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|||||2025|2024|
|---|---|---|---|---|---|
|||Unrestricted|Restricted|Total|Total|
|||funds|funds|funds|funds|
||Notes|£|£|£|£|
|INCOME AND ENDOWMENTS FROM||||||
|Donations and legacies|2|208,005||208,005|85,709|
|Charitable activities|5|||||
|Charitable activity||135,080|2,785|137,865|130,060|
|Other trading activities|3|80||80|210|
|Investment income|4|21,117||21,117|23,480|
|Total||364,282|2,785|367,067|239,459|
|EXPENDITURE ON||||||
|Raising funds|6|17,161||17,161|18,090|
|Charitable activities|7|||||
|Charitable activity||274,5S9|9,513|284,102|231,571|
|Total||291,750|9,513|301,263|249,661|
|NET INCOME/(EXPENDITURE)||72,532|(6,728)|65,804|(10,202)|
|RECONCILIATION OF FUNDS||||||
|Total funds brought forward||607,352|42,833|650,185|660,387|
|TOTAL FUNDS CARRIED FORWARD||679,884|36,105|715,989|650,185|
##
##
|||||2025|2024|
|---|---|---|---|---|---|
|||Unrestricted|Restricted|Total|Total|
|||funds|funds|funds|funds|
||Notes|£|£|£|£|
|FIXED ASSETS||||||
|Tangible assets|12|2,392||2,392|4,437|
|CURRENT ASSETS||||||
|Debtors|13|208,439||208,439|37,879|
|Cash at bank and in hand||481,927|36,105|518,032|618,136|
|||690,366|36,105|726,471|656,015|
|CREDITORS||||||
|Amounts falling due within one year|14|(12,874)||(12,874)|(10,267)|
|NET CURRENT ASSETS||677,492|36,105|713,597|645,748|
|TOTAL ASSETS LESS CURRENT||||||
|LIABILITIES||679,884|36,105|715,989|650,185|
|NET ASSETS||679,884|36,105|715,989|650,185|
|FUNDS|15|||||
|Unrestricted funds||||679,884|607,352|
|Restricted funds||||36,105|42,833|
|TOTAL FUNDS||||715,989|650,185|
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|NATIONS AND LEGACIES|||
|---|---|---|
||2025|2024|
||£|£|
|Donations|4,204|3,281|
|Legacies|181,801|57,428|
|Grants|22,000|25,000|
||208,005|85,709|
||2025|2024|
|---|---|---|
||£|£|
|Other grants|22,000|25,000|
##
##
|HER TRADING ACTIVITIES|||||
|---|---|---|---|---|
||||2025|2024|
||||£|£|
|Saleable items|||80|210|
|INVESTMENT INCOME|||||
||||2025|2024|
||||£|£|
|Interest on cash deposits|||21,117|23,480|
|INCOME FROM CHARITABLE|ACTIVITIES||||
||2025|2025|2025|2024|
||£|£|£|£|
||Restricted|Unrestricted|Total||
||Funds|Funds|Funds||
|Subscriptions||110,714|110,714|118,394|
|Appeals and fundraising|2,785|24,366|27,151|11,666|
||2,785|135,080|137,865|130,060|
|RAISING FUNDS|||||
||2025|2025|2025|2024|
||||£|£|
||Restricted|Unrestricted|Total||
||Funds|Funds|Funds||
|Staff costs||11,149|11,149|10,004|
|Allocated overheads:|||||
|Printing & stationery||529|529|435|
|Communication||798|798|793|
|Occupancy||2,010|2,010|2,286|
|IT Costs||585|585|404|
|Life Assurance Scheme||47|47|51|
|Other Staff Costs||61|61|135|
|Professional Fees & Bookkeeping||294|294|343|
|Communications & marketing|||||
|designated fund||445|445|2,315|
|Financial charges:|||||
|Banking and Investment|||||
|Management Fees||1,243|1,243|1,324|
|||17,161|17,161|18,090|
##
##
##
||2025|2025|2025|2024|
|---|---|---|---|---|
||£|£|£|£|
||Restricted|Unrestricted|Total||
||Funds|Funds|Funds||
|Staff costs||130,603|130,603|97,540|
|Members' magazine||18,862|18,862|15,425|
|National Visitors Network|1,401||1,401|10,249|
|Allocated overheads:|||||
|Printing & stationery||6,195|6,195|4,245|
|Communications||9,351|9,351|7,736|
|Occupancy||23,544|23,544|22,291|
|FT Costs||6,847|6,847|3,937|
|Life Assurance Scheme||545|545|494|
|Other Staff Costs||715|715|1,319|
|Professional Fees & Bookkeeping||3,449|3,449|3,349|
|Communications & marketing|||||
|designated fund||5,210|5,210|22,567|
|Pre-Retirement Working Group|||||
|designated fund||2,153|2,153|2,238|
|Diamond Anniversary 2025 designated|||||
|fund||37,380|37,380|122|
||1,401|244,854|246,255|191,512|
||Governance||
|---|---|---|
|Management|costs|Totals|
|£|£|£|
|33,124|4,723|37,847|
##
##
||2025|2025|2025|2024|
|---|---|---|---|---|
||£|£|£|£|
||Restricted|Unrestricted|Total||
||Funds|Funds|Funds||
|Staff costs||17,520|17,520|17,507|
|Allocated overheads:|||||
|Printing & stationery||831|831|762|
|Communications||1,254|1,254|1,389|
|Occupancy||3,158|3,158|4,001|
|rr costs||918|918|707|
|Life Assurance Scheme||73|73|89|
|Other Staff Costs||96|96|237|
|Professional Fees & Bookkeeping||463|463|601|
|Communications & marketing|||||
|designated fund||699|699|4,051|
|Branch Support|8,112||8,112|5,785|
|AGM costs|||||
|Board of Directors Meeting and other|||||
|costs||||349|
|Direct costs|||||
|Subscriptions||523|523|681|
|Independent examination||4,200|4,200|3,900|
||8,112|29,735|37,847|40,059|
##
||2025|2024|
|---|---|---|
||£|£|
|Depreciation - owned assets|2,045|2,242|
|Independent examination|4,200|3,900|
##
##
##
||Unrestricted|Restricted|Total|
|---|---|---|---|
||funds|funds|fimds|
||£|£|£|
|INCOME AND ENDOWMENTS FROM||||
|Donations and legacies|85,709||85,709|
|Charitable activities||||
|Charitable activity|126,164|3,896|130,060|
|Other trading activities|210||210|
|Investment income|23,480||23,480|
|Total|235,563|3,896|239,459|
|EXPENDITURE ON||||
|Raising funds|18,090||18,090|
|Charitable activities||||
|Charitable activity|215,537|16,034|231,571|
|Total|233,627|16,034|249,661|
|NET INCOME/(EXPENDITURE)|1,936|(12,138)|(10,202)|
|RECONCILIATION OF FUNDS||||
|Total funds brought forward|605,416|54,971|660,387|
|TOTAL FUNDS CARRIED FORWARD|607,352|42,833|650,185|
##
##
|12. TANGIBLE FIXED ASSETS||||
|---|---|---|---|
||Fixtures|||
||and|Computer||
||fittings|equipment|Totals|
||£|£|£|
|COST||||
|At 1 January 2025 and 31 December 2025 17,783||17,247|35,030|
|DEPRECIATION||||
|At 1 Januaiy 2025|15,776|14,817|30,593|
|Charge for year|301|1,744|2,045|
|At 31 December 2025|16,077|16,561|32,638|
|NET BOOK VALUE||||
|At 31 December 2025|1,706|686|2,392|
|At 31 December 2024|2,007|2,430|4,437|
|13. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR||||
|||2025|2024|
|||£|£|
|Other debtors||196,063|23,686|
|Accrued income||7,729|9,308|
|Prepayments||4,647|4,885|
|||208,439|37,879|
|14. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
t||||
|||2025|2024|
|||£|£|
|Trade creditors||1,654|1,436|
|Social security costs and other taxes||3,217|2,530|
|Other creditors||2,625|1,250|
|Pension||678|447|
|Life members subscriptions|||204|
|Accmals||4,700|4,400|
|||12,874|10,267|
##
##
|OVEMENT W FUNDS||||
|---|---|---|---|
|||Net||
|||movement|At|
||At 1.1.25|in funds|31.12.25|
||£|£|£|
|Unrestricted funds||||
|General fund|547,934|118,418|666,352|
|Communication & Marketing Fund|6,778|(6,353)|425|
|Pre-Retirement Working Group|12,762|(2,153)|10,609|
|Diamond Anniversary Fund 2025|39,878|(37,380)|2,498|
||607,352|72,532|679,884|
|Restricted funds||||
|Befhending Schemes|16,291|(1,401)|14,890|
|Community Group Support Fund|26,542|(5,327)|21,215|
||42,833|(6,728)|36,105|
|TOTAL FUNDS|650,185|65,804|715,989|
|Net movement in funds, included in the above are as follows:||||
||Incoming|Resources|Movement|
||resources|expended|in funds|
||£|£|£|
|Unrestricted funds||||
|General fund|364,282|(245,864)|118,418|
|Communication & Marketing Fund||(6,353)|(6,353)|
|Pre-Retirement Working Group||(2,153)|(2,153)|
|Diamond Anniversary Fund 2025||(37,380)|(37,380)|
||364,282|(291,750)|72,532|
|Restricted funds||||
|Befriending Schemes||(1,401)|(1,401)|
|Community Group Support Fund|2,785|(8,112)|(5,327)|
||2,785|(9,513)|(6,728)|
|TOTAL FUNDS|367,067|(301,263)|65,804|
##
##
|||Net|Transfers||
|---|---|---|---|---|
|||movement|between|At|
||At 1.1.24|in funds|funds|31.12.24|
||£|£|£|£|
|Unrestricted funds|||||
|General fund|587,706|33,228|(73,000)|547,934|
|Communication & Marketing Fund|17,710|(28,932)|18,000|6,778|
|Pre-Retirement Working Group||(2,238)|15,000|12,762|
|Diamond Anniversary Fund 2025||(122)|40,000|39,878|
||605,416|1,936||607,352|
|Restricted funds|||||
|Befhending Schemes|25,558|(9,267)||16,291|
|Community Group Support Fund|29,413|(2,871)||26,542|
||54,971|(12,138)||42,833|
|TOTAL FUNDS|660,387|(10,202)||650,185|
||Incoming|Resources|Movement|
|---|---|---|---|
||resources|expended|in funds|
||£|£|£|
|Unrestricted funds||||
|General fund|235,563|(202,335)|33,228|
|Communication & Marketing Fund||(28,932)|(28,932)|
|Pre-Retirement Working Group||(2,238)|(2,238)|
|Diamond Anniversary Fund 2025||(122)|(122)|
||235,563|(233,627) '|1,936|
|Restricted funds||||
|Befriending Schemes|982|(10,249)|(9,267)|
|Community Group Support Fund|2,914|(5,785)|(2,871)|
||3,896|(16,034)|(12,138)|
|TOTAL FUNDS|239,459|(249,661)|(10,202)|
##
##
|||Net|Transfers||
|---|---|---|---|---|
|||movement|between|At|
||At 1.1.24|in funds|funds|31.12.25|
||£|£|£|£|
|Unrestricted funds|||||
|General fund|587,706|151,646|(73,000)|666,352|
|Communication & Marketing Fund|17,710|(35,285)|18,000|425|
|Pre-Retirement Working Group||(4,391)|15,000|10,609|
|Diamond Anniversary Fund 2025||(37,502)|40,000|2,498|
||605,416|74,468||679,884|
|Restricted funds|||||
|Befriending Schemes|25,558|(10,668)||14,890|
|Community Group Support Fund|29,413|(8,198)||21,215|
||54,971|(18,866)||36,105|
|TOTAL FUNDS|660,387|55,602||715,989|
||Incoming|Resources|Movement|
|---|---|---|---|
||resources|expended|in funds|
||£|£|£|
|Unrestricted funds||||
|General fund|599,845|(448,199)|151,646|
|Communication & Marketing Fund||(35,285)|(35,285)|
|Pre-Retirement Working Group||(4,391)|(4,391)|
|Diamond Anniversary Fund 2025||(37,502)|(37,502)|
||599,845|(525,377)|74,468|
|Restricted funds||||
|Befriending Schemes|982|(11,650)|(10,668)|
|Community Group Support Fund|5,699|(13,897)|(8,198)|
||6,681|(25,547)|(18,866)|
|TOTAL FUNDS|606,526|(550,924)|55,602|
##
##
##
||2025|2024|
|---|---|---|
||£|£|
|Staff costs|||
|Gross salaries|140,667|109,284|
|Employers National Insurance contributions|7,532|5,284|
|Employers pension contributions:|||
|The CSBF|6,000|6,000|
|The Civil Service Retirement Fellowship Group personal plan|5,073|4,484|
|Total staff costs|159,272|125,052|
|Average number of employees|5|4|
|Staff costs are allocated as follows:|||
|Cost of generating funds|11,149|10,004|
|Expenditure on charitable activities|130,603|97,541|
|Governance|17,520|17,507|
||159,272|125,052|
||2025|2024|
|---|---|---|
||£|£|
|Pension costs are allocated as follows:|||
|Cost of generating funds|775|839|
|Expenditure on charitable activities|9,080|8,177|
|Governance|1,218|1,468|
||11,073|10,484|
##
##
##
##
##
|DETAILED STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 DECEMBER 2025|||
|---|---|---|
||2025|2024|
||£|£|
|INCOME AND ENDOWMENTS|||
|Donations and legacies|||
|Donations|4,204|3,281|
|Legacies|181,801|57,428|
|Grants|22,000|25,000|
||208,005|85,709|
|Other trading activities|||
|Saleable items|80|210|
|Investment mcome|||
|Interest on cash deposits|21,117|23,480|
|Charitable activities|||
|Subscriptions|110,714|118,394|
|Appeals and fundraising|27,151|11,666|
||137,865|130,060|
|Total incoming resources|367,067|239,459|
|EXPENDITURE|||
|Raising donations and legacies|||
|Wages|11,149|10,004|
|Occupancy|2,010|2,286|
|Communications|798|793|
|Printing and stationery|529|435|
|IT costs|585|404|
|Life Assurance Scheme|47|51|
|Other staff costs|61|135|
|Professional fees and bookkeeping|294|343|
|Communications and marketing designated fund|444|2,315|
|Banking and Investment Management fees|1,244|1,324|
||17,161|18,090|
|Charitable activities|||
|Wages|130,603|97,540|
|Members' magazine|18,862|15,425|
|National Visitors Network|1,401|10,249|
|Occupancy|23,544|22,291|
|Communications|9,351|7,736|
|Printing and stationery|6,195|4,245|
|IT costs|6,847|3,937|
|Life Assurance Scheme|545|494|
|Carried forward|197,348|161,917|
##
##
|DETAILED STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 DECEMBER 2025|||
|---|---|---|
||2025|2024|
||£|£|
|Charitable activities|||
|Brought forward|197,348|161,917|
|Other staff costs|715|1,319|
|Professional fees and bookkeeping|3,449|3,349|
|Communications and marketing designated fund|44,743|24,927|
||246,255|191,512|
|Support costs|||
|Management|||
|Wages|17,520|17,507|
|Occupancy|3,158|4,001|
|Communications|1,254|1,389|
|Printing and stationery|831|762|
|IT costs|918|707|
|Life Assurance Scheme|73|89|
|Other staff costs|96|237|
|Professional fees and bookkeeping|463|601|
|Communications and marketing designated ftind|699|4,051|
|Branch Support|8,112|5,785|
||33,124|35,129|
|Other|||
|Board of Directors Meeting and other costs||349|
|Governance costs|||
|Subscriptions|523|681|
|Independent examination|4,200|3,900|
||4,723|4,581|
|Total resources expended|301,263|249,661|
|Net income/(expenditure)|65,804|(10,202|