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2025-03-31-accounts

ROYAL NAVY (ROMAN CATHOLIC) TRUST

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025

Charity Number 242543

ROYAL NAVY (ROMAN CATHOLIC) TRUST

INDEX TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

----- Start of picture text -----
Members of the board and professional advisers Page 1
Trustees' annual report Pages 2 to 4
Independent examiner's report Page 5
Statement of financial activities Page 6
Balance sheet Page 7
Notes to the financial statements Page 8 to 11
----- End of picture text -----

ROYAL NAVY (ROMAN CATHOLIC) TRUST

Page 1

MEMBERS OF THE BOARD AND PROFESSIONAL ADVISERS

The Board of Trustees Lieutenant Commander P A'Hern RN
Very Rev D Conroy KHC VE RN (Ex-Officio) - retired 1 September 2024
P Firth
Rt Rev Bishop P Mason (Ex-Officio)
Father R Matau RN (Ex-Officio) - appointed 1 September 2024
Commodore N Tindal RN
Wing Commander C P Thorpe RAF - Chairman
Principal Address Royal Navy Catholic Chaplaincy
The Chaplaincy
HMS Collingwood
Newgate Lane
Fareham
Hampshire
PO14 1AS
Charity Registered Number 242543
Independent Examiner Mark Dickinson FCA
Shaw Gibbs (Audit) Limited
Wey Court West
Union Road
Farnham
Surrey
GU9 7PT
Bankers Royal Bank of Scotland
Holts Camberley Branch
11 High Street
Camberley
Surrey
GU15 3AL
Investment Manager BlackRock Investment Management (UK) Limited
PO Box 9036
Chelmsford
Essex
CM99 2XD

ROYAL NAVY (ROMAN CATHOLIC) TRUST

Page 2

TRUSTEES' ANNUAL REPORT FOR THE YEAR ENDED 31 MARCH 2025

The trustees have the pleasure in presenting their report and the financial statements of the charity for the year ended 31 March 2025.

Legal Status

The Royal Navy (Roman Catholic) Trust was created by a Declaration of Trust dated 26 February 1958. The Governing document was amended by order of the Charity Commissioners on 5 August 2002.

The Royal Navy (Roman Catholic) Trust is a Registered Charity, charity number 242543.

Trustees Appointments and New Trustee Proceedings

The ex-officio trustees are appointed by virtue of their respective offices. Co-optative trustees are appointed by a resolution of the trustees passed at a special meeting.

The chairman of trustees contacts new ex-officio trustees and potential new lay trustees prior to attendance at their first trustees meeting, to tell them about the background and activities of the trust. All new trustees are also provided with a copy of the charity commission guide "The Essential Trustee: what you need to know".

Objects of the Trust

The objects of the trust are the advancement of the Roman Catholic Religion among members of the Royal Navy and the welfare of Roman Catholic members of His Majesty's Royal Navy.

Connected Charities

The following Charities are connected to the Royal Navy (Roman Catholic) Trust.

Vicariate Headquarters Trust The Army Roman Catholic Trust 26 The Crescent St. Michael and St. George Parish Office Farnborough Queens Avenue Hampshire Aldershot GU14 7AS Hampshire GU11 2BY Royal Air Force Roman Catholic The Roman Catholic Bishopric of the Forces (GB) Church Purposes Fund Wellington House The Chaplaincy Centre St Omer Barracks RAF Cosford Aldershot Albrighton Hampshire Wolverhampton GU11 2BG WV7 3EX

Investment Powers

Under the Trust Deed, the charity has the power to make any investment which the trustees see fit. BlackRock Investment Management (UK) Limited invest all of the funds into the Armed Forces Charities Growth and Income Fund.

ROYAL NAVY (ROMAN CATHOLIC) TRUST

Page 3

TRUSTEES' ANNUAL REPORT FOR THE YEAR ENDED 31 MARCH 2025

Reserves

The trustees are resolved to ensure that income is expended upon the objects of the charity, taking one year with another. Reserves, which principally arise from the appreciation over time of the portfolio of investments, are resolved to be invested to procure a steady and rising income over time so as to ensure that the expenditure upon charitable objectives may be increased.

Achievements and Performance

In addition to the usual planned activities, the Trust supported an extra event, the Forces Military Jubilee weekend in Rome, to mark 2025 as a Year of jubilee in the Catholic Church. In total 66% of expenditure was used in support of Outreach activity.

The overall in-year loss of £9,573 reflects the early payment of the 2026 grant to HCPT of £6,249 and an additional IMP expenditure of £3,250 for the band, which in the past has been supported through public funds. Support continued to be provided to the Bishopric of the Forces and with the employment of a pastoral assistant. One chaplain received support through the Chaplains’ Welfare designated fund.

Financial Review

Investment income on quoted investments have increased in the year but there was a reduction in planned giving. Grants were received from RNRMC (in support of IMP) and the Sir Harold Hood Trust (in support of Outreach, particularly the employment of a Pastoral Assistant).

The trust's investments are managed by BlackRock Investment Management (UK) Limited and have been invested in the Armed Forces Charities Growth and Income Fund.

Whilst Investment income increased over the period, the market value of investments decreased by 4%.

The financial markets continue to be volatile and the performance of the Trust’s investments against the benchmark are being closely monitored to ensure the best return possible.

Plans for Future Periods

Expenditure on the support of the Bishopric of the Forces, the Lourdes Pilgrimage, and all other regular activities will be continued.

General

The financial statements comply with current statutory requirements, the requirements of the Statement of Recommended Practice, and with the charity's governing document.

Funds

The Funds held are unrestricted and are held to further the objects of the Trust. These funds are available and are adequate to fulfil the obligations of the trust

Unrestricted funds include a designated fund for Chaplains' Welfare.

ROYAL NAVY (ROMAN CATHOLIC) TRUST

Page 4

TRUSTEES' ANNUAL REPORT FOR THE YEAR ENDED 31 MARCH 2025

Public Benefit

The Trust facilitates the faith practice of Roman Catholic members of the Royal Navy, their families and those other Service personnel who wish to associate with them by providing for their participation in events which foster and develop their spiritual lives, enhance their sense of humanity and improve their sense of belonging and citizenship. It enables Chaplains to provide the best pastoral care and resources, and to engage people more deeply with the moral component of their military responsibilities. In addition, it supports the pastoral ministry of the Bishop of the Forces to those same people.

Recruiting to the Service – and thereby to benefiting from the Trust - is based on competence and character alone, and not determined by the Trust but by the Ministry of Defence. The Trust makes a point of supporting servicemen and -women affected by Operations. The Trust supports all Service personnel, Roman Catholic or not, who wish to be part of the outreach of the Roman Catholic community in the Royal Navy. Particular care is taken that those on lower incomes, typically those under training, are given additional financial support.

No private benefits are received by anyone.

The Trustees

The trustees who served the charity during the period were as follows:

Lieutenant Commander P A'Hern RN Very Rev D Conroy KHC VE RN - retired 1 September 2024 P Firth Rt Rev Bishop P Mason Father R Matau RN- appointed 1 September 2024 Commodore N Tindal RN Wing Commander C P Thorpe RAF - Chairman

Trustees' Responsibilities

The trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the charity's financial activities during the year and of its financial position at the end of the year. In preparing financial statements giving a true and fair view, the trustees should follow best practice and:

The trustees are responsible for keeping sufficient accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. The trustees are responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Signed on behalf of the trustees

Father R Matau RN Approved by the trustees on 3 July 2025 Trustee

ROYAL NAVY (ROMAN CATHOLIC) TRUST

Page 5

REPORT OF THE INDEPENDENT EXAMINER UNDER SECTION 144 OF THE CHARITIES ACT 2011 TO THE TRUSTEES OF THE ROYAL NAVY (ROMAN CATHOLIC) TRUST

I report on the financial statements for the year ended 31 March 2025 as set out on pages 6 to 11.

The accounts have been prepared in accordance with Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standards applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

Respective responsibilities of trustees and independent examiner

The charity’s trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year (under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to

Basis of independent examiner's statement

My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent Examiner's Statement

In the course of my examination, no matter has come to my attention:

  1. which gives me reasonable cause to believe that, in any material respect, the requirement:

  2. to keep proper accounting records in accordance with section 130 of the 2011 Act; and

  3. to prepare accounts which accord with the accounting records and to comply with the accounting requirements of the 2011 Act have not been met; or

  4. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Mark Dickinson FCA Shaw Gibbs (Audit) Limited Wey Court West Union Road Farnham Surrey GU9 7PT

Dated : 3 July 2025

ROYAL NAVY (ROMAN CATHOLIC) TRUST

Page 6

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 MARCH 2025

Notes
INCOME AND ENDOWMENTS
Investment income
2
General donations and legacies
3
Charitable activities
3
TOTAL INCOME
EXPENDITURE
Charitable Activities
Grants paid
4
Other charitable activities
4
TOTAL EXPENDITURE
NET INCOME/EXPENDITURE AND NET
MOVEMENT IN FUNDS BEFORE GAINS
AND LOSSES ON INVESTMENTS
Net Gains/(losses) on Investments
7
NET MOVEMENT IN FUNDS BEFORE
TRANSFERS
Transfers
General unrestricted
Designated unrestricted
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS
FUNDS AT 1 APRIL 2024
FUNDS AT 31 MARCH 2025
2025
2024
Total
Total
Funds
Funds
£
£
43,224
41,234
565
3,561
25,000
17,000
68,789
61,795
18,550
17,768
59,812
52,061
78,362
69,829
78,362
69,829
(9,573)
(8,035)
(46,193)
18,782
(55,767)
10,747
(1,000)
(1,000)
1,000
1,000
(55,767)
10,747
1,106,923
1,096,175
1,051,156
1,106,923

All movements are in unrestricted funds.

The statement of financial activities includes all gains and losses recognised in the year.

All incoming resources and resources expended derive from continuing activities.

ROYAL NAVY (ROMAN CATHOLIC) TRUST

Page 7

BALANCE SHEET FOR THE YEAR ENDED 31 MARCH 2025

Notes
FIXED ASSETS
Investments
7
CURRENT ASSETS
Debtors
8
Cash at bank
CREDITORS: Amounts falling due within
one year
9
NET CURRENT ASSETS
NET ASSETS
REPRESENTED BY:
FUNDS
Unrestricted:
12
Designated
General
TOTAL FUNDS
£
£
£
£
997,028
1,043,221
997,028
1,043,221
2,027
887
54,256
64,669
56,283
65,556
(2,154)
(1,854)
(2,154)
(1,854)
54,129
63,702
1,051,156
1,106,923
6,822
5,933
1,044,334
1,100,990
1,051,156
1,106,923
2025
2024

These financial statements were approved by the trustees on 3 July 2025 and are signed on their behalf by:

Wing Commander C. P. Thorpe RAF (Chairman)

ROYAL NAVY (ROMAN CATHOLIC) TRUST

Page 8

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

1 Accounting Policies

Basis of accounting

The accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant notes to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The accounts have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published on 16 July 2014 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The trust constitutes a public benefit entity as defined by FRS 102.

Incoming Resources

General donations, collections, grants and bank interest are accounted for on a receivable basis.

Legacies are accounted for when they have been notified to the trust and it is probable it will be received.

Resources Expended

Charitable activities costs include grants made and governance costs as shown in note 4.

Investments

Investments are managed under a discretionary agreements by BlackRock Investment Management (UK) Limited.

Investments are accounted for by reference to the bargain date shown by the contract note issued in respect of their purchase or disposal.

Investments are a form of basic financial instrument and are initially recorded at their transaction value and subsequently measured at their fair value as at the balance sheet date using the bid price. The statement of financial activities includes the net gains and losses arising on revaluations and disposals throughout the year.

The Trust does not acquire put options, derivatives or other complex financial instruments.

Investment income

Income arising from investments is included by reference to the normal date of payment of dividends or interest on that investment. Provision is not made in the accounts for dividends to be received in the next accounting period on investments declared ex-dividend prior to 31st March 2024.

Taxation

As a qualifying charity, the trust is not liable to UK taxation.

Debtors

Short term debtors are measured at transaction price, less any impairment.

Creditors

Short term creditors are measured at the transaction date.

ROYAL NAVY (ROMAN CATHOLIC) TRUST

2
Investment Income
UK quoted investments
Bank interest receivable
Other interest received on gift aid claims
3
Income - Charitable activities
Grants Received
Sir Harold Hood Trust
Royal Navy and Royal Marines Charity
General Donations and Legacies
Donations
4
Expenditure - Charitable activities
Grants Paid
Bishopric of the Forces
Other Charitable Activities
Chaplains CPD / Conference
Lourdes Military Pilgrimage
Rome Jubilee Pilgrimage
HCPT
World Youth Day Pilgrimage
Walsingham Pilgrimage
The Association of Royal Navy Chaplains
HMS Raleigh Catholic Fund
Annual Naval Mass
Catholic Heritage Weekend
Chaplains Welfare
Pastoral Assistant Salary and Expenses
Chaplains Recruiting
Outreach
Accountancy (see note 5)
Administration and Resources
PRCC Expenses
Publications
Travel, Subsistence and Accommodation
Chaplain's Training Support
Sundry
Armed Forces Chaplaincy Centre Painting Contribution
RM Poole Little Green Book
Donation to West Window Restoration Fund
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Page 9
2025
2024
£
£
42,480
40,356
743
868
-
10
43,224
41,234
2025
2024
£
£
17,000
17,000
8,000
-
25,000
17,000
2025
2024
£
£
565
3,561
565
3,561
2025
2024
£
£
18,550
17,768
18,550
17,768
5,875
2,966
17,680
17,707
3,864
-
11,720
7,769
-
1,932
543
-
-
-
-
-
443
883
-
906
110
357
10,972
11,077
161
297
211
1,128
3,444
3,328
237
871
402
500
2,857
-
344
151
-
-
-
190
-
1,000
-
1,000
950
-
59,812
52,061

ROYAL NAVY (ROMAN CATHOLIC) TRUST

Page 10

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

4 Expenditure - Charitable activities (cont.)

Paid out of designated fund
Paid out of general unrestricted fund
5
Accountancy
Accountancy and Secretarial
Independent Examiner Fees
110
357
59,702
51,704
59,812
52,061
2025
2024
£
£
2,544
2,428
900
900
3,444
3,328

6 Staff Costs & Trustees' Remuneration and Emoluments

During the year there was one part time employee (note 4) No employee earned £60,000 per annum or more (2024: none )

No Trustees received any remuneration in respect to their services as a trustee during the year (2024: none) During the year two trustees were reimbursed a total of £163 (2024: one trustee for £7) incurred for services provided to the charity.

7
Investments
Listed Investments
Armed Forces Charities Growth and Income Fund
Movement in Market Value
Market value at 1 April 2024
Acquisitions at cost
Disposals at opening book value
Net (Losses)/Gains on revaluations in the year ended 31 March 2025
Market value at 31 March 2025
Historical cost at 31 March 2025
8
Analysis of current assets
Income Tax Recoverable - Gift Aid
Loans Receivable
Prepayments
2025
2024
£
£
997,028
1,043,221
997,028
1,043,221
1,043,221
1,024,439
-
-
-
-
(46,193)
18,782
997,028
1,043,221
811,948
811,948
2025
2024
£
£
746
656
-
-
1,281
231
2,027
887

All current assets including cash at bank balances relate to unrestricted funds.

ROYAL NAVY (ROMAN CATHOLIC) TRUST

Page 11

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025

9
Analysis of current liabilities
Accruals
Deferred Income
All creditors relate to unrestricted funds.
2025
2024
£
£
1,854
1,854
300
-
2,154
1,854

10 Vicariate Headquarters Trust

The Royal Navy (Roman Catholic) Trust has contributed funds to the Vicariate Headquarters Trust for the purchase of property and the subsequent refurbishment of the property. The trustees of the Vicariate Headquarters Trust have confirmed that in the event of the Trust being wound up, they would return surplus funds to the contributing parties. In the eventuality 7.24% of any surplus would be returned to the Royal Navy (Roman Catholic) Trust.

11 Related Party Transactions

A grant was paid during the year to the Roman Catholic Bishopric of the Forces (GB) of £18,550 (2024: £17,768). The charities are connected by virtue of having some Trustees in common.

12 Analysis of net assets between funds

Fund balances at 31 March are represented by:
Investments
Net Current Assets
Total funds (Unrestricted)
Split of unrestricted funds
Designated
General
Total Funds
Total Funds
2025
2024
£
£
997,028
1,043,221
54,129
63,702
1,051,156
1,106,923
1,051,156
1,106,923
6,822
5,933
1,044,334
1,100,990
1,051,156
1,106,923

A designated fund was set up by Trustees for Chaplains' Post Operational Welfare, the balance on this fund at the year end was £6,822.