BINGLEY UNITED REFORMED CHURCH
TRUSTEES REPORT and FINANCIAL STATEMENTS
FOR THE YEAR ENDED
31ST DECEMBER, 2024

BINGLEY UNITED REFORMED CHURCH
ROPERTY TRUST
CHARITY REGISTIL4TIOI% .tyUMBER 243345
Address of the chari
Dryden Street, Bingley. W¢st Yorkshire BD16 2LU
Address for corres
ondence:
Bingley United Refornied Church. Dryden StreeL Bingley, West Yorkshire, BDI 6 2LU
REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024
FOR PRESENTATION TO THE
ANNUAL GENERAL MEETIliG TO BE HELD ON THURSDAY 25ih
ri12025
STRUCTURE GOVERNANCE AND MANAGEMENT
The charity is a trust governed by the terms of the Charity Commission SCHEME dated 20
December 2002. number 243345. There are two linked irusts under this nurnber.
The Elders of the church administer the trust. the propety of which is held by the sole trustee. The
Yorkshire Congregational Union {Incorporated). in ac¢ordan¢e with Model Trusts set forth in Part l of
Schedule 2 to the Unitrd Refomed Church Acl 1972 (as amended).
Day to day maintenance of the buildings and letting of the shop properties is delegated io the Church
Property Committee. The members of th¢ wmmittee and the Elders are elected by lh¢ ¢hur¢h meeting.
There have Eten 12 meetings of the Elders through the year.
Church mtttings took place in Marth. June. September and December, with the AGM tsking place in
April.
The Property Committee had one fonnal meeting during ihe year. Committee members also met on an
ad-ho¢ basis. or by telephone, to ensure any required actions wer¢ completed.
AIMS AND PURPOSES
The purpose of Bingley United Refonned Church is to advance the Christian faith for the ben¢fit of
the public in a¢cordance with the statements of belief appearing in the Basis of Union of The United
Refornied Church Manual.
OBJECTIVES AND ACTtvtTIES OF THE CHURCH
The Elders of the church are committed to enablin8 as many people as FKIs5ible to worship at our
hurch and become part of our community. Our servlces and worship put faith into practice ihrough
prayer and scripture, music and sacrament.
When planning activities the Elders take note of the Charity Commissions guidance on public benefit
and, in particular, the specific guidance on charities for the advancement of religion. Jn particular we
try to enable ordinary people to live out their faith as part of our community through:
worship, learning about the gospel and developing their knowledge and trust in Jesus.
pastoral Care.
missionary and outreach work.
To facilitate ihis the church..
supports the mission objectives of The United Reforn)ed Church. of which it is a member
church, with particular reference to iheir application in Bingley
It is a condition of the Trust that the Trustee and the ChU￿h Elders must apply the clear income of the
harity in the repair, maintenance and improvement of the church premises and the associaled

properties, and in oiherwise furthering the religious and other charitsble work of Bingley United
Reformed Church.
ACHIEVEMENTS AND PERFORMANCE
CHURCH ACTIVITIES:
We provide and maintain a church building, which was two hundred years old in 2018. for Christian
worship and associated meeiings and ceremonies for all who wish to attend. It was built on land gifted
to the church in 1773 because the original chapel in Chapel iAn¢ was too small to accommoda* a
growing congregalion.
WORSHIP
Worship took place through the year. being led by our minister, visiting ministers. lay prea¢h¢rs. and
church members. Our minister was unfortunately unable to carry out moll of her usual commitments
due to illness.
In addition to the nomial Sunday services, we h¢ld a ser4ice on Maundy Thursday.
The Lent Group met on 4 occasions in March, for bible reading. prayer and discussion.
The Bible Fellowship for spirilual refreshmenl and growth met monthly during the year. This open
meeling can include Fellowship, prdyer. music. Stillness. Bible reading and refleclion.
Singing for Fun
Thcre were 12 meetings of the Singing for Fun group. which is an all-inclusive group for members.
attendees. and anyone else who enjoys singing and fellowship.
l am Mark
We had hoped to hold this one-man dramatizcd reading of Mark's Gospel by a professional actor in
2024, working with ihe other churches in Bingley. bul it has been held over unlil 2025. Bingley URC
is providing the funding and is working wilh Bingley Parish Church in organising ihe event. It will be
held on Sunday 6 April al Bingley Parish chU￿h as li has suificient seating capacity for the hoped
for audience.
OPEIY CHURCH SATURDAYS.. The church has been opened once a rnonth on a Saturday on 7
occasions through the summer months providing an oprK)nunity for anyone to come in for rest.
relaxation, a light lunch, prayer or just a look round.
WARM WELCOME and SUMMER SPACE MONDAYS: the church wa5 open as a "Wam
Space" or "Summer Space" depending on the tim¢ of year on Mondays through January to August
2024 offering wam)th, hot and cold drinks. and a¢tiviti¢5. Although the take-up has been small it has
been appreciated, not least as a place for church members lo socialise.
External groups who would nomially use the church met through the year. These included the Girl
Guide Leaders group (Trefoil Guild) and sewing classes. Facilities were also made available for a
bereavement counselling group to meet when rquired.
Safeguarding
The Church Safeguarding Group continues to care for the welfare of children and adults in lh¢ church.
The Safeguarding Policy wa5 restructured to fit more closely with ihe URC Model Policy in 2022,
but the URC 'Good Practice, d(Kument wa5 reissued in late 2023 as version 6. The policy is routinely
reviewed annually and approved at the AGM to tak¢ account of such changes in legislation 8nd
guidance. Safeguarding is on the agenda for every Elders Meeting
Policies and Guidance
In addition to the Safeguarding Policy other policy documents reviewed annu311y and put for approval
at the AGM in 2024 were the Chureh Constitution, the Health and Saf¢ty Policy? The Data

Privacy Statement. the Finance Policy? the Fire Risk Assessment and the Asbestos Management
Policy and Register. All the do¢uments were approved at the AGM.
The defibrillator. which was installed on an external wall in 2018, was accessed 7 times during the
year by members of the public but fortunately did not have to be put into use on the paiients.
Our church membership at the end of 2024 was 28. a small decrease from 31 in 2023.
CHARITABLE WORK:
The church has continued to provide financial assistance to the Immanuel Project in Bradford in
2024. 2 donation of £1,000 meeling the cosl of their subscription to "Fair Share" an organisation
which provides food to them sourced from supemiarkets, excess Stock etc... The Project provides
meals (which were take-away during the pandemic but now back to nornial) and a range of support to
the most disadvantsged in central Bradford. The grnnt is likely to be continued in future years.
Food and dried goods were also donated throughout the year by church members to the Centrepoint
{Owlet Grange) Project (fornierly known as The Bradford City Centre Project). They also received all
our Ha￿¢s¢ gifts.
The church was able to hold the nornial six charity fundraising coffee mornings during 2024, in aid of
Christians Against Poverty (CAP £250), Martin House (£264), Ataxia UK (£307), ShelterBox Ga3A
Appeal (£414), the Leprosy Mission (£430) and the Church Christmas Charities (£200 each for Shelter
and the Bradford Soup Run). Gift Aid is claimable on some of these funds and will be lorwarded to
the chariti¢s when received in 2025.
Church members continued to donate to the Leprosy Mission and a total of £71 was Collected this
year.
The church family again came together to make-up or donat¢ items to fill shoeboxes, this year for
Teams4U (Charity No. 1114131). A total of 64 boxes were packed and despatched to Eastern Europe.
Again. it was a joint effort across the congregation who helped in a multitude of different ways lo
ensure the end products contained a comprehensive range of items. stationery. toiletries. hats, gloves,
socks and underwear. toys. games and novelties. Exlra hand knits and Ixix fillers were gratefully
received by Teams4U. The balance of the costs including carriage (£528) was made up from church
funds.
PROPERTY ADMINISTRATION:
We mainlain the church building. a l¢ased residential property {the cottage) that fomis part of the
church building and a separate building which houses four leased commercial shoploffice properties,
the r¢ntsl income from which is used to further the church's work in Bingley.
Maintenance work on the church included PAT checks, Fire alarn) checks, gas service check5.
servicing of loop system, the organ and door locks. On the recommendation of the Structural Engineer
steel reinforcing plat¢s were fitt¢d to the queen post Irusses in the roof. Th¢ flashing over the side door
was replaced by a full lead cover.
Work was started on the replacement of the lead lining to the gutters, the church being fully scaffolded
to allow this to be done. Unfortunately. it was found that the stone slates were too brittle to allow them
to be lifted and new lead placed under them. It was agreed ihat the best way forward was to replace th¢
stone with Welsh slate. Planning permission will be applied for this change but as part of that a bat
survey was required. This identifi¢d that bats were present externally, so four more checks are
required over the winter and summer of 2024125. The results must be submitted to English Nalure and
their recommendations forni part of ihe planning process. Illwhen planning approval is given a licence
must then be obtained from DEFRA which will specify when the work can be carried out. At this
stage we are provisionally planning for lale 2025. alihough it may have to be in 2026.
All the shoploffi¢e properties were leased to ten8nts during 2024. One lease ended in December
2024, but a new tenant has taken over the property.

The only maintenance required on the shops was for replacement of ihe ridge til¢s on part of the
remises and the routine fire alann checks.
Th¢ ¢ottage lease will be up for renewal in 2025. The only maintenance required was ihe routine gas
heater servi¢e and fire alami checks.
The church has minimised its carbon emissions as much as possible and this year more than offset its
carbon emissions from gas and electricity by purchasing carbon ¢r¢dits equivalent to 6 tonnes of
carbon dioxide.
FINANCIAL REVIEW
Leased Pro
ertie5:
Rental income was £33.6k. down from the £35.4K last year due to trading difficulties.
Expenditure on maintenance was £4.95k, the major item being the ridge tiles.
Insurance was £3.047, up from £2,21 l in 2023.
Professional fees were £1.200. being rent review and lease consultsncy on 122all 24a and 130 Main
Street.
Expenditure on minor maintenance of the residential property was £60, down from £205 in 2023.
There was a surplus of income over ¢xpenditure of £24.3k, a decrease from the sU￿lUS of £30k in
2023.
The Yorkshire Congregatlonal Union, as landlord, hold £7,290 as l¢nants' rent deposits. Interest for
the year of £255 was paid directly to the tenants as required by the leases.
Church Buildin
Maintenance costs were £20.5k {up from £6.7k in 2023}. the major costs being for scaffolding and
lead work.
Insurance was £4.6k similar to the previous year.
Professional fees were £2.3k. This included the Principal Designer Fee for the gutter work and the first
bat survey.
Church O
ratin
en$es:
Expenditure was £27.9k, a de¢reAse on the £27. Ik figure in 2023.
The URC payment for 2024 was £12,120, an increase on the £l1.688 paid in 2023.
Income slightly increases (from £20.7k in 2023) to £24.5k, although there was also a transfer of £7k
from the property funds (was £4k in 2023).
Income from collections and Gift Aid increased to £18.8k (was £17.1 k in 2023}.
Income from lettings in¢r¢ased to £2070 (£1690 in 2023).
The Church Operating Expense Balan¢e was a surplus of £3,697, compared to a deficit of £2,427 in
2023.

Combined Accounts
The deficit of Income over Expenditure for the year was £4.05k. (£3.7k surplus from church, £7.75k
deficit from property) compartd to a surplus of £13.Ik in 2023.
Funds
The totsl unrestricted funds at ihe year-end were £132k. a decrease from £138k in 2023.
A new fund has been created, Ihe Church Roof Fund with an initial allocation of £56,000 drawn from
other funds &$ noted below.
The Church General MaiDtenan¢e Fund is decreased by £30.000 to £15.500 to provide for
anticipated minor repairs.
The Man5¢ Maintenance Fund is unchanged at £5,000. to provide a Tealistic reser4e for repairs.
The Shop MaintenaD¢e Fund is decreased by £IO.000 10 £29k to provide a realistic reserve for
repairs.
The Chureh Support Fund is decreased by £15.1)00 from £30k to £15k. This provides a reasonable
cushion of 0.5 years income to cover the cvenluality of loss of rentsl income etc. if shops cannot be
let.
The Church Special Projectsimission Fund is unchanged at £5.Ok. This includes £600 for Shoe box
expenses and allows for any one-off expenses recommended by the Mission Group.
Decl*r*¢io
The Elders can confimi that there are no serious incidents or other matters which need to be reported
to Ihe Charity Commission.
The Elders can confirni that they have had regard to the Buidan¢e issued by the Charily Commission
on public benefit.
The Elders can confinn that they approve the Report and Accounts for 2024.
Report approved by the Elders at ihe Elders meeling on 12 March 2025.
Sign¢d.....
Alison Kuhne, Church Secrctary
..Date....

BINGLEY UNITED REFORMED CHURCH
REPORT OF THE INDEPENDENT EXAIMINERS
TO THE MEMBEILS OF THE BINGLEY UNITED REFORMED CHURCH
ON THE ACCOUYTS FOR THE
YEAR ENDED 31sf DECE.MBER 2024
I report to the charity Iruslees on my examination of the accounts of Bingley United Refornied Church
(the Trust) for the year ended 31 December 2024, which are set out on pages I to I l.
Responsibilities and basis of report
As th¢ charity trustees of the Trust, you are reS￿nSIble for the preparation of the accounls in
accordan¢e with the requirements of ihc Charilies Act 2011 fthe ACV).
I report in respect of my examination of ihe Twsi's accounts carried out under Section 145 of the Act
and in carrying out my examination I have followed all applicable Directions given by the Charity
Commission under Seclion 145(5Xb) of the Act.
Independent examiner's statement
I have completed my examination. I confinn thai no material matters have come to my attention in
connecllon with the examination giving me rAuse to believe that in any material respect:
I, ac¢ounting records were not kept in respecl of the Trust as required by Section 130 of the Ac( or
2. the accounts do not accord with those records. or
3. the accounts do not comply with the applicable requirements concerning the form and content of
accounts set out in the Charities (Accounts and Reports) Regulaiions 2008 other Ihan any requiremeni
that the accounts give a true and fair view which is not a matler considered as part of an independent
examination.
I have no concerns and have come across no oiher matters in connection with the examination to
which attention
Stephen McGevor, BA (Hons) FCCA
Stirk Lambert & Co
Chartered Accountants
Russell Chambers
61A North Street
Kei8hley
BD213DS
Dated: 24- 19pf21 L 2s

BINGLEY uiYrtED REFORMED CHURCH
COMBILYED INCOME AND EXPENDITURE ACCOUNT
YEAR ENDED 31ST DECEMBE
2024
2024
2023
INCOME
Church General Fund
Property Trust Fund
Gross Income
24,587
20,723
62.040
59,778
LESS: EXPEIYDITURE
Church General Fund
Property Trust Fund
27.890
27.150
66.091
46,870
Surplusl(Deficit) of Income over Exp¢nditure for the year
Page I

BINGLEY UNITED REFORMED CHURCH
CHURCH GENERAL FUIYD - JNCOME AND EXPENDITURE ACCOUNT
YEAR ENDED 31ST DECEMBE
2024
INCOME
2024
2023
Collections & Gift Aid
18,761
17.183
Donations Received
Sunday Morning Tea & Coffee Donations
Funeral Donations
General Donations
400
2.000
333
50
145
2,518
528
Other In¢ome
Room Lettings
Warni Space Grant
URC Energy Grant
2.070
1,238
1,690
i.iio
212
3,308
3,012
24,587
20.723
Transfer from Property Trustees
31.587
24,723
Excess of Expenditure over Income for Year
2.427
31,587
27,150
Page 2

BINGLEY UNITED REFORMED CHURCH
CHURCH GENERAL FUND - INCOME AIYD EXPENDITURE ACCOUNT
YEAR ENDED 31ST DECEMBE
2024
EXPENDITURE
2024
2023
URC - Annual Levy
Minist¢rs and Organisl
Minster Expenses {s¢e page 9)
Cleaning Costs
Gas
Ele¢tricity
Water and Sewerage
Stationery. Printing. Advertising and Postage
Sundry Expenses
Church Maintenance
Donations given (balance from church funds, see page 8)
Accountants Fees (2023 Accounts)
Music and Video Licenses
Books
Telephone and IT
Shoebox Expenses & Carriage
Transport
Warm Space
Depreciation for the year
12,120
940
2,217
,728
1,850
674
179
377
678
726
2.227
960
239
30
614
528
445
1,238
11,688
1.000
2,371
1,705
1,032
1,123
246
538
1,097
1,263
,416
959
223
49
281
528
401
I,iio
- | I
120
27,890
120
27,150
Surplus of Income over Expenditure for the year
3,697
31.587
27,150
Page 3

BINGLEY UNITED REFORMED CHURCH
PROPERTY TRUST FUIYD - INCOME AND EXPENDITURE ACCOUIYT
YEAR ENDED 31ST DECEMBER 2024
INCOME
2024
2023
Gross Rental Income
Interesl on C.O.l.F. and Skffipton Deposits
Donations
33,608
3,845
35.445
3.610
37,453
39,055
EXPENDITURE
Sho
Pro
erties
Fire Insurance
Repairs and Maint¢nan¢e
Professional Agents Fees
3,047
4,954
1.200
2,211
641
2,492
9,201
5,344
Chureh Buildin
Fire Insurance
Maintenance
Equipment
Professional Fees
Expenditure on Cottage..
Heating Maintenance Contract. Repairs
& Professional Fees
4,641
20,519
,460
2,320
4.639
6,683
423
2.426
60
205
38.201
19.720
Transfer to Church Gener21 Fund
7,000
4,000
45.201
23.720
Surplus (Deficit) for the year
(7.748)
15,335
Page 4

BINGLEY UNITED REFORMED CHURCH
BALANCE SHEET AS AT 31ST DECEMBER 2024
ASSETS
2024
2023
Church and Commercial Properties (see Note l)
{original cost unknown)
CHURCH GENERAL FUND ASSETS
Cash with Barclays Bank. Bingley-"
Curreni Accounl
Petty Cash
tkbtor- Idle URC & Yorkshire Province
Ison Harrison (Tenants deposits)
Note 2
3,183
276
.000
5.250
,174
223
,000
5,250
9,709
7.647
Church Organ at C05t (Bought De¢¢mber 2011)
Digital Piano at Cost (Bought October 2016)
Less-. Annual Depreciation
Less.. Accumulated Depreciation
5,200
1.200
(120)
(6.065)
5,200
1,200
(120)
(5,945)
215
335
PROPERTY TRUST FUND ASSETS
Cash in Barclays Bank Bingley:"
Current
Base Rate Tracker
Note 3
6,815
9,160
1.636
6,815
10,000
105.048
5.657
10.796
i 0,000
109,150
5,465
C.O.l.F. Charities Fund Deposit
Skipton Building Society
Debtors and Prepayments
127.520
135,411
137,444
143,393
Page 5

BINGLEY UNITED REFORMED CHURCH
BALANCE SHEET AS AT 31ST DECEMBE
2024
LIABILTrtES
2024
2023
CHURCH GENERAL FUND LIABILITIES
Balance Brought Forward
Add: Surplus (Deficit) for the Year
Add: Creditors this year
Add.. Ison Harrison (Tenanls deposits)
Less-. Creditors last year
ote
2.732
3.700
2.270
5,250
(4,028)
3,259
(2,427)
4,028
5,250
(2,128)
9,924
7.982
PROPERTY TRUST FUND LIABILITIES
ote8
Sho
Maintenanee Fund
Balance Brought Fonvard
Less: Transfer to Church Roof Fund
39.000
39,000
29,0(K)
39.000
Income and Ex
nditure Account
Balance Brought Forward
Add: Sutplus for ihe Year
Add: Credilors ihis year
Less.. Creditors last year
Less: Transfer to Church Roof Fund
Less: Transfers to Maintenance Fund
10.911
{7,747)
2.009
{2.153)
(1.000)
9.412
15,335
2,153
(5.989)
2,020
10,911
Church Roof Fund
Add: Transfer from Shop Maintenance Fund
Add: Transfer from I&E Fund
Add: Transfer from Chur¢h Maintenance Fund
Add: Transfer from Church Support Fund
i 0.000
1.000
30,000
56.000
Church Maintenance Fund
Balance Brought Forward
Add: Transfer from Income & Expenditure Alc
Le￿.. Trdnsfer to Church Roof Fund
45,500
35,500
10,000
15,5(Kl
45.500
Church Su
ort Fund
Balance Brought Forward
Less: Transfer to Church R￿)f Fund
30.000
30,000
15.000
30.000
Manse Maintenance Fund
Balance Brought Forward & Carried Forward
5,000
Church S
ecial Pro
'ectslMis5ion Fynd
Balance Brought Forward & ca￿led Forward
127.520
135.411
137.444
143,393
Page 6

BINGLEY UNITED REFORMED CHURCH
BALANCE SHEET
Continued
AS AT 31ST DECEMBE
2024
R. S QR&Gok/.
Property Commilt¢¢ Treasurer
Date
Page 7

BINGLEY UNITED REFORMED CHURCH
YEAR ENDED 31sf DECEMBER 2024
SCHEDULE OF DONATIONS
see Note 9
Donations
given to
Charities
Money
received
toward
Donations
Balance
from Church
Funds
At&Kiz UK
Bradford Soup Run
Bingley Methodist Chur¢h
Christians Against Poverty
Chrlstian Aid
Christmas Charities
Ernbracc The Middle East
Friendship Fund
Imanuel Project
Leprosy Missiori
Martin House
Motor Neurone Disease
Shelter
Shelerbox Trust
Sightsavers
Tools With A Mission
307.00
222.00
75.00
282.00
289.00
(307.00)
222.00
75.00
32.00
289.00
(279.00)
500.00
50.00
1,000.00
(250.00)
(279.00)
500.00
50.00
i.000.00
501.00
264.00
54.00
222.00
414.00
61.00
38.00
(501.00)
(264.00)
54.00
222.00
(414.00)
61.00
(38.00)
4,279.00
(2,053.00)
2,226.00
Page 8

BINGLEY UNITED REFORMED CHURCH
NOTES TO THE ACCOUNTS - YEAR ENDED 31ST DECEMBER 2024
BASIS OF PREPARATION
The financial statements of the charity. which 15 a public benefit entity under FRS 102, have
been prepared in accordance with the Charities SORP {FRS 102) 'Accounting and Reporting
by Charities= Statement of Recommended Practice applicable to charities preparing their
a￿OuntS in accordan¢e with the Financial Reporling Standard applicabl¢ in the UK and
Republic of Ireland (FRS 102) (effective l January 2019),, Financial Reporting Standard 102
'The Financial Reporting Stsndard applicable in the UK and Republic of Ireland, and the
Charities A¢t 2011. The financial statements have been prepar¢d under the historical cost
convention.
INCOME
All income is recognised in ihe Statement of Financial Activities on¢e the charity has
entitlement to the funds, it is probable that the income will be received and the amount Can be
measured reliably.
EXPENDITURE
Liabilities are recognised as expenditure as soon as there is a legAI or Constructive obligation
ommitting the Charity to that expenditure, it is probable that a Iransfer of economic benefits
will be required in settl¢ment and the amount of ihe obligation can be measured reliably.
Expenditure is accounted for on an accruals basis and has been classified under headings that
aggregate all cost related to ihe category. Where costs cannot be directly attributed to particular
headings they have been allocated to activities on a basis consistent with the use of
resources.
TAXATION
The ¢harity is exempt from tax on its charitable activities.
FUND ACCOUNTING
Unrestricted fijnds can be used in accordance with the charilable objectives at the discretion of
the trustees.
Restricted funds can only be used for particular restricted pury)oses within the objects of the
charity. Restrictions arise when specified by the donor or when funds are raised for particular
restricted purposes.
Further explanation of the nature and purpose of each fund is included in ihe notes to the
rinancial statements
OTHER ASSETS
Land and Buildings:
Church - Dryden Street, Bingley.
Commercial Properties, 122 - 130 Main Sireet, Bingley.
Original cost unknown.
CHURCH GENERAL FUND
Income can be found on page 2. Expendittl￿ can be found on page 3.
Page 9

BINGLEY UIYITED REFOILMED CHURCH
NOTES TO THE ACCOUNTS - YEAR ENDED 31ST DECEMBE
2024
PROPERTY TRUST FUND
Income and expenditure Can b¢ found on page 4.
SCHEDULE OF DONATIONS
This sch¢dul¢ Can be found on page 8 and shows the total donations made to charities on
behalf of the church. the amounts originally givenlraised by the parishionerslcommunity and
the balance donated from church funds.
io.
MILYISTRY & MISSION FUND
The ¢hurch conlributes to the central URC costs of training and providing ministers (including
the rentralised paymenl of stipends. pension contributions and other benefits for ministers),
running the denomination, and the wider mission of the national church.
ii.
TANGIBLE FIXED ASSETS
Depreciation is provided at the following annual rntes calculated to write off assets over their
estimated useful lives=
Equipment (including IT iiems) IIP/o straight line (over 10 years)
Page 10

BINGLEY UNITED REFORMED CHURCH
PASTORATE ACCOUNT
YEAR ENDED 31 ST DECEMBER 2024
EXPENSES
2024
2023
Council T
Telephone & Broadband
Fixed Car costs
National Insurance (including Pl ID)
Mileage
Travel
Books
Service Sheets & Postage
Holy Habits
Minsters Gathering
Palm Crosses
Yorkshire Water
Manse Insurance
Supervision
Summer School
Mance Maintenance
906
160
400
77
31
589
160
400
77
259
26
95
30
145
134
87
481
113
84
329
2.217
2,371
Pagell

BINGLEY UNITED REFORMED CHURCH
ADDENDUM TO THE FIIYANCIAL STATEMENTS
FOR THE YEAR ENDED 31- DECEMBER 2024
RESERVES POLICY
The following are "Pernan¢nt Endowments" and do not qualify as reserves:
a) Church, Dryden Street
(no current valuation)
b) Commercial Properties 1221130 Main Slrttt
{no Cu￿ent valuation)
The following "Unrestricied Funds" are considered as Reserves and are all in the fom of deposits and
investments:
2024
£ 4.674
£ 29,000
£ 2,020
£ 15.5(K)
£ 15.000
£ 5,000
£ 5,000
2023
£ 2,732
£ 39.000
£ 10,911
£ 45,500
£ 30,000
£ 5,000
£ 5.000
¢) General Fund
d) Shop Property Maintenance Fund
e) Incorne and Expenditure Fund
Church Mainienance Fund
8) Church Support Fund
h) Manse Maintenance Fund
i) Church Special Projecislmission Fund
j) Church Roof Fund
Total Unrestricted Funds
£132 194
138 143
One Fund. Shop Property Maintenance (£29.000), is a Designated Fund, intended to provide
res¢rve for ongoing repairs and Maintenance of the Commercial Properties.
The Chureh Maintenance Fund. (£15.500) is a Desi8naied Fund to ensure that necessary minor
repairs can be funded.
The Manse Maintenance Fund (£5,000) is a Designaied Fund to ensure that necessary repairs can be
funded.
The Chureh Roof Fund (£56,000) is a Designated Fund intended to provide for the necessary roof
and gutter repairslreplacements. It is anticipated that grani aid will be required to meet the ¢xpected
costs.
The remaining Unrestricied Funds are not Designated Funds. but in totsl are intended to provide for
the following..
l ) Church Support - Nominal £15.000 to ensure at least 6 months of the fundin8 required when a
minister is in place.
2) Spe¢ial Projects - Nominal £5.000 to ensu￿ funding for Shoe boxe5 and any one-off expenses
proposed by the Mission Group.
The requirement for any and all of the above is dc¢¢miined by the Church Meeling and ￿lewed on at
l¢ast an annual basis. The Income and Expenditure Fund may be re-allocated to other funds as
required by the ministerial situation and the recommendations of Éhe Elders and Property Committee.
Policy to b¢ pui for approval with the 2024 Annual Accounts at the Elders Meeting to be held on the
12th Mydrch 2025.
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