Wyc
Bib
Trans
iffe
ators
Iii¥
Annual Report and
Financial Statements //.
to 30 September 2025

Annual Report
Our vision
Our mission
Achievements and performance
Responsible stewardship
Financial review
Future plans
Structure, governance and management
Reference and administrative details
Statement of trustees, responsibilities
16
19
20
22
23
Audit Report and Financial Statements
25
Independent auditorfs report to the members ofwycliffe UK Ltd
Statement of Financial Activities
Balance Sheet
Statement of Cash Flows
Notes to the Financial Statements
30
31
32
33
'Today a precious gift has been unveiled. Mypeople will hold it like a treasure in
our community... The gatherings ￿-11 now hear the life of Jesus told not in a
dlstant language, but In the one they flrst leamed from their mother&.
Bishop Douglas Machafu, speaking at the New Testament launch
Cover image: The launch of the Upper Pokomo New Testament in Kenya on 26 April 2025.
Translated by a local team, the printed version was typeset bywycliffe member janet
Sweet
Page 2

Our vision
For centuries, people have turned to the Bible to find wisdom, hope, and a life transformed
in Christ. But for l in 5 people across the world today, the words that shape our faith in
Jesus. inspire our lives and offer us hope are trapped in a language that they cannot
understand. At Wycliffe Bible Translators. we believe that no-one should be excluded from
the good news of the Bible.
All ourwork is focused on a single vision: a world where everyone can know Jesus
through the Bible.
197 million more people with the Bible.. but 1.5 billion still waiting
We are part of a global Bible translation movement of organisations from different
countries, whose combined efforts are enabling a dramatic acceleration in translation.
Incredible progre$5 across the global movement in recent decades means that more
people now have access to God's word than ever before. As of September 2025, 779
language groups had a full Bible. compared to 343 in 1990. In the last year alone, 197 million
people gained the whole Bible in their language for the first time. But there is more still to
do- 1.5 billion people are still waiting to have the whole Bible in their language.
Progress in the publication
of Scripture
1800-2025
I￿ Olb
iooo
1.000
1820
1840
1860
1880 1900
1910
Year
1940 1960 1980 2000 ZOZS
Page 3

'It has made a blg dlfference to the Church In
the entire region. The translated Scripture has
been a tool to unite our people and it has
transformed our Ilve&'
Mathias. 8anyole Bible translator. Uganda
Our mission
Our mission is simple:
We serve local partners worldwide, as they bring God's word to their communities
in the language which speaks to them best.
We seek to deliver our mission by giving our partners (local Bible translation organisations)
the practical support they need to bring God's word to thelr own people in thelrown
languages. This includes providing funding, prayer support and highly skilled and godly
people who serve by training, mentoring. checking translation quality. assisting with
programme design or supporting organisational effectiveness.
Our approach
Wycliffe partners with churches and individuals $0 they can access the Bible in their own
languages, providing the support needed to understand its message. which in turn fuels
church growth. Behind the scenes, this frontline translation and Scripture engagement
work rests on an equally deliberate commitment that has shaped our work for many
decade5= the long-term development of l¢xal translation and Scripture engagement
capacity in each country (or region) through training workers and helping to establish local
translation organisations.
This sustained commitment to partnering with local workers and organisations has
enabled the work to scale, so that our efforts multiply the ministries of others. By investing
in local people, and the development of local organisations wherever possible, we seek to
ensure that leadership, ownership and accountability rest with local churches in each
context. avoiding unhealthy dependency on us and strengthening long-term resilience. In
this way, churches and mission organisations worldwide can more easily access local
svpport to overcome language barriers. ensuring translations are responsive to ministry
need5.
The fruit of our work is evident not only in the accelerating pace of translation activity, but
also in the expanding global ecosystem of organisations participating in Bible translation
work. Many of these organisations were established with our support, alongside others
Page4

founded by leaders we have helped to train, with still others emerging over time from
these foundations as the work ha5 multiplied and new initiatives have taken shape.
Today, this collaborative vision is most visibly expressed through our tsvo primary neI￿orks.
The Wycliffe Global Alliance brings together more than 100 organisations. from all around
the world. united by a shared vision that every person on earth should have access to
God's word in the language they know best. SIL Global works across Bible translation,
literacy, education. language development, and linguistic research. SIL is moving from a
multinational structure into a community of more than 70 local org3nisation5. This reflects
the same long-term emphasis on local ownership, partnership and sustainability that
characterises our vision and mission. Beyond these networks, we also collaborate with
other organisations where this strengthens local initiative and Se￿eS shared gospel
prioritie5. Such collaboration reflects a commitment to kingdom values, recogni5ing that
the work is larger than any single organisation.
Mission priorities
All of our work and support of l¢xal and global partners is aimed at delivering our mission
through three strategic mission priorities, developed with reference to the Charity
Commission's guidance on public benefiL
Increase translation impact
Working at the frontline, our partner organisations are engaged in helping communities
access God's word by producing clear, natural, and faithful Bible translations in people's
languages, appropriate to their needs.
Successful Bible translation work is about communicating God's word as living and active,
as well as making progress in the number of verses translated. Our partners work to ensure
God'5 word can be under5to¢)d and used. This IS vital, because a translation programme
orientated around churches and individuals having full access to the Bible, and building
their lives on its teaching. will have the greatest long-term impart as God uses this to
transForm lives,
Strengthen local sustainability
Bible translation programmes are best led by national (or regional) organisations in each
place.. local leaders understand their communities. needs, are connected to local churche5.
and can make culturally appropriate decisions. The stronger these organisations. the more
effectively they can meet their communities. needs for the Bible. That's why we prioritise
developing this local capacity. Whether small or large, strong or weak, in Christian or
persecuted contexts. we support partners with the practical help they need to flourish. This
includes training in both technical translation skills and essential operational skills such as
HR, finance and governance.
Page 5

Advance the global movement
Local translation organisations rely on a global Bible translation movement of
organisations for support. We actively participate in this global movement to strengthen
the functions needed by local partners. This includes providing people to setve in key
leadership roles, supporting the development of software (including Al tools) and key
training materia15. We aim to model best practice. share knowledge. and amplify the voices
of local leaders, ensuring this ever-changing global movement serves their needs in
bringing God's word to their communities.
Yor's story
Delivering our mission makes a difference for people like Yor, from the Bunong community
in Cambodia.
Yor leads the women's group at her local church. For too long she, and the women like
her, felt they were trying to follow a God who didn't speak their language. But after
Years of dedicated work by a local team - supported and enabled by Wycliffe - the
Bunong Church has the New Testament. For Yor,
being able to understand God's word has made a
transformative difference for her and the women's
group.
'It bring5 me so much joy to study God'5 word
with these women and to grow together in our
faith An Jesus. I see how G¢xI's word touches them
because we hear it in our language.
'When I read the Scriptures in Bunong I'm able to
understand it in a way that speaks to my heart. I thank God for this incredible gift.,
Having the New Testament in her language is bringing Yor joy. But She long5 to be able
to read the whole Bible- and share it with her friend5 too. 'The women are particularly
excited to see the promises of God unfold., she explains. Because of the continued
generosity ofwycliffe supporters, we have been able to commit to funding the work to
complete the Bunong Old Testament as well.
Soon Yor. her women's group and the whole community will have all of the Bible in their
language. It's a moment Yor can'twait for. My hope is that each woman will understand
God's word more deeply and grow in their faith.,
Bunong had never been written down before translation work began, so Yor only learned
to read her language in later life, when she went to a literacy cla55 connected to the
Bunong Bible translation work. Her experience is an example of how the public benefit of
Bible translation activity, such as writing the Bunong language down for the first time and
people learning to read and write. reaches wider than the Christians in a community. For
Page 6

example, it can bring literacy, create education opportunities, lay foundations for
development and lift people out of poverty.
We believe that, just like in Yorfs case, people having God's word in their own language
does more than increase their knowledge of their faith - it transforms their lives, inspire5
church growth. empowers evangelism and facilitates discipleship.
Achievements and performance
Over the year to September 2025, we have been really encouraged by significant progre55
in our efforts to increase translation impact. strengthen local sustainability and advance
the global movement- enabled by God through the giving ofgenerous supporters and
the efforts of our people.
The chart belov4 shows how donations and legacies received from those who want to see a
world where everyone can knowjesus through the Bible. were used to achieve our three
mission prioritie5.
Othor
£758k
8Y.
Advance the global
movement
£1,962K
Increase translation
impact
£5,062k
54Y.
Use of
donations
and
legacies
Strengthen local
sustainability
£1,562k
Ir/.
Increase translation impact
We provided funding and programme assistance directly to 47 partner organisations (2024..
45) in 21 countries (2024.. 20) to support Bible trar)slation and Scripture er)gagement work
for more than 130 million people (2024: 99 million). In addition, expertise provided in this
area by 71 FTE Wycliffe members. and funds tranSfer￿d to a further 59 partners, meant our
efforts were serving over 580 million people who speak over 320 language5 in over 60
countries.
Page 7

Benjie Leach, who passed away in early 2026, and his wife Rhoda served communities in
Angola and Malawi by helping them create translated. sung versions of the Psalms. The
translation process is deeply rooted in the communities. oral culture.
'Pen and paper are set aside.. explained Benjie. 'The group comes up with a
rhythmic and poetic oral version of the Psalm - then comes checking for
accuracy and looking at how to impmve the poetry. By the end. they have a
pdf of the finished tex¢ an audio reading. and at least one song based on
part or all of the Psalm.,
Benjie and Rhoda's efforts have built a legacy of faith that will last for
generations, enabling the Bible to come alive.
'This is a culture that likes singing., explain5 Joel. from the community in
Malawi. 'We are taking traditional music andputting words to it from the
Psalm& It 1$ puttlng the word of God In people's hearts..
As communities get access to the Scriptures translated by their Bible translation teams, so
the lives of people like 24-year-old Yayra in Togo are being changed.
.1 was hard on people.. she admits. 'Wlth my nelghbour4 my husband. and
others. I dldn't forglve tho$• who offended me.,
Yayra had a reputation in her village in Togo. But then she began attending a
local Bible study group that used the New Testament in Ifè. her language.
'I've been transformed,, Yayra says. 'God has fllled my heart wlth patlence
and self-control. Today. even if someone offends me. l am able to control
mysell. I forgive easily because God (in hls word) tells us to forgive. l Feel
happier now than before..
The first draft of the translation of the Ifè Old Testament will be completed in
2026, so Yayra and the more than 170.000 people who speak her language will
soon have access to the whole Bible.
Page 8

Strengthen local sustainability
Many of our 43 FTE Wycliffe members focusing on this mission priority are working in
positions of leadership across multiple Bible translation programmes, sharing their
expertise and mentoring local partners as they develop their own skills.
Rachel Robinson serves in Cameroon, but also shares her linguistic expertise with teams in
other countries. In 2025. she spent three weeks providing linguistics training to Bible
translators in Mbandaka in the Democratic Republic of the Congo - a town only accessible
by river or plane.
.1 was very impressed by their commitment to
the vision of Bible translation,. she said. 'There
is an incredible amount of activity happening
In this little-visited corner of Congol I was also
touched by the hospitallty I received.
Mbandaka has very few ft•relgners vlsltlng (or
Ilving there), $0 I was made to feel very speclal
and welcome.
'The Ilngulstlcs tralnlng my colleagues and I
did with the translators will help them look at their languages and
translations more analyticalty. contributing to higher quality translatlon work
In thls part of Congo..
We laid the fovndation5 for a Specialist Bench - people who can be deployed to provide
skills such as project management, HR and finance,. a5 well as some specialists with
technical translation skills- to support partners in strengthening operational resilience
and sustainability. During the year. we identified partner needs and prospective specialists
with a view to rolling out short-term targeted deployments in 2026.
We made direct grants to 14 partners to support local sustainability and training, including
funding full-time and on-the-job training for Bible translators and other translation-
related role5, as well as funding the professional development of current and future
leaders in translation organisations.
Paul Toma is helping a Bible organisation in Tanzania navigate strategy and
resourcing challenges. We are helping to fund his MBA, to support him in this.
'The studles contlnue to be relevant and tlmefy In my work, he explains.
Equipping leader5 like Paul directly develops local capacity so that- in every
context possible - Bible translation is locally sustainable and independently led.
Page 9

Advance the global movement
Our 55 FTE members who are engaged in thi5 mission priority play key roles in the Bible
translation movement, seThing on leadership teams of various partners, including a
number working at global level. We supported those already working at this level, and have
identified, and are investing in, emerging leaders in our membership who could shape the
movement in the future.
We supported seven global partners directlywith grants, some of which went to key
partners such as SIL to improve their organisational effectiveness and encourage their
drive towards localisation of trar)slation organisations. Other grants went to training
organisations such as Moodands College whose School of Language and Scripture is a key
part of training and developing our members. Still other grants supported the
development of technologies that assist translation work all over the world, like The Bible
Translators Assistant (TBTA).
TBTA is a machine leaming translation system that combines linguistic templates
for each book of the Bible. with grammatical analysis of the desired language to
speedily produce a first draft translation, saving significant time and effort for the
human translators. Uniquely, TBTA is able to work even for languages with no
previously translated material. Local translators can then apply their expertise
and cultural understanding to make God's word accurate and accessible for their
cornmunities.
The TBTA development team has now completed coding work on the entire New
Testament. The t¢)ol 15 already being used by translators in the Southern
Philippines, following successful trials with 11 translation teams in four countries,
including Kenya.
'You cannot compare It wlth the other computer alded translatlon software
that I have worked wlth In the pas¢. said Bible translator Jacob, in Kenya. 'Thls Is
something that needs to be encouraged and expanded in more language5. $0
that the work of Bible translation can move even faster."
Operational effectivene5S
To deliver our three mission prioritie5 (above) we have identified several operational
priorities in our strategic plan for 2024-2027, which we used to help guide and measure our
progress towards fulfilling our charitable purposes.
During the year we sought to increase 5UPPOrt through growing resilient income,
engaging more churches, finding people willing to serve, and raising more prayer support.
We praise God that..
our supporters donated an incredible É3.5 million towards unrestricted and
programme funds. so that more people can come to knowjesus through the Bible
Page 10

we saw a 16/0 increase in our number of individual donors and a 43/0 increase in
Give the Word partners (regular monthly givers), as more people chose to unlock
God's word for every heart
we spoke in 191 different churches to support their focus on world mission and are
grateful to every one ofthose churches that welcomed us so warmly
we welcomed four new members to help serve local partners worldwide. as they
bring God's word to their communities in the language which speaks to them best.
The growth in the number of donors, particularly regular donor5. equips us to be a
steadfast, long-term partner for local Bible translation teams who often face economic
uncertainty. It also means more people receiving our Prayers for Life prayer diary and
having the opportunity to pray for the urgent and vital task of Bible translation.
We increased our efforts to optimise resources and talent, specifically:
rolling out Individual Development Plans across the staff team to support
professional development
improving processes and overseeing two significant system upgrade5 that are
making us more effective and productive
in addition to supporting our members around the world with dedicated support,
we strengthened a staff culture where everyone can thrive, which gained
recognition when The Sunday Times included us in their'Best Places to Work,
awards.
Progress in pursuit of our mission has only been possible because of the giving of
generous supporters. We are deeply thankful for their committed support and stewardship
of all that God has given them.
Responsible stewardship
Ourwoik to create a world where everyone can know Jesus through the Bible is a God-
given task that we do not undertake lightly. Our operations are only truly effective if they
work towards our mission with an attitude of service to our partners, gratitude to our
supporters, and responsibility for the people and resources entrusted to us.
People
We are a membership organisation. with 410 members (2024.. 41f), of whom 231 have voting
rights (2024- 251), as at September 2025. Members are not employees and so receive no
salary from us as an organisation but are supported through the generosity of churches,
friends, family and other donors. Donations for such member support are received by
Wycliffe as restricted income. The majority of our members serve, in accordance with our
mission priorities, through assignments with partner organisations. Non-voting
members include some associate members (who are primarily affiliated to other
organisations in the Wycliffe Global Alliance), retirees, and honorary members recognised
for outstanding contribution through their employed or volunteering roles.
Page 11

In addition to members, during the year an average of48 employees and 100 volunteer5
were serving with Wycliffe.
Volunteers
As well as being entrusted with our supporters, generous donations, 100 volunteer5 offered
Wycliffe their time and skills in 2025 (2024= 78). In accordance with the Charitie5 SORP
(FRS102), the value of volunteers. seNices is not represented in the financial statements,
but we are ever thankful for each one ofthem for promoting and enabling our work.
Environment
In 2025 a carbon footprint report was produced by Climate Stewards, indicating
arbon footprint of 335.5 tC02e for our staff activities during calendar year 2024. This ha5
been offset with Climate Stewards, supporting programmes that bring multiple local
benefits to communities as well as removing or reducing carbon dioxide.
Fundraising
We are committed to fundraising in an ethical and godly manner and have a biblical
fundraising policy that guides our practice.
The charity is registered with the Fundraising Regulator, complies with its Code of
Fundraising Practice, and ensures that those who represent us do too. This includes any
commercial participators and professional fundraisers engaged to help grow our impact
with whom we have contracts in place. We aim to treat supporters with respect, dignity and
onfidentiality and to protect vulnerable people and others from unreasonable intrusion
when receiving our fundraising communications. We monitor communication responses
and feedback to ensure recipients are not pressured, remove recipients from our mailing
list whenever asked, and protect vulnerable supporters through ovr policy. Our volunteer
hurch speakers receive guidance and training to ensure their fundraising 15 carried out in
a way that is aligned with our values.
During the year we received seven fundraising complaints (2024.. one). Appropriate
responses were made and they were re501ved in a timely manner.
Remuneration of key management personnel
The key management per50nnel are considered to be the Board of Trustees (who a150
serve as company directors), the Executive Director. and the leadership team.
None of the trustees receives any remuneration or other benefit from their work with the
charity. Trustees are required to disclose all relevant interests, including those with any
related parties. and in accordance with the Governance Policy they will withdraw from any
discussions or decisions if any conflict of interest should arise. Details of trustee expenses
and related party transartions are given in note 9 to the Financial statements.
Page 12

Compensation of our Executive Director is set by the trustees with advice from our
Remuneration Committee and reviewed annually with reference to charity sector
benchmarks. The remuneration and benefits received by key management personnel are
stated in note 8 to the financial statements.
Safeguarding and whistleblowing
We are committed to providing a safe and trusted environment for our people, those we
serve, and their families. We require high ethical and moral standards from all our people
and take misconduct Seriously. An independent reporting service is provided to encourage
anyone to bring safeguarding or whistleblowing concerns to our attention. During the year
no safeguarding issues were reportable to the Charity Commission (2024: none).
Grant-making
Making grants to partner organisations is central to fulfilling our mission to serve local
partners who are bringing God's word to their communities in the language that speaks to
them best.
We select programmes where we assess that funding will have the greatest impact. The
majority of our grant-making is undertaken with the view of long-term partnership, but
delivered within an accountable three-year cycle. with an agreed on90ing monitoring
process.
Funding proposals from partner organisations undergo a formal review process at
directorate level. including an assessment of the potential impact of the proposed work, as
well as the partner's sustainability and the extent to which translation work aligns with our
organisation's strategy. Funding is formally approved in line with organisational budgets at
the Finance & Legal Committee ofthe Board.
Investment policy
Our investment policy is to keep funds needed for short-to-medium-term purposes in
ash or cash equivalents that can be accessed immediately or within 12 months, and for
long-term funds to be invested to achieve a total return, over the long term, exceeding
inflation. We have a responsible approach to investment, precluding investment in
companies whose principal business is in armaments, fossil fuels, gambling, pornography,
tobacco or alcohol.
In December 2024, the remaining funds held in a portfolio managed by Rathbones were
transferred to Cazenove and were invested in the Cazenove Charity Sustainable Multi-
Asset Fund. The total value of these investments at the year end was £3.292k (2024..
£3.065k), including £119k revaluation gains. The cumulative fund performance has
exceeded the long-term investment objective.
Page 13

Risk management
Our work necessarily involves risk, and we believe there is a strong theological basis for
accepting appropriate risk in pursuit of our mission. We seek to hold this in prayerful
tension with our responsibility to operate within an appropriate compliance framework and
to apply proportionate mitigations. 50 that decisions about risk are explicit and informed.
Our risk management F)olicy, developed in linewith Charity Commission Guidance CC26,
recognises risk as the effect of uncertainty on the achievement of Wycliffe's objectives. It
onsiders risk both in terms of potential threats to be mitigated and opportunitie5 to be
pursued. Risks are identified. assessed for their potential impact and likelihood. and
managed through proportionate actions, with our overall risk profile kept under regular
review.
The trustees oversee risk management and consider the principal risks to which Wycliffe is
exposed, satisfying themselves that appropriate controls are in place to manage these.
Particular attention is paid to consideration of safeguarding. The Board considers a specific
risk at each meeting. alongside a wider review of risk management annually. During the
year, as part of their review of risk, the Board considered risk velocity and risk as
opportunity, and it is planned that these areas- together with work on our theology of risk
will inform risk management. As well as reviewing the risk register, the Board also
reviewed individual risk areas, including potential data leaks and failure to meet income
targets.
The Executive Director, 5UPPOrted by the leadership team. is responsible for implementing
risk management arrangements on a day-to-day basis. This includes maintaining the risk
register, evaluating significant and emerging risks, ensuring that controls remain
appropriate, and fostering a cvlture in which risks and opportunities can be identified and
escalated. The leadership team reviews risks at least quarterly and report5 to the trustees
as appropriate.
The following continue to be the principal risks:
Relevance: Bible translation being seen as irrelevant or not needing funding. To
mitigate. we built new relationships with church networks, and developed new
marketing initiatives through social media to raise and maintain awareness of the
ongoing need to unlock God's word for every heart. We continue to pray that God
would encourage more people to stand with us in this work.
Cyber attack: particularly with a loss of confidential data. To reduce the possibility
of a successful attack, we use large. repvtable cloud-based providers to ensure the
systems holding our data are well-maintained and well-protected, maintain
security on our own servers. and routinely train and test our staff.
Security: personnel in sensitive locations endangered by association with Wycliffe.
As part of our measures in this area we are active members of a Community of
Practice alongside our close partners. This seeks to ensure that all organisations
follow consistent and sufficient policies and procedures relating to security and
Page 14

crisis management. Alongside this, we conduct our own security reviews and
horizon scans. and plan for how we would handle possible crises.
Fundlng: giving and expenditure diverging so that we cannot support essential
work in the UK and overseas. We remain grateful to our supporters who generously
continue to help create a world where everyone can know jesus through the Bible.
even in the current difficult economic situations. We continue to pray and improve
our communication ofthe importance and impact ofthis work $0 that supporters
continue to be inspired and encouraged in their financial and prayerful support of
our translation initiatives. The Board and Leadership Team review fundraising
performance and strategy on a regular basis. In addition to this, we ensure reliable
funding for our partners overseas and the long-term nature of their work by
maintaining appropriate leve15 of reserves to ensure their work can continue in the
event of a reduction in fundraising, or a reduction in its impact due to currency
fluctuations.
The strategic plan was developed with reference to this risk management strategy.
Page 15

Financial review
Income
We remain ever thankful to God for all the individuals. charitable trusts and churches who
so generously enable the worldwide work of Bible translation through their giving. The
year saw significant growth in our legacy income and encouraging growth in our
unrestricted income, both of which have enabled us to increase our programme grant
funding for the year.
Oth•rlntom•
(lttckndlh9
lThv•stm•nt Incom•)
3%
L•yaei•s
12%
lJnr•ilri¢t•d
donations and 0%￿r
incom•
Work ¢*f m•n*•Ys
51%
22%
FY25 Income
Sp•cilk tr4nskitlon
programm•s
12%
Total income for the year wa5 £10,468k (2024.. £9.668k). with donations and legacie5
providing 98Vo of this total (2024.. 97°A). including..
£5,377k given for the work of members (2024.. £5.257k)
£1,268k from donations for specific translation projects and funds (2024.. £1,382k)
£2,294k from unrestricted donation5 and other income (2024.. £1021k)
£1.271k from legacies (2024.. £729k).
Other income, including income from investments. amounted to £258k (2024.. £279k).
Page 16

Expenditure
We continue to spend 92°A of our total expenditure on our charitable activities. Overall
spend in the year to September 2025 increased by £578k, with the majority of this being an
increase in supporting programmes and partners (£421k).
Raising funds
4%
Supporting ¢hur¢h•s and
supporters
7%
Supporting
pro9raffmo5 and
partn•rs
34%
FY25
expenditure
Supporting m•mb•rs
51%
Total expenditure for the year was £10.973k (2024.. £10,395k). with charitable activities
expenditure representing 92°A of this total (2024.. 92Y.), comprising..
£5,553k to support member ministry (2024: £5.348k)
£3,791k to support translation programmes and partner5 (2024: E3.370k)
£730k to engage churches and supporters in the Bible translation movement (2024..
£854k).
A total of 8Y• of expenditure (£899k) was used to raise funds (2024.. 8Y•. £823k).
All of the above costs include an allocation of centralised support costs such as HR,
Finance, and IT.
Balance sheet
At the year end we had net assets of £6,472k (2024: £6,858k), comprising..
Long-term investments. under professional managemenL of £3,292k (2024:
3.065k)
Net current assets of £3.164k (2024.. £3.770k), which includes cash of £3,082k held in a
current account and a short-term interest-bearing deposit fund (2024.. £3,349k)
Fixed as5et5 of £16k (2024.. £23k).
Reserves policy
Unlocking God's word forevery heart is a far-reaching commitment. A New Testament
translation typically takes at least five years and a full Bible at least 10 or more. Every gift we
Page 17

receive enables the journey of transformation for a community. We take seriously our
responsibility to Steward all gifts in a way that ensures stability, continuity and maximum
impact.
To protect the translation work that our supporter5 make possible. the trustees have
established two main reserve funds=
l. General fund- a six-month operating reserve that ensures the day-to-day work
continues uninterrupted, even when income fluctuates. It gives confidence to the
members and partners we Serve and the donors who enable their work, that
essential operations will continue.
2. Programrne sustainability fund - this designated fund, coupled with restricted
programme funds. supports 12 months of programme funding, to ensure that Bible
translation, a5 a long-term ministry, can continue regardless of change5 in the
external environment. This reserve protects our partners and their translation teams
from stop-start funding and supports long-term planning.
In addition we hold two designated funds=
Acceleratlng Impact fund - at the end of FY22 there was £2.7m in this fund, including the
£2m redesignated from the previous property fund. In the peri¢)d FY23-FY25 inclusive, due
to the continued generosity of supporters. we were able to add £2.Im to the fund. Over
these three years we have also spent E3.2m on programmes from this fund. This leaves
balance of £1.6m at the end of FY25.
Movement in Accelerating Impact fund
FY22-FY25
35
30
25(KJ
21K)O
1500
11N)O
FY22
FY23
FY24
FYZS
Balance from previous year less current year spend
Added in year
These funds are a strategic commitment allowing us to safeguard long-term Bible
translation work, respond quickly to emerging opportunities. protect partner5 from
financial uncertainty, and accelerate impact when unique windows open.
During the year, legacy income was higher than forecast. Rather than spend these gifts
quickly, we are allocating them across a multi-year horizon so they create the greatest
possible lasting impact within the communitie5 we serve.
Page 18

Growth of ministry fund is designed to make strategic investments that expand our
impact, focusing specifically on strengthening marketing and fundraising initiatives and
enhar)cing systems and processes. These improvements er)sure we operate a5 efficiently
and effectively as possible. Expenditure from this fund amounted to £IIOk in FY25.
Additional funds have been designated in anticipation of upcoming investments, including
the implementation of a new Human Resources Information System. Planning ahead in
this way ensures we can continue to build the infrastructure and capabilitie5 needed to
support our long-term mission.
Restricted funds amounted to £n6k at the year end (2024.. £nsk). primarily relating to
programme and partner funds.
The total charity funds held at year end represent 7.1 months (2024: 7.9 months) of the total
expenditure for the year to 30 September 2025. This level of funding ensure5 that both our
ongoing operations and multi-year programme commitments can be met reliably,
providing stability for our partners and confidence for our supporters.
Future plans
While great progress is being made in the task of Bible translation. we have not yet
reached our vision- a world where everyone can know Jesus through the Bible.
To achieve our vision, we need ongoing translation capacity in-country, accountable to
local churches and responsive to Scripture needs. But often. these national or regional
organisations are under-resourced and overwhelmed by the need. Assisting their
development, as they make the Bible accessible to people, is the most Strategic thing we
an do in the long term. That 15 why our mission is to Serve local partner5 worldwide, as
they bring God's word to their communities in the language that speaks to them best.
We are now in the second year of our strategic plan for 2024-2027. This year we are
continuing to focus on our three mission priorities to..
Increase translation impact
Strengthen local sustainability
Advance the global movement.
In addition we will seek to increase our impact by increasing income and improving
operational effectiveness.
Page 19

Structure. governance and management
Governing documents
Wycliffe UK Ltd is a company limited by guarantee, and governed by its Memorandum of
Association (June 2022) and Articles of Associatior) (June 2022). We are registered as a
charity with the Charity Commission and with the Office of the Scottish Charity Regulator.
Membership is open to anyone over the age of18 able to affirm the Doctrinal Basis and
wishing to serve in SUPF)Ort of Bible translation. Each of our members with voting rights
agrees to contribute £1 in the event of the company being wound up while they are a
member or within one year of ceasing to be a member.
Our charitable objects are..
l. The Association is fonned to glorify God by promoting..
a. the translation of the Holy Scriptures into vernacular languages
b. the publication and distribution of these vernacular Scriptures.
2. The objects of the Association are:
a. to promote the Christian faith and Christian religion and in particular the
translation. publication and dissemination of the Bible in different
languages
b. the advancement of education (particularly in relation to the Christian
religion, knowledge of the Bible and Christian doctrine. faith and practice),
language and literacy,. and
c. the relief of poverty.
Organisational structure
The Board of Trustees oversees the charity, normally meeting quarterly, and usually
consists of10-12 trustees. The Board is responsible for prayerfully approving strategies and
policies and monitoring their implementation. This work is supported through a number of
subcommittees covering finance and legal matters. HR issues and safeguarding, and
remuneration. Other advisory groups are formed as required.
The Executive Director is appointed by the trustees to manage the day-to-day operations
with delegated authority within terrns approved by the trustees through a Governance
Policy. The Executive Director is supported by a leadership team that directs our activities
with churches, supporters and partners. and ensures our people, finances and operations
are cared for and managed appropriately.
Page 20

Trustee appointmenL induction and training
New trustees are normally recruited by direct invitation from the existing board members-
they are identified either by the board members, by referral to the board, or by external
advertising. In considering nominations, we take into account the skills and diversity
present and needed around the board table, a5 well as the independence of trustees, and
continue to seek to broaden our team of trustees. Once the trustee5 have mutually agreed
that the appointment is suitable, new trustees may be appointed to serve in association
with the board until the next round of board elections, which take place every two years.
New trustees and those standing for re-election are elected by the voting membership and
normally serve for up to three terms of four years.
We provide potential trustees with an indvction that includes information on the
requirements of being a charity trustee and company director as well as the governing
documents and relevant guidelines from the Charity Commission and Companies House.
They are invited to attend board meetings, and other activities, to familiarise themselves
with the or9anisation. We encourage trustees to attend appropriate external training
event5 where thi5 will facilitate the undertaking of their role.
Charity Governance Code
The tru5tee5 refer to the Charity Governance Code and are informed by its
recommendations in continually aiming for best practice and ongoing improvement. One
current trustee has held office longer than the recommended maximum of three terms,.
the trustees consider this to be for the benefit of the charity since the individual brings
long experience of relating to businesses and other charities committed to this sector of
work. A review ofthe new Charity Governance Code is planned during the 2026 year.
Related companies
Details of dormant subsidiary companies are given in note 19 to the Financial statements.
These are retained for name protection purposes only.
Page 21

Reference and administrative details
Corporate directory
Wycliffe UK Ltd operates under the name of Wycliffe Bible Translators.
Charity registration numbers
251233 (England and Wales)
SC039140 (Scotland)
Limited by guarantee, number 819788
Company registration
Trustees
David Steinegger
James Turner
Chair (until 17 December 2025)
Chair (from 17 December 2025), Vice-chair (until
17 December 2025). Chair of Finance & Legal
Committee (until 17 December 2025)
Ayo Adedoyin
Kevin Ashman
Rebecca Benton
Chair of People Committee, Chair of Remuneration
Committee
Rachel Bradley
Mary Comont
lan Kirby
Kenneth MacKenzie
Andrew Ross
(from 25 September 2025), Chair of Finance & Legal
Committee (from 17 December 2025)
Secretary
Esme Scott
Leadershlp team
James Poole
Andy Bell
Robin Peake
Executive Director
Director foi International Partnerships
Director for Supporters (until 26 March 2025),
Deputy CEO (from 26 March 2025)
Director for People
Director of Finance & Corporate Services
Director for Churches (until 6 June 2025)
Ann Saunders
Gillian Wright
Neil Graham
Bankers
National Westminster Bank plc, High Wycombe Branch. 33 High Street. High Wycombe.
Bucks HP112AG
Investment managers
CCLA Fund Managers Ltd, l Angel Lane. London EC4R 3AB
Schroder & Co Ltd, trading as Cazenove Capital. l London Wall Place, London EC2Y SAU
Page 22

Rathbone Investment Management Ltd, 30 Gresham Stree¢ London EC2V 7QN (until
December 2024)
Sollcltors
Edward Connor Solicitors. 41 The Point. Market Harborough LE16 7QU
Anthony Collins Solicitors LLP. 134 Edmund Street. Birmingham. West Midlands B3 2ES
Audltors
Gravita Audit Oxford LLP, Park Central, 40-41 Park End Street. Oxford OXI IJD
RegISte￿d o￿l¢e
Wycliffe UK Ltd, CMS House, Watlington Road. Oxford OX4 6BZ
Other offices
Wycliffe Bible Translators, NCM House. 218 York Street. Belfast BT15 IGY
Statement of trustees. responsibilities
The trustees (who are also directors of Wycliffe UK Ltd for the purposes of company law)
are responsible for preparin9 the trustees, annual report and the financial statements in
accordance with applicable law and regulations.
Company law requires the trustees to prepare financial statements for each financial year.
The trustees have elected to prepare the financial statements in accordance with UK
Generally Accepted Accounting Standards, including FRS 102 The Financial Reporting
Standard applicable in the UK and Republic of Ireland. Under company law, the trustees
must not approve the financial statements unless they are satisfied that they give a true
and fair view of the state of affairs of the charitable company and of the incoming
resources and application of resources, including the income and expenditure, for that
period.
In preparing these financial statements, the trustees are required to..
select suitable accounting policies and then apply them consistently
observe the methods and principles in the Statement of Recommended Practice
applicable to charities
make judgments and estimates that are reasonable and prudent
state whether applicable UK accounting standards have been followed, subject to
any material departures disclosed and explained in the financial statements
prepare the financial statements on the going concern basis unless it is
inappropriate to presume that the charitable company will continue in business.
The trustees are responsible for keeping adequate accounting records that are sufficient to
show and explain the charitable company's transactions and disclose with reasonable
accuracy at any time the financial position of the charitable company and enable them to
ensure that the financial statements comply with the Companies Act 2006. They are also
responsible for safeguarding the assets of the charitable company and hence for taking
reasonable steps for the prevention and detection of fraud and other irregularities. The
Page 23

trustees are responsible for the maintenance and integrity of the corporate and financial
information included on the charitable company's website. Legislation in the United
Kingdom governing the preparation and dissemination of financial statements may differ
from legislation in other jurisdictions.
SO far as the trustees are aware at the time of approving the trustees, report..
there is no relevant audit information of which the charitable company's auditors
are unaware,. and
they have taken all the steps that they ought to have taken as trustees in order to
make themselves aware of any relevant audit information and to establish that the
charitable company's auditors are aware of that information.
Thls report was approved by thetrustees on 19 March 2026 and slgned on thelr behalf
by:
James Tuiffjar 20, 2026 20".32."13 GMT)
James Turner
Chair
Page 24

Independent auditor's report to the members of
Wycliffe UK Ltd
Opinion
We have audited the financial statements of Wycliffe UK Ltd ('the charitable company,) for
the year ended 30 September 2022 which comprise the statement of financial activities,
balance sheet, statement of cash flows and notes to the financial statements, including
significant accounting policies. The financial reporting framework that has been applied in
their preparation is applicable law and United Kingdom Accounting Standards, including
FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland
(United Kingdom Generally Accepted Accounting Practice).
In our opinion, the financial statements:
give a true and fair view of the state of the charitable company's affairs as at 30
September 2025 and of its incoming resources and application of resources For the
year then ended,.
have been properly prepared in accordance with United Kingdom Generally
Accepted Accounting Practice-, and
have been prepared in accordance with the requirements ofthe Companies Act
2006, the Charities and Trustee Investments (Scotland) Act 2005 and regulations 6
and 8 of the Charities Accounts (Scotland) Regulations 2006, as amended
Basis for opinion
We conducted our audit in accordance with International Standards on Auditing (UK) (ISAS
(UK)) and applicable law. Our responsibilities under those standard5 are further described
In the Auditor's responsibilities for the audit of the financial statements section of our
report. We are independent ofthe charitable company in accordance with the ethical
requirements that are relevant to ovr audit of the financial statements in the UK, including
the FRC'S Ethical Standard, and we have fulfilled our other ethical responsibilities in
accordance with these requirements. We believe that the audit evidence we have obtained
is sufficient and appropriate to provide a basis for our opinion.
Conclusions relating to going concem
In auditing the financial statements. we have concluded that the trustees, use of the going
concern basis of accounting in the preparation of the financial statements is appropriate.
Based on the work we have perfomied. we have not identified any material uncertainties
relating to events or conditions that. individually or collectively. may cast significant doubt
on the charitable company's ability to continue as a going concern for a period of at least
12 months from when the financial statements are authorised for issue.
Our responsibilities and the responsibilities of the trustees with respect to going concern
are described in the ￿ levant sections of this report.
Page 25

Other information
The other information comprises the information included in the annual report, including
the trustees. report, other than the financial statements and our auditor's report thereon.
The trustees are responsible for the other information contained within the annual report.
Our opinion on the financial statements does not cover the other information and, except
to the extent otherwise explicitly stated in our report, we do not expres5 any fomi of
assurance conclusion thereon.
Our responsibility is to read the other information and. in doing so, consider whether the
other information is materially inconsistent with the financial statements or our knowledge
obtained in the course of the audit. or otherwise appears to be materially misstated. If we
identify such material inconsistencies or apparent material misstatements, we are required
to determine whether this give5 rise to a material misstatement in the financial statements
themselves. If, based on the work we have performed, we conclude that there is a material
misstatement of this other information, we are required to report that fact.
We have nothing to report in thi5 regard.
Opinions on other matters prescribed by the Companies
Act 2006
In our opinion, based on the work undertaken in the course of the audit..
the information given in the trustees, report, which includes the directors, report
prepared for the purposes of company law, for the financial year for which the
financial statements are prepared is consistent with the Financial 5tatements,' and
the directors, report included within the trustees, report has been prepared in
accordance with applicable legal requirements.
Matters on which we are required to report by exception
In the light of the knowledge and understanding of the company and its environment
obtained in the course of the audit. we have not identified material misstatements in the
directors, report included within the trustees. report.
We have nothing to report in respect of the following matters in relation to which the
Companies Act 2006 and the Charities Accounts (Scotland) Regulations 2006 requires us to
report to you if, in our opinion..
adequate and proper accounting records have not been kept, or returns adequate
for our audit have not been received from branches not visited by us,. or
the financial statements are not in agreement with the accounting records and
returns,. or
certain disclosures of trustees, remuneration specified by law a￿ not made; or
we have not received all the information and explanations we require for our audit
Page 26

Responsibilities of trustees
As explained more fully in the trustees. responsibilities statement Set out on page 18, the
trustees (who are also the directors of the charitable company for the purposes of
company law) are responsible for the preparation of the financial statements and for being
satisfied that they give a true and fair view. and for such internal control as the trLJStees
determine 15 necessary to enable the preparation of financial statements that are free from
material misstatement. whether due to fraud or error.
In preparing the financial statements, the trustees are responsible for a55essing the
company's ability to continue as a going concem. disclosing. as applicable. matters related
to going concern and using the going concern basis of accounting unless the trustees
either intend to liquidate the company or to cease operations. or have no realistic
alternative but to do so.
Auditorfs responsibilities for the audit of the financial
statements
We have been appointed as auditor under section 44(1)(c) of the Charities and Trustee
Investments (Scotland) Act 2005 and under the Companies Act 2006 and report in
accordance with the Acts and relevant regulations made or having effect thereunder.
Our objectives are to obtain reasonable assurance about whether the financial statements
as a whole are free from material misstatement, whether due to fraud or error, and to issue
an auditor's report that includes our opinion. Reasonable assurance is a high level of
assurance, but is not a guarantee that an audit conducted in accordance with ISAS (UK) will
alway5 detect a material misstatement when it exists.
Misstatements can arise from fraud or error and are considered material if, individually or
in the aggregate, they could reasonably be expected to influence the economic decisions
of users taken on the basis of these Financial statements.
Irregularities, including fraud, are instances of non-compliance with laws and regulations.
We design procedures in line with our responsibilities, outlined above, to detect material
mi55tatements in respect of irregularities. including fraud. The extent to which our
procedures are capable of detecting irregularities, including fraud is detailed below:
Our approach to identifying and assessing the risks of material misstatement in respect of
irregularities, including fraud and non-compliance with laws and regulations, was as
follows:
the engagement partner ensured that the engagement team collectively had the
appropriate competence. capabilities and skills to identify or recognise
noncompliance with applicable laws and regulations;
we identified the laws and regulations applicable to the charity through discussions
with trustees and other management and from ourcommercial knowledge and
experience of the charity sector..
Page 27

we focused on specific laws and regulations which we considered may have a direct
material effect on the financial Statements or the operations of the charity.
including the Companies Act 2006. Charities Act 2011, and Charities and Trustee
Investment (Scotland) Act 2005
we assessed the extent of compliance with the laws and regulation5 identified
above through making enquiries ofmanagement and inspecting legal
correspondence.. and
identified laws and regulations were communicated within the audit team regularly
and the team remained alert to instances of non-compliance throughout the audit.
We assessed the susceptibility of the charity's financial statements to material
misstatement, including obtaining an understanding of how fraud might occur, by..
making enquiries of management 05 to where they considered there w05
susceptibility to fraud, their knowledge of actual, suspected and alleged fraud,.
considering the internal controls in place to mitigate risks of fraud and
noncompliance with laws and regulations.. and
To address the risk of fraud through management bias and override of controls, we..
performed analytical procedures to identify any unusual or unexpected
Telationships,.
tested journal entries to identify unusual transactions;
assessed whetherjudgements and assumptions made in determining the
accounting estimates set out in Note I were indicative of potential bias.,
investigated the rationale behind significant or unusual tran5action5,' and
In response to the risk of irregularities and non-compliance with laws and regulations, we
designed procedures which included. but were not limited to:
agreeing financial statement disclosures to underlying supporting documentation,.
reading the minutes of meetings of those charged with governance,.
enquiring of management as to attual and potential litigation and claims..
There are inherent limitations in our audit procedures described above. The more removed
that laws and regulations are from financial transactions, the less likely it is that we would
become aware of non-compliance. Auditing standards also limit the audit procedures
required to identify non-compliance with laws and regulations to enquiry of the trustee5
and other management and the inspection of regulatory and legal correspondence, ifany.
Material misstatements that arise due to fraud can be harder to detect than those that
arise from error as they may involve deliberate concealment or collusion.
A further description of our responsibilities is available on the Financial ReF)Orting Council's
website at..
This description forms part of our auditor's report.
Page 28

Use of our report
This report Is made solely to the charitable company's members. as a body, in accordance
with Chapter 3 of Part 16 ofthe Companies Act 2006, and to the Charitable Company's
trustees, as a body, in accordance with the Charities and Trustee Investment (Scotland) Act
2005. Our audit work has been undertaken so that we might state to the charitable
company'5 members those matter5 we are required to state to them in an auditor'5 report
and for no other purpose. To the fullest extent pem)itted by law, we do not accept or
assume responsibility to anyone other than the charitable company and the charitable
company's members as a body, forour audit work, forthis report, or for the opinions we
have formed.
Robert Kirtland (Mar 26, 2026 10'.41.'45 GMT)
Robert Kirtland (Senior Statutory Auditor)
For and on behalf of Gravita Audit Oxford LLP, Statutory Auditor
First Floor, Park Central
40-41 Park End Street
Oxford
26-Mar-2026
Page 29

WYCLIFFE UK LTD
Statement of Financial Activities
(intluding the income and ex￿ndituTe attount)
Forthe year ended 30 September 2025
2024
Unresttlcted Resttlcted
Fund$
Funds
£OOOs
£OOOs
Notes
Unrestrfrted
Funds
£ooos
Restrlued
Funds
Total
Total
£OOOs
Income from:
Donatlons and gifts
Legacie5
2.250
1,168
3,418
6.689
103
6,792
8,939
2,000
647
2,647
6,660
82
6,742
8,660
729
9,389
10,210
Investments
Charitable Activities
Other
239
19
239
19
269
269
Total Incom•
3,676
6.792
10.468
2.926
6.742
9,668
Expendlture on..
Raisin9 Funds
Charitable Activitie5
899
10,074
742
2.936
81
6,636
823
9,572
3,391
6,683
Total Exp•ndltur•
4.182
10,973
3,678
6,717
10,395
Net gains/(Iossesl gn
investments
273
273
N•t Incom•1 (Exp•ndltUM)
(38f)
{386)
1479)
25
(4541
Transfers between funds
15.16
Net Movement In Funds
(387)
{386)
1479)
25
(4541
R•conclllatlon of Funds
Total funds brought forward
6,143
xs
6.858
6,622
690
7,312
Totol Funds carrled
forAtard
5.756
716
6.4n
6,143
715
6,858
Page 30

WYCUFFE UK LTD
Balance Sheet as at 30 September 2025
Notes
30 September
202$
30 September
2024
£OOOs
Fixed assets
Tangible assets
Investment5
10
16
3.292
23
3.065
Total flxed a55•ts
1088
Current assets
Debtors
Cash at bank and in harKI
385
3.082
769
3,349
3.467
4,118
Creditors
Amount5 fèlling due within
one year
13
(3031
(3481
N•t curr•nt ass•t$
1164
3,770
6A72
858
Funds
Unrestricted funds
General fund
Designated funds
15
15
1,744
4.012
1,619
4,S24
5.756
716
6,143
715
Restricted funds
16
Total charlty fvnds
6,472
6,858
The financial Statements of Wycliffe UK Lid. registered number 819788. were approved bythe 8oard on 19 March 2026 and
Signed on its behalf by..
Jame5 Tjr
r i ar 20, 20￿ 20."32."13 GMT)
James Turner
Chair
Andreiy 14oss IMar22. 2026 21."19."20 GMT)
Andrew Ross
Treasurer
Page 31

WYCUFFE UK LTD
Statement of Cash Flow5
Forthe yearended 30 September 2025
30 September 2025
£OOOs
30 September 2024
£OOOs
£O¢)Os
Cash fiows from operatlng artl¥ltle$:
Net cash provided by (used In)
operating activities
Cash flow$ from In¥estln9 oalvltles
Dividends and interest from
investments
Purchase of propekTr. plant and
equipment
Proceeds from sale of investments
Purchase of investrnent5
(398)
(1.465)
239
269
1065
(2.173)
182
{248)
Net cash provided by (used In)
Invejtlng Ktlvltles
203
Chang• In cash and cash •qulval•nts
In the reportlng perfod
126r)
(1.262)
Cash and cash egulvalents at th¢
beglnnlng of th• r¢portln9 p•rfjod
3.349
4,611
Cash and cash •9ulval•nts at th• •nd
of the reportlng perlod
3.092
3,349
Re¢onclll*lon of n¢t Incom• to n•t
¢ash flow from operatln9 a¢tl¥ltl•s
Net incomel(expenditure) lorthe
reportlng perlod (from Statement of
Flnanclal ACt￿￿tIes)
Adlusim•nts for
Depreciation chargés
Unrealised {gain5)Ilosses on
Investments
Dividends and Interest from
investrnent5
Exchange rate (gain) 1105S
(Increasel/de£rease in debtors
Increa5e/ldecrease) in creditors
(306)
(454)
1273)
(239)
1269)
384
(45)
95
Net Cash provided byllu5ed in)
operating activities
(398)
11.46¥
Analysis of cash and cash equwalents
Cash at bank and in hand
3.082
3,349
Total cash and cash equNalents
3,082
3,349
Page 32

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
1. Ac¢ouniin9 policle$
Statement of Compllance
Wycliffe UK Ltd 15 8 charitable company. limited by 9uarantee. incorporated in England, number 819788. The charity
registered number in England and Wales is 251233 and in Scotland is SC039140. The registered office is CMS House,
Watlington Road, Oxford. OX4 6BL The nature ol operations is the activity of religious organisations and its principal
activities are the work of Bible rranslation. Scripture use and literacy.
The principal accountin9 policies adopted. jud9ements and key sources of estimation untertainty in the preparation of
the aCCOLJnts are as follows..
a) Basls ol preparatlon and assessment of 9olng concern
Wyclille UK Ltd 15 a public benefit entity. The financial staternent5 have been prepared under the historical cost
Convention, modified by the revaluation of investments to market value. and in ttsrnpliance with the Ctsmpanie5 Act,
2006, the Charlties Aci 2011. FRS 102 The Financial Reportin9 Standard. and the Charities SORP IFRS1021.
The trustees consider that there are no material uncertainties about the charirfs ability to continue as a going concern.
b) Group flnanclal stat•m•nts
These accounts incorporate the results of the chèrty and exclude any information for it5 wholly owned dormant
$ubsidi8ry companles which are deiailed in note 20 of these a<counts.
Incom•
Voluntary income arising from donations, gifts and legacies 15 included in the Statement of Financial Activities when the
charity is legalty entitled to the income, It 15 probable the income will be received and the amount can be quantified
wlth reasonable accura<v.
For legacies, entitlement Is taken as the earlier of the date on which either the (harity is aware that prgbate ha5 been
granted. the estate has been finalised and notification has been made by the executorlsl that a distribution will be
made or when a distribution is received from the estate. Receipt ol a legacy. in whole or in part, is only considered
probable when the amount can be measured reliabty and the charity has been notified of the executor5 intention to
make a d15tribution. Where legacies have been rwtified io the charity. 01 the charity is aware of the granting of probate,
and the criteria for Income ￿09n￿lOn have not been met. Ihe le9acy is ireated as a contingent asser and dlsclosed if
material.
Gift Aid arising from donorf5 gift5 15 applied to the 5arne fund a5 the donation. unless stipulated otherwise by the donor,
and in the accounting period in which the gift wa5 received.
Interest received is (￿dited to general funds by ag￿ement of the membership.
Income from other activities is recDJnised as earned (as the related services are provided).
Investment incorne 15 recognised on a receivable bo515.
Expenditure
All expendirure is recognised when a liability is incurred and has been classified under headings that aggregate all costs
related to that particular heading. Irrecoverable VAT is charged as a cost against the activity for which the expenditure
Wa5 incurred.
Costs of raising funds are those cosrs incurred in attratting voluntary income.
Page 33

WYCUFFE UK LTD
Notes to the Accounts for yearended 30 September 2025
Ac¢ountlng pollcles (contlnuerf)
Expenditure (continued)
Costs of charitable activities. including grants made. are expenses directly Incurred in achieving the objectives ol the
charity.
Governance c05t5 are those costs incurred in connection with the compliance with constitutional ond Statutory
requirements of the charity.
Support costs comprise those costs which are incurred directly in support of expenditure on the objects of the charity
and include governance costs. Finance and office costs. Support costs are allocated to each of the activities on one ol
the following bases.. either expenditure or average staff headcount depending on the nature of the support C05t5, to
best allocate the costs to each attributable heading. More detail on the afiatysis and basis Of •lltscation 1$ given in ntstes
3and5.
•) Tanglble Flxed A550ts
Tangible fixed assets are stated at C05t le55 depreciation. Tangible fixed assets C05ting more than £5,000 are capitalised.
Depreciation is provided at the following rate5 on a straight-line basi5 SO JS to write off each asset over it5 expected
Useful working life..
Computer equipment
Furniture and other equipment
Leasehold improvements
Between 3 and Syears
Between 3 and 10 years
The term of the lease
Inv•stm•nts
Listed investments are stated at market value. Realised and unrealised gains are refletted ihrou9h the Statement C*f
Cash at bank and In hand
Cash ai bank and in hand include5 all cash equivalents held as Short term liquid inve5trnent5 Wlth maturitie5 01 three
month5 or le55
h> Debtors
Trade and other debtors are reco9nised ai the settlement amount due after any trade discount offered. Prepayments
are valued at the amount prepaid ner ol any trade discounts due. Accrued Income and rax recoverable is included at
the best estimate of the amounts receivable at the balance Sheet date.
Credltors
Creditors are recognised vthere the charity has a present obli9ation resultin9 from a past event that will probably result
In the transfer ol funds ro a third party and the amount due to senle rhe obligation can be measured or estimated
reliably. Creditor5 are normally recognised at iheir setrlement amount after allowing for any trade discounts due.
Penslon ¢orts
The charity operate5 a group Auto Enrolrnent quali￿.n9 pension defined contributiori scheme For employees. The
amount charged in the Srarement of Financial Artivities Is the tharity's contributions payable for the year.
Page 34

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
Ac¢ountlng pollcles (contlnuerf)
Foreign currencies
Transactions in foreign currencies are translated to sterling at rates ruling at the date of the transaction. Assets and
liabilities are translated into sterling at the rate of exchange ruling at the balance sheet date.
Leased assets
Assets held under finance leases, which are leases where substantially all the risks and rewards of ownership have
passed to the charity, are recorded In the balance sheet as fixed assets and future obligations are intluded In credltors
net of finance charges. Payments are apportioned betsveen the capital element and the Pinance element which is
charged to the Statement of Financial Activities as interest.
The ¢osts of operating leases are charged to expenditure as they are dve and payable.
m) Funds
General funds are unrestricted funds which are available for use at the discretion ol the trustees in furtherance ol the
general objectives of the charity and which have not been designated for any other purposes.
Designated fund5 comprise unrestricted funds that have been set aside by the trustees for particular purposes as
detailed in Note 15 to these accounts.
Restricted funds are funds which are to be used in accordance with specilic restrictions imposed by the donors or which
have been raised by the charity for particular purposes as detailed in note 16.
n) VOlunt￿r s•rvl¢•s
The chariiy benefits from the services OF volunteers who spend many hours assistin9 In various a￿a$ 8$ required. In
ac<¢rdance with the Charities SORP IFRS102). 1hevall￿ ol volunieers. services is nor ￿Presented in ihe financial
staternent5.
o) Judgements and k•y sources of •sdmatlon unc•rtalnty
In preparirig the financial 5taiements. managemeni 15 reqvired to make estimaies and Jssumptiorns whlch affect
reported income, expenses. assets, liabilities and disclosure on contingent asseis and liabilities. Use ol available
information and application of judgement are inherent in the formation ol estimates, together with expectations of
future events that are believed to be reasonable under the circumstances. Actual results In the future could diller from
such estimates.
In the opinion of the trustees, there are no Judgemerts of key sources of estimation uncertainty in the preparation ol
the accounts.
Page 35

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
Income
Donations and gifts
Unrestricted
Funds
Restricted
Funds
£OOOs
2025 Total
£OOO$
Member ministry support
Members
Members of partner or9anisations
Programme and partner support
Supplementary fund5
Other 9ifts and donation5
4.889
433
1,268
4.888
433
1,268
56
2,294
2.250
2.250
6,689
9,939
unrest￿¢t*d
Funds
R•strfjd•d
Funds
2024 Total
£OIJO$
Member ministry support
Member5
Member5 of partner organisation5
Programme and partner suppgrt
Supplementary funds
Other gifts and donatitsns
4,785
431
1.382
41
4,785
431
1,382
41
2,021
6,660
8,660
Glfts recelved for the ministry of specific members of the charity are forwarded to the specified members after the
deduction of an eight percent assessment. Assessment Is also taken upon receipt ol gift5 lor projects, members of
partner Wycliffe organi5arions and other funds. Supplemeniary lund5 enable the charity to make allocation5 to any ol
it5 rnernbers who do not receive Sufficient fund5 lor bo5ic subsistence from oth•r sources.
Sou￿•$ ofTotal Income
2025 Total
£I)OOs
2024Total
£OOQs
Individuals
Churches
Tru5t5 and others
Legacie5
Investments
5.360
1,713
1.825
1,271
239
1,724
1,828
729
269
10,468
9.668
Page 36

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
Total Expendrture
Staff and other
dlre
expendlture
£OOOs
Grants and
member
support
Support and
Governance
Costs
Total Dlrert
Costs
2025 Total
2024 Total
£0005
£OOO$
riai5ing Funds
Rai51TIg Donations and
Legacies
Investment management
costs
735
rss
153
888
803
20
744
744
155
899
823
CHARtrABLE ACTIVITIES
Supportlng Churchos and Supporters
Supporter En9agement
Church Engagement
86
55
534
320
229
229
284
589
589
no
854
Supportlng Members
Member Minisiry Support
Member Care
4.616
4616
308
590
39
5.206
347
5,055
293
4616
4.924
629
5,553
5,348
Supportlng Programm•s and Partners
Project fundin9 G
ass¢¢iated eosts
Member ministry support
ol partner organisations
Contributions to partner
or9anisations
217
2,538
1755
319
3.074
2,707
413
48
431
229
229
27
256
232
217
1180
1397
394
3.791
3,370
TOTAL CHARtrABLE
ACTIVITIES
8,910
L164
10,074
9.572
TOTAL EXPENDITURE
1.858
9,654
1.319
10.973
10,395
Page 37

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
EXpendftU￿ Summary
Unrestricted
Funds
£ocKIs
Restricted
Funds
2025 Total
2024 Total
EOOO$
899
730
£OOO$
823
854
Raising Funds
Supporting Churches and Supporters
Supporting Member5
Supporting Prograrnme5 and Partners
108
68
662
5,553
3,791
5,348
3,370
2.085
1.706
Total Expendlture
4.182
10,973
10,395
Support and governance costs
Expendltur• area
Basls of allocatlon
UnreMdrt¢d
Funds
fIX￿)5
107
233
274
27
ReSt￿rted
Funds
2025 Total
2024 Total
£0005
209
£oIKIs
240
366
462
53
Avera9e headcount
Expenditure
Expenditure
Avera9e headcount
Avera9e headcount
Expenditure
102
207
277
24
Finance
Administration
Ollice accommodation
Depreciation
Governance
ssl
61
61
45
709
610
1,319
Page 38

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
Analysls of 9rants
Grants to
Insrltutlons
2025 T*xal
2024 Total
osts
rAIo$
45
£OOOs
1,380
£OOO$
1,431
SIL Global
1.335
Wycllffe Global ￿lIance or9anlsatlons
Bible Translation and Literacy, East Africa IBTLI
Wyclille Africa
Wyclille Benin
Wycliffe Canada
Wycliffe Netherlands
Wycliffe Rornania
Wyclille USA
Other
42
33
23
14
22
32
448
32
25
448
57
26
466
59
104
93
18
97
166
89
Oth•r oryanl$atlon$
Harvest Mission South Sudan
Unfolding Word
New Life Computer Institute
Moorlands College
God'5 Word For the Nations
Engaging World
Korean Bible Society
LITE Georgia
34
91
22
99
53
29
49
33
34
94
53
Other
125
52
1767
1531
Grants shown here relate to expen(4iture for supportin9 Bible tianslation pro9r&mmes and partners. Fun(4$ sent to a single
partner may include multiple translation pro9rammes across a number ol countnes, and services such as technoltsgv
development which serve large parts ol global translation attivity. These grants do not include support ol member5 of other
Wycliffe organisations.
Net Incomel(expendlture)
2025
£OOOs
2024
E¢h)Os
Thls Is stated after¢hJr9lngl{credltlng)
Auditor's rernuneration
Exchange rate lossesllgains)
Operating Lease Rentals
17
24
50
49
Page 39

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
staff Costs
2025
£OOOs
1,694
176
242
2024
£LTh)Os
1.648
162
264
Wages and salaries
Social Security Costs
Pension Costs
1112
1074
The average nurnber of employees during the year was 48 (2024..49).
The following number of employees reeeived employee benePits (excluding employer pensi¢)n costs) within the bands shown..
2025
2024
£60,000-E69,999
£70.000-£79,999
The rernuneration lor the year ol the key rnanagement personnel. including employerfs Nl and pension contributions, was
E458,31912024.. E485.539)
At th¥ year end £20.703 (2024.. £20.374) was payable iothe pension xhem¢
Redundancy and terrnination payrnent5 are accounted lor in the period in which notice was 9iven. During the year such
payrnent5 amounted to £6,71Y) {2024.. £46.4401.
Trust••s R•mun•ratlon and r•lat•d ￿rtY trans)rtlons
No member of the board ol trusrees received any remuneration durin9 the year (2024.. same). Five (2024.. lourl trustees were
reimbursed £3,442 (2024.. £1.440 lor travelling expenses on behalf of the charity. whilst £810 of travel and accommodation
expenses werè incurred directty12024.. E4,526).
Donations were received, both unresiricted restricted. without any <onditions attached, amounting to £184,82012024..
El16,1251 from all nine12024'. six} trustees and 1812024-. seven) rfher related parties durin9 the year. The￿ were no other related
party transactions.
Page 40

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
10. Tanglble Flxed Assets
Leasehold
Improvement
£OOO$
Furnrtur8 and
equipment
¢)OOs
Total
£OOOs
Cost
At l October 2024
Additions
Eliminated tsn disposal
At 30 September 2025
24
58
24
58
Depreclatlon
At l October 2024
Char9e lor the year
Eliminated on disposal
At 30 September 2025
24
35
18
24
42
Net book value l October 2024
23
23
N•t book valu• 30 S•pt•mb•r 2025
16
16
Flx•d A55•t Inv•stm•nts
2025
£OOOs
2024
ÉOOOS
At Market value
At l October 2024
Additions at cost
Disposals at open market value
Gains (losses) in market value on revaluation
Reallsed 9alns (losses) on disposal
3,065
2,173
(2,065)
1354)
4n
2,727
248
282
At 30 September 2025
1292
3.06S
At cost
Ar i October 2024
Additions
Disposals at cost
2.SSI
2,In
{1,591}
2,516
255
(220)
At 30 Septemb•r 2025
3,132
2,551
The remaining assets held with Rathbones Investment Management were liquidared In December 2024 and transferred to
Cazenove. All investments are now held in a Cazenove Charity Sustainable Multi-Asset Fund.
Page 41

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
11 Dethors
2025
2024
É¢)OO$
539
50
180
Prepayment5 and accrued incorne
Tax recoverable under Gift Aid
Other debtors
218
305
769
l& Cr•dltor5'. amounts falllng due withln one year
2025
£OOOs
91
2024
ÉOOOS
96
100
61
49
42
Amounts due to members
Trade treditors
Taxatitsn and slxial Security COSt5
Other creditors
Accruals
68
20
80
303
348
14. Flnanclal commfjtm•nts
2025
2024
£QOO$
The charity had total commitments under non-cancellable operating lease5 as follows..
Property leases..
Not later ihan one year
Later than one year and not later five years
10
29
10
Page 42

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
1& un￿StrIcted fvnd$
Incomin9
resources
At l October
2024
Resources
expended
At30
September
2025
(In¢L
Transfers
unr•ali5ed
gains)
£OOOs
(16x1)
£OOO$
(1.040)
£OOOs
1.744
General fund
1.619
3,795
Designated funds
Programme SLJStainability
Accelerating impact
Growth of ministry
Fixed assets
1.257
2.463
781
23
1,401
1,624
97
16
(1,435)
596
300
4524
(1.552)
4.012
Total unr•strf¢t•d fvnds
143
3.795
(4.182)
5.756
Unrestricted reserves are Split across a number of funds as follows..
The g•n•r•l fund represents the available unrestricted funds of the chorty which ore r￿t designated for a particular purp05•.
All returns on investments including income net of management expenses and gains and losses Jre included in the general
fund. The reserves policy Is to maintain six months of operating expenditure In ihis fund. and the cUr￿n1 balance represents
6 monihs ol operatin9 expernditv￿.
The programm• sustalnability fund is to help protect our partners and their translation teams Irorn risk and uncertainty a5
they undertake multi-year prograrnmes. Thi5 fund covers the next ￿efve months of expected grant5 to international
partners Inet ol restri¢ted funds held for this purposel in order to marta9e cash flow during the year and mitigate the risks of
fundraising shortFalls. ex<hange rate Ilu<tuations or other chan9es in the e￿ernal environment.
The acceleratlng Impart fund is to allow us to expand iranslation work on a multi-year basis and make strategic investments
in the capacity ol our partners. We have spent £3.2m on programrnes from this Fund over the last three years, with the reserve
having been topped up over the Same three years by E2.1m from higher than expected income including legacies. Plannirig
tts Spend these fund5 over a th￿t to five year period helps strategic expansion.
The growth olmlnlstryfund is ro allow us to make strategic investments in the charity in order io achieve our vlsion. Durin9
the year. it Was Used to invest in our marketing and fundraising function5. Additional funding translerred to this fund during
the year provides funding for a replacemenr Human Resources System and hjrther one off fundraising initiatives
Page 43

WYCUFFE UK LTD
Notes to the Accounts foryearended 30 Septemb8r2025
16. Restrlrted funds
In¢omlng
resourtes
(incL
unrealised
gains)
É(W))$
5.343
At l October
2024
At30
Soptember
2025
Resource$
exponded
Transfers
£¢X¥)$
(5.351)
£OOO$
ÉI)OO$
Members ministry support
Member assistance fund {former
Supplementary fund)
93
55
(49)
Programme and partner funds
Other restricted fund5
593
21
1.349
45
(1.343)
148)
599
18
ns
6,792
(6.790
716
The memhrs ministrysupport funds are to provide support forour members and members of other partner organisatlons
withln the Wycllffe Global Alliance.
The m•mb•r asilstanc• fund (forrnedy supplementary fvnd) represents monies gNen to provide For the 5UPPOrt ol
rnernbers whose incorne fund5 are temporarily insufficient.
The programme andpartner funds are to provide support io specihc projects administe￿ by partners worklng overseas.
These funds together with the desi9naied pro9ramme sustainabilrty lund help protect our parrners from future fundin9 risks.
17. Analysos of not a$$•t$ botw••n funds
Tanglbl•
flx•d ass•ts
EOOOS
Inv•stm•nts
curr•nt
ass•t$
£0005
1,744
704
716
Total
A5 at 30 S•ptsrnb•r 2025
General fund
Designated funds
Restricted fund5
£1￿)0$
1,744
4,012
716
16
3,292
16
3.292
1164
6.472
18. Share capltal
The company does not have a share capital and Is limiied by guarantee. At 30 September 2025 there were 231 (2024'.251)
members with votin9 rights and these members undertake to contribuie such amounL up to a maximum of £1 each, as may be
required in the event of the winding.up ol the company.
19. Subsldlary ¢ompJnles
The company had the followin9 wholly owned domiant subsidiary companies. incorporated in England & Wales. durin9 the
year..
Sumrner Institute ol Linguistics Ltd
Wycliffe Associate5 Ltd
Wycliffe Bible Tran51ator5 Ltd
Wycliffe Ltd (inttsrporated 28 Jènuary 2026)
Page 44