**REGISTERED CHARITY NUMBER: 253388**
## **GEMILUTH CHESED AND BRIDES SOCIETY**
**REPORT OF THE TRUSTEES AND**
**FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024**
Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS
**GEMILUTH CHESED AND BRIDES SOCIETY**
## **CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024**
||**Page**||
|---|---|---|
|**Reference and Administrative Details**|1||
|**Report of the Trustees**|2||
|**Independent Examiner's Report**|3||
|**Statement of Financial Activities**|4||
|**Balance Sheet**|5||
|**Notes to the Financial Statements**|6 to|9|
## **GEMILUTH CHESED AND BRIDES SOCIETY**
## **REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 DECEMBER 2024**
## **TRUSTEES**
**TRUSTEES** Mrs M Padwa Mrs S Sonnenshein **PRINCIPAL ADDRESS** 34 St Andrew's Mews Dunsmure Road London N16 5HX **REGISTERED CHARITY** 253388 **NUMBER INDEPENDENT EXAMINER** Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS **BANKERS** National Westminster Bank Plc 198 Stoke Newington High Street London N16 7GA
Page 1
## **GEMILUTH CHESED AND BRIDES SOCIETY**
## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024**
## **Reference and administrative information**
Reference and administrative information is shown on page 1 of the financial statements and forms part of this report.
## **OBJECTIVES AND ACTIVITIES**
## **Objectives for public benefit**
The objects of the charity are to assist in the relief of poverty by supporting individuals, families and brides in particular.
The trustees confirm that they have given due regard the Charity Commission's guidance on public benefit.
## **FINANCIAL REVIEW**
## **Review of activities**
Funds are raised by the trustees and voluntary helpers. Requests for help are carefully considered and help is given according to circumstances.There was a reduction in the charity's income of about 7%.
## **Reserves policy**
Funds are held in reserve to meet increasing demands on the charity. Reserves at the year end were £3153 (2023 £957).
## **STRUCTURE, GOVERNANCE AND MANAGEMENT**
## **Governing document**
The charity was constituted by Deed of Trust dated 8 June 1967.
## **Organisational structure**
The power to appoint new trustees is vested in the continuing board. It is not the intention of the trustees of the charity to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.
## **Risk management**
The trustees have confirmed that there are no major risks to which the charity is exposed.
Approved by order of the board of trustees on 29 October 2025 and signed on its behalf by:
Mrs S Sonnenshein - Trustee
Page 2
## **INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF GEMILUTH CHESED AND BRIDES SOCIETY**
## **Independent examiner's report to the trustees of Gemiluth Chesed And Brides Society**
I report to the charity trustees on my examination of the accounts of Gemiluth Chesed And Brides Society (the Trust) for the year ended 31 December 2024.
## **Responsibilities and basis of report**
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or
2. the accounts do not accord with those records; or
3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
E Meyer FCA BSc
Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS
29 October 2025
Page 3
## **GEMILUTH CHESED AND BRIDES SOCIETY**
## **STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2024**
|**2024**
**Unrestricted**
**funds**
**Notes**
**£**
**INCOME AND ENDOWMENTS FROM**
Donations and legacies
2
92,281
Other trading activities
3
8,000
**Total**
100,281
**EXPENDITURE ON**
Raising funds
2,311
**Charitable activities**
4
Grantmaking
92,982
Support
2,792
**Total**
98,085
**NET INCOME/(EXPENDITURE)**
2,196
**RECONCILIATION OF FUNDS**
Total funds brought forward
957
**TOTAL FUNDS CARRIED FORWARD**
3,153|**2023**
**Total**
**funds**
**£**
97,353
10,000
107,353
4,055
146,471
2,780
153,306
(45,953)
46,910
957|
|---|---|
The notes form part of these financial statements
Page 4
## **GEMILUTH CHESED AND BRIDES SOCIETY**
## **BALANCE SHEET 31 DECEMBER 2024**
|**Notes**
**CURRENT ASSETS**
Cash at bank and in hand
**CREDITORS**
Amounts falling due within one year
8
**NET CURRENT ASSETS**
**TOTAL ASSETS LESS CURRENT**
**LIABILITIES**
**NET ASSETS**
**FUNDS**
9
Unrestricted funds
**TOTAL FUNDS**|**2024**
**2023**
**Total**
**Total**
**funds**
**funds**
**£**
**£**
6,935
3,790
(3,782)
(2,833)
3,153
957
3,153
957
3,153
957
3,153
957
3,153
957|
|---|---|
The financial statements were approved by the Board of Trustees and authorised for issue on 29 October 2025 and were signed on its behalf by:
Mrs S Sonnenshein - Trustee
The notes form part of these financial statements
Page 5
**GEMILUTH CHESED AND BRIDES SOCIETY**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024**
## **1. ACCOUNTING POLICIES**
## **Basis of preparing the financial statements**
The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.
## **Income**
Donations are included in full in the Statement of Financial Activities when received.
Other income is included in the year in which it is receivable.
## **Expenditure**
Expenditure is recognised in the year in which it incurs and includes irrecoverable VAT, which is reported as part of the expenditure to which it relates.
Raising funds are the costs of generating income and do not include the costs of disseminating information in support of the charitable activities.
Support costs are those incurred to assist the work of the charity but are not direct charitable activities.
Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.
## **Taxation**
The charity is exempt from tax on its charitable activities.
## **Going concern**
There are no material uncertainties about the charity's ability to continue.
## **2. DONATIONS AND LEGACIES**
|Donations
**3.**
**OTHER TRADING ACTIVITIES**
Other trading activities|**2024**
**£**
92,281
**2024**
**£**
8,000|**2023**
**£**
97,353|
|---|---|---|
|||**2023**
**£**
10,000|
Page 6
## **GEMILUTH CHESED AND BRIDES SOCIETY**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **4. CHARITABLE ACTIVITIES COSTS**
|**Grant**
**funding of**
**activities**
**Support**
**(see note**
**costs (see**
**5)**
**note 6)**
**£**
**£**
Grantmaking
92,982
-
Support
-
2,792
92,982
2,792
**5.**
**GRANTS PAYABLE**
**2024**
**£**
Grantmaking
92,982
The total grants paid to institutions during the year was as follows:
**2024**
**£**
Relief of poverty
-
The total grants paid to individuals during the year was as follows:
**2024**
**£**
Relief of poverty
92,982
**6.**
**SUPPORT COSTS**
**Governance**
**Finance**
**costs**
**£**
**£**
Support
924
1,868
Support costs, included in the above, are as follows:
**Finance**
**2024**
**Support**
**£**
Bank charges
924|**Totals**
**£**
92,982
2,792
95,774
**2023**
**£**
146,471
**2023**
**£**
1,700
**2023**
**£**
144,771
**Totals**
**£**
2,792
**2023**
**Total**
**activities**
**£**
746|
|---|---|
Page 7
## **GEMILUTH CHESED AND BRIDES SOCIETY**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **6. SUPPORT COSTS - continued Governance costs**
|**SUPPORT COSTS - continued**
**Governance costs**|||
|---|---|---|
||**2024**|**2023**|
|||**Total**|
||**Support**|**activities**|
||**£**|**£**|
|Independent examiner's fee|420|420|
|Independent examiner's other fees|1,260|1,260|
|General expenses|188|354|
||1,868|2,034|
## **7. TRUSTEES' REMUNERATION AND BENEFITS**
There were no trustees' remuneration or other benefits for the year ended 31 December 2024 nor for the year ended 31 December 2023.
## **Trustees' expenses**
There were no trustees' expenses paid for the year ended 31 December 2024 nor for the year ended 31 December 2023.
## **8. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**
||**2024**|**2023**|
|---|---|---|
||**£**|**£**|
|Other creditors|3,782|2,833|
## **9. MOVEMENT IN FUNDS**
|**MOVEMENT IN FUNDS**||||
|---|---|---|---|
|||**Net**||
|||**movement**|**At**|
||**At 1.1.24**|**in funds**|**31.12.24**|
||**£**|**£**|**£**|
|**Unrestricted funds**||||
|General fund|957|2,196|3,153|
|**TOTAL FUNDS**|957|2,196|3,153|
Net movement in funds, included in the above are as follows:
|**Unrestricted funds**
General fund
**TOTAL FUNDS**|**Incoming**
**resources**
**£**
100,281
100,281|**Resources**
**Movement**
**expended**
**in funds**
**£**
**£**
(98,085)
2,196
(98,085)
2,196|
|---|---|---|
Page 8
## **GEMILUTH CHESED AND BRIDES SOCIETY**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **9. MOVEMENT IN FUNDS - continued**
## **Comparatives for movement in funds**
|**At 1.1.23**
**£**
**Unrestricted funds**
General fund
46,910
**TOTAL FUNDS**
46,910
Comparative net movement in funds, included in the above are as follows:
**Incoming**
**resources**
**£**
**Unrestricted funds**
General fund
107,353
**TOTAL FUNDS**
107,353|**Net**
**movement**
**At**
**in funds**
**31.12.23**
**£**
**£**
(45,953)
957
(45,953)
957
**Resources**
**Movement**
**expended**
**in funds**
**£**
**£**
(153,306)
(45,953)
(153,306)
(45,953)|
|---|---|
## **10. RELATED PARTY DISCLOSURES**
There were no related party transactions for the year ended 31 December 2024.
Page 9