|||||||Z0|||||| |---|---|---|---|---|---|---|---|---|---|---|---| |||||||si|||||| |||||||c||Restricted|||| |Recommended
categories
activity||||by||rrl
O5
Q|Unrestricted
funds|income
funds|Endowment
funds|Total funds|Prior year
funds| ||||||||||f.|E|| |Incoming resources|(Note||3)||||F01|F02|F03|F04|F05| |Income and endowments|from:||||||||||| |Donaticns
and
legad as|||||||||||| |Charitable activities|||||||||||| |Other trading activities|||||||||||| |Investments|||||||145 955|||145955|142406| |Separate material
item ofincome|||||||||||| |Total|||||||145 955|||145955|142406| |Resources expended||(Note||6)|||||||| |Expenditure
on:|||||||||||| |Raising funds|||||||||||| |Charitable
activities|||||||113,968|||113,968|83,337| |Separate material
item ofexpense||||||S10|7,420|||7,420|8,569| |||||||S11|||||| |Total||||||S12|121388|||121388|91 906| |Net incomel(expenditure)|||before investment||||||||| |gains!(losses)||||||S13|24 567|||24 567|50500| |Net gains/(losses)
on investmerts||||||S14|||||| |Net incomel(expenditure)||||||S15|24 567|||24 567|50500| |Extraordinary
items||||||S16|||||| |Transfers between funds||||||$17|||||| |Other recognised
gains/(losses):|||||||||||| |Gains and losses on revaluation|of|fixed assets for the charity's|||own use|618|||||| |Other gains/(losses)||||||S19|||||305143| |Net movement
in funds|||||||24 567|||24567|355643| |Reconciliation offunds:|||||||||||| |Total funds brought forwa d|||||||6854331|||6 854 331|6498688| |Total funds camed forward|||||||6878898|||6878898|6854331| ||||||SV||Restricted||||| |---|---|---|---|---|---|---|---|---|---|---|---| ||||||(0
O|Unrestricted|income|Endowment|Total this||Total last| ||||||Q|funds|funds|funds||year|year| |Fixed assets||||||F01|F02|F03||F04|F05| |Intangible|assets|||(Note 15)|801||||||| |Tangible assets||||(Note 14)|802||||||| |Heritage assets||||(Note 16)|803||||||| |Investments||||(Note 17)|804|6,914,574|||6,914,5?4||6914574| |||||Total fixed assets|805|6,914,574|||6,914,574||6914574| |Current|assets||||||||||| |Stocks||||(Note 18)|||||||| |Debtors||||(Note 19)||28423||||28423|24 554| |Investments|||(Note 17.4)||||||||| |Cash at bank and in||hand (Note 24)||||254,264||||254,264|242 918| |||Total current assets|||810|282,687||||282,687|267472| |Creditors:|amounts|falling due within|||||||||| |one year|(Note||20)||811|25638||||25638|25638| ||Net current|||assetsl(liabilities)|812|257,049||||257,049|241 834| |Total assets||less||cunent liabilities|816|7,171,623|||7,171,623||7 156408| |Creditors:|amounts|falling due after one|||||||||| |year|(Note 20)||||814|292 725||||292 725|302 077| |Provisions|for liabilities||||815||||||| |Total net assets orliabilities|||||816|6,878,898|||6,878,89S||6854331| |Funds ofthe Charity|||||||||||| |Endowment|funds (Note 27)||||817||||||| |Restricted|income funds|||(Note 27)|818||||||| |Unrestricted|funds||||810|1 321 434|||1,321,434||1 29686?| |Revaluation|reserve||||820|5,557,464|||5,557,464||5557464| |||||Total funds|821|6,87S,S98|||6,878,898||6854331| |Signed
by one or two trustees
on behalf of all|||||||||||Date of| |the trustees||||||Signature||Print|Name||approval| ||||||||||||dd/mm/yyyy| |Note 3||||A|n|alysi|s of|in|c|om|e|||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| ||||||||||||||||Restricted|||| |||||||||||||||Unrestricted|irxxaue|Endowroent||| |||||||||||||||funds|funds|funds|Total funds|Prior year| ||||||||Ana|||sis||||||||E| |Donations|||Donations|||and|ilts|||||||||||| |and legacies:||||||||||||||||||| ||||General|grants|||provided|||by|government/other|||||||| ||||charities|||||||||||||||| ||||Membership|||subscriptions||||and sponsorships||||||||| ||||which are||in substance||||donations|||||||||| ||||Donated|||s,|facilities||and services|||||||||| ||||Other|||||||||||||||| ||||||||||||||Total|||||| |Charitable||||||||||||||||||| |activities:||||||||||||||||||| ||||Other|||||||||||||||| ||||||||||||||Total|||||| |Other trading||||||||||||||||||| |activities:||||||||||||||||||| ||||Other|||||||||||||||| ||||||||||||||Total|||||| |Income|from||interest|income|||||||||||15||15|| |investments:|||Dividend|income||||||||||||||| ||||Rental and||ieasi||income||||||||145940||145940|142222| ||||Other|||||||||||||||| |||||||||||||Total|||145,955||145955|142406| |Separate||||||||||||||||||| |material||item||||||||||||||||| |ofincome:||||||||||||||||||| |||||||||||||Total||||||| |Other.|||Conversion|||ofendowment||||funds tito income||||||||| ||||Gain on disposal||||ofa tangible||||fixed asset held||for|||||| ||||charity's|own use||||||||||||||| ||||Gain on disposal||||afa programme|||||re(ated||||||| ||||investment|||||||||||||||| ||||Royalties|from the exploitation|||||||ofintellectual|||||||| ||||property|rights||||||||||||||| ||||Other|||||||||||||||| |||||||||||||Total||||||| |TOTAL INCOME|||||||||||||||145955||145955|142406| |Other information:||||||||||||||||||| |All income||in the|prior year||was unrestricted|||||except for: (please||||||||| |provide description
and amounts)||||||||||||||||||| |Where any||endowment
fund|||is converted|||into income
in the||||||||||| |reporting|period,||please give|||the reason||for||the conversion.||||||||| |Where any||endowment
fund|||is converted|||into income
in the prior||||||||||| |period, please give the reason for|||||||the conversion.|||||||||||| |Within the||income|items above the||||following|||items||are material:||||||| |(please disclose the nature,|||||amount and|||any||prior year amounts)||||||||| |||||||CD
CD|||||||||C)
CD|C)
CD|||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |||||||CO||||||||||||||||||||I»|| |||||||||||||||||||||||||||CO|L| |||||||||||||||||||||||||||5
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Explain any contractual
obligations|(iv)
Explain any contractual
obligations|for|for|the purchase,|the purchase,||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---| |construction
ordevelopment
of|investment|||property|orfor repairs,||||||||| |maintenance
orenhancements|||||||||||||| |17.4 Please provide a breakdown
ofcurrent asset investments,||||||ifappgcab(e,||agreeing|with the balance sheet.||||| |Analysis ofcurrent asset investments|||||||This year||Last|year|||| |Cash orcash equivalents|||||||||||||| |Usted investments|||||||||||||| |Investment
properties|||||||||||||| |Social investments|||||||||||||| |Other investments|||||||||||||| |Total|||||||||||||| |17.5Guarantees|||||||||||||| |||||||||This|year|||Last|ear| |Please provide details and amount ofany||guarantee|||made tooron||||||||| |behalf ofathird pady|||||||||||||| |Name ofthe entity orentities benefitting||from those|||guarantees||||||||| |Please explain how the guarantee|fur(hers|the charity's aims|||||||||||| |17.6Concess(chary
loans|||||||||||||| ||||||||Descnption|||This|year E|Last|yaer E| |Amount ofconcesslonary
loans made (hru/gpre
loans|||||||||||||| |made may be dlsciosedin
aggregate|provided||thai such||||||||||| |aggrega don does nur obsure signiiicani
iniormaiion).|||||||||||||| ||||||Total||||||||| |Amount ofconcessionary
loans received||(sou/rip/a|||||Descript/on|||This|year E|Last|year E| |loans nrceived may be disclosedin|aggregahr||provided||||||||||| |that such aggregaaon
does noi obsure sign/scant|||||||||||||| |inrannaiionl.|||||||||||||| ||||||Total||||||||| |||||||This|year|||Last|year||| |Terms and conditions
eg interest|rate, security||||||||||||| |provided|||||||||||||| |Value ofany concessionary
loans|which have|||been|||||||||| |committed
but not taken up at the|reporting||date||||||||||| |Amounts
payable within
1 year|||||||||||||| |Amounts
payable after mors than|1year||||||||||||| |Amounts
receivable within
1year|||||||||||||| |Amounts
mceivable after more than 1 year|||||||||||||| |17.7AddNonal
Information|||||||||||||| |||||||This|ear|||Last|ear||| |Please provide information
about the significance of|||||||||||||| |investments
to the charity's financial position||||or|||||||||| |performance
eg. terms and conditions of loans||||orthe|||||||||| |use of hedging to manage financial|risk.||||||||||||| |For all investments
measured
at fair value,||the||basis|||||||||| |for determining
the value, inc(uding|any||||||||||||| |assumptions
applied when using avaluation|||||||||||||| |technique.|||||||||||||| |Where a charity has provided
financial assets|||as a||||||||||| |form of security, the canylng
amount ofthe financial|||||||||||||| |asset pledged as security and the terms and|||||||||||||| |conditions
relating to its pledge.|||||||||||||| |Note 17|Investment|Investment|assets|||||||| |---|---|---|---|---|---|---|---|---|---|---| |Please complete this note ifthe chaniiy has any investment||||||assets.||||| |17.1 Fbted assets Investments|||(please|provide for|each chss ofInvestment)|||||| ||||Cash 8cash|||Listed|inveshnsnt|Sosis i||| |||||equivalents|investments||pfoporass|invastments|Other|Tots I| |Carrying
(lair) value at beginning
of||period||6,960|||6,907,614|||6,914,574| |Add: addt/ons|to investments
during|||||||||| |period'||||||||||| |Less: dispasals|at carrying value|||||||||| |Less: impairments||||||||||| |Add: Reversal|ofimpairments|||||||||| |Add/(deduct):|transfer
in/(out)
in the|||||||||| |period||||||||||| |Add/(deduct):|net gain/(loss)
on|||||||||| |revaluation||||||||||| |Carrying
(lair) value at end ofyear||||6,960|||6,907,614|||6,914,574| |'Please specify|additions
resulting||from acquisitions|||||||| |through
business combinations,||ifany.||||||||| |19.1|Analysis ofdebtors|Analysis ofdebtors|| |---|---|---|---| |Trade|debtors||| |Prepayments||and accrued income|| |Other|debtors||| ||||Total| |This|year|Last year| |---|---|---| ||28423|24 554| ||28,423|24,554| |19.2
Analysi|s ofdebtors recoverable
in more than 1yea|r (included
in debtors above)||| |---|---|---|---|---| ||||This year|Last year| |Trade debtors||||| |Prepayments|and accrued income|||| |Other debtors||||| |||Total||| ## |20.1Analysis ofcre|ditors|||||||| |---|---|---|---|---|---|---|---|---| ||||Amounts|falling due|within|Amounts|falling due after|| |||||one year||more than one year||| ||||This year
Last year
f.|||This year||Last year
f| |Accruals for grants|payable|||||||| |Bank loans and overdrafts|||19|278|19278|292725||302 077| |Trade creditors||||||||| |Payments
received|on account for contracts or|||||||| |performance-related|grants|||||||| |Accruals and deferred income|||2?60||2 760|||| |Taxation and social|security|||||||| |Other creditors|||3|600|3600|||| |||Total|25,638||25,638|292,?25||302,077| ## ||||This|ear|Last|ear| |---|---|---|---|---|---|---| |Please explain the reasons why income is||deferred.||||| |Movement in deferred income account|||||This year|Last year| |Balance at the start ofthe reporting|period|||||| |Amounts
added
in current period||||||| |Amounts
released to income from|previous|periods||||| |Balance at the end ofthe reporting|period|||||| |||Kl||N|U|||||| |---|---|---|---|---|---|---|---|---|---|---| |||0||||||||| |||0|C|~ego||||||| |||Q||||||||| |||Q|||'U|||||| |||,Ul|C||m
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IL'||| ## ## # ## ## ## |||||SORP reference|||||| |---|---|---|---|---|---|---|---|---|---| |Summary|ofthe plirposes||of||To provide housing
accommodation|||and|| |the charity as set out||in its|||financial assistance
of||needy persons of||| |governing|document||||the age of45 and upwards,
being resident||||| ||||||in StAlbans|or having|family or other||| ||||||associations|therewith.|||| |Summary
activities|ofthe main
in relation to those|||Para 1.17and
1.19|The trustees
substantially|have continued
to provide
subsidised
accommodation|||for| |purposes|for the public||||its beneficiaries
who pay a modest weekly||||| |benefit,
in particular,||the|||maintenance|contribution.
This is funded|||by| |activities,|projects or||||other properties
let on||a commercial|basis.|| |services identified
in||the|||||||| |accounts.|||||||||| |Statement|confirming|||Para 1.18|The trustees|have had|regard to the||| |whether the trustees||have|||guidance
issued by the||Charity||| |had regard to the guidance|||||Commission|on public|benefit.||| |issued
by|the Charity||||||||| |Commission
on public|||||||||| |benefit|||||||||| ## ## |||||Para 1.38| |---|---|---|---|---| |Policy on|grant making|||| |||||Para 1.38| |Policy on|social investment|||| |including|program||related|| |investment||||| |||||Para 1.38| |Contribution||made|by|| |volunteers||||| ## |Achieve|ments
and Per|formance|||||| |---|---|---|---|---|---|---|---| |||SORP reference|||||| ||||The trustees|consider the performance|||of| ||||the charity to|be|satisfactory|in this year.|| ||||Accommodation||continued|to be provided|| |Summary
ofthe main
achievements
of the charity,||Para 1.20|at a substantially
subsidised
cost for its
beneficiaries
who pay a modest weekly||||| |identifying|the difference the||maintenance|contribution.|||| |charity's|work has made to||||||| |the circumstances
of its|||||||| |beneficiaries
and any wider|||||||| |benefits to society as a|||||||| |whole.|||||||| ## |Achievements
against|Para 1.41| |---|---| |objectives set|| |Performance
offundraising|| |activities against objectives|Para 1.41| |set|| |Investment
performance|Para 1,41| |against objectives|| |Other|| ## |Financial
Review||||| |---|---|---|---|---| |Review ofthe charity's||Para 1.21|The charity's|income rose tof145,955| |financial
position at the end|||(2021 8142,406) with property costs of|| |ofthe period|||f113,968(2021f83,337)and additional|| ||||expenditure|ofE7,420 (2021 E8,569).| |Statement
explaining
the||Para 1.22|The trustees|now consider that general| |policy for holding
reserves|||funds should|be maintained
at a level| |stating
why they are held|||equivalent
to twelve month's
expenditure.|| |Amount
ofreserves
held||Para 1.22|E6,878,898|(2021 E6,854,331)| |Reasons for holding zero||Para 1.22||| |reserves||||| |Details offund materially|in|Para 1.24||| |deficit||||| |Explanation
ofany||Para 1.23||| |uncertainties
about the||||| |charity continuing
as a going||||| |concern||||| |The charity's
principal|| |---|---| |sources offunds
(including|Para 1.47| |any fundraising)|| |Investment
policy and
objectives including
any|Para 1.46| |social investment
policy|| |adopted|| |A description
of the principal|Para 1.46| |risks facing the charity|| |Other|| ## |Description ofcharity's||Trust deed adopted
on 23/7/1964 and|| |---|---|---|---| |trusts:||varied b
scheme on 7/1/1992.|| |Type of governing
document|Para 1.25|Trust Deed|| |How is the charity|Para 1.25|Charitable
organisation|| |constituted?|||| |Trustee selection methods|Para 1.25|ln accordance
with the Trust's constitution.|| |including
details of any||The body oftrustees consists ofseven|| |constitutional
provisions e.g.||competent
people.
Co-opted trustees are|| |election to post or name of||persons
residing
or carrying
on business|in| |any person or body entitled||or near St Albans and are appointed
for|a| |to appoint one or more||term offive years. Any competent
trustee|| |trustees||ma
be re-a
ointed.|| ## |Policies and|procedures|||| |---|---|---|---|---| |adopted for the induction||Para 1.51||| |and training|oftrustees|||| ||||The trustees delegate the day to day|| ||||running|ofthe charity to the Clerk of| |The charity's
structure
and|organisational
any wider|Para 1.51|Trustees.|| |network
with|which the|||| |charity works||||| |Relationship|with any|Para 1.51||| |related parties||||| |Other||||| ## |Chari|name|||Vincent's
Charit|| |---|---|---|---|---|---| |Other name the chari|||uses||| |Re istered chari||number||251320|| |Charity's|principal|address||C/o Bretherton
1"Floor, Alban|Law
Row| |||||27-31 Verulam|Road| |||||StAlbans|| |||||Hertfordshire|| |||||AL3 4DG|| ## |ames|ofthe charity trust|ofthe charity trust|ees
who manage|the charity|||| |---|---|---|---|---|---|---|---| ||Trustee name||Office (ifany)|Dates acted ifnot for whole
ear|Name
to a|of person (orbody) entitled
oint trustee
if an|| |1|Penelope|Williams|Chair||||| |2|Joyce Lusby||||||| |3|Caroline|McCaffrey|||||| |4|Bruce Kent||||||| |5|John Austin||||||| |6|David Graves||||||| |7|David Smith|||01/04/21 —20/07/21|||| |8|||||||| |9|||||||| |10|||||||| |11|||||||| |12|||||||| |13|||||||| |14|||||||| |15|||||||| |16|||||||| |17|||||||| |18|||||||| |19|||||||| |20|||||||| ## |Funds held as cust
Description ofthe assets
held
in this capacity|odi| |---|---| |Name and objects ofthe|| |charity on whose behalf|the| |assets are held and how|this| |falls within the custodian|| |charity*s objects|| |Details ofarrangements|for| |safe custody and|| |segregation
ofsuch assets|| |from the charity's
own|| |assets|| ## ## |Names and|addresses
of|advisers
(Option| |---|---|---| |Type of|Name|Address| |adviser||| ## ## ## ##