BINGLEY UNITED REFORMED CHURCH
ELDERS REPORT and FINANCIAL STATEMENTS
FOR THE YEAR ENDED
31ST DECEMBER. 2023

BINGLEY UNITED REFORMED CHURCH
ROPERTY TRUS
CHARITY REGISTRATION NUMBER 243345
Address of the chari
Dryden Street. Bingley, West Yorkshire BDI 6 2LU
Address for CO￿eS
ndence:
Bingley United RefoNned Church, Dryden Street. Bingley. West Yorkshire. BDI 6 2LU
REPORT OF THE ELDERS FOR THE YEAR ENDED 31 DECEMBER 2023
FOR PRESENTATION TO THE
ANNUAL GENERAL MEETING TO BE HELD ON THURSDAY 251h A ril 2024
STRUCTURE G
NANCE AND MANAGEMENT
The charity is a trusl governed by the tems of the Charity Commission SCHEME dated 20,
December 2002, number 243345. There are two linked trusts under thi5 number.
The Elders of the church adminisieT the lrnst. the propety of which is held by the sole trustee. The
Yorkshire Congregational Union (Incorwjraled), in accordancc with Model Trusts set forth in Part l of
Schedule 2 to the United Refomied Church Act 1972 (as amended).
Day to day maintenance of the buildings and l¢rting ofthe shop properties is delegated to the Church
Property Commiltee. The members of the committee and ihe Elders are elected by the church m¢cling.
There have been 12 meetings of the Elders through the year.
Church meetings look place in March. June, Seplemb¢r and December, with the AGM taking place in
April.
The Propety Committee had one fonnal m¢¢ting during the year. Comminee members also met on an
ad-hoc b&sis, or by lelephone, io ensute any required actions w¢re completed.
IMS AND PURPOSES
The purpos¢ of Bingley United Refornied Chwch is to advance the Christian faith for the benefit of
the public in accordance with the statements of belief appearing in the Basis of Union of The United
Refonned Church Manual.
OBJECTIVES AND ACTIVITIES OF THE CHURCH
The Elders of the church are committed to enabling as many people as possible lo worship at our
church and become part of our community. Our services and worship put faith into practice through
prayer and scripture, music and sacrament.
Vhen planning activilies the Elders take note of the Charity Commission5 guidance on public benefit
and, in particular. the specific guidance on charilies for the advancem¢nt of religion. In particular we
try to enable ordinary people to live oui their faith as part of our community through:
Worship, learnin8 about the gospel and developing their knowledge and irusi in Jesus.
Pa51oral C￿¢.
Missionary and outreach work.
To facilitate ihis the church:
supports the mission objectives of The United Refomied Church. of which it is a member church, wilh
particular reference to iheir application in Bingley

it is a condition of the Trusi thai the Trustee and the church Elder5 must apply the clear income of Ihe
charity in the repair, mainl¢nance and irnprovemenl of the church premises and the a5sociaied
properties, and in otherwise funh¢ring the religious a￿d other charitsbl¢ work of Bingley United
Refomied Church.
ACHIEVEMENTS AN
Church Activities:
We provide and maintain a church building, which was 200 years old in 2018. for Christian worship
and associated meetings and ceremonies for all who wish to attend. It was built on land gifted io the
church in 1773 because ihe 0ri8inal chapel in Chapel tAne was loo small to accommodate a growing
congregation.
PERFORMANCE
Worship took place through the year. being led by our minister. visiting ministers, lay preachers, and
church members.
In addition lo the nonnal Sunday services. we held a service on Maundy Thursday. We also hosted the
Womans World Day of Prayer in March.
The Lent Group met on 4 occasions in March lor bible r￿ding, prayer and discussion.
The Bible Fellowship. for spiritual refreshmenl and growth, met monthly during the year. This open
m¢¢ting can include Fellowship. prayer, music, slbllness, Bible reading and refl¢¢tion.
Singing for fun
There were 12 meetings of the Singing for Fun group. which is an all-inclusive group for members.
attendee5 and anyone else who enjoys singing and fellowship.
l am Mark is a one-man dramatized Teading of Mark's Gospel by a professional actor and we decided
that we would fund this outreach activity if there was an inter¢sl and practical help from the other
Bingley churches. The other churches have responded p)sitively so we hope lo stage this event in
2024.
Open Church Saturdays: Ihe church ha5 been opened once a month on a Saturday on 7 occasions
through the summer months providing an opportunity for anyone to come in for resl. rel￿allon, prayer
or just a look round. As a re5uIt of the conversaiions which took place a Memories Book has been
compiled of people's stories and copies placed on display.
We had a follow-up training day with Sarah Crossland. Ihe En8agement Officer oFih¢ National
Churches Trust, who helped u5 explore ways of making the church better known and it was agreed
that we would take part in the National Heritage Day. This took place over 2 days in September when
the church was opened wilh refreshments and guides on hand to show ￿0p1¢ round. Visitor numbers
were small but appreciaiive. One visitor was from Bradford U3A. Her group vi5il old and interesting
buildings. A group of about 20 of them came a few weeks laler and were given a tour round the
building and a short talk.
Wami Welcome and Summer Space Mondays". the church wa5 open &s a 'WaTm Space, or 'Summer
Space, depcnding on the time of year, on Mondays throughoui 2023 offering wannth. hot and cold
drinks and activities. Although the lake-up h&$ been small li has been appreciated, noi least as a place
for church members io socialise.
External groups who would nom]ally use the church met through the year. These included the Girl
Guide Leaders group (Trefoil Guild) and sewing classes. Facililies wer¢ also made available for a
bereav¢m¢nl counselling group to meel when required.

Safeguarding
The Church Safeguarding Group continues to care for the welfare of children and adults in the church.
The Safe8uardinE Policy was restructured to fit more c105ely with the URC Model Policy in 2022 bul
the URC 'Good Practise, document was reissued in lat¢ 2023 as version 6 and the Policy will be
reviewed against any new requirements. The policy is rouiinely reviewed annually and approved at a
church meeting to lake accounl of such changes in legislaiion and guidance.
Policies and Guidance
In addition to th¢ Safeguarding Policy other policy documents reviewed annually and put for approval
at the AGM were the Church Constitution. the Health and Safety Policy. The Data Privacy Statemenl,
the Finance Policy and the Asbestos Management Policy and Register. All the documenls were
approved al the AGM. At a subsequeni Church Meeting a revision of the Finance Policy was
approved. including guidance regarding intemet banking.
The defibrillator, which was installed on an extemal wall in 2018. w&s accessed 6 times during the
year by members of the public but fortunately did not have to be put into use on the patients.
Keighley Trinity Church Closure: Following the closure of the church in 2022 the church building has
been sold and the manse has now been placed on ihe maTket. A new manse has been purchased in Idle
and our minisier was able to move in in Septemlxr. Her time is now splii 113, each between Bingl¢y
and Idle URC'5 and Synod.
Our church membership at the end of 2023 was 31. a small increase from 2022.
Charitable Work:
The church has continued to provide financial as5lStanc¢ to the Immanuel Project in Bradford in 2023.
a donation of £ 1000 meeting the cost of their subscription lo 'Fair Share, an organisaiion which
provides food to them sourced from supemarkets. excess siock etc. The Project provides meals
(which were take-away during the pandemic but now back io normal) and a range of support to the
most disadvantaged in central Brddford. The grant is likely to be conlinu¢d in future years.
Food and dried goods were also donated throughoui the year by church members lo the Centrepoint
(Owlei Grange) Project (formerly known as The Brddford City Centre Projeci). They also received all
our Harvcsl gifts.
The church w&8 able to hold the normal six charity fundTaising coffee mornings during 2023, in aid of
Water Aid (£3 l4), Maggies (£401). Sightsavers (£436). Chrislian Aid (£36D, the Motor Neurone
Dise&se Assoc. (£327) and the Church Chrislmas Charities (£200 each for Shelier and the Bradford
Soup Run). Gift Aid is claimable on some of these funds and will be forwarded to the charitie5 when
received in 2024.
Church members continued to donate to the Leprosy Mission and a total of £66 Wds collected this
The church family again came logeiher to make-up OT donale items to fill shoeboxes, Ihis year for
Teams4U (Charity No. 1114131). A total of 64 boxes were pack¢d and dispalched to Ea51ern Europe.
Again, it was a joint effort across the congregation who helped in a muliitude of different ways to
ensure ihe end products conlained a comprehensive rdnge of items. stationery, toileiries. hals. 8loves,
socks and underwear, toys, games and noveliies. Extra hand knits and box fillers were gratefully
received by Teams4U. The balance of the cosis including carriage (£528) was made up from church
funds.
Property Administration..
We mainlain the church building, a leased Te5idential propcty (the collage) thai fornis part of the
church buildin8 and a separaie building which houses four leased commercial shoploffice properties.
the rental income from which is used to further ihe church's work in Bingley.

Mainlcnance work on the church included cleaning of the carpets, cleaning the car park flagstones,
replacing a soak-away drain and fitling auiomatic fjre door stops to 3 doors. A drone survey of the
gutters w&s carried out as they cannot be e￿ilY reached by ladder aJJd following this a scaffold tower
erecled and some gutter repairs were made which have successfully stopped a leak into the
church. The whole of the lead lined gutters will need to be replaced in 2024 and plans for this are
being made.
All ihe shop/otTice properties were leased to tenanis during 2023. Two leases were renewed in
November 2023. One lease will be up for renewal in December 2024.
The only maintenance required on the shops was for gutter cleaning. new stop taps and the rouiine fire
alartn checks.
The cottage lenancy has ken renewed to 2025. The only maintenance r¢quired was the rouline gas
heater s¢rvice and a small carpet replacement.
The routin¢ checks on all ihe church gas equipment, the fire alanns and emergency lighting systems,
the loop systems and PAT inspeciions of electrical equipment were compleied, although ihe December
fire alarni checks had io be defe￿ed to January 2024 due to a Covid ouibreak at the contractor5.
The church has minimised il's carknn emissions as much as p)ssible and this year more than offset ils
carbon emissions from gas and electricity by purchasing carbon credits equivalent to 6 tonnes of
carbon dioxide.
FtNANCIAL REVIEW
Leased Properties:
Renlal income was £35.4k. up from ihe £34k l&sl year.
Expenditure on plumbing and gutter maintenance was £0.6k. down from £0.7k last year.
Insurance £2,21 I, up from £1,443 in 2022 following an insurance re-valuation of ihe property.
Profcssional fees were £2.492 the major cost being solicitOT'S fess for a renewed lease for1221126 and
128 Main Street.
Expendilure on minor maintenance of the residential property was £205 down from £4,370 in 2022.
There was a surplus of income over expenditure of £30k, a slight increase from the SUTplus of£27.5k
in 2022.
Th¢ Yorkshire Congregational Union, as landlord. hold £5,250 as tenants rent deposils. InlcTest for the
year of£231 was paid directly to the ienanLS &s required by the leases.
Church Building:
Maintenance costs were £6.7k (up from £2.3k in 2022). although this was made up of a number of
minor maintenance items rather ihan any one large expense, alihough some gutter leaks required
repair.
Insurance was £4.6k similar lo the previous year.
Professional fees were £2.4k. This was due to surveys required on the gutters and timber work. The
gutter survey has identified thai replacemenl of ihe guner linings will be necessary in 2024. This will
require full scaffolding of the church and will be a Significant expense (£20k to £40k).

Church Operating Expenscs..
Expenditure was £27.1 k, a decrease on the £30k figure in 2022, as there was no special expenditure
on leaflet prinling and distribution.
The URC payment for 2023 was £l1.688, a decrease on the £16.844 paid in 2022.
Income slightly decreased (from £25.8k in 2022) to £24.7k. although this includes a transfer of £4k
from the property funds (was £8k in 2022).
Income from collections and Gift Aid increased to £17.7k (was £15.1 k in 2022).
Income from lettings increased to £1,690 (£1160 in 2022).
The Church Operating Expense Balance was a deficit of £2.427. compared to a deficit of £4,184 in
2022.
Combined Accounts:
The surplus of Income over Expenditure for the year was £12.9k. (£6.4k deficit from church, £19.3k
surplus from property) compared to a surplus of £8.9k in 2022.
Funds:
The total unresiricted funds at the year cnd were £138. Ik, an increase from £127. I k in 2022.
Th¢ Church Maintenance Fund is increased by £IOk 10 £45.5k io provide for anlicipaled repairs.
The Manse Maintenance Fund is set at £5k. to provide a realislic reserve for repairs.
The Shop Maintenance Fund is set at £39k to provide a realistic reservice for repairs.
The Church Support Fund is unchanged al £30k. This provides a cushion of l year to cover the
eventuality of loss of renta] income etc. if shops cannot be lei.
The Chureb Special Projectsfmission Fund is unchanged at £5k. This includes £600 for Shoe box
expenses and allows for any one-off expenses recommended by the Mission Group.
Declarations:
The Elders can confinn thai there are no serious incidents or other matters which need to be reported
lo the Charity Commission.
The Elders can confirni that they have had regard to the guidance issued by the Charity Commission
on public benefit.
The Elders can confimi that they approve ihe Report and Accounts for 2023.
Report approved by the Elders at the meeting on 13 March 2024:
Signed.........
Alison Kuhne, Church Secretary

BINGLEY UNITED REFORMED CHURCH
REPORT OF THE INDEPENDENT EXAMINERS
TO THE MEMBERS OF THE BINGLEY UNITED REFORMED CHURCH
ON THE ACCOUNTS FOR THE
YEAR ENDED 31sf DECEMBER 2023
We report to the trustees on our examination of the accounts of the Trust for the year ended 31
December 2023. which are set out on pages 110 9.
Responsibilities and basis of report
As the charity truslees of the Trust you are responsible for the prtparaiion of the accounts in
accordance with ihe requirements of the Charilies Act 2011 (the Act).
We report in resp¢ct of our examination of ihe Truslee's accounts carried oul under section 145 of the
201 l Act and in carrying out our examination we have followed all ihe applicable Directions given by
the Charity Cornmission under section 145(5Xb) of the 201 l Act.
Independent Examiners, Stalemcnt
We have completed our examination. I confinn ihal no maierial matters have come lo our attention in
connection with Ihe examination giving us cause to believe thal in any malerial respeci:
(l ) accounling records were noi kept in respect of the Trust as required by section 130 of ihe Acl. or
(2) the accounls do not accord wilh these records- or
(3) the accounls do not comply wilh the appli¢able requirements concerning the fonn and content of
accounts Set oul in the Charities (Accounis and Reports) Regulations 2008 oiher Ihan any
requirement that the accounts give a 'irue and fair view. which is noi a matter considered as part
of an independent examination.
We have no concerns have come acT055 no other matiers in conneclion with the examination lo which
attention should be drawn in this report in order to enable a proper understanding of the accounts to be
reached.
Siephen McGevor, BA (Hons) FCCA
Siirk Lambert & Co
Chartered Accounlants
Russell Chambers
61A North Sireet
Keighley
BD213DS
Dated.. l O May 2024

BINGLEY UNITED REFORMED CHURCH
COMBINED INCOME AND EXPENDITURE ACCOUNT
YEAR ENDED 31ST DECEMBE
2023
2023
2022
INCOME
Church General Fund
Propety Trust Fund
Gross Income
20723
39055
59778
17856
36086
53942
LESS: EXPENDITURE
Chur¢h General Fund
Property Trust Fund
27150
19720
46870
30040
14948
44988
Surplus/(Deficit) of Incom¢ over Expenditure for the year 12908
8954
Page I

BINGLEY UNITED REFORMED CHURCH
CHURCH GENEIi4L FUND- INCOME AND EXPENDITURE ACCOUNT
YEAR ENDED 31ST DECEMBER 2023
INCOM
2022
Collections & Gift Aid
17183
15920
Donations Received
Sunday Morning Tea & Coffee Donations
Funeral Donalions
General Donations
333
50
145
265
326
528
591
Other Income
Room Lettings
Warni Space Granl
URC Energy Grant
1690
I 110
212
1160
185
3012
1345
20723
17856
Transfer from Property Trustees
4000
8000
24723
25856
Excess of Expenditur¢ over Income for Year
2427
4184
27150
30040
Page 2

BINGLEY UNITED REFORMED CHURCH
CHURCH GENERAL FUND- INCOME AND EXPENDITURE ACCOUNT
YEAR ENDED 31ST DECEMBER 2023
EXPENDITURE
202
2022
URC- Annual Levy
Minislers and Organist
Minster Expenses (see page 9)
Cleaning Costs
11688
iooo
2371
1705
1032
1123
246
538
1097
1263
1416
959
223
49
281
528
401
16844
640
2258
1715
599
1602
44
69
429
237
1164
913
210
Electricity
Water and S¢werage
Stationery. Printing, Advertising and Postage
Sundry Expenses
Church Maintenance
Donations given (balance from church fijnds, see page 7)
Accountants Fees (2023 Accounts)
Music and Video Licenses
Books
Telephone amd IT
Shoebox Expenses & Carriage
Transport
Leafle
Warni Space
Depreciaiion for the year
212
606
423
1770
185
120
30040
120
27150
Surplus of Income over Expenditure for the year
27150
30040
Page 3

BINGLEY UNITED REFORMED CHURCH
PROPERTY TRUST FUND - INCOME AND EXPENDITURE ACCOUNT
YEAR ENDED 3JST DECEMBER 2023
INCOME
2023
2022
Gross Renial Income
Interest on C.O.l.F. and Skipton Deposils
Donalion5
35445
3610
34611
1125
350
39055
36086
EXPENDITURE
Sho
Pro
erties
Fire Insurance
Repairs and Maintenance
Professional Agents Fee5
2211
1443
735
2492
5344
2178
hur¢h Buildin
Fire Insurance
Maintenance
Equipment
Professional Fees
Expenditure on Cottag¢'.
Heating Maintenance Contracl, Repairs
& Professional Fees
4639
6683
423
2426
4029
2341
311
1719
205
4370
4376
19720
12770
4948
Transfer lo chU￿h General Fund
4000
8000
23720
22948
Excess of Income Over
Expenditure for Year
15335
13138
Page 4

BINGLEY UNITED REFORMED CHURCH
BALANCE SHEET AS AT
1ST DECEMBER 2023
ASSETS
202
2022
Church and Commercial Properties {see Note l)
(original cost unknown)
CHURCH GENERAL FUND ASSETS
Cash with Barclays Bank, Bingley:"
Current Accounl
Pelty Cash
Debtor- Idle URC & Yorkshire Province
Ison Harrison (Tenants deposils)
Note 2
1174
223
1000
5250
1583
221
1000
5250
7647
8054
Church Organ at Cost (Bought December 2011)
Digital Piano ai Cost (Bought Ociober 2016)
Less.. Annual Depreciation
Less.. Accumulated Depreciation
5200
1200
(120)
(5945)
5200
1200
(120)
(5825)
335
455
PROPERTY TRUST FUND ASSETS
Cash in Barclays Bank Bingley.'-
Current
Base Ral¢ Tracker
ote3
9160
1636
9745
1620
10796
l (KJOO
109150
5465
11365
i 0000
96851
5696
C.O.l.F. Charities Fund DeposRI
Skiplon Building Society
Debtors and P￿paYMentS
135411
123912
143393
132421
Page 5

BJNGLEY UNITED REFORMED CHURCH
BALANCE SHEET
AT 31ST DECEMBE
2023
LIABILITIES
2023
2022
CHURCH GENERAL FUND LIABILITIES
Balance Brou8hi Forward
Add: Surplus (Deficit) for the Year
Add- Creditors this year
Add: Ison Harrison {T¢nants deposits)
Less". Creditors last year
ote2
3259
12427)
4028
5250
(2128}
6734
(4184)
2128
5250
(1419)
7982
8509
PROPERTY TRUST FUND LIABILITIES
Sho
Pro
Maintenance Fund
Balance Brought Forward
Add: Transfer from Income & Expenditure Alc
ote3
19000
20000
39000
39000
Income and Ex
enditure Account
Balance Brought Forward
Add= Surplus for ihe Year
Add.. Creditors ihis year
Less.. Creditors last year
Less.. Transfers lo mainienance funds
9412
15335
2153
(5989)
10000
11745
13138
5989
(1460)
20000
9412
Church Maintenance Fund
Balance Brought Forward
Add: Transfer from Income & Expendilure Alc
35500
10000
40500
5000
45500
35500
Church Su
ort Fund
Balance Broughi Forward & CaTried Forward
30000
30(KIO
Manse Mainl¢nance Fund
Balance Broughi Forward & Carried Forward
5000
5000
Church S
ecial Pro eCt￿lsSIon Fund
Balance Brought FoTward & Carried Forward
5000
123912
135411
143393
132421
Propety Commillee Treasurer
Dale
Page 6

BINGLEY UNtTED REFORMED CHURCH
YEAR ENDED 31 DECEMBER 2023
SCHEDULE OF DONATIONS
se¢ Note 4
Donalions
given lo
Charities
Money
received
loward
Donations
Bajance
from Church
Funds
Bingley Methodis1 Church- Rewind Course
Brddford Soup Run
Christian Aid
Friendship Fund
Immanuel Projecl
Leprosy Mission
Maggies Cancer CaTe
Motor Neurone Disease
Shelter
Sightsavers
Tools With A Mission
Water Aid
Womens World Day of Prdyer
200.00
200.00
367.31
100.00
iooo.00
66.36
401.20
327.00
200.00
436.50
74.18
314.10
176.20
200.00
(200.(X))
(367.31)
loo.00
iooo.00
(66.36)
(401.20)
(327.00)
(84.50)
(436.50)
(74.18)
(314.10)
(176.20)
115.50
3862.85
(2447.35)
1415.50
Pag¢ 7

BINCLEY UNITED REFORMED CHURCH
NOTES TO THE ACCOUNTS-YEAR ENDED31ST DECEMBER 2023
OTHER ASSETS
Land and Buildings:
Church - Dryden Street. Bingley.
Commercial Properties. 122 - 130 Main Street, Bingley.
Original cost unknown.
CHURCH GENERAL FUND
Income can be found on page 2. Expenditure can be found on page 3.
PROPERTY TRUST FUND
Income and expendi￿re can be found on page 4.
SCHEDULE OF DONATIONS
This schedule can be found on page 7 and shows the total donations made to charities on
behalf of the church, the amounls originally given/rdis¢d by the parishionerslcommunity and
the balance donated from church funds.
Page 8

BINGLEY UNITED REFORMED CHURCH
PASTORATE ACCOUNT
YEAR ENDED 31ST DECEMBER 21123
XPENSES
2023
2022
Council T&x
Telephone & Broadband
Fixed Car costs
National Insurance (including Pl l D)
Mileage
Travel
Books
Service Sheets & Postage
Holy Habits
Minsters Gathering
Palm Crosses
Yorkshire Water
Manse Insurance
Supervision
Summer School
589
160
400
77
259
387
160
400
81
430
26
95
io
522
loo
87
481
113
84
159
2371
2258
Page 9

BINGLEY UNITED REFORMED CHURCH
ADDENDUM TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31sf DECEMBER 2023
RESERVES POLICY
The following are "Pemlanent Endowmenls" and do nol qualify as reserves..
a) Church, Dryden Street
b) Cotnmercial Properties 1221130 Main Street
(no current valuation)
(no current valuation)
The following "Unrestricted Funds" are considered as Reserves and are all in the fom) of dep)sits and
investments-
2023
£ 2732
£ 39000
£ 10911
£ 455(KJ
£ 31J)00
£ 5000
£ 5000
£138143
2022
£ 3259
£ 39000
£ 9412
£ 355(M)
£ 30000
£ 5000
c) General Fund
d) Shop Property Mainienance Fund
e) Income and Expendilur¢ Fund
O Church Maintenance Fund
8) Church Suppon Fund
h) Manse Maintenance Fund
i) Church Special Projecls/Mission Fund
Total Unrestricted Funds
£127171
One Fund, 'Shop Property MaintenvdDce' (£39000), is a Designaied Fund, intended to provide a
reserve for ongoing repairs and maintenance of the Comrnercial Properties.
The 'Church Maintenance Fund, (£45500) is a Designaied Fund to ensure that necessary repairs can
be fvnded and has been increased by £1 00(K) to meei the expecied costs of guller repairs in 2024.
The 'Manse Maintenance Fund, (£5000) is a Designaied Fund to ensure that necessary repairs can
be funded.
The remaining Unrestricted Funds are not Designated Funds, but in total are iniended to provid¢ for
the following:
l. Church Support - Nominal £300(X) to ensure at least 12 month5 of the funding required when
a minister is in place.
2. Special Projects- Nominal £5000 to ensure funding for Shoe boxes and any one-off expenses
proposed by the Mission Group.
The requirement for any and all of the above is determined by the Church Meeling and reviewed on at
leasi an annual basis. The Income and Expendilure Fund may Ix re-allocated io other fijnds as
required by the ministerial situaiion and the recommendations of the Elders and the Property
Committee.
Policy to be put for approval with the 2023 Annual Accounts at the Elders Meeting to be held on Ihe
13. March 2024.