## **Jesmond United Reformed Church Trust Funds and Property Held in Connexion Therewith Registered Charity No. 242567** 

## **Trustees’ Annual Report for the year January 1[st] 2024 to December 31[st] 2024** 

This report includes information required by the Charities (Accounts and Reports) regulations 2008 and the Statement of Recommended Practice for Accounting by Charities 2005 as applicable to charities entitled to prepare accounts on the receipts and payments basis. 

## **Administrative information** 

Jesmond United Reformed Church is a local church of the United Reformed Church in Great Britain and is a member church of the Northern Synod of the Church. 

Jesmond United Reformed Church is situated at Burdon Terrace, Jesmond, Newcastle upon Tyne NE2 3AE Tel: 0191 281 4676 Email: office@jesmond-urc.org.uk 

The Church Office is normally open on Mondays and Wednesdays from 9.30am to 4.00pm, and on Fridays from 9.30am to 11.30am. 

The Trustees during the period of this report were: 

Revd Ryan Sirmons (Chair of Trustees) Mrs Moira Copeland Mrs Lindsay Cross (to April 2024) Miss Jean Degenhardt Mr Chris Hodder Mrs Helen Hodder Dr Alison Shiel 

The appointed independent examiner is Mr David L. Kilner FCA, 7 Eldon Square, Newcastle upon Tyne, NE1 7JG. 

The church buildings and Haldane House (formerly the Manse) are vested in the Northern Synod Trust of the URC as trustees and held for the benefit of Jesmond URC in accordance with the trusts applicable to URC properties. 

## **Structure, Governance and Management** 

The governing document is the Trust Deed dated 5[th] February 1955, which concerned the house at 33 Clayton Road, Jesmond, purchased as the manse for Jesmond Presbyterian Church. 

## **Objectives and Activities** 

The Trust Deed provides (paragraph 4) for the sale of this house and the use of the proceeds to purchase another manse. It also provides (paragraph 3) for the manse to be let and the net rental income to be used to meet the housing costs of the minister, and (paragraph 7) gives the congregation of Jesmond Presbyterian Church the power to appoint Trustees. Between 1955 and 1999 the individual trustees had been replaced by The United Reformed Church (Northern Province) Trust Limited and the property held as the manse had become the flat in Haldane House (known as 51 Burdon Terrace). 



This trust exists to support the work of Jesmond United Reformed Church (Jesmond URC). (Jesmond Presbyterian Church became Jesmond United Reformed Church as a result of The United Reformed Church Act 1972), 

The activities of Jesmond United Reformed Church are overseen by the Trustees within the Elders’ Meeting of the Church in accordance with the provisions of The Structure of the United Reformed Church determined by the General Assembly of the United Reformed Church and supplemented by the rules of the Church. The Elders’ Meeting is aware of the Charity Commission’s guidance on public benefit in ‘The Advancement of Religion for the Public Benefit’ and has regard to it in the administration of the Church. The Elders’ Meeting believes that the Church provides benefit to the public by providing resources and facilities for public worship, pastoral care, and spiritual, moral and intellectual development, both for the congregation and for anyone else who wishes to benefit from what the Church offers, and by promoting Christian values and service by members of the congregation to the community, for the benefit of individuals and society as a whole. 

## **Achievements and performance** 

Jesmond United Reformed Church is part of the Northwest and Central Newcastle Joint Pastorate of the URC Northern Synod, along with St Andrew’s Kenton, St James’s, and West End URCs, with the Revd Ryan Sirmons as Minister of the Pastorate. 

The Elders’ Meeting continues to work hard to develop mission and outreach activities, and to develop relationships with other local churches. 

The Manse flat is let at a market rate. The net rental income is applied firstly for the maintenance of the flat, and then to pay a housing allowance to the minister or, during any vacancy, for the promotion of the religious work of the congregation. 

The Trustees have reviewed the risks to the Trust. They insure Haldane House, of which the Manse forms part, arrange regular gas and electricity inspections, and employ an agent to oversee the tenants. In any year without rental income, the reserve would permit continuing maintenance expenditure with no housing allowance payable to the minister. 

## **Financial review** 

Copy accounts period end 31 Dec 2024 attached 

|Receipts|£32568|
|---|---|
|Payments|£37961|
|Deficit|(£5394)|





JESMOND UNITED REFORMED CHURCH
REGISTERED CHARITY NUMBER 1137613
Pago 1
FINANCIAL 8TATEMeNT8 YEAR ENDED JI DECU18ER 2024
RECEIPTS AND PAYMENTS A¢¢OUNT
Th1$ Y•4r
2024
Total £
Pr•vlou# Ye•r
2L723
Total £
Unrèstrltted
Funda £
Deslgnatod
Funds £
R•$trlcl?d
Fund8 £
Not8
RECEIPTS
Offerings
Fund ralslno 8nd d¢nallons
Programme activity income
Monles ralsed for outslde causes
Gift Aid lax repayments
Properly,. churchlhall letunos
Prop8rty.' church flat lelllngs
Property.. Haldano House lelllFvJs
Relmbu160m$n16 Rg¢olvfjd
Grants recelved
Bonk Interè81 and Inv081menl Incom6
Recolved from Man6e Fund
33.308
211
33,308
973
1,540
11,398
11,911
63.081
7,200
58,124
32,095
8,395
300
4.35T
8,520
L54,019
7.200
63.194
762
11.398
693
11.150
53.981
66.124
864
14,96
854
14,909
4,885
Total i¢e•lpt•
170 318
930
11,991
192 238
172965
PAYMENT$
Mlnlslry & Ml$$lon Fund
MlnlslrylGroup exp•ns98
Church runnlno cost8
Haldane Houso runnlng ¢os13
Programm8 8cllvlly ¢081s
Support of oul8ld8 caudes
Malntenance of thurch bulldln08
Mfjlnlenoncé of Haldane House
23,551
2,435
88,010
1,333
3.494
8.320
6.927
1.1al8
23,551
2,435
88,010
1,333
3,494
18.985
6,122
1.148
23,486
3,900
88,063
1,288
2,511
12,587
14,792
1.360
10,645
195
10
Total paym•nls
134,219
19S
14S Osg
147.047
NET RECEIPTSI IPAYMENTSI
4S.098
730
25,017
,' TFiAN8FER8 b•tw•on fundj
CASH FUNDS blfwd l January
X.'...:f10,731 :, ,
192,904
708
204,342
179324
CASH FUNDS c1fv4d 31 Oecembei
251519
204,342
STATEMENfoF AS8ET8 ANO LIA81LITIE8
Th1• Year
2024
Tol•l £
Prévlous Ye•r
2023
rot41 £
Vnwstilcted
Fund• £
0•$1gn)l•d
Funds £
Re•til¢l•d
FundM£
Monatary 088at8
Bonk and Cash A¢¢oun18
238 002
2,062
201619
204 342
Olhor a8a6t&
Inv8slfnenls 81 rn4rkel value
12
107.372
107,372
104,991
Assets used lor church purposes
Buildings
Contents
13
13
Clwrth btmklwws and Haldane Hous&
Organ. lumishirvJs aThJ equiprnenl
Significant creditors
. APPROVED by th• Chur¢h M¢etlng on
// +y75T"-£i? Z
and slgned on It$ behalf
by
namel
151gnalurél
The notes ￿ pages 2- 4 lotni e.art ollhl$ fin*n¢i&l st818ment

JESMOND UNITED REFORMED CHURCH
REGISTERED GHARITY NUMBER 1137613
Page 2
FINANCIAL8TATEMÈNTS YEAR eNOED 31 DECÉMBER 2024
1 ACCOUNTING POLICIES AND PRACTICES
The linan¢ial slalemenls hav6 been prepared in accordance with the Charities Act 2011 Section 130, using the
Receipts and Payments basis available lo small tharbt*s. and the United Reformed Church guidance.
All ligules have been rounded lo the nearesl ￿￿Thd.
2 FUND ACCOUNTING
Unreslrlcted Funds may be used by the clwrch for any of ordinary purposes.
Designated Funds represent unreslricled lunds sel aside by ihe thurch for spacificdesignaled purpDSèS '. Ihay
can bo transferred back into
eneral funds al Ihe chutGh'$ decL8kJn.
Balanca
PaymbntB
In
r#&r £
Tr&n8for8
for
gar£
Balanco
cl￿d £
Fund name & purpose
RècelptS
ear£
Joye• Herbert Bequest
Star Fund al tho Communlty Foundallon
Or
an Fund
8,447
760
1,S34
195
8,252
750
2,464
930
Total d081 natgd fund$
10,732
930
196
11,487
Rèslrl¢led Funds r8pr838nl Income whl¢h may b6 expended onty on those re8lrfded oiije¢l$ provld•d
In Ihe terms of a trust or b8quosI, or donallons or grants received or Invited for a $po¢lfl¢ purpo$?. These
fund8 can only be spent on the spe¢ift¢ puw for whlch I￿Y wer• given. Any balanc• remalnlng unspent
musl ba carried lo￿ard as a balan￿ on Ihal fund forfulure expandiluie on that spe¢ifi¢ purpose, oy returned,,
11 cannot ba Absorbed Into ginor81 funds.
Balance
Reco5pt8
In
ear£
PAymant•
r£
Tr•n•fbrs
for
ar£
Bolanets
Ifwd £
Fund namo & purpoAg
Outsldo Caus66
Commltment tor Llle
Cornmunlty Garden Fund
other Th5rd Partl•$
76
211
400
71
191
2.175
221
1,463
46
923
490
9.032
8,961
Total re•trlctBd lunds
707
11.398
Th1• Yoar
2024
Total £
Last Y•4r
2023
Totol t
Unrestrf¢tod
Fuhds £
Deslgnated
Fund> £
Rèstrlctod
Fund8 £
' 3 MONIE8 IiAISED FOR OUTSIDE CAUSES
Donallon8 for Oul$ld& Causes
Commitment for Llle
Othèr Ihlrd partle8
191
2,176
9,032
181
2,175
9,032
627
1,6QO
2,130
Total ral••d for oul8ld• ¢au80•
11,398
Th1$ Year
2024
Total £
Last Ye?r
2023
Total£
Unrestrlctod
Funds £
Dèslgnated
Fund& £
R&strlGled
Funds £
4 PROPERTY.. HALDANE HOUSE LETTINGS
Haldane House ground floor
Haldane House flat 51A
Haldane House.. Garage Rents
44,580
6,394
2.220
-11 --Ji.-IL--I':
6.240
2.220
6,240
2,220
Total Haldane House propgrtii income
56.124
56,124
53,194
5 GRANTS RECEIVED
Olher Grants Received
854
854
Total grants ro￿￿ed
854
854

JESMOND UNITED REFORMED CHURCH
REGISTEREO CHARITY NUMBER 1137613
Page 3
FINANCIAL STATEMENT8 YEAR ENDED 31 DECEMBER 2024
NOTES - contlnuod
Th1$ Yoar
2024
Total £
Last Yoar
2023
Tot81 £
Unrestricted
Funds £
Deslgnated
Fund$ £
Rostrlcied
Fund$£
6 CHURCH RUNNING COSTS
Gas and electricity
Insurance
Water iales
Telephone
Salarles
Slallonery 2nd pholocopylng
Publl¢¥lions and other expenses
LSc8nce3 and muslc
Cl8anlng
Organlplano malnlenan
Equlpmant
Accountancy And Payroll Fee&
Profe881onal Fees
Flower81garden
Conlacll888 Admln
17.355
9.207
133
1.229
33,421
1.753
281
1.237
8,640
1,844
2.977
3,864
2,930
3.015
123
17,355
9.207
133
1,229
33,421
1,753
281
1,237
8,640
1,844
2,977
3,884
2,930
3,016
123
28.476
8,992
122
852
27. 751
1,668
518
I,ioo
8,193
2,657
1.052
2,795
2,077
150
Total church iunnlng ¢ost$
88,010
7 HALDANE HOUSE RUNNING COSTS
In$uran¢e
1,333
1,333
1,268
Total H•ldanè Hou•9 runnln
¢o•ls
1,333
. 8 SUPPORT OF OUTSIDE CAUSES
Subscrlptlons
Donallons from Gener81 Fund
Oul$ldo Cousas
Commllmenl for Llfe
Olh6r Ihlrd artle8
25
25
25
8.295
221
1,463
8,961
7, 756
750
1,866
2.201
221
1,463
8,981
Total 4u
9 MAINTENANCE OF CHURCH 8UILDINOS
De¢oraling
Electrfcal Repalrs
Plumblng Rap8lr8
Roof Repalrs
Olher property Repalr8
SeNl¢ing
Chur¢h Flat Renovation¢
Church Flat Olh8r Payments
Lellino Agents Fee
1,160
1,916
60
77
414
878
1,160
1,918
80
77
414
878
280
2,904
1,771
1,123
3,002
2,311
319
196
195
1,080
342
1,080
1,451
342
Total malntenance ol Ghurch bulldlngg
195
10 MAINTENANCE OF HALDANE HOUSE
Repair, redecoration and olher work
Agent's fees for flat 51A
Upkeep ol Flat 51A
Servicing
51A Ulililies
347
g59
54
936
10
202
936
10
202
Total maintenance of Haldane Housè
1.148
1,560
Ii MONETARY A88ET8
The chur¢h monles af¢ not held In segregated acco￿)1$, bul (or Ihe sake of this finandal 81atemenl the lolal ol each account 1$ allocated
-p.pr¢prlalely.over the varlou8 funds.

. JESMOND UNITED REFORMEO CHURCH
, REGISTERED CHARITY NUMBER 1137613
Pago 4
FINANCIALSTATEMENTS YEA1< eN020 31 DECENIBER 2024
NOTES. ¢ontlnu•d
12 INVESTMENTS HELD FOR CHURCH PURPOSES
These14rgely comprise three bequesls- The Col. JR Hall. the GL Young bequest and th6 TW Cr8wford b8qu¢$l.
The income from thes6 bequests is paid to the Cenaral fund.
Tho holdings and value of the inveslmenls Is shovm as follows-
2024
ark•t
Valua £
2023
Markat
Vdlue £
Unlts
Incom8 £
Unlts
Hall bequesl
Young boqu•st
Crawford b•qu08t
Other
23
639
4.188
441
467
12,967
84,988
8,949
13
363
2,313
244
23
639
4,188
441
456
12,660
83,104
8,761
Total Inv¢olmenls
107373
5,291
All unlts, markat VAlue8 and Income h8v8 beén roundéd lo Iha nearest wholè numbèr.
13 AS8ETS USED FOR CHURCH PURPOSE8
Tha ¢hur¢h end hall bulldlng$ are Insurad by the thurth for £16.112.768 and Haldane Houso lor £1,936,794.
In addlllon. tinanls Improvement$ lo Hakjang House are insured and shown separately as £13,558,
The or
an, furnllura, ei.
ment and Con1￿15 ol the ¢hur¢h arKI Hahjane House are In$urod b the church for £1,440,867,

' JESMOND UNITED REFORMED CHURCH
REGISTERED CHARITY NUMBER 1137613
Page 5
, FINANCIAL STATEMENTS YEAR ENDED 31 DECEMBER 2024
Appendlx 1
, JOINT PASTORATE ACCOUNT
MINISTERIAL EXPENSES
This Year
2024
Total £
Last Year
2023
Total £
Receipts
Support from West End
Support from Jesmond
Support from St James
Support from St Andrews
1,691
2,111
1,271
1,691
1,691
2,111
1,271
1,691
Total racelpt8
6,766
6,768
Payments
Car mlleage
Car Allowance and Employers Nl
Mlnlsler's expenses
Contrlbutlon to Holy Island retreat
Tralnlng
Council tax
Phone (including broadband)
Water rates
Inductlon costslgifls
Set up fund
Manse repairslimprovements
Manse- Council Tax
Manse- Building Insurance
Manse - Boiler Service
Manse - Phone
Manse- Water Rates
1,366
643
150
468
2,265
724
334
1,366
1,251
299
2,157
531
309
Totsl payments '
CASH FUNDS blfwd l January
NET RECEIPTS I {PAYMENTS>
448
449
Jolnt Pastorate Account ,,'Ii
3,013
2,665
Balanca apportloned between
West End
Jesmond
st James
St Andrews
753
934
573
753
641
898
385
641
35%
Balance at 31 December 2024

. JESMOND UNITED REFORMED CHURCH MANSE FUND
Page 6
FINANCIAL STATEMENTS YEAR ENDED 31 DECEMBER 2024
MANSE FUND RECEIPTS AND PAYMENT ACCOUNT
REGISTERED CHARITY NUMBER 242S67
This Year
2024
Total £
Last Year
2023
Total £
Recelpts
Rent {see note a}
Utilities
Bank Interest and Investment Income
32,292
29,484
276
1,083
Total recelpts
32,568
30,667
Payment818e6 notes b and c)
Jolnt pa8loTate houslng ¢onlrlbullon
Agent's fees
uiiiitles management fees
Furnl6hlngs and fittlng8
3,380
8,135
5,360
&602
740
125
Insurance
Servl¢lng, r8palrs and maintenance
Gardenlng, ¢leanlng and other
Payments to JURC General Fund
1,298
25,129
1,298
1,268
5.968
2,109
Total paymentÈ
37,961
18,432
NET RECEIPTS I (PAYMENTS)
5,394
12,135
TRANSFERS botween funds (se6 nole d)
CASH FUNDS blfwd 1 Januaw_
114,449
102,316
CASH FUNDS clfwd 31 Decombor
109,055
114 449
Note;
a) The Manse Fund receives Income from the letling of the manse.
b) The cost of mainlalnlng Ihe manse 1$ Charged to the Manse Fund.
cl Where approprlate, the cost of work at Haldane House is apportioned bewn Jesmond URC General Fund and the
Manse Fund,
dl Any balance above £5,01)O In Ihe Manse Fund Can be applled for general thurch purpo8e8.

JESMOND UNITED REFORMED CHURCH
REQISTERED CHARITY NUMBER 1137643
Page 7
RECEIPTS AND PAYMENTS ACCOUNT YEAR ENDED 31 DECEMBER 2024
., INDEPENDENT EXAMINER'S REPORT
I report on the financial slalements ofJesmoThJ URC for the year ended 31 De¢*mber 2024, which are set out on pagès I to}.,
Respective responsibilities
' The church is resptsnsible for the preparation of th8 financial statements. and considers that the auditrequirement of Section 144(2}
of the Charities Ael 2011 (the Act) does not apply. It is my resp(M)sbility to state. on the basis of procedures specified in the General
Directions given by the Charity Commissionars under Sectton 14q5)(b) of the Act, whather particular mallers have como lo my
attention.
Basls of Ind•pondent ExamlneV8 VOPOrt
My examinatlon was corrled out In acco[da￿e wilh the General Dlrections of lh8 Ch3rily Commlsslon8r8. An examlnatlon Includes
a rovi8w of lh8 accounllng records kept by Ihe church and a comparison of ihe accounts pr8s&nled with thosè r8cord5.11 also Includé8
¢onsldarAllon of any unusual Items or disclosures In Ihe linancial slatemenls, and seeking explanatlon8 concèrnlng any such matt8f8.
' Th¢ proeédur08 undertaken do not provwje all tha 6vld6nce thal would be réqulred In an audS1, and con88qu&nily I do not 8xpr888 an
8udil oplnlon on the vlew glven by Iho financlal siatomenl8.
Indepèndent Examln8r'8 $tat•monl
In connecllon wllh my examination of thé church lund$, nothing camé lo my alienlion whl¢h gavè me causé to belleve olh8rwt88 Ihan
that th8 financial statements arxord with thé a¢¢ounllng recoards of thé dwr¢h, and that thos8 records 8ali$fled the requirements of
the Acl.18m not aware of any mallér to whlch altanllon should be drawn In order to enable 8 proper undèrstandlng of thè flnanclal
stalèm8nt8 to be reached.
Signed by the I de
endent ExÈmifier'.
Oal•'.
NsM8 and address of thè Independent Examlner..
Davld Kllner, F.C.A.
7 Eldon Square
Newcastle upon Tyne
NE17JG

. JESMOND UNITEO REFORMED CHURCH PIANSE FUND
REQISTERED CHARITY NUMBER 242567
Paga 8
RECEIPTS AND PAYMENTS ACCOUNT YEAR ENDED 31 DECEMBER 2024
INDEPENDENT EXAMINER'8 REPORT
I roporl on the flnan¢lal Staloments of the Manse fwd for tho year ended 31 De¢xmber 2024, whl¢h Is set out on page 6.
Respective responsibilitiès
The church is responsible for the preparati(￿ of th8 financial statem￿ts. and considers that Ihe auditrequirement of Section 14412)
of the Charities Act 2011 Ilhe Acll does not apply. It is my responsbilrfy to state. on the basis of procedures specified in the General
Directions given by the Charity Commis$i¢*ws under Section 14515)(b) of the Ac( whether particular matters hav8 come to my
attention.
B&81s of Indopondent Examlnèr'j report
My 8xamlnatlon was carrled out In 8ccordance wlth the Goneral Direclion8 of the CharltyCommlJ8lon8r8. An 8xamlnalion Includgs
a revlow of tha aecountSng records kept by the church and a comparlson of the accounlfy pr888nled with those r8cords. It also Includes
con6lderalion of any unusual il8m6 or dlsclosures In the Ilnanclal slalemenls, and 8eèklng èxplanatlon8 eoncernlng any such matters.
Thè procedures undertaken do not provide all tho evldence thai woutrj b6 f+squlred In an audit, and consèquèntly I do ntsi express an
audit oplnlon on the vlew glven by lh& flnanclal slal&menl8.
Independ•ntExamlnér'8 8lat•m•nt
In connecllon with my examlnallon of the ¢hur¢h funds, nolhlThJ came to ry attentton which gave me ￿U$8 to belleve otherw189 than
Ihal the finan¢lal Slalements 8e¢ord with thè acuunling recoards of churd). and that those records $ali$fied the requlrements of
th6 Act. l am not aware of any n￿ller to wN¢h allents'on shouhj bè drawn In order to enabl& a propèr under$tandlng of the financlal
8talemenls to b& reached.
Signad by thè Inda
endenl Examlnei..
Dale:
Namo and address of Ilié Ii)depdlKldiil Examinor-
Davld Kllnor, F.C.A.
7 Eldon Square
Newcastle upon Tyné
NE17JG

JESMOND UNITED REFORMED CHURCH
REGISTERED CHARITY NUMBER 1137613
Pago 1
FINANCIAL 8TATEMeNT8 YEAR ENDED JI DECU18ER 2024
RECEIPTS AND PAYMENTS A¢¢OUNT
Th1$ Y•4r
2024
Total £
Pr•vlou# Ye•r
2L723
Total £
Unrèstrltted
Funda £
Deslgnatod
Funds £
R•$trlcl?d
Fund8 £
Not8
RECEIPTS
Offerings
Fund ralslno 8nd d¢nallons
Programme activity income
Monles ralsed for outslde causes
Gift Aid lax repayments
Properly,. churchlhall letunos
Prop8rty.' church flat lelllngs
Property.. Haldano House lelllFvJs
Relmbu160m$n16 Rg¢olvfjd
Grants recelved
Bonk Interè81 and Inv081menl Incom6
Recolved from Man6e Fund
33.308
211
33,308
973
1,540
11,398
11,911
63.081
7,200
58,124
32,095
8,395
300
4.35T
8,520
L54,019
7.200
63.194
762
11.398
693
11.150
53.981
66.124
864
14,96
854
14,909
4,885
Total i¢e•lpt•
170 318
930
11,991
192 238
172965
PAYMENT$
Mlnlslry & Ml$$lon Fund
MlnlslrylGroup exp•ns98
Church runnlno cost8
Haldane Houso runnlng ¢os13
Programm8 8cllvlly ¢081s
Support of oul8ld8 caudes
Malntenance of thurch bulldln08
Mfjlnlenoncé of Haldane House
23,551
2,435
88,010
1,333
3.494
8.320
6.927
1.1al8
23,551
2,435
88,010
1,333
3,494
18.985
6,122
1.148
23,486
3,900
88,063
1,288
2,511
12,587
14,792
1.360
10,645
195
10
Total paym•nls
134,219
19S
14S Osg
147.047
NET RECEIPTSI IPAYMENTSI
4S.098
730
25,017
,' TFiAN8FER8 b•tw•on fundj
CASH FUNDS blfwd l January
X.'...:f10,731 :, ,
192,904
708
204,342
179324
CASH FUNDS c1fv4d 31 Oecembei
251519
204,342
STATEMENfoF AS8ET8 ANO LIA81LITIE8
Th1• Year
2024
Tol•l £
Prévlous Ye•r
2023
rot41 £
Vnwstilcted
Fund• £
0•$1gn)l•d
Funds £
Re•til¢l•d
FundM£
Monatary 088at8
Bonk and Cash A¢¢oun18
238 002
2,062
201619
204 342
Olhor a8a6t&
Inv8slfnenls 81 rn4rkel value
12
107.372
107,372
104,991
Assets used lor church purposes
Buildings
Contents
13
13
Clwrth btmklwws and Haldane Hous&
Organ. lumishirvJs aThJ equiprnenl
Significant creditors
. APPROVED by th• Chur¢h M¢etlng on
// +y75T"-£i? Z
and slgned on It$ behalf
by
namel
151gnalurél
The notes ￿ pages 2- 4 lotni e.art ollhl$ fin*n¢i&l st818ment

JESMOND UNITED REFORMED CHURCH
REGISTERED GHARITY NUMBER 1137613
Page 2
FINANCIAL8TATEMÈNTS YEAR eNOED 31 DECÉMBER 2024
1 ACCOUNTING POLICIES AND PRACTICES
The linan¢ial slalemenls hav6 been prepared in accordance with the Charities Act 2011 Section 130, using the
Receipts and Payments basis available lo small tharbt*s. and the United Reformed Church guidance.
All ligules have been rounded lo the nearesl ￿￿Thd.
2 FUND ACCOUNTING
Unreslrlcted Funds may be used by the clwrch for any of ordinary purposes.
Designated Funds represent unreslricled lunds sel aside by ihe thurch for spacificdesignaled purpDSèS '. Ihay
can bo transferred back into
eneral funds al Ihe chutGh'$ decL8kJn.
Balanca
PaymbntB
In
r#&r £
Tr&n8for8
for
gar£
Balanco
cl￿d £
Fund name & purpose
RècelptS
ear£
Joye• Herbert Bequest
Star Fund al tho Communlty Foundallon
Or
an Fund
8,447
760
1,S34
195
8,252
750
2,464
930
Total d081 natgd fund$
10,732
930
196
11,487
Rèslrl¢led Funds r8pr838nl Income whl¢h may b6 expended onty on those re8lrfded oiije¢l$ provld•d
In Ihe terms of a trust or b8quosI, or donallons or grants received or Invited for a $po¢lfl¢ purpo$?. These
fund8 can only be spent on the spe¢ift¢ puw for whlch I￿Y wer• given. Any balanc• remalnlng unspent
musl ba carried lo￿ard as a balan￿ on Ihal fund forfulure expandiluie on that spe¢ifi¢ purpose, oy returned,,
11 cannot ba Absorbed Into ginor81 funds.
Balance
Reco5pt8
In
ear£
PAymant•
r£
Tr•n•fbrs
for
ar£
Bolanets
Ifwd £
Fund namo & purpoAg
Outsldo Caus66
Commltment tor Llle
Cornmunlty Garden Fund
other Th5rd Partl•$
76
211
400
71
191
2.175
221
1,463
46
923
490
9.032
8,961
Total re•trlctBd lunds
707
11.398
Th1• Yoar
2024
Total £
Last Y•4r
2023
Totol t
Unrestrf¢tod
Fuhds £
Deslgnated
Fund> £
Rèstrlctod
Fund8 £
' 3 MONIE8 IiAISED FOR OUTSIDE CAUSES
Donallon8 for Oul$ld& Causes
Commitment for Llle
Othèr Ihlrd partle8
191
2,176
9,032
181
2,175
9,032
627
1,6QO
2,130
Total ral••d for oul8ld• ¢au80•
11,398
Th1$ Year
2024
Total £
Last Ye?r
2023
Total£
Unrestrlctod
Funds £
Dèslgnated
Fund& £
R&strlGled
Funds £
4 PROPERTY.. HALDANE HOUSE LETTINGS
Haldane House ground floor
Haldane House flat 51A
Haldane House.. Garage Rents
44,580
6,394
2.220
-11 --Ji.-IL--I':
6.240
2.220
6,240
2,220
Total Haldane House propgrtii income
56.124
56,124
53,194
5 GRANTS RECEIVED
Olher Grants Received
854
854
Total grants ro￿￿ed
854
854

JESMOND UNITED REFORMED CHURCH
REGISTEREO CHARITY NUMBER 1137613
Page 3
FINANCIAL STATEMENT8 YEAR ENDED 31 DECEMBER 2024
NOTES - contlnuod
Th1$ Yoar
2024
Total £
Last Yoar
2023
Tot81 £
Unrestricted
Funds £
Deslgnated
Fund$ £
Rostrlcied
Fund$£
6 CHURCH RUNNING COSTS
Gas and electricity
Insurance
Water iales
Telephone
Salarles
Slallonery 2nd pholocopylng
Publl¢¥lions and other expenses
LSc8nce3 and muslc
Cl8anlng
Organlplano malnlenan
Equlpmant
Accountancy And Payroll Fee&
Profe881onal Fees
Flower81garden
Conlacll888 Admln
17.355
9.207
133
1.229
33,421
1.753
281
1.237
8,640
1,844
2.977
3,864
2,930
3.015
123
17,355
9.207
133
1,229
33,421
1,753
281
1,237
8,640
1,844
2,977
3,884
2,930
3,016
123
28.476
8,992
122
852
27. 751
1,668
518
I,ioo
8,193
2,657
1.052
2,795
2,077
150
Total church iunnlng ¢ost$
88,010
7 HALDANE HOUSE RUNNING COSTS
In$uran¢e
1,333
1,333
1,268
Total H•ldanè Hou•9 runnln
¢o•ls
1,333
. 8 SUPPORT OF OUTSIDE CAUSES
Subscrlptlons
Donallons from Gener81 Fund
Oul$ldo Cousas
Commllmenl for Llfe
Olh6r Ihlrd artle8
25
25
25
8.295
221
1,463
8,961
7, 756
750
1,866
2.201
221
1,463
8,981
Total 4u
9 MAINTENANCE OF CHURCH 8UILDINOS
De¢oraling
Electrfcal Repalrs
Plumblng Rap8lr8
Roof Repalrs
Olher property Repalr8
SeNl¢ing
Chur¢h Flat Renovation¢
Church Flat Olh8r Payments
Lellino Agents Fee
1,160
1,916
60
77
414
878
1,160
1,918
80
77
414
878
280
2,904
1,771
1,123
3,002
2,311
319
196
195
1,080
342
1,080
1,451
342
Total malntenance ol Ghurch bulldlngg
195
10 MAINTENANCE OF HALDANE HOUSE
Repair, redecoration and olher work
Agent's fees for flat 51A
Upkeep ol Flat 51A
Servicing
51A Ulililies
347
g59
54
936
10
202
936
10
202
Total maintenance of Haldane Housè
1.148
1,560
Ii MONETARY A88ET8
The chur¢h monles af¢ not held In segregated acco￿)1$, bul (or Ihe sake of this finandal 81atemenl the lolal ol each account 1$ allocated
-p.pr¢prlalely.over the varlou8 funds.

. JESMOND UNITED REFORMEO CHURCH
, REGISTERED CHARITY NUMBER 1137613
Pago 4
FINANCIALSTATEMENTS YEA1< eN020 31 DECENIBER 2024
NOTES. ¢ontlnu•d
12 INVESTMENTS HELD FOR CHURCH PURPOSES
These14rgely comprise three bequesls- The Col. JR Hall. the GL Young bequest and th6 TW Cr8wford b8qu¢$l.
The income from thes6 bequests is paid to the Cenaral fund.
Tho holdings and value of the inveslmenls Is shovm as follows-
2024
ark•t
Valua £
2023
Markat
Vdlue £
Unlts
Incom8 £
Unlts
Hall bequesl
Young boqu•st
Crawford b•qu08t
Other
23
639
4.188
441
467
12,967
84,988
8,949
13
363
2,313
244
23
639
4,188
441
456
12,660
83,104
8,761
Total Inv¢olmenls
107373
5,291
All unlts, markat VAlue8 and Income h8v8 beén roundéd lo Iha nearest wholè numbèr.
13 AS8ETS USED FOR CHURCH PURPOSE8
Tha ¢hur¢h end hall bulldlng$ are Insurad by the thurth for £16.112.768 and Haldane Houso lor £1,936,794.
In addlllon. tinanls Improvement$ lo Hakjang House are insured and shown separately as £13,558,
The or
an, furnllura, ei.
ment and Con1￿15 ol the ¢hur¢h arKI Hahjane House are In$urod b the church for £1,440,867,

' JESMOND UNITED REFORMED CHURCH
REGISTERED CHARITY NUMBER 1137613
Page 5
, FINANCIAL STATEMENTS YEAR ENDED 31 DECEMBER 2024
Appendlx 1
, JOINT PASTORATE ACCOUNT
MINISTERIAL EXPENSES
This Year
2024
Total £
Last Year
2023
Total £
Receipts
Support from West End
Support from Jesmond
Support from St James
Support from St Andrews
1,691
2,111
1,271
1,691
1,691
2,111
1,271
1,691
Total racelpt8
6,766
6,768
Payments
Car mlleage
Car Allowance and Employers Nl
Mlnlsler's expenses
Contrlbutlon to Holy Island retreat
Tralnlng
Council tax
Phone (including broadband)
Water rates
Inductlon costslgifls
Set up fund
Manse repairslimprovements
Manse- Council Tax
Manse- Building Insurance
Manse - Boiler Service
Manse - Phone
Manse- Water Rates
1,366
643
150
468
2,265
724
334
1,366
1,251
299
2,157
531
309
Totsl payments '
CASH FUNDS blfwd l January
NET RECEIPTS I {PAYMENTS>
448
449
Jolnt Pastorate Account ,,'Ii
3,013
2,665
Balanca apportloned between
West End
Jesmond
st James
St Andrews
753
934
573
753
641
898
385
641
35%
Balance at 31 December 2024

. JESMOND UNITED REFORMED CHURCH MANSE FUND
Page 6
FINANCIAL STATEMENTS YEAR ENDED 31 DECEMBER 2024
MANSE FUND RECEIPTS AND PAYMENT ACCOUNT
REGISTERED CHARITY NUMBER 242S67
This Year
2024
Total £
Last Year
2023
Total £
Recelpts
Rent {see note a}
Utilities
Bank Interest and Investment Income
32,292
29,484
276
1,083
Total recelpts
32,568
30,667
Payment818e6 notes b and c)
Jolnt pa8loTate houslng ¢onlrlbullon
Agent's fees
uiiiitles management fees
Furnl6hlngs and fittlng8
3,380
8,135
5,360
&602
740
125
Insurance
Servl¢lng, r8palrs and maintenance
Gardenlng, ¢leanlng and other
Payments to JURC General Fund
1,298
25,129
1,298
1,268
5.968
2,109
Total paymentÈ
37,961
18,432
NET RECEIPTS I (PAYMENTS)
5,394
12,135
TRANSFERS botween funds (se6 nole d)
CASH FUNDS blfwd 1 Januaw_
114,449
102,316
CASH FUNDS clfwd 31 Decombor
109,055
114 449
Note;
a) The Manse Fund receives Income from the letling of the manse.
b) The cost of mainlalnlng Ihe manse 1$ Charged to the Manse Fund.
cl Where approprlate, the cost of work at Haldane House is apportioned bewn Jesmond URC General Fund and the
Manse Fund,
dl Any balance above £5,01)O In Ihe Manse Fund Can be applled for general thurch purpo8e8.

JESMOND UNITED REFORMED CHURCH
REQISTERED CHARITY NUMBER 1137643
Page 7
RECEIPTS AND PAYMENTS ACCOUNT YEAR ENDED 31 DECEMBER 2024
., INDEPENDENT EXAMINER'S REPORT
I report on the financial slalements ofJesmoThJ URC for the year ended 31 De¢*mber 2024, which are set out on pagès I to}.,
Respective responsibilities
' The church is resptsnsible for the preparation of th8 financial statements. and considers that the auditrequirement of Section 144(2}
of the Charities Ael 2011 (the Act) does not apply. It is my resp(M)sbility to state. on the basis of procedures specified in the General
Directions given by the Charity Commissionars under Sectton 14q5)(b) of the Act, whather particular mallers have como lo my
attention.
Basls of Ind•pondent ExamlneV8 VOPOrt
My examinatlon was corrled out In acco[da￿e wilh the General Dlrections of lh8 Ch3rily Commlsslon8r8. An examlnatlon Includes
a rovi8w of lh8 accounllng records kept by Ihe church and a comparison of ihe accounts pr8s&nled with thosè r8cord5.11 also Includé8
¢onsldarAllon of any unusual Items or disclosures In Ihe linancial slatemenls, and seeking explanatlon8 concèrnlng any such matt8f8.
' Th¢ proeédur08 undertaken do not provwje all tha 6vld6nce thal would be réqulred In an audS1, and con88qu&nily I do not 8xpr888 an
8udil oplnlon on the vlew glven by Iho financlal siatomenl8.
Indepèndent Examln8r'8 $tat•monl
In connecllon wllh my examination of thé church lund$, nothing camé lo my alienlion whl¢h gavè me causé to belleve olh8rwt88 Ihan
that th8 financial statements arxord with thé a¢¢ounllng recoards of thé dwr¢h, and that thos8 records 8ali$fled the requirements of
the Acl.18m not aware of any mallér to whlch altanllon should be drawn In order to enable 8 proper undèrstandlng of thè flnanclal
stalèm8nt8 to be reached.
Signed by the I de
endent ExÈmifier'.
Oal•'.
NsM8 and address of thè Independent Examlner..
Davld Kllner, F.C.A.
7 Eldon Square
Newcastle upon Tyne
NE17JG

. JESMOND UNITEO REFORMED CHURCH PIANSE FUND
REQISTERED CHARITY NUMBER 242567
Paga 8
RECEIPTS AND PAYMENTS ACCOUNT YEAR ENDED 31 DECEMBER 2024
INDEPENDENT EXAMINER'8 REPORT
I roporl on the flnan¢lal Staloments of the Manse fwd for tho year ended 31 De¢xmber 2024, whl¢h Is set out on page 6.
Respective responsibilitiès
The church is responsible for the preparati(￿ of th8 financial statem￿ts. and considers that Ihe auditrequirement of Section 14412)
of the Charities Act 2011 Ilhe Acll does not apply. It is my responsbilrfy to state. on the basis of procedures specified in the General
Directions given by the Charity Commis$i¢*ws under Section 14515)(b) of the Ac( whether particular matters hav8 come to my
attention.
B&81s of Indopondent Examlnèr'j report
My 8xamlnatlon was carrled out In 8ccordance wlth the Goneral Direclion8 of the CharltyCommlJ8lon8r8. An 8xamlnalion Includgs
a revlow of tha aecountSng records kept by the church and a comparlson of the accounlfy pr888nled with those r8cords. It also Includes
con6lderalion of any unusual il8m6 or dlsclosures In the Ilnanclal slalemenls, and 8eèklng èxplanatlon8 eoncernlng any such matters.
Thè procedures undertaken do not provide all tho evldence thai woutrj b6 f+squlred In an audit, and consèquèntly I do ntsi express an
audit oplnlon on the vlew glven by lh& flnanclal slal&menl8.
Independ•ntExamlnér'8 8lat•m•nt
In connecllon with my examlnallon of the ¢hur¢h funds, nolhlThJ came to ry attentton which gave me ￿U$8 to belleve otherw189 than
Ihal the finan¢lal Slalements 8e¢ord with thè acuunling recoards of churd). and that those records $ali$fied the requlrements of
th6 Act. l am not aware of any n￿ller to wN¢h allents'on shouhj bè drawn In order to enabl& a propèr under$tandlng of the financlal
8talemenls to b& reached.
Signad by thè Inda
endenl Examlnei..
Dale:
Namo and address of Ilié Ii)depdlKldiil Examinor-
Davld Kllnor, F.C.A.
7 Eldon Square
Newcastle upon Tyné
NE17JG