LMAKII Y COMMI5510N FOR ENGiANO AND WALES Owvtlo Ch&rily 251253 Receipts and payments accounts CC16a For the period 0110412024 3110312025 To Section A Receipts and payments Unrestricted funds Rès¢ricted fund$ Endowment funds Total funds L8Blyear th near•st£ t4lh¢ n••r•st£ tothe nezre5t£ ttth* rt¢or•s1£ A1 Recebpts Sub totaliGross inGome for AR) Jl.479 30,024 A2 As8et and Investment sales, (see table). 13.568 f1.B14 Sahings acco1 Sub total 13.575 11,•51 13,568 41475 A3Pa ents Administraton c0615 13.3Q4 11755 Lrygl (x)sts 1165 2.185 2.154 I,n2 4.937 4163 3.84 Sub total 21.726 24323 A4 Asset and Invesknent purchases. (see tablBI Loan Almhousè ksociation 1100 1100 1100 42DO rotalpayments Z1,726 2,IDO ?1826 29.523 Nét of rnceipts/(paym•nts) AS Trnn5fern between lund$ Af• ivn(is last yeaf eno Cash funds this year end 10.760 22,228 119S2 10.760 11h68 22.228 11952 LLXX Ml aCCQUlllS lJbl Ibl)WLUdb
Section B Statement of assets and liabilities at the end of the period Unrestrlet•d funds Re$trl¢ted lunds to neart#t£ Endowment funds lonew*Jt£ Caiegories Deta115 to 81 Cash fund banck actt 24772 Cash Total cash fumts 25.J42 Unrestrlcted tunus Restrlcted nus to n•arost£ Endowment tletails -_ z••• FundtDwhi¢h Det#i15 ESJ invesunem asse15 Fuhdtowhlch Q8S•t DEtails 8ses¥thed * £85.000 eath Cost Inl B4 Assets retained for the charfty5 own use 0,000 rn- Fund towNch Details dup 85 Liabilities Sioned bvon? tntste85 on tehow of all th8 trustees nf
ignaELJre Yiini i¥ame CCXXR2 acuwnts ISS) 1611012025
CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Scction A Independent Examiner's Report Report to the trustees Anne Owens Almshouse Charity On accounts for the year ended 3110312025 Charity no (If any) 251253 Set out on pages I report lo the trustees on my examination of the accounts of the above charity ('the Trust°} for the year ended 31103/ts As the charity's truslees, you arè responsible for the preparation of the accounts in accordance with the requiremenls of the Charities Act 2011 I'the Act"}. Responsibilities and basis of report I report in respect of my examination of the Trust's aGGounts Garried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 14515)Ibl of the Act. Independent he charity's gross income exceeded £250,000 and l am qualified to examiner's statement undertake the examination by being a qualified member of [insert name of applicable listed bodylj. Delet8 [ ] if not applicable. I have completed my examination. l confirm that no material matters have come to my attention in connection wilh the examination (other than that disclosed below ') which gives me cause to believe that in, any material respect= the accounting records were nol kept in accordanc8 with section 130 of the Charities Acl., or the accounts did not accord with the accounting records., or the accounts did not comply with the applicable requirements concerning the form and contenl of accounts set out in the Charities (Accounts and Reports) Regulations 2008 othef than any requirement that the accounls give a 'true and fair, view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Please delele the words in the brackets if they do not apply. Slgned: Date: 1611012025 Name: lona Pyrs Richards Relevant professional qualification(s) or body FCCA IER Oct 2018
(if any): Address: E W Owen & Co. Ty Glyndwr, Stryd Glyndwr, Dolgellau. Gwynedd. LL40 1BB Section B Disclosure Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charily accounts- directions and guidance for examiners). Give here brief details of any items that the examiner wishes to disclose. IER Oct 2018
Trustees. Annual Report for the period Period start date Pwiod end dale Year Year From To Section A Reference and administration details Charity name Mrs Anne Owens Almshouse Oth•r names charity is known by Anne Owens Almshouse Charity Reoistsred charitv number Ilf anvl 251253 charity's principal addrnss Tarren. Brynhyfryd Road. Tywyn Gwynedd Postcode LL36 9HG Names of the charity trustees who manage the charity O¥le¥ acted rf not ft*rwhole Trustsè namè Offieè {if anv) Name of person (or body) •ntlil•d Iv trustw lif anvl Richard Vaughan Anne Lloyd-Jones John Gray- Jones Linda Kelly Geraint Owen Gwenda Roberts Catherine Evans Chairman Body of Trustees 10 12 13 14 15 16 18 19 20 Names of the trustees for the charity. if any. (for example. any custodon trusteesi Name Dates actsd if not for whole ear AOAC January 2020
Names and addresses of advisers (Optional infomiation) of advis•r Name Addre39 Name of chief executive or names of senior stsff memb•rs (Optional infomiation) Section B Structure, overnance and mana ement D¢sGription of the Gharlty's trusts Unincy)fporated Type of goveming d(Kument How Ihe charity is constitLrted Ttust Trustee selection methc%Js Appointed by Trustees Additional governance issues {Optional infomiation) You may choosÈ to incfijde The Charity is govemed by a body of seven Trustees. additional infonnation, where reieviafli, aooui. The Trustees use an Aaent. Mrs B E Vasev. Martindale MBPSS MBACB poliaes and procedures (Accredited) to act as Administrator, and carry oul all Clerkl Secretary adopted for the induction and duties and undertake all day to day Administration, Financial and Soctal Care actiwties. training of trustees., the charity's organisational structure and any wider neOrk with which the charity The Trustees at regular Trustee Meetings have the final decisions on I I IKtjVl 10 il I111* 1¥ 41 riyi4vii 141 1 Vl i ILO ai li I11 vvkniai and Medical Care., Building repairs and selection of Contractors for maintenance, replacements and renewals. relationship with any related parties.. Irusiees consiaeration OT major risks and the system and pr¢)cedures to manage them. The Accounts are checked each year by an Independent Person, E W Owen & Co, Dolgellau carried out this task. Summary ofthe objects ofthe charifv set out In its governing document To provide subsidised housing for people in need, preference being given to Single Women residing in TyThyn' AOAC October 2021
The Anne Owens Almshouse Charity is a member of the Almshouse Assoctalioii and Lurnplies wilh their Standards ol Almshouse Management and Elhical requirements. Th• p.h1[V nmnli•o with Im)n Qinhto Apl 1 QQA gnfl fi Itfil< lh provision of provtding subsidised housing. Thè Charity owns eight properties and all of Ihese are currently occupied, by eight single women who are on low income. Six of the properties are one bedroom street houses. with a large Communal Garden for the 6 residents at the rear of properties on Frankwell Street, Tymyn. LL36 9EP. The other tr•A) cottage have a large g¢irueii ai ine rear ur irie piopetTies. I ne gai(iens were spiii into half many years ago, they are too big for the resident5 to manage. they still have a considerable sized garden. The original owner of 18 Frankwell has died. The new owner has agreed to the increased rent of £150 per year. Summary ofthe main activities undertaken for the public benefft in relation to these objects (include wlthln this sgction tho statutory rfpr.IArAtinn thAt tn1$tp hAVII had regard to the guidance issued by the Charity Commission on publlc benefft) Additsonal details of objKtives and activlties (Optional inforniation) You may choose lo include further statements, where relevant, about: policy on grantmaking.. policy program related investment., contribution made by volunteers. AOAC CKaober 2021
Section D Achievements and performance Summary ofthe main achievements of the charity durina the vear The Charity owns eight single bedroom houses to provided subsidised housing for people in need. During 2024 - 2025 Accounting PericMJ the Iliglliy Wd?i bUb¥Tu1 111 ilb dllTI> i)Y VIVVIUIIIY iIVU¥IIIy TUI ¥iyiIi WU1111 from the area of Tywyn who ar• on low incom8. It is the responsibility of the Trustees of the Almshouse to keep each property in good working order, this is an ongoing project. Small building repairs. were made on all the eight properties during this a¢untanCY period. Plumbing repairs have been Carried out where necessary and all properties have currenl annual British Gas Home servi 2 contracts which include the Landlords crtificates. Electrical suNeys are carried out 1113ni fili< v•Ar¢ hv 'Phil Pl Inh 'nn 211 MthO rn)ift and renewals of equipment are made as soon as required, keeping the Electrical Certrficates current. PACT testing was carried out one each propety in April 2025. Planned major repairs of the extemal rear walls and guttering of properiie5 4-¥ rianAweii iiieei weie Iioi iiuie iu ue caFTie(i Qui ouring 2024- 2025. The budget for these repairs as been Carried forward to the 2025 -2026 financlal period. British Gas Iwo Servi contract covers all the properties. this verS Boiler. controls and ntral heating and indudes the annual service and Landlords Certificate. The renewal of each contract has been agreed from November 2025. AOAC Cttober 2021
Section D Achievements and performance AOAC Oclob* 2021
Section E Financial review Reserves are invested in the M& G Charity Mufti Asset Fund Accumulation Units, withdrawals are only made every few yeafs for maior renovations or emergencies from this investment account. Brief statement of the charity's policy on reserves WMC'S are paid by the residents on a monthly basis. currently at £351 these contributions indude water and sewerage rates. reduced Television Licenses £7.50 for those working less than 15 hours a week and free for residents over 75. The Contributions received from the residents are carefully managed so they can cover any routine annual repairs and renewals and service on Health and Safety appliances. Administration costs including the Agent's fees, AunlancY, and Building Insurance premiums, and the upkeep of the Community Garden. The Residents are requir to cover their own house contents insurance and the intemal decoration of their homes. In June 2014 the Charity reIVed an interest free loan for ten years for the sum of £40,000 plus £4000 administration fee. from the Almshouse Association. This loan was to assist the Anne Owens Charity to purchase another Almshouse. The Charity owned numbers 5-9 Frankwell Street, and have a Community Garden for the residents at the rear of the propenies. I ne owner numijer 4 tranKweii >ireei naa a rigni OT access through the garden to the rear of her property. The owner was a young person who liked to smoke and party wilh her friends, this ofleii cause distress to some of our Residents. When she decided to sell the property. the Trustees felt it was in their residents. best interest to purchase the house and add it to Iheir Almshouse portfolio. The last paymerrt £2,100 of the Loan was aid June 2025. eiaiis OT any Tunas niaieriaiiy in deficit Further financlal revlew detsils (Optional infonnationl The Trustees are responsible for the Complian of current Health and Safety legislation and regulations. All eigm Almshouses afe fitted with You may choose to indude additional infonnation. where relevant about.. the charity's principal Sources of funds (induding any fundraising).. how expenditure has supported the key objectives of the chaiity., investment pjlicy and objectives including any ethical investment policy annually. The Trustees aim to keep all properties into a goc¥J state of repair and have a regular maintenance and renewal policy. Complainls and requested from the Residents are acted on promptly. The Trustees delegate the day to day management of the Charity to an Agent who also acts as the Clerk to the Trustees. The Appointment of Trustees and Residents is th8 responsibilty of the TNStees. The Chaiman Richard Vaughan. Trustee Gwenda Roberts. along the Agent Barbara Vasey-martindale, are the designated signatories for the Charity's Barclays bank and M & G Inveslment accounts. Ail transactions require 2 signatures. The Agent's fees and monthly IWWWWI 441 authorised b the bod of Trustees. Section F Other optional information AUAL OLlober 2021
The TtU5tees are willing to act for the Anne Owens Almshouse Chatity Registetvj 251 253 for the next Financial Pericxj 1° April 2025 to 31. March 2026. Section G Declaration The trustees declare that they have approved the trustees, report above. Signed on behalf of the charlty's trustees Signaturelsl Full nam•(sl Position (eg Secretsryi Chair, Dato 23-10-xJ2 AUA October 2021