REGIsfERED CHARITY NUMBER: 257201
REPORT OF THE TRusfEES AND
UNAUDITED FINAf4CIAL sfATEMENrs
FOR THE YEAR RNDED JI JULY 2024
FOR
HARLOW CHORUS
Brindley Jaeob
Chartered Ac¢ounlaiits
167 Tumcls Hill
Cheshunt
Hertford5hire
EN8 9BH

HARLOW CHORUS
CONTENTS OF THE FINANCIAL STATEMENTS
fortbe Year Ended 31 JULY 2024
Pxge
Repoi't of tlieTrustees
I to 3
Indepthdent Examlller's Report
Statement of FlnancS¥tl Adivltles
Bal%ii¢e Sheet
Notes to the FliiAnelal Statements
7 kn 11
Detailed Stfttem¢nt of Finantlal Activitits
12 to 13

HARLOW CHORUS
REPORT OF THE TRusfEES
for th¢ Y¢ai' Ended 31 JULY 2024
The trustees present their rew)rt willi lh¢ financial sM¢fftenis of the charity for the year ended 31 July 2024. The truslees
have adopted the provisions of Awoulltin¥ Reporting by Charities.. Statement of Recommended Practice applicable
to ¢harities preparing their accounls in accordaiice ivith the FIna￿ClaI Reporting Standard applicable in the IJK and
R¢publi¢ oflrelarid (FRS 102) (etTective l janu￿ 2019).
OBJEcfivES AND AcfIvITIES
Charitable Object
Tlie object of HArloiv Chorus is to fo5￿ the public knowledge and aptrttiatiott of choral music by wformittg publicly
such music to th¢ highest possible Musi￿1 standard.
Goveriianee and M*n#%tmtnt
Th¢ char5ty is an unin¢orporated ags0¢iation. govem¢d by a r¢vised constltution approved by thc AGM on 20th
November 2023. Membership is open to any person inteTesied in fvrthcring tlic charitable obje¢i, who has paid the
annual subs¢ripiion and provided eviden¢¢ of their continiLin8 musical ability to the s&tisfa¢tion of tlie Musical Dire¢tor.
There ale up to t¢n Committee Members who are eleeied by the members at the AGM. Except for th¢ Iliree officers
(Chair, Treasurer and s￿￿Etary) who can setve for up ¢0 7 years, committee Members nornially serve for UP to four
years. The Committee Membets are ihe twstees of the charity. The choir is run by its m¢mb¢rship on a volunlary basis.
Aim8 xnd Intended Impact
"SlngSngwRtli pgssion And pYof¢sslonalism"
Harlmv Chorus oims to inspire aml educate its m¥nbcrship Ind to enjoy and perfoim at the Iiighest standard. We aspir¢
lo artra¢t a ivide variety of audience, keeping th¢ strortg ehoral tradition alive at)d fostering rt￿¥ talent a¢r05s th¢ a¥e
rallge.
We aim to be o veuatile, amateur ¢hoir maintaining prof¢ssional 51andards, maximissng the potential of all memb¢rs. We
enjoy singing thvaried repertoifeto a wide audience in a ronge of inspiring artd prestigious venues.
Publle beii¢fit
Tlie tTus¢¢¢s have complied with thc duty in se¢lion 17 of th¢ Charities Act 2011 to haye du¢ r¢Bard to public benefit
guidance published by th¢ Chority Comniission.
In addition to the public educational benefits to participants and audiences, the Comjnitiee is conscious that its a¢fivilie5
m115t be alyordable, so ive continue to off¢r fr¢¢ meinber5hip lo (he under 25,$, and any other member ivith financi
diffi¢uliies cat) privately discuss a special reduced subscrtption arrangement with th¢ Treasurer.
rlow Sliiger$
Horloiy Chon]s Acttdemy, later reDamed HarlN¥ Chorus Training Choir, Ivhich started in 2009 disbamled PTiorto Covid.
Uijder ihe baiiner of "Harlow Singers" it refom)ed in September 2021 thanks to the efforts of Judy Reevt who is ihe
￿￿11'S &dminiStr￿of And it noiv ha5 20 tllembers. Sara Stmve has been its musical diLt¢tor and accompanist during thal
time and we are very thankful for the work they do forour 8ssociate¢hoir.
Page I

HARLOW CHORUS
REPORT OFTHB TRUSTEES
tlie Yeai- Ended 31 JULY 2024
ACHIEVEMENT AND PERFORMANC
PrincipRI Actlvltles #nd Aehievements durliig the Year
Our first Concert of the seasorn w&s on Saturday 14¢h od0￿r 2023 in Waltham Abbey Church, wheth we perfomied
Faure's and Saens Saint'5 Requiems.
Our next concert iv&s on 9th De¢emher in St 3din's church, Epping, when we perfomed the magnificent woAr, Handel's
Messiah and ilie week befor¢, on Sunday 3rd December, we had pu¢ on a carol corteert it) Copped Hall, it) aid of Ihe
Copped Hall Trnst.
On sa￿rdaY February 17th a number of th¢ choir joined ivith two other Choi￿ to perfomi in the Welsh Festival of Music
held iii the ReÈenl Hall, Oxford Street oll the occasion of Sir Karl Jenkins, 80th birthday. The programme coJnpri5ed
'Th¢ Sh&doiYs of Wav,, Composed & eonducted by Paul Mealor. °Gweddi" Composed by Arwel Hugh¢s atid ¢¢)nducted
by his son, (hyain What .qustsins the World" composed especially for the festival by our own Edward-Rhyg Htrry and
"Symphoni¢ Adi¢mus" by Karl Jenkins
On April 13th again in St John's Eppin& accompynied by Bi5hop'5 Slortford Sinfonia we perfomied Ethel Smyth's
Mas5 in D. Paul Mealols Shadows of War & the whnning piece from our Young Coinposers, CompetitlOD' The Lord is
my light (Psalm 27) by David McGrcgor.
Anothcr "Come & Siiig event ivas held on I Ith May in High Wych chu￿￿ wheji w¢ worked tljrough Mendelssohn's
Elijah
The final ￿n¢ert of the 5eawn was on 13th Suly In St Michael's Church, Bishop's Stortford, Ivhen iv¢ song a selxtion of
poplll8rpÈeces from Opera and Musicals.
Current membership now stands &t 75 but we still hope to build onthis over the months to com
FINANCIAL REVIEW
FliiAnclAI Review
The overall result for the yur wa5 a deficit of £1054. (£1,870, 2022123). This w&% a good result given a n￿ni￿r of "on¢
events and two expcfisive or¢hestral eoncerts siaged.
We r¢m&in grat¢thl to die "FrieThJs" of Harlow Chorus for their wnlinwl financial sUp￿rt fynd to all th¢ members ivho
support Us irt so many ways.
Fund raising has also been su¢c¢55th1 ivith an exc¢llen¢ quÈz #nd income raised fron] hiri¥Lg out musi¢ from our library.
We remain very well placed finan¢i8lly ivith over £50k in the Bank.
Rwervts polley
The Cash Reserves noiv sland at just under £54k and it remAins ihe aiin of lhe trustees to mainlain thw reserves at
level ivhich meets at least six months, expenditure.
FUTURE PLANS
The 2024125 Se￿0￿ is unde¢ivay with our first conc¢rt on Saturday 9th Nov¢mber Epping. Vivaldi's Gloria. William
Ma¢hias' Missa Brevis and Mariaiiiia Mart1t￿S, Dixit Dominus 1$ on the Progr￿mme.
Further wncerts are pl￿ned for December (uro15 Lll St Stephen's church Harlow), April & July.
Season 2025r26 m&rf(s our Soth Anniversary aAd we iyill b¢ planning o bumper sewn to mark this Milestone and
hop¢fully a European 'Iour iyill also be ort the agenda. W¢ have book¢d Saffi0￿ Hall as th¢ venue foy our allniv¢rswry
concert on Ilth July 2026 wh¢n iv¢iviS1 perfomi Mcndelssohn's Blijth.
srRUCU'URF,, C.OVERNANCE AND MANAGEMENT
GoveiTringdocumetst
The charity is controlled by its govemii)g document, a deed of trust and ¢otE5tilutes an unincorporated ¢hfirity.
Page 2

HARLOW CHORUS
REPORT OF THE TRUSTEES
for the Year Ended 31 JULY 2024
STRUCfURE, GOVERNANCE AND MANAGEMEwr
Risk m8n8g¢ment
Thc trustecs regularly review the op¢rational and business risks faeed by the chority and have established systems to
mitigat¢ the significant risks.
REFERENCE AND ADMINISTRATIVE DKTAIiS
Reglgt¢r¢d ChHrity number
257201
Prillelpil address
St. Johns Arts & Re¢reation Centre
St. Jolw Walk
Harlow
E6S¢X
CM170AJ
Trustees
P A Salldell (Chair) (Jrsigned 20.11.23)
Miss C E Patridge (Secretary)
Mrs R J Davis (Chair)
JRLord
Di R M L Warren (Tr¢as￿rer)
Mrs G D Jones (r¢siw)ed 20.11.23)
D C Bromage
J R Palcrnoster
Ms J Pi¢kergill (appointed 20.11.23)
D Marshall (appointcd 20.11.23)
Indey¢ndentEXan￿ner
Brindley Jacob
Chartered Accountants
167 Tuniers Hill
ChG4hunt
HertfoTdshire
EN8 9BH
B8nkers
CAF Bank Limited
PO Box 289
Kings Hill
W¢st Malling
Keiit
ME194TA
Approved by order of the b¢)ard of trustees on...........
- and sigt)ed on its behalf by..
Mrs R J Davis- Trustee
Page 3

INDEPENDEf4T EXAMINER'S REPORT TO THEI TRUSTKES OF
HARLOW CHORUS
Independent ex8mliier's report to the trustees ofHarlow Chorus
I r¢port to the charity trustees on my ¢xaminatign of the accounts of Harlow Chon]s (the Trust) for Ihe year ended
31 July 2024.
Responslblllties Aiid ba515 of report
As th¢ Charity tNsiees of the Trust you ar¢ r¢sponsible for the prepa¥alion of the aw)unts in accordance with th¢
requirements of the Ch8ritie5 Aet 2011 ('the A¢l').
I report Lti respect of my examination of the TNs¢s accounts ca¥ried out undu Sectiort 145 of the Act And in ¢arryiDg out
my examination I have followed all applicable Directions given by the Charity Commission under Section 14515Xb} of
the Act.
Indepeiident examlnei's stAt¢men¢
I have completed my exainination. l confirm that no material matters have come to my attet)tion tn connection iyith the
examination giving m¢ ¢aus¢ to believe that in any material respect..
accounting re￿rdS were not kept in respect of the Twst as required by Section 130 of the Act. or
the a¢counls do ttot accord with those r¢¢ords; or
the aetounts do not comply ivith Ilie applicable requirements conc¢rniiig the forni and content of accounts set out
in the Chaiilies (Accounts artd Reports} Regvlalions 2008 oiher Ilian any requirement that the accouiits give Y4
tru¢ and fair vieiv ivhich is not a malterconsidered Js part of ath independent ¢xaminati￿1.
I have no concerns and have come across no other matters in connectioii wilh the examination to whi¢h attention should
be draivN in this report in order to enable a propEr understanding of Ihe accounts to be reached.
Maurice Brindley BS¢ FCA
Brindl¢y Jacob
Chartered Accountants
167 Tumer5 Hill
Chesliunt
Hertfordsliire
EN8 9BH
Date..
Pag¢ 4

HARLOW CHORUS
srATEMEwf OF FINANCIAL ACTIVITIES
fov tlie Year Eiidcd 31 JULY 2024
31.7.24
U¥tr¢stri¢ted
fund
31.7.23
Tol&1
funds
Not&8
INC.OME AND ENDOWMEt+rfs FROM
Donations and legacies
26,028
21,940
ChRrithblt actlvltles
Illcome from Clioritabk A¢¢ivites
Ik,958
13,559
Other trading aefivities
Investment inwme
7,514
1,393
8.318
1,212
Total
46,893
45.029
XPENDITURE ON
Raising funds
1,485
ChAI'jtAble aetlvltles
ExperÈditure frojn Charit&ble A¢tivites
47.307
45,414
TotRI
47,948
46,899
r4ET INCOMEI(EXPENDITURE)
(1,055)
(1,870)
RECONCILIATION OF FUNDS
Tothl funds brO￿ght fot%wd
60,605
61475
TOTAL FUNDS CARRIKD FORWARD
59,550
60,605
The notes forni part of th¢s¢ fuwieial sta¢¢ments
Page 5

HARLOW CHORUS
BALANCE SHEKT
JI JULY 2024
31.7.24
Unresttict
fund
31.7.23
Totsl
funds
Note5
FIXED ASSETS
Tangible assets
6.110
6.782
CURRENT ASSETS
Stocks
Debtors
Cash at bank and in hand
50
353
53,908
50
313
55,278
54,311
55,641
CREDITORS
Arnounts falling due wilhin one year
(871)
{1.818)
NET CURRENT ASSETS
53,440
53,823
TOTAL ASSETS LESS CURRENT
LIABILITILS
59,550
60,605
NET ASSETS
59,550
60,605
FUNDS
Unre51Ju¢ted funds..
Generdl
10
59,550
60,605
TOTAL FUNDS
59.550
60.605
The fth8n¢ial statonents werc approved by the Board of Trustees and authorised for issue
and were signed on its behalf by..
R J Davis- Twstee
The noies form part of Ihese financial Siatements
PAge 6

HARLOW CHORUS
N(YfES TO THE FINANCIALSTATEMENTS
for (he YeAr Ended 31 JULY 2024
AccouwrING POLICIES
BHsls of prep￿rIng lh¢ finAncixl stAttments
Tjie financial slatemertts of the Charity, ivhich is a public beneflt c￿lity und¢r FRS 102, have been prepared i
accordance with the Charities SORP (FRS 102) 'A¢counling and Reporting by Charities= Statement of
Recommended Practice appli¢able tr) charitics preparing (heir Accounts in accoydanee with th¢ Finan¢i&l
Reporting Standard applicable in the UK and Republi¢ of Ireland (FRS 102) {¢ffe¢tiv¢ l Ja￿u￿ry 2019),,
I￿]manti#l Reporting Stallda￿ 102 Th¢ Financial Rew>rting Standard appli￿ble in the UK and Republic of
Ir¢land' and the Chariti¢s Act 2011. The firtan¢ial Stat￿lleD1$ have bceii prepared llnder the hk$torieal cost
¢onvenlion.
Intomt
All incom¢ 1$ reCO￿lSed in thc Statement of Fihan¢ial A￿1VitieS the charity h&s ¢ntitl¢m¢nt t() fhe fimds, il
is probable thal th¢ in¢om¢ will be received and the anyjutil c&tL be measured r¢liably.
VJxpenditure
LiabilÈties are recognised expenditure as soon os there is a legal OT constructive obligation committing th¢
charity to that expenditure, it is wobable that w transfer of economi¢ benefits ivill be Yequired in set¢l¢ment and
the 8mount of th¢ obligation can be measured reliably. Bxpendlture is accounted for gn an acGruals basis and has
been classified under headtngs that aggregate all cost rtlaied lo the category. Where costs ¢annot be diiectly
attributed to particular he&din8s they have been allocated to activities on a basis CO￿s&￿t￿l with th¢ ￿se of
Txiiglble flxcil assets
Furnityre atld equipment is ivritt¢rt off &t IO°h on a reducing balance basi
Stocks
Siocks are valued at the lower of eost and net realisable value, after making due allowanee for obsolete Jnd sloiy
moving items.
TAxatloii
The ¢harity is exempt from tax on its charithble activities.
Fund 8ecouiitiiig
Unr¢slrict¢d fund5 can be used in accordance with th¢ chayitable obje¢tiv¢s at the dig¢retionof the frustees.
Restricted ￿rtds can only be us¢d for particul8T restritted purposes within the objects of the charity. Restrictions
arise i¥hen specified by the donoroi when thnds are raised for particular rtttricted purpos¢8.
Furth¢rexplanation of th¢ natur¢ and purpos¢ of each fund is included in die note5 to th¢ flnanci￿ statements.
OTHER TRADING A￿1VITIEs
31.7.24
31.723
Fundr8ising events
Refreshments
100 Club Sub
3.525
.449
2540
4.405
1.151
2,762
7.514
8,318
Page 7
contiiiu¢d.-.

HARLOW CHORUS
NOTESTO THE FINANCIAL sfATKMENTS- contlnued
for Ilke Yelr Ended 31 JULY 2024
INvLsfMENT INCOMK
31.7.24
31.7.23
Lkp05it account inter¢5¢
1,393
1.212
TRUSTKES. REMUNERATION AND BENEFrrs
There were no trustee5' remuneration or other benefits for thc year eDd¢d 31 July 2024 nor for the year ¢nd¢d
31 July 2023.
Trust*es' expeiises
There wwe trnstees, exp¢nses paid for the year ended 31 July 2024 nor forthey¢arend¢d 31 July 2023.
COMPARATIVES FOR THE STATEMETrff OF FINANCIAL ACTIVITILS
Unrcstricted
fimd
INCOME AP4D ENDOWMENfs FROM
Donations Artd legocies
21.940
Charltftble 8cllvltles
In¢om¢ froin Charit8blc Activites
13.559
Other Iradirtg activities
lftyestment incom¢
8,318
1.212
TotAI
45,029
EXPENDITURE ON
Raising funds
1,485
Charitable actlvltles
Expendituie from ai&riiablt Adivites
45,414
Total
46.899
NET NCOMEI(EXPENDITURE)
(1,870)
RELONCII.IATION OF FUiYDS
'rotal f￿ndS biDught fotward
62,475
T(YfAL FUNDS CARRIED FORWARD
60,605
Pag¢ 8
continued...

HARLOW CHORIJS
NOTES TO THE FINANCIAL STATEMENTS- tondnu¢d
foi. the Year Ended 31 JULY 2024
TANGIBLE FIXED ASSETS
Fixlur¢s
artd
fittings
cosr
At l August 2023 and 31 July 2024
2Q217
DEPRECIATION
At l August 2023
Char8c fo[y￿r
19,435
672
At 31 July 2024
20,107
NET BOOK VALUE
At 31 July 2024
6,110
At 31 July 2023
6,782
STOCKS
31.7.24
31.7.23
Stocks
50
50
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.7.24
31.7.23
Other deb￿rS
353
313
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.7.24
3l.7.23
Other creditors
871
1,818
io.
MOVEMKNT IN FUNDS
Net
movement
in futlds
At
31.7.24
At 1.8.23
Unr&%trletcd fuiids
General fund
60.605
(1,055)
S9.550
TOTAL FUNDS
60.605
(1,055)
59,550
Page 9
continued...

HARLOW CHORUS
NOTES TO THE FINANCIAL STATEMENTS- eontlllved
foi. the Y¢Hr Ended 31 JULY 2024
io.
MOVEMENT IN FUNDS- eohtlrttstd
Net movement in thnds, included in the above are as follows..
Incoming
sources
Resources
xpellded
Movemext
in funds
Unrestricted funds
General fund
46,893
(47.948)
(1,055)
TOTAL FUNDS
46,893
(47,948)
(1,055)
CompavatIv￿ for movenjent in funds
Net
movement
in fvnd5
At
31.7.23
At 1.8.22
Unratricted fundg
General fund
62.475
(1.870)
60,605
TOTAL FUNDS
62,475
(1,870)
60,605
Comparative net movement in funds, in¢lud¢d in ihe wbove are as follows:
In￿mIng
r¢sourc¢s
Resourvs
expended
Movement
in funds
1Sn1*5tTheted funds
General ￿nd
45,029
(46.899)
(1.870)
TiyfAL FIJNDS
45,029
(46,899)
<1.870)
A current year 12 Inonths and prioryear 12 montlis coinbined position is os folloiv5'.
Net
moyeinciit
in funds
At
31.7.24
At 1.8.22
Uni'estrl¢ted funds
General fund
62,475
{2,925)
S9,550
TOTAL FUNDS
62,475
{2,925)
59.550
Page 10
eonlinued...

HARLOW CHORIIS
NOTFS TO THE FINANCIAL sfATEMENTS- eonilnued
for the Year Ended 31 JULY 2024
io.
MOVEMENT IN FUNDS- eoihtliiued
A current year 12 months a*d prior year 12 months eombined net n)ov¢m¢nt in funds, in¢luded th the abov¢ are
as follows=
In¢oming
r¢sourtes
R¢sources
expended
Movement
in funds
un￿st￿ete￿ funds
General fund
91,922
(94,847)
(2,925)
TOTAL FUNDS
91.922
(94,847)
(2,925)
RELATED PARTY DISCLOSURES
There were no rela￿d paity tr8nsaetioÉ)s forthe year ended 31 July 2024.
Pog¢ 11

HARLOW CHORUS
DETAILED STATEMENf OF FINANCIALAcfiviTIFS
for the Yext Ended JI JULY 2024
31.7.24
31.7.23
INCOME AND ENDOWMENTS
Donations legicies
Do*ations & Fri¢nds Subs
Gift aid
Sub￿riptIons
Harltsw Sirtg¢rs' inwme
HS previous years surplus
2,335
4,018
15.030
3,068
977
1,458
3.867
13276
3,339
26,028
21,940
Other trrtdlllg Activltles
Fundraising events
Refreshments
100 Club Sub
3,525
1,449
2,540
4,405
2,762
7,514
8.318
Investmeiit Income
Deposit a¢¢ount interest
1.393
1,212
ChArltAble rteilvltles
Concert Income
OtherIllcome
11,053
905
13,559
11.958
13,559
Total Incomsng resourees
46,893
45,029
EXPENDITURE
Ril￿ng donatloms lega¢l
Fund Raising eosts
1,485
Charitable Htllvltl
Refresliments Costs
Concert Costs
Rehearsal Prof Fees
Reheatsal hir¢of halls
Maikeling
Donations
Hire & Purchase of Music
Harlow Singers Cost
Admin Cost
Insurance
Stag¢ Storage Cost
100 Club
Depiecithtion of F & F
12
20,541
9.506
5,232
85
220
3.745
1,795
876
728
20,361
10,841
5,976
87
1,929
3,374
214
896
710
1,246
672
754
46,317
44,454
This page does not fom) part of the statutory fIna￿la1 stot¢ments
Page 12

HARLOW CHORUS
DETAILED STATEMENT OF FINANCIAL ACTIVITIES
for the Year Ended 31 JULY 21124
31.7.24
31.7.23
Support eosts
Bank Charges
120
120
Governartee costs
Accountancy #nd legal fees
870
840
Total r¢sources expendeit
47,948
46.899
Net expenillture
{1.0551
(1,870)
This pag¢d0¢5 not forni pArt of the slalutory financial statements
Pige 13