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2025-03-31-accounts

THE ROYAL FLEET CLUB, DEVONPORT

ANNUAL REPORT AND FINANCIAL STATEMENTS

For Period

1 April 2024 to 31 March 2025

Registered Charity No. 249107

Trustees’ Annual Report and Comments

The Royal Fleet Club, Devonport
Charity Registered No: 249107
Covering the Accounting Year: 1 April 2024 to 31 March 2025
Address: CAF Office
Fenner Block
HMS DRAKE
Devonport
Plymouth PL2 2BG
Governing Document: Constitution adopted 1 September 2006
Amended 19 May 2009
Object:
The promotion of the efficiency of the armed forces of the
Crown in such ways as are charitable in law.
Trustees: Rear Admiral S P Williams CB CVO
Captain A Price Royal Navy (Retired)
Lieutenant P Eddie Royal Navy
Lieutenant S Nicholson Royal Navy
WO1 S Harvey Royal Navy
Mr L Carr
Trustee selection method: Appointed by the Board of Trustees.
Bankers: Lloyds Banking Group
8 Royal Parade
Plymouth PL1 1HB
Independent Examiner: P A NichollsMBE MAAT
5 Nursery Road
Havant
Hants PO9 3BG
Activities and achievements: The fund had paid out 14 grants totalling nearly £9K.
Financial Review: The market value of investments had increased by £9.7K
(0.9%) which covered management fees of £7.8K. Dividend
and interest income was £28K which exceeded grants and
other spending totalling £21K. The fund was worth
£1.265M.
Investment Selection Policy:
Securities were managed by Brewin Dolphin Ltd and are
held in a broad range of investments which are considered
medium risk and with a balanced return from income and
capital growth.

Financial Reserves Policy:

The Trustees have considered the level of reserves they wish to retain, appropriate to the charity’s needs. The Trustees aim to ensure that the charity will be able to fulfil its charitable objectives even if there is a temporary shortfall in income and unexpected expenditure. The Trustees will not set aside funds unnecessarily. The bulk of the reserves are held in the investments which currently have a market value of £1.11M. These generate the dividend income which funds grants.

Grant Policy: Grants will be made from investment income to Royal Navy and Royal Marines personnel serving in the Western Area and organisations serving their interests.

Risk Assessment: The Trustees review the major risks to which the charity is exposed, and systems have been established to manage those risks and believe that by maintaining the free reserves stated it will provide sufficient resources in the event of adverse conditions.

Public Benefit Statement: This fund provides public benefit by assisting Service personnel to more effectively perform their roles within the Armed Forces of the Crown. It does this by providing grants to personnel serving in the Western Area. This assistance enables Service personnel to face the challenges and danger associated with military service by developing and maintaining teamwork, spirit and attitude, and morale. As a result, the fund promotes the efficiency of the Armed Forces of the Crown by enhancing the Royal Navy’s and Royal Marines’ capability to undertake the roles demanded of it including the defence of the United Kingdom and its interests.

We confirm that we have paid due regard to the Charity Commission of England and Wales’s guidance on public benefit when deciding what activities the charity should undertake.

Declaration:

I declare, in my capacity of Charity Trustee, that I have approved the above report.

Signed on Original

Rear Admiral S P Williams CB CVO

Chairman of the Trustees

7 May 2025

THE ROYAL FLEET CLUB, DEVONPORT

Registered Charity No 249107

BALANCE SHEET

31-Mar-25

Fixed Assets
Investments
2
Current Assets
Scottish Widows Charity Deposit Account
Bank Accounts
Current Liabilities
Creditors
6
Net Current Assets
Total Net Assets
31-Mar-24
1,111,290
£
1,109,392
£
27,591
£
27,185
£
126,678
£
112,274
£
154,269
£
139,459
£
150
£
145
£
150
£
145
£
154,119
£
139,314
£
1,265,409
£
1,248,706
£

Approved by on behalf of all trustees

Signed on Original

Rear Admiral S P Williams CB CVO 07 May 2025

1

FleetClub25BSBALANCE SHEET

THE ROYAL FLEET CLUB, DEVONPORT

STATEMENT OF FINANCIAL ACTIVITIES

Income
Fund Raising
Investment Income/Interest
Total Income
3
Expenditure
Charitable Activities
Fundraising Trading Costs
Other Costs
Total Expenditure
4
Net Income
Plus
Investments Revalued at Market Value
Net Movement in Funds
Total Funds Brought Forward 1 Apr 24
Total Funds Carried Forward 31 Mar 25
£ 2024/25
28,015
28,015

8,988

7,829

4,222
21,039

6,976

9,727
16,703

1,248,706

1,265,409
2023/24
26,410
£
£ 26,410
£
£
£
£
11,318
£
7,312
£
4,208
£
£ 22,838
£
£
£
3,572
£
94,704
£
£
£
98,275
£
1,150,431
£
£ 1,248,706
£

2

FleetClub25BSSOFA SUM

ROYAL FLEET CLUB

Notes to the Accounts dated 31 March 2025

Note 1 - Accounting policies

a. The financial statements are prepared under the historic cost convention (as modified by the revaluation of fixed asset investments) and in accordance with applicable accounting standards: Statement of Recommended Practice for Charities 2019 and the provisions of the Charities Acts. Significant policies adopted are:

Income

a. Donations are included in the Statement of Financial Activities (SOFA) when the Charity becomes entitled to the donation or grant and it is reasonably certain that it will be received.

Expenditure and Liabilities

a. Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to the expenditure.

Assets

a. Investments on a recognised stock exchange are valued at market value at the date of the Balance Sheet or at best estimate of market value.

Note 2 - Investments

Market value at beginning of year
Management Fees
Gain on Revaluation at year end
Market value at year end
1,109,392
£
(7,829)
£
9,727
£
1,111,290
£

Note 3 - Income

Fundraising
Investment income
Bank Interest
Total Income
25,082
£
25,158
£
2,933
£
1,252
£
28,015
£
26,410
£
28,015
£
26,410
£
2024/25
2023/24

3

Note 4 - Expenditure

2024/25 2024/25 2023/24 2023/24
Charitable Activities
Grants £ 8,988
£ 11,318
Raising Funds
Fundraising Trading Costs £ 7,829
£ 7,312
Support Costs
Examination of Accounts £ 150
£ 145
Secretarial Services £ 4,034
£ 4,034
Refreshments £ 38 £ 29
£ 4,222
£ 4,208
Total Expenditure £ 21,039
£ 22,838
Note 4A - Grants Paid
HMS Raleigh Initial Training Divisions - Christmas £ 1,735
HMS Drake Field Gun Ties/Scarves £ 1,240
HMS Drake Haven - Furniture £ 2,182
FSU Campbell - Furniture £ 1,860
Powerlifting £ 1,091
Clay Target Shooting - Accommodation £ 405
Coffee Machine - Y Sqdn £ 475
£ 8,988

Note 5 - Trustees and Other Related Parties

There are no amounts due to or from the trustees.

Note 6 - Creditors (payable in less than one year)

PN Independent Examinations £ 150
£ 150
Note 7 - Related Party Transactions None
Note 8 - Endowment or Restricted Income Funds None

Note 9 - Other Information

a. The charity does not have any material commitments not provided for in the accounts. b. The charity has not given any guarantees to any third party that could be called on at the year end. c. The charity did not make any ex-gratia payments during the year.

Declarations

4

Independent Examiner’s Report to the Trustees of the Royal Fleet Club, Devonport. (Registered Charity No 249107)

I report on the accounts of the Charity for the year ended 31 March 2025 which are set out in pages 1 to 4 and accompanying notes.

Respective responsibilities of trustees and examiner

As the charity’s trustees are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination; I confirm that no material matters have come to my attention which gives me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed on Original

P A Nicholls MBE MAAT 5 Nursery Road Havant Hants PO9 3BG

7 May 2025