Trustees. Annual Report for the period P&iod Start dats PwI￿j end date Sry)twni%r 2024 From To Section A Reference and administration details Charlty nam• Cumbria-weslmorfand Federat'on of Wls Othor namos charltylg known by Reglstored charfty numb•r Of any) 240758 Charvs prfnclpal address Kendal House Murfey M055 Kendal. Curntxia P￿t¢od• LA9 7RL Nam0• ol th• charlty trnltfj￿ who manag• th• charlty TnJ•ts• n•rn• onic• 01 *ry) Chalrnmn N•m• ol pDr¥on lor body} •nthl•d lrt tru•t•• If•n K8ren HankB Sarah Mlddl8ton Margaret Cumming Rathel Edmondson Ruth Rlgg Lesley Slngktsn Llnda Stretton Gllllan Sykes Hon. TreasuT Ap&K)inted 4 Odober 2023 Resigned 1 September 2024 App)inted 1 November 2023 Beryl Tulley 10 Julle Wrbjht 11 12 13 14 15 16 17 18 19 TAR Marth 2012 Names of the trustees for tho charSty, If any. (for example, any custodlan trusteas) Narne Datss acted rf not for whole ear Nam•s and addresses of advlsars (Opllonal Intomk￿00nj o ol advls•r Nam• Addrn Narno of chlef ox•cutlve or nam•s ot Mnior staff m•mbors1Optlonal Infornlatlon) Celia Cleobury- Fodgratlon Administrator Cathy VVlnler- Communicats'ons oir Section B Structure, overnance and mana ement Doscrlptlon of tho ch*lty$ trusts Constr￿bOn for uninco￿￿￿ Wl thnty Federatiorr& Our GrN8ming Dotsjmenl is ts Tem￿ of Refere￿& and S￿dIng Ord8ts for the Board of rNsiees bekwl Type of govemlng dooJment ust Vee¢. -,onsiilLithJr. I How the charity Is fJ)nstituted MEMORANDUM AND ARTICLES OF ASSOCL4TION UNINCORPORATED JUNE 2012 Trustee $8lectlon methods NCIAINATED AND ELECTED Addltlonal gov•rnanc•1•8ues (Opllonal Inforniallon) You may cho¢)s• to include R•crultment and •ppolnbn•nt of Tn￿1￿$ additlonal information, where On aPPLxnlmenl, Tnjstse [￿ert￿ IS gNen a ￿ cUrta￿lI¥j the PTc￿Ure al relevant, about.. Meelirw, F&Jeraticr* Trnstee's HaTh1t￿k and the Terms of Refere￿ and the Sl¥rtltrg Ordws lorthe txvnys yews. policies and Frfocedures adoptèd for the Induction arml tralnlng of trustees., the charity's organisalional structure and any wider network with which the charity works; • relationship wrth any reLated parties; trustees, considerallon of major risks and the systern and procedures to manage thèm. Rlsk Manag•m The Trus￿ hobJ wuFar Bwd meeOrKJs in¢4yp)ratYig Fin￿Ce & 0ffl&g meetings, wk enl I￿sIr￿sS r￿kS affecting th& F•JeratKin are c£￿S￿ler9d, maiGY d8Q6ions are debated and aFv0v￿. The Trustees are that Ilw need to m￿￿3a1& these risks and as Fkwi proLXS ty also revkn¥ lh8 ad•Juw Ol￿rrent Intemal ccntrcl8. Govemlng Documont T•mis of r¢f•reneè for the Board of Tnmtees.. 1. Memtrer5 ofthe Boad crfTrustses are the Fodwation's ¢)Jardkqns. TNsts8sh¥D fArries legal responslm'hes aTrd duties wiiriro1wne, wdu5taTrJirKJ and eftsrt to (￿trol the rn8nagen￿ aNI almirKltati)n ofth8 Fed￿ffl. 2. Orth'nary meeling5 oftho Board of Trusts8s shall ￿ heid on a regular day in eath Tr￿nth al a reg￿r hwr as setryjt In ts annual1metable ofthe FederalKffi. MemiHs nwt regulaty to discuss ￿ ￿[k oftt* Federaticffl and a¢t 11 , and wth(xrt r5¢xd '￿11￿ li all matters M8rth 2012 TAR rpL4tiThJ to it They rBlain aThJ ex8rose overal cfjntrcl of tls rnanagenwrt giwng ckn gui(Wines Mthin ts SUt￿cOMMittee ffleMbe￿ should wth. 3. They ￿ a duty to protect the ￿erat￿)n s woperty and are acwjntsble for ts s(fvey aThJ continuing effeclNW$, 6xen3￿ng overall ccrtrol over its fina￿la1 affa'fs. rwnise Ihw altract memt*rs ￿ to organise events a￿1 ￿bVIbe5i0 this eTrJ. They rwntse th81 have a duty of¢are In re¥Ject of n￿MberS attendiThJ our eV￿ts must lake all reas(￿ble steps lo within Heath & Safety GU￿￿e￿ne$. 4. Fnxn ts app3inted Th*mb8rs, the Bo&d ofTrust8es sh811, at rfs fv5t liro of the new Wl year, ekcl its own Chaimw. The fdhm'ng shall also b8 elgd&l.' Vicrfharnw a¥J Hwxary F•J8TknI Tr&isurer. Section C Ob'ectives and activities Educalion and trainirvJ of women both al our offlce and out In ihe communty. Organising ¢)wrses. cuttural and18isw6 events. campalgnlng on •nviTonm8nlal issues. Summary of tho objocts ol th• harlty Set out In Its gov•rnlng do¢um•nt Our Federauon has to Nay a LmKwe TO￿ In educaliig wmn and 8nalAing them to bJihJ new skils. tske part In ￿de rargwvj and lo campavjn C￿ issues that mattw to them aThJ tr*r coThwnitss. Once again tt* Federolwjn Board ofTrUst￿ aNI Suba)mmrttees have or9anlwJ ctasses, Msts aTrJ eveTrts for r￿mbor8 to tske part in In the areas.. HI￿)eCraft$ & Gafdèns, Leisure, M8mbwshlp & Training, Muslc & Drama, Publc Affairs & thp En￿or￿￿t, Shmys & ExhI￿b.On5. Summary of the maln a¢tlvltle$ undertaken for thg publle bonoflt In relallon to these objocts (Includg withln thls se¢tlon the ststulory declaration that trustoos have had r•gard to the guldance l$suod by tho Charlty Cornmlsslon on publle beneflt) TAR Mgrch 2012 Addltlonal detall$ of obJe¢tiv09 and aclSvities (Optional Infomiation) You may ¢hoose to include further sts18ments, where relevant, about- pollcy on grantmaklng; policy programme related investment: contribution made by volunteers. Section D Achievements and performance TAR March 2012 Section D Achievements and performance See addIt￿la1 rep(Mt Summary ofthe maln a¢hiovfrmonts of the charlty durlng the year TAR March 2012 Section E Financial review R•serv•s Policy Thè Trusle8s have the W of reserve5 l￿d by ￿ charity. The wew encompass&J the nature ol the in1x￿ ex￿end￿Jr8 streams aTrJ Ihe nature ofthe 5eN8s W by the dwty. Brf•f statement of th• charity's policy on ro$•NOS The Tn￿ lo that a resertr* (1£46.CiJ) is av?ilable to moet the n8ods of charity in tre fubJre. Dètails of any funds mat•rlalty I In doficlt Furthor flnanclal rovlow detalls {Optlonal lrforniallon) Our prfncaple source of fvnds is from an annual membership subscription; additional fundraising is required through events held for the benefft of members You may ehoose to include additional information. where relevant about: the charity's principal sources of funds lincludlng any fundr8lslng)', how expenditure has 8UPPOrted Ihe key objectwes of the charity., investmont pollcy and objecllves including any ethical Investment policy adopted. Section F Other o tional information Section G Declaration Th• trustO0s d•claro that they hav• approv•d th• trust••s' rèport above. Slgned on behalf of tho eharlty's truste•8 Slgnature(* Full namo{s) P08ft1on {•g S•¢r•tary. Chalr, •tel Karen Hanks Sarah Middleton Federation Chalmian Hon. Federation Treasurer Dat• 21-0s-IOiS TAR M8rch 2012 (HARITY COMMISSION FOR ENGLAND ANO WALES Ciimbria-We51morland Feder7￿ lion oi Womeri's Insiilule Charity No 240758 Annual accounts for the riod Period start ¢Sal8 01.Oct.23 To PeTiod end dat8 24 Section A Statement of financial activities Re3trf¢ted s Unrestri¢ted ineomè funds funds R•commended ¢•10gori•s by acllvlty Endowmént funds Prior year fund$ Totsi fund8 In¢omlng resourc88 {Note 3) F01 F02 F03 F04 F05 Ineorng and erKI0v￿OnI8 from: DorwtKJns and kg*e5 i8￿e a¢bvIUe8 S01 20.869 20,183 993 21,862 20,183 21,997 24,594 S02 Invesim•MS 3.164 399 3.563 1,561 Separate mai8rtal1ifym of IrKome S06 Total Resources expendgd INote 6) FIJ7 44.216 1.392 45.608 48,997 Èxp•ndiiiirÈ on: Ransirg fur￿9 s￿rat0 mater181 iterr ofewnse her sio 50,276 1,325 51,601 44,017 44.017 Tot81 812 N¢t In¢omel(expendlture} belore investmont gain¥J(105s0s) S13 6.060 67 5.993 4,980 Net g8insllb8sesl on hlV•8lments S14 Net Ineomellexpendllurel Extraordlnary ttems Transfèrs bbtween lund8 other r•eognl$ed g8ln$lllosses): S15 6.060 67 5.993 4,980 S16 S17 Gdns arvj on waluaikmofftxoo 8S$9ts ch￿ty's use $18 her o¥nsllh)ssesl S19 Net movement In fund8 67 Reconclllatlon of funds.. Total bioughl IoA¥ S21 102,736 96,676 20,781 20.848 123,517 117.524 118,537 123517 Total lunds carrled lonvard $22 Section B Balance sheet Unrestrlet•d Invxn• Endowrn•nl Totsl th18 funds lund8 Tol41 laal Flxed assets Intanglble asséts Tangible 8s8et8 H•rltagg assets Inv08tmont8 F01 2.147 F02 F03 F04 2,147 F05 1,090 (Note 151 (Note 14) {Not• 181 (Not• 17) Tot*1 Il¥￿assets B01 Curr•nt assets Siock8 {Nots 18) Debtorn INot• 19) Invostm•nts (Nots 17.4} Cash at bank and In hand (Note 241 Total ¢urront assets 3,491 3.491 2,800 1,628 12.617 113.664 12.009 12.C(19 B10 Credltor8: amounts falllng due wlthln one year (Note 20) 29.381 29,381 8282 Net curnnt a&s•ts/(Ilablllde8J B12 Total ass•ts less curnnt Ilabllltl•s 813 Credltors: amovnts fallSng duo after one year INol• 20) Provlslons for Ilabllltifts 814 Bl5 Toeal ass•ts or Ilabllltles Funds of the Charity Endowm•nt funds (Noto 27) Restrlcted Incom• funds (Nol• 27) Unro¥trlcled funds R•￿lUatIoft reserv• B16 10S.515 12.LNJg 11 B17 818 20,848 96.676 20,781 102,736 B19 96.676 Total funds 17 S￿ned by or Iwo trust•es on bghalf of 011 thè trustees Date of aFwroval ddlrnrnl Signatyrg Prirt Name K Hanks S Mtddl8ton -&-2 CC17a {Ex¢ell 27105r2025 Section C Noles to the accounts Note 1 Basis of preparation Thls sectlon should be completed by all charities. 1.1 Basls of accounting These accounts have been prepared under ihe hislorical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevanl nolelsl to these accounts. The accounts have been Prepared in accordance viilh: Ihe Statement ol Recommended Practice: Accounting and Reporting by Charities preparing iheir accounts in accordance wth the Financial Reporting Standard applicable in the UK and Republic ol Ireland IFRS 1021 issued on 16 July 2014 and wth. and with. the Financial Reporting Slandard aFpliGable in the United Kingdom and Republic of Ir8land IFRS 102) and with the Charilies Acl 2011. The charity constitules a public benefit entity as d81ingJ by FRS 102.. -Tick as appTcpriale 1.2 Going concern 11 there ore materi81 uncert81ntles related to events or condltlons that cast signilicant doubt on Ihe charlty's ability to continue as a golng concern, Please provlde the following details or state "Nol appllcable.; 1149ppropn81e.' An explanalion as to those factors that supwl the conclusion ihat the charity is a going concem.. Disclosure of any uncertainties Ihal make the going concem assumption doubttul., Where accounts are not prepared on a going concern basis, please disclose this fact together wth the basis on which the Iruslees prepared Ihe accounts and the reason why ihe charity is not regarded as a going conc8rn. 1.3 Change of accountlng pollcy The accounts present a true and lair view and the accounting wli¢ies adopted are thos8 Outlined in note { }- Yes" -TSck as appropriate No. CC17a IEx¢ell 1510712025 Please dlsclose.. (i) Ihg nature ol the change In accountlng policy (11) the reasons why applylng the new accounting policy provldes m(1￿ Rllable and nwe relevant InlomMtlon,' and (111) the amount of the adjusfment ft•r Ilnè affected In the current perfod, each prior period presented and the aggregale amount ol the adjustment rel8tlng to perlods before Ihosepresented, 3.44 FRS 102 SORP. 1.4 Changes to accounting estlmates No changes to accounlino estimates have occurred in the reporting period {3.46 FRS 102 SORP}. Yes. No. -Tick as appropriate Pleasa disclose.. (l) the nature of any ¢hange$," (li) the effecl ollhe change on income and exper￿ or 8SSèts and li8billtles lor the current perlod,. and (lil) whern praetlcable, effecf ol the change in one or mots future perlods 1.5 Mat•rlal prior yoar &Thors No material prior year error havè bèen idenlified in the reportiTh3 p8riod13.47 FRS 102 SORP}. Yes. No. -Tick as apwopriate Please dlsclose.. CC17a IExcell 1510712025 (i) tha nature ol the priorpenod error,. (11) for each prlorperlodpresented In the accounts, the amount ol Ihe correction for each accounl line item 8ffect8d,' and (111) the amount of the correction al the beginning of the e8rlie$tprlorwlodpresented In the accoun CC17a (Excel} 1510712025 Section C Notes lo the accoun15 c¢ouniing poll¢lo 2.1 AECONciuAnoN vKfH PREVIOUS GENERALLY ACCEPTED AccoupmNG PRACTICE thJr4p rounlwrdlEy Sl•rtot rf¢d End•t CC17a IEKLal IS07r2ox5 Seciion C Noics 10 Ihe accoJTris Noie 2 A¢tounlw polldes 2.2 INCOME IB Ihji i•c0kn71￿1eXWr(#."uTrJ Y05 NL Yes Np FRS 102SORP orFRS IQ2. Yes No Ints wr￿n￿•￿￿rn￿1s.l0IO 5.12FPS1•2SOIIry. Ye5 NO P14 LYtyorpJsw4wir*r4onnar¢4 IS16 Ths 10250RPI. SoFAvh￿n 1oco1OlE wobaL*, ltstis.wtsnlWhag hfflcO￿•Ytsnll￿•lll Ir* U￿r. onathrntirthl1cDr￿8redtObPPllrt￿￿ yhl Tax ordy Yes YeB aro ¥t¢threccthud n No ns ￿tr•￿A•S Yes No inihvSOF No No ¥￿ljI1 No rnknTknhlp >t¥rÈrp￿Qrknd Inorrkn l￿SuFA￿￿n￿¢EVoP¥lr¢(￿Orfj¢oVAN Yej rn• I￿0￿@ htsEoFA Yfjs Wa Rr. 2.3 EXPENDilliRE AND LIABILITIES No Suptwrtw*Si￿￿P(wrtraI Èl￿0￿*x0￿I ltsbÈ 5whgr4ffl5 Int￿sDFAL￿l￿ tho arnNoF•y•t4•WItho Nla •rr•Jkn¢w Y$s es Nla 10.7 FR3102SOFP. 11.17 ID 11.19. FR5102 8ORP. Z4 ASSETS Y•B bj41r￿￿- In rthg e9 Éc*frt, 4rd Yes pi Wa Th•yat•vthMdatw. Ye8 ND Yes No re¥WevllbJp. No ND Nl& Thè¢r4dty f4B W *p4wmoNs roithLYporrfiry M4ILYltyd*èkn8knrTh >w. ThE￿ ¢Ash*uWbN$ m4itthd¥Aèol PLrypu&psotr*l Yes v•$ POLVESADOPTED ADDMONAL TOOR DIFFEAENTFAO TMQSE ABQVE AD•ty•l••f hi¢• 2D￿8 21x2 22 20.1ts3 Total 3x63 Tol a.164 TO1•1 ofaMwILl*Ox4d45S*t￿I tOToW T*1 TWAL CC17•FIW) Seclion C Notes to the accounts Iconll Noto 4 aly$18 01 rocelpts ol govgrnmgnl grants Thls ye•r La5ty•ar D•scrl Governmenl grant 1 G¢>vornmonl grant 2 Governmenl grant 3 Totsl Pleusepmvlde dot8115 ofany unfvmllled ¢ondlllon8 8ndother conllngencl8s 8lf8ching logrnnl* Ple•seglve del&lls ololherlonns of goYemmeni￿Stst¥nCQ from whkh Ihe ¢h8rfty has dlreclly ben&fflod. CC17& IEwll 1510712025 Section C Notes to the aceounls Iconll Nolo 5 Donatsd good$, ts¢1lltl￿ and $th¢o$ Thi# year Last year Se¢onded Jt8ff U$9 of propgrty Olher Please provlde detalls of tl •￿0￿nI1nq pollcylor iho rnoognllFon 8nd v8luallon of donaled #ootls f•¢llltlgs 8orvl¢•$. Plea9e provtde delaM9 018ny unluMlll8d condltlons and othar conllng8ncles attachlng lo rwdoufc8S frorn donated good8 and ¥ervlc88 not r•cognI￿d In Incorno. Plea¥E glve dÈtsil# of other fomi# of other donated good8 and 88rvlce not rneoynlsod In th• occoun￿ og ¢ontrlbutlon ol unpakl voluntoors. 17alE¥rdl 12 1510712tr25 PAryxT gfvnd•.' aotmL% r￿ngthAn￿sh raDnBatrairycampJny UP¢tsSts 11*¥JTh¢J￿ rtI¢A)sts¥ L*athbl* 36.r*? 50.276 TO1￿￿ul¢ve￿thll￿ M,276 44.N7 rlrfOnNllOn'. Section C Notes to the accounts Icontl Note 7 Extraordlnary ltsms Ple•￿ •xplaln IIM nalur• ol••ch•xlMordln•ryitsm o¢¢uMn9 In Ih•pvlod. Th1$ L881 year De#cri iDn EXtroordIn￿ Item 1 Extraordlnary tt•m 2 Extraordlnary l¢ern 3 Extraordlmryltom 4 Total •xtrordlnary Ii•m• CC17a IExc•ll 14 ISD712025 Section C Notes to the accounts Note 8 Funds received as agont al Plea¥e complete fv's not• If lh• chartty has agreed to 841mirtistertha lunds olanother entily 8$ Its agent. Note." 118 ¢h8rity Is acllng as Bn agent. il shouldnol recogftlse the Income in the Statem8ntolFln8nd81 A¢tivitl8s or tha Belance SIWL Jnount reeeived PThount pald out Balanco held 81 rlod •nd Oescripti¢nlnamè ot party Related party lyes orNo Thi8 y68r Lost y￿r Thls year Last year Thls yoar Tot•1 &2 Whore • ¢onsortla orsimllararrdngement•xi$ts whwoby2 LV mcve ch8rftles eolloperats io a¢hleve Konomios In th• purchase ofgoods or 8ernic•* Pl￿S• dlsoose details Of8nyb•I•n￿ outslandlng b8lwwn 8nypartlClP81inp members D8scrlptlonlname of party Balance held at period end Thls year Last yoot Tot81 CC17a (Excdl 15 1510712025 Seclion C Notès ID thé 82¢Dunls Note 9 Support Costs Pl•&se • Ihls nol• Ilthe ¢harltyh•$ •￿•￿dI1$ 0xpons￿ *eUvlty Re￿1￿0 lund8 Aeli￿ay2 Grznd •llout Support c￿1 exam nioihod) Actual B,078 Govemance Other 27,986 27.986 Aaual 36,062 Pkaseprovldo det&ll& oltheaccountlngpoltsy •doptedlor the Bpportlonrnenlolcosts bolw88n acllvllles 8nd8ny esllm8Mon le¢hnIq￿ used tv e#kulBle Ihelr4PPOrtlonment. CC17alExc8D 16 1510712tr25 Section C Notes to the accounts Note 10 Delalls of certain items of ¢xp•ndtur• 10.1 Fea forex•mtn•11on ol th8 accounts Pbasopmvlde dot•ll$ olttM amourtP8ld lorAnyststuiOry•Xt•m￿se￿jU1TY¢I •¢￿V￿￿ Jndolhers8rvices pmv1dedbyyourlndependen1•￿mlRer. Ilnothlng wo$paldplease onlor V'in Ihp 8pproprl¥te I￿xIeS ye8r La$1 year Ind•p•nd•nt gx•mln•r'$ lee 630 600 A¥*uMn￿ ••Thlces otherthan audh or Indop•nd•nt •x&mln•llon Tttx #dvlsoryfeeg Other fees Ifoi exomple: flnanclal ￿VIC•. con$uii•n¢y. a¢countsn￿ 88rylce81 pald to tho Indopendont •xamln8r 1050 1597 CC17a (Excdl 17 1Y07f2tr25 Section C Notes to the accounts Iconll Note 11 Pald employees Please complele th1$ note Iflhe charity IMS any employees. 11.1 Stsff Co¥ts Th1$ yp•r La8t >p•r Salarles and w8ge$ So¢lal security costs Pen$lon Costs {defined contrlLwllon $¢heme) Other omployeo bonofits 24,830 19,339 423 393 Total $taff costs 25,253 19,732 Please provid8 d•tails of exp8ndilur• on statt working for the Charlty whose ¢ontro¢ts are whh and a￿ pald by a related party Please glve detslls of the numberol employees whose totalemployee beneflts (exclu(Ilng employer pension costs) fell wlthln each bgnd 01£l0,000 from £60.000 upwards. Mthere are no such tran88Cllons. pkase •nter Irt￿. In the boxprovlded. No ¥mployoe$ rgcglved employee b*nefM$ {ex¢ludlng •mployer pension costs) for the reporting period ot more than £60,000 Band £60,000 to £69.999 £70,000 to £79,999 £80,000 to £89,999 £90,IWO lo £99.999 £100.000 to £109.999 Mumb¢r ol em lo Please provlde the tot81 amount pold to key man8gemenl personnel {Include8 trustees arKI senior management) lor tholr $ervl¢e$ lo th? ¢harlly 11.2 Avwage head count in the y￿r This year Numb•r Last year Number Tho parts of the charity in whlch the mployaes work Total CL17a IExcall 18 15107r2025 11.3 Ex.gr811o pAyments to employees and others {ex¢ludlng trust￿$> Please complele Ilan ex*ratia P8ymentl$ mode. Plegse explaln th• nature of the pa￿181rt Plea80 slate thg legal authority or reason lor m¥klng the pgymenl Please stato the amount of the payment lor value of any walver of a rlghl lo an a$$gt) 11.4 Redund•n¢y paymenls Ple8s0 complete If anyredundancy or lernilnatlon paymentls m•do In the porlod. Total amount of pa￿ent The nature of tho poyment Icqsh. asset The extent ol redundancy fundlng at thg balance Sheet date pl￿Se stale the acc¢wntlng pollcytor any r•dundaney or te￿InatIon pa￿)entS CC17a IExcell 19 15107r1025 Section Notes to Ihe accounts lconll Note 12 Deflned contrlbullon p•nslon sch•m• or d•ffin•d bgn•lil sthgmo acwuntod for ag 8 d&fln8d contrlbutlon 8eh*m•. 12.1 Plgg•e comple1* thls nolo tra delh￿de0￿1*1bUt1OnpOn&l0ft 1*ow•1￿. Amount of contrlbutlons Mctsgnlsed I the SOFA as an expenBo £4fd Pkne BxplÈln ihe ¥ll¢)c4tlng the Il•bJllty and •xp•ns• of d•lln•d cOm￿bu110n penjlon scheme between actlvltlÈs and bètween ￿$trIcIed and unr8strlcl8d lund Aclual 122 conweto rthl8 8Bcllon whw8 the ¢h8rltyyrtleWtesln • d•lln8db•n•fftpen8lonplgn 19 un•bl• to •¥c•rt•ln tt¥ ¥h•T• of lh8 undorfylng•usets4nd ltsbllltle& Pl••se conflrni tP•t ¥lough the xheme 1$ o¢¢oyntgd lor J$ a dglln nlrlbutlon plBn, Ik Is 8 defln8d b￿aft1 plan. Please provlde $u¢h Inlomiollon •¥ is aval￿b* about the plan's $urply$ deflclt 8nd the Impllcatlon9. H any. for reportlng ¢harfly 12.3 PIB•so complotr• Ihl• stsctlon whern the ¢h•Alyp•rtkWt•8 In • n￿lI1￿mpIo￿lIe1I￿edIWterftt p•n*lonpl•n Ih•th*crouniodiw•s • de11￿6dContrlbUtl0n plun. Descflbe the exlenl tg whleh tho ehorlty can be liable lo the plan for other •ntlll&8' obllgallons under th8 term and ¢ondltlon$ of the multl4mployer plon CC17a (Exc811 1￿712025 Section C Notes lo the aEcoun15 Iconii Not• 13 Granimakkng Pl••¥e ¢omplets Ihlsnote Illh* ¢h•rttym•d•anygranl¥ ordvn•th¥ whi¢h In aggw•le lomJ a m•terWp•rfoI lh8 charll¥bkn oollvlllos undwtsk•n. lai Analys19 01 gr•Dt• p•id1Strb¢lLthd In costof thathableBctMtI891 Gr•nt¥ to Grafits to Snsiitutlons Indl¥ldual8 Anwly519 tivty*Ywoleci 1 Support¢o¥ts Totil or tivit or or Tolal Pl8aw•ni¢r Ylll-lllhg elwltylgounoi W8nllfy*nd1or*ll￿1o¥UpPQrt￿¥1S 13.2 Grnnts made io Instituuons Hy ch8rftyh8¥ m*degr•nts t0p￿leUlar1nSth1lI0￿s Ilrat8r8rnaterf•lln tITe coniexé ollts ir•tytm8klno. DerAlls oltlTe Instllutlon sUPPOrted. pwpospolth¢ grnntAnd tOthlp8ldlo •achthslltulknn i¥ •vwlpbleon th* ¢I￿lty$ website. Pf¢•wwovld• dei4lfs of¢lJwlly URL. Pro￿d• déthits b￿0￿ Names of Institution Pwpo80 Tolal amount ol Toi•lgr•nts In ryortlnk7P6rfod TOTAL GHAIITSPAID CC17a (Excell 21 1510712025 Ntsl* 14 T¢ year 1.￿7 uatirns SLDrFB SLLYAB PB SLryFB raWILlnp 1'SL'lqr rfie'i 1147 2.147 14A I&6 ISD712M Section C Notes to the accounts Nole 15 Intanglble assets Please complete thls note ir the charlty has any intangiblo assets 15.1 Cosl or valuallon R•$•ar¢h & development Pat•nts and trademarks Othor Totsl Al beginning of the y8ar Additions Disposals Revaluatlons Transfers ' Ai end of the year 15.2 Amortlsation and impairments 'Basis SLorRB SLorRB SLorRB SLorRB Straighi Line {"SL"l or Reduclng Balance {'RB"I ' Rate Al beginning of the year DisPt)sals Amortisation Impairment Transfers. At end of year 15.3 Net l>ook value Nal book value at the beginning of the year Net book value at the end of the year CC17a IExcell 24 1510712025 15.4 Accounting policy Please dlsclose the accounting pollcy lor intangible lixed assets includlng.. Aeasons lor chooslng amortlsallon rales Policies lor the recognition ol any capltal development 15.5 Impairnienl Please pmvide a descrlptlon of the evenls and clr¢umstances thaf bd to the recognition or reversal of an impaimlent loss. 15.6 Revaluatlon If an accountlng policy olrevaluatlon is adopled, please provido." the ellectlve dale of the revaluallon the name of independenl valuer. ilapplicable the methods applied the carrying amount that would have l)8on recognised had the assets ljeen carried under the cost model. 15.7 Other disclosures (IJ If your intsngible assot was acqulred by way of grantj provide value on inltlal recognltlon ond carrylng amount ol the asset. (11) Detalls ol the carrylng amounts ol any Intanglble assets to which the charity has restrlcted tltle or thal are pledged as $6curity lor liabilities. (iii) Please provide the amount of Contractual commitments lor the acquisltlon of Int8ngible 8ssets. (Iv) State the amount of research and development expendlture recognised 88 expenditure in the year. (vl) Please detall the he8dlngs In rhe SOFA In which a charge for anKprtis8tion of Intanglble assets Is Included. CC17a (Excell 25 1510712025 {vii) For any material intangible assets, please provlde a descrlptlon, Its carrylng amount and 8ny remaining amortisation perlo The ?ransfers'row is for movements between fi¥ed asset categories. . Please indicale the method ofdepr8cIat￿n by d81eting the method not applKable (SL 2 Straight line," RB = redu￿￿9 balanc8). Also please indicate the rate of depreciation.. for strauht line, what is the anticipated life of the asset (in years).. for reducing balance, what is the percentage annual CC17a (Excell 26 1510712025 SècliDn C Ntsie 16 Ilerltag• d58¢ts l} ExplaInth•￿Ieylorffib qul&fjon. pr••mtlcffl, At 01￿ Trw6tws' At•roththoy¢¥r 1'8L)or ance Al ygai 4*nOol y•¥ Ng1 ￿￿¥￿￿￿all￿￿11Jthtt￿Ye 1&0 1507 lon CRrfyingwwni ￿th¢or￿j01￿rfDd 2M2 Gr￿A GWB GttyJpC Orow B GWC (XTr*t TOW •JdML hw TotsldlWtsII# CCI74IExl41 15D7th25 SpElJJn C NOI• 17 C4rThinQ Id•thb*.' In pwrké F11r￿￿•t￿•Thd Tol Iiri h¥WhWtprwtyoronth Ilv) l￿Tr￿: and - tho arnount ol anyèxpaeted r?Imbur59rn8nt, 51atlng th8 arnounl ol any asset thal hag been recognised for that expetled ￿1mb￿r8•M*nL 212 Movernents In rneognlsed pro¥lslons and lunding commilm•nt durlng the perlod Thls year Lo8t J*ar Bol#ne• ￿ the ￿art oy th• rgportlng perfod Amounts addèd In euvrem porlod Amounts charged agaknst the provlslon In the ¢urr8nt Period Unused amounts reversed durlng the ptrlod BÈlan¢• •t the end ol the reportlr4J pwlod 212 ForAny fvndlng cornmllrngnt that is not re¢ognlsed 05 a IIBbility or provlslory provlde detall¥ of eommiimènt made, the tlrne fr•rn8 of that ¢ommltmgnt. any p8rlormaneè.rel&ted condlllons and dg1011s of how the commltment wlll be lunded Iwlth contracts lor c8pltal expendltwè s•p&rately Idenlifled 21.4 Where unr•stricl•(I funds have been deslgn8tèd to & Yund ¢ommitmenli ple08e dlsclose the nature of any amounts deslgnatsd •nd the Ilkolytlmlng ol Ihot OXP8ndltwo. CC17a (Excel) 35 1510712025 5eciion C Notes 10 Ihe acco￿ntS Nol*22 dl•do¥ur••tor d•blOiS. crothN••nd Oihortragk flnanclal InBtrum•n 22.1 •bwithv olflMn¢knllMiruments l*o.dÈbior*, ¢r£dttow8, knwstsnenieetc}10 thechArftya IIDDnclal IthTr OrpertonnBnc•,torg￿rnple,t￿ tyrn￿3nd ol knah* Ilrthbthi• ttl ￿91n￿ to mBn&gv 222 Wlhe¢harfly h•• wovSded f*banclal aawa aaa conlthin8wè*ted i0ft• pledge oh0￿d bfra￿n hw CC178 IE%(41 15107R Section C Notes lo the accounts l¢ontl Note 23 Conllnggnl liabilili8s and contlngent a$8et$ 23.1 Conllng8nl Ilabllitieg Whoro the ¢horlty has eontlngent Ilabllllltlos. pfeasg compl8le tho followlng sectlon unlegs Ihe po$8ibility ot IhBir existonee Is remol Dvserlpllon of Item Ineludlng Its légal nature. Plea80 des¢ribe any8OtuAtypro￿ded kn cOnn￿￿On lo the E8tlmate ot flnanclal effect rJ.2 Contiry•nt agaets Wherg Ihe charlty ho8 contlngent assets. plo0$0 ¢ornplèts tho lollowlng wctlon when th8lr exlstencè Is probable Esii IlnAnclal thct 23.4 oth8r disclosures for ¢onllngent ttss•ts andlor Ilabllltles P*ose pro¥lde the followlng InlormAtlon where practlcable.. Explaln any uncertoinlies r4latlng to the amount or mlng of settlement- ond the posslbllty of any tolmbwsomgnt WhgTg115s nol pracllcal to make one OT morg of th85e dlsclosurns. pl•ase stste thls fac¢ CC17a (Exc811 37 1&0712025 Seetion C NDiÈs to the tctounis Ca¥h •t bor* and In hand Thlsy•Jr ShDrt wmc•ihlTrbw•tr￿•{16￿l￿•Th 3 monthi rnotwttyd4t•l Shon iqmb*091t8 C•ih*t andovthhBThd Ol￿r Toi*l 87,49) 41,4(YJ 29.378 fK17aiEx(al 1Y07f21Q5 Section C Noles lo the accounts Icontl Nole 25 Fair value ol assets and liabilities 25.1 Ploase provide detsll¥ ol Ihe eharlly's exposure to eradlt rlsk Ithe rlsk of Incurrlng a los$ io a debtor not p3ylny what Is owed) , Ilquld6ty rlsk Ith? ri¥k of not b•lng able to mt short term luianelal d•mandsl and mathet risk (the rlsk that the vafue of an invègtm•nt wlll fall due to ¢h•ng•s In the market) arlslng frorn flnanclal Instruments to whlch the chorty 1$ èxw8•d at the end of the reportlng P8rfod and explaln how the ¢harlty manages those rls*s. 25.2 Pl•as8 0[￿ detslls of th? amount ol change In the lalr valug of b8sle flnonclal Inslrum•nts Idebtor¥. tr8diiors. Inveslrnent$1st• séetlon 11, FRS 102 SORPII rnèasurod at lalr value through th? SOFA tho1 Is •ttYlbutable lo changes In eredlt rlsk. CC17a IExcell 39 15A)712025 Section C Notes lo the accounts Icontl Note 26 Evenl$ after the end ol the reportlng perlod Please complete this noto events (not requiring adlustmenl to the accounts) h*￿ occurmdaftar Ihe end of the ￿pOrtIng perlod butbefore the •¢¢ounts ar0 aulhorlsed whlch relate lo ￿ndItIOnS that •rose after Ihe end ol the ￿pOrtIng perlod. Ploaso provldg detall8 ol the natur• of the event Provlde an esllmale ol the flnanclal ellect of the event or a 8latement that such an estlmate ¢annoi be made CC17a (Excell 40 1510712025 111111111111 111111111111 111111111111 111111111111 111111111111 111111111111 ill- 11111111111 111- 111111111111 111111111111 IIMiilli 111111111111 111111111111 111. 11111111111 11 Section C Noles to the accounts Note 27 Charity lundg lconti 27.3 Transfers belween lund$ Aea#on fortransfèr ènd where endowment 18 ¢tslW8rtod io Ineome, ower for Its conver51on Amount Be￿een Unr9Str￿t8d and restrided lunds BetwBen endowment and restricled lunds Between endowm•nl aThJ unrestricted funds 27.4 0*$1 nated funds Planned us• Pur s• of th• dosl natlon Amount CC174 (Excel 1510713)25 CC17a (Ex￿D 1510712025 ¢1iJn C N0*20 Trnn8aoll¢Kutswlth Iru*t*•*4nd mlat4d PaN*s h I￿t￿or I •fvJbenelh8 P4Jn•Dtth•truBto¥¥ rAT￿￿¥ll￿ •mp*Yrn•M￿th t￿r￿arIty0r•1￿1t•d￿￿llIy(7rU¢¢JrVthVJ TRUE Jurrtswd ovè•n•TIiv4lU vl TCTAL 211Tru¥lw¥'•xp•Th II•M*••Mpw•Mh•v•bMn r￿ofFI1•*I Thikiw LABty commod1t￿n #p•dty): TOTAL •yvrA8s*vwhol￿￿•x￿I￿p￿ byth•¢h•rfty TRUE d•bts&l ￿￿ad￿n4 djrtng G17aiEJO1 CC17aiEx*l Section C Notes to the accounls (cont} Note 29 Addllional Disclosures Th¢ followlng are signlftcant matters which are not covered In other notes and noed to be Included io provide a proper undarstandlng of the accounts. 11 Ihere18 In8ufllclent room here, pleas8 add separate sheet. CC17a IExcell 47 15107r2025 CHARITY COMMISSION FOR ENGLAND ANO WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of Cumbria-westmorland Federation of Wc*nen's Institutes On accounts for the year ended 30 Septernber 2024 Charity no (rf any) 240758 Set out on pages 148 I reFQrt to the trustees on my examination of the accounts of the above harty {'Ihe Trust-) for the period ended 3010912024. R•sponslblltles and basi$ of report As the charty's trustees. you are responsible for the preparation of the accounts in accordanc8 with the requirements of the Charities Act 2011 I'the Act"). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying (xjt my examination, I have followed all the ap￿1¢able Directions giv8n by the Charily Commiswn under secti¢)n 145(5)(b) of the Act. Independent I have Gompleted my examination. I confim that no material matters hav& examiner's statement come to my attent￿n in connection with th& examinakn'on (other than that di￿10$ed below '} which gives me cause lo believe that in. any material respect.. the accounting records were not kept in accordance with seGtion 130 of ihe Charities Act; or the accounts did not accord wlth the accounting records" or the accounts did not compty with the applicable requirements conceming the form content of accounls set out in the Charities (Accounts and Reports) Regulati¢)ns 2008 olher than any requirement that the accounts givè a 1ruè and fair, V￿ which is not a matter considered as part of an indèpendenl examlnation. I have no Concems and havè come across no other matters in connection wtlh the examination to which attention should be drawn in this report in order to enable a proper understanding of Iha accounts to be reached. ' Ple88e delete the words in thè brackets rfthey do not apply. Slgnod: Date: zz Narne: C J Brown Relevant profossional qualification(s) or body (If any): ICAEW Address: Brown & Co Libra HoLK£e, Murley Moss Busin￿ Village, Oxenholme Road, IER Oct 2018 Kendal, LA9 7RL Section B Disclosure Only complete if the examiner needs to hyhlight material matters of CO￿ern (see CC32. IrKJependent examination of charity accounts.. directions and guidance for examiners). Gfve here brief detail$ of any items that the examiner wishes to dlsclose. IER Oct 2018