2023-12-31-accounts - The Berry Housing Trust

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Trustees’ Annual Report for the period

From 1/01/23 Period start date To 31/12/23 Period end date

Charity name: Berry Housing Trust Charity registration number: 242728

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governingdocument	Para 1.17	Provision of housing for the elderly or infirm
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	Maintenance of two semi-detached cottages comprising four dwellings. The buildings are over 100 years old and require regular attention to keep them performing satisfactorily in accordance with modern Building Regulations.
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	Trustees have reviewed the Charity Commission’s guidance on the requirement to report on public benefit and are satisfied that the work of the charity, as described above and below, accords with its stated objects and provides tangible public benefit to both beneficiaries and their friends and relatives; the criteria used to assess those who may benefit are very broad.

Additional information (optional)

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	SORP reference
Policy on grant making	Para 1.38	N/A
Policy on social investment including program related investment	Para 1.38	N/A
Contribution made by volunteers	Para 1.38	Trustees give their time voluntarily and constitute the management committee. There are no employees. The committee met on a quarterly basis and the roofing sub- committee on 7 occasions

Other

Achievements and Performance

Achievements and Performance
	SORP reference
Summary of the main achievements of the charity, identfying the diference the charity’s work has made to the circumstances of its benefciaries and any wider benefts to society as a whole.	Para 1.20	Following on from the establishment of a roofng sub commitee in 2022, the commitee undertook the following work:  Fundraising (see below)  Commissioning and management of the re-roofng project  Research into the benefts of PV panels/exterior insulaton cladding  Successful applicaton for an interest free loan for subsequent PV/Cladding work. The net beneft to the benefciaries following the installaton of a new roof is a safer, leak free, beter insulated living environment achieved without the disrupton of relocaton and which has also established a secure platorm for subsequent installaton of PV panels which are expected to yield reductons in benefciaries energy bills. The Trust also introduced the following 2 measures to respectvely reduce it’s risk in respect of vulnerable benefciaries and improve governance:  Register to record all contacts with benefciaries  Trustees Manual

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Achievements against objectves set	Para 1.41	Roofng Project completed on tme and under budget (see below)
Performance of fundraising actvites against objectves set		A provisional budget for roofng/PV was set at £90k overall: equal sums of £45k for each of the roof and for PV panels. A fundraising target of £45k was set(50%). We achieved

	Para 1.41	£43k pledges. However both projects came in below forecast budget, with the PV element totalling £43.3k and roofng cost £42.2k despite incurring £3.5k of unforeseen costs. Thus, the total project was £85.5k, about 5% below budget, and inside our fundraising target of 50%.
Investment performance against objectves	Para 1.41	ERF + CF investments achieved a net increase in value of £6,041
Other

Financial Review

Financial Review
Review of the charity’s fnancial positon at the end of theperiod	Para 1.21	Monetary assets increased in value by £38,974 of which £9,000 is conditonal upon on 2024 PV installaton totalling £43,300.
Statement explaining the policy for holding reserves statng why they are held	Para 1.22	Reserves are held in the following accounts: Chairmans Fund (Restricted) CF Cyclical Maintenance Fund CMF Extraordinary Repair Fund ERF
Amount of reserves held	Para 1.22	CF: £1,165 CMF: £27,008 ERF: £86,142 Total £114,315
Reasons for holding zero reserves	Para 1.22	N/A
Details of fund materially in defcit	Para 1.24	N/A
Explanaton of any uncertaintes about the charity contnuingas agoingconcern	Para 1.23	N/A

Additional information (optional)

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The charity’s principal sources of funds (including any fundraising)	Para 1.47	Apart from one-of fundraising for capital projects, the Trust is entrely dependent on weekly maintenance contributons from benefciaries
Investment policy and objectves including any social investment policy adopted	Para 1.46	Apart from the CF, income generated by ERF investments is reinvested to promote capital growth. Trustees believe that a signifcant risk to the Trust is reputatonal. Hence, should it be seen to have lost money by being invested in poorly run companies, it therefore seeks to ensure

		that the Funds in which it invests have strong corporate governance policies. Funds that also exclude tobacco, alcohol and gambling are also deemed acceptable.
A descripton of the principal risks facing the charity	Para 1.46	 Financial risk  Reputatonal risk  Risks pertaining to vulnerable benefciaries
Other

Structure, Governance and Management

Descripton of charity’s trusts:
Type of governing document (trust deed,royal charter)	Para 1.25	Trust Deed and Conveyance
How is the charity consttuted? (e.g unincorporated associaton,CIO)	Para 1.25	Deed of Trust
Trustee selecton methods including details of any consttutonal provisions e.g. electon to post or name of any person or body enttled to appoint one or more trustees	Para 1.25	Trustees are mainly sought from individuals with a connecton to the village and who can ofer tangible benefts to the Board. Board nominatons are ratfed by either Tonbridge and Malling Borough Council or Stansted Parish Council as determined by the Trust Deed.

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Policies and procedures adopted for the inducton and training of trustees	Para 1.51	A Trustees Manual is issued with an accompanying two hour introducton to history, policies and strategy.
The charity’s organisatonal structure and any wider network with which the charity works	Para 1.51	A close relatonship is maintained with The Almshouse Associaton of which the Trust is a member
Relatonship with any related partes	Para 1.51
Other

Reference and Administrative details

Charity name Other name the charity uses Registered charity number Charity’s principal address

Names of the charity trustees who manage the charity

Trustee name	Ofce (if any)	Dates acted if not for whole year	Name of person (or body) enttled to appoint trustee (if any)
Michael Goddings	Chair		See above
Richard Chapman	Secretary		See above
Nina Sparkes		Resigned-March	See above
Melita Gandolfo			See above
Yvonne Tisson	Treasurer		See above
Richard Hogbin			See above
Alan Bullock			See above
John Matck			See above

Corporate trustees – names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name	Dates acted if not for whole year

Funds held as custodian trustees on behalf of others	Funds held as custodian trustees on behalf of others
Descripton of the assets held in this capacity	All property and land assets
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects	Ofcial Custodian for Charites
Details of arrangements for safe custodyand segregaton	Vestng Order dated 1918

of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of adviser	Name Address	Name Address
Auditor	Elizabeth Rimell	Stansted Lodge Farm, Tumblefeld Road, Stansted.

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Alan W Bullock Full name(s) Alan W Bullock

Y Tisson Yvonne Tisson

Position (eg Secretary, Trustee Chair, etc)

Trustee

Date 11 July 2024

BERRY HOUSING TRUST INCOME WMC Donations Grants Rebate Dividends Received Interest Received Total Income Investment Revaluation Income incl investment Revaluation EXPENDITURE Rates NAA Subscription Valuation/Quinquennial Inspection Insurance Invicta Care Water Electricity General Maintenance Refurbishment/Building Work Gardening Pest Control Other Total Expenditure Net Income/Expenditure excl revaluation STATEMENT OF FUNDS Cash Brought Forward at 1Jan plus/(minus) surplus/(deficit) for yr Balance Carried Forward at 31Dec made up of : Cash - Natwest Curr Cash - Co-op Curr Cash - CCLA CMF Cash - CCLA Chrmn Investment - Newton BNY Investment - M&G Acculm NAACIF Investment - M&G Income MAF Balance Carried Forward at 31Dec Net Income/ (Expenditure)	Yr to Dec23	Yr to Dec22
INCOME WMC Donations Grants Rebate Dividends Received Interest Received	£15,947 £50 £38,000 £0 £43 £1,898	£13,936 £0 £0 £0 £40 £424
Total Income	£55,938	£14,400
Investment Revaluation	£6,041	-£1,960
Income incl investment Revaluation	£61,979	£12,439
EXPENDITURE Rates NAA Subscription Valuation/Quinquennial Inspection Insurance Invicta Care Water Electricity General Maintenance Refurbishment/Building Work Gardening Pest Control Other	£0 £153 £1,740 £1,282 £1,621 £633 £0 £42 £46,551 £530 £0 £224	£0 £146 £1,094 £485 £570 £0 £2,790 £0 £595 £55 £693
Total Expenditure	£52,776	£6,428

Net Income/ (Expenditure)	£9,203	£6,011

Net Income/Expenditure excl revaluation	£3,162	£7,971

STATEMENT OF FUNDS Cash Brought Forward at 1Jan plus/(minus) surplus/(deficit) for yr Balance Carried Forward at 31Dec	£150,074 £9,203	£144,063 £6,011
	£159,277	£150,074
made up of : Cash - Natwest Curr Cash - Co-op Curr Cash - CCLA CMF Cash - CCLA Chrmn Investment - Newton BNY Investment - M&G Acculm NAACIF Investment - M&G Income MAF	£0 £44,962 £27,008 £141 £44,593 £41,549 £1,024	£0 £20,411 £44,114 £256 £43,126 £41,161 £1,007
Balance Carried Forward at 31Dec	£159,277	£150,074

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

----- Start of picture text -----
Report to the trustees/ Charity Name
BERRY HOUSING TRUST
members of
On accounts for the year 31 DECEMBER 2023 Charity no 242728
ended (if any)
Set out on pages 1&2
I report to the trustees on my examination of the accounts of the above
charity (“the Trust”) for the year ended 31 December 2022
----- End of picture text -----

Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention (other than that disclosed below *) in connection with the examination which gives me cause to believe that in, any material respect:

accounting records were not kept in accordance with section 130 of the Act or
the accounts do not accord with the accounting records

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Please delete the words in the brackets if they do not apply.

Date: 14 July 2024 Signed: Name: Elizabeth Rimell ~~Ps~~ Relevant professional ACMA CGMA qualification(s) or body (if any): Address: Stansted Lodge, Tumblefield Road, Stansted, Sevenoaks, Kent, TN15 7PR

October 2018

IER

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

Nothing to disclose

October 2018

IER