CHARITY REGISTRATION NUMBER: 257462
Norfolk Constabulary Benevolent Fund
Unaudited financial statements
31 December 2024

Norfolk Constabulary Benevolent Fund
Financlal statèments
Year ended 31 Dècembèr 2024
Page
Trustees annual report
Recelpts and P8yments Account
Statsmènl of Ass8ts and Llablllll88
Independent ExamIne￿8 Report

Norfolk Constabulary Benevolent Fund
Trustees, annual report
Year ended 31 December 2024
The trustees are pleased to present thelr report, together wth the flnanclal statemants for the year ended 31
December 2024.
Reference and admlnlstratlon d8tall8
Reglstered charlty name
NL)rfolk Const8bul8ry Benevolent Fund
Charlty ragSstratlon numbgr
257462
Prlnclpal Offl08
Norfolk Constsbulary
Jubllee House
Falconers Chase
Wymondham. NR18 OWW
The trustees
The truste&s who served durtng the year and al the dale of approval wer8 follo￿..
Exacullva oomm11￿
N Davison
J Bro¢me
L Blshop
(Chalrl
(Vice Chairl
(Treasurer, appointed July 2024,
r&slgned February 20251
(Trèasurèr. 8PPOinted March 20251
IS8¢retaryl
(Deputy Socrelaryl
(Forrner Treasurer, rasigned July 20241
T Hammond
H Ireson
J Wright
J Brown
Cornrniltee
R Bray
S Cooper
D Cormican
L Dennis
A Edge
K Gi1118s
l Hlcks
J Higglns
R Jeffrey
D Johnson
S Murray
T Pearce
P Roach
M Shépherd
J Squlr$s
E Walson
P Wheatley
M Askham IResigned January 20241
S Rose (Retired June 20241
S Schucroft IR&lir8d June 20241
J Sllom IResign8d June 20241
Nallonal Assoclalion Rellrad Pollo8 Officers
(NARPOI representative
P Bassham {Appoinled June 20241
M Scott (Appointed April 20241
M Cox (Retired February 20241

Norfolk Constabulary Benevolent Fund
Trustees, annual report (contlnued)
Year endod 31 De¢ember 2024
Banker8
Barclays Bank PIC
L6lc08ter
Leice8tershlrs, LE87 2BB
Ind8pènd$nt éxamSnar
A Robinson FCA
Lovewell Blake LLP
First Floor Suite
Unlt 2 Hlllside Buslness Park
Bury St Edmunds. IP32 7EA
Obl$¢tlv¢s ond acllvltles
The Norfolk Con8tsbulary Benavolgnt Fund was established lo assist in n88dy c88e8 of members, fomer
members, th81r wldows, orphans or d6pendants. 11 carrles out these objecllve5 by pgyiny grants and provldlng
crl£ls loans whére n8¢es89ry 85 wèll as the provlsion of holiday hornes for subsldlsed holidays and for respite or
convalesc8nc8. MeTnber8hip of the fvnd is open to 911 s¢tvlng offlcers of Norfolk CDnsl8bulary.
The fund asslsts members. former memb8rs, their widows, orph8llS and dep8ndants In Ilm85 of hardshlp. The
fund aims to harp current members In need lo return more quickly to perfomi Lhalr duti6s lo tha public.
Public benefit
In shaplng our objectlves for tha y8ar and plannlng Qur actlvilies, the Trustees have consldered the Charity
Commissions guidance on public benefit when setting th8 objBctive3 forth¥ year.
The Tnjstees confim Ihat they hav8 cornplled wlth the duty In secuon 4 of th& Charltles Act 2011.
Achl¥v$m•nts and p&rformance
The fund g8nerales thè malorfty of Ib Incomè from monthly contrtbutEons made by offic8rs In tho Norfolk force.
(Xher Income is derlved from donalions an¢J collection boxes 81 each of the statlonp.
Investment Income is earned from balance8 held In th8 fund's bank 8¢coun￿, Charlfund Unlts held wllh M & G
Securiues Llmlted, and Snvoslm¢nts In COIF Charflles Funds.
The fund owns and operates two mobi18 homes 8t Kolllng Heath. One moblle home Is used lo provSde free respite
a¢commodation for members In need and was used by resplle cas9$ durlng th6 yaar. The second is let to
membars for short b￿Sk5 to generate Income lo help finance the running costs of both mobile homes. The fees
harged are revlewed annually. Tha runnlng costs ara reviewed regularly and the future of th& mobile homes
contlnue$ lo be r¢vl8w&d.
During Ihg year 16 12023.. 1518pplirstions for finan¢ial asslstance ware received of which 8 12023.. 61 w8re
approved in this year. Of these 8 gr8nls, 4 lumed Into 8 crisis loan. £8.09012023- £10,919) was p8ld in grants and
donations lo members and former rnemb6rs or thelr dependants. Trustee representation a¢ro$$ tho COLJnty Is
nslanlly monitored to be able lo iden￿ty new cases of need.
During the y88r the Iruslees h8ve followed the PDllcy Ihat.a quorum shall be entltled lo mako a Grant not
excaeding 5% of Ihe total investment and cash assats of th8 fund, as publlsh&d in the Annual report.

Norfolk Constabulary Benevolent Fund
Trustees, annual report (contlnued}
Year ended 31 December 2024
Stru¢ture. govèrnance and management
The fund was established under rules adopted in January 1968 as amended on 17 March 1994..The property of
the fund Is vested In trustees 2nd th& m8n8g8ment Is through tha Exè¢uUv¢ Commltt66. The fund Is now worklng
tts the rèvlséd consltutlon 8doptad In 2014.
Th6 current truslaes are shown within Ih8se financial stsltsments Includlng those who havo s8N$d durlng tho year
and any 8ppoinlrnenl and rosignalion dates a8 required.
Membership is open to police officers of any rank 38rving Norfolk Con5tsbulary. Thè Exgoutlve Commlltse Is
elected by the membars.
Flnanclal rovlew
Income Sn the year end9d 31 Decembtrr 2024 amounted to £56.883 {2023: £46,233). Of whlch. ho15day home
rental amounted lo £13,81012D23.. £12,096).
Expenditure in the year ended 31 December 2024 amounted lo £39,11712023- £41,614).
The net recelpl In the y88r to 31 De¢èmbar 2024 amounted to £17,766 12023.. net receipt of £4,619) which has
in¢reased tho balan¢e of Ga$h funds lo £96,025 12023; £78.2591 at the year-end dale and remains to be carried
forwald. The nel payment Is expected and In linè wlth the Reserves policy noted below.
Res8rvgs poIIcy
The charity needs werves to generate Investment In￿m& lo help fln8n¢e grant expendlture:
The investments are reviewed with the fund's inve81menl advlseTS regularfy to ensure that sufflclenl Ilquld reserves
are avallable lo m¢et predicted expenditure for the ensuing six months.
The charlty's reseNe8 poll¢y Is to malntaln re$eNes al alovel 8dequ8ta.lo protect Ils ongolng work. Thls pollcy is
rav1￿ed annually. Thè charity aims lo hold sufficSènt res8rv88 lo covèr six months, runnlng coslg less purchasa of
assets. this equalgs to £19,55912023.. £20.8071. The tharity'3 recelpts and payments unrestricted cash 05 3131
Deoember 2024 is In SLtrplus wllh BCtuBI reserves being £96,02512023.' £78.259).
The tru8lees will look to 8xp8nse axcess fund8 OV8r the fore8eeabl8 future and the truste88 ¢onsid8r th81 the
charSty will contsnue as a golng concern. There are no material uncertalnt4.es about the charivs ability to Continue.
Plan5 for future perlods
The ¢horlty plBns to con¥nue lo Bsslst members, fom)er members, their widows, orphans or dèpendants Over the
next yfjar and In dolng so plan lo pay grants and provldo holldoy homès for SLJbsidised holidays and for respite or
eonvaléscancg for thè fores88ab18 fLSture.

Norfolk Constabulary Benevolent Fund
Trusteo$' annual report (conunued)
Year ended 31 December 2024
R•lat•d party tran$actlons
Trustees were relrnbursed arnounts relaltng to out of pocket expgnses totalling £2.384 12023.. £2151 durfng tha
ye8r. Ther8 wero no olhar relatsd paty Iransathons during thls or the prior period.
True and falr ovorrlde
The financlal statements have been prepared to give a Irue and f81rf viaw and have dgparted from the Charities
(Accounts and Reports) Regulations 2008 only lo the oxlanl r8qulréd to provlde a ￿ue and fair view. This
departure has involved followino the Accounting and Reporting by Charities.. Statemenl of Recommended Practic8
appllcable lo charlbes preparlno Ihelr accounts In 8ccord8nce wlth tha Flnanclal Reporting Standard applicable In
the UK and Republic of Ire18nd i88ued in October 2019 rathor than the Accountlng and Reporting by Charities..
Statsmenl of Recommanded Praclicts offe¢tlvè from 1 Aprll 2005 which has since been withdrawn.
Independent examiner reappolntment
A resolution to appoint A Robinson FCA of Lovewell Blake LLP as Independent ex8rnlner ￿11 be proposed at the
next Annual General Meeting.
The trusts85' annu81 r8POrt W88 approved on ...-.
and Signe￿ on behalf of the board of trustees by..
N Davlson
T Hammond
Chair
Treasu￿r

Norfolk Constabulary Benevolent Fund
Recelpts and payments account
Yaar ended 31 December 2024
2024
2023
Recelpts:
Donallon5, lega¢les and grants
Donallons and colle¢llon boxes
Legacie5
6,073
4,912
6,073
4,S12
Interest receivèd
COIF deposlt account
COIF fixed interest fund"
COIF property fund
COIF'elhlcal fund
45
345
706
31
245
502
744
2,143
1,606
33,251
13
1,522
1,525
26,178
Dlwdends ye￿5Ved
Members, 8ubscrtplions
Holld8y home rents5
Totsl raeaipts
PaymÈnts',
Financlal assistance
Police convalescent home out of pocket expenses
Hollday home runnlng costs
OPCCN AdmlnlstratSon post
Legal and professional fees
TnJsla8 Indemnlty Insurance
8,090
227
21,207
7,613
1,980
11,346
815
20,265
7,011
1,836
341
Total p.ayments
117
Net re¢olpts for thg ￿ar
17,766
4,619
Cash funds al 31 December 2023
Cash fvnds at 31 Decomber 2024

.Norfolk Constabulary Benevolent Fund
statement of as66ts and11obSlltlos
A8 at 31 Decèmber 2024
2024
Unr•strioted
Funds
2023
Unr06trl¢tdd
Funds
Current4s¥ol$
Debtor&
2,508
655
Barcleys currenl 8ccounl
COIF GhAlI￿&S dépDsll 8ccount
To181 cash funds
81.443
65,820
9&,025
78,259
Total current assats
lialuatlon
2024
Valuatlon
2023
Inv86tmgnt assot8
M & G Charflund unlts
COIF Chaillles Nxgd Intsrasl Fund
COIF Charllles Prop8rty Fvnd
COIF Chartlbs Ethlcal Fund
26,270
4,632
5,706
25.603
4.494
6.679
Total Inve61menl a$69ts
57
CD* Valuatlon
2024
2024
Cost VBluatlon
2023
2023
Assel8 relalned fol own use
Hollday hom¥ al Kelllng H￿th- Plo145
53,80D
42,995
53,800
42,995
Hollday hoFnd 8t Kèlllng Ha8th- Plot NR20
S9
59 995
Totsl as8els rotalnqd for owh u
99
18dltors and BBcruals
Crédllor8 and 8¢W81s
Tolal118bllMIg$
TheBe ffnan¢lal 61alernents w8r& approv8d by tho IrLJ6teg5 on..,
231osl.£ots.&nd
are slgn8d on th&lr behalf
by-
N Davlson
T HBrnmond
Chalr
Treasurer

Norfolk Constabulary Benevolent Fund
Independent Examln8r's report to the trustees
Year ended 31 December 2024
I report to the charity trustees on my examinallon of thè ac¢ounts of the charity for the year ended 31 December
2024 which are set out on the alor& menllonod pagos of th88e linanci81 stslements.
R•spon8ibllltles and basis of ￿pOrt
As the charity's Iruslets5 you are re8ponsible for the preparatlon of the accounts in accordance with tho
raquirements of the Charllies Act 2011 I'lhe Acl'l.
I r8POrt in respect of rny examination of the charfty's accounts carrfed out undar section 145 of the Act and in
carrylng out my examination I have followed all the appllcable Dlrectlons glven by the Charfty Commission under .
section 14515llbl of the Act.
Independent examlnorfs ststement
I have complatad my examlnation. I confirm that no matorial m8tters h8v8 come to my attantlon In conneetlon wlth
the examination giving me cgusg to bo1i6ve that in any m810ri81 resp8Ct'.
8c¢ounllng re¢ords wore not kept in respgct of the Charlty as required by section 130 of the Acl-, or
2. th$ 颢ount8 do not accord with those records- or
thè accounts not complywilh th8 applicable requir8ment8 conceming the form and conlenl of accounts
sel out In the Charities (Accounts and Reports) Regulations 2008 other than any raquirement that the
accounts glve a 'tru8 and falr view, whlch is not a matt8r consld8red as part of an Independent
examlij Rb'on.
I have no concems and have come across no other matters in connectlon with the &x8min81ion tu whlch 8ttendon
should be drawn In Ihls report In order to enable a proper understanding of the accounts to be reached.
Your attention is drawn to the fact that the CharSty has prepared the accounts (financial statements) in accordance
with Accounting and Reportlng by Charitles.. Statement ol Recommended PraGUce applScable to charities preparlng
their accounts In 8ccordance with the FinanciBI Reportlng Standard appllcable In the UK and Republic ol Ire18nd
{FRS 1021 In preference to the Accounting and ReportSng by Charitles.. Statement of Recomrnended Practlce
issued on 1 Aprll 2005 whiah is referred lo In the extant ￿gUlatIonS bul has sln¢e been wlthdrawn.
l und$rst8nd that this has been done in order for the accounts lo provide a true and fair vSew In accordance wlh
the Generally Accepted Accountlng Practlce effectlve for reporting perlods beglnning on or after 1 January 2015.
A Roblngtsn FCA
Independent examiner
Lovewell Blake LLP
Flr8t Floor Sulle
Unit 2 HilL%ide Business Park
Bury St Edmunds
IP32 7EA
0.4.lofjl.2a