THE PARISH OF STJAMES COLLIER ROW AND STJOHN THE EVANGELIST HAVERING-ArrE-BOWER
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

STALLARD & CO LIMITED
THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVER1NG-A￿E-BOwER
CONTENTS
FOR THE YEAR ENDED 31 DECEMBER Z024
Page
1-5 Annual Report of the Parochial Church Council
6-8 Statement of Financial Activities
9 Balance Sheet
10-11 Notes to the Accounts
12 Independent Examiners, Report

THE PARISH OF STJAMES COLLIER ROW AND STJOHN THE EVANGELIST HAVERING-ATTE-BOWER
ANNUAL REPORT OF THE PAROCHIAL CHURCH COUNCIL
FOR THE YEAR ENDED 31 DECEMBER 2024
REFERENCEAND ADMINISTRAnVE DETAILS
Charity number..
251460
Principal Offfice:
The Parish office
The Green
North Road
Havering-Atte-Bower
Romford
RM4 IPL
Independent Examiner:
A P Stallard
Stallard & Co Limited
Suite 2, Aquarium 101
Lower Anchor Street
Chelmsford
CM2 OAU
The PCC has the responsibility of co-operating with the incumbent in promoting the whole
mission of St James and St Johns. It also h3S the maintenance responsibilities for St John's Church
and Church Hall and St James Church.
The PCC members are ex-officio or elected at the Annual Meeting in accordance with
the Church Representation Rules. During the past year the following served as PCC members.
Incumbent-.
Curate..
Curate:
Rev. D Anderton
Rev. G Clark
Rev. N Snelling
Wardens-
S Clarke
G Edwards
Elerted members:
H Knightbridge
J Shephard
E Knightbridee
T Negus
P Negus
E Anderton
S Clarke
D Rowe
SPye
M Dreese
L Mathieson
C Spelling
Treasurer
Secretary
Page I

THE PARISH OF ST JAMES COLLIER ROW AND STJOHN THE EVANGELIST HAVERING-AThE-BOWER
ANNUAL REPORT OFTHE PAROCHIAL CHURCH COUNCIL
Cont.
FOR THE YEAR ENDED 31 DECEMBER Z024
STRUCTURE. GOVERNANCE AND MANAGEMENT
The method of appointment of PCC members is set out in the Church Representation Rules.
All attendees are encouraged to register on the Electoral Roll and stand for election to the PCC.
oBJE￿IVEs AND ACTIVITIES
St John'5 and St James have the responsibility of co-operating together in unity, to provide
ecumenical. pastoral and evangelical leadership within the whole church mission set before
God.
REVIEW OF THE YEAR 2024
These accounts represent the view of the single parish.
There were 6 planned meetings of the full PCC during the year with the Standing Committee
meeting 4 times and Fabric and Finance Sub-committee also meeting.
The APCM was held on 19th May.
The Electoral Roll at 2024 APCM was 78.
A summa
of what our main attivities for the
ear.
Communal worship is at the heart of our church life with weekly Sunday worship and
other services / groups taking place during the week as part of a pattern of worship and activity-
We have both men's and ladie's groups, monthly services in two care homes in our
parish, and we provide pastoral support to St Francis Hospiee in our village.
In late 2022 we employed a Family outreach Pastor on a 3-year role to progress and
lead our Parish- 2024 was the second full year of this Role being in place.
This en3bled us to continue to deliver and grow the following,.
Sunday School lalongside main Sunday service) 3 weeks a month - now reaching 32 individuals
(normal group size 131.
Sunday Evening Youth Group weekly- doubled last year.
Little Stars toddler group. This has now moved onto a smaller venue in the church premises 50
the numbers we can reach each week is lower, but the quality of the contatts has improved as the
space is more conducive to good social interaction between adult and adul and between adults
and children.
Friday Drop in Coffee Morning. 55 people reached, an increase of 15 from last year. Thi5 goes
from strength to Strength.
After School15econdaryl outreach. Reaching 50+ children - some from a second school,
supporting some who are struggling with social anxiety.
Messy Church- now bi-monthly- 66 people reached. In summer 2024 'Messy Church in the Park,
was a collaboration with three other churches coming together.
We have a strong relationship with our C of E Primary School Itaking assemblies in school and
welcoming children and teachers into St John'5 for various school services and educational visits).
Pase 2

THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-AThE-BOWER
ANNUAL REPORT OF THE PAROCHIAL CHURCH COUNCIL Icont.)
FOR THE YEAR ENDED 31 DECEMBER 2024
We are a referral agency and collection centre for the local Foodbank and members of our
church family are volunteer workers.
St James, hall is home to local Scouts and Guides groups. Joint events and services take place
throughout the year.
Coffee mornings and drop in; these are run weekly for local people to have coffee and meet
and chat.
Family time- originally envisioned as a place for families of the Church and from the outreach
projects to come together. However. people of 311 ages have attended - irLcluding older single
people. This has created a real family dynamic allowing for a sharing of wisdom and faith.
Family Support Hub- a new venture in collaboration with Bower Park School and Empower
Academic Trust. Providing advice from statutory and voluntsry agencies, a cup of coffee and
a listening ear. 8 famile5 reached.
Little Stars Adult Social Group - provides space for past and present carers of Little Stars Children
who have wished to keep in touch and continue their connection with church.
Our focus on mental wellbeing led to us hosting a Mentsl Health First Aiders accreditation course
at the St Jame5 in April 2023 with 5 members of the church taking part together with 4 from other
churches.
In 2024 we have continued to see the profile of the ehurch, our facilities, and the groups we
offer rise in the local community.
Scouting and guiding groups use St James h3113 times a week.
For inst3nce, since September 2023 a commercial pre-school group has been using St James,
Church Hall 5 days a week during term time. From September 2024 a charity which supports
8du5ts with Autism trialled the use of our Church H311 at St John's and this will begin a contract
in 2025 for 4 day$ 3 week.
These not only bring financial contribution but also foster greater links between the Church
and the community it serves.
Church Repairs
In 2022 we had an exceptionally large slate and marble memorial fall from St John's
church interior wall. Over 2022 and 2023 we conducted repairs on the wall and secured all the
remaining memorials in the church following advice from Diocesan and national experts.
in 2024 we finished the projett. This stage comprised fixing all the broken marble
pieces of the memorial onto a solid frame so that the words on the memorial are now visible.
Summary
As.a parish we have continued our communal worship.
We are reaching out in the community through our Family Outreach Pastor and the availability
of our facilities.
We have carried out essential maintenance to the fabric of the churches.
Page 3

THE PAR15H OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-AThE-BOWER
ANNUAL REPORT OF THE PAROCHIAL CHURCH COUNCIL (cont.}
FOR THE YEAR ENDED 31 DECEMBER 2024
During 2024 we had 11 Baptisms, 2 weddings, 4 funerals, 3 internment of ashes and 2 funerals
conducted elsewhere.
Throughout the year the incumbent and PCC have continued to attend their responsibilities for
safeguarding, reviewing, and re-3dopting the national Church of England safeguarding policy
statements and practice guidance and re-appointing our Parish Safeguarding Officer.
We supported local, UK and overseas charities including Saint Francis Hospice, The Children's
Society, Barnabas, Collier Row Food Bank and Tearfund.
Page 4

THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-AThE-BOWER
ANNUAL REPORT OFTHE PAROCHIAL CHURCH COUNCIL Icont.)
FOR THE YEAR ENDED 31 DECEMBER 2024
FINANCIAL REVIEW
The report is divided between the General Fund lunre5tricted Fundl and Repairs and
Maintenance Idesignated Fundl and Outreach (restricted fund).
A Summary Statement. and Balance Sheet are also provided.
a. General Fund
Most of our giving from the ChLJrch members is done in the most tax effective
manner, for example gift zid. This giving was down in 2024 compared with 2023.
The overall income was almost £7,000 lower. In 2023 we received 3 large one-off
legacy, although this was partially offset by the increase income from the use of our
hall. This use will increase in 2025.
We paid our Parish Share in full and paid an additional £2,400 as a gift to the Diocese.
We continued to support the Outreach work but the 2024 amount was less than the
2023 figure (which included money for the initial setup).
b. Repairs and maintenance designated fund for both Churches.
We continue to receive the Pemberton Barnes Grant which 15 important to us. Our
overall expenses were higher. largely due to,.
improvement work carried out on our halls. This included redecoration.
final repairs to the memorial which fell at St John's church.
much higher utility costs. We reached the end of our favourable
contracts for all sites, and the new ones are at a higher rate. In addition,
we had a 2023 cost paid in 2024; this was due to a faulty meter and not
resolved until 2024.
c. Outreach-Restricted Fund
We received a Grant from the Henry Smith charity towards the employment of an
outreach pastor and the PCC also provides funds for this. It is a restricted fund purely
for the Outreach Pastor and their associated work and therefore is reported
seper8tely.
d. Summary
There was a surplus for the General Fund of £34,622 and a deficit of £49,716 for the
repair fund. The Outreach Fund is restricted and has a deficit of £1,606. Thi5 is funded
by a Henry Smith Charity Grant and Church.
RESERVES POLICY
It is the PCC'S policy to maintain sufficient funds to cover approximately one year's general
expenditure. General maintenance is sufficiently covered by grant income. Surplus
grant income is used to build reserves to help meet future larger maintenance costs.
On behalf of the PCC
Dated
Page 5

THE PARISH OF STJAMES COLLIER ROW AND STJOHN THE EVANGELIST HAVERING-AThE-BOWER
STATEMENT OF FINANCIALACTIVITIES
FOR THE YEAR ENDED 31 DECEMBER 2024
2024
2023
General Fund (Unrestricted Fund)
Incoming Resources
Incoming resources from donors
Gift Aid
General plate
One off legacy
Diocese Energy Grant
Gift Aid recovered
Discretionary Fund
26,226
6,238
30,851
8,084
21,807
2,090
7,385
8,742
41,206
70,217
Other voluntary incoming resources
Donations
Income from operating activities to further
the work of the Church
Fees
Use of all facilities
Coffee mornings
Little Stars
2,297
1,016
3,845
32,232
990
920
37,987
2.571
13,545
16,959
Income from investments
Bank interest
Total Incoming Resources
Resources Expended
Grants to further the work of the church
Ministry
Outreach
Mission
81,490
88,192
1,296
7,920
285
9,501
1,191
17,920
655
19,766
Church artivities
Diocesan parish share
Extra parish Share
Vicars fund
27,665
2,400
24,770
2,400
30,065
27,170
Church management
Office expenses
Miscellaneous expenses
Independent examination
Bank charges
5,551
1,066
450
235
7,302
4,511
1,599
450
75
6.635
Total resources Expended
Net movement in Fund
Net loutgoingl / incoming resources
46,868
53,571
34,622
34,621
Page 6

THE PARISH OF ST JAMES COLLIER ROW AND STJOHN THE EVANGELIST HAVERING-ATfE-BOWER
STATEMENTOF FINANCIALAcnviTIES (Cont.)
FOR THE YEAR ENDED 31 DECEMBER 2024
2024
2023
Repairs & Maintenance Fund (Designated Fund)
Incoming resources from donors
Pemberton Barne5 Grant
Income from investments
Bank interest
Total Incoming Resources
Resources Expended
Church attivities
Church utilities
Church music
Church insurance
Church repairs & maintenance
Hall cost5
Churchyard
Piano & organ
Church alarm & extinguishers
Chubb
Water
40,000
40,000
40,000
40,000
15,120
866
6,670
6,130
6.502
5,070
9,033
2,556
2,413
2,376
1,102
35,182
9,200
945
3,052
1,556
37,409
Special Projects
Architetts
Maintenance & other projects
Stonework
Redetoration
4,276
5,539
6,930
16.745
8.847
Stjames costs
Maintenance
Heating
8,847
4.500
12.503
6,236
1,477
5,370
30,086
4,314
3,655
2023 costs
Insurance
Projects
1,444
2,379
11,792
Church management & administration
Bank charges
Telephone
H811 caretaker
301
2,715
2,280
5,296
3,196
2,280
5,476
Totsl Resources Expended
Net Movement in Funds
Net incoming I loutgoingl resources
89,716
61,117
49,716
21.117
Page 7

THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-ArrE-BOWER
STATEMENT OF FINANCIAL AcfiviTIES (Cont.)
FOR THE YEAR ENDED 31 DECEMBER 2024
2024
2023
Church Outreach Fund
Henry Smith Grant
PCC Grants
20,000
7,920
20,000
17,920
Total Incoming Re50urce5
27,920
37.920
Expendlture
Staff costs
Misc costs
26,811
2.715
26,052
896
29,526
26.948
Surplus
1,606
10,972
Page 8

THE PAR15H OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-AThE-BOWER
BALANCE SHEET AS AT 31 DECEMBER 2023
2024
2023
Notes
FIXED ASSETS
CURRENT ASSEf5
Debtors
Cash in hand
1,816
82,779
84,595
1,035
115,962
116,997
LIABILITIES FALLING DUE WITHIN ONE YEAR
Creditors
455
84,140
14,274
102,723
FUNDS
B/fwd
General fund
Outreach
Discretionary fund
Designated - Repairs & Maintenance Fund
102,723
34.622
1.606
1,883
49,716
84,140
78,247
34,621
10,972
21,117
102,723
The attsched notes and the Independent Examiners Report on page 9 form an
integral part of the Accounts.
These Accounts were adopted and approved by members of the Parachial Church
Council at their meeting held on and signed on its behalf by..
Honary Treasurer
Dated
Page 9

THE PARISH OF STJAMES COLLIER ROWAND STJOHN THE EVANGELIST HAv£RING-A￿E-BOwER
NOTES TO THE ACCOUNTS
FOR THE YEAR ENDED 31 DECEMBER 2024
I ACCOUNTING POLICIES
al Basis of accourltin
The financial statements have been prepared under the historic cost convention, in
accordance with the Church Accounting Regijlations 2006 and Accounting and
Reporting by Charities- Statement of Recommended Practice applicable to charities
preparing their accounts in accordance with FRS102 (Charities SOPR FRS 1021 and
the Charities Aet 2011.
bl Funds
Restricted funds represent donations or fundraising income invited by the PCC for
a specific objett. The funds may only be expended on the specific object for which
they were given. Any balance remaining unspent at the end of each year must be
carried forward 35 a balance on that fund.
Unrestricted funds represent funds of the church council that are not subject to any
restrictions regarding their use and are available for application on the general
purposes of the Church. Funds deslgnated by the Church Council for a particular
purpose are also unrestricted.
cl Incoming resources
All incoming resources are included in the statement of financial activities when
the charity is entitled to the income and the amount can be quantified with
reasonable accuracy. The following specific policies are applied to particular
categories of income-
Collections and planned giving receivable under covenant are recognised
when received on behalf of the Church Council.
Tax refunds are recognised when the incoming resource to whieh they
relate is received.
Funds raised by fete, garden party and similar events are accounted for
gross
Grant5 and legacies to the Church Council are accounted for as soon as
the Church Council is notified of its legal entitlement and the amount
due.
Rental income from the letting of the church premises is recognised
when the rentsl is due.
Interest and dividends are recognised when received.
Page 10

INDEPENDENT EXAMINERS REPORT
TO THE PCC OF 5TJAMES COLLIER ROWAND STJOHN
THE EVANGELIST HAVERING-AThE-BOWER
This report on the Accounts of the PCC for the year ended 31 December 2024, which are set
out on pages I to 8 inclusive. is in respect of an examination carried out in accordance with
the Church Ac¢ounting Regulations 2006 and Settion 145 of the Charities Act 2011.
Rei
ertive res
onsibilities of Trustees and Examiner
A5 members of the PCC you are responsible for the preparation of the Accounts; you consider
that the audit requirement of Regulation 3131 of the Church Accounting RegLJlations 2006 and
Settion 144121 of the Charities Act 2011 (the Act) do not apply. It is my responsibility to issue
this report on those Accounts in accordance with the terms of the Church Accounting
Regulations 2006 and the Charities (Atcounts and Reports) Regulations 2008.
Basis of Inde
endent Examiner's Re ort
My examination was carried out in accordance with the General Direttions given by the
Charity Commission under Section 1451511bl of the Att and to be found in the guidance from
the CBF. That examination includes a review of the accounting records kept by the PCC and
a comparison of the Accounts with those records. It also include5 considering any unusal items
or disclosures in the Accounts and seeking explanations from you a5 Trustees concerning any
such matter5. The procedures undertaken do not provide all the evidence that would be
required in an audit, and consequently I do not express an audit opinion on the view given
by the Accounts.
Inde
endent Examiner's Statemen
In accordance with my examination. no matter has come to my attention which gives me
reasonablè cause to believe that, in any materi31 respect, the requirements,.
to keep accounting records in accord3nce with Settion 103 of the 2011 Att,- and
to prepare Accounts which accord with the accounting records and to comply with
the requirements of the Act, as also contained in the Church Accounting
RegLJlations 2006.
have not been met, or to which, in my opinion. attention should be drawn in order to enable
a proper understanding of the Accounts to be reached.
Suite 2
Aquarium 101
Lower Anchor Street
Chelmsford
CM2 OAU
Andrew Stallard
Independent Examiner
Stallard & Co Ltd
March 2025
Page 12