Saltalre United Reformed Church Registered Charity No. 244137 Annual Report and Financlal Statements for the year ended 31 March 2025 Contents Page General information Annual Report Receipts and Payments Statement of assets & liabilities Notes Independent Examinerfs Report
Saltaire United Reformed Church General Information for the year ended 31 March 2025 Page I Trustees.. Name Janet Clark Linda Malloy Anthony Wilson Charity number The charity was registered with the Charlty Commission for England and Wales, number 244137. The charity is registered as TrLtst Property held in connectlon with Saltaire Uniled Reformed Church. Prlnclpal address Victoria Road Saltalre BD18 3LF Bankers Lloyds Bank plc 25 Gresham Street London EC2V 7HN Independent examlner Chris Tarbard AIMS Accountants for 8uslness 5 Huxley Close Macclesfleld, Cheshire, SKIO 3DG Strurture* governante and management Saltaire United Reformed Church is a congregation of the Yorkshire Synod of the URC and decisions are taken by the Trustees, wlth the support of church members through regular church meetings. A building and flnance committee advises the elders and church meeting about it5 physical and temporal a55et5. The chzrity, as well as being responsible for the Grade l Listed Italianate church built in 1859, has two other constituent trusts, covering the manse for a minister, by a deed dated 21 Au8USt 1959, and the Salt mausoleum endowment fund by a deed dated 14 December 1939. Elders and church officers are appointed normally for terms of 3 year5, With appointments being ratified by church meeting.
Saltaire United Reformed Church Annual report for the year ended 31 March 2025 Page 2 Objectlves and activities The charity's principal activities are ministry and mission in the Christian faith based In a Grade I listed church in the UNESCO World Heritage 51te of Saltaire. Public benefit statement In setting our objettives and planning our activities, the Trustees have given consideration to the Charity Commission's general guidance on public benefit and in particular the advancement of the Christion faith. Achievements and performance This year we were delighted to welcome one new worshlpper into membership. At the start of the year, we only had the seNices of one organlst at our Sunday morning worship, on roughly one Sunday per month. Since August 2024, we have been able to call on the servlces of a further or8anist who has moved into the area. Having the beneflt of a weekly organist has enhanced our worship. The Elders supported by the church members and adherents continue to malntain this historlc church. In the absence of a caretaker, mlnor repalrs and cleaning of the premises are undertaken by the church membership. We have contlnved to add to the group of people willin8 to lead worshlp. SeNice5 were held on a weekly bas15 throughout the year, with the exception of two Sundays, one service of which was cancelled due to adverse weather. For the first time since we resumed worshlp In our sanctuary, we were able to hold a seNice on the mornln8 of Good Friday. On Easter Sundayi we decorated our wooden cr055 wlth floweT5. A Harvest Festival was held on 29 September when 8ifts of tinned and dried food were donated to the local Food Bank. Members of the Scout Group attended worship on Remembrance Sunday. Then on the afternoon of IS December a Carol Setvice was held and we were pleased to welcome a few visltors. On 19 May, we hosted a Pentecost Pralse In our church grounds, organised by Shipley Christians Together. A time of fellowship is shared over tea/coffee following worship. This year we seem to have welcomed less people vlslting the area to our worship. As at 11 March 2025, the church membership was 10 actlve members, 8 non-attending plu5 3 adherents. Contact is malntained by means of telephone ca115, emai15, texts and vislts, with members no longer able to attend worship due to incapaclty or111 health. Durlng the year, four church meetings were held including the AGM on 17 November 2024, plus two Extraordlnary Church Meetings. The Elders also met regularly. The church continues to take bookings for weddings, funeralslmemorial services and infant baptisms/dedications/blessings. We are very grateful to those ministers on whom we call to lead these services. Between April and October 2024, the church was open for vi51tors on most Sunday afternoons between 12 noon and 4pm. This provides an opportunity for private prayer, to listen to the organ being played, learn about the beliefs of the URC, the current 51tuation of the church, the history of the church and Sir Titus salt. In addition, the chvrch opens fDr visitors durirng community event5 held in the village, e.g. World Heritage Day, Saltaire Arts Trail and Sa1taire Festival. Hundreds of visitors from around the world are welcomed into our church.
Saltaire United Reformed Church Annual report for the year ended 31 March 2025 Pa8e 3 The church cafe was open to the community on the first Sunday In each month between April and October 2024. Additional openings took place during community events in the vlllaEe. The downstairs rooms are used weekly by the Slh Shlpley Scout Group durlng school term time for 4 to 14 year olds in Squirre15, Beaver Scouts, Cub Scouts and Scout sections. On reaching the age of 14, Scouts are given the opportunlty to join one of the District explorer Scout Units. The leadership offers a balanced indoor and outdoor programme to asslst In developing skills for life for our youn8 people and along the way hopefully gain badges and the highest award in their section. These rooms are also used regularly by a Pipe Band, Shipley college and on an occasional basis, other organisations. During the Soltaire Arts Trail there was an exhlbition of large tapestries in our sanctuary entitled 'Tale5 from the Loom, by local artist Chrissie Freeth, which proved very popular. Further artwork was exhlblted In the church 8rounds. Then, durin8 the Saltaire Festival, the church hosted an additional exhibitlon by Aire Valley Art5, which this year wo5 held in the sanctuary. The Arts Group recorded 4,496 people passin8 throu8h our door5. A local Saltaire Gulde and team frequently bring groups of people into church to 8lve them a talkldramatisation about the history of the church, Slr Titus Salt and the village. Other groups book independently and are served tea/coffeelbiscuits by members of the church. A Carol Concert or8ani5ed by the Rotary club was held during Oecember. The church supports Bradford North Food Bank based at shipley Bapt15t Church by maklng regular donations of food and money. Other charitles $ppOrted during the year were Christian Aid, The Royil 8rltish Legion and the Lepr05y Mission. The church is a member of Shipley Chrlstians Together and is Brateful for the help recelved from some clergylmembers within the group. A donation wa5 made towards the c05t of the Christmas Day lunch held for the homeless, lonely and vulnerable. Back in 2023, we were encouraged to consider purchaslng a donation station for our sanctuary as nowadays many people no longer carry cash. As a result of perseverance by one of our Elders, by September 2024 we finally had a working donation station in place. Funds are raised from donations by the congregatlon, visitors, visltlng groups, the café, sale of refreshments and charges for room hire.
Saltaire United Reformed Church Annual report for the year ended 31 March 2025 Page 4 Financial review Incomè Total receipt5 were £38,511, 3 decrease of £76,608, reflectin8 the grant and insurance income received In the previous year. Lettings increased substantially year on year and car park income doubled on the previou5 year but this wa5 due to outstandin8 invoices al the1è5t year end. Expense Overall, expense5 have reduced to £43,859 from £130,950 in the previous year. which relates to the loan repayment and building work. There was also o reduction in manse related costs, as the manse was sold mld-way throu8h the year. Overall Expen5e5 exceeded income by £5,348. The loan wlth The United Reformed Church IYork5hire Provlncel Trust Ltd at 31 March 2025 is £101,965. Reserves pollcy The charity's cash reserves at the year end were £12,00212024 £17,350). The pollcy of the Trustees Is that the General ReseNe5 of the charity should be suffSclent to cover at least three month'5 expenditure, which is currently around £11,000. The balance of £12,002 at the year end exceed5 thi5 target. Future conslderatlons In the next 12 months, there will be financial challenges for the chhrity to meet its liabllltles. The Trustees will be considerlng ways of raising income and cuttin8 Costs. Slgne(J on behalf of the board of Trustees.. Date.. Trustee Trustee
Saltaire United Reformed Church Financial Statements for year ended 31 March 2025 Charity Number: 244137 Puge 5 Receipts & Payrnent5 Aecelpts Unrestricted Funds Total 2025 Totol 2024 Fund Minlstry & Mlsslon Con6regational 6ivin8- 5tandingorders Congregatlonal glvln8" envelope5 Congre8ational glvln8- church colle£ttons 5,793 1,125 1,093 8,011 2,75Z 1587 2.715 5.700 11.002 449 53,686 4.730 69,867 1,125 1,093 8,011 2,752 OofF & othÈr8ilt-aided Grants & refvnds Other incrrfre 2.033 12,796 2,033 Il796 Bulldlns & Voluniary Income DonatlOll5- ChurEh Dpenln8 WeddSn8 & Funeral Collectlon5 1.941 3,145 403 1,941 3.145 403 20 3.180 390 325 200 1,325 250 3,360 Other events Shop & Guide s•le$ Café Income Lettings Car Parkih¥ Oiher Income Insurance clalm VAT Income 1,574 8,B30 6,580 1.574 8,830 6,580 Lo 3,132 io 3,232 35,042 l.J60 45,251 25,705 io 29,715 Totll R•relpts 38,501 io 38,511 115,119 P•yrnentS Unrestrithed Fund$ Re5toratlon Furtd Total 2024 2025 Mlnlstry & M1551on URC MINistry & Mlsslan Man50 Costs Sunday 5ervlces & w2ekly actlvliles Weddln85 Orga, Or8artl$¢ & musl¢ d,044 1,043 1,030 2,695 1,550 10,162 4,044 1,043 1,030 2,695 L,sso 10,362 4,308 2,079 1,173 755 585 4500 ulldlnl •nd Act5vltl•s Café pbymentS aeDfflin8 Fund rai5in8 envelopes etc Audil Fee 147 147 115 12 203 330 203 330 630 585 3.383 21967 165 264 4,685 2,918 3,825 31,376 161 190 51,488 76 211 122,050 140,950 Gas In5urancqs/ In5PECtlon$ CouncllTax Water Rate5 (bS4DeSS strqaml Equipment & Repairs Building repairs18er¢erall Major bulldlnEwowk5 Itowtr repairs) Bullding improvEtnents 5tationeryi printlng & postage Lkenses eulldlng Loan repayments 4,090 19.358 4,090 19,358 376 270 7,030 376 270 7.030 19 19 Miscell*neous expenses 1.674 33,497 43.859 1,674 33,497 43,859 Totèl paymet) Ner Re¢eipis18$5 Paym¢nts ta5h Funds last year end C4$h Fund5 th15year end 15,3581 17,350 11,992 io 15,3481 17,390 11.002 115,8311 33.181 L7.350 io
Saltaire United Reformed Church Financial Ststements for year ended 31 March 2025 stètemEnt of A55ets and Uabllltle5 Rostoratlon Toial Fund 2025 Ullre5trictEd Funds Totol 2024 Cash Fund5 Lloyds bank Cash in hand 11,758 233 11,991 11,758 243 ii,ooz 17,193 158 17.550 io io other monetsry 45$9ts Amounts recolvable at 31 March related rothe5e acwunts Bulldln8 income & car parklng due Prepayment orn ifisurance church Prepaymernt on Insuranre manse Prepaymer*tlcredit on 8aslelectrlc at manse Overpayrnent on elettilclty Prepaymenr on 5e¢urity Pfopaymenl on Internet 1,400 21,133 127 86 18.987 18,987 1,745 63 1,745 J50 22,89S 20,755 20,795 Assets retalned lor the chirlty's own use The church is vÈsted in tho Yorkshlre Congre8atlonèl UnloTh. The mar15e wa$ $old in O¢¢ober 2024. The funds Bre held ors behalf olthe church In a restrlctEd fund bythe YCU. The amvuTrt hild is £270,562. 395 39S 2.165 20 330 IOJ,965 103,480 Other ¢redltDrs (Water Ald donatlonl Independent Examlnatlo Loirn wittt URC (Yorkshire Provlncel 350 101,965 102,710 350 101.965 102,710 169,9241 io 169,9141 165,294 Prevlou5 Yeor 163.2341 163.2541 518ned on behalf of all the boord olTrustee5'. Date uf Appiovbl Sydnature Printerl
Saltaire United Refomied Church Flnandal Statements for year ended 31 March 2025 Note5 to theAccounts l. D•t4lkd Resioratlon Grants Ern8li5h Heritage Getty Four¢datlon May 2011 YorkshlrE H15toric ChurchtsTrust L15ted Place5 of Worship VAT English Hi5tof¢c Churches Tvust Congregatlonal & General Insurance enson Foundalio Wolfson FOndatIOn Henry Moore Foundatioh Morri5 Trustl All Churches Trust Gift re Bert & Shella Thornton Wren Envlronrnental Oenls Salt ieÉacv Church Mpmber- anonymous Nation81 Churches Trust 2021- 2025 2016. 2020 2011- 2015 243,535 S,ODD 4.000 53,114 4D,000 9,9 1,738 10,000 3,000 2.000 5.000 2,(KlO z.ozo 51,488 51,488 11,738 382,569 2. Gov•rnine Expen5e5 &Tw$tee$ No Trustees recelved remuner8tlon or expeDse5 from the charliy In re5pe¢t of their r¢le as Trustee. Some Trustees recelve fee5 from tirne to tIrnE for 5efvices provided t¢ weddlngs In respett of leèdlng the servlco, pliyln8 the organ. re8lSterln8 the weddln n8lnÉ bells or5upeTvlsln8 the bulldlngand graund5. These are entlrely fuNdd ffom weddlnB fees pald by the weddlng couple5 ii nd are Shown as weddln8 fee5 recefved and p3ld out In the 3bove accounts. Some Tru51ees are re1Mbr5ed from tlrne tc lime lor supplles ihey have purchased on behaifof ihe church, 5uth a5 slation¢ry supplles, ty)-Ilne pwrchases for the thureh 8nd café supplles, The cosis reck¢ned 0$ 8overnonc¢ wsts of the ¢h•rlly •r* •$ follow$'. Independent exèmlnatlon 2025 2024 350 350 330 330
Saltaire United Refomied Church Independent Examinerfs Report to the Trustees of Saltaire United Reformed Church Poge 8 I report on the accounts ofthe chority, foTthe yeèrended 31 M8rth 2025, whlch are set out on pa8e5 5 to 7. Respective resp¢nslbllltle5 of Twstees and e¥amlner The thèrlty's Trustees are responsible for the preparation of the accounts. ThE charit¢s Trustees conslder thot an audit 15 riot required for this veèr under setti0 144121 of the Charltle5 Aci 2011 Ithe 2011 Acll and th3t an indÈpÈrsdÈnt Èxèmin8tlon is needed. e%amine the accoDnts under 5ectlorn 145 of the 2011 Art,. to followthe proc2dures laid down in thÈ GÈnÈral Dirttlions glven by the Chadty Commlssloners tynder 5e£tion 145ISllbl of the 2011 Aet- and to state whether partIclr marter5 have come to rny attention. Bg$1s ol Independent examlner'5 repurt My examination wis earrled out In èccordance wlth the general Dlrealon5 Blven by the Charlty Commisston. An exèmlTraiioD include5 a review of the OCCQUDtiThg record5 kept bythe tharityand a comp8rlson of the 8ccounts pre5Enled wi¢h tfv05e recprd5. It a15D Includes conslderatlon ofany unusuèl items or di5closure51rn tho account5, seeklnÉ explanatlons from you as Trustees concerning any such Matters. The procedures undertaken do not prDv¢ile all thp ewdernce thit Wold be requlred In an audlt and ConseqentlY no oplnion Is 8lven as lo whether thp actounts present a'true and fair view. and the report Is Ilrnlted tDthcse rnatteis set out In the statement below, Independqnt e¥•mlrn•r's st4t•m¢nt In connectlon wlth my examlnatlon. no matter has wrne to my ?ItentlDn'. which 8ive5 me fea50nable (ause to bElieve thot sn ony Moteri)I re$p¢¢t iho r¢quSrements to ko¢p a¢COUnlin8 records In accordancew5th secilon 130olthe 2011 Act,. Ind 10 prepare account5 whlch eccord wlih the N¢¢ountln6 CordS 3nd tomplywith the 8ccountln8 requlrements of thé 2011 A¢¢ h•ve noi been met.. ar to whlch. ID myjplnlon, attentlon should be drèwn In orderto enable B proper under5tandin8 of th4 •¢¢¢unts to be reachÈd, 518ned.. D)te'. Namt,, Address.. ChrlsTarbard AIMS Account8nts for 8uslness 5 Huxley Close MJcclesneld Cheshlre 5KIO 3DG