Page **1** of **3** ## **BENEVOLENT FUND** ## **TREASURER’S REPORT** ## **AGM 3[rd] August 2023** ## **1. SUMMARY** 2022 has seen a moderate reduction in growth in terms of the funds overall financial picture, compared to 2021. The fund, and its associated investments have struggled within the recent financial turmoil and their value has fallen marginally. This, coupled with increases in grants paid, and additional costs of running the 2 holiday homes has resulted in the overall financial picture of the fund. However, overall, the fund continues to remain in a health financial position. The cost of living pressures on Officer’s continues to be of concern with the significant rise in interest rates and inflation and our services, whether they be in the way of grants, crisis loans or respite stays have been a vital life line to some. In terms of overall membership figures, the fund has experienced a pleasing increase of over 100 members during the year from 932 in December 2021 to 1017 in December 2022, which is a result of the continued efforts of those delivering an input to new Student Officers. ## **2. Annual Independent Examination** The annual independent examination of the fund for 2022 has now been completed and the signed draft report will be returned to Lovewell Blake Chartered Accountants, following the AGM. Note: - this is an independent examination and not an audit as agreed by the trustees and acceptable within legal charitable guidelines due to the nature of the fund and the low level of income generated. Please see page 7 of the report by Lovewell Blake ‘Basis of Independent Examiner’s Statement. The completed Report will be brought to the attention of all members and a copy placed on the Fund’s shared computer drive. Page **2** of **3** ## 3. **Finances** At year end 31[st] December 2021 the Fund had £73,640 cash funds (£79,051 2021 year-end) and £55,996 total investment assets (£61,737 2021 year-end). Current finances (investments and cash fund) are £129,636 (£140,788 2021) The total cost of running both holiday homes for year end 2022 was £18,850 (2021 was £14,764). The total receipts for 2022 are £44,698 compared to £41,431 for 2021. The increase in income compared to 2021 is due mainly to the increase received from members subscriptions, £26,445 (£23,735 in 2021) and some marginal increases in donations and income from the collection boxes. The interest received from the Fund’s investment portfolio showed a slight increase with an income for 2022 of £1,142 compared to 2021 of £1,043. The funds investment asset valuations have decreased, as detailed above from £61,737 in 2021 to £55,996 for 2022. Our investment strategy continues to be relatively cautious but also invests in ethical portfolios. The total payments for 2022 are £50,109 which is an increase on the 2021 total of £41,614 and a further increase on the 2020 total of £34,560. Grants and donations to members have increased from £18,047 for 2021 to £21,935 for 2022. The holiday homes generated income of £11,039, which was a slight decrease on the previous year of £12,150. Comparing the income from the caravans to the expenditure shows an operational loss this year of £7,811 compared to a loss in 2021 of £2,614. These figures do not take account of any depreciation in the value of the caravans. The main purpose of both homes is for respite breaks for members and any increase in stays of this type will obviously reduce the availability for rental income. It is suggested that the future of the caravans will have to be considered in the longer term if the increases in operational losses continue. ## **4. Other Issues** - A. Annual Charity Commission return due by October – this will be completed on time. - B. Trustees to consider any increase to the subscription rate. - C. Trustees to consider any increase in the holiday home rental rate. Page **3** of **3** - D. Based on the agreed formula for the maximum Grant not exceeding 5% of the total investment and cash assets for the fund, as published in the annual report, this will equate to **£6,482** (£7,039 2021) for the forthcoming year. Detective Chief Inspector James Brown Treasurer CHARITY REGISTRATION NUMBER: 257462 Norfolk Constabulary Benevolent Fund Unaudited financial statements 31 December 2022 Norfolk Constabulary Benevolent Fund Flnanclal statements Year ended 31 December 2022 Page Trustees annual report Receipts and Paymenls Account Statoment of Assats and Llablllties Independent Examin8rts Report Norfolk Constabulary Benevolent Fund Trustees, annual report Year ended 31 December 2022 The trustees ara pleased to pr8s8nt their report, togèth8r with the finan¢i81 slalem8nts for the year ended 31 December 2022. Reference and admlnistratlon detalls Registered charity name Norfolk Constabulary Ben6vol8nt Fund Charity registration number 257462 Princlpal offlc$ Norfolk Constabulary Jubilee House Falconèrs Chasè Wymondharn. NR18 OWW The trUSt￿S The trustees who served during the year and al the date of approval were as follows.. Executive committee N Davison J Broome J Brown H Ireson Ichairl Ivice Chairl ITreasurerl IS8crelaryl Committee M Askham P Bassham L Bishop R Bray S Cooper D Cormican L Dennls A Edge K Gillies l Hicks J Higgins R Jeffrey D Johnston J Johnston SLee S Murray T Pearce P Roach S R059 S Schu¢roft M Sheperd J Silom J squI￿s E Watson P Wheatley J Wright {Appoinled 8 July 20221 National Association Retired Police Officers INARPOI representative Mcox Am)ed Forces Charity ISSAFAI representslive D Kerr Norfolk Constabulary Benevolent Fund Trustees, annual report (conllnued) Year ended 31 Decgmber 2022 Bartk8rs Bardays Bank PIC Lelcester Leice8tershire, LE87 2BB Ind•p8nd8nt •xamlner L Thurslon FCCA Lovbwall Blaka LLP Flrsl Floor Sult Unit 2 Hillside BusineBS Park Bury St Edmunds, IP32 7EA ObJectlves and actlvltle Th& Norfolk Constabulary 88nèvolent Fund was establlshed lo asslst in needy r2ses of members, former members, thelr wldows, orphans or dapgndents. It carrlès out thesa oblectlves by paylng grants and provldlng crlsss loans vth8re n8cessèry as well os tha provlsion of hollday homes for subsidlsed holldays axd lor r6splt8 or convalescenc8. Memb8r8hip of th8 fund is opon to all satvlng offlcerg of Norfolk Constabulary. The fund assists rn8rnbeTS, forrr8r mambèrs, thalr wldows, orphans and dep6ndanls In Ilmes of hardshlp. The fund Bimg to help current members In need to r8tUTn more quIc￿Y to perfom Ih81r dudeg to the publlc. Publlc lJ•nefft The twstses have consldered the Ch8rity CornTlllsslon's guldance on pub]Ic benaflt. They conflrm that In plannlng and G8rrwng out thè charlly's actiwtl88 they have had reoards to thls guldance. Achl8v•ments and performanco Th8 fund generalas the majority of it5 inwmE from monthly conlrlbuuons made by offi¢er8 In Norfolk forcg. Othar Income Is derived from donallons and coFlection boxes at Èach of the ststlons. Investment income Is earned from balances hèld In th& fund's bank accounts, Charifund Units h81d wth M & G S6euritles Llmiled, and invoslments in COIF Charities Fund5. The fund owns and oparales two mobilè homes at Kelling Hèath. Ona mobl18 hom& Is used to provldè fr88 resplle accommodafjon lor members In need and was usgd by resplte cases durfng th8 year. Thè socond Is lal to members for short breaks to g8ner8tè Inctsmè to help flnanc8 the runnlng costs of both mob118 horne8. The fees charged are reviowed annually. The runnlng c￿￿ts aT8 review8d r6gularfy and the future of the rnoblle homes contlnuès to be revlewed. Durlng the year 18 12021.. 161 applications for financial 8$slstanee were recelved of whlGh 16 12021.. 141 were approved In Ih5s year and one shortly after the yeor end and £17,640 12021.. £13.7671 was pald In grants and donatlons to members and former members or thelr dependants. Truslee repre5entsUon across the county Is constantly monltored to be able to Identlfy new ca8es of need. Durtno the year the trustee8 have followed Ihg pollcy that 8 quorum shall be entltled to rnake 8 Grant not exceeding 5% 01 the total imiestmenl and cash assets of the fund. as publi5h8d in the Annual report. Norfolk Constabulary Benevolent Fund Trustees. annual report (contlnuedj Year ended 31 December 2022 Structure, govemance and managerngnt The fund was estsblished und8r rulés adopted In January 1968 a8 amended on 17 March 1994. The propetly of the fund is vested In truste88 And the manag8mgnt is through the ExeGUtive Committee. The fund Is now working to the revised consl'tulion adopted in 2014. The currenl trLlStees are shown wthln these financlal sts1érn￿ls including thosè who have served dudng the yegr and any appoinbnent and resignation d8téS 8s required. Membership Is opèn to poll¢e officers of any rank servlng Norfolk Cons18bulary. The Executlve Committ8e rs elected by the members. FlnJn¢lal Teview Membershlp numbars h8ve increased during thè year and subscrlptlon rates hav8 remained the samè. Investments are considered by th8 comrnitt8e and continue to perform satisfaclorfly In th8 Cutyènl diffiojll oconomic climate. Incoffle In the year èndéd 31 D8￿mber 2022 amounted to £44.698 12021.. £41,431). Hollday home rantsl amounted to £11,03912021.' £12.1501. Expendlture In the year ended 31 December 2022 amounted to £50,109 (2021.. £41,614}. The net payment In lh8 year to 21 December 2022 amounted lo £5.411 12021.. £1831 which has decreased the balance ol unrestricted reserves to £73,640 {2021.. £79,051) at the year end dato and remains to bb Garried forward. The net pkymènt is exp8¢led and in linè with the Reserves policy noted below. Reserves policy The charlty needs resarves lo g8ngrate investment Income to h81p finan￿ grant expenditure. The Investments are reviewed wlth the fund's investment 8dvis8rs regularly lo ensure that sufficient liquid reserv85 are availabl8 to meet prtdlcted expenditur8 for Ihe ensuing six months. The ¢harfly's reseNes policy Is lo m8inlgin reserves at a level adequate to protect Its ongoing work. Thls Oicy Is reviewed annually. The chaiity aims to hold sulficienl r6serv88 to cover six months, wnnlng eosts188s purchase of assets, thls equat&% to £22.349 12021.. £20,807). The ch8rfty'$ racelpls and payments unrestricted cash as 8t 31 D8￿rnber 20221$ in surplus wlth actual resetves belng £73,64012021.. £79,051). The trustees wlll look ￿ expense excess funds over the for8seeable future and thè trustèes consSd6r that th8 charity Mrill continue as 8 9olng conGern. The￿ are no material uncerl8inti&8 8bout th8 charitys abllity to continue. Plans for future periods The ¢h8rlly plans to contlnue to 8Sslsl rnemb8rs. former membars. Ihvlr wldows, orphans or dap8ndants over tha next year and in doing so plan lo pay grants and provlda holiday homes for subsidis8d holidays and for resplte or eonvalgscen¢e for tha loraseeablè futur8. Norfolk Constabulary Benevolent Fund Trustees, annual report (Gontinued) Year ended 31 December 2022 Relatsd party transaetlon$ Truste85 w8re relmburs8d amounts totally £1,77812021: £2931 during tha year. There were no other related party transactions during this or fhe prior perlod. Indapgnd•nt ?xamln8r roappolntm8nt A resDluUon to appolnt L Thurslon FCCA of Lovew811 Blake LLP as Ind8p8ndent 8xamlnar wlll b8 proposed at the next Annual General Megting. Th8 Iruste8s' ennual r8POrt W8s approvad on . and signèd on bahaKof the board of trustees by.. N Da￿￿on J Br¢wn Chalr Tr888U Norfolk Constabulary Benevolent Fund Receipts and payments account Year end¢d 31 Dbeèmber 2022 2022 2021 Rg¢05pto', Donations, legaaes and grants DonatlOn8 8nd collection box88 Legacies 4,591 3,183 4,591 3,183 Interesl received COIF depo$ll account COIF fixed interest lund COIF property fund COIF ethical fund 24 21 168 344 51 376 1.142 1,481 26.445 1,043 1,320 23,735 Dlvidends r8c8ived Members. subs¢riplion8 Holiday home ienlal Total reeelpls Paymonts: Flnancial esslstan Pollce convalescent horne out of pocket expenses Holiday home tunnlng costs OPCCN Admlnlslralion post Legal and profe5$ional fees Trustee Indemnlty Insurance 21.935 875 18.850 6,370 1,788 291 18.047 293 14.764 6,302 1,628 582 Total payments Net Ipaymentsl for thg year 15.4111 11831 Cash funds 8t 31 December 2021 234 Cash funds at 31 Dèeember 2022 Norfolk Constabulary Benevolent Fund statement of assets and liabllitles AS at 31 December 2022 2022 Unr¢strlcted Funds 2021 Unre$trlctsd Fund8 Cash fund6 B9￿19Y9 CUTrent account COIF Charities deposlt account 62,723 eg,276 Totsl ca8h funds Valuatlon 2022 Valuatlon 2021 Invajtmgnt assets M & G Chadfund unlts COIF Charitles Flxed Interest Fund COIF Charftles Property Fund COIF Charitses Ethlcal Fund 26,219 4,254 6,056 JQL67 27,765 4.870 6,875 227 Total Invostmgnt assèts Cost Valuatlon 2022 2022 Cost Valuatlon 2021 2021 Assots r•taln•d for own Ltsè Holiday home at Kelllng Heath- Plot 45 53,8 42.995 53.800 41.500 Hollday home at Kewing Heath- Pbl NR20 Tatal assèts ratsln•d for own ujo 113 Credltoys and ac¢rual$ Cr8dllors and accrua18 Total cr8dliors and accruals Thasa ffinanclal ststèments wer8 8pprov8d by the tru8lees on......... by.. .and are slgned on thelr bahalf N Davlson J Brown Ch£lr Traasurer Norfolk Constabulary Benevolent Fund Independent Examiner's report to the trustees Year ended 31 Docember 2022 I report lo Ihe charily trustees on my examination of the acc4unls ol ihe charity for th8 year ended 31 D8C8mb8r 2022 whith are $8t out on th8 8for8 mentioned pag£s of th8se fin8ncl81 st8tèments. ReÈponÈlbilitlès and bas18 of report As the charily's trustees you ar8 responsible for lh& preparation of th8 8ccounts in &Gcord8nce wth the requirements of the Chartties Act 2011 1.the Act'l. I report In respect ol my examinatlon ol the charity's accounts caThied oul under section 145 of tha Act and in carrwng out rny examln8tlon I have followed 811 th8 8ppIIG8ble Dlrèotions glv6n by the Charlty Commisslon under S8Ction 14515llbl of the A¢1. Independent ex8mlner'$ Statement I h8V8 complèted my examinatlon. I confirm that no material matters have come to my attgntlon in connedion with the examlnatlon glvlng rn8 cause to belleve that in any material resp8Ct.. a¢counling records W8r8 not kept in r8SP8Ct of th8 Ch8rlty 8s requlrad by secllon 130 01 Ihe Act.. or 2. th6 accounts do not accord wth those records.. or the accounts do not comply wlth ftt8 applicabl8 r8quir8m8nts concèrning the form and content of accounts sel out in the Charities (Accounts and Reports) Regul8tlons 2008 other th8n sny requirement that the awounts give 8 'tru8 8nd f8ir view, which is not a matter consldered as part ol an independent examination. I have no concern$ and have come across no other mallers in collnecknon with the examlnautsn to whlch attentlon should be drawn In thls report in order to enable a proper understanding of the accounts to be r98¢hed. L Thurslon FCCA Independent 8xamin8r Lovewell Blake LLP Flrst Floor Sulte Unit 2 Hillside Business Park Bury St Edmunds IP32 7EA 24 M8y.2023 CHARITY REGISTRATION NUMBER: 257462 Norfolk Constabulary Benevolent Fund Unaudited financial statements 31 December 2022 Norfolk Constabulary Benevolent Fund Flnanclal statements Year ended 31 December 2022 Page Trustees annual report Receipts and Paymenls Account Statoment of Assats and Llablllties Independent Examin8rts Report Norfolk Constabulary Benevolent Fund Trustees, annual report Year ended 31 December 2022 The trustees ara pleased to pr8s8nt their report, togèth8r with the finan¢i81 slalem8nts for the year ended 31 December 2022. Reference and admlnistratlon detalls Registered charity name Norfolk Constabulary Ben6vol8nt Fund Charity registration number 257462 Princlpal offlc$ Norfolk Constabulary Jubilee House Falconèrs Chasè Wymondharn. NR18 OWW The trUSt￿S The trustees who served during the year and al the date of approval were as follows.. Executive committee N Davison J Broome J Brown H Ireson Ichairl Ivice Chairl ITreasurerl IS8crelaryl Committee M Askham P Bassham L Bishop R Bray S Cooper D Cormican L Dennls A Edge K Gillies l Hicks J Higgins R Jeffrey D Johnston J Johnston SLee S Murray T Pearce P Roach S R059 S Schu¢roft M Sheperd J Silom J squI￿s E Watson P Wheatley J Wright {Appoinled 8 July 20221 National Association Retired Police Officers INARPOI representative Mcox Am)ed Forces Charity ISSAFAI representslive D Kerr Norfolk Constabulary Benevolent Fund Trustees, annual report (conllnued) Year ended 31 Decgmber 2022 Bartk8rs Bardays Bank PIC Lelcester Leice8tershire, LE87 2BB Ind•p8nd8nt •xamlner L Thurslon FCCA Lovbwall Blaka LLP Flrsl Floor Sult Unit 2 Hillside BusineBS Park Bury St Edmunds, IP32 7EA ObJectlves and actlvltle Th& Norfolk Constabulary 88nèvolent Fund was establlshed lo asslst in needy r2ses of members, former members, thelr wldows, orphans or dapgndents. It carrlès out thesa oblectlves by paylng grants and provldlng crlsss loans vth8re n8cessèry as well os tha provlsion of hollday homes for subsidlsed holldays axd lor r6splt8 or convalescenc8. Memb8r8hip of th8 fund is opon to all satvlng offlcerg of Norfolk Constabulary. The fund assists rn8rnbeTS, forrr8r mambèrs, thalr wldows, orphans and dep6ndanls In Ilmes of hardshlp. The fund Bimg to help current members In need to r8tUTn more quIc￿Y to perfom Ih81r dudeg to the publlc. Publlc lJ•nefft The twstses have consldered the Ch8rity CornTlllsslon's guldance on pub]Ic benaflt. They conflrm that In plannlng and G8rrwng out thè charlly's actiwtl88 they have had reoards to thls guldance. Achl8v•ments and performanco Th8 fund generalas the majority of it5 inwmE from monthly conlrlbuuons made by offi¢er8 In Norfolk forcg. Othar Income Is derived from donallons and coFlection boxes at Èach of the ststlons. Investment income Is earned from balances hèld In th& fund's bank accounts, Charifund Units h81d wth M & G S6euritles Llmiled, and invoslments in COIF Charities Fund5. The fund owns and oparales two mobilè homes at Kelling Hèath. Ona mobl18 hom& Is used to provldè fr88 resplle accommodafjon lor members In need and was usgd by resplte cases durfng th8 year. Thè socond Is lal to members for short breaks to g8ner8tè Inctsmè to help flnanc8 the runnlng costs of both mob118 horne8. The fees charged are reviowed annually. The runnlng c￿￿ts aT8 review8d r6gularfy and the future of the rnoblle homes contlnuès to be revlewed. Durlng the year 18 12021.. 161 applications for financial 8$slstanee were recelved of whlGh 16 12021.. 141 were approved In Ih5s year and one shortly after the yeor end and £17,640 12021.. £13.7671 was pald In grants and donatlons to members and former members or thelr dependants. Truslee repre5entsUon across the county Is constantly monltored to be able to Identlfy new ca8es of need. Durtno the year the trustee8 have followed Ihg pollcy that 8 quorum shall be entltled to rnake 8 Grant not exceeding 5% 01 the total imiestmenl and cash assets of the fund. as publi5h8d in the Annual report. Norfolk Constabulary Benevolent Fund Trustees. annual report (contlnuedj Year ended 31 December 2022 Structure, govemance and managerngnt The fund was estsblished und8r rulés adopted In January 1968 a8 amended on 17 March 1994. The propetly of the fund is vested In truste88 And the manag8mgnt is through the ExeGUtive Committee. The fund Is now working to the revised consl'tulion adopted in 2014. The currenl trLlStees are shown wthln these financlal sts1érn￿ls including thosè who have served dudng the yegr and any appoinbnent and resignation d8téS 8s required. Membership Is opèn to poll¢e officers of any rank servlng Norfolk Cons18bulary. The Executlve Committ8e rs elected by the members. FlnJn¢lal Teview Membershlp numbars h8ve increased during thè year and subscrlptlon rates hav8 remained the samè. Investments are considered by th8 comrnitt8e and continue to perform satisfaclorfly In th8 Cutyènl diffiojll oconomic climate. Incoffle In the year èndéd 31 D8￿mber 2022 amounted to £44.698 12021.. £41,431). Hollday home rantsl amounted to £11,03912021.' £12.1501. Expendlture In the year ended 31 December 2022 amounted to £50,109 (2021.. £41,614}. The net payment In lh8 year to 21 December 2022 amounted lo £5.411 12021.. £1831 which has decreased the balance ol unrestricted reserves to £73,640 {2021.. £79,051) at the year end dato and remains to bb Garried forward. The net pkymènt is exp8¢led and in linè with the Reserves policy noted below. Reserves policy The charlty needs resarves lo g8ngrate investment Income to h81p finan￿ grant expenditure. The Investments are reviewed wlth the fund's investment 8dvis8rs regularly lo ensure that sufficient liquid reserv85 are availabl8 to meet prtdlcted expenditur8 for Ihe ensuing six months. The ¢harfly's reseNes policy Is lo m8inlgin reserves at a level adequate to protect Its ongoing work. Thls Oicy Is reviewed annually. The chaiity aims to hold sulficienl r6serv88 to cover six months, wnnlng eosts188s purchase of assets, thls equat&% to £22.349 12021.. £20,807). The ch8rfty'$ racelpls and payments unrestricted cash as 8t 31 D8￿rnber 20221$ in surplus wlth actual resetves belng £73,64012021.. £79,051). The trustees wlll look ￿ expense excess funds over the for8seeable future and thè trustèes consSd6r that th8 charity Mrill continue as 8 9olng conGern. The￿ are no material uncerl8inti&8 8bout th8 charitys abllity to continue. Plans for future periods The ¢h8rlly plans to contlnue to 8Sslsl rnemb8rs. former membars. Ihvlr wldows, orphans or dap8ndants over tha next year and in doing so plan lo pay grants and provlda holiday homes for subsidis8d holidays and for resplte or eonvalgscen¢e for tha loraseeablè futur8. Norfolk Constabulary Benevolent Fund Trustees, annual report (Gontinued) Year ended 31 December 2022 Relatsd party transaetlon$ Truste85 w8re relmburs8d amounts totally £1,77812021: £2931 during tha year. There were no other related party transactions during this or fhe prior perlod. Indapgnd•nt ?xamln8r roappolntm8nt A resDluUon to appolnt L Thurslon FCCA of Lovew811 Blake LLP as Ind8p8ndent 8xamlnar wlll b8 proposed at the next Annual General Megting. Th8 Iruste8s' ennual r8POrt W8s approvad on . and signèd on bahaKof the board of trustees by.. N Da￿￿on J Br¢wn Chalr Tr888U Norfolk Constabulary Benevolent Fund Receipts and payments account Year end¢d 31 Dbeèmber 2022 2022 2021 Rg¢05pto', Donations, legaaes and grants DonatlOn8 8nd collection box88 Legacies 4,591 3,183 4,591 3,183 Interesl received COIF depo$ll account COIF fixed interest lund COIF property fund COIF ethical fund 24 21 168 344 51 376 1.142 1,481 26.445 1,043 1,320 23,735 Dlvidends r8c8ived Members. subs¢riplion8 Holiday home ienlal Total reeelpls Paymonts: Flnancial esslstan Pollce convalescent horne out of pocket expenses Holiday home tunnlng costs OPCCN Admlnlslralion post Legal and profe5$ional fees Trustee Indemnlty Insurance 21.935 875 18.850 6,370 1,788 291 18.047 293 14.764 6,302 1,628 582 Total payments Net Ipaymentsl for thg year 15.4111 11831 Cash funds 8t 31 December 2021 234 Cash funds at 31 Dèeember 2022 Norfolk Constabulary Benevolent Fund statement of assets and liabllitles AS at 31 December 2022 2022 Unr¢strlcted Funds 2021 Unre$trlctsd Fund8 Cash fund6 B9￿19Y9 CUTrent account COIF Charities deposlt account 62,723 eg,276 Totsl ca8h funds Valuatlon 2022 Valuatlon 2021 Invajtmgnt assets M & G Chadfund unlts COIF Charitles Flxed Interest Fund COIF Charftles Property Fund COIF Charitses Ethlcal Fund 26,219 4,254 6,056 JQL67 27,765 4.870 6,875 227 Total Invostmgnt assèts Cost Valuatlon 2022 2022 Cost Valuatlon 2021 2021 Assots r•taln•d for own Ltsè Holiday home at Kelllng Heath- Plot 45 53,8 42.995 53.800 41.500 Hollday home at Kewing Heath- Pbl NR20 Tatal assèts ratsln•d for own ujo 113 Credltoys and ac¢rual$ Cr8dllors and accrua18 Total cr8dliors and accruals Thasa ffinanclal ststèments wer8 8pprov8d by the tru8lees on......... by.. .and are slgned on thelr bahalf N Davlson J Brown Ch£lr Traasurer Norfolk Constabulary Benevolent Fund Independent Examiner's report to the trustees Year ended 31 Docember 2022 I report lo Ihe charily trustees on my examination of the acc4unls ol ihe charity for th8 year ended 31 D8C8mb8r 2022 whith are $8t out on th8 8for8 mentioned pag£s of th8se fin8ncl81 st8tèments. ReÈponÈlbilitlès and bas18 of report As the charily's trustees you ar8 responsible for lh& preparation of th8 8ccounts in &Gcord8nce wth the requirements of the Chartties Act 2011 1.the Act'l. I report In respect ol my examinatlon ol the charity's accounts caThied oul under section 145 of tha Act and in carrwng out rny examln8tlon I have followed 811 th8 8ppIIG8ble Dlrèotions glv6n by the Charlty Commisslon under S8Ction 14515llbl of the A¢1. Independent ex8mlner'$ Statement I h8V8 complèted my examinatlon. I confirm that no material matters have come to my attgntlon in connedion with the examlnatlon glvlng rn8 cause to belleve that in any material resp8Ct.. a¢counling records W8r8 not kept in r8SP8Ct of th8 Ch8rlty 8s requlrad by secllon 130 01 Ihe Act.. or 2. th6 accounts do not accord wth those records.. or the accounts do not comply wlth ftt8 applicabl8 r8quir8m8nts concèrning the form and content of accounts sel out in the Charities (Accounts and Reports) Regul8tlons 2008 other th8n sny requirement that the awounts give 8 'tru8 8nd f8ir view, which is not a matter consldered as part ol an independent examination. I have no concern$ and have come across no other mallers in collnecknon with the examlnautsn to whlch attentlon should be drawn In thls report in order to enable a proper understanding of the accounts to be r98¢hed. L Thurslon FCCA Independent 8xamin8r Lovewell Blake LLP Flrst Floor Sulte Unit 2 Hillside Business Park Bury St Edmunds IP32 7EA 24 M8y.2023