## Mothers’ Union Diocese of St Edmundsbury & Ipswich REPORT AND FINANCIAL STATEMENTS Year ended 31st December 2024 Registered Charity No. 249726 ## Mothers’ Union - Diocese of St Edmundsbury & Ipswich (249726) CONTENTS Year ended 31[st] December 2024 ||Page| |---|---| |Trustees’ Report|1| |Diocesan Receipts Account|7| |Diocesan Payments Account|8| |Branch & Deanery Summary|9| |Statement of Assets and Liabilities|10| |Independent Examiner’s Report|11| ## Mothers’ Union - Diocese of St Edmundsbury & Ipswich (249726) CHARITY INFORMATION Year to 31[st] December 2024 |Charity Name:|Mothers’ Union - (Diocese of St Edmundsbury & Ipswich Branch)| |---|---| |Charity Registration Number:|249726| |Governing Document:|The charity is governed by a Royal Charter dated 15thJune 1926,| ||amended by a supplemental Charter dated 5thSeptember 1974.| ||Mothers’ Union in the Diocese of St Edmundsbury & Ipswich is an| ||autonomous body affiliated to Mothers’ Union worldwide. It is| ||bound by the central constitution of Mothers’ Union, in so far as it| ||relates to the activities of a Diocese. The charity has its own| ||Diocesan constitution dated 17thMarch 2021. The affairs of the| ||Mothers’ Union in the Diocese of St Edmundsbury & Ipswich are| ||managed by the Board of Trustees, appointed by the| ||membership, for a period of 3 years.| |Principal Business Address:|The charity does not have a permanent place of business.| ||All Trustees and Officers are volunteers and work from home.| ||**Correspondence Address**: Jeanette Appleton, Diocesan| ||President, “Field View”, Hadleigh Road, Holton St Mary,| ||Colchester, Suffolk, CO7 6NP| |Trustees:|Linda Ginn MBE
Diocesan President| ||Jeanette Appleton
Vice President| ||Sandra Griffiths
Elected Trustee & Ipswich Area Rep| ||Val Jeffreys
Elected Trustee & AFIA Rep| ||Sue Norrington
Elected Trustee & Diocesan| ||Members Rep| |Officers:|Beryl Mee
Diocesan Secretary| ||Clare Thomas
Membership Secretary,| ||Safeguarding Officer, MU| ||Enterprises Rep & Webmaster| ||Amanda Langan
Diocesan Treasurer| ||Rev Catherine Forsdike
Diocesan Chaplain| ||Cathie McGregor
Social Policy & Crafts Rep| ||Christine Ward
Clewer & Modern Day Slavery Rep| ||Janice Brettt
Worldwide Rep| ||Monica Twaits
Indoor Members Rep| ||Margaret Rollins
Over 90s Members Rep| |Independent Examiner:|Jonathan Beards, MAAT AATQB| ||Licensed Accountant regulated by AAT| ||7 Crawford Lane| ||Kesgrave| ||Ipswich| ||Suffolk| ||IP5 2GY| |Bankers:|CAF Bank Limited| ||25 Kings Hill Avenue| ||Kings Hill| ||West Malling| ||Kent| ||ME19 4JQ| 1 Mothers’ Union - Diocese of St Edmundsbury & Ipswich (249726) TRUSTEES’ REPORT Year to 31[st] December 2024 The Trustees present their Annual Report and the Financial Statements for the year ended 31[st] December 2024. ## **Reference and Administrative Details** These are set out on page one. ## **Trustees** The Trustees who served during the year are: Linda Ginn MBE Jeanette Appleton Sandra Griffiths Val Jeffreys Sue Norrington ## **Structure, Governance and Management** This is set out on page one. The work of the charity is overseen by the Board of Trustees with some day to day matters being delegated to the Diocesan Secretary, Diocesan Treasurer and other Officers. The Board of Trustees meet on a regular basis during the year, with the AGM and Council Meetings being open to all members to attend. They manage the affairs of the charity in accordance with the charity’s constitution as set out on page one. ## **Risk Management** The major risks to which the Charity is exposed, as identified by the Trustees, are reviewed regularly and actions are taken to mitigate such risks. The Charity has a number of published policies to address the risks including, Safeguarding, Food Safety, Health & Safety, Making Soft Toys, Retention of Records, Data Projection, Insurance, Charity Reporting & Accounting Requirements, Gift Aid and Reserves. A review of the policies is carried out every 3 years. Risk assessments, as required by our insurance policy, are carried out for each venue when it is used for MU activities. A pre-event checklist is also available. ## **Aims and Objectives** Mothers’ Union is a Christian charity that seeks to support families worldwide. The vision of Mothers’ Union is of a world where God’s love is shown through loving, respectful and flourishing relationships. The aim and purpose of the charity is to demonstrate the Christian faith in action by the transformation of communities worldwide through the nurture of family, in its many forms. Our Aims and Objectives are: - To uphold Christ’s teaching on the nature of marriage and to promote its wider understanding; - - To encourage parents to bring up their children in the faith and life of the Church; - To maintain a worldwide fellowship of Christians united in prayer, worship and service; 2 - To promote conditions in society favourable to stable family life and the protection of children; and - To help those whose family life has met with adversity. We achieve this by: - Developing prayer and spiritual growth in families; - Supporting worldwide projects through fundraising and prayer support; - Promoting national campaigns to address issues of domestic abuse and genderbased violence; and - Resourcing our members to take practical action to improve conditions for families in the communities in which they live. Mothers' Union is firmly rooted in a voluntary ethos. Its governance, leadership, and activities are driven by, and undertaken through, its members. ## **Funding** The charity’s funding comes from the following sources: - Members’ subscriptions - the Diocesan portion of which helps to cover our governance costs; - Donations - throughout the year from individual members to support the work of the Mothers’ Union; - Legacies - bequests made by individuals to support the work of the Mothers’ Union; - Fundraising - by branches for local, diocesan and worldwide projects; and - Mothers’ Union Enterprise - a grant is received from the central charity based on the value of orders received from this charity. ## **Financial Review** The results for the year are set out on pages 7 - 10. ## **Review of Achievements and Performance - Diocesan President’s Report** When planning our activities during the year, the Trustees have regard to the guidance on public benefit issued by The Charity Commission. The Trustees review the financial position of the charity regularly, including forecasts of cashflow, and have assured themselves that the charity is a going concern. ## _Making a difference in 2024_ The theme for the 2022 to 2024 Triennium was **Transformation - Now!** Mothers' Union members continue to show amazing resilience, responsiveness and adaptability. The aim was to build on this experience to transform Mothers' Union to be relevant for 21st century life. Over the past twelve months a review was undertaken of our structures. The roles of area reps were retired and they were replaced with cluster groups. The role of Diocesan Treasurer was split into a job share of Diocesan Finance Officer and Diocesan Bookkeeper. Following changes in Church of England Safeguarding Mothers’ Union have set up their own Safeguarding training and have appointed a Safeguarding Officer at the central charity. This charity has its own Safeguarding Officer. 3 A new way of joining Mothers’ Union was approved and Friend of Mothers’ Union is now an option for people who are not able to commit to being a member, but who want to support our aims and objectives. A Friend of Mothers’ Union pays the same subscription and receives the Connected magazine and prayer diary, but they are not able to vote in meetings or hold the role of an officer. ## _Making a difference through new ways of meeting_ For our branches and Mothers’ Union members 2024 has been as busy as ever as. In March 2024 we held our first Members’ Day in Martlesham. Sixty people attended from across the diocese and enjoyed a day of fellowship, worship, Bible study and workshops. By the end of 2024 a Members’ Day with the theme of ‘supporting grandparents of faith’ had been planned for March 2025, in coordination with the diocesan Growing Younger team. A new approach of having the AGM and Spring council meetings on the same morning has proved popular and will be continued going forward. Mary Sumner Day was celebrated outdoors at Southwold on 9[th] August, with a service accompanied by a brass band. The plaque that was placed on the pier in Southwold some years ago was found and everyone who attended enjoyed a wonderful afternoon of fellowship and worship. Over the summer months there were many “Summer of Hope” fundraising afternoon teas and events, all supporting the work of Mothers’ Union worldwide. This is an annual appeal by the central charity with a different project chosen to benefit each year. ## _Making a difference by raising awareness_ The national RISE-UP campaign has been well supported in our diocese with East Bergholt and Brantham and Fressingfield branches achieving Bronze Awards for their work to raise awareness of the issue of domestic abuse. Our Modern Day Slavery rep Christine Ward reports that Mothers’ Union is appreciated as being an active member of the diocesan wide team, coordinated by Mark Shard, who holds this brief at the moment. There is a new initiative, entitled _United in Solace and Grace_ , to incorporate trauma informed practice in our worship that is being led by Rev Jenny Seggar, Rural Dean, Samford Deanery. There is a particular emphasis on survivors of abuse and the input of this charity has been welcomed through prayers, and by keeping our eyes and ears open in our communities. ## _Making a difference through our projects and activities_ The Board of Trustees met 4 times during the year, with 3 being in person meetings and one via Zoom to approve the 2023 Diocesan Consolidated Accounts. A combined AGM and Council meeting took place in April, with the second Council meeting taking place in November. The AGM and Council meetings are open to all members to attend. We gave 4 grants totalling £2,111.15 from our AFIA ( **A** way **F** rom **I** t **A** ll) fund for holidays and other trips during 2024. These grants support families whose lives have met with adversity. Towards the end of the year we were able to book a few days away in a cottage in North Norfolk for a family whose Mum had recently died from cancer. We gave a total of £450 in school uniform grants during 2024 to two different families to help those who struggle to afford the cost of school uniform branded items. 4 Our outreach programme activities include gifts that we give, items that we sew or knit, service that we perform through lunch clubs and food banks, nurturing of faith through involvement in Messy Church and Open the Book activities, and time that we spend teaching life skills to others. In 2024 over 2,000 individual craft items were made by our members including Seafarers knitted hats (766), Knitted angels for Suffolk cancer charities (50), Mini prayer shawls (41), Gel pillow cases (37), Drain bags (34) and much more besides. Ipswich Hospital approached the charity for help when they needed covers for the gel pillows that are used on the Neonatal Unit. Some of our members had experience of working on neonatal units and were able to create a sewing pattern for these covers. The Suffolk Infant Feeding lead at the Hospital also approached the charity asking for knitted breasts to help new mothers with breast feeding. The target of 120 knitted breasts was exceeded during the year, meaning this project is on hold for the time being. Our long running project to make Christmas cards for prisoners at HMP Highpoint resulted in 1,085 cards being made for the 2024 season. This work has been noticed by other prisons in our Diocese and we have been asked to expand the project to include both HMP Warren Hill and HMP Hollesley Bay prisons from 2025 onwards. ## **Expenses** Expenses are paid to Trustees and Officers for travel to meetings and costs involved with carrying out the work for the charity. No Trustee or Officer is paid for their time spent fulfilling their voluntary role. Commissioned speakers, who travel to the charity’s meetings, are paid travelling expenses. ## **Investment Powers and Policy** The charity has the power to invest in any way the Trustees wish, currently some funds are invested in interest bearing bank accounts. ## **Bank Accounts** There are two bank accounts held with CAF Bank, one current account and one instant access deposit account. There are also two accounts held with CCLA, both in the Church of England Central Board of Finance (CBF) portfolio. One is an investment account and the other is a deposit account. There is no specified notice period for withdrawals, however in the case of the investment account the actual value of monies received would depend on the state of the market at the point of instruction. ## **Interest** Interest from the two CAF Bank accounts and the CBF Investment account are paid either monthly or quarterly into the CAF Bank current account. The interest on the CBF Deposit account is automatically reinvested each quarter and an adjustment is made in the accounts to allow for this. The Trustees plan to change this next year so that interest earned quarterly on the CBF Deposit account funds is also paid into the current account, rather than being reinvested. ## **Reserves** At the end of the year the charity held £10,219 in the CBF Investment Fund and £5,051 in the CBF Deposit Fund, giving a nominal reserves amount totalling £15,270. The charity’s operating / governance costs are low compared to many similar charities, particularly because it doesn’t employ any staff and doesn’t rent, or own, any property. The Trustees feel that this figure is more than adequate to cover ongoing costs and for any potential winding up costs, should that prove necessary in the future. 5 ## **Central Charity** The Mothers’ Union (Registered Charity Number 240531) operates in 84 countries worldwide. It is headquartered at Mary Sumner House, 24 Tufton Street, London SW1 3RB. Central subscriptions are collected by branches, and the Diocese, on behalf of Mothers’ Union. The central charity portion of the full subscription rate is paid over regularly, together with any monies that have been fundraised specifically for centrally administered Designated Funds and projects. ## **Trustees’ Responsibilities in relation to the Financial Statements** Charity law requires the Trustees to prepare Financial Statements for each financial year which give a true and fair view of the state of affairs of the charity, and of its surplus or deficit for that year. In preparing those Financial Statements the Trustees are required to: - Select suitable accounting policies and then apply them consistently; - Make judgements and estimates that are reasonable and prudent; - State whether applicable Accounting Standards and Statements of Recommended Practice have been followed, subject to any departures disclosed and explained in the Financial Statements; and - Prepare the Financial Statements on the ongoing concern basis, unless it is inappropriate to presume that the charity will continue in business. The Trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the Financial Statements comply with the Charities Act 2011, as amended by the Charities Act 2022. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. This report was approved by the Board of Trustees on 17[th] September 2025 and signed on its behalf by: ## **Jeanette Appleton Diocesan President** 6 **Mothers' Union - Diocese of St Edmundsbury & Ipswich 249726** ## **Diocesan Receipts Account for year ending 31st December 2024** |**Total**
**Funds**
**2024**
**Total**
**Funds**
**2023**
**£**
**£**
**For Mary Sumner House(MSH)**|**Total**
**Funds**
**2024**
**Total**
**Funds**
**2023**
**£**
**£**
**For Mary Sumner House(MSH)**|**Total**
**Funds**
**2024**
**Total**
**Funds**
**2023**
**£**
**£**
**For Mary Sumner House(MSH)**| |---|---|---| |Literacy& Financial Education(Designated)|951|1,522| |Britain & Ireland Development(Designated)|552|794| |Overseas Relief Work(Designated)|50|465| |Overseas Development(Designated)|1,068|1,457| |Provident(Designated)|202|495| |Mothers' DayAppeal|108|153| |Summer of Hope Appeal|1,180|1,940| |Christmas Appeal|320|0| |Subscriptions 2025|6,885|0| |Subscriptions 2024|5,393|5,911| |Subscriptions 2023|126|5,054| |General Funds|0|16| |_Sub Total_|_16,835_|_17,807_| |**For Diocesan MU**||| |---|---|---| |EasyFundingfor AFIA(Designated)|195|223| |AFIA(Designated)|705|520| |Parenting (Designated)|100|728| |Womens' Refuge(Designated)|300|300| |Prisoners' Cards(Designated)|362|231| |Indoor Members(Designated)|394|940| |Diocesan Members(Designated)|430|580| |Over 90s Members(Designated)|193|195| |Ipswich Area(Designated)|643|519| |North Suffolk Area(NSA) (Designated)|0|1,896| |Gift Aid|0|0| |Subscriptions 2025|984|0| |Subscriptions 2024|939|1,028| |Subscriptions 2023|21|843| |Donations|28|149| |General Fund|205|239| |Hire of Hall|0|59| |Church Services|186|152| |Interest|697|579| |Sundries|100|9| |MUe Dividend|1,019|968| |_Sub Total_|_7,500_|_10,158_| |_Sub Total MSH and Diocese_
Deduct receipts from Branches (page 5)
Sub Total
Branch Receipts (page 5)
MUe Receipts
**Grand Total**|_24,335_
_15,834_
_8,501_
20,638
10,145
**39,284**|| 7 **Mothers' Union - Diocese of St Edmundsbury & Ipswich 249726** ## **Diocese Payments Account for year ending 31st December 2024** |**To Mary Sumner House(MSH)**|**Total**
**Funds**
**2024**
**Total**
**Funds**
**2023**
**£**
**£**|**Total**
**Funds**
**2024**
**Total**
**Funds**
**2023**
**£**
**£**| |---|---|---| |Literacy& Financial Education(Designated)|1,560|592| |Britain & Ireland Development(Designated)|829|389| |Overseas Relief Work(Designated)|60|600| |Overseas Development(Designated)|1,666|985| |Provident Fund(Designated)|445|245| |Mothers' DayAppeal|108|153| |Summer of Hope Appeal|1,287|1,833| |Christmas Appeal|140|90| |Subscriptions 2025|4,141|0| |Subscriptions 2024|7,003|897| |Subscriptions 2023|305|8,487| |Subscriptions 2022|0|40| |General Funds|0|16| |_Sub Total_|_17,543_|_14,327_| |**Diocesan Payments**||| |EasyFundingfor AFIA(Designated)|0|0| |AFIA(Designated)|2,411|954| |Parenting (Designated)|150|0| |Womens' Refuge(Designated)|310|314| |Prisoners' Cards(Designated)|428|150| |Indoor Members(Designated)|564|738| |Diocesan Members(Designated)|468|361| |Over 90s Members(Designated)|0|38| |Ipswich Area(Designated)|580|1,126| |North Suffolk Area(NSA) (Designated)|82|1,840| |Gift Aid|0|0| |Reserves for Distribution|0|149| |General Fund|7,500|19| |Trustees / Officers Expenses|138|93| |Conferences|234|134| |Re-imagining/ DiscoveryDay|0|279| |Purchase of feather flags|0|288| |Hire of Hall|392|231| |DBS Checks|158|145| |Insurance|450|450| |Church Services|225|| |Postage|6|15| |Printing& Stationery|142|154| |Purchase of Leaflets|5|0| |Website|42|56| |Zoom Subscription|156|144| |Bank Charge|61|60| |Sundries|420|210| |MUe Dividend|0|0| |Transfer to Designated Funds from General Fund|200|850| |_Sub Total_|_15,121_|_8,798_| |_Sub Total_
Petty Cash Payments
Branch Payments (page 5)
MUe Payments
**Grand Total**|_32,664_
22
7,119
10,039
**49,844**|| Note: The branch payments exclude members' subscriptions and donations which are accounted for in the above analysis. 8 **Mothers' Union - Diocese of St Edmundsbury & Ipswich 249726** ## **Branch & Deanery Summary to 31st December 2024** |**£**
**RECEIPTS**
Members' Subscriptions
7,698
Refreshments
1,886
Collections
1,338
Fundraising
4,903
Donations
892
MUe Materials
189
Outings
1,358
Other income
2,374
**Total Receipts**
20,638
**PAYMENTS**
**Payments to**
**Diocese**
**£**
**Payments to Diocese Accounts**
Members' Subscriptions
8,650
Donations
7,184
**Other Payments**
Mue Materials
MSH (paid direct)
Speaker Expenses
Postage & Stationery
Hall Hire
Refreshments
Outings
Other expenses
**Total Payments**
22,953
15,834
**Net Payments**
2,315
**FUND MOVEMENT SUMMARY**
Monetary Resources at 1 January 2024
(Held by 25 Branches & 1 Deanery)
Net Payments
Monetary Resources at 31 December 2024
(Held by 22 Branches & 1 Deanery)|**£**
7,698
1,886
1,338
4,903
892
189
1,358
2,374
20,638
**Payments to**
**Diocese**
**£**
8,650
7,184|
**Other**
**Payments**
**£**
649
856
686
209
605
95
1,441
2,578| |---|---|---| ||22,953
15,834|7,119| |||8,997
2,315| |||6,682| |||| Note: Hadleigh, Walton St Mary and Ipswich St Margaret branches all closed their bank accounts. Ipswich St Margaret branch closed, Walton St Mary became a Fellowship Group and Hadleigh remained a branch, but without a bank account. 9 **Mothers' Union - Diocese of St Edmundsbury & Ipswich 249726** ## **Statement of Assets and Liabilities at 31st December 2024** |Diocesan Fund Balances at 31 December 2024
Branch & Deanery Balances at 31 December 2024
MU Enterprises Assets at 31 December 2024
**Consolidated Balances**
_Represented by:_
CBF Church of England Investment Fund
CBF Church of England Deposit Account
CAF Bank Current Account
CAF Bank Gold Saver Account
Held by Branches & Deanery
MU Enterprises Stock & Bank Account
**Consolidated Balances**
**Liabilities owed to Mary Sumner House at 31st December 2024**
Subscriptions
For 2024
3,404
For 2025
2,744
_Donations_
For MSH Designated Funds
955
For MSH Appeals
180
**Total**
**Literature Account (MU Enterprises)**
Stock at 31 December 2024
Bank Balance
Credit on MUe account with MSH
Cash
**Total Assets**|Diocesan Fund Balances at 31 December 2024
Branch & Deanery Balances at 31 December 2024
MU Enterprises Assets at 31 December 2024
**Consolidated Balances**
_Represented by:_
CBF Church of England Investment Fund
CBF Church of England Deposit Account
CAF Bank Current Account
CAF Bank Gold Saver Account
Held by Branches & Deanery
MU Enterprises Stock & Bank Account
**Consolidated Balances**
**Liabilities owed to Mary Sumner House at 31st December 2024**
Subscriptions
For 2024
3,404
For 2025
2,744
_Donations_
For MSH Designated Funds
955
For MSH Appeals
180
**Total**
**Literature Account (MU Enterprises)**
Stock at 31 December 2024
Bank Balance
Credit on MUe account with MSH
Cash
**Total Assets**|**£**
41,884
6,682
5,806| |---|---|---| |||**54,372**| |||10,219
5,051
11,056
15,559
6,682
5,806| |||**54,372**| |||6,148
1,135| ||955
180|| |||| |||**7,283**| |||5,150
533
123
0| |||**5,806**| ## **Mothers' Union Diocesan Consolidated Accounts prepared and presented by Amanda Langan, Diocesan Finance Officer On 7th August 2025** **Approved and authorised for issue by the Board of Trustees on 17th September 2025** ## **Jeanette Appleton Diocesan President & Chair of Trustees** 10 ## **Report to the Trustees of the Mothers Union of the Diocese of St Edmundsbury and Ipswich** ## **Charity no: 249726** I report on the Accounts of the Mothers Union of the Diocese of St Edmundsbury and Ipswich for the year ended 31 December 2024, which are set out on pages 7 - 10. ## **Respective responsibilities of trustees and examiner** As the charity’s trustees you are responsible for the preparation of the accounts in accordance with requirements of the Charities Act 2011 (“The Act”). I report in respect of my examination of the charity’s accounts carried out under section 145 of The Act and in carrying out my examination I have followed all the applicable directions given by the Charity Commission under section 145(5)(b) of The Act. ## **Basis of independent examiner’s report** My examination was carried out in accordance with General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a “true and fair view” and the report is limited to those matters set out below. ## **Independent examiner’s statement** I have completed my examination and confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: (1) accounting records were not kept in respect of the charity as required by section 130 of The Act; or (2) the accounts do not accord with those records. I have no concerns and have come across no other matters in connection with my examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. **Jonathan Beards, MAAT AATQB, licensed Accountant regulated by AAT 7 Crawford Lane Kesgrave Ipswich Suffolk IP5 2GY** ## **26th September 2025** 11