J A R CHARITABLE TRUST
REPORT AND FINANCIAL STATEMENTS
for th? year •nded 5th Aprll 2025
Hunters Law LLP
9 New Square
Lincoln's Inn
London
WC2A 3aN
SEC.WVM.35731-1

J A R CHARITABLE TRUST
ACCOUNTS FOR THE YEAR ENDED 5TH APRIL 2025
Contents
Pagè
Independent examinels report
Trustees, Report
Balance sheet
Statement of Financial Activitieg
Donatlons
Inveslrnents
9-10
Inveslment Changes
11
Not88 to th8 Accounts
12-13

Independent Examiners Report to tho Trustées of J A R Charltable Trust
l Teport on tho accounts of the Trust for the year ended 5 April 2025
Respective responsibilits'es of trustees and examin8r
The charity's trustees are responsible for the preparation of the accounts. The charity's
trustees consider that an audit is not required forthis year under section 144121 of the Charities
Act 2011 {the 2011 Act) and that an independanl 8xaminalion is needed.
11 is my responsibility to-.
examine the accounts under section 145 of the 2011 Act:
to follow the procedures laid down in the General Directions given by the Charity
Commissioner under section 14515){bl of the 2011 Act., and
to state whether particular matters have come lo my attention.
Basis ofind8pendent examin8rs report
My examination was Garrled out In accordance with the General DSr8clions given by the
Charily Commissioner. An examination includ8s a review of the accounting records kept by
the charity and a comparison of the accounts presented with those records. 11 also includes
consideration of any unusual items or disclosures in the accounts, and the seeking of
explanations from you as trustees concemlng any such matters. The procedures undertaken
do not provide all the evidence that would be required in an audit and, consequently no opinion
is given as lo whether the accounts pr8senl a 'true and fair view. and the report is limited lo
those rnalt8rs sel out In the statement below.
Independent examiners slatement
In connectlon with my examination, no matter has come lo my attenllon..
whlch gives me reasonable cause lo believe that. Sn any materlal respect, the
requirements-
lal
Ibl
to keep accounting records in accordance with section 130 of th8 2011 Act,. and
to prepare accounts which accord with the accounting records and to comply with
the accounting requirements of the 2011 Act have not been met., or
to whlch, in my opinlon, attention should ￿ drawn in order to en8ble a proper
understanding of th8 accounts to be reached.
Colin Reid FCA
Burgess Hodgson Llmlted
27 New Dover Road
Canterbury
Kent
CT13DN
Ls/•
September 2025

J A R CHARITABLE TRUST
Report of the Trustees for tho year ended 5th APRIL 2025
The Trustees present their report and the unaudited Financial Slalements of the charily for
the year ended 5th April 2025. The Flnancial Statements comply with the stalulory
requirements, the governlng document and the Financial Reporting Standard applicable in the
UK and Republic of Ireland IFRS 1021 (Charities SORP {FRS 102)).
OBJECTIVES AND ACTIVITIES
Objectives and airns
The ch?rity's objectives as defined In the gov8ming document give the Trustees absoluta
discretion over payments of Income and capital with prior consideration being given to the
8dvancement of religion in any part or parts of the world in connection with the Roman Catholic
Church, provision for the education al schools or other educational establishrnenls of person
or persons under the age of 30 years and provision of food clothing and accommodation for
needy persons over the age of 55 years where such persons would by reason of Illness or
other hardship and through no fault of their own be othetwise deprived of the standard of living
which they might reasonably exp8Ct to enjoy.
Publlc beneflt
The Trustees have referred lo the Charily Commission's general guidance on public benefit
when reviewing their aims and objectives and in planning their future activities, as required
under Section 17151 of the Charitie5 Act 2011.
ACHIEVEMENT AND PERFORMANCE
The Trustees supported 26 charities in the year all connected with different aspects of th8
Roman Catholic Church both al home and overseas. The amount donated increased by
6.96'/0. Payments in support of work overseas were made to Gharitie5 regisl&red wlh the UK
Charlly Commlssion.
Investment perfomianco
The charity holds no investment properties. Its funds are held in investments. The Trust h8S
professional investment advisers who manage the charity's investments. During the year the
charity purchased investments for £199,368 and the annual revaluation saw a loss of
£179,188. Proceeds from the sale of investments were £209.699 and there was a gain on
disposals of £9,833.
At 5th April 2025 th8 Inv8Stmenls were in the following sectors..
2025
2024
UK fixed interest
UK listed e
uilies
Overseas e
uilies
Cash
Total financial investments
6.18°/o
40.19%
53.141.
0.49°/.
100%
41.47Yo
51.71 g/0
0.51'/0
100%

FINANCIAL REVIEW
Financlal posltion
The charity's funds decreased by £157,801 from £5,743,134 to £5,585,333.
All th8 charity'5 income is derived from its investments. Income increased by £14.933
113.25010) 10 £127.663.
Investrnent pollcy and obJo¢tlves
The charitls governing document places no restrictions on the discretion of the Trustees Sn
investing the charity's assets. The investment fund managers invest on a mediurn high-dsk
basis with a balanced Investment objective, and the investments are reviewed by
correspondence twice a year.
RgseNes pollcy
The Trustees have power under the governing document to apply income and capital lor the
Trust's objectives. In practice the Trustees aim to distribute the income and to build up the
capltal conlent as unrestricted reserves. The res8rves al the year-end were £5,585,333.
FUTURE PLANS
Th8 charity intends to continue ils existing work to rellev8 persons In condlllons of n88d,
hardship or distress and to prornole the Roman Catholic faith.
STRUCTURE GOVERNMENT AND MANAGEMENT
The governing document Is a Deed of Settlement dated 30 Marth 1966 made by Jeffery Arthur
Rose. The Trustees have unlirniled power of investment and if there are more than
Truslees, they have power to act by a majority. The power lo appolnt new or addltlonal
Trustees is vegted In the remaining trust88s.
Organlsatlon
The Trustees are responsible for the general governance of the charity and meet once a year
to manage and revlew the charitls activities and achievements. They identify projects and
organlsations they wish lo support, and the charlty does not mak& grants to people or
organisations who apply speculatively. The charity supports a number of charities on 8 regular
basis, most of whlch are known personally lo one or mor8 of the Trustees.
The charity has a policy of not r85ponding lo any correspondence unless it relates to grants it
has agreed to make or to the general rnanagemenl of the charity.
Inductlon and tralnlng of new trustees
New Iruslees would be provided with a copy of the charlty's governing documents, annual
report and financial statements for the previous three years and Ihe Charity Commission's
documents r81aling to the responsibilltle$ of charity trustees.
Risk management
The principal risk faced by the charity lies in the performance of investmenls. This is mitigated
by retaining expert investment managers and havlng a diversifi8d investment portfolio.

REFERENCE AND ADMINISTRATIVE DETAILS
Registered Charity Number:
248418
Prlnclpal address
clo Hunters Law LLP, 9 New Square, Lincoln's Inn. London WC2A 3QN
Trustees
Paschal Ryan Ichair of Trustees)
Benedict Henry Noble
Martin Boland
Bankers
CAF Bank Ltd. 25 Kings Hill Avenue, Kings Hill, Wesl M811ing, Kent ME19 4JQ
Sollcltors
Hunters Law LLP. 9 New Square, Llncoln'5 Inn, London WC2A 3QN
Inve8tm8nt Managgrn
Raymond Jarnes Investment Services Limited, 1 King William Street, London, EC4N 7AF.
Independent Examlner
Burgess Hodgson Limited Chartered Accounlanls, 27 New Dover Road, Canterbury, Kent
CT13DN
STATEMENT OF TRUSTEES RESPONSIBILITIES
The charity's Trustees are responsible for preparing the Trustees Annual Report and the
Financial Statements In accordance with applicable law and regulations.
The law applicable to charities in England and Wales requires the Trustees to prepare
Financl81 Statements for each financlal year. Under that law the Trustees have elected to
prepare the Financial Statements in accordance wlth United Kingdom Generally Accepted
Accountlng Practice (United Kingdom Account8ntg Standards and appllcable lawl. Under
company law the Trustees must not approve the Financial Statements unless they are
satisfied that they give a true and fair view of the state of affairs of the cha￿tY and the income
and expenditure of the charity for that perlod.
In preparing these Flnanclal Stalements the Trustees are required lo'.-
select suitable accounting policies and then apply them consistently
observe the methods and principles in the Charities SORP
make Judgments and a¢counllng estimates that are reasonable and prudent
state whether applicable accounting standards have been followed, 5ubjecl lo any rnatertal
departures disclosed and explained in the Financial Statements
prepare the Financial Slalemenls on the going concern basis unless it is Inappropriate to
presume that the charty will continue in op8ralion.
The Trustees are regponsible for keeping accounting records that are sufficient lo show and
explain the charity's transactions and disclose with reasonable accuracy at any time the
finanGial position of the charity and enable Ihern to ensure that the Financial Statements
comply with the Charities Acl 2011 and the Charity (Accounts and Reports) Regulations 2008.
They are also responsible for safeguarding the assets of the charity and hence for taking
reasonable steps for the prevention and detection of fraud and other irregularities.

Accountancy policy- Judgèments and esllmatlon un¢ertalnty
The preparation of the financial statements requires management to make judgements,
eslimales and assumptions that affect the arnounts reported. Accounting eslimales and
assumptlOll5 are made conceming the future and, by their nature, will rarely equ81 the related
aclual outcome. These estimates and judgements are continually reviewed and are based on
experience and other factors, including expedations of future events that are b81i8ved lo be
reasonable under the cir¢um$tan¢es.
Independent Examlner
Burgess Hodgson Limtted have been re-appointed 88 the independent examiner for Ihe
ensuing year.
Approved by the Trustees on
and slgned on their behaff by..
Trustee
stee
uslee

J A R CHARITABLE TRUST
BALANCE SHEET as at 5th April 2025
2024125
2023124
UNRESTRICTED FUNDS
5,585,332.61
5,743,133.91
Thero arn no R86trlctod or Endowm•nt Funds
represenl8d by'.-
INVESTMENTS al Market Value
5,490,402.53
5,670,088.36
CASH
Raymond James GBP accounl
Raymond James USD account
CAF Bank
30,973.35
37,834.28
29,867.01
27,074.46
50,506.95
DEBTOR
Pepsico Inc - Dividend received post 5 April 2024
Raymond James Gross Inte￿$t- recelved post 5 April 25
0.00
281.44
186.60
731.54
CREDITOR
Burgess Hodgson
Donation due to Prlsoners Abroad
Donation due to Friends of Tumaini
Donation due to Brenfv￿od Catholic Children's Society
-1,026.00
0.00
0.00
-3,000.00
-954.00
-2,000.00
-2,500.00
0.00
NET ASSETS
5,585,332.61
5,743,133.91

J A R CHARITABLE TRUST
STATEMENT OF FINANCIAL ACTIVITIES for th¢ year ended 5th April 2025
2024125
2023124
INCOMING RESOURCES (unreslrlcted funds)
UK CAF Bank interest (gross)
UK RJ Bank interest Igross)
UK Fixed Interest Igrossl
UK Dividends
Unit Trust Dividends
Overseas Dividends
Propety Income Dislribullon5
Gain on currency conversion
108.g6
1,155.39
18,293.01
74,039.97
4,785.34
29,280.39
0.00
0.00
127.663.06
114.47
1,322.26
14,645.85
65,777.73
5,209.02
25,660.94
0.00
0.00
112,730.27
RESOURCES EXPENDED lunra8trScted funds)
DlreGt Charltable Expendlture
84,500.00
79,000.00
Managgment and Admlnl¥tr•llon Expendlture
Hunters professional charges 2024125 (including
£1,452.40 VAT)
8urgess Hodgson - Independent Examiners f88 for
2022123 Accounts
Burgess Hodgson - Independenl Examiners f88 for
2023124 Accounts
Burgess Hodgson - Independent Examlners fee for
2024125 Accounts
Raymond James Management fe8S
Bank charges
Loss on currency conversion
8,714.40
9,440.40
o.ao
870.00
o.ao
954.00
1.026.00
21.592.48
80.50
195.81
116,109.19
0.00
19.532.28
78.75
0.00
109,875.43
THERE ARE NO PUBLICITY OR FUND-RAISING COSTS
Net Incomlngloutgolng Resourcès In tha year
11,553.87
2.854.84
GAINSILOSSES ON INVESTMENT ASSETS
Realised
Unreali5ed
9,832.74
-179,187.91
3,219.79
711.760.36
Total funds brought forward
5,743.133.91
5,091,738.50
TOTAL FUNDS CARRIED FORWARD TO THIS YEAR'S
BALANCE SHEET
5,585.332.61
5,743,133.91

J A R CHARITABLE TRUST
DONATIONS in the year ended 5th April 2025
Cheque
No
232
233
234
235
236
237
238
239
240
241
242
243
244
St Joseph's Pastoral Centre
Aid to the Church in Need
S.M.l.L.E
Tongabezi School Trust
Little Sisters of the Poor
Cardinal Hume Centre
St James Church
st Joseph's Hospice
St PalrSck's Church
Marriage Care
St John B05co Carnp BRCDT
Nazarelh Care Charitable Trust
Prisoners Abr08d
4,000
4,000
3.000
3.000
4,000
4,000
2,000
4,000
4.000
3,000
3.000
3,000
2,000
IE I
245
285
329
330
331
332
333
334
335
338
339
340
Fri8nds of Tumaln
HCPT
Emmaus, Greenwich
Finchley Foodbank
Foodbank Aid
Carltas Westminster
St Vincent's Centre Southend
The Passage
Catholic Children's Sociely Iweslminsterl
Walsingham House
Anchor House
JMB Educatlonal Twst
Brentwood Catholic Children's Society
2,500
3,000
3,000
2,000
3,000
2,000
3,000
4,000
4,000
4,000
5.000
3,000
3,000
84,500

J A R CHARITABLE TRUST
INVESTMENTS hold at 5th Aprll 2025
Value at
514125
Value at
514124
LIK Bonds
$ 300,000 Tesco 6.15Yo Snr Nts 1511112037
£110,000
UK {Govt ofj 3.50k Bonds 2211012025 GBP 0.01
238,892.08
109,560.77
242,403.71
110,030.17
UK Companl•s
10,000
Avivg Ord GBP 0.328947368
30,OOQ
Barclays PLC Ord 25p
8,800
BP Ord US$O.25
2,000
Diageo Ord GBPO.28 1011108
8.000
Experian Group US$O.10
11.440
GlaxoSmilhKline Ord 25p
14,300
Haleon PIC Ord GBP 0.01
9.730
HSBC Holdings Ord US$O.50
14,300
Legal & Gen8r81 GP Ord GBPO.025
100,000
Lloyds Banking Group Ord 0.1 Op
500
London Stock Exchange Ord
15,000
M&G PIC Ord GBP 0.05
7.750
National Grid Ord 0.12431289p
6,000
Prudential Corp 5p
700
Reckitt 8enckiser Group Ord 1 Op
4,000
Rio Tinlo Ord 1 Op
6.723
Shell PIC Ord e0.07
70,000
Scotllsh Mortgage Inv Trust Ord O.OSp
5,500
SSE Ord 50p
3,696
Unilever Ord 0.031111p
Europo
1.300
USA
130
Adobe Inc Com USD 0.0001
1,200
Alphabet Cap $0.001 'C' Cla88
440
Amazon Com Inc
1,500
Apple Inc Com US$O.OQ001
400
Becton Dlcklnson Com US$1
700
Brlstol.Myers Squibb Com US$O.10
190
Calorpillar In¢ Com USD1
500
CDN National Railways Com NPV
140
Deere & Co Com USD1
300
Equifax Inc Com $1.25
1,600
Findlay Park Funds American USD
14,451.52 JH Slral Inv Fds JH Insll Nth Amr Idx Acc
140
Intuit Inc Com
1,260
Johnson & Johnson Com
400
Mela Plaffomis Inc Com USDO.000006 CL'A,
600
Microsoft Corp Com
350
Pepsico Inc Cap USD 0.016666
1.000
Procter & Gamble Com NPV
100
Servicenow Inc Com
300
Stryker Corp Com Stock
90
Thermo Fisher Scientific Com USD1
2,000
Verizon Communications CcKn $0.10
230
Visa Inc Com Stk USD 0.0001
52,540.00
75,015.00
32.621.60
40.240.00
259,680.00
162,162.00
54,840.50
73.948.00
31,817.50
65,000.00
55.725.00
27,652.50
80,135.00
44,808.00
35.574.00
169.560.00
166,831.25
598,780.00
88,055.00
173,490.24
36,780.00
56,922.00
44,536.80
28,495.00
339,100.00
186,414.80
46,603.70
62,408.22
35,907.30
53,320.00
32,823.00
31,260.00
61,980.00
27,986.40
29,925.00
198,980.00
186,899.40
60D,320.00
87,422.50
141.815.52
Neslle SA CHFO.10
102,498.19
106,175.81
0.00
137,155.06
58.207.81
218.604.22
64,161.66
29,947.16
42.344.71
37,323.73
46,557.28
48,754.84
261.337.91
492.811.43
60,818.19
149,374.06
156,189.42
167,029.50
39.697.59
126,681.68
55,828.90
80,256.23
30,490.17
66,578.47
55,716.65
49,963.23
146,349.34
64,512.92
241,827.22
78,010.52
28,460.51
45.074.62
35.960.72
32,683.16
60,879.86
271,606.03
492,286.54
70.512.42
152.119.S6
208,890.54
202,268.98
29,479.97
123,669.03
62.072.18
83,427.87
41,316.54
66.738.49
0.00

J A R CHARITABLE TRUST
INVESTMENTS held at 5th April 2025
Asia Paciflc
3,900
Australia & New Zealand Bank NPV
15,000
Australian Foundation Inv NPV
18.981.447 First Sentier Inv Stewart Invrs Asia Pac Ldr Acc
1,200
Jardlne Matheson Hddings US$O.25
51.458.27
49,724.92
184,972.30
38,953.74
59,209.12
56.814.62
193,441.82
24,003.42
5.490,402.53 5,670,088.36
Market Value at 514124 of Investments sold In year lo 514125
Co•t of Investments purchaièd
-199,865.87
199,367.95
AdluBted value at 514124
Value at 514125
5,669,590.44
5,490,402.53
GAIN{ILOSSI IN YEAR TO 514125
-179.187.91
10

J A R CHARITABLE TRUST
INVESTMENTS CHANGES In the year ended 5th Aprll 2025
Market
Valuo at
514124
Disposals
Procoeds
GalnlLoss
30-Sep-24 2,000 Experian PIC Ord USD 0.10
3Q-Sep-24 100 Mela Platfomis InG Com USD 0.000006
3Q-Sep-24 300 Apple Inc Com USD 0.00001
31-Mar-25 130 Adobg In¢ Com USD 0.0001
78,078.94
67,820.00
42.343.79
41,778.11
51.493.09
40,304.54
37,782.80
49,963.23
209,698.61 199,865.87
10,258.94
565.68
11.188.55
-12,180.43
9,832.74
Acqul8ltlon8
O&Jun-24 1,750 Nallonal Grld New Ord
28-Jun-24 JH Slral Inv Fds JH Instl Nth Amr Idx Acc
30-Sep24 1,000 Diageo Ord GBPO.28 1011108
30-Sep24 2,100 Pnjdenlial PIC GBP 0.05
3(>Sep24 2,500 Avlva Ord GBP 0.328947368
3(>s8￿24 150 London Slock Exchange Ord GBP 0.06918604
30-Sep-24 130 Pepsico Inc Cap USD 0.01666
30-Sep24 150 CDN National Railways Com NPV
3￿se￿24 230 Visa Inc Com Stk USO 0.0001
30-Sep-24 40 Caterpillar Inc Com USD 1.¢)0
30-Sep-24 40 Deere & Co Com USD 1
30-Sep24 First Senlier Inv Sl Asl8 Pacific Ldrs Acc
01-Ocl-24 384 Jardin8 Matheson USD 0.25
31-Dec-24 JH Slral Inv Fds JH Insll Ntr Amr Idx Ac
31-Mar-25 First Sentier Inv Sl Asia Pacilic Ldr5 Acc
Cost
11,287.50
1.877.45
26,390.54
14,815.70
12,292.73
15,571.23
16.809.25
13,407.70
47,556.13
11,923.24
12.667.12
1,275.11
11,861.48
1,258.00
374.78
199,367.95

J A R CHARITABLE TRUST
NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 5TH APRIL 2025
General Informatlon
The charity is a public beneht entity and registered Charity in England and Wales and
in unincorporated. The address of the principle office is Hunters, 9 New Square,
Lincoln's Inn, London WC2A 3QN.
Basls olAccountlng
These financial statements have been prepaT8d in compliance with FRS 102, The
Financial Reporting Standard appllcable in the UK and the Republic of Ireland,, the
Statement of Recornmended Practice applicable lo charities preparing their accounts
in accordance with the Financial Reporting Standard applicable in the UK and
Republic of Ireland (FRS 1021 (Charities SORP IFRS 10211 and the Charities Act
2011.
The flnancl81 statement Is prepared in Sterflng. which is the functional currency of the
entity.
Hlgtorical cost accounting njles have been applied in all instances except for the
V81ualion of inveslm8nts. Investrnents have been v8lued at their yearond market value,
on a middle price basis. Any corresponding gain or loss on this revaluation is shown in
the Statement of Financial Activities for the year.
Debtors and creditors wllh no stated interest rate and receSvable or pay8ble within one
yaar are recorded al Iran5aclion priGe. Any losses arising from irnpairment are
r8cognlsed in the profit and loss account in other administrative e￿n5&s.
Loans and bO￿owingS are Inltlally recognlsed at transadion prl¢e Includlng tran$actlon
costs. Subsequently, they are rneasured at amortised cost using the effective interest
rate method, less impairment. If an arrangement constitutes a finance transaction it Is
measured at present value.
Flnanclal Instrumonts
Flnancial liabilities and equity instrument5 ar8 classified accordlng to the substance of
the contractual arrangement entered into.
Income
The Trust income is derived solely from its inve5tmenl portfolio. The Trust receives no
donations and is not involved in fund-raising or publicity.
staff Costs
The average head count of employees during the year was 012024: Nil). No employee
received employee benefits of more than £60,000 during the year12024.' Nil). This
employee and key management personnel figure does not include the TNstee$
appointed and in p0511ion during the year.
12

Trustees Remuneratlon and Expenses
No remuneratlon, beneffts or expenses were paid to the Trustees of the Charity in thé
cu￿ent or previous year.
Investment5 at Market Value
Comprised-.-
2024125
2023124
Fixed Interest securities
uilies
348,453
5 141,950
6.35°/.
93.65°
352,434
5 317654
6.22Y
93.7810
All investments are carried at their fair value. Investments in equitie5 and fixed interest
securities are all traded in quoted public rnarket5, primarily the London Stock Exchange.
Holdings In common investments funds, unit trusts and open-ended investment
companies are at the bid price. The basis of fair value for quoted Investments is
equivalent lo the market valu8. using the bid price. Asset sales and purchases are
recognized at the date of trade al cost (that is their transaction value).
Independent Examlnatlon
Burgess Hodgson have provided a provlsional fee of £855 plus VAT12024.' £7951 in
regard to the annual independent examination on the 5 April 2025 accounts, which will
be paid and reported in the 5 April 2026 year.