Mothers,
IICIILIWNION
ChTlstlan care for f amllles
MOTHERS, UNION (DIOCESE OF ST ALBANS)
R•glsier8d charity 249814
TRUSTEES ANNUAL REPORT
AND
FINANCIAL STATEMENTS
For the year ended
31 DECEMBER 2023

MOTHERS. UNION IDIOCESE OF ST ALBANS}
Trust•os Annual Roport and Financial Statom•nts
For the year ended 31 December 2023
CONTENTS
Page
Trustees, Annual Ret
Independent Examinerfs Report
Statement of Financial Actvibes
&7
Balance Sheet
10
Principal Accwnting Polbe4es
Notes lo the FinarKid staten￿nts
11
12-14
NB." In the report 'Th• Alothers Unlon.
refers to th• can￿1 oryanlsatlon

MOTHERS. UNION (DIOCESE OF ST ALBANS)
Trnstees Annual Report and Financial Statsments
For the year ended 31 Decemter 2023
Charity registrath?n number
249814
Principal office
Mothets. Union
41 Holywell Hill
Sl Aibans
Hertlordshire
AL1 1HD {Ch)sed September 20231
140 North Roa
Hertford
Hertfordshi
SG14 2BZ
07438 474225
mUstslbans@gmail.￿)M
Trustees
Mrs Jill Thomson
Mrs Elttabelh Hutchison
Mrs Jan8t McKinn
Mrs Chns Powell
Mrs Janet Bird
Mrs Kathie Lalty
Dtiesan president {r8sign•J 31 08￿Mb￿r 20231
P￿sKIent
(Appointed 1 January 2024>
Treasurer
Mr Day￿ Burb￿ge (d￿d 26 April 20241
Mr Colin Bird (app)inted 24 May 20241
8ankors
Barclays Bank pb
PO Box 104
16118 St Petef8 Street
St Albans
Hertfordshire
AL3 4DZ
Indep8ndent examiner
Mr Terry ThuT*y

MOTHERS. UNION IDIOCESE OF ST ALBANS)
TRUSTEES ANNUAL REPORT
For the year ended 31 December 2023
Presidenvs Revlew of the year.
This is the second year of the Triennium 2022-2024.
At the beginnin8 of the year the Trustee Board comprised Diocesan President, Vice President, 3
trustees. one obse￿er and the Diocesan Chaplain and Newsline Editor (observer status). We have
met regularly to promote the vision of Mothers. Union {MUI of a world where God's love is shown
through lovin& respectful and flourishing relationships and the promotion of Christian family values.
In 2023 there were 718 members of which 317 were Diocesan Members. In additlon, we had
approximately 80 Prayer Circle Friends IPCFsl. All members, except for PCFS. paid an annual
subscription of £39 of which £22 was sent to Mary Surnner House {Mothers Union national
headquarters).
The trend of branches closing and moving on to Diocesan members Groups or individual Diocesan
Membership continued. Reduced income from subscriptions resulted in the difficult decision to end
th
the role of our paid secretary. Liz James, effertive 30 September. Grateful thank5 go to her for her
loyal service and to David Burbid8e, our Diocesan Treasurer, and Brenda Cottle, our Mue Manager,
and all the trustees, officers and leads at Diocesan, Cluster, Branch and Group levels for their
continued support and dedication to the work of MU.
During the year I met with two of our Bishops, one meeting being held over Zoom. A proportion of
Board meetin8s were held over Zoom, providin8savin8s in administrative expenses. Three Diocesan
meetings, open to all members, were held including our Annual General Meeting in June.
All members received 3 issues of Newsllne. our diocesan magazine, an invaluable tool for keeping
them up to date with the wide variety of our projects and l am greatly indebted to our editor Kathle
Lally.
On behalf of the diocese, l attended a provincial meeting at High Lei8h {Canterbury Provlncel. and
various national meetings over Zoom. l and 7 other members attended the General Meetln8 In
September In York.
At the end of September, I had to take extended slck leave until the end of the year. l am deeply
indebted to the board for the highly efflcient way In whlch they tontinued to admlnlster the affalrs
of the charlty.
Outreach projects include ongoing fruitful relationships wlth 4 women's refuges. We supply starter
packs for women moving on Into the community containing kitchen utensils. bedding etc. We have
donated bedding and towels for use within the refuges and also Easter Eggs. Advent Calendars and
we have financed coaches for outings. We also established a Ilnk with the Azalea Projett based in
Luton, supplying goods to support their work amon8 Victims of sex-trafficking.
We have extenslve Ilnks with hospitals providin8 knitted and sewn articles for neo-natal and
children's units. activity bags. soft toys for children and those with dementia undergoing potentially
stressful procedures. Wash bags are also supplied to hospitals. Knttted blankets and garments are
also provided for overseas work.
We have supported Ukrainian refugee families in providing finance for such church-based activities
as a fish and chip supper and also help towards school needs for the children. In addition, we
provided Christmas cards for prisoners and finally, 'Away From It All, (AFIA) holidays have been
provided.

MOTHERS, UNION (DIOCESE OF ST ALBANS)
TRUSTEES ANNUAL REPORT
For the year ended 31 De￿mber 2023
l am truly grateful for the support and encouragement of the trustees and members at all levels.
We continued to address the challenges of the present economic situation restructuring our
attivities to enable us to look forward to a future in which we continue to do God's work in our
churches, local communities, nationally and intemationally.
Jill Thomson (Past Diocesan President) 21st Morch 2024
Constitutlon and mlssion
The name of the charity is Mothers, Union.. StAlbans Diocese. It is an unlncorporated association
registered as charity number 249814. ft is affiliated to Mothers, Unlon, a charity incorporated by
Royal Charter Icharlty no: 240531) through its shared alm and purpose, and by virtue of it5
acceptance as an affiliate by the central charity and Its adherence to the rules and regulatlons of
the movement. The Mothers, Union in the Diocese of St Albans wlll draw its membership from and
operate within HertFordshire and Bedfordshire in the area torrespondingto the Church of England
Diocese of St Albans. Membership is open to all men and women who have been baptised in the
name of the Holy Trinity and who support the Wision and Alm and PurpoSe￿f The Mothers, Union.
It Is also open to Friends, a category of non-votin8 membership for those who support the Vision
and Alm and Purpose of The Mothers Union but cannot, or do not wish to, become full members.
Trustees are elected bythe membership on a triennial basis, after a procedure of nomination and
voting. Trustees may serve no more than two consecutive three-year terms in any one office or
responsibility.
Vlslon (the essence of our work)
Our vision is of a world where God's love Is shown through lovin& respertful and flourishing
relationships.
Alrn & Purpose (what we want to achieve)
To demonstrate the Christian fawth in action by the transformation of communities worSdwide
through the nurture of family in its many forms.
Objectlves (how we go about achieving our vision)
1. To promote and support married life.
2. To encourage parents in their role to develop the fatth of their children.
3. To maintain a worldwide fellowship of Christians united in prayÈr, worship and service.
4. To promote condltions in society favourable to stable family life and the protection of
children.
5. To help those whose family life has met with adverslty.
Mothers, Union is firmly rooted in a voluntary ethos. Its governance, leadership and activities are
driven by and undertaken through its members.
Pollcy on reserves
Mothers. Union the Diocese of St. Albans is a registered charity and, as such, is required by the
Charity Commission to have a policy regarding the resÈrves of money that it retains. Responsibility

MOTHERS. UNION (DIOCESE OF ST ALBANS)
TRUSTEES ANNUAL REPORT
For the year ended 31 Dec8mber 2023
for establishing an appropriate Reserves Policy lies wrth the Trustees. The Trustees must be able to
demonstrate why the holding of a particular level of reserves is right for the charity, by reference
to the charity's current position and prospects.
MU Diocese of St. Albans has trwo major sources of funds- members, subscriptions and the monies
raised for specific MU funds. Some specific or "Restricted- monies for MU Funds are received by
MU Diocese of St. Albansforonward transmlsslonto the Mothers, Union. MU Diocese of St. Albans
has no ongoing liabilitie5 in respect of the projects funded with these monies, for which the
Mothers, Union is responsible.
MU Dlocese of St. Albans also has its own Restricted Funds, for example: Away From It All IAFIAI,
held for regularly approved diocesan projects for which there are no ongoing liabilities because anv
expenditure only equals the donations received for that particular Fund. There is no need for MU
Diocese of St. Albans to maintain reserves In respect of the restricted funds. Any balances held
should be shown In the normal course of accounting.
MU Dlocese of St. Albans is responslble for meeting the Aims and Purpose of The Mothers, Unlon
and current expenses are budgeted in line with the expected income from members The number
of branches is currently fallin& and steps have been taken to match our cost base to the lower level
of income. MU Diocese of St. Albans would wish to maintain the current artlvltles, which also
underpin the fund-raisin8 activities, and retain a limited flexibility to fund and start new projects.
The Mothers, Union is chan8in8, and MU Diocese of St. Albans must also retain some flexibility in
respect of the actlvitles that may be required of it in the future.
Having due regard to the present posltlon of MU Dlocese of St. Albans, a reserves pollcy which
retalns 50% of the current annual level of expenditure. excluding movements in funds, is thought
to be appropriate. This policy also applies to funds held by our branches.
Trusteés responslbllltles In relation to the flnandal ststements
Law applicable to charities in England and Wales requires the Trustees to prepare financial
statements for each financial year which give a true and fair view of the financial artivities of the
charity and the group at the end of the year. In preparing those financial statements the Trustees
are required to:
Select suitable accounting policies and then apply them consistently,
Make judgements and estimates that are reasonable and prudent,
State whether applicable accounting standards and statements of recommended practlce
have been followed, subject to any material departures disclosed and explained in the
accounts; and,
Prepare the financial statements on a going concern basis unless it is appropriate to presume
that the charity will not continue In operation.
The Trustees are responsible for keeping accounting records which disclose wtth reasonable
accuracy at any time the financial position of the charity and enable them to ensure that the
financial ststements comply with the Charities Att 2011. They are also responsible for safeguarding

MOTHERS. UNION IDIOCESE OF ST ALBANS)
TRUSTEES ANNUAL REPORT
For the year ended 31 Decemter 2023
the assets of charty and hence fortaking reasonable steps forthe prevention and detection of fraud
and breaches of law and regulations.
Approved by the Trustees and signed on their behalf by
Trustee: Jonet McKinney
Trustee: Elizabeth Hutchinson
Date:

MOTHERS, UNION IDIOCESE OF ST ALBANS)
INDEPENDENT EXAMINER'S REPORT
Report to the trustees of MOThERS' UNION IDIOCESE OF sr ALBANSI on the accounts set out on
pages 9 to 14 for the year ended 31 December 2023
I report to the trustees on my examination of the accounts of the above charity l-the TrusVI for the
year ended 31 December 2023.
As the charity trustees of the Trust, you are responsible for the preparation of the accounts in
accordance with the requirements of the Charities Act 20111-the ACY'I.
I report in respect of my examination of the Trnsys accounts carried out under sertion 145 of the
2011 Act and in carrying out my examination. I have followed the applicable Directions given by the
Charity Commission under section 14515llb) of the Act.
I have completed my examination. I confirm that no material matters have come to my attention
in connection with the examination which gives me cause to belleve that In, any material respect:
accounting records were not kept In accordance with section 130 of the Act or
the accounts do not accord with the accountin8 records
I have no concerns and have come across no other matters in connectlon wlth the examination to
whlch attention should be drawn in order to enable a proper understanding of the accounts to be
reached.
Bas15 of Independent examlnerfs statement
My examination was carrled out in accordance with General Directions given by the Charltv
Commissioners. An examination includes a review of the accounting records kept bythe charity and
a comparison of the accounts presented with those records. It also Includes consideration of any
unusual items or disclosures in the accounts and seeking explanations from the trustees concernin8
any such matters. The procedures undertaken do not provide all the evidence that would be
required In an audlt. and consequently I do not express an audit opinion on the accounts.
Slgned:
T Thurley
Date:
Terry Thurley
15 Hampden Close
Flitwick
Beds MK45 IHR

MOTrIERS' UNION (DIOCESE OF ST ALBANS)
STATEMENT OF FINANCIAL ACTMTIES
For the year ondgd 31 DKOM￿l 2023
Unrest
G¢ner•l
Funds
2023
Total
2022
Total
Fund•
INCOMING RESOURCES
SubscriptK)ns
Fund Raising
Literature net income
Gfft Aid change to cash accounb'ng
Prayer t￿k & mug sales
Tax Recovered under Gift Aid
Interest Received
Sundry ReceiptslGeneral FurKI Donalw)ns
29,059
28.059
29.059
15,407
137
(2,6￿)
(2,600)
205
3,872
127
3,192
2.050
853
1.981
2,050
853
1,981
Collectsons for speafic purpo
16,655
16.655
TOTAL INCOMING RESOURCES
RESOURCES USED
Grant$
Subs to MSH
Branch net expenditure
General & Adminislr8tive
Travel
Publication Expenses
MSH Courses & Conferon¢e8
Meetings & serV￿s
Corporate Govemance (x>8ts
Sundry Expenses
Paid to fund specthc purposes
13,893
16,140
1,45T
15,671
1,736
1,329
80
250
614
746
14.946
14.946
13.495
1,975
1,297
13,495
1,975
1,297
755
755
20.852
20.852
TOTAL RESOURCES USED
32,852
20￿52
53,704
51,916
NET INCOMINGiioirrGOING)
RESOURCES
15,846)
83
TRANSFERS TO RESERVES
12227)
3.504
1,277
BALANCES BROUGHT FORWARD
11.602
34.687
34.605
BALANCES CARRIED FORWARD
19,209
10.909
30,118
34,688

laOTHERS' UNION (DIOCESE OF ST ALBANS)
STATEMENT OF FINANCIAL ACTivmES
For the year •nd•d 31" December 2023
BALANCE SHEEr
2023
2022
Balartt as at 1st JanLOry
Transfers re charge of to recepts aTrJ payff*nts
Dwsan surpW(d6fril) forttr￿ year
24,518
-1431
Balanco at 31st Decemb8r
11209
RESERVES & OTHER FUNDS
11909
11.e02
TOTPL FUNDS
REPRESEKfED BY
Central Board of FirArn% of thJ¢h of Er￿￿ThJ Deposrt alc
15.000
19,000
Cwrert Assets..
Strxks of Literatw
Grft d
Prepayments
Diocesan cash & baT* bak9￿88
Bra￿￿$ cash & bar* balartes
s Cwrent Llablknt￿s'.
I Prepaid subscrw)tw)ns1do￿tiC
Accowrts payable
378
3,500
4,246
10,872
10,820
21.998
-20.546
462
TOT￿ ASSErs
£30.118
£34,688
Thw financial statements ￿le approved by the t#)arf on V September 2024
Signed on behalf of the Boar(l of Tn
TTU#tee'. J8n8t McKnney
Trustee: Ehzabeth Hutchinson

MOTHERS. UNION IDIOCESE OF ST ALBANS)
STATEMENT OF FINANCIAL ACnVITIES
For tho year gndod 31- December 2023
BASIS OF PREPARATION
These accounts have been prepared on the receipts and payments basis. Investments are shown at mathet
value. in accordance with..
Accounting and Reporting by Charities- Statern)t of Recoffi￿*nded Prackn,.
and wrth Accounling Stsndards.
and wrth the Charrties Act 2011.
Chango in basis of accounting
Previously p￿Pared on a receipts and paymnts basB. in 2020 the thanty nb)ved to an ac¢wal$ basis of
accounting. This has proved to be ovety complex and is unnecessary gNen the size of the charity, continuing
deficits and the potenbal need for restructuring wrthin the next fow y•ats. kcordingly, the board has agreed
to mert to the receipts and payments basis of accounb"ThJ.
INCOMING RESOURCES
Allocation to spKific fund•
As a charty associated vrith The Mothers, Unlon. the ¢harity raises funds and collects members, subscriptions
to aid the work of The Mothèrs, Union, bolh for its Work in general and for its specthc fvnd5. Other speufic
funds are for the work done directty by this charity, many of which are initthes in common wrth other regional
Mothers. Union charitl8s, operats.ng in their geograph￿1 areas.
Donations and fundrai&ng for speak funds are aMocat8d to the relevant fund on receipt. However, the
majority of activities at the branches are general fUndr￿Sing and the branch memboryJ in general meeting
decide on the aliocatK)n beknn specffic funds, usually after the end ofthe relevant yèar, and submit payment
from local bank accounts with the resun of the rr*mbers' decis*)n. resources aTr al￿*￿ted to Specific
funds on receipL
Tax rnclalms on donatlon8 and glfts
Incoming resources from tax reclaims are induded in the SOFA in the year in whth th8y are received. Tax
reclaims are not allocated to specfft fijnds or belween restfthd and unrestTiCted fvnds.
Voluntè•r h•lp
The value of any voluntsry help received nol included in the a(tounts but is descnbed in the trustees, annual
report.
Invostmont inc¢Mno
This is included in the accounts when received. lnvestrr￿nt income is not allocated b81ween speafic and
general funds or betsveen restrict￿ and unrestricted fund
Governance costs
Include costs ofthe preparatson arKI examinal]"on of slatuiory accounts. the costs of trus18e rrthtsngs and ¢osl
of any legal •Jvice to trustees on governan￿ or (XI￿rtUknonaI matters.
11

MOTHERS. UNION (DIOCESE OF ST ALBANS
NOTES TO THE FINANCIAL STATEMEKrs
For the year ended 31 December 2023
Rostrictsd and othèr funds
Balance
1st Jan
Receivable
Paid
Balance 31sl
Decembei
Di0￿san Resep4e Fund
Diocesan Project Fund
Away From It All
Special regional meeting
Big Summer appeal
MSH direct appeals
MSH general fund
Overseas General Fund
Literacy & Development
Fund
Britain & All Ireland Fund
3,504
4.876
4.550
1.896
260
4,594
1.915
-3,645
-6,778
-1,185
11C
2,69:.
5,28C
1,89É
1.793
857
433
6.237
-1,793
-777
-267
-5,812
8(
16f
42$
280
275
290
-305
-290
25(
15,107
16,364
-20,562
10,90£
2022 totals
10.638
11657
13,693 11,602
Doscrlptlon of funds
Fund Nam•
Purpcw and rostrlctlo
Charltablo Fund•
Operated by St
Alban$ Dlocos9
Diocesan Re8eNe
Fund
Other
To pay for large items required by the chanty
Dictasan Proj¢¢t Rostrictod
Fund
Thi6 is a fvrKI for sp¢tyfi¢ ongoSng proio¢ts $pon$or•d by th•
Bntain & All Ireland
Fund
ProvKJes grants for woiKts in the provinces of Canterbury,
ta￿5, Ireland. Scotland and York. The financing of the fvnd
coff*s from donattons, by grft or spe¢ial effort. The fijnd was
introduced to help members who may want to startor develop
Away From It All
IAFIA}
Reslri¢ted
Proviyes fijnds for the "Away From It IAFIAI holiday
scheme which gNes a needed break to families that would
not othepwise have a holiday.
12

IAOTHERS. LINION (DIOCESE OF ST ALBANS)
NOTES TO THE FINANCIAL STATEMENTS
For the year ended 31 December 2023
SFecial Reg￿nal Restrthd
Meetsng
Fund• for thè PAoth•rn Unlon
To meet the cost of a planned speoal meett'ng.
General Fund
Imary Sumner
House)
Funds for the generdl OFwations of The Mothers Union
Overseas General
Fund
Restricted
Provides funds to The Mothers. Union to Supp￿ overseas
projects. This supwrts a wide variety of schemes- wherever
possible they are sew-help l inCom￿eneratIng actNities
MSH Direct
Appeals (including
Big Sum
Appeal)
Specffj￿ app8aSs for Mothers Union work
Transactlons wlth connected partles
The Mothers, Union Ichanty registration number 240531) is a connected party with shared ?ims and
objeth'ves and a ￿MIlar consbtution. Part of e￿h membef s subscripts'on includes a subscription for
the purposes ofThe Mothers. un￿ft. MemLws' voluntary fundraising is also allocated in part to specific
projects and causes of The Mothers, Union. The amounts raised and passèd to Th& Mothors Union
are shown in the movements in fvnds in note 1. The subxripbon payment to Mary Sumner House was
£14,946.
All publications. literature and other goods are supplied by MU Entefprises LitT￿ted {'MUe"I, the
trading subsidiary of The Mothers, Unb)n. and these amounts are shown separatety in the Statement
of Financial ActNities ISoFA}. The Mothers Un￿n also supplies training courses and conferences. the
costs OfWh￿ are shown on the SOFA a$ MSH Courses and o)nferences.
Staff Costs
Included in general and administration (x)sts are gross salary, pension and employers. national
insurance costs of £6.621 (2022 £8179). The charity empk)yed one part-time employee {2022-one
part fr"meJ.unbl 30 S8ptomb8r 2023. The tharity has no current emthees.
13

MOTHERS. UNION IDIOCESE OF ST ALBANS)
NOTES TO THE FINANCIAL STATEMENTS
For Ihe year ended 31 D￿rnber 2023
Governance costs
(knemance costs during the year comprised
2023
2022
Hire of rooms and Zcrfjm costs
301
Trustees, travel expenses
Independent examine¢s fees
151
313
Trustse expenses
Expenses pa￿ to trustees during the year. and the number of trustees claiming these expenses
comprised.
2023
2022
Number of trustees
Trustees. travel expenses
£151
£313
Flxod assets
Th? chanty wntes off all fixed asset purcha8es under £1.0(fft) to the D￿¢638n Reserve on acquisrtion.
Curr•nty the ¢harty holds Th) fixed assets with an ￿￿3Inal ¢J)st or valuats'on of over £1.000.
14