,081
6,183
6,346
45,164
204,849
151,114
2022
£
4,000
-
Total
funds
2021
£
45,431
4,798
16,182
21,707
2,159
274
654
286
4,964
10,824
43,835
151,114
2021
£
2,750
666

Page 22

(A Company Limited by Guarantee)

BRAYFORD TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

10. Staff costs

2022
£
Wages and salaries
62,175
Contribution to defined contribution pension schemes
980
63,155
The average number of persons employed by the Charity during the Year was as follows:
2022
No.
Average number of employees
3
2021
£
44,975
456
45,431
2021
No.
3

No employee received remuneration amounting to more than £60,000 in either year.

11. Trustees' remuneration and expenses

During the Year, no Trustees received any remuneration or other benefits (2021 - £NIL) .

During the Year ended 28 February 2022, no Trustee expenses have been incurred (2021 - £NIL) .

Page 23

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

12.
Tangible fixed assets
Leasehold
property
£
Cost or valuation
At 1 March 2021
253,000
Additions
-
At 28 February 2022
253,000
Depreciation
At 1 March 2021
23,661
Charge for the Year
3,143
At 28 February 2022
26,804
Net book value
At 28 February 2022
226,196
At 28 February 2021
229,339
13.
Debtors
Due within one year
Prepayments and accrued income
Floating
moorings

£
1,022,292
-
1,022,292
203,111
40,893
244,004
778,288
819,181
Fixtures and
fittings
£
3,892
-
3,892
2,314
778
3,092
800
1,578
Office
equipment
£
1,306
491
1,797
801
350
1,151
646
505
2022
£
3,441
Total
£
1,280,490
491
1,280,981
229,887
45,164
275,051
1,005,930
1,050,603
2021
£
3,912
3,441 3,912

Page 24

(A Company Limited by Guarantee)

BRAYFORD TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

14. Creditors: Amounts falling due within one year

University of Lincoln loan
Investors in Lincoln loan
Trade creditors
Other taxation and social security
Accruals and deferred income
2022
£
25,300
-
3,467
9,158
52,321
90,246
2021
£
25,300
70,000
15,673
9,420
43,887
164,280

15. Creditors: Amounts falling due after more than one year

University of Lincoln loan
City of Lincoln loan
2022
£
-
95,539
95,539
2021
£
25,300
95,539
120,839

The £95,539 loan from the City of Lincoln Council is repayable by a single payment on 31 December 2034. An annual interest rate of 2.75% applies and it due for payment on 1 January of each year. The loan is secured by a legal charge against the leasehold property.

The £253,000 loan from the University of Lincoln is repayable in ten equal instalments and was entered into as part of the agreement for the 80.5 year lease of the The Marina, Brayford Pool. An annual interest rate of 4% applies. The final repayment is due on 31 October 2022. The loan is secured by a legal charge against the leasehold land.

The £200,000 loan from Investors in Lincoln Limited is repayable by 31 August 2021. An annual interest rate of 3% applies.

Page 25

(A Company Limited by Guarantee)

BRAYFORD TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

16. Statement of funds

Statement of funds - current Year

Unrestricted funds
General Funds
Restricted funds
Brayford Mooring Development
Total of funds
Balance at 1
March 2021
£
843,038
96,957
939,995
Income
£
296,850
-
296,850
Expenditure
£
(199,249)
(5,600)
(204,849)
Balance at
28 February
2022
£
940,639
91,357
1,031,996

Unrestricted Funds

The unrestricted reserves of the charity are expendable at the discretion of the charity Trustees in the furtherance of the charitable objectives.

Restricted Funds

Brayford Moorings Development:

This fund represents funding received from Lincolnshire County Council in respect of the Phase 2 and Phase 3 moorings development; the relevant apportionment of the asset depreciation will decrease this fund value to nil over the next 25 years.

Page 26

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

16. Statement of funds (continued)

Statement of funds - prior Year

Unrestricted funds
General Funds - all funds
Restricted funds
Brayford Mooring Development
Total of funds
Balance at
1 March
2020
£
711,768
100,100
811,868
Income
£
279,241
-
279,241
Expenditure
£
(147,971)
(3,143)
(151,114)
Balance at
28 February
2021
£
843,038
96,957
939,995

17. Summary of funds

Summary of funds - current Year


General funds
Restricted funds
Balance at 1
March 2021
£
843,038
96,957
939,995
Income
£
296,850
-
296,850
Expenditure
£
(199,249)
(5,600)
(204,849)
Balance at
28 February
2022
£
940,639
91,357
1,031,996

Page 27

BRAYFORD TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

17.
Summary of funds (continued)
Summary of funds - prior Year
General funds
Restricted funds
Balance at
1 March
2020
£
711,768
100,100
811,868
Income
£
279,241
-
279,241
Expenditure
£
(147,971)
(3,143)
(151,114)
Balance at
28 February
2021
£
843,038
96,957
939,995

18. Analysis of net assets between funds Analysis of net assets between funds - current year

Unrestricted
funds
2022
£
Tangible fixed assets
914,573
Current assets
211,851
Creditors due within one year
(90,246)
Creditors due in more than one year
(95,539)
Total
940,639
Analysis of net assets between funds - prior year
Unrestricted
funds
2021
£
Tangible fixed assets
953,646
Current assets
174,511
Creditors due within one year
(164,280)
Creditors due in more than one year
(120,839)
Total
843,038
Restricted
funds
2022
£
91,357
-
-
-
91,357
Restricted
funds
2021
£
96,957
-
-
-
96,957
Total
funds
2022
£
1,005,930
211,851
(90,246)
(95,539)
1,031,996
Total
funds
2021
£
1,050,603
174,511
(164,280)
(120,839)
939,995

Page 28

BRAYFORD TRUST LIMITED (A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2022

19. Pension commitments

The group operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the group in an independently administered fund. The pension cost charge represents contributions payable by the group to the fund and amounted to £1,097 (2021: £456). Contributions totalling £nil (2021: £117) were payable to the fund at the balance sheet date and are included in creditors.

20. Related party transactions

Four of the charity's trustees (being K Darwin, S Jackson, Cllr R Metcalfe and John Latham) are also directors of Investors in Lincoln. Investors in Lincoln lease a mooring from the Brayford Trust for a value of £15,604 per annum. This is undertaken on an arms length commercial basis. Investors in Lincoln provided Brayford Trust with loan of £200,000 last in 2019, £70,000 was repaid during this year. At 28 February 2022 the balance outstanding on the loan is £nil. An annual interest of 3% was charged on this loan.

Trustees Cllr Metcalfe and Cllr Hewson are elected as members of the City of Lincoln Council. The City of Lincoln Council has provided a loan to Brayford Trust totalling £95,339. This is undertaken on an arms length commerical basis. An annual interest of 2.75% is charged on this loan and the redemption date of the loan is 31 December 2034.

Trustee J Latham is an employee of the University of Lincoln. The University of Lincoln provided a loan to the Brayford Trust as part of the agreement for the 80.5 year lease of the Marina. As at the 28 February 2022 the balance outstanding on the loan is £25,300. This is undertaken on an arms length commerical basis and annual interest is charged at 4%.

During the year there were no further related party transactions that are required to be disclosed under SORP 2019.

Page 29