T.MARY'S £PISLOPAL LHAPEL
CA.STI,b..s'fR Tr.Tr.I'. R Tr:ADlTr4G
INA.NCIAL STATLMk.y'rs
FOR THE YEAR TO 31ST DECEMBER 2024

ST. fvIARY'% EPISCOPAL CHAPEU CASTLE STREET. READINC.
INDF.PV.NDENT F.XAMINF.R'S REPORTON THE FINANCIAI. STATEMENT.S
I have eAamin¢d Ihe financial bi&ieiiienls of Si. M&lry'% Episcupal Chapcl fur Ilic ycar cnded J l ¥¢ D¢ren)bcr 2024
whieh comprise the Re¢eip15 and PDymenis Accouni. Ihe Siaicmeni of A¥s¢is and Liabilities and Ihe rclaicd noies.
RESPECTIVE REbPUNSIBILJI'ILS TKUS'I'LL5 AND LXAMI INLX
The charity's Iruslc¢s ar¢ responsiblL for Ihe prlpayaiion of the financial siaiemenis. The ¢hariiy'5 ITu$iees con$idLI
Ihal an audil Is not requircd for Ihis year under 5¢ciion 144 of the Chariiie£ Aci 2011 Iihe Charities Aeii and Ihai an
independeni examinaiion 15 ncedcd.
li i& rny Tc%pon&ibility ILTr'.
exaniiiie thc fiiiaiicial siai¢mcnl¥ und¢r seciion 145 of IhL, Chariii¢s Aci,
lo tollow th¢ proccdure4 laiij (k>wn in the xciicrul DirL'<iionti ¥iven by Ihc Charity Cun?mis%ion lundcr Kcliun
1451Sllbl of the LhJriiiLS ALI, and
10 $1OIL whLih¢r part)Lular maiicrs have come 10 my aiiention
BASISO? INDLPLNOLNT EXAIMINER'S SI'AI'LMLNT
My L'XdmihAiion LaNiLd oui iti aLLUI'ilant¢ wilh ¥¢n¢rDI L)iT¥¢lions g>v¢n by Ih¢ Chnriiy C¢>mniissioi). An
cxaniinalioiJ Trnclud¢% a rcviLw uf IhL dLLvtsiiiin8 iecords kepi by Ihc chariiy and & comi?llri50n of Ihi financiul
%tai<mLllls prcscniiil wilh Ihi)sc rlcords. li alsL) includes ci)n%id¢raiiDn ol'any uiiusual Iicms or di.8closures in Ihc
ae¢ounl$, and scckin¥ cxplaiiaiions from IhL Ifusic¢s conccrning any such moii¢rs. Th¢ pro¢cdui'¢s undertak¢n do
nvl prvviil¢ all ihl ¢vid¥nLe Ihai would bc rcquired in in audit, and cons¢qu¢nily no opinioii is given as 10 wh¢ih¢r
Ihc financial siaicn7cnl$ pics¢nt 'ini¢ And f&tr' view and Ihe ¥eport 15 limiied 10 Ihosc mailers scl oul in lh¢
14l£mLnl bclow.
INI>Tr.P>.NI)F.NT F.XAMINb.R'S,ST A TFMF.iYT
Sn Ltsnniliion wilh my Lxaminaiion, no niaiici has come lo Iny ?Ii¢niion
which givc.$ me rcasunablc caitse 10 ￿lIeVe IhHI in, aiiy maierial rLYp¢ci. the requir¥meni5'.
10 k¢cp accuuniiiiu rccoil¥ 111 ￿(cO1.￿anCe %viih.scciiun 130 ofihL Lh4riisLS ALI,. and
10 pi'ep8rc fin•n¢ial 3iniciiiciii% which u£cord wilh Ili¢ Alfl)Illlliii& )-¢coi'ds uiid c(iJiiply wilh lh¢ Jc¢ounli118
i(1 which, iii n)y i>piniiin, &iie111iun shuuld bl drwwn uiili¥ Iv ¥n8bl¢ K PfUPL'T undL'r%iiindin¥ uf lh4 finonrial
%lnlLinciil$ Iv bc i¢a¢hed.
Philip J. Nixvn ￿.C.A.
F..DWIN SMITH
C14ARTERED ALLOUNTANTS
JZ QuLcns Road
Rciidin¥
R(i14AU
9 June 202S

ST MARY'S EPISC'UPAL C.'HAPEL
RECEIPTS AliD PAI'MENTS ACCOLNT
FOR'I'IIE YEAR 1,0 31S-I' DECE.MBER 2024
2024
Tvial
2023
Tvlal
UnrLslriLILd
RcsifiLtLxI
Funds
INC()MING RESOURCE
DonaiiorL4 and gifts
ltticre8t
Incon￿ tax reelainied
Other iiiLoJne
Reiiral income
Inv¢$lrn¢ni inivmv
?5,322
25.322
?4.579
4.012
4,01*
30.464
30.964
747
29,582
i.o¥i
747
I'OI'AI. INCQMING RI..SOURCI'.S
60.29¥
747
61,045
58,682
RESOURCES EXPENf)ED- sec noie 2
Ch41'iiablL IXP¥ndituri
(if?nlb
S.N54
5.1¢54
upport co%ls
Mpnngem¢ni and odinsni%trolion
55.940
3.393
3,156
3,156
TOTAL RESOURC.ES EXPENDED
80,?88
h2.7?4
ET INCOMING'IOLTGOIN'GI RLSOURCES
I., I.'ORI. I-RANSI'I'RS
-19.990
747
-19,243
4.042
(iross Ir•nsf¢rs bci%4'ecn funds
5,747
-25,747
NI. I. INCOVING.'IOL'I'CIOINGI RI,'SOURCI.'S
AF"I'I."R'I'SL4NSF'I.:RS
5,757
-25.000
19.?43
4.042
¢Jains and on ini'chlinerti rcvaluaiions
67,054
S,6￿7
-1,269
72,741
117.4Q3
1.879.248
NET MoifEMENT IN FL￿Ds
72.811
-20,581
52.•2l)
1,9I)2,609
TOTAL FUNDS BROUGHT FORWARD
982.686
14.262,514
17,141 ?50
15,148,641
TO"fAL FUTNDS CARRIED FORWARD
1.055.497
14.?41,932
17.193,479
All thi ¢harily'¥ VPL'ralions ar¢ Lvnlinuin¥ L)pLr&lit)n¥ Ihlrc iv¢r¢ niTr op¢raiiiins dssLonlinuL'¢J
or acquircd diirinu Ihc year.

ST MARY'S EPISCOPAL CHAPEL
STATEME)T OF ASSETS AND LL4BII.ITJES AT 31ST DECEMBER 2024
Null
20?4
2023
FI,XED ASSET
Tangibl¢ fix¥d assets
nveslmenis
14.227.030
1,060,366
14.228.299
,1)12.625
15.287.396
15.?40.9•4
CUIUiENT ASSETS
l)¢btvr
l.loyd5 ilunk
500
500
7.5g8
TOTAL CLRRLNT A8SLTS
11.685
%,f)88
C.REDITnRS'. 8inouni% rolling due wiihin onc ycar
Pa>ToII dcduLiion$
AkLruals
361
1,242
2.570
TOTAL CLRRENT LIABILITIIS
3,812
ET C.IJRRENT ASSETS
10,033
4,276
ET ASSETS
l S ?97.424
15,245.2(X)
INC"OME FIJNDg
LnrchlrtLILd
R¢stri¢tid
1.055,497
14.241,9.12
981,686
14.262.514
TOTAL FIINDS
15 •97,42y
15,?45,20U
Approv¢d by Ihe Tnjstees OTh 14 Ma> 2025 And signed on th¢ir behalf by
MR Cl¢mint5
Tlic notes on pA8¢s 4 and 5 forni pam of Ihc5c accounts.

ST IIARY'S EPll>COPAL CHAPEL
.YOTES TO THE ACCOLNTS FOR THE I'EAR TO 31ST DECEMBER 2024
-ICCUUNTINQi POLICIF.S
The a¢¢ount% have been prepared on 8 Teceip15 and paymenls basis.
LLgacic$ arc included iii iiicoining rcsource& whL'n rcccivLd.
I'hL gains and IossLS on inv¢stments iiiclude reini'e.8led income as ivell as reali.scd and uiir¢alis¢d
gain$ 8nd1055e$.
The tangible fixed a8$eis and ini'e5uneni property are shown di insurance values Jlld tlie
ther invesimeDL8 are shomm ai tn8rkel value ai the year end.
RISOURCES EXPCNDFD
Unre5ti'iLlvd
Fiinds
Re5triLied
FuDd5
2024
Tol81
2023
Toial
CHARIT AIII.I-' I,:XPI..NI)ITUIII-'
(ir&nls',
Fa$i¢r otrcring.%
Mission
6.37
3.1154
5.854
3.391
Support ¢osts'.
l¢itriciry. 8a$ aiid ￿￿ter
Sundrie8
Insurance
Minisi¢r's Stipend niid P¢Tissun
Miniylii s hvu¥r an(1
Clcrical lid
9,030
1.100
7.666
30,029
4,552
210
9.030
1,100
7,666
30,029
4.833
7.707
31.844
4.143
210
774
10,074
8.343
RLpllir& lind inaitllLn41t)¢c
.LUTyI und plynnin¥
Il¢lllih an¢J SufL'ly adviLL
10,074
B.343
5.30?
1..178
71.278
SS,94Q
Marydgem¢ni ond adniinisirjiion,,
181ionery and compuier cosis
Audit al￿ llccouniancy
Telephone
$70
1,643
943
570
1,643
943
1.216
1,3&6
791
There was one emploi'ee diiring Ilie year.
Thc salary ¢o%t in¢luding pen%ion premiums was £30,024) 120?3 - £31,8441.
No rcinuncTUtion wu5 p￿Id niid no expiiiscs rLimbuTSLd to trusi¢es (lurin￿1 ihc yegr.

ST MARY'S EPISCOPAL CHAPEL
OTES TO THE ACCOUh'TS FOR TUE YEAR TO 31ST DECEMBER 2024
TANtiIBLF. FIXED ASSETS- show'n al ingiiran¢c i'alu¢s
2024
2023
ChapLI- building and ¥ontLnis linLludin¥ vr¥an}
Parsona8e
13.3(K).000
927 010
13.300.OOQ
9211.?99
14,727,030
14,1.28.799
IbVESTMENTS
2024
*023
Ini'¢stm¢nt property
COIF Chariiies Invesimeni Fiind- Inconie UDIIS
Invesinieni ponfolio- Natllesl Invesiineiii Manageinent Limiied
911.169
14.Y02
1142Y5
867.780
1.0611.366
The inveslmeni prupei1y 1% sliown al in%urance vulue and Ihe uiher inN'eiim¢Trt$ al morkei vlllue.
ThL invLlilmLni pr(IpLrty 1% hLld l(?r thi undL4i¥nMILd unrL%lriLILd fund4.
'I'hc COI l.. tnNc%trnLDlY url hcld rLSlr>¢iid flind4 are shoivn ai muTkLTrI value.
Thc invcsimcni portfolio is 11i8n8gcd by NaiWe51 1nvcsin￿ni Mano8emcni Limiied undcr Ih¢iT porifolio
nunagemenl service and is ihoivn ai n￿rke1 %'alue.
RISTRICTliD FUNDS
Th¢s¢ funds repr¢yeTht the tun¥ible fiY¢d u¥sLlS Ii'hiLh ar¢ 411 h¢ld fur ih¢ Lhariiy'y us¢ Dnd
the COIF ChoriTies Ini'¢srmeni Fund in¢ome units.
DESIGN.ATED FUNDS
Thc incvine fundb ufih¢ ¢hariiy in¢ludc Ihc following d¢signAied I'unds which have bccn Scl aside
out ot unr¢¥triciLd tuiids by thc trusteL5 lor ypc¢itiL purpo%¢s'.
Ilalttn¢c
ln4orn¥lN¥￿.
-31.12.21 Dcbi¥iiaiiun¥
Releascd
Mi55ion¥
Cliurch of Enslaiid Icoiitllluliigl Fund
4,530
625
UtLdesi8nated fynds
Unr¢stri¢t¢d fijads
981.374
1.054.872
982.686
1.(155.497