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2021-04-05-accounts

Page
Trustees’ annual report 1 to4
Independent Examiner's Report 5
Statementoffinancialactivities 6
Balance sheet 7
Notes to the accounts 8 to 13
Investments 14 to 44

Objectives and Grant
MakingPolicies: The termsof the trust require the trustees to make grants (which may be from
capital or income)for “charitable objects or purposes”at the trustees’ absolute
discretion. The trustees have resolved to support charitable organisations
concerned with medicine, social care, education, disabled persons and homes
for the elderly and charities which benefit people of the Jewishfaith.
In July each yearthe trustees review previous donations and consider new
applications. They have a rolling programmeofvisits to the charities they support.
Donations are madeon an annualbasis, but the trustees do not make any
commitmentto provide support in future years.
Achievements and
performance: During the year ended 5 April 2021 the trustees metthe trust's objectives by
making grants totalling £58,000 as shown on page 13.
Financial review: Total income was £68,012 (2020: £88,883) with expenditure amounting to
£85,041 (2020: £76,007). Net assets at the end of the year were £4,325,374
(2020: £3,748,549).
Investment Powers and
Policy: The trustees have the powersof investment of beneficial owners and the
governing document doesnot imposeanyrestrictions.
During the year the investmentpolicy was to generate the optimum incomefor
distribution whilst at the sametime investing for capital growth. In March 2009
the trustees adopted a policy to grow the real value (above UK CPI)oftheir
investments while generating a reasonable level of income. They therefore
continue to pursuea total return policy. In September 2013 the trustees appointed
Coutts & Co Investment Management to managetheir investments on a
discretionary basis replacing their previous advisory contract. The managers
collect the income andreport to the trustees quarterly. The trustees consider these
reports and comment where necessary. During the year to 5 April 2021 the
trustees had two meetings with the managersto review the performanceof the
investments andto discuss strategyin the light of stockmarket conditions.
Public Benefit: The trustees have considered the Charity Commission’s guidance on public
benefit issued in January 2008 and subsequently. In accordance with that
guidance, they review the activities of the organisations to which they
make donationsto satisfy themselves that those activities meet the principles
of public benefit laid down by the Commission.

for the year ended 5 April 2021
Expendable Unrestricted 2021 2020
Endowment Income Total Total
Notes Funds Funds
£ £ £ £
Income and endowments from
Investment income 3 - 68,012.15 68,012.15 88,883
Total income and endowments

-


68,012.15


68,012.15


88,883
Expenditure on
Costs ofraising funds
Investment managementcosts 5 20,441.31 - 20,441.31 20,144
Charitable activities 4 - 64,600.00 64,600.00 55,863
Total expenditure


20,441.31


64,600.00


85,041.31


76,007
Net gains/(losses) on investments 6 594,037.12 - 594,037.12 (275,756)
Net gain/(loss) on currency exchanges ( 182.77) - ( 182.77) 901



593,854.35


-


593,854.35


(274,855)
Net Income/(expenditure)
573,413.04

3,412.15

576,825.19

( 261,979)
Net Movementin Funds
573,413.04

3,412.15

576,825.19

(261,979)
Reconciliation of funds
Total funds brought forward 3,343,192.57 405,356.37 3,748,548.94 4,010,528
Total funds carried forward

3,916,605.61

408,768.52

4,325,374.13

3,748,549

Notes 2021 2020
Fixed assets
Listed investments at market value (page 44) 4,292,425.00 3,446,484
Total fixed assets 4,292,425.00 3,446,484
Current assets
Cashat bank and in hand
Net current assets
32,949.13 32,049.13 302,065 302,065
Total net assets 4,325,374.13 3,748,549
The fundsofthe charity
Expendable endowmentfunds 3,916,605.61 3,343,193
Unrestricted income funds 408,768.52 405,356
Total Funds 4,325,374.13 3,748,549

3. Investment income 2021 2020
£ £
Dividends 67,910.94 88,034
Deposit interest 101.21 849
68,012.15 88,883
4. Charitable activities 2021 2019
£ £
Charitableactivities 64,600.00 55,863
The breakdownofcharitableactivities is as follows:
2021 2020
£ £
Grants - see page 13 58,000.00 50,000

Governancecosts 2021 2020
£
Unrestricted income funds
Accountant's charges 4,800.00 4,560
Independentexamination fees 1,800.00 1,200
Bank charges : 103
6,600.00 5,863
Total Charitable activities 64,600.00 55,863

f raising funds 2021 2020
£ ie
Investment management charges 20,441.31 20,144
asset investments 2021 2020
£ £
Marketvalue at 5 April 2020 3,446,484.00 3,905,595
Additions 3,243,658.59 2,435,110
Disposals ( 2,991,754.71) (2,618,464)
Net realised investment gains/(losses) 332,137.59 30,647
Net unrealised investment gains/(losses) 261,899.53 (306,404)
Marketvalue at 5 April 2021 4,292,425.00 3,446,484
Historical cost at 5 April 2021 4,146,739 3,598,108

Fixed Net Current
Assets Assets Total
£ £ £
Expendable Endowment Funds 3,916,605.61 - 3,916,605.61
Unrestricted Funds
375,819.39

32,949.13

408,768.52

4,292,425.00

32,949.13

4,325,374.13

Expendable Unrestricted
Capital Income 2020
Notes Funds Funds Total
£ £ £
Income and endowments from
Investment income 3 - 88,883 88,883
Total income and endowments

:


88,883


88,883
Expenditure on
Costs of raising funds
Investment managementcosts 5 20,144 - 20,144
Charitable activities 4 - 55,863 55,863
Total expenditure

20,144


55,863


76,007
Net gains/(losses) on investments 6 ( 275,756) - (275,756)
Net gains/(losses) on currency exchanges 901 - 901


(274,855)


-


(274,855)
Net Income/(expenditure)
(294,999)

33,020

(261,979)
Net Movementin Funds
(294,999)

33,020

(261,979)
Reconciliation of funds
Total funds brought forward
3,638,192

372,336

4,010,528
Total funds carried forward

3,343,193

405,356

3,748,549

. Charitable donations
£ £
2021 2020
999 Group 2,500.00 2,000.00
Action on Addiction 2,000.00 =
AnneFrankTrust 1,000.00 1,000.00
British Friends of Rambah Medical Centre 1,000.00 1,000.00
Farmsfor City Children 2,000.00 2,000.00
Dreamstore - 2,000.00
Integrated Neurological Services 2,500.00 2,000.00
Irene Taylor Trust 2,500.00 2,000.00
Jewish Association for the MentallyIII 2,000.00 2,000.00
Jewish Blind and Disabled 1,000.00 1,000.00
Jewish Care 12,000.00 11,000.00
London Symphony Orchestra 2,500.00 2,000.00
Medical Engineering Resource Unit 2,000.00 2,000.00
Meningitis Research Foundation 2,500.00 2,000.00
New Horizon Youth Centre 3,500.00 3,000.00
Nightingale House 2,500.00 2,000.00
Ocean Youth Trust South 1,000.00 a
Operation Wheelchairs Committee 1,000.00 1,000.00
PALS 2,000.00 2,000.00
QuakerSocial Action 3,500.00 3,000.00
Revitalise 2,000.00 2,000.00
Step 2 Recovery 2,000.00 =
The Brandon Centre 3,000.00 3,000.00
Worshipful Companyof Barbers 2,000.00 2,000.00