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2021-03-31-accounts

GREAT YARMOUTH MUNICIPAL CHARITIES

THE FISHERMEN’S HOSPITAL CHARITY

ACCOUNTS

31 MARCH 2021

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

FOR THE YEAR ENDED 31 MARCH 2021

Index to the Accounts Page
Report of the trustees 1 - 5
Accountants’ report on the unaudited accounts 6
Statement of comprehensive income including income and expenditure account 7
Statement of changes in reserves 8
Balance sheet 9
Statement of cash flows 10
Notes to the accounts 11 - 18
Detailed income and expenditure account 19

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2021

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

The Trustees of The Fisherman Hospital Charity present their report and accounts for the year ended 31 March 2021.

Reference and Administration Information

Charity Name: The Fishermen’s Hospital Charity Charity Registration Number: 256680 Regulator of Social Housing number: A3486 Registered office: No. 8 Fishermen’s Hospital Church Plain Great Yarmouth Norfolk NR30 1ND Trustees: Mrs P Hollis - Chairman Rev P Paine - Vice Chairman Mr J Holmes - Treasurer Councillor K Robinson-Payne Rev Canon S Ward Ms P Darby Mrs P Linden Councillor M Jeal Councillor C Cordiner-Achenbach Councillor D Hammond Ms P Ashbourne (appointed 15 March 2021) Clerk to the Trustees: Mrs J Smithson Bankers: Lloyds Bank Market Place Great Yarmouth Norfolk NR30 1PA Accountant: Lovewell Blake LLP Chartered Accountants Bankside 300 Peachman Way Broadland Business Park Norwich Norfolk NR7 0LB

1

REPORT OF THE TRUSTEES (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2021

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

Objectives and activities

The Charity owns and runs the former Fisherman’s Hospital which consists of nine Almshouse Cottages on Market Place, Great Yarmouth situated round a central courtyard. The whole property is a Grade 1 listed building.

Public benefit

The Trustees have taken due regard to the guidance published by the Charity Commission on public benefit. They considered the charity provides a public benefit through the provision of low cost housing to the residents of Great Yarmouth.

Achievements and performance

This year has been strange again for our Residents at The Fishermen`s Hospital. Lockdowns enforced by Government has meant a quiet life for all especially the four vulnerable ones. This pandemic has certainly changed all our lives.

Some residents went for daily walks and set themselves targets to meet which helped their mental and physical health. All residents have had their first vaccinations against Covid-19.

Most managed to shop in the market in the open air and Morrison`s came up trumps accepting a telephone order and door delivery collecting the money on a contactless card. Very few are able to access the internet to order shopping etc.

We have had several hospital admissions as we have two chronically ill residents one of which is on dialysis. We are pleased that they did not catch Covid-19 in hospital.

The yearly review of the weekly maintenance contribution (WMC) was discussed in October and an increase of 10% was implemented from April 2021 to help with the high fuel bills and maintenance costs of a Grade 1 Listed building. This was the Trustees preferred method of increasing charges to residents.

Eight cottages have been occupied throughout the year which has helped The Fishermen`s Hospital financial position to be stable.

Two cottages need some remedial plastering due to damp which we will be able to organise now that the Covid19 situation is more stable, and all Residents have had both Covid-19 vaccinations.

The Oval Plaque on the South side of main gates is due to be renovated together with the smaller plaque which is close by.

We anticipate replacement of the South Boiler in the not-too-distant future.

The Electrical Report for each cottage was carried out as the Almshouse Association and Law dictates. Each cottage has a separate report which is kept by the Resident. The Report was satisfactory and the next one is due in 5 years unless a cottage becomes vacant when a check is required before a new beneficiary moves in.

Heating is still a major expenditure as some residents have the heating on continuously.

The Fishermen`s Hospital was open for Heritage Open Days in September with Social Distancing Rules in place and gave talks to reduced numbers of visitors. The residents were really pleased to see the gates open, the balloons and flags up and the courtyard marked out with arrows and The Trustees and Clerk in visors and masks and sanitiser at the gate where we took details for “Track and Trace”. They were successful open days although visitors were not able to view the inside of a cottage or receive refreshments.

2

REPORT OF THE TRUSTEES (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2021

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

Achievements and performance (continued)

One of the residents was so delighted to see people again he gave The Fishermen`s Hospital Charity a donation of £200.

Our longstanding Volunteer has moved away since his parents have both died and we were fortunate to receive the services of a new volunteer who is painting the courtyard benches.

We have been very fortunate to acquire the services of a gentleman who has put our website together for us and has helped improve the online financial procedures of both Charities.

Saint Nicholas Priory School children sent presents and cards for the Residents for Christmas and made some lovely Easter cards which everyone appreciated, especially those who have little family support.

We are noting that the stock market has improved, and that financial recovery is progressing. It is certainly a brighter picture than this time last year so in turn will benefit our investments in COIF.

We have been unable to hold face to face Trustee`s meetings so all meetings have been by Zoom hosted by our Clerk or Vice Chairman.

Joanne Smithson, our efficient Clerk, has put into place improved record keeping and has kept the Trustees informed of current requirements for Almshouses and updated all Policies.

Financial review

Eight cottages were let, providing income of £34,116 (2020: £29,955). Expenditure for the year totalled £25,241 (2020: £37,256) including repairs of £3,522 (2020: £19,435). After other income of £4,760 (2020: £3,577) and gain on the revaluation of investments of £25,034 (2020: loss of £2,202) the charity generated net surplus for the year of £38,669 (2020: net deficit of £5,926).

Investment policy

It is the Trustees policy to invest the funds of the Charity, including the endowment fund, for long term capital growth whilst also seeking an income stream as a contribution towards the running costs of the Charity. The investments are held in COIF Income Shares, the Charinco Income Fund and COIF Accumulation units.

Reserves policy

General Fund

The Charity recognises the need to have sufficient funds in reserve readily available as or convertible into cash to cover day to day expenditure, especially in the event that there is a reduction in WMC income following the departure of residents pending new residents being appointed. It is the policy of the Trustees to spend available funds on the maintenance and repair of the Almshouse Cottages and they have no intention to build up a significant level of free reserves. Restricted funds are excluded from Reserves but the nature and amount of any such funds may impact upon the Reserves Policy. This policy has been prepared while considering the risks, such as general maintenance and the need to employ crafts people sympathetic to the fabric of a Grade I listed building, constructed in 1702.

3

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

REPORT OF THE TRUSTEES (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2021

Financial review (continued)

Extraordinary Repair Fund

This restricted fund will be used for future major expenditure. Transfers will be made from the Income and Expenditure Account. The fund is invested in accumulation shares and preferably in a Common Investment Fund. It can be drawn upon to meet major items of repair.

Cyclical Maintenance Fund

This designated fund, to which transfers are made from the Income and Expenditure Account, will be used to meet maintenance costs occurring at regular intervals e.g. refurbishing kitchens and bathrooms, interior and exterior redecoration and the cost of professional fees such as for Quinquennial Inspections.

The starting point for calculating Reserves will normally be the unrestricted funds, however part of these may not be readily available for spending and may be excluded from Reserves. This will include tangible fixed assets and any programme related investments. The Charity had free reserves (unrestricted fund) at 31 March 2021 amounting to £45,512 (2020: £29,005).

The Charity also had reserves amounting to £5,536 in the Extraordinary Repair Fund and £103,733 in the Endowment Fund. The total net assets of the Charity amounted to £264,547.

The Charity will consider the Almshouse Association’s recommended minimum amounts for transfer to the Extraordinary Repairs Fund and the Cyclical Maintenance Fund each year.

The level of reserves will be kept under review throughout the year by the Trustees.

Freehold property

The freehold property was valued by Messrs Aldreds, Chartered Surveyors, on 19 September 2016, as a single entity, on the basis of open market value with vacant possession at a figure of £500,000. The property is included in the balance sheet at a cost of £102,232.

Value for Money

The Regulator of Social Housing (RSH) has published a value for money standard which must be adhered to by Registered Providers. This includes the need to publish nine measures in a standard form to enable comparison across the sector, accepting that there will be variances associated with each business’s policies, strategy and focus.

VFM metric 2021 2020 1. Reinvestment % 3 19 2. New supply delivered (social housing units %) - - 3. New supply delivered (non-social housing units %) - - 4. Gearing % (25) (10) 5. EBITA MRI interest cover % N/A N/A 6. Headline social housing cost per unit £ 440 2,429 7. Operating margin (social housing) % 26 (24) 8. Operating margin (overall) % 33 (21) 9. ROCE % 15 (3)

4

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN'S HOSPITAL CHARITY REPORT OF THE TRUSTEES (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2021 Flnanclal revlew (conrlnuedj GovernanGe and FinallGial Viabillty The Trustees are committed to 8chieving good governance and belng an effective provlder of services. meeting both regulatory codes and stsndards. Plans for the future The fijlure activities will conts'nue to be the operation of Almshouse Cottages. Stru¢iure, Soveman¢e and Management Governing instnim8nt The Charity ts registered with the Ch8rity Commission 8nd the Regul8lor of Social Housing It is adminisl@rpd by Great Yarmouth MuniGipal Charities Trustees. The Charity is a member ofthe Housin9 Corporation Ombudsman Scheme. The Chanty was created by Oeed sealeu on I l January 19154. It Incorporales the former Pishennen's Mospilal Charity whioh was administered by the Great Yarmouth Municipal Charities together with the Charity of Mrs Elizabeth Blennerhassett and the Charity known as Benjamin Jollys Gift, l)oth of which were administered by the Great Yamouth Borough Council. Recruitment and appointment of committee members The Trustee board should consist of eleven members, comprising one Ex-officio Trustee. four Nominative Trustees, and six CcFopted Trustees. The Nominative Trustees are appointed by the Great Yarmouth Borough Coun¢il. The Co-opted Trustees are those who through ￿Sidence, o¢¢upation or employment, or otherwise have special knowledge of Great Yarmouth. Elections lake place annually at the Annual General Meetsng. Al the dale of approval the board Comprised eleven members as listed on page 1. Owanisational structure The Municipal Charitie5 are tun by a 9ioup of volunteer Tru51ee5, of whiGh some belong to the IoGal GounGiI and so may change duè to the outcome of a local election. As well as the volunteets there i8 a paid Clerk who manages the paperwork and liaises with the accountants and local authority. Risk asGossmcnt The Trusiees are aware of the cnariry Commission recommendatson lo review the nsks applicable to Ine cnarity and this exorcis8 was last reviewed in February 2019. R818t8d P8rties This Gharity is GonneGled with Great Yarmouth Relief in Need. The tsvo charities have common trustees and are administered commonly at the same registered office. The only transaction betsveen the chanlies is the payment of rent from Great Yarmouth Relief in Need to the chanty for use of its administrative facility'es. The trustees do not consider it appropriate to consolidate the results as the charitres have different objectives. Lovewell Blake LLP are willing to continue as awountants for the charity. Synèd on béhalf of the Trustees on Mrs P Hollis Rev P Pai

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY ACCOUNTANTS REPORT TO THE BOARD ON THE UNAUDITED ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2021

We report on the accounts for the year ended 31 March 2021 set out on pages 7 to 18.

Respective responsibilities of the Board and reporting accountant

The Board of the Registered Social Housing Provider is responsible for the preparation of the accounts, and they consider that the Registered Social Housing Provider is exempt from an audit. It is our responsibility to carry out procedures designed to enable us to report our opinion.

Basis of opinion

Our procedures consisted of comparing the accounts with the accounting records kept by the Registered Social Housing Provider and making such enquiries of the officers of the Registered Social Housing Provider as we considered necessary for the purpose of this report. These procedures provide the only assurance expressed in our opinion.

Opinion

In our opinion:

Bankside 300
Peachman Way
Lovewell Blake LLP Broadland Business Park
Chartered Accountants Norwich
13 October 2021 Norfolk
NR7 0LB

6

aWLn C L¥ O jo

GREAT YARMOUTH MUNICIPAL CHARITIES, THE FISHERMEN’S HOSPITAL CHARITY STATEMENT OF CHANGES IN RESERVES FOR THE YEAR ENDED 31 MARCH 2021

At 31 March 2020
Net movement in funds
Transfer between funds
Fund balances carried forward
at 31 March 2021
Unrestricted
Restricted
Cyclical Extraordinary
General maintenance
Repair
Endowment
Total
fund
fund
fund
fund
2021
131,237
-
4,905
89,736
225,878
17,157
7,534
(19)
13,997
38,669
(650)
-
650
-
-
147,744
7,534
5,536
103,733
264,547
Total
2020
231,804
(5,926)
-
225,878

.

The notes set out on pages 10 to 17 form an integral part of these accounts.

.

8

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN'S HOSPITAL CHARITY STATEMENT OF FINANCIAL POSITION FOR THE YEAR ENOEO 31 hlARCH 2021 Not•8 2021 2020 FIXED ASSETS Tangible Investm8nls 10 11 102,232 138851 102.232 113817 241,083 216,049 CURRENT ASSETS Sundry debtors C2sh at bank 12 1,099 21 161 1,159 6,572 ciirrenl aeroiinl deposit a¢coLtnl CURRENT LIABILITIES Creditors 13 FUNDS Unrestricted Restricted Endowment 15 15 15 155.278 5,536 103 733 131,237 4,905 Approved by the Trustees on . GA...¢pi...aoll Mrs P Hollis R8vPP The notes sel out on pages 10 10 17 fomi an integral part of these accounts.

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MARCH 2021

Notes
Net cash inflow/(outflow) from
operating activities
17
Cash flow from investing activities
Interest received
Dividends received
Net cash flow from investing activities
Net increase/(decrease) in cash and cash equivalents
Cash and cash equivalents at 1 April 2020
Cash and cash equivalents at 31 March 2021

Cash and cash equivalents consist of:
Cash at bank and in hand
2021
£
12,167
3
2,420
2,423
14,590
10,477
25,067
25,067
2020
£
(6,633)
25
2,410
2,435
(4,198)
14,675
10,477
10,477

The notes set out on pages 10 to 17 form an integral part of these accounts.

10

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2021

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

1. Accounting Policies

The principal accounting policies adopted, judgements and key sources of estimation uncertainty in the preparation of the financial statements are as follows:

(a) Basis of Accounting

The accounts have been prepared in accordance with applicable accounting standards including the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Statement of Recommended Practice for Social Housing Providers 2018, and with the Accounting Direction for Private Registered Providers of Social Housing in England 2019.

The accounts have also been prepared under the requirements of the Housing and Regeneration Act 2008. The accounts have been prepared on a going concern basis under historical cost convention, except for the revaluation of investment assets.

The charity constitutes a public benefit entity as defined by FRS 102.

(b) General Information

The Fisherman’s Hospital Charity is an unincorporated charity and a private registered Provider of Social Housing in the United Kingdom. The address of the registered office is given in the reference and administration information on page 1 of these accounts. The nature of the registered providers operations and principal activities are set out on page 2 of these accounts.

(c) Fund accounting

• Unrestricted funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity.

• Restricted funds are subjected to restrictions on their expenditure imposed by the donor or through the terms of an appeal. Revenue and expenditure cannot be directly set against restricted reserves but is taken through the statement of comprehensive income and then a transfer to restricted reserves is made as appropriate.

• Endowment funds are those reserves which are only expendable in accordance with the wishes of the funder or regulatory body.

(d) Turnover

Turnover is measured at the fair value of the consideration received or receivable. The policies adopted for the recognition of turnover are as follows:

Turnover represents rental and service charges income receivable in the year net of rent and service charge losses from voids, revenue grants from the government (local authorities).

11

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2021

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

(e) Expenditure

Expenditure is recognised on an accrual basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is reported as part of the expenditure to which it relates:

•Operating expenditure comprise those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

• Administration expenditure includes those costs associated with meeting the administration and statutory requirements of the charity and includes the accountant fees and costs linked to the strategic management of the charity.

• All costs are allocated between the expenditure categories of the Statement of Comprehensive Income on a basis designed to reflect the use of the resource.

(f) Investment income

Bank interest is included in the income and expenditure account on an accruals basis. Dividends are included in the income and expenditure account when they are received.

(g) Fixed assets

Housing land and buildings

The trustees regard the building held by the Charity as an inalienable asset due to being a Class 1 Listed building and thus no depreciation or amortisation charge is provided.

Equipment is depreciated at a rate of 10% straight line.

(h) Investment policy

Investments are included in the accounts at their market value at the year end.

Any surplus or deficit arising on the revaluation or disposal of the investments is credited or debited to the Statement of Financial Activities.

(i) Debtors and creditors receivable / payable within one year

Debtors and creditors with not stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

(j) Cash at bank

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less.

(k) Going concern

The financial statements have been prepared on a going concern basis, as the Trustees believe that no material uncertainties exist. The Trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern. The trustees have considered the impact of Covid-19 in making this assessment.

12

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2021

2.
Social Housing turnover and cost
2021
£
Rents receivable
34,116

Expenditure
(25,241)
(
Operating surplus / (deficit) from Social Housing activities
8,875

Net surplus / (deficit) from Social Housing activities
38,669
Void losses
-
3.
Net surplus / (deficit)
The net surplus / (deficit) is stated after charging:-
2021
£
Accountancy fees (excluding VAT)
1,075
4.
Rental income
During the year the charity provided 8 (2020: 8) general housing accommodation units.
2021
£
Rental income (net of voids of £Nil (2020: net of voids of £3,441))
34,116
During the years ended 31 March 2021 and 2020 all rental income was unrestricted.
5.
Other income
2021
£
Donations from charity shop
-
Winter fuel allowance
600
Other donations
1,737
2,337
2020
£
29,955
37,256)

(7,301)

(5,926)

During the years ended 31 March 2021 and 2020 all other income was unrestricted.

6. Analysis of operating expenditure

Charitable
Governance
activities
costs
£
£
Rates
113
-
Repairs and construction
3,522
-
Insurance
1,536
-
Utilities
14,362
-
Cleaning
585
-
20,118
-
2021
£
113
3,522
1,536
14,362
585
20,118
2020
£
1,476
19,435
1,540
8,983
803
32,237

During the years ended 31 March 2021 and 2020 all operating expenditure was unrestricted.

13

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2021

7. Analysis of administrative expenditure

Charitable
Governance
activities
costs
2021
£
£
£
Administration
2,294
-
2,294
Telephone
572
-
572
Accountants fee
-
1,272
1,272
Sundries
103
-
103
Membership
882
-
882
3,851
1,272
5,123
2020
£
1,998
422
1,248
739
612
5,019

During the years ended 31 March 2021 and 2020 all administrative expenditure was unrestricted.

8. Interest receivable

Bank interest
Dividends
2021
£
3
2,420
2,423
2020
£
25
2,410
2,435

During the years ended 31 March 2021 and 2020 all bank interest was unrestricted.

9. Trustees remuneration and expenses

The Trustees did not receive any remuneration and were not reimbursed expenses during the year. There are no key management personnel as the charity does not have any employees. The charity is managed by a self-employed clerk, the cost of which was £1,872 has been included within administrative expenditure.

10. Tangible fixed assets

Tangible fixed assets
Freehold
Land &
buildings Equipment Total
Cost
At 1 April 2020 and 31 March 2021 102,232 8,284 110,516
Depreciation
At 1 April 2020 and at 31 March 2021 - 8,284 8,284
Net Book Value
At 31 March 2021 102,232 - 102,232
Net Book Value
At 31 March 2020 102,232 - 102,232

All housing properties are held for lettings purposes. The property was valued by Messrs Aldreds, Chartered Surveyors, on 19 September 2016, as a single entity, on the basis of open market value with vacant possession at a figure of £500,000.

14

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2021

11.
Investments
Market value as at 1 April 2020

Unrealised gain / (loss) on revaluation

Market value as at 31 March 2021
Historic cost
The portfolio comprises of the following listed investments:
Holding
Fund
4,561.51 units
Charities Investment Fund Income Units
273.01 units
Charities Investment Fund Accumulation Units
425.81 units
Charinco Common Investment Fund
2021
2020
£
£
113,817
116,019
25,034
(2,202)
138,851
113,817
23,876
23,876
Market Value
£
81,612
56,442
797
138,851
2020
£
116,019
(2,202)

The fair value of listed investments has been determined by reference to the quoted price for identical assets in an active market at the balance sheet date.

12. Debtors

12.
Debtors
Other debtors
Prepayments and accrued income
13.
Creditors: Amounts falling due within one year
Accruals and deferred income
2021
£
602
497
1,099
2020
£
602
557
1,159
2020
£
1,807
1,807

2021
£
2,702
2,702

14. Taxation

The charity has no liability to income tax or capital gains tax.

15

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2021

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

15. Reconciliation of movement of funds

Year ended 31 March 2021

Unrestricted Unrestricted Restricted
Cyclical Extraordinary
General Maintenance Repair Endowment
Fund Funds Funds Fund Total
£ £ £ £ £
Funds b/fwd 1 April 2020 131,237 - 4,905 89,736 225,878
Surplus / (Deficit)
for the year 17,157 (3,522)
-
- 13,635
Transfer between funds (650)
-
650 - -
Revaluation of
Investment assets - 11,056 (19) 13,997 25,034
147,744
7,534
5,536 103,733 264,547
Tangible Fixed Assets
Land and buildings 102,232 - - - 102,232
Laundry equipment - - - - -
Investments
COIF Charities Investment
Fund (4,561.51 units) - - - 81,612 81,612
COIF Charities Investment
Fund (273.01 units) - 56,442 - - 56,442
Charinco Common Investment
Fund (425.810 units) - - 797 - 797
Current assets
Debtors 1,099 - - - 1,099
Bank account 47,115 (48,908)
4,739
22,121 25,067
Current liabilities
(2,702)
-
- - (2,702)
147,744 7,534 5,536 103,733 264,547

Year ended 31 March 2020

Funds b/fwd 1 April 2019
(Deficit) / Surplus
for the year
Transfer between funds
Revaluation of
Investment assets
Unrestricted
Restricted
Cyclical Extraordinary
General Maintenance
Repair
Endowment
Fund
Funds
Funds
Fund
Total
£
£
£
£
£
130,643
966
8,259
91,936
231,804
15,711
(15,420)
(4,015)
-
(3,724)
(15,117)
14,467
650
-
-
-
(13)
11
(2,200)
(2,202)
131,237
-
4,905
89,736
225,878

16

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2021

15. Reconciliation of movement in funds (continued)

Year ended 31 March 2020 (continued)

Unrestricted Unrestricted Restricted Restricted
Cyclical Extraordinary
General Maintenance Repair Endowment
Fund Funds Funds Fund Total
£ £ £ £ £
Tangible Fixed Assets
Land and buildings 102,232 - - - 102,232
Laundry equipment - - - - -
Investments
COIF Charities Investment
Fund (4,561.51 units) - - - 67,615 67,615
COIF Charities Investment
Fund (273.01 units) - 45,386 - - 45,386
Charinco Common Investment
Fund (425.810 units) - - 816 - 816
Current assets
Debtors 1,159 - - - 1,159
Bank account 29,653 (45,386)
4,089
22,121 10,477
Current liabilities
(1,807)
-
- - (1,807)
131,237 - 4,905 89,736 225,878

The purpose of the various funds are as follows:

General Fund: To provide the necessary resources required by the Charity on a day to (Unrestricted) day basis. Cyclical Maintenance Fund: To meet maintenance occurring at regular intervals e.g. internal and (Unrestricted) external redecoration and the cost of professional fees in respect of quinquennial inspections. This fund is represented by an investment of 273.01 units in the COIF Charities Investment Fund.

Extraordinary Repair Fund: This is a restricted fund under the terms of a Charities Commission (Restricted) Scheme and provides for future major expenditure on repairs to the property without prior consent of the Charity Commissioners Endowment Fund: Represents the capital investments described in Note 11 enhanced by (Restricted) unrealised gains on revaluation of investment assets to current market value. The fund is not available to convert to expendable income.

16. Related party transactions

The Trustees of The Fishermen’s Hospital Charity are also the trustees of Great Yarmouth Relief in Need.

At 31 March 2021, Great Yarmouth Relief in Need owed to The Fishermen’s Hospital Charity £Nil (2020: £Nil). Great Yarmouth Relief in Need paid The Fishermen’s Hospital Charity £300 (2020: £600) in connection with rent payable.

17

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2021

17. Reconciliation of operating surplus to cash flow from operating activities

2021
£
Surplus / (Deficit) for the year
38,669
Interest and dividends received
(2,423)
(Gains) / Losses on investment assets
(25,034)
Decrease in trade and other debtors
60
Increase / (Decrease) in trade and other creditors
895

Net cash inflow / (outflow) from operating activities
12,167
2020
£
(5,926)
(2,435)
2,202
468
(942)
(6,633)

18

GREAT YARMOUTH MUNICIPAL CHARITIES THE FISHERMEN’S HOSPITAL CHARITY

INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 MARCH 2021

£
Income
Residents payments (including Housing Benefit)
34,116
Interest receivable
3
Investment dividends
2,420
Other income
2,337
Expenditure
Property Expenditure
Rates
113
Insurance
1,536
Repairs and reconstruction
3,522
Utilities
14,362
Cleaning
585
20,118
Administrative Expenses
Administration
2,294
Telephone
572
Accountancy
1,272
Sundries
103
Membership
882
5,123
Total Expenditure
Surplus / (Deficit) before revaluation of investment assets
2021
£

38,876
25,241
13,635

£
29,955
25
2,410
1,142
1,476
1,540
19,435
8,983
803
32,237
1,998
422
1,248
739
612
5,019
2020
£
33,532
37,256
(3,724)

19