REGISTERED CHARITY NUMBER: 257201
REPORT OF THE TRUSTEES AND
UNAUDITED FIIYANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JULY 2025
FOR
HARLOW CHORUS
Brindley Jacob
Chartered Accountants
l67 Turners Hill
Cheshunt
Hertfordshire
EN8 9BFI

HARLOW CHORUS
CONTENTS OF THE FINANCIAL STATEMENTS
for the Year Ended 31 JULY 2025
Page
Report of the Trustees
Independent Examiner's Report
Statement of Financial Activities
Balance Sheet
Notes to the Financial Statements
7 to 11
Detailed Statement of Financial Activities
12 to 13

HARLOW CHORUS
REPORT OF THE TRUSTEES
for the Year Ended 31 JULY 2025
The trustees present their report with the financial statements of the charity for the year ended 31 July 2025. The trustees
have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to
charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of
Ireland (FRS 102) (effective l January 2019).
OBJECTIVES AND ACTIVITIES
Charitable Object
The object of Harlow Chorus is to fosler the public knowledge and appreciation of choral music by performing publicly such
music to the highest possible musical standard
Governance and Management
The charity is an unincorporated association: governed by a revised constitution approved by the AGM on 20th November
2023. Membership is open to any person interested in furthering the charitable object, who has paid the annual subscription
and provided evidence of their continuing musical ability to the satisfaction of the Musical Director. There are up to ten
Committee Members who are elected by the members at the AGM. Except for the three officers (Chair, Treasurer and
Secretary) who can serve for up to 7 years, committee Members nomially serve for up to four years. The Committee
Members are the trustees of the charity. The choir is run by its membership on a voluntary basis.
Aims and Intended Impact
"Singing with passion and professionalism"
Harlow Chorus aims to inspire and educate its membership and to enjoy and perforni at the highest standard. We aspire to
attract a wide variety of audience, keeping the strong choral tradition alive and fostering new talent across the age range.
We aim to be a versatile, amateur choir maintaining professional standards, maximizing the potential of all members. We
enjoy singing a varied repertoire to a wide audience in a range of inspiring and prestigious venues.
Public benefit
The trustees have complied with the duty in section 17 of the Charities Act 201 I to have due regard to public benefit
guidance published by the Charity Commission.
In addition to the public educational benefits to participants and audiences, the Committee is conscious that its activities
must be affordable, so we continue to offer free membership to the under 25's, and any other member with financial
di fficulties can privately discuss a special reduced subscription arrangement with the Treasurer.
Harlow Singers
Harlow Chorus Academy, later renamed Harlow Chorus Training Choir, which started in 2009 disbanded prior to Covid.
Under the banner of "Harlow Singers" it reformed in September 2021 thanks to the efforts of Judy Reeve who is the choir's
administrator and it now has 20 members. Sara Stowe has been its musical director and accompanist during that time and we
are very thankful for the work they do for our associate choir.
Page I

HARLOW CHORUS
REPORT OF THE TRUSTEES
for the Year Ended 31 JULY 2025
ACHIEVEMF.NT AND PERFORMAIYCE
Principal Activities and Achievements during the Year
Our season started on 28th September with us preforniing in Ely Cathedral along with 5 other choirs, in "Eredita" a concert
to celebrate the li fe and legacy of Michael Kibblewhite the founder of Harlow Cho￿￿. Each choir perfonned several pieces,
and the massed choirs sang the Hallelujah Chorus, the Star Carol, one of Michael's favourites and excerpts from West Side
Story.
Our first main concert of the season was on Saturday 9th Novernber 2024 in St John's Church, Epping, when we performed
Mathias, Missa Brevis; Martines, DixRt Dominus and Vivaldi, Gloria.
Our Family Christmas concert was on 14th December in St Stephen's church, Harlow, together with the Henry Moore
Primary school choir and the week before, on Sunday 8th December we had put on a carol concert in Copped Hall, in aid of
the Copped Hall Trust.
We said goodbye to our Musical Director of 8 years, Edward-Rhys Harry after the Christmas festivities. We would like to
extend our thanks to Edward for a very successful period and wish him well as he takes up his new role with the Military
Wives choir.
We welcomed back our President, Sarah Tenant-Flowers who conducted our next two concerts; the first on Saturday 26th
April once again in Epping when we performed Handel's Judas Maccabaeus.
The final concert of the season "American Pie" was on 12th July in All Saints Church, Hockerill, when we sang a selection
of pieces by American composers, from Samuel Barber to Irving Berlin including folksongs, spirituals, classical works and
songs forni the shows.
We were extremely grateful to Sarah who brilliantly held the fort for the f￿st 7 months of 2025. At the start of the Autumn
2025 tenn, we welcomed James Morley Potter as our new musical Director and very much look forward to a long and
successful working relationship with hlm.
At the end of July membership stood at 75 but in the early months of the new tenn this has increased to 80.
FINANCIAL REVIEW
Financial Review
The overall result for the year was a profit of £2099, (loss £1055, 2023/24). This was a good result given a number of
uncertainties during the year
We remain grateful to the "Friends" of Harlow Chorus for their continued financial support and to all the members who
support us in so many ways.
Fund raising has also been successful with an excellent qUl4 another excellent Christmas hamper raffle and income raised
from hiring out music from our library.
We remain very well placed financially.
Reserves policy
The Cash Reserves now stand at just over £56k and it remains the aim of the trustees to maintain these reserves at a level
which meets at least six months, expenditure.
FUTURE PLANS
The 2025126 season is our 50th Anniversary, with our first concert on Saturday I st November in Epping when we perforn]
Rossini; Petite Messe Solonnelle
Further concerts are planned for December 6th (carols in St Stephen's church Harlow), April 18ih "Songs of Travel" & our
50th Anniversary Concert in Saffron14all on I I th July 2026 when we perform Mendelssohn s Elijah.
Page 2

HARLOW CHORUS
REPORT OF THE TRUSTEES
for tbe Year Ended 31 JULY 2025
STRUCTURE, GOVERNANCE AND MANAGEMENT
Governing document
The charity is controlled by its governing docum￿( a deed of trust and constitutes an unincorporated charity.
Rlsk management
The truslecs regul£￿]Y review the operational and business risks faLcd by thc Lknty and have Vitablished systems to mitigate
thc significant risks.
REFERENCE AND ADMINISTRATIVE DETAILS
Registered Charity number
257201
Principal address
St. Johns Arts & RcLreation Centre
St. Johns Walk
Harlc)w
Essex
CM170AJ
Trustces
Mrs R J Davis (Chair)
P A Sandell (Treasurer) (appointed 25.11.24)
Miss C E Patridge (Secretary)
JRLord
Dr R M L Warren (Treasurer) (resigned 25.11.24)
D C Bromagc
J R Paternoster
Ms J Pickergill
D Marshiill
Independent Examiner
Brindlcy Jacob
Chartcred Accountanis
167 Turners Hill
Cheshunt
HLrtfordshire
EN8 9BH
Bankers
CAF Bank Limited
PO Box 289
Kings Hill
Wesl Malling
Kent
ME194TA
Approved by order of the board of trustecs on ..............-.............-...............- and signed on its behalf by:
Mrs R J Davis - Trustee
Page .3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF
HARLOW CHORUS
Independent examiner's report to the trustees of Harlow Chorus
report to the charity trustees on my examination of the accounts of Harlow Chorus (the Trust) for the year ended
31 July 2025.
Responsibilities and basis of report
As the charity t￿￿teeS of the Trust you are responsible for the preparation of the accounts in accordance with the
requirements of the Charities Act 2011 ('the Act,).
I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my
examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.
Independent examiner's statement
I have completed my examination. I confirni that no material matters have come to my attention in connection with the
examination giving me cause to believe that in any material respect:
accounting records were not kept in respect of the Trust as required by Section 130 of the Act. or
the accounts do not accord with those records; or
the accounts do not comply wilh the applicable requirements concerningy the form and content of accounts set out in
the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and
fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be
drawn in this report in order to enable a proper understanding of the accounts to be reached.
Maurice Brindley Bsc FCA
Brindley Jacob
Chartered Accountants
167 Turners Hill
Cheshunt
Hertfordshire
EN8 9BH
Date: .......
Page 4

HARLOW CHORUS
STATEMENT OF FINANCIAL ACTIVITIES
for the Year Ended 31 JULY 2025
31.7.25
Unrestricted
fund
31.7.24
Total
funds
Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
25,384
26,028
Charitable activities
Income from Charitable Activites
10.880
11,958
Other trading activities
Investment income
8,530
2,405
7,514
1,393
Total
47,199
46,893
EXPENDITURE ON
Raising funds
549
641
Charitable activities
Income from Charitable Activites
Expenditure from Charitable Activites
44,551
47,307
Total
45,100
47,948
NET INCOME/(EXPENDITURE)
2.099
(1,055)
RECONCILIATION OF FUNDS
Total funds brought forward
59,550
60,605
TOTAL FUNDS CARRIED FORWARD
61,649
59,550
The notes forni part of these financial statements
Paoe 5

HARLOW CHORUS
BALANCE SHEET
31 JULY 2025
31.7.25
Unrestricted
fund
31.7.24
Total
funds
Notes
FIXED ASSFTS
Tangible assets
5,499
6,110
CURRENT ASSETS
Stocks
Debtors
Cash at bank and in hand
50
626
56,369
50
353
53.908
57.045
54,311
CREDITORS
Atnounts falling due wiihin one yLar
(895)
(871)
NET CURRE,YT ASSETS
56,150
5_3,440
TOTAL A.SSFTS LESS CURRENT
LIABILITIES
61.649
59.550
IYF.T ASSETS
61,649
59,550
l•"UNDS
Unrc.striLlcd fun(Ls:
General fund
61,649
59.550
TOTAL FUNDS
61.649
59,550
The financial statements were approved by the Board of Trustees and authoriscd for issue on
aiid w¢rL ¢iigned on its behalf by:
R J Davis - Truslee
The notes forni part of thcse finanLial statcments
Pagc 6

HARLOW CHORUS
NOTES TO THE FINANCIAL STATEMENTS
for the Year Ended 31 JULY 2025
ACCOU]YTING POLICIF.S
Basis of preparing the financial statements
The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in
accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of
Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting
Standard applicable in the UK and Republic of Ireland (FRS 102) (effeclive l January 2019),, Financial Reporting
Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland, and the Charities Act
201 l. The financial statements have been prepared under the historical cost convention.
Income
All income is recognised in the Statement of Financial Activities once the charity has cntitlement to the funds, it is
probable that the income will be received and the amount can be measured reliably.
Expenditure
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity
to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount
of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified
under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular
headings they have been allocated to activities on a basis consistent with the use of resources.
Tangible fixed assets
Furnilure and equipment is written off at l O % on a reducing balance basis.
Stocks
Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow
moving items.
Taxation
The charity is exempt from Lix on its charitable activities.
Fund accounting
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions
arise when specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.
OTHER TRADING ACTIVITIES
31.7.25
31.7.24
Fundraising events
Refreshments
100 Club Sub
4,856
1,330
2,344
3,525
1,449
2,540
8,530
7,514
Page 7
continued...

HARLOW CHORUS
NOTES TO THF. FINANCIAL STATEMENTS- continued
for the Year Ended 31 JULY 2025
INVESTMFNT INCOME
31.7.25
31.7.24
Deposit account interest
2,405
1,393
TRUSTEES, REMUNERATION AND BENEFITS
There were no trustees, remuneration or other benefits for the year ended 31 July 2025 nor for the year ended
31 July 2024.
Trustees. expenses
There were no trustees, expenses paid for the year ended 31 July 2025 nor for the year ended 31 July 2024.
TANGIBLE FIXED ASSETS
Fixtures
and
fittings
COST
At l August 2024 and 31 July 2025
26,217
DEPRECIATION
At l August 2024
Charge for year
20,107
611
At 31 July 2025
20,718
NET BOOK VALUE
At 31 July 2025
5,499
At 31 July 2024
6.110
STOCK.S
31.7.25
3 l.7.24
Stocks
50
50
Page 8
continued...

HARLOW CHORUS
NOTES TO THE FINANCIAL STATEMENTS- continued
for the Year Ended 31 JULY 2025
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.7.25
31.7.24
Other debtors
626
353
CRF.DITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.7.25
31.7.24
Other creditors
895
871
MOVEMENT IN FUNDS
Net
movement
in funds
At
31.7.25
At 1.8.24
Unrestricted funds
General fund
59,550
2,099
61,649
TOTAL FUNDS
59,550
2,099
61,649
Nei movement in funds, included in the above are as follows:
Incoming
resources
Resources
expended
Movement
in funds
Unrestricted funds
General fund
47,199
(45,100)
2,099
TOTAL FUNDS
47,199
(45,100)
2.099
Comparatives for movement in funds
Net
movement
in funds
At
31.7.24
At 1.8.23
Unrestricted fund5
General fund
60,605
(1.055)
59,550
TOTAL FUNDS
60.605
(1,055)
59,550
Page 9
continued...

HARLOW CHORUS
NOTES TO THE FINANCIAL STATEMENTS- continued
for the Year Ended 31 JULY 2025
MOVEMENT IN FUNDS- continued
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
Resources
expended
Movement
in funds
Unrestricted funds
General fund
46,893
(47,948)
(1,055)
TOTAL FUNDS
46,893
(47,948)
(1,055)
A current year 12 months and prior year 12 months combined position is as follows:
Net
movement
in funds
At
31.7.25
At 1.8.23
Unrestricted funds
General fund
60,605
1,044
61,649
TOTAL FUNDS
60,605
1,044
61,649
A current year 12 months and prior year 12 months combined net movement in funds. included in the above are as
follows:
Incoming
resources
Resources
expended
Movement
in funds
Unrestricted funds
General fund
94,092
(93,048)
1,044
TOTAL FUNDS
94,092
(93,048)
1,044
Page 10
continued...

HARLOW CHORUS
NOTE.S TO THE FINANCIAL STATEMENTS- continued
for the Year Ended 31 JULY 2025
10.
RELATED PARTY DISCLOSURES
There were no related party transactions for the year ended 31 July 2025.
Pagye I I

HARLOW CHORUS
DETAILED STATEMENT OF FINANCIAL ACTIVITIES
for the Year Ended 31 JULY 2025
31.7.25
31.7.24
INCOME AND ENDOWMENTS
Donations and legacies
Donations & Firiends Subs
Gift aid
Subscriptions
Harlow Singers, income
HS previous years surplus
2,590
3.893
14,695
4,206
2,335
4,018
15,030
3,668
977
25,384
26,028
Other trading activities
Fundraising events
Refreshments
100 Club Sub
4,856
,330
2,344
3,525
1,449
2,540
8,530
7,514
Investment income
Deposit account interest
2,405
1,393
Charitable activities
Concert Income
Other Income
9,830
1,050
11,053
905
10,880
11,958
Total incoming resources
47,199
46,893
EXPENDITURE
Raising donations and legaeies
Fund Raising costs
549
641
Charitable activities
Refreshments Costs
Concert Costs
Rehearsal Prof Fees
Rehearsal hire of halls
Marketing
Hire & Purchase of Music
Harlow Singers Cost
Admin Cost
Insurance
Carried forward
l53
15,644
20,36 I
10.841
5,976
87
1,929
3,374
214
896
43,689
5,774
188
2,776
3,930
570
700
40.876
This page does not fonn part of the statutory financial statements
Page 12

HARLOW CHORUS
DETAILED STATEMENT OF FINANCIAL ACTIVITIES
for the Year Ended 31 JULY 2025
31.7.25
31.7.24
Charitable activities
Brought forward
Stage Storage Cost
100 Club
Depreciation of F & F
40,876
860
1,190
43,689
710
1,246
672
43,537
46,317
Support costs
Finance
Bank charges
120
120
Governance costs
Accountancy and legal fees
894
870
Total resources expended
45.100
47,948
Net income/(expenditure)
2,099
(1,055)
This page does not forni part of the statutory financial statements
Page 13