YMCA RIPON
EL
(1¢)
Ildlo a
. nl IT THE FUN IN
IQA19Nlf
li
Annual Report
22123
5 Water Skellgate, Ripon, HG4 IBQ
01765 607609 info@riponymca.org
Registered Charity 250986
Registered Housing Association LH3651

Ripon YMCA is an Unincorporated Charity called an Association. We also have a dormant Incorporated Organisation called YMCA Ripon CIO. 

These are the advisors, members and accountants at the end of the financial year: 

|Patron|Joanne Ropner LL|
|---|---|
|Chair|Sean McKibben|
|Vice Chair||
|Treasurer|Anthony Pitt|
|Board Members|Kari Munro|
||Jo Thackwray|
||Rebecca Mian|
||Yvonne Agars|
|Staff:|Lucy Downes|
||Bev Skaife|
||Imogen Moore|
||Lucy Backhouse|
||Paul Matless|
||Jayne Shackleton|
||Bryony Chiu|
||Holly Gadd|
|Bankers:|HSBC, 34 Westgate, Ripon, North Yorkshire|
|Auditors:|JWP Creers LLP, Chartered Accountants, Genesis 5, Church Lane|
||York, YO10 5DQ|



The Ripon YMCA Board of Trustees can elect up to 10 individuals as trustees. We have a Chairperson, Treasurer and Vice Chairperson. Individuals who are known to the organisation or via professional networks are recruited with a role description, application and vetting process. A basic DBS is carried out and new trustees have an induction process and are required to read The Essential Trustee. A skills audit of Trustees is carried out every few years to ensure we are meeting the organisation needs. If gaps are identified we will actively recruit via our local infrastructure organisation, or facilities such as www.reachvolunteering.org.uk. 

Our constitution allows for Board members to be co-opted within the governance year. 

We are undertaking the self-assessment for the Trusted Charity Status, and continuing to grow, develop and learn. 

02 



YMCA RIPON
Strategic Plan on a page
Ethos and Val
V•rsion at 0110512023
W• se4k
We speak
To remove young people from homelessness
through thè provision of a¢¢amodation and
address issues that prevent young people from
achei¥ing their potential such as poor mental
health. family breakdown. lack of opportunity
and aspirations.
We are excited
about Ireatin8
working
partner5hip5 and
connecting wtth
the l¢xal
community
We offer all
young people
the space they
need to feel
safe. re$pe¢ted.
heard and
valulèd
We inspire
tenants. young
people. partners
and stakehaldèrs
by having a
passionate and
profe55i0nal
approach toythat
wedo
We advocate on
behalf of aur
tenants and
youn8 people
We are dedicated
to serving young
people
Wis
Ripon is a place where young peaple can live
safely. Securely. fulfi114ng their potential and
being valued members of the community.
Strategic Goals for our work betw
Oand20
To provide good quality. safe and secure accomodation in Ripon. helping to ensure the housing needs of young people are appropriately met
To provide our tenants with a Personlaised Support Programme to ensure they achieve their potential
To work with others to ensure young people in Ripon have acce5S to services that support their personal and social developrnenL enabling
them to make infomied choices about thelr lives
Extend our influence in order to raise awarenes5 of youth hornele55ne55 and celebrate the positive contribution of young people in our society
How we know we are achie
our goals
Impact
Outputs
Provls
Youn8peoWe are better
' oqutpppedto m4nJge thelr
Increase In p051tl¥e mo¥e on
Intrea￿ number ofyoun8 F*oWe
achle¥eovm tenJrKy
Imp￿ed confidence reported In
youn8 people
lfflpro¥ement In e
mentwth
ment. e
uc?tion and
nlng opportunltles
5core5 on our*EII-belng
ProgT•rn
Ens•8ement In support
love on rates
RethKed t￿me1t￿$TheS$
I￿reaSed flnancl
InOependen¢e
11)utlon toywth work
4pvtioryoun8 pe*
Rl
Anendonce to ethJu¢lo
Youry Pe￿Ie are safe and
heakhy
EET optlr
SÈ5slon of youth THtyk
Cornrnuntypartners
I)o￿tIonSdnd communlty
engagement
Betier mental health
People and C¢)mn￿￿ttles are
more aware of yvuth
'.hornele55ne55 and155ue
ffeC￿ngYOun8 peow
tra
nereased ÈmpEoyablllty
Inaeased awareness of
vement In attittudes ofthe
local rommunlty

## **Chairpersons Report** 

This has been another eventful and exciting year for Ripon YMCA, which has seen the organisation go from strength to strength. Before reflecting on this, however, it is important to remember two people who both contributed to the strong foundations upon which the organisation is built and who have sadly passed away this year. 

Bernard Bateman was the Chair of Trustees and the President of the organisation for many years and so helped to grow and shape the organisation into what it is today. He was a tireless fundraiser and ensured that Ripon YMCA’s work was recognised and respected throughout the community. His influence and impact is reflected in the naming of the Bateman Building at No 5 Water Skellgate. I know Bernard’s contributions will be missed, not just by Ripon YMCA, but also by the many other charities with which he was involved. 

We were also very sad to hear of the passing of Nick Bentley. Nick joined the board of trustees in 2016 as Treasurer and played a key role in ensuring that Ripon YMCA’s finances were always on track. His steady influence and sage advice enabled the organisation to grow in a managed way, investing in the future whilst also maintaining strong financial viability. When I joined the board in 2018, plans were afoot to renovate the derelict house onsite and it is testament to Nick’s shrewd financial and contract management that the building work was done on time and to budget and now provides invaluable accommodation for three young adults. 

Both Bernard and Nick have left a strong legacy at Ripon YMCA that Lucy and her team continue to build on. Since the last AGM, they have been very busy delivering on the strategic aims agreed with the board of trustees. This includes investing in this accommodation, including redecorating and refurbishing parts of the building. It has also seen a continued growth in community outreach and youth work, partnership working with other local organisations and also developing close ties with the new YMCA shop that has opened in Ripon. More recently, Ripon YMCA’s team have been successful in securing a significant grant from the National Lottery that will enable us to continue to develop our work in the community, supporting many more young people to fulfil their potential. This award, alongside a number of other grants, is an indication of the quality of the work Ripon YMCA delivers, which funders are keen to invest in as they are confident the organisation will leverage the funds to deliver maximum impact in the community and make a tangible difference to people’s lives. 

Thanks go to all the staff team at Ripon YMCA, as well as our volunteers, trustees, our community partners and funders. The coming year will be one of growth and consolidation for the organisation as it continues to be a significant positive force in the local community. 

Sean McKibben – Chairperson, Ripon YMCA 



## **Services and Activity from April 2022 to March 2023** 

We have had a settled and positive financial year with the pandemic behind us and the ongoing development of support services, youth and community work. 

Our Housing team have gone from strength to strength in developing professional practice to respond to those living with us. I would like to mention our amazing volunteers, Jonty and Mandy, for their significant contribution to the work of the team. 

Number 4, our three bed shared house is intrinsic to our housing offer, and enables those with developing independence to experience a shared house living environment to further develop their independent living skills. Apart from a few teething issues it has been generally full of tenants. 

The impact of the pandemic and mental health can still be seen in those we house, with a generation of young people who have missed significant milestones and opportunities for learning, training and work. Our individualised support package responds to needs and aspirations with a significant number of tenants leaving us after finding work and sustainable accommodation. 

Staff welfare and support continues to be at the front of our thinking and we have developed a range of activities to embed this within the staff and volunteer team. 

In 2020 we created a Strategic Plan which continues to progress. We held strategic review sessions for staff and board members to refresh and update progress. In some areas we have developed significant new provision, in others we continue to explore opportunities. 

In 2022 Jayne our Community and Development Manager came into post, and our youth work and young leader provision has flourished. On the back of a successful Children in Need bid we have developed several significant grant applications and in late March 2023 we were notified of success with the Ripon Youth Matters project; A 3 year funded project providing activity for young people and young adults aged 11 to 25 with the National Lottery Community Fund. This work will start in September 2023. 

We have grown our reach and capacity to engage in partnership working and continue to lead and chair the Ripon Youth Work Partnership. This also provides opportunities to engage with local decision makers and key organisations, in particular the team at Ripon Library led by Claire have been fantastic with the support and space they provide for many of our projects. 

We continue to work with several advisors to develop our capacity and keep us striving to be the best we can be. I would like to finally thank the Board who have provided me with unwavering support over the last year, and the flexibility to develop and strengthen our team. 

We have many exciting opportunities in the pipeline, but that can wait till next years Annual Report. 

Lucy Downes - CEO Ripon YMCA 

05 




Trustees, staff and volunteers at the AGM in July 22 

## **Progress Against Our Strategic Plan** 

We will respond to each of our strategic goals individually in this report to demonstrate our progress and plans. 

- **Goal:** To provide good quality, safe and secure accommodation in Ripon, helping to ensure housing needs of young people are appropriately met. 

## **Progress and activity:** 

In 2022/2023 : 

- We provided Supported Housing to 35 young people, with 15 continuing to live with us after March 31st 2023. 

- We received 51 enquiries for accommodation in the year. 

- The reason 63% of tenants moved in was due to a family breakdown. 11% had been sofa surfing with, 9% fleeing domestic violence, 6% seeking asylum in the UK and 11% facing eviction. 

- 16 tenants moved out in the period. 

- Of the tenants who moved out, 10 were male, 6 female with an average age of 22 when they moved in and an average age of 23 when they moved out. 

- We continued the development of policy, procedure, networking and working practices to meet the needs of our tenants within our setting. 

- We maintained an average of 90% occupancy 

- We negotiated an increase in Supported Housing rent via Housing Benefit to include Ofsted registration and the increase in inflation. 

06 



- **Goal:** To provide our tenants with a Personalised Support Programme to ensure they achieve their potential. 

## **Progress and activity:** 

In 2022/2023 : 

- We provided regular keywork sessions with tenants at the YMCA, weekly group work focusing on developing independent living skills. 

- On average there are 5.5 contact notes (support) for each tenant every week, this can range from Housing Benefit support, risk management, emotional wellbeing to developing there independent living skills. 

- Emotional Health and self-care and living skills alongside risk management are the most common interventions. 

- We managed an increase in tenants with mental health issues, implemented a service for with Social care for Unaccompanied Asylum Seekers, improved positive move ons with the Local Authority, restructured the safeguarding recording process and risk management of complex tenants with high needs. 

- Of the 35 tenants referred to the YMCA , 17 engaged with the Community Mental Health Services. 

- 100% of tenants were registered with a doctor when they left us and had access to a dentist. 

- At move out 50% of tenants were working. 

- We facilitate the ongoing development of tools and recording mechanisms to ensure our tenants receive personalised support. 

## **Case Study – John** 

Several years ago John approached the Young Peoples Pathway Hub at Harrogate Borough Council as he required accommodation outside of his family home. He grew up in a struggling household in challenging circumstances with poor family connections or positive experiences. Life was chaotic and he found himself angry and frustrated a lot of the time which got him into trouble at school. 

Ripon YMCA accepted the referral and carried out an Initial needs assessment with John, finding out his needs and wants for the future and identifying any risks to explore. He was welcomed into a bedsit at the YMCA. 

John was struggling with his overall wellbeing and mental health and had no benefits in place. Our Housing Support team provided him with lots of initial guidance and supported him with bedding, cooking utensils, crockery with our welcome pack. 

Our regular Keywork sessions explored Johns needs and challenges and a support plan was developed focusing on positive steps and solutions. John’s poor mental health placed barriers in his day-to-day life, to support John to move forward we encouraged him to take small achievable steps and adapted our working style to suit his individual needs. 

07 



John developed independent living skills including self-care, room hygiene, budgeting, physical health, emotion health. John was encouraged to develop confidence by accessing volunteering, employment and recognises his individual accomplishments. 

John found a part time job that he enjoyed and was able to save a little for his future. It took a while for him to find confidence to think about moving out given the challenges this would have with benefits and independent money management. In 2021 he was offered accommodation in Harrogate with a Housing Association and was able to move in in early 2022. 

The YMCA team supported John to apply for appropriate benefits and to access the support available to support his move. John now lives in Harrogate but knows that the YMCA team will get in contact from time to time to say hello and offer support. Recently he visited Ripon and came to see the staff at the YMCA to share the news that he has been offered a permanent job with more hours with his current employer. 


08 



ousing provision
2022 12023
What our tenants tell us
New Tenants
'staff re ol¥4ys supporLi¥e
'The
Qff are kind and
'[ h4.
rien
Ind I qm s4vlng Money
or4
36 620/0
'st4ff are svPPOrtlng me and
showingthey Care"
"The virlety of People ondthe
comfort,
Total
Tenants
Supported
Wèr,0 In full tlme
work when they
moved out
When tenants
oved In
them had a
ental heal*
sue
of tenants. feedback was positive
regarding their relationship with staff
serious
mental health
issues
Gender
ob
ained their own
accomodation and are living
independently
Occupancy f
the year
"L12L 6
Aged 21-24
Aged 18-20
Aged 16-17
March 2023 Snapshot
Were
previously
'Sofa surfing.
Aged 25+
Yn¢.I
Are care leavers
R I P O N
5 Water Skellgaie. Ripon, HG4 18Q iel.. 01765 607609 email.. youth@riponymca.org
D@0

## **Progress Against Our Strategic Plan** 

- **Goal:** To work with others to ensure young people in Ripon have access to services that support their personal and social development, enabling them to make informed choices about their lives. 

## **Progress and activity:** 

In 2022/2023 : 

   - We successfully applied for a number of other grants, trusts and donors to initially fund this work including Early Help Get Going Grants, Sport England, Barclays, Ripon City Council Small Grants, Ripon Girls Group, NYC Locality Funds. 

   - We have developed 5 different youth projects offering varied opportunities for young people aged 11+. 

   - We delivered 144 youth work sessions in the year and staff dedicated over 279 hours of delivery. 

   - We engaged 154 individual young people with a total attendance to our projects or activities of 1343 young people. 

   - The Red Triangle Drama group continues online and offered 47 sessions with total attendance over the year of 350 young people. 

   - We continue to chair Ripon Youth Work Partnership which started in 2021 following an increase in anti-social behaviour in Ripon. The partnership continues to grow and is a resource for the police, local decision makers and providers of Youth Work. 

- **Goal:** Extend our influence in order to raise awareness of youth homelessness and celebrate the positive contribution of young people in our society and community. 

## **Progress and activity:** 

In 2022/2023: 

- We provide resources and information to local organisations around homelessness, mental health and safeguarding. 

- We continue to work alongside Ryedale YMCA to improve our quality and have increased our engagement in the national federation of YMCA’s. 

- We lead and chair the Ripon Youth Work Partnership. 

- We visited Ripon Cathedral School delivering an assembly and talks with years 5 and 6. 

- We are working with Ripon Together to promote young people’s participation and community involvement as part of their annual awards ceremony. 

- We enabled Teen Talk youth voice feedback and provided it to the Youth Work Partnership and Ripon City Council. 

- Our Young Leaders Group has been involved in supporting numerous community events including the Ripon Theatre Festival and Ripon City of Sanctuary. 

- We continue to develop our partnerships and reputation amongst funders and local organisations to ensure we are involved and included in future plans and developments. 

10 



YMCA Y•uth
2022 12023
What young people we engage
with regularly tell us
'YMCA isfjpl4ce I feelsife"
'kipon needs more YMCA rtuff
.GiYÈsuS sov¥È¥beTetobang
'TheTe IS 4 big 84P In
out"
'é loodts 800d.,
In Ripon. their issue5 ID
in the l rt week théy
mostlyfelL'very
they need. YMCAhelp witb that"
unha
'yovth wotkersend leaders gre
re$$ed'.
nlce and
OU C4n t Ik to them
inthe lart weekthey
out rtu
4 7 /0 DOti¢ed themselves
feeling lonel
sometirne$.
'stoPS usbelDgboTe
In the14St Neek LFiey
unhappy or stressed,.
Staff Hours of
delivery
• mosLly felL'a little
•Q• 40/
Bein
Youth Wo
Sessions Delivered
er ...
'young Le4
ers h?$
8iYen Me ¢on
iden¢e"
'Cant4lkto peo
re now. not as s
"Peoplelisten to ovr
1343
,154,
'IbqYe made Irienas"
Indlvidual Young
People engaged
To
al attindence for
sessions br activities
'Nolunteerin8 Is fvn"
Ai
Ripon
on
23
29
350
Attendees by project ,
Ripon
YM¢.I
-12 13-16 17+
Age ofyoung
people engaged
361
300
YM¢.I
71
R I P O N
5 Water Skellgaie, Ripon, HG4 IBQ tel.. 01765 607609 email.. youth@riponymca.org

**We are grateful to the following organisations, funders and partners who have supported our work in 2021/22.** 

Aldi Mountain Warehouse Barclays Sported Foundation North Yorkshire Sport BBC Children in Need NYCC Early Help Get Going Grants Beauty Box RBM Boroughbridge Dental Services Ripon Cathedral CEO Sleepout Ripon City of Sanctuary Cllr Andrew Williams NYCC locality fund Ripon Girls Group Cllr Barbara Brodigan NYCC locality fund Ripon Library Community Alcohol Partnership Ripon Masonic lodge Evolve Ripon Museums Trust Farmison Ripon Walled Garden Green and Co Sainsbury’s Ripon HADCA SHC Holy Trinity Church Skell Valley Project Jennyruth Workshop Swinton Park M&S Ripon Williamsons paint Morrisons Community Champion Woseley 

**We are also grateful to the many individual donors and community supporters for their ongoing commitment to our work. We continue to receive many donations in support of our projects and in remembrance. Thank you** 

12 



## **Treasurers Report** 

2022-23 has been another year of sustainable growth, as the organisation continued to build robust foundations and leverage these to grow at a manageable pace. Despite the new challenges faced in-year - most notably from the cost of living crisis - we have been able to continue to grow at a similar trajectory to 2021-22, aided in no small part by proactively entering into forward contracts for utilities and other recurring expenditure before rate increases impacted these cost areas. 

Our financial position has improved since the prior year; free reserves have increased from £99,717 to £126,289. This has been driven by effective fundraising, the continued generosity of the public through donations, and through effective management of costs. This growth in reserves is consistent with wider organisational growth, meaning we have nearly met our free reserves target for the year. 

Total turnover for the year is £271,986 (2021-22 £283,452), this has enabled us to sustain our staffing levels following successful recruitment for new posts in 2021-22, as well as to make small increases to our FTE (full-time equivalent) working hours in 2022-23. This has enabled us to build a more robust organisation that is better equipped to support our people and to grow in a measured and sustainable way. Housing expenditure has increased in line with our growth, but pleasingly our facilities management and administration costs have remained at comparable levels to the prior year, demonstrating effective management and oversight. 

Our spending position was also aided by £40,419 of restricted income brought forward from 2021-22. As responsible funding recipients, we worked diligently to incur expenditure at a pace we committed to in funding bids, meaning that the brought-forward restricted income balance reduced to £10,668 in 2022-23. It is reassuring to see that the team were again able to bring in £23,484 in restricted funding in 2022-23, and £22,402 in unrestricted funding. I was also pleased to note the team’s planned fundraising activity for 2023-24, which again should enable us to sustain the positive, manageable growth seen in recent years. 

The trustees took the decision to designate funds of £15,000 towards future organisational growth, and £48,000 towards the potential purchase of a local property which we were notified of the opportunity to buy in March 2023. 

This has been my second year at the YMCA as Treasurer. This year I have worked closely with the team and have been pleased to note that proportionate controls are in place around spending and other areas of the accounts. I look forward to seeing the organisation continue to thrive and grow in 2023-24. 

Anthony Pitt – Treasurer Ripon YMCA 

**The next pages to contain the following:** 

- **Statement of Income and Expenditure** 

- - **Balance sheet** 

13 



RIPON YMCA
STATEMENT OF COMPREHENSIVE INCOME
YEAR ENDED 31 MARCH 2023
Unrestricted Restricted
Total
Total
Not•
2023
2023
2023
2022
Turnover
248.502
TJ.484 271.986 283.452
Oteraiing costs
1208.7231
153.2351 1261.9581 1235.9331
OpEiating Oossl I surplus
39.TT9 129.7511
10.028
47.519
Interest ￿ce￿ab￿ and similar Inccmne
SWuwioeficrti rortne year on orainay actsvrt*s
39.T19 129.7511
10.028
47.519
Gwn5 on ievahJat￿n
8S8.834
858.834
Total comprehensive income Ilexperb¢Jiturel
l¢rih• y•ar
898,813 129,7S11 868,882
47,519
The above foures are derp4ed trom conllnulng orEraUons.
AptThed ty th thjslees on 19 Juty 2023 and sbjred on ther behamty..
14

RIPON YMCA
STATEMENT OF FINANCIAL pOS￿10N
YEAR ENDED 31 MARCH 2023
Notè
2023
2022
Tangible fixed assets
1.505.791
656y2
Curr•nt ass•ts
Debtots and prepayrnents
Cash at L)ank and in hwd
3.6¥2
220.422
23.895
178.233
224,114
202.128
Credmors.. Amounts faliro due withm one year
121,2681
116.7721
Not eurrent ass•ts
202.846
185.356
CreditcKs". amounts faI￿ng due after ￿ year
Defined benefft pensKx) liablty
10
112.8471
114.7201
Toial nei assets
1.695.790
826.928
Reserves
Incotne and expendrture ie5etve
Designated devekjpmentfur
Designated CIO fvnd
Revaluation re5etve
Restrcled Funds
571.948
48.000
15.000
1.0￿.174
10.668
564.669
30.SK)
12
191.340
40.419
Toial r•￿TY•S
1.695.790
826.928
The financral statements were approved aut￿n$e￿ for issue by the twslees on 19 Juty 2023 and signed
on thelr l￿hall by..

RIPON YOUNG MEN'S CHRISTIAN ASSOCIATION
{KNOWN AS RIPON YMCAI
FINANCIAL STATEMENTS
FOR THE YEAR ENDED
31 MARCH 2023
Charity Number 250986
Ilp

RIPON YMCA
INDEX
PAGE
TRUSTEES REPORT
INDEPENDENT EXAMINER'S REPORT
STATEMENT OF COMPREHENSIVE INCOME
STATEMENT OF CHANGES IN RESERVES
STATEMENT OF FINANCIAL POSITION
STATEMENT OF CASH FLOWS AND NOTES TO STATEMENT OF CASH FLOWS
10
NOTES TO THE FINANCIAL STATEMENTS
11-22

RIPON YMCA
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023
REFERENCE AND ADMINISTRATIVE INFORMATION
Charity Number
250986
Regist8r8d Address
4-5 Water Skellgale
Ripon
North Yorkshir2
HG4 1BQ
Patron
Jo Ropner LL
Trustees
President
Bernard Bateman MBE (deceased Feb 20231
Chairperson
Sean McKibben
Treasurer
Anthony Pill
Vice Chair
post currenlty vacant
Additional trLJslees'.
Kari Munro
JD Theckwray
Rebecca Mian
Yvonne Agars lappoinled 181h May 20221
Nick Bentley (resigned 181* May 20221
George DickensDn Iresigned 18th May 2022)
Staff
Chief Executive
Lucy Downes
Housing Operations Manager
Paul Malkss
Housing Support Workers
Lucy Backhouse
Bryony Chiu
Community Development Manager
Senior Youth Worker
Finance Administrator
Youth Worker
Jayne Shackleton
Bev Scaife
Imogen Moore
HDIty Gadd
Key Management Personnel
Lucy Downes
Princlpal Bankers
HS8C plc
34 Weslgale, Ripon, North Yorkshire
Independent Examiner
N Clemil ACA, FCCA
JWPCreers LLP, Chartered Accountants
Genesis 5. Church Lane
York. YOIO 5DQ

RIPON YMCA
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023 CONTINUED
The trustee5 present their report and financial statemènts for the year ended 31 March 2023. The trustees have
adopted the provisions of the Slalement of Recommended Practice ISORP) for Social Housing Providers 2D18
and applicable accounting standards, the details are sel out further in the basic of preparation and accounting
poli¢ie8 on page 11.
Oblectlves
The objects of the Association arise from its acceptance of the Paris Basis 1855 incorporated into the National
Statement of the Aims and Purposes of the YMCA in England, adopted al the National Assembly of the English
Young Men's Christian Associations in the year 2003, namely..
The YMCA is a Christian Movement which se8ks lo unite those who, ￿gardIng Jesus Christ as their God and
Saviour according lo the Holy Scriptures, desir& to be His disciples in their falth and in th8ir life, and lo
associale their 8fforts for th8 extension of His Xingdorn. It welcomes into ils f&llowship persons of all relwious
faiths and of none".
In accordance with its Christian values the YMCA stands tr..
A wor￿WIde fellowship based on the equal value of all persons
Respect and freedom lor all, tolerance and understanding between people of different opinions
ActThie concern for the needs of the community
United effort by Christians of different traditions
AS the expression of its Christian purposes the YMCA aims lo..
Provide a welcome to ils members fcir therllselves in a meeting place which is theirs lo share where
friendships can be made and couns&l sought
Devek)p activities which stimulate and challenge members in an environment that enables them to
lake responsibility lo find a sense of achievement
Invohje all members in the care and work for others
Create opportunities for exchanging views so that members can improve their undersiandlng of the
world, of Ihemselves and ol one another
Acco￿1ngIy, the objecis of the Association are,,
To unite those who, regarding Jesus Christ as their God and Saviour according lo the Ho
Scriptures, desire lo be His disciples in th&irfafth and in their life, and to associate their efforts for the
extension of His Kingdom.
To kad young people lo the Lord Jesus Christ and lo fullness of life in Him.
To provide or assist in the provision in the interests of social welfare of facilities for recrealioll and
other leisure lime occupation lor men and women with the object of improving their conditions of life.
To provide or assist in the provision ol education for persons of all ages with the object ot developing
their physical, mental or spiritual capacities.
To relieve or assist in Ihe relief of persons of all ages who are in conditions of need, hardship or
distress by r8ason of their social, physical or. economic circumstancès.
To provide short term residÈnli81 accommodation for persons of all ages who are in cDndilions of
need, hardship or distress by r&ason of their social, physical or economic cir¢umslance5.
131
161
Houslng Associatlon
Ripon YMCA is a Registeied Provider of Social Housing and has 19 bedsits that were converted in the 1980's
and go's using grants from the agency now called Horr7es England. We also redeveloped a 3 bedroom shared
house on site which became available for use in 2021. This project was self-funded 8nd currently provides us
with additional Supported Accommodation for young people in Ripon.
The Iruslees have due regard lo the Charity Commission's guidance on public benefit, and ensure ihal the
activities of the organisalion mèet those requirements.

RIPON YMCA
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023 CONTINUED
ACHIEVEMENTS AND PERFORMANCE
The objects of Ripon YMCA are lo provide youth and comtnunity work within the local area. This is achieved by
providing the following quality programme of wotk in:_
1. Supported housing for primarily young people aged 18-35.
2. Programmed projects to develop life skills and employability.
3. Programmed youth work for young people.
The charity's management team have continued lo build on ils perfomiance last year to improve its financial
base. The additional capacity of an extended team has enabled us lo develop our services in Supported
Housing lor young adults.
Our Youth and Community work has expanded and continues lo develop the range of opportunities for young
people in Ripon. Several mulli-year projects are now funded providing a s&¢ure base for Youth Work in the
organisation.
We continue to develop provision and are working towards our 5-year strategic plan.
Our strategic plan identified 4 Goals for Ripon YMCA..
1. To provide good quality, safe and secure accommodation in Ripon, helping lo ensure the housing
needs of young people are appropriately mel.
2. To provide our tenants with 8 Pèrsonalised Support Programme lo ensure they achieve their polenlial.
3. To work with others lo ensure young people in Ripon have access lo services that support their
personal and social development, enabling them to make informed choices about their lives.
4. Extend our influence in order to raise awareness of youth homelessness and célebrate the positive
contribution of young people in our society.
VALUE FOR MONEY METRICS
This is a requirerllenl of the Housing Association..
2023
2022
NHF*
Business Health
eralin
Mar
overall
eralin
Mar
in
social housin
EBITDA MRI - of interest cover
Develo
ment & Ca
aci
social housin
units '/0
New Supply- nan￿ocial housing
17Vo
20/0
220/0
1860/.
8Q/.
oo/.
oo/,
O'/0
Gearin
Outcomas
ReirTrveslrnent Yo
Asset Mana
ement
Return on Capital Em
erating Efficienc
Headline social housin
161/0
281 /.
60/.
lo
ed
6,/0
3Yo
cost
er unil
£11,001
£9.838
£4,230
'figures taken frDrn NHF report 2022

RIPON YMCA
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023 CONTINUED
FINANCIAL REVIEW
The charily has made an operating surplus of £10,02812022.. £47,519). Due to a rev8lualion of the buildings, the
charity is showing an overall surplus of £868,862. The modest surplus was achieved through accurate financial
planning and additionsl tracking of spend aoainst grant Income. stsffing costs have increased lo deliver against
projecl work and occupancy has been higher than expected.
RESERVES POLICY
The trustees have designated an extra £17,500 to property developmant fund to cover various capital projects
planned.
The trustees have designaled £15,000 to an organisalion development fund for the charities govemance and
apacity whilst working towards an incorporation structure ICIOI. Ils expected that additional funds will be
required for this project and we are exploring options including fundraisin9.
The Iolal charity funds al the yeaT-end were £1,695,79012022', £826,928) which includes the revaluation res&rve
of £1,050,17412022". £191,340). After removing the rernaining fix&d asse15 of £455,61712022.. £464,952}. the
designated fund of £63,00012022.. £30,500), the restricted funds of £10,66812022'. £40,4191 and the addition of
the reslricled creditor of £9,960, this leaves free reserves al £126,28912022.' £99,717).
The Iruslees have decided that fr&e reserves should reflect 6 months of operating costs al £130,500.
STRUCTURE, GOVERNANCE AND MANAGEMENT
Ripon YMCA is registered with the Housing Association (Number LH36511 and is a registered charity (Number
2509861.
The charity adopted the model constitution ofYMCA as amendgd S October 1981, 6 January 1989, 25 May 1994
and 25 May 2005.
A charitable incorporated organisation (CIO- 1180912) has been registered in November 2018 with the intention
lo achieve limited liability slalus, a lorrn that is better suited lo the charity's dèvelopment. Limited aclwity has
been recorded in the new charity as yel. It is intended that, al some point in the lulure. the charity's assets and
liabilities will be transferred lo this new organisalion.
The trustees have undertaken an assessment and Confirmed the charity's compliance with the Governance and
Financial Viability Standard.
The charify receives Health and Safely, Governance and Leoal support via professional consu11anls. We also
look lo Community First Yorkshire, NCVO and YMCA E & W for compliance and govemance developments.
We h8ve also started lo utilise the Trusted Charity Standard.
The Ripon YMCA Board of Trustees can elect up lo 10 individuals as trustees. We have a Chairperson,
Treasurer and Vice Chairperson. Individuals who are known to the organisalion or via professional ne￿OrkS
are recruited with a role descriplicin, applicalion and velling process. A b8sic DBS is carried out and new
trustees have an induction process and are required lo read The Essential Trustee. A skills audit of trustees
is carried out annually lo ensure we are meeting the organisation needs. If gaps are denlified we will actively
recruit via our local infraslruclure organisalion, or facilities such as www.reachvolunteerin
.or
.uk

RIPON YMCA
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023 CONTINUED
Trustee's responsibilitie5
The trustees are responsible for preparing the report and flnancial slalemenls in accordance with applicable
law and regulations.
The registered social housing legislation require the trustees ID prepare financial slalemenls for each financial
year which give a true and fair view of the stale of affairs of the Charity and of ils income and expenditure lor
that period.
In pr&paring the fina￿1￿1 statements the trustees are required lo-_
Select suitable accounting policies and apply them consislenlly,.
Make judgements and estimates that are reasonable and prudent.,
Slate whether applicable aceounling standards have been followed, subject lo any material departures
disclosed and explained in the financ181 statements- 2nd
Prepare the financial slalemènls on a going concern basis unless il is inappropriate lo presume that the
charity will continue in business.
The trustees are responsible for keeping proper accounting records which disclose wlh reasonable accuracy at
any lime tho financial p05ilion of the charity and lo enable il lo ensure that the financial statements comply with
the Housing and Regeneration Act 2008 and rhe Accounting Direction for private registered providers of social
housing in England 2019. They have general responsibility for taking reasonable steps to safeguard the asse15
of the charity and dslecl fraud and other irregularities.
ApFxoved by the Iruslees 19 July 2023 and signed on their beha￿ by..
Sean McKibben - Chair

INDEPENDENT EXAMINER'S REPORT TOTHE TRUSTEES OF
RIPON YMCA
YEAR ENDED 31 MARCH 2023
I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 March
2023 which comprise the statement of comprehensive income, statement of changes in funds, statement of
financial position, statement of cash flows and relevant notes.
Respectlve responsibllltles of the trustees and reportlng accountsnts
The trustees of the Registered Social Housing Provider are responsible for the preparation of the account8,
and they consider that the Registered Social Housing Provider is exempl from an audit. 11 18 our responsibility
to carry out procedures designed lo enable us to report our opinion.
Basis of opinlon
Our procedures consisted of comparing the accounts with the accounting records kept by the Registered
Social Housing Provider and making such enquiries of the officers of the Registered Social Housing Provider
as we considered necessary fDr the purpose of this report. These procedures provide the only assurance
expressed in our opinion.
Oplnion
In our opinion..
the accounts for year ended 31 March 2023 are in accordance with the accounting records kept by the
Registered Social Housing Provider under paragraph 13512llal of the Housing and Regeneration Act 2008.,
having regard onW lo, and on the basis of the information contained in the accounting records..
the accounts comply with the requiremenls of the Charities Act 2011.,
the Registered Social Housing Provider has satisfied the conditions for axemption from an audit of the
accounts for the year ended 31 March 2023 specified in soction 136131 of th8 Housing and
Regeneration Act 2008.,
the accounts comply with the requirements of the Housing and Regeneration Act 2008 and the Accounting
Direction for private registered providers of social housing in England 2022.
Ncle
, FCCA
LLP
Chartered Accountsnts
Genesis 5
ChuTch Lane
Heslinglon
York
Y0105DQ
19 July2023

RIPON YMCA
STATEMENT OF COMPREHENSIVE INCOME
YEAR ENDED 31 MARCH 2023
Unrestri¢tgd Restrictod
Total
Totsl
Note
2023
2023
2023
2022
Tumover
248,502
23.484 271,986 283,452
Operating costs
1208,7231 153,2351 1261,9581 1235,9331
Operating Ilossl I surplus
39,779 129,7511 10,028
47,519
Interest receivable and similar incorne
Surpluslldeficitl for the year on ordinary activities
39.779 129,7511 10,028
47,519
Gains on revaluation
858.834
858.834
Total comprehensive income Ilexpendilurg)
for the year
898,613 129,7511 868,862
47,519
The above figures are derived from continuing operations.
Approved by the Iruslees on 19 July 2023 and signed on their behalf by..
Sean McKibben - Chair
Anthony Pitt- Treasurer

RIPON YMCA
STATEMENT OF CHANGES IN RESERVES
YEAR ENDED 31 MARCH 2023
Incomo and
Expenditure
Dgsignated
Funds
Revaluation
Reserve
Restrict9d
Funds
Total
As al 1 April 2022
564,669
30,500
191.340
40,419
826,928
Transfer
132,5001
32,500
Revaluation Transfer
{858,8341
858,834
Total comprehensive
income for the period
898,613
129,751)
868.862
As al 31 March 2023
571,948
63,000
1,050,174
10,668 1,695,790
-2022-
Income and
Expendlture
Deslgnated R8valuation Restrlctod
Funds
Reservo
Funds
Total
AS al 1 April 2021
540,345
30,500
191,340
17,224
779,409
Transfer
Totsl comprehensive
income for the period
24,324
23,195
47,519
As al 31 March 2022
564,669
30,500
191,340
40,419
826,928

RIPON YMCA
STATEMENT OF FINANCIAL POSITION
YEAR ENDED 31 MARCH 2023
Note
2023
2022
Tangible fixed assets
1.505,791
656,292
Current assets
Debtors and prepayments
Cash al bank and in hand
3,692
220,422
23,895
178.233
224,114
202.128
Creditors.. Amounts falling due within one year
121,288}
116.7721
Net current assets
202,846
185,356
Creditors.. amounts falling du¢ after one year
Defined benefit pension liability
10
112.8471
114,7201
Total net assets
1,695,790
826,928
Reserves
Income and expenditure reserv&
Designated development fund
Designated CIO fund
Revaluation reserve
ReslriGted Funds
571,948
48,000
15,000
1,050,174
10.668
564,669
30,500
12
191.340
40,419
Total reseNes
1.695,790
826,928
The financial statements wsre approved and aulhorised for issue by the trustees on 19 July 2023 and signed
on Ihgir beh8lf by..
Sean McKibben - Chair
thony Pitt- Treasurer
The notes on pages Page 1110 Page 21 form parl of these accounts.

RIPON YMCA
STATEMENT OF CASH FLOWS
YEAR ENDED 31 MARCH 2023
Note
2023
2022
Net Cash yenerated from operatlng actlvltles
43,205
10,757
Cash flow from Investlng actlvitles
Payrnenls lo acquire tangible fixed ass&ts
Interest received
11,016}
15,5861
Nel cash flow from investing activities
(1,016)
{5,5881
Net change in cash and cash equivalgnts
42,189
5,171
Ca8h and cash equivalents al 31 March 2022
178,233
173,062
Cash and cash equivalents al 31 March 2023
220,422
178.233
Notes to the statement of cash Ilows
2023
2022
1. Nel cash generated from operating actlvltlg¥
Operating surplus for the year
10,028
47,519
Interest received
Depreciation and loss on disposal
Decreasellincreasel in debtors
IDeci&asellincrease in creditors
10,351
20,203
2,623
11,311
15,8371
142,2361
Net cash flow from operating activities
43,205
10.757
10

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
I. ACCOUNTING POLICIES
statutory Information
Ripon YMCA is a registered charity in England & Wales and registered with the housing association. Th&
registered address and place of business is 4 Water Skellgale, Ripon, North Yorkshire, HG4 1 BQ.
Basls of preparation
The financial slalemenls have been prepared in accordance with applicable accounting standards including
Financial Reporting Standard 102 The Financial Reporting Standard Applicab18 in the UK and Republic of
Ireland IFRS 1021, the Slalemenl ol Recommended Practice for Social Housing Providers 2018, and with
the Accounting Direction for private registered providers of social housing in Englan15 2022. The financial
stalemènls are also preparod under the requirements of the Housing and Regeneration Act 2008.
The financial slalemenls have been prepared on a going concem basis under the historical cost convention,
modified lo include certain items al fair value. The financial stalomènts are prepared in sterling, which is
the functional currency ol the charity.
The significant accounting policies applied in the preparation of these financial statements are sel out below.
These policies have been consislenlly applied lo all years presented unless otherwise slated. The
requirements of the SORP.. Accounting by Registered Social Housing Providers 2018 re￿lIng lo component
accounting has not been followed by the trustees as Ih?y do not feel that il would add any benefit for the users
of the accounts.
Going ¢oncgrn
At the lime of approving the financial stslemenls, the trustees hav8 a reasonable expe¢lalion that the charity
has adequat$ resources lo continue in operational for the foreseeable future. Thus. th& Iruslees continue to
adopt the going collcern basis of accounting in preparing the financial stslernents.
Tangible fixed assets and depreciation
Expenditure on fixed assets costing more than £250 is capilalised.
Freehold land is nol depreciated. DÈprecialion ol other assets is catukled lo write off Ihe excess of cost over
eslimaled residual value evenly over their expected useful lives as follows subject to annual roview..
Housing propety
Hall ar$a
Housing furniture & equipment
Hall area improvements
Hall area fumilure & equipment
2.17Vv
2.17Vo
250/,
10Y
Slraighl line
Straight line
Reducing balance
Redu¢ing balance
Reducing balance
Revaluation Pollcy
The Iruslees have decided to obtain a commercial revaluation of the property every 3 years and lo request
a professional review of the valu81ion on an annual basis.
Turnovor
All incomo is included in the slalemenl of comprehensive income when the charity is legally enti118d to the
incom8 and the amount can be quantified with reasonable accuracy.

RIPON YMCA
NOTESTO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
1. ACCOUNTING POLICIES Icontlnuedl
Grants
Ir¢come trom donations and grants, including capital granls, are included in income when these are
receiv8ble, except as follows.,
When donors specify th21 donation8 2nd grants given lo the Charity must be used in futur8
accounting periods, the incorne is deferred until those periods.
When donors impose conditions which have lo be fu￿111ed before the charily becornes
entitled lo use such income, the income is deferred and not included in income until the
pre-Gondilions for use have been met.
When donors specify that donations and grants, including capi181 grants, are for particular
restricted purposes, which do not amount lo p￿-COndItIOnS regarding entillemenl, this income is
included in income ol reslricled funds when receivable.
Operatlng costs
Expenditure is included in the slalemenl of comprehensive income on an accruals basis.
Pgnsion
Ripon YMCA participated in a mU￿1-eMploYer defined benefit pension plan for employees of YMCAS in
England, Scotland and Wales, which was closed to new members and accruals on 30 April 2007. Due to
ingufficient information, the plan's actuary has advised that il is not possible lo separately identfy the assets
and li8bililies relating lo Ripon YMCA.
As described in note 11 Ripon YMCA has a contractual obligation to make pension deficit payments of £2,757
per annum over the period lo April 2029, accordingly this is shown as a liability in note 1110 thèse accounts.
In addition, Ripon YMCA is required lo contribute £650 per 8nnum lo the operating expense ol the pensio
plan and these costs are charged lo the slalemenl ol Gomprehensive income as made.
New members auto enrol into the NEST pension scheme. The costs are charged to the slalernent of
comprehensive income as incurred.
Fund accounting
Unrestricted ftjnds can be used in accordance with the chart18b￿ objective5 al the discretion of the Iruslees.
D851gnated funds
Designated funds are part of unreslricled funds which have been earmarked by the board for a particular
purpose. Such designations may be reversed by future board decisions. Expenditure cannot be directly set
against designated reserves bul il can be taken through the income and expenditure account. A transfer is
then made from designated funds as appropriate.
Restricted funds
Restricted funds are subjected lo reslriclions on their expenditure imFDsed by the donor or through the terms
of an appeal.
12

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
2. SOCIAL HOUSING TURNOVER AND COSTS
2023
2022
&xial housing lellings
Service charges receivable
Revenue grants receivable IJRSI
Restricted grants receivable
220,525
3,593
188.440
2,281
646
26,240
Total turnover from social housing lellings
224,118
217,607
Social housing activity expenditure
1242,0121
1216,4251
operatir￿ surplus from social housing activities
117,8941
1.182
3. OPERATING COSTS 2023
Unrestrict9d Restrict¢d
2023
2023
Totsl
2023
Staff costs
Facilities management
Administration costs
Ponsion fund deficit
129,689
62.925
14,613
1,496
35,611
10,170
7,454
165,300
73,095
22,067
1,496
208,723
53,235
261,958
Housing expenditure
Non-housing expenditure
208,723
33,289
19,946
242,012
19,946
208.723
53.235
261,958
Included in adminislralion costs is the independent examination fee of £2.17812022.. £2,130).
13

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
3. OPERATING COSTS 2022
Unrestrleted Restrlcted
2022
2022
Totsl
2022
Staff costs
Facililies rnanagemfjnl
Administration costs
Pension fund deficit
113.446
73,166
15,196
2,305
21,113
10,707
134,559
83,873
15,196
2.305
204,113
31.820
235,933
Housing expenditure
Non-housing expenditure
204,113
12,312
19,508
216,425
19,508
204.113
31,820
235,933
Included in administration costs is the independent examination fee of £2,13012021.. £1,6401.
14

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
4. STAFF COSTS
2023
2022
Wages and salaries
Social Security
Pension
Pension fund deficit
Other costs
148,726
8,768
3,261
1,496
4,545
115,570
5,488
2,254
2,305
11,247
Total staff costs
166,796
136,864
Average number of employees IFfEI
4.97
4.35
Average number of employees
FTE is based upon 37 hours per week.
There are no empbyees who received more than £80,000 as their employee package.12022'. no
employees)
5. TRUSTEES AND KEY mANAGEmE￿r PERSONNEL REMUNERATION
The lolal remunemtion for key management personnel arnounled to £34,47512022'. £33,1761.
The chief executive is a rnember of a workplace NEST pension scherne., £731 (2022.. £7661 in pensio
contributions were made on behalf of the chief executive.
15

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
6. TANGIBLE FIXED ASSETS
Houslng Hall area
Freehold
Housing Hall Area furnlture & Improve-
Land property
equlpment
ments
Hall aroa
furnlture
&•qulp
Total
Costlvaluation
As at 31 March 2022
92,800
474,079
169,067
137,098
4,981
37,634
915,659
Additions
Disposals
Revaluation
1,016
11,0711
1,016
{1,0711
751,873
625,921
130,933
14,9811
As at 31 March 2023
92,800 1,100.000
300,000
137,043
37,634 1,667,477
Depreciation
As al 31 March 2022
67,053
29,587
121,485
4,448
36.794
259,367
Depreciation charge
Depreciation on disposal
Depreciation 81irninated
On revaluation
4,863
956
3,867
1670)
53
210
9,949
16701
(106,9601
171,9161 130.5431
14.501}
As a131 March 2023
124,682
37,D04
161,686
Net book value
as al 31 March 2023
92,800 1,100,000
300.000
12,361
630 1,505,791
Net Book value
as al 31 March 2022
92,800
407,026
139,480
15.613
533
840
656,292
The class of fixed assets, buildings, were revalued on 29 March 2023 by an independent valuation f1rrn lo show
them al fair value, the original cost was £349,826. Hall area improvements are included in the revaluation ol the
Hall area.
7. DEBTORS AND PREPAYMENTS
2023
2022
Gross social housing rent owed
Other debtors
Prepayments
2,501
100
1,091
10,754
13,141
3,692
23,895

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
8. CREDITORS: AMOUNTS FALLING
DUE WITHIN ONE YEAR
2023
2022
Trade creditors
Other creditors
Other t8x2lion and social secLJrity
Accruals
Pension defi¢il liabil'ty
Oeferred income
1,250
4,039
4,078
3,219
2,757
9,960
491
9,518
2,720
note 11
note 9
21,268
16,772
9. DEFERRED INCOME
Total
2023
Total
2022
Al 1 April 2022
Additions during the year
Amounts released lo income
9,960
Al 31 March 2023
9,960
The deferred incorne relates lo grants for future period projects.
10. CREDITORS: AMOUNTS FALLING DUE AFTER ONE YEAR
2023
2022
Pension deficit liability
ole 11
12,847
14,720
11. PENSION COMMITMENT
Ripon YMCA participated in a colllribulory pension plan providing defined benefits bas&d on final pensionable
pay for employees of YMCAS England, Scotland and Wales. The assets of the YMCA Pension Plan are held
Separately from those of Ripon YMCA and al the year-end these were invested in the Mereer Dynamic De-
risking Solution, 63Q/o matching ptsrtfolio and 37 /0 in the growth portFolio and Schroder (property units i)nlyl.
The most recent completed three year valuats.on was al May 2020. The assumptions used which have the
most significant effect on the resuh5 of the valuation are those relating ID the assumed rates of return on
assets hekl before and after retirement Df 2.59 /0 and 1.090/0 respecliveW, the increase in pensions in payment
of 2.99Q/ts (for RPI capped al 50/0 pal, and the average life expectancy from normal retirement age lof 651 foi
a current male pensioner of 22.0 yeais. female 24.4 years. and 23.7 year for a male pensioner, female 26.1
years, ￿tiring in 20 years time. The result of the valuation showed that the actuarial value of the assets was
£146.1m. This ￿presented 790/D of the benefits that had accrued lo members.
17

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
11. PENSION COMMITMENT Icontinuodl
The pension plyn was closed lo new members and future servlce accrual with effect from 30 April 2007. With
the removal of the sa5ary linkage for benefits, all employed deferred members became deferred members as
frcm 1 May2011.
The valuation prepared as at 1 Mzy 2020 showed that the YMCA Pension Plan had a deficit of £39 million.
Ripon YMCA has been advised Ihal il will need lo make monthly contributions of £284.92 from 1 May 2023.
The amount is based on the current actuarial assumptions las outlined above) 8nd m8y vary in th8 ftjture as
result of actual performance of the pension plan. Agreed future deficit contributions have been discounted
using a rate of 3Yo12022.. 30/0) The current recovery period is 6 years comrnencing 1 May 2023.
Within One to Two Two to Five After Flve Total After
one year
year5
years
years more than
one ygar
Total
2023
AE al 31 March 2023 2,757
2,684
7,591
2,572
12.847
15,604
As al 31 March 2022 2,720
2,606
7,370
4,744
14,720
17,440
In addition, Ripon YMCA may have over time liabilities in the event of the non-payment by other participating
YMCAS of their share of the YMCA pension plan s deficil.11 is not possible cLJrrent￿ to quantfy the wtential
arnount Ihal Ripon YMCA rnay be called upon lo pay in the future.
18

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
12.
ANALYSIS OF FUNDS
Balance blfwd
1 April 2022
Balance cl￿d
31 March
2023
Income
Expenditure
Transfers
Unrestrlcted Fundg
Gener81 Funds
Revaluation Reserve
564,669
191,340
1,107,336
1208,7231
1891,3341
858,834
571,948
1,050,174
Designated Funds..
Property Development Fund
Organisab'onal Devèlopment Fund
30,500
17,500
15,000
48,000
15,000
Totsl Unrestricted Funds
786,509
1,107.336 1208,7231
1,685.122
Restri¢tèd Funds
Coronavirus Community fund
Tackling Inequalikn'es fund
Works for You project fund
Co-op local community fund
Sainsburys Neighbourly
Grants
The National Lotiery fund
YMCA ERF ITCSI
NYPFCC
Barclays Sported
Community Alcohol
Partnership
Ripon Mawnic Lodge
North Yorkshire Sports
Isparkl
NYCC Earfy Help Gel Going
BBC Children in Need
NYCC Locality Fund
3,470
2,519
16,500
373
4,427
13,4701
12,5191
116,5001
13731
11,3951
3,032
4,518
3,863
4,749
14,5181
12,4501
14,7491
15001
11991
1,413
500
199
1,000
4,825
11,0001
14,8251
2,000
9,960
5,000
12,0001
18,7371
1,223
5,000
Total Restricted Funds
40,419
23,484
153,2351
10,668
Total Funds
826,928 1,130,820
1261,9581
1,695,790
The revaluation reserve rep￿sented the cumulative effect of revaluation of tangible fixed assets.11 is the
difference between the nel ￿0k value of the properties and the cost.
Designated fvnds
Pioperty Devebpment Fund - funds sel aside lo cover various capitsl projects planned.
Organisation Development Fund - funds lor the development of the Gharilies governance and capacity whilst
working towards an incorporated structure ICIOI. Il's expected that additional funds will be required for this
project and we are exploring options including fvndraising.
19

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
12. ANALYSIS OF FUNDS (continued)
Restricted funds
Coronavirus Community fund- funds received from Two Ridings Community Fovndalion for accredited
employability courses.
Tackllng Inequalities fund~ funds received from North Yorkshire Sport for sport and wellbeing aetivilies for
tenants.
Works for You Project- funds received from Albert Hunt Trust, Sylvia and Colin Shepherd Trust, Ch2rles and
Elsie Sykes trust and The Garfield Weston Foundation for an employability project.
CoaOP Local Community fund- funds received from the Co-op for monlal health courses for the community
Sainsburys Neighbourly Grants- A grant lo support education and provide food support for tenants and
vulnerable young people in Ripon.
The National Lottery Fund- Funds received for the provision on a weekly drop in session for young people in
Ripon.
YMCA ERF ITCSI- Capacity building grant lo support Ripon and Ryedale YMCA to move towards trusted
charity status anLI develop a package Df policy which can b& shared across the YMCA f8deralion.
NYPFCC- Funds received from North Yort(shire Police, Fire and Crime Cornmissioner for a project delivering
slreel-b2sed youth work.
Barclays Sported- Funds received to purchase foolbalS relal8d resources to support detached youth work.
Community Alcohol Partnership- A grant to supply woking equipment lo support detached youth work
educèlion and healthy snacks.
Ripon Masonic Lodge, Wèst Ridlng Ma$oni¢ Chariti¥s Ltd- Funds lo purchase YMCA branded ¢lothing lo
wear when delivering street and cornmunity projects in Ripon.
North Yorkshire Sports {Sparkl- A grant lo fund 12 weeks of Spark, a detached youth worf( project in Ripon.
NYCC Early Help Get Going- 2 grants to fund al 8 weeks of detached youth work Spark project. bl 8 weeks of
Teen's drop in sessions in Ripon.
BBC Children In Nggd- Funding to deliver a Young Leaders programme for young people who lack
oprortunities lo be active or to access education. skills and training.
NYCC Locality fund- Funds lo support approximately e months of delivery of our Teen's drop in sessions-
engaging with 12-18 year olds in Ripon ID provide an environment they can talk lo youth workers about a wide
range of issues.
20

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
12. ANALYSIS OF FUNDS (Continued
2022
Balance blfwd
1 April 2021
Balance clfwd
31 March
2022
Income
Expenditure
Transfers
Unrestrlcted Funds
Gèneral Funds
Revaluation R8serv8
Designated Funds..
Development Fund
540.345
191,340
228,437
1204,113)
564,669
191,340
30,500
30,500
Total Unrostrictod Funds
762,185
228,437
1204,1131
786,509
Restricted Funds
Coronavirus Community fund
Tackling inequalities fund
Works for you project fund
NYCC grant fund
Co-op local Community fund
Sainsburys neighbourly grant
The National Lollery Fund
YMCA ERF ITCSI
Action for Youth Homelessness
NYPFCC
6,436
2,815
6,500
1,100
373
12,9661
12961
3,470
2,519
16,500
10,000
11.1001
373
4,427
4,518
3,863
5,000
9,945
5,000
6,240
18,830
15731
15,4271
11,1371
16,2401
114,0811
4,749
Total Restrfcted Funds
17,224
55.015
131,8201
40,419
Total Funds
779,409
283,452
1235,9331
826.928
21

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
13. OTHER FINANCIAL COMMITMENTS
Al 31 March 2023 the charity had lolal commitments under non4ancellable Operatir￿ leases
2023
2022
Within one year
Witrin Nvo lo five years
2,563
2,683
2.563
5,246
5,24
7.809
14. RELATED PARTY TRANSACTIONS
£4 is owing to Ripon YMCA CIO12022 - £41
15. CONTINGENT LNBILITY
Over the years the Housing Association has provided grants lo help with the improvements to the social
housing prDpety. If the properties were to be sold these grants would become repayable. These amount lo
£311,943.
22

RIPON YOUNG MEN'S CHRISTIAN ASSOCIATION
{KNOWN AS RIPON YMCAI
FINANCIAL STATEMENTS
FOR THE YEAR ENDED
31 MARCH 2023
Charity Number 250986
Ilp

RIPON YMCA
INDEX
PAGE
TRUSTEES REPORT
INDEPENDENT EXAMINER'S REPORT
STATEMENT OF COMPREHENSIVE INCOME
STATEMENT OF CHANGES IN RESERVES
STATEMENT OF FINANCIAL POSITION
STATEMENT OF CASH FLOWS AND NOTES TO STATEMENT OF CASH FLOWS
10
NOTES TO THE FINANCIAL STATEMENTS
11-22

RIPON YMCA
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023
REFERENCE AND ADMINISTRATIVE INFORMATION
Charity Number
250986
Regist8r8d Address
4-5 Water Skellgale
Ripon
North Yorkshir2
HG4 1BQ
Patron
Jo Ropner LL
Trustees
President
Bernard Bateman MBE (deceased Feb 20231
Chairperson
Sean McKibben
Treasurer
Anthony Pill
Vice Chair
post currenlty vacant
Additional trLJslees'.
Kari Munro
JD Theckwray
Rebecca Mian
Yvonne Agars lappoinled 181h May 20221
Nick Bentley (resigned 181* May 20221
George DickensDn Iresigned 18th May 2022)
Staff
Chief Executive
Lucy Downes
Housing Operations Manager
Paul Malkss
Housing Support Workers
Lucy Backhouse
Bryony Chiu
Community Development Manager
Senior Youth Worker
Finance Administrator
Youth Worker
Jayne Shackleton
Bev Scaife
Imogen Moore
HDIty Gadd
Key Management Personnel
Lucy Downes
Princlpal Bankers
HS8C plc
34 Weslgale, Ripon, North Yorkshire
Independent Examiner
N Clemil ACA, FCCA
JWPCreers LLP, Chartered Accountants
Genesis 5. Church Lane
York. YOIO 5DQ

RIPON YMCA
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023 CONTINUED
The trustee5 present their report and financial statemènts for the year ended 31 March 2023. The trustees have
adopted the provisions of the Slalement of Recommended Practice ISORP) for Social Housing Providers 2D18
and applicable accounting standards, the details are sel out further in the basic of preparation and accounting
poli¢ie8 on page 11.
Oblectlves
The objects of the Association arise from its acceptance of the Paris Basis 1855 incorporated into the National
Statement of the Aims and Purposes of the YMCA in England, adopted al the National Assembly of the English
Young Men's Christian Associations in the year 2003, namely..
The YMCA is a Christian Movement which se8ks lo unite those who, ￿gardIng Jesus Christ as their God and
Saviour according lo the Holy Scriptures, desir& to be His disciples in their falth and in th8ir life, and lo
associale their 8fforts for th8 extension of His Xingdorn. It welcomes into ils f&llowship persons of all relwious
faiths and of none".
In accordance with its Christian values the YMCA stands tr..
A wor￿WIde fellowship based on the equal value of all persons
Respect and freedom lor all, tolerance and understanding between people of different opinions
ActThie concern for the needs of the community
United effort by Christians of different traditions
AS the expression of its Christian purposes the YMCA aims lo..
Provide a welcome to ils members fcir therllselves in a meeting place which is theirs lo share where
friendships can be made and couns&l sought
Devek)p activities which stimulate and challenge members in an environment that enables them to
lake responsibility lo find a sense of achievement
Invohje all members in the care and work for others
Create opportunities for exchanging views so that members can improve their undersiandlng of the
world, of Ihemselves and ol one another
Acco￿1ngIy, the objecis of the Association are,,
To unite those who, regarding Jesus Christ as their God and Saviour according lo the Ho
Scriptures, desire lo be His disciples in th&irfafth and in their life, and to associate their efforts for the
extension of His Kingdom.
To kad young people lo the Lord Jesus Christ and lo fullness of life in Him.
To provide or assist in the provision in the interests of social welfare of facilities for recrealioll and
other leisure lime occupation lor men and women with the object of improving their conditions of life.
To provide or assist in the provision ol education for persons of all ages with the object ot developing
their physical, mental or spiritual capacities.
To relieve or assist in Ihe relief of persons of all ages who are in conditions of need, hardship or
distress by r8ason of their social, physical or. economic circumstancès.
To provide short term residÈnli81 accommodation for persons of all ages who are in cDndilions of
need, hardship or distress by r&ason of their social, physical or economic cir¢umslance5.
131
161
Houslng Associatlon
Ripon YMCA is a Registeied Provider of Social Housing and has 19 bedsits that were converted in the 1980's
and go's using grants from the agency now called Horr7es England. We also redeveloped a 3 bedroom shared
house on site which became available for use in 2021. This project was self-funded 8nd currently provides us
with additional Supported Accommodation for young people in Ripon.
The Iruslees have due regard lo the Charity Commission's guidance on public benefit, and ensure ihal the
activities of the organisalion mèet those requirements.

RIPON YMCA
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023 CONTINUED
ACHIEVEMENTS AND PERFORMANCE
The objects of Ripon YMCA are lo provide youth and comtnunity work within the local area. This is achieved by
providing the following quality programme of wotk in:_
1. Supported housing for primarily young people aged 18-35.
2. Programmed projects to develop life skills and employability.
3. Programmed youth work for young people.
The charity's management team have continued lo build on ils perfomiance last year to improve its financial
base. The additional capacity of an extended team has enabled us lo develop our services in Supported
Housing lor young adults.
Our Youth and Community work has expanded and continues lo develop the range of opportunities for young
people in Ripon. Several mulli-year projects are now funded providing a s&¢ure base for Youth Work in the
organisation.
We continue to develop provision and are working towards our 5-year strategic plan.
Our strategic plan identified 4 Goals for Ripon YMCA..
1. To provide good quality, safe and secure accommodation in Ripon, helping lo ensure the housing
needs of young people are appropriately mel.
2. To provide our tenants with 8 Pèrsonalised Support Programme lo ensure they achieve their polenlial.
3. To work with others lo ensure young people in Ripon have access lo services that support their
personal and social development, enabling them to make informed choices about their lives.
4. Extend our influence in order to raise awareness of youth homelessness and célebrate the positive
contribution of young people in our society.
VALUE FOR MONEY METRICS
This is a requirerllenl of the Housing Association..
2023
2022
NHF*
Business Health
eralin
Mar
overall
eralin
Mar
in
social housin
EBITDA MRI - of interest cover
Develo
ment & Ca
aci
social housin
units '/0
New Supply- nan￿ocial housing
17Vo
20/0
220/0
1860/.
8Q/.
oo/.
oo/,
O'/0
Gearin
Outcomas
ReirTrveslrnent Yo
Asset Mana
ement
Return on Capital Em
erating Efficienc
Headline social housin
161/0
281 /.
60/.
lo
ed
6,/0
3Yo
cost
er unil
£11,001
£9.838
£4,230
'figures taken frDrn NHF report 2022

RIPON YMCA
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023 CONTINUED
FINANCIAL REVIEW
The charily has made an operating surplus of £10,02812022.. £47,519). Due to a rev8lualion of the buildings, the
charity is showing an overall surplus of £868,862. The modest surplus was achieved through accurate financial
planning and additionsl tracking of spend aoainst grant Income. stsffing costs have increased lo deliver against
projecl work and occupancy has been higher than expected.
RESERVES POLICY
The trustees have designated an extra £17,500 to property developmant fund to cover various capital projects
planned.
The trustees have designaled £15,000 to an organisalion development fund for the charities govemance and
apacity whilst working towards an incorporation structure ICIOI. Ils expected that additional funds will be
required for this project and we are exploring options including fundraisin9.
The Iolal charity funds al the yeaT-end were £1,695,79012022', £826,928) which includes the revaluation res&rve
of £1,050,17412022". £191,340). After removing the rernaining fix&d asse15 of £455,61712022.. £464,952}. the
designated fund of £63,00012022.. £30,500), the restricted funds of £10,66812022'. £40,4191 and the addition of
the reslricled creditor of £9,960, this leaves free reserves al £126,28912022.' £99,717).
The Iruslees have decided that fr&e reserves should reflect 6 months of operating costs al £130,500.
STRUCTURE, GOVERNANCE AND MANAGEMENT
Ripon YMCA is registered with the Housing Association (Number LH36511 and is a registered charity (Number
2509861.
The charity adopted the model constitution ofYMCA as amendgd S October 1981, 6 January 1989, 25 May 1994
and 25 May 2005.
A charitable incorporated organisation (CIO- 1180912) has been registered in November 2018 with the intention
lo achieve limited liability slalus, a lorrn that is better suited lo the charity's dèvelopment. Limited aclwity has
been recorded in the new charity as yel. It is intended that, al some point in the lulure. the charity's assets and
liabilities will be transferred lo this new organisalion.
The trustees have undertaken an assessment and Confirmed the charity's compliance with the Governance and
Financial Viability Standard.
The charify receives Health and Safely, Governance and Leoal support via professional consu11anls. We also
look lo Community First Yorkshire, NCVO and YMCA E & W for compliance and govemance developments.
We h8ve also started lo utilise the Trusted Charity Standard.
The Ripon YMCA Board of Trustees can elect up lo 10 individuals as trustees. We have a Chairperson,
Treasurer and Vice Chairperson. Individuals who are known to the organisalion or via professional ne￿OrkS
are recruited with a role descriplicin, applicalion and velling process. A b8sic DBS is carried out and new
trustees have an induction process and are required lo read The Essential Trustee. A skills audit of trustees
is carried out annually lo ensure we are meeting the organisation needs. If gaps are denlified we will actively
recruit via our local infraslruclure organisalion, or facilities such as www.reachvolunteerin
.or
.uk

RIPON YMCA
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023 CONTINUED
Trustee's responsibilitie5
The trustees are responsible for preparing the report and flnancial slalemenls in accordance with applicable
law and regulations.
The registered social housing legislation require the trustees ID prepare financial slalemenls for each financial
year which give a true and fair view of the stale of affairs of the Charity and of ils income and expenditure lor
that period.
In pr&paring the fina￿1￿1 statements the trustees are required lo-_
Select suitable accounting policies and apply them consislenlly,.
Make judgements and estimates that are reasonable and prudent.,
Slate whether applicable aceounling standards have been followed, subject lo any material departures
disclosed and explained in the financ181 statements- 2nd
Prepare the financial slalemènls on a going concern basis unless il is inappropriate lo presume that the
charity will continue in business.
The trustees are responsible for keeping proper accounting records which disclose wlh reasonable accuracy at
any lime tho financial p05ilion of the charity and lo enable il lo ensure that the financial statements comply with
the Housing and Regeneration Act 2008 and rhe Accounting Direction for private registered providers of social
housing in England 2019. They have general responsibility for taking reasonable steps to safeguard the asse15
of the charity and dslecl fraud and other irregularities.
ApFxoved by the Iruslees 19 July 2023 and signed on their beha￿ by..
Sean McKibben - Chair

INDEPENDENT EXAMINER'S REPORT TOTHE TRUSTEES OF
RIPON YMCA
YEAR ENDED 31 MARCH 2023
I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 March
2023 which comprise the statement of comprehensive income, statement of changes in funds, statement of
financial position, statement of cash flows and relevant notes.
Respectlve responsibllltles of the trustees and reportlng accountsnts
The trustees of the Registered Social Housing Provider are responsible for the preparation of the account8,
and they consider that the Registered Social Housing Provider is exempl from an audit. 11 18 our responsibility
to carry out procedures designed lo enable us to report our opinion.
Basis of opinlon
Our procedures consisted of comparing the accounts with the accounting records kept by the Registered
Social Housing Provider and making such enquiries of the officers of the Registered Social Housing Provider
as we considered necessary fDr the purpose of this report. These procedures provide the only assurance
expressed in our opinion.
Oplnion
In our opinion..
the accounts for year ended 31 March 2023 are in accordance with the accounting records kept by the
Registered Social Housing Provider under paragraph 13512llal of the Housing and Regeneration Act 2008.,
having regard onW lo, and on the basis of the information contained in the accounting records..
the accounts comply with the requiremenls of the Charities Act 2011.,
the Registered Social Housing Provider has satisfied the conditions for axemption from an audit of the
accounts for the year ended 31 March 2023 specified in soction 136131 of th8 Housing and
Regeneration Act 2008.,
the accounts comply with the requirements of the Housing and Regeneration Act 2008 and the Accounting
Direction for private registered providers of social housing in England 2022.
Ncle
, FCCA
LLP
Chartered Accountsnts
Genesis 5
ChuTch Lane
Heslinglon
York
Y0105DQ
19 July2023

RIPON YMCA
STATEMENT OF COMPREHENSIVE INCOME
YEAR ENDED 31 MARCH 2023
Unrestri¢tgd Restrictod
Total
Totsl
Note
2023
2023
2023
2022
Tumover
248,502
23.484 271,986 283,452
Operating costs
1208,7231 153,2351 1261,9581 1235,9331
Operating Ilossl I surplus
39,779 129,7511 10,028
47,519
Interest receivable and similar incorne
Surpluslldeficitl for the year on ordinary activities
39.779 129,7511 10,028
47,519
Gains on revaluation
858.834
858.834
Total comprehensive income Ilexpendilurg)
for the year
898,613 129,7511 868,862
47,519
The above figures are derived from continuing operations.
Approved by the Iruslees on 19 July 2023 and signed on their behalf by..
Sean McKibben - Chair
Anthony Pitt- Treasurer

RIPON YMCA
STATEMENT OF CHANGES IN RESERVES
YEAR ENDED 31 MARCH 2023
Incomo and
Expenditure
Dgsignated
Funds
Revaluation
Reserve
Restrict9d
Funds
Total
As al 1 April 2022
564,669
30,500
191.340
40,419
826,928
Transfer
132,5001
32,500
Revaluation Transfer
{858,8341
858,834
Total comprehensive
income for the period
898,613
129,751)
868.862
As al 31 March 2023
571,948
63,000
1,050,174
10,668 1,695,790
-2022-
Income and
Expendlture
Deslgnated R8valuation Restrlctod
Funds
Reservo
Funds
Total
AS al 1 April 2021
540,345
30,500
191,340
17,224
779,409
Transfer
Totsl comprehensive
income for the period
24,324
23,195
47,519
As al 31 March 2022
564,669
30,500
191,340
40,419
826,928

RIPON YMCA
STATEMENT OF FINANCIAL POSITION
YEAR ENDED 31 MARCH 2023
Note
2023
2022
Tangible fixed assets
1.505,791
656,292
Current assets
Debtors and prepayments
Cash al bank and in hand
3,692
220,422
23,895
178.233
224,114
202.128
Creditors.. Amounts falling due within one year
121,288}
116.7721
Net current assets
202,846
185,356
Creditors.. amounts falling du¢ after one year
Defined benefit pension liability
10
112.8471
114,7201
Total net assets
1,695,790
826,928
Reserves
Income and expenditure reserv&
Designated development fund
Designated CIO fund
Revaluation reserve
ReslriGted Funds
571,948
48,000
15,000
1,050,174
10.668
564,669
30,500
12
191.340
40,419
Total reseNes
1.695,790
826,928
The financial statements wsre approved and aulhorised for issue by the trustees on 19 July 2023 and signed
on Ihgir beh8lf by..
Sean McKibben - Chair
thony Pitt- Treasurer
The notes on pages Page 1110 Page 21 form parl of these accounts.

RIPON YMCA
STATEMENT OF CASH FLOWS
YEAR ENDED 31 MARCH 2023
Note
2023
2022
Net Cash yenerated from operatlng actlvltles
43,205
10,757
Cash flow from Investlng actlvitles
Payrnenls lo acquire tangible fixed ass&ts
Interest received
11,016}
15,5861
Nel cash flow from investing activities
(1,016)
{5,5881
Net change in cash and cash equivalgnts
42,189
5,171
Ca8h and cash equivalents al 31 March 2022
178,233
173,062
Cash and cash equivalents al 31 March 2023
220,422
178.233
Notes to the statement of cash Ilows
2023
2022
1. Nel cash generated from operating actlvltlg¥
Operating surplus for the year
10,028
47,519
Interest received
Depreciation and loss on disposal
Decreasellincreasel in debtors
IDeci&asellincrease in creditors
10,351
20,203
2,623
11,311
15,8371
142,2361
Net cash flow from operating activities
43,205
10.757
10

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
I. ACCOUNTING POLICIES
statutory Information
Ripon YMCA is a registered charity in England & Wales and registered with the housing association. Th&
registered address and place of business is 4 Water Skellgale, Ripon, North Yorkshire, HG4 1 BQ.
Basls of preparation
The financial slalemenls have been prepared in accordance with applicable accounting standards including
Financial Reporting Standard 102 The Financial Reporting Standard Applicab18 in the UK and Republic of
Ireland IFRS 1021, the Slalemenl ol Recommended Practice for Social Housing Providers 2018, and with
the Accounting Direction for private registered providers of social housing in Englan15 2022. The financial
stalemènls are also preparod under the requirements of the Housing and Regeneration Act 2008.
The financial slalemenls have been prepared on a going concem basis under the historical cost convention,
modified lo include certain items al fair value. The financial stalomènts are prepared in sterling, which is
the functional currency ol the charity.
The significant accounting policies applied in the preparation of these financial statements are sel out below.
These policies have been consislenlly applied lo all years presented unless otherwise slated. The
requirements of the SORP.. Accounting by Registered Social Housing Providers 2018 re￿lIng lo component
accounting has not been followed by the trustees as Ih?y do not feel that il would add any benefit for the users
of the accounts.
Going ¢oncgrn
At the lime of approving the financial stslemenls, the trustees hav8 a reasonable expe¢lalion that the charity
has adequat$ resources lo continue in operational for the foreseeable future. Thus. th& Iruslees continue to
adopt the going collcern basis of accounting in preparing the financial stslernents.
Tangible fixed assets and depreciation
Expenditure on fixed assets costing more than £250 is capilalised.
Freehold land is nol depreciated. DÈprecialion ol other assets is catukled lo write off Ihe excess of cost over
eslimaled residual value evenly over their expected useful lives as follows subject to annual roview..
Housing propety
Hall ar$a
Housing furniture & equipment
Hall area improvements
Hall area fumilure & equipment
2.17Vv
2.17Vo
250/,
10Y
Slraighl line
Straight line
Reducing balance
Redu¢ing balance
Reducing balance
Revaluation Pollcy
The Iruslees have decided to obtain a commercial revaluation of the property every 3 years and lo request
a professional review of the valu81ion on an annual basis.
Turnovor
All incomo is included in the slalemenl of comprehensive income when the charity is legally enti118d to the
incom8 and the amount can be quantified with reasonable accuracy.

RIPON YMCA
NOTESTO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
1. ACCOUNTING POLICIES Icontlnuedl
Grants
Ir¢come trom donations and grants, including capital granls, are included in income when these are
receiv8ble, except as follows.,
When donors specify th21 donation8 2nd grants given lo the Charity must be used in futur8
accounting periods, the incorne is deferred until those periods.
When donors impose conditions which have lo be fu￿111ed before the charily becornes
entitled lo use such income, the income is deferred and not included in income until the
pre-Gondilions for use have been met.
When donors specify that donations and grants, including capi181 grants, are for particular
restricted purposes, which do not amount lo p￿-COndItIOnS regarding entillemenl, this income is
included in income ol reslricled funds when receivable.
Operatlng costs
Expenditure is included in the slalemenl of comprehensive income on an accruals basis.
Pgnsion
Ripon YMCA participated in a mU￿1-eMploYer defined benefit pension plan for employees of YMCAS in
England, Scotland and Wales, which was closed to new members and accruals on 30 April 2007. Due to
ingufficient information, the plan's actuary has advised that il is not possible lo separately identfy the assets
and li8bililies relating lo Ripon YMCA.
As described in note 11 Ripon YMCA has a contractual obligation to make pension deficit payments of £2,757
per annum over the period lo April 2029, accordingly this is shown as a liability in note 1110 thèse accounts.
In addition, Ripon YMCA is required lo contribute £650 per 8nnum lo the operating expense ol the pensio
plan and these costs are charged lo the slalemenl ol Gomprehensive income as made.
New members auto enrol into the NEST pension scheme. The costs are charged to the slalernent of
comprehensive income as incurred.
Fund accounting
Unrestricted ftjnds can be used in accordance with the chart18b￿ objective5 al the discretion of the Iruslees.
D851gnated funds
Designated funds are part of unreslricled funds which have been earmarked by the board for a particular
purpose. Such designations may be reversed by future board decisions. Expenditure cannot be directly set
against designated reserves bul il can be taken through the income and expenditure account. A transfer is
then made from designated funds as appropriate.
Restricted funds
Restricted funds are subjected lo reslriclions on their expenditure imFDsed by the donor or through the terms
of an appeal.
12

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
2. SOCIAL HOUSING TURNOVER AND COSTS
2023
2022
&xial housing lellings
Service charges receivable
Revenue grants receivable IJRSI
Restricted grants receivable
220,525
3,593
188.440
2,281
646
26,240
Total turnover from social housing lellings
224,118
217,607
Social housing activity expenditure
1242,0121
1216,4251
operatir￿ surplus from social housing activities
117,8941
1.182
3. OPERATING COSTS 2023
Unrestrict9d Restrict¢d
2023
2023
Totsl
2023
Staff costs
Facilities management
Administration costs
Ponsion fund deficit
129,689
62.925
14,613
1,496
35,611
10,170
7,454
165,300
73,095
22,067
1,496
208,723
53,235
261,958
Housing expenditure
Non-housing expenditure
208,723
33,289
19,946
242,012
19,946
208.723
53.235
261,958
Included in adminislralion costs is the independent examination fee of £2.17812022.. £2,130).
13

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
3. OPERATING COSTS 2022
Unrestrleted Restrlcted
2022
2022
Totsl
2022
Staff costs
Facililies rnanagemfjnl
Administration costs
Pension fund deficit
113.446
73,166
15,196
2,305
21,113
10,707
134,559
83,873
15,196
2.305
204,113
31.820
235,933
Housing expenditure
Non-housing expenditure
204,113
12,312
19,508
216,425
19,508
204.113
31,820
235,933
Included in administration costs is the independent examination fee of £2,13012021.. £1,6401.
14

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
4. STAFF COSTS
2023
2022
Wages and salaries
Social Security
Pension
Pension fund deficit
Other costs
148,726
8,768
3,261
1,496
4,545
115,570
5,488
2,254
2,305
11,247
Total staff costs
166,796
136,864
Average number of employees IFfEI
4.97
4.35
Average number of employees
FTE is based upon 37 hours per week.
There are no empbyees who received more than £80,000 as their employee package.12022'. no
employees)
5. TRUSTEES AND KEY mANAGEmE￿r PERSONNEL REMUNERATION
The lolal remunemtion for key management personnel arnounled to £34,47512022'. £33,1761.
The chief executive is a rnember of a workplace NEST pension scherne., £731 (2022.. £7661 in pensio
contributions were made on behalf of the chief executive.
15

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
6. TANGIBLE FIXED ASSETS
Houslng Hall area
Freehold
Housing Hall Area furnlture & Improve-
Land property
equlpment
ments
Hall aroa
furnlture
&•qulp
Total
Costlvaluation
As at 31 March 2022
92,800
474,079
169,067
137,098
4,981
37,634
915,659
Additions
Disposals
Revaluation
1,016
11,0711
1,016
{1,0711
751,873
625,921
130,933
14,9811
As at 31 March 2023
92,800 1,100.000
300,000
137,043
37,634 1,667,477
Depreciation
As al 31 March 2022
67,053
29,587
121,485
4,448
36.794
259,367
Depreciation charge
Depreciation on disposal
Depreciation 81irninated
On revaluation
4,863
956
3,867
1670)
53
210
9,949
16701
(106,9601
171,9161 130.5431
14.501}
As a131 March 2023
124,682
37,D04
161,686
Net book value
as al 31 March 2023
92,800 1,100,000
300.000
12,361
630 1,505,791
Net Book value
as al 31 March 2022
92,800
407,026
139,480
15.613
533
840
656,292
The class of fixed assets, buildings, were revalued on 29 March 2023 by an independent valuation f1rrn lo show
them al fair value, the original cost was £349,826. Hall area improvements are included in the revaluation ol the
Hall area.
7. DEBTORS AND PREPAYMENTS
2023
2022
Gross social housing rent owed
Other debtors
Prepayments
2,501
100
1,091
10,754
13,141
3,692
23,895

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
8. CREDITORS: AMOUNTS FALLING
DUE WITHIN ONE YEAR
2023
2022
Trade creditors
Other creditors
Other t8x2lion and social secLJrity
Accruals
Pension defi¢il liabil'ty
Oeferred income
1,250
4,039
4,078
3,219
2,757
9,960
491
9,518
2,720
note 11
note 9
21,268
16,772
9. DEFERRED INCOME
Total
2023
Total
2022
Al 1 April 2022
Additions during the year
Amounts released lo income
9,960
Al 31 March 2023
9,960
The deferred incorne relates lo grants for future period projects.
10. CREDITORS: AMOUNTS FALLING DUE AFTER ONE YEAR
2023
2022
Pension deficit liability
ole 11
12,847
14,720
11. PENSION COMMITMENT
Ripon YMCA participated in a colllribulory pension plan providing defined benefits bas&d on final pensionable
pay for employees of YMCAS England, Scotland and Wales. The assets of the YMCA Pension Plan are held
Separately from those of Ripon YMCA and al the year-end these were invested in the Mereer Dynamic De-
risking Solution, 63Q/o matching ptsrtfolio and 37 /0 in the growth portFolio and Schroder (property units i)nlyl.
The most recent completed three year valuats.on was al May 2020. The assumptions used which have the
most significant effect on the resuh5 of the valuation are those relating ID the assumed rates of return on
assets hekl before and after retirement Df 2.59 /0 and 1.090/0 respecliveW, the increase in pensions in payment
of 2.99Q/ts (for RPI capped al 50/0 pal, and the average life expectancy from normal retirement age lof 651 foi
a current male pensioner of 22.0 yeais. female 24.4 years. and 23.7 year for a male pensioner, female 26.1
years, ￿tiring in 20 years time. The result of the valuation showed that the actuarial value of the assets was
£146.1m. This ￿presented 790/D of the benefits that had accrued lo members.
17

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
11. PENSION COMMITMENT Icontinuodl
The pension plyn was closed lo new members and future servlce accrual with effect from 30 April 2007. With
the removal of the sa5ary linkage for benefits, all employed deferred members became deferred members as
frcm 1 May2011.
The valuation prepared as at 1 Mzy 2020 showed that the YMCA Pension Plan had a deficit of £39 million.
Ripon YMCA has been advised Ihal il will need lo make monthly contributions of £284.92 from 1 May 2023.
The amount is based on the current actuarial assumptions las outlined above) 8nd m8y vary in th8 ftjture as
result of actual performance of the pension plan. Agreed future deficit contributions have been discounted
using a rate of 3Yo12022.. 30/0) The current recovery period is 6 years comrnencing 1 May 2023.
Within One to Two Two to Five After Flve Total After
one year
year5
years
years more than
one ygar
Total
2023
AE al 31 March 2023 2,757
2,684
7,591
2,572
12.847
15,604
As al 31 March 2022 2,720
2,606
7,370
4,744
14,720
17,440
In addition, Ripon YMCA may have over time liabilities in the event of the non-payment by other participating
YMCAS of their share of the YMCA pension plan s deficil.11 is not possible cLJrrent￿ to quantfy the wtential
arnount Ihal Ripon YMCA rnay be called upon lo pay in the future.
18

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
12.
ANALYSIS OF FUNDS
Balance blfwd
1 April 2022
Balance cl￿d
31 March
2023
Income
Expenditure
Transfers
Unrestrlcted Fundg
Gener81 Funds
Revaluation Reserve
564,669
191,340
1,107,336
1208,7231
1891,3341
858,834
571,948
1,050,174
Designated Funds..
Property Development Fund
Organisab'onal Devèlopment Fund
30,500
17,500
15,000
48,000
15,000
Totsl Unrestricted Funds
786,509
1,107.336 1208,7231
1,685.122
Restri¢tèd Funds
Coronavirus Community fund
Tackling Inequalikn'es fund
Works for You project fund
Co-op local community fund
Sainsburys Neighbourly
Grants
The National Lotiery fund
YMCA ERF ITCSI
NYPFCC
Barclays Sported
Community Alcohol
Partnership
Ripon Mawnic Lodge
North Yorkshire Sports
Isparkl
NYCC Earfy Help Gel Going
BBC Children in Need
NYCC Locality Fund
3,470
2,519
16,500
373
4,427
13,4701
12,5191
116,5001
13731
11,3951
3,032
4,518
3,863
4,749
14,5181
12,4501
14,7491
15001
11991
1,413
500
199
1,000
4,825
11,0001
14,8251
2,000
9,960
5,000
12,0001
18,7371
1,223
5,000
Total Restricted Funds
40,419
23,484
153,2351
10,668
Total Funds
826,928 1,130,820
1261,9581
1,695,790
The revaluation reserve rep￿sented the cumulative effect of revaluation of tangible fixed assets.11 is the
difference between the nel ￿0k value of the properties and the cost.
Designated fvnds
Pioperty Devebpment Fund - funds sel aside lo cover various capitsl projects planned.
Organisation Development Fund - funds lor the development of the Gharilies governance and capacity whilst
working towards an incorporated structure ICIOI. Il's expected that additional funds will be required for this
project and we are exploring options including fvndraising.
19

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
12. ANALYSIS OF FUNDS (continued)
Restricted funds
Coronavirus Community fund- funds received from Two Ridings Community Fovndalion for accredited
employability courses.
Tackllng Inequalities fund~ funds received from North Yorkshire Sport for sport and wellbeing aetivilies for
tenants.
Works for You Project- funds received from Albert Hunt Trust, Sylvia and Colin Shepherd Trust, Ch2rles and
Elsie Sykes trust and The Garfield Weston Foundation for an employability project.
CoaOP Local Community fund- funds received from the Co-op for monlal health courses for the community
Sainsburys Neighbourly Grants- A grant lo support education and provide food support for tenants and
vulnerable young people in Ripon.
The National Lottery Fund- Funds received for the provision on a weekly drop in session for young people in
Ripon.
YMCA ERF ITCSI- Capacity building grant lo support Ripon and Ryedale YMCA to move towards trusted
charity status anLI develop a package Df policy which can b& shared across the YMCA f8deralion.
NYPFCC- Funds received from North Yort(shire Police, Fire and Crime Cornmissioner for a project delivering
slreel-b2sed youth work.
Barclays Sported- Funds received to purchase foolbalS relal8d resources to support detached youth work.
Community Alcohol Partnership- A grant to supply woking equipment lo support detached youth work
educèlion and healthy snacks.
Ripon Masonic Lodge, Wèst Ridlng Ma$oni¢ Chariti¥s Ltd- Funds lo purchase YMCA branded ¢lothing lo
wear when delivering street and cornmunity projects in Ripon.
North Yorkshire Sports {Sparkl- A grant lo fund 12 weeks of Spark, a detached youth worf( project in Ripon.
NYCC Early Help Get Going- 2 grants to fund al 8 weeks of detached youth work Spark project. bl 8 weeks of
Teen's drop in sessions in Ripon.
BBC Children In Nggd- Funding to deliver a Young Leaders programme for young people who lack
oprortunities lo be active or to access education. skills and training.
NYCC Locality fund- Funds lo support approximately e months of delivery of our Teen's drop in sessions-
engaging with 12-18 year olds in Ripon ID provide an environment they can talk lo youth workers about a wide
range of issues.
20

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
12. ANALYSIS OF FUNDS (Continued
2022
Balance blfwd
1 April 2021
Balance clfwd
31 March
2022
Income
Expenditure
Transfers
Unrestrlcted Funds
Gèneral Funds
Revaluation R8serv8
Designated Funds..
Development Fund
540.345
191,340
228,437
1204,113)
564,669
191,340
30,500
30,500
Total Unrostrictod Funds
762,185
228,437
1204,1131
786,509
Restricted Funds
Coronavirus Community fund
Tackling inequalities fund
Works for you project fund
NYCC grant fund
Co-op local Community fund
Sainsburys neighbourly grant
The National Lollery Fund
YMCA ERF ITCSI
Action for Youth Homelessness
NYPFCC
6,436
2,815
6,500
1,100
373
12,9661
12961
3,470
2,519
16,500
10,000
11.1001
373
4,427
4,518
3,863
5,000
9,945
5,000
6,240
18,830
15731
15,4271
11,1371
16,2401
114,0811
4,749
Total Restrfcted Funds
17,224
55.015
131,8201
40,419
Total Funds
779,409
283,452
1235,9331
826.928
21

RIPON YMCA
NOTES TO THE FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2023
13. OTHER FINANCIAL COMMITMENTS
Al 31 March 2023 the charity had lolal commitments under non4ancellable Operatir￿ leases
2023
2022
Within one year
Witrin Nvo lo five years
2,563
2,683
2.563
5,246
5,24
7.809
14. RELATED PARTY TRANSACTIONS
£4 is owing to Ripon YMCA CIO12022 - £41
15. CONTINGENT LNBILITY
Over the years the Housing Association has provided grants lo help with the improvements to the social
housing prDpety. If the properties were to be sold these grants would become repayable. These amount lo
£311,943.
22