Penuel Baptist Chapel References and Administrative Details
Registered Address: 1 Penuel Street, Carmarthen, SA31 1NH Charity Registration Number: 238795
Trustees
Mr Eilir Jones Mr Samuel Edwards Rev Dafydd Aron Treharne Mr Nigel Davies
Bankers HSBC Carmarthen
Independent Examiner
LHP Accountants
Annual Report for 2023
The trustees present their Annual Report for 2023
Structure, Governance and Management
The Charity is governed by its constitution, members of the church are accepted following a membership course with the minister in accordance with the constitution which requires them to be or to have been publicly baptised on the profession of faith in Jesus Christ.
The members’ meeting takes place a minimum of three times per year and has responsibility for the overall policy of the church. The members appoint the deacons (some of whom are the trustees of the church) who, together with the minister, meet together once a month to manage the day to day running of the church’s work and witness, and the financial and legal aspects of the charity.
All members are encouraged to take an appropriate part in the spiritual and practical tasks involved in the furtherance of the charitable objective. Relevant matters are submitted for consideration of the church meeting beforehand and are discussed and decided upon in the course of the meeting. Decisions are usually arrived upon by consensus, with a member proposing and another seconding the decision. Larger decisions are usually broached across multiple meetings, leaving time for prayerful consideration, with the final decision made by a show of hands.
Objectives and Activities
The principal purpose of the charity is the advancement of the Christian faith according to the principles of the Baptist denomination to include the advancement of education, community service and such other general charitable purposes in such parts of the United Kingdom and the world as the church shall determine. The motto of the church is; Knowing Christ and Making Him Known. To achieve the principal objective, which is set out above, the church provides a variety of activities both to its membership and to the community generally. The aim is to show the love of Jesus Christ in both word and deed and to bring people into a closer relationship with Him as living Lord. Central to the work and witness of the church is the provision of regular public services of Christian worship. These services take place each Sunday with a Welsh language service with simultaneous translation at 10.30 am and an English language service at 5.00 pm. In these services there are periods of singing worship songs, prayer and a sermon preached from the Bible. During the morning service there is a Sunday school led by members of the church which takes place during the main service following the children's talks. Communion is observed once a month in both services.
The church seeks to be a friendly and welcoming community, and anybody is welcome to attend any of these services, and are welcome to stay for teas and coffees after the service. The church meets together on Wednesday evenings for the prayer meeting.
The church runs a series of fellowship groups for the growth of faith and discipleship at a range of times and places and further details of these can be obtained from the deacons on request, or at the Sunday worship services.
The church also arranges a 5 a side football game once a month and ‘crafternoon’ session where attendees create crafts together. These are opportunities for people from outside of the church to be introduced to church life and hear the gospel.
During the year the church also had ‘one off’ outreach events such as a fireworks night, a quiz, a carol service, two film nights and an event for a guest speaker to share his experience of relying on God throughout a period of bereavement. These events are excellent opportunities to introduce newcomers to the church.
The church operates systems to ensure that all people working with children and vulnerable adults are appropriately vetted by the Disclosure and Barring Service.
The church has read the Charity Commission guidance on public benefit and is satisfied that the activities outlined above clearly demonstrate that the charity is providing a benefit to the public.
Achievements and Performance
The church does not measure the success of its programmes only in numbers, including financial numbers, but also in less tangible areas like fellowship and encouragement. The Trustees recognise that these are difficult to measure but believe that 2023 was a positive year in the life of the church, and that it will be able to pursue its mission purposes in 2024 with renewed enthusiasm. Having gone through the large period of upheaval with the COVID 19 pandemic, by the end of 2023 the activity level in the church, although different, is to a comparable level as in 2019.
One person was baptised and received into church membership during the year with an additional 4 people being accepted into membership after attending for a period of time. One church member died during this year. As of 31 December 2023 the membership stood at 52 compared to 49 last year. Average attendance at Sunday services have seen significant increases.
Financial Review
The church continues to raise the funds which it needs to carry on its activities from within its own membership and congregation. No wider public appeal was made for funds during the year. Income received from giving increased from £51,000 in 2022 to £67,000 in 2023.
The most significant expense related to the position of the Rev Aron Treharne as minister of the church, to lead and co-ordinate the church’s activities including the Sunday services, to provide pastoral care for the congregation and other people, and to equip and encourage the membership in their life, Christian witness and service.
The church expressed its part in the life of the wider church by making donations totalling £6,500 to national and international Christian organisations and societies with Christian aims and objectives compatible with the church’s own charitable purpose.
The church is heavily dependent on its membership serving as volunteers in all aspects of the church’s activities, many of which run with little or no impact on the church’s expenditure, but nevertheless contribute substantially to the achievement of the church’s objectives.
Total expenditure (excluding funds transfers between accounts) increased from £65,000 in 2022 to £75,000 in 2023 due to increases in operational costs and a growth in outreach initiatives and children’s activities.
The financial results for the year, together with a summary of the accounting policies adopted, are set out in the accompanying Financial Statement.
Reserves Policy
The trustees have established a Reserves Policy to enable the church to function effectively and meet its obligations in the event of a decline in income or a major cost.
The Reserves Policy of Penuel church is to hold six months of all expenditure to allow the church to adapt to any changes in income or expenditure. The trustees currently believe this amount to be in the range of £35,000 to £40,000.
As of 31[st] December 2023, the church held total reserves of £294,000 of which:
-
£134,000 were designated for the church’s building fund
-
£60,000 were designated for the church’s ministry training project
-
£2,000 were restricted
Surplus reserves amounted to £58,000. Although these surplus reserves are not currently designated for the building fund, the trustees believe that it is wise to retain these reserves as they may be required for the purchase of land or a building.
This policy will be reviewed annually.
Capel Bedyddwyr Penuel
Cyfeiriadau a manylion gweinyddol
Cyfeiriad Cofrestredig: 1 Stryd Penuel, Caerfyrddin, SA31 1NH Rhif Elusen Gofrestredig: 238795
Ymddiriedolwyr
Mr Eilir Jones Mr Samuel Edwards Y Parch Dafydd Aron Treharne Mr Nigel Davies
Bancwyr
HSBC Caerfyrddin
Archwilwyr Annibynnol
Cyfrifwyr LHP
Adroddiad Blynyddol 2023
Mae’r ymddiriedolwyr yn cyflwyno eu Hadroddiad Blynyddol ar gyfer 2023
Strwythur, Llywodraethu a Rheoli
Llywodraethir yr elusen gan ei chyfansoddiad, derbynnir aelodau'r eglwys yn dilyn cwrs ymaelodi gyda'r gweinidog yn unol â'r cyfansoddiad sy'n gofyn eu bod wedi eu bedyddio neu’n cael eu bedyddio yn gyhoeddus ar broffesiwn ffydd yn Iesu Grist.
Cynhelir cyfarfod yr aelodau o leiaf dair gwaith y flwyddyn ac mae'n gyfrifol am bolisi cyffredinol yr eglwys. Mae'r aelodau yn penodi'r diaconiaid (rhai ohonynt yn ymddiriedolwyr yr eglwys) sydd, ynghyd â'r gweinidog, yn cyfarfod â'i gilydd unwaith y mis i reoli gwaith a thystiolaeth yr eglwys o ddydd i ddydd, ac agweddau ariannol a chyfreithiol yr elusen.
Anogir pob aelod i gymryd rhan briodol yn y gorchwylion ysbrydol ac ymarferol sy'n gysylltiedig â hyrwyddo'r amcan elusennol. Cyflwynir materion perthnasol i'w hystyried o flaen llaw, fe'u trafodir a phenderfynir arnynt yn ystod y cyfarfod. Fel arfer, gwneir penderfyniadau ar sail consensws, gydag aelod yn cynnig ac un arall yn eilio'r penderfyniad. Fel arfer, trafodir penderfyniadau mwy sylweddol dros sawl cyfarfod, gan roi amser i ystyriaeth weddigar, a'r penderfyniad terfynol yn cael ei wneud drwy godi llaw.
Amcanion a Gweithgareddau
Prif bwrpas yr elusen yw hyrwyddo'r ffydd Gristnogol yn ôl egwyddorion enwad y Bedyddwyr i gynnwys hyrwyddo addysg, gwasanaeth cymunedol a dibenion elusennol cyffredinol eraill yn y rhannau hynny o'r Deyrnas Unedig a'r byd a bennir gan yr eglwys. Arwyddair yr eglwys yw; Adnabod Crist a'i wneud yn hysbys.
Er mwyn cyflawni'r prif amcan, a nodir uchod, mae'r eglwys yn darparu amrywiaeth o weithgareddau i'w haelodau ac i'r gymuned yn gyffredinol. Y nod yw dangos cariad Iesu Grist ar air a gweithred, a dod â phobl i berthynas agosach ag ef yn Arglwydd byw.
Yn ganolog i waith a thystiolaeth yr eglwys mae darparu gwasanaethau cyhoeddus rheolaidd o addoliad Cristnogol. Cynhelir y gwasanaethau hyn bob dydd Sul gyda gwasanaeth Cymraeg gyda chyfieithu ar y pryd am 10.30am a gwasanaeth Saesneg am 5.00pm. Yn y gwasanaethau hyn ceir cyfnodau o ganu caneuon addoliad, gweddi a phregethu pregeth o'r Beibl. Yn ystod y gwasanaeth boreol mae ysgol Sul dan arweiniad aelodau o'r eglwys sy'n cael ei chynnal yn ystod y prif wasanaeth yn dilyn trafodaethau'r plant. Dathlir cymundeb unwaith y mis yn y ddau wasanaeth. Mae'r eglwys yn ceisio bod yn gymuned gyfeillgar a chroesawgar, ac mae croeso i unrhyw un fynychu unrhyw un o'r gwasanaethau hyn, ac mae croeso iddynt aros am de a choffi ar ôl y gwasanaeth. Mae'r eglwys yn cyfarfod gyda'i gilydd ar nos Fercher ar gyfer y cyfarfod gweddi. Mae'r eglwys yn cynnal cyfres o grwpiau cymdeithas ar gyfer tyfu mewn ffydd ac fel disgyblion ar wahanol adegau ac mewn gwahanol leoliadau a gellir cael rhagor o fanylion am y rhain gan y diaconiaid ar gais, neu yn yr oedfaon ar y Sul.
Mae'r eglwys hefyd yn trefnu gêm bêl-droed 5 bob ochr unwaith y mis a sesiwn ‘crefftus’ lle mae'r mynychwyr yn creu crefftau gyda'i gilydd. Mae'r rhain yn gyfleoedd i bobl o'r tu allan i'r eglwys gael eu cyflwyno i fywyd yr eglwys a chlywed yr efengyl.
Yn ystod y flwyddyn cafodd yr eglwys ddigwyddiadau efengylu 'un-tro' hefyd, megis noson tân gwyllt, cwis, gwasanaeth carolau, dwy noson ffilm a digwyddiad i siaradwr gwadd rannu ei brofiad o ddibynnu ar Dduw drwy gydol cyfnod o brofedigaeth. Mae'r digwyddiadau hyn yn gyfle gwych i gyflwyno newydd-ddyfodiaid i'r eglwys.
Mae'r eglwys yn gweithredu systemau i sicrhau bod pawb sy'n gweithio gyda phlant ac oedolion bregus yn cael eu harchwilio'n briodol gan y Gwasanaeth Datgelu a Gwahardd. Mae'r eglwys wedi darllen canllawiau'r Comisiwn Elusennau ar fudd cyhoeddus ac mae'n fodlon bod y gweithgareddau a nodir uchod yn dangos yn glir bod yr elusen yn darparu budd i'r cyhoedd.
Cyflawniadau a Pherfformiad
Nid yw'r eglwys yn mesur llwyddiant ei rhaglenni mewn niferoedd yn unig, gan gynnwys ffigurau ariannol, ond hefyd mewn meysydd llai diriaethol megis cymdeithas a chalondid. Mae'r Ymddiriedolwyr yn cydnabod ei bod yn anodd mesur y rhain ond yn credu bod 2023 wedi bod yn flwyddyn gadarnhaol ym mywyd yr eglwys, ac y bydd hi’n gallu parhau â dibenion ei chenhadaeth yn 2024 gyda brwdfrydedd newydd. Ar ôl mynd trwy gynnwrf mawr yn sgil pandemig COVID 19, erbyn diwedd 2023 mae lefel gweithgarwch yr eglwys, er yn wahanol, ar lefel gymharol ag yn 2019.
Cafodd un person ei fedyddio a'i dderbyn yn aelod o'r eglwys yn ystod y flwyddyn a 4 o bobl ychwanegol wedi eu derbyn yn aelodau ar ôl mynychu am gyfnod. Bu farw un aelod o'r eglwys yn ystod y flwyddyn hon. Ar 31 Rhagfyr 2023 roedd 52 o aelodau o’u gymharu â 49 llynedd. Bu cynnydd sylweddol o ran cyfartaledd presenoldeb mewn gwasanaethau ar y Sul.
Adolygiad Ariannol
Mae'r eglwys yn parhau i godi'r arian y mae ei angen arni i barhau â'i gweithgareddau o'i haelodaeth a'i chynulleidfa ei hun. Ni wnaed apêl gyhoeddus ehangach am arian yn ystod y flwyddyn. Cynyddodd yr incwm a gafwyd o roddion o £51,000 yn 2022 i £67,000 yn 2023.
Roedd y gost fwyaf arwyddocaol yn ymwneud â swydd y Parch. Aron Treharne yn weinidog ar yr eglwys, i arwain a chydlynu gweithgareddau'r eglwys gan gynnwys gwasanaethau'r Sul, i ddarparu gofal bugeiliol i'r gynulleidfa ac eraill, ac arfogi ac annog yr aelodaeth yn eu bywyd, eu tystiolaeth a’u gwasanaeth Cristnogol.
Mynegodd yr eglwys ei rhan ym mywyd yr eglwys ehangach drwy roi cyfanswm o £6,500 i sefydliadau a chymdeithasau Cristnogol cenedlaethol a rhyngwladol gydag amcanion a nodau Cristnogol sy'n gydnaws â phwrpas elusennol yr eglwys hithau.
Mae'r eglwys yn ddibynnol iawn ar ei haelodau sy’n gwasanaethu’n wirfoddolwyr ym mhob agwedd ar weithgareddau'r eglwys, ac mae llawer ohonynt yn rhedeg heb fawr ddim effaith ar wariant yr eglwys, ond serch hynny yn cyfrannu'n sylweddol at gyflawni amcanion yr eglwys.
Cynyddodd cyfanswm gwariant (ac eithrio trosglwyddiadau arian rhwng cyfrifon) o £65,000 yn 2022 i £75,000 yn 2023 oherwydd cynnydd mewn costau gweithredol a thwf mewn mentrau efengylu a gweithgareddau plant.
Nodir canlyniadau ariannol y flwyddyn, ynghyd â chrynodeb o'r polisïau cyfrifo a ddilynir, yn y Datganiad Ariannol cysylltiedig.
Polisi Arian wrth Gefn
Mae'r ymddiriedolwyr wedi sefydlu Polisi Arian Wrth Gefn i alluogi'r eglwys i weithredu'n effeithiol a bodloni ei rhwymedigaethau pe bai incwm yn dirywio neu gost fawr yn dod i’w rhan.
Bydd Polisi Arian wrth Gefn eglwys Penuel yn cynnal chwe mis o'r holl wariant er mwyn caniatáu i'r eglwys addasu i unrhyw newidiadau mewn incwm neu wariant. Ar hyn o bryd mae'r ymddiriedolwyr yn credu bod y swm hwn rhwng oddeutu £35,000 a £40,000.
Ar 31 Rhagfyr 2023, roedd gan yr eglwys gyfanswm o £294,000 ac o hwn: Dynodwyd £134,000 ar gyfer cronfa adeiladu'r eglwys Dynodwyd £60,000 ar gyfer prosiect hyfforddiant bugeiliol yr eglwys Roedd swm cyfyngedig o £2,000
Cyfanswm yr arian dros ben oedd £58,000. Er nad yw'r cronfeydd dros ben hyn wedi'u dynodi ar gyfer y gronfa adeiladu ar hyn o bryd, mae'r ymddiriedolwyr o'r farn ei bod yn ddoeth cadw'r cronfeydd wrth gefn hyn gan y gallai fod eu hangen arnynt i brynu tir neu adeilad.
Caiff y polisi hwn yn cael ei adolygu'n flynyddol.
EGLWYS PENUEL | PENUEL CHURCH
ENW’R ELUSEN | CHARITY NAME:
EGLWYS FEDYDDIEDIG PENUEL, CAERFYRDDIN – DELIR Y CRONFEYDD YMDDIRIEDOLAETH A’R EIDDO YN GYSYLLTIAD Â HYN
PENUEL BAPTIST CHAPEL, CARMARTHEN
– TRUST FUNDS AND PROPERTY HELD IN CONNEXION THEREWITH
RHIF YR ELUSEN | CHARITY NUMBER:
238795
DATGANIAD ARIANNOL AR GYFER Y FLWYDDYN HYD 31 RHAGFYR 2023
FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2023
PARATOWYD GAN | PREPARED BY: SARAH MOSES
1
ARCHWILIWYD GAN | EXAMINED BY: SAMANTHA HART, LHP ACCOUNTANTS, CARMARTHEN
2
EGLWYS FEDYDDIEDIG PENUEL, CAERFYRDDIN
DATGANIAD ARIANNOL AR GYFER Y FLWYDDYN HYD 31 RHAGFYR 2023
Y CYFRIF CYFFREDINOL DERBYNIADAU A THALIADAU
| Derbyniadau (£) | 2023 | 2022 | Nodyn |
|---|---|---|---|
| Rhoddion cyffredinol | 67175.00 | 51279.00 | |
| Rhoddion eraill | 710.35 | 0.00 | 2 |
| Treth incwm a adenillwyd ar roddion | 29141.38 | 0.00 | 3 |
| Gwerthiannau | 132045.05 | 0.00 | 4 |
| Rhent | 0.00 | 2742.00 | |
| Trosgwlyddiadau o gyfrifon eraill | 15507.06 | 2426.22 | 5 |
| Codwyd ar gyfer achosion eraill | 460.00 | 0.00 | 6 |
| Rhoddion (donations) | 60000.00 | 0.00 | 7 |
| Ad-daliadau | 414.51 | 385.30 | 8 |
| Bondiau Cornerstones | 0.00 | 498.00 | |
| Cyfanswm y derbyniadau | 305453.35 | 57330.52 | |
| Taliadau (£) | 2023 | **2022 ** | Nodyn |
| Gweinidog | 35388.35 | 33765.05 | 9 |
| Gweinidogaethau eraill | 880.00 | 750.49 | 11 |
| Digwyddiadau efengylu | 3214.46 | 0.00 | 12 |
| Costau gweithredol eraill | 6704.75 | 4181.64 | 13 |
| Cynnal a chadw’r capel a’r tai | 20874.62 | 21705.51 | 14 |
| Swm a drosglwyddwyd i achosion eraill | 6486.00 | 3920.00 | 15 |
| Trosglwyddiadau i Gyfrif Rhif 2 | 60.44 | 60.00 | 16 |
| Trosgwlyddiadau i'r Cyfrif Wrth Gefn | 57633.28 | 0.00 | 17 |
| (newydd) | |||
| Trosglwyddiadau i'r Cyfrif yr Adeiladau | 152045.05 | 0.00 | 18 |
| Anrhegion | 151.94 | 220.00 | 19 |
| Cyfanswm y taliadau | 283438.89 | 64602.69 | |
| Derbyniadau / (taliadau) net ar gyfer 2023 | £22,014.46 | ||
| Yn eithrio trosgwlyddiadau ariannol | £216,246.20 | ||
| Balans ariannol ar 31 Rhagfyr 2022 | £62,369.40 | ||
| Balans ariannol ar 31 Rhagfyr 2023 | £84,383.86 |
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CYFRIF RHIF 2 (YSGOL SUL)
| Derbyniadau (£) | 2023 | 2022 | Nodyn |
|---|---|---|---|
| Trosglwyddiadau o’r Cyfrif Cyffredinol | 60.44 | 60.00 | 20 |
| Arian parod o Mwncis Myrddin | 10.35 | 0.00 | |
| Cyfanswm y derbyniadau | 70.79 | 60.00 | |
| Taliadau (£) | 2023 | **2022 ** | Nodyn |
| Gwersyllau | 825.00 | 300.00 | |
| Costau Ysgol Sul | 226.79 | 66.76 | 21 |
| HSBC | 60.44 | 60.00 | |
| Cyfanswm y taliadau | 1112.23 | 426.76 | |
| Derbyniadau / (taliadau) net ar gyfer 2023 | -£1,041.44 | ||
| Yn eithrio trosgwlyddiadau ariannol | -£1,101.88 | ||
| Balans ariannol ar 31 Rhagfyr 2022 | £4,803.67 | ||
| Balans ariannol ar 31 Rhagfyr 2023 | £3,762.23 |
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CYFRIF WRTH GEFN
| Derbyniadau (£) | 2023 | 2022 | Nodyn |
|---|---|---|---|
| Llog | 159.62 | 15.33 | |
| Cyfanswm y derbyniadau | 159.62 | 15.33 | |
| Taliadau (£) | 2023 | **2022 ** | Nodyn |
| Trosgwlyddiadau i’r Cyfrif Cyffredinol | 15507.06 | 0.00 | 22 |
| Cyfanswm y taliadau | 15507.06 | 0.00 | |
| Balans ariannol ar 31 Rhagfyr 2022 | £15,347.44 | ||
| Balans ariannol terfynnol | £0.00 |
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CYFRIF WRTH GEFN (NEWYDD)
| Derbyniadau (£) | 2023 | 2022 | Nodyn |
|---|---|---|---|
| Trosgwlyddiadau o’r Cyfrif Cyffredinol | 57633.28 | 0.00 | 17 |
| Cyfanswm y derbyniadau | 57633.28 | 0.00 | |
| Balans ariannol ar 31 Rhagfyr 2023 | £57,633.28 | ||
| yn cynnwys,Cronfa Ymddiredolaeth | £2,126.22 | ||
| yn cynnwys,Cronfa Wrth Gefn | £15,507.06 | ||
| yn cynnwys,Cronfa Hyfforddiant | £40,000.00 | ||
| Gweinidogaethol |
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CYFRIF YR ADEILADAU
| Derbyniadau (£) | 2023 | 2022 | Nodyn |
|---|---|---|---|
| Trosglwyddiadau o’r Cyfrif Cyffredinol | 152045.05 | 0.00 | 18 |
| Llog | 2069.85 | 23 | |
| Cyfanswm y derbyniadau | 154114.90 | 0.00 | |
| Balans ariannol ar 31 Rhagfyr 2023 | £154,114.90 | ||
| yn cynnwys,Cronfa Adeiladu | £133,845.82 | ||
| yn cynnwys_, Cronfa Hyfforddiant_ | £20,269.08 | ||
| Gweinidogaethol |
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DATGANIAD O ASEDAU A RHWYMEDIGAETHAU ARIANNOL AR 31 RHAGFYR 2023
| Asedau Ariannol (£) | 2023 | 2022 | Nodyn |
|---|---|---|---|
| Cyfrif Cyffredinol | 84383.86 | 62369.40 | |
| Cyfrif Rhif 2 (Ysgol Sul) | 3762.23 | 4803.67 | |
| Cyfrif Wrth Gefn (wedi’i gau) | 0.00 | 15347.44 | |
| Cyfrif Wrth Gefn (newydd) | 57633.28 | 0.00 | |
| Cyfrif yr Adeiladau | 154,114.90 | 0.00 | |
| Cyfanswm yr asedau | 299894.27 | 82520.51 | |
| Cynnydd ar 2022: £217,373.76 |
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NODIADAU I’R CYFRIFON
1. Sail y cyfrifon
Paratowyd y cyfrifon hyn ar sail ‘derbyniadau a thaliadau’ yn unol ag Adran 133 Deddf Elusennau 2011.
2. Rhoddion eraill (£)
Rhoddion cyfyngiedig ar gyfer digwyddiadau efengylu ac alldeithiau’r eglwys.
| Tuag at alltaith Dinbych y Pysgod | 170.00 | (gweler nodyn 13) |
|---|---|---|
| Tuag at lyfrau efengylol y Pasg | 157.35 | (gweler nodyn 12) |
| Tuag at drip i fowlio | 130.00 | (gweler nodyn 13) |
| Tuag at hurio lleoliad pêl-droed | 97.00 | (gweler nodyn 12) |
| Tuag at ddeunyddiau y ‘crefftus’ | 96.00 | (gweler nodyn 12) |
| Tuag at fwyd yn nigwyddiadau’r Nadolig | 60.00 | (gweler nodyn 12) |
| Cyfanswm y rhoddion eraill | 710.35 |
3. Treth incwm a adenillwyd ar roddion (£)
Derbynnwyd gan HMRC drwy Gift Aid ar gyfer y blynyddoedd calendr rhestrwyd isod.
| Gift Aid (2020) | 8174.70 |
|---|---|
| Gift Aid (2021) | 10727.79 |
| Gift Aid (2022) | 10238.89 |
| Cyfanswm y treth incwm a adenillwyd ar | 29141.38 |
| roddion |
4. Gwerthiannau
Cytunwyd gan yr ymddirediolwyr y caiff yr holl swm o arian a dderbynnwyd o’r gwerthiant yma ei glustnodi ar gyfer gronfa adeiladu yr eglwys.
5. Trosglwyddiadau o gyfrifon eraill (£)
Balans ar derfyn y Cyfrif Wrth Gefn 15507.06 Cyfanswm y trosglwyddiadau 15507.06
(gweler nodyn 22)
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6. Codwyd ar gyfer achosion eraill (£)
| Cymdeithas y Beibl | 230.00 | (gweler nodyn 15) |
|---|---|---|
| BMS (Baptist Missionary Society) | 180.00 | (gweler nodyn 15) |
| Clwb GIG | 50.00 | (gweler nodyn 15) |
| Cyfanswm yr arian a godwyd ar gyfer achosion | 460.00 | |
| eraill |
7. Rhoddion (Donations)
Cytunwyd gan yr ymddirediolwyr y caiff yr holl swm o arian a dderbynnwyd o’r rhodd yma ei glustnodi ar gyfer y gronfa hyfforddiant gweinidogaethol yr eglwys.
8. Ad-daliadau (£)
| Treth y Cyngor (Rhif 19) | 164.41 |
|---|---|
| Utility Warehouse (Rhif 18) | 139.03 |
| Utility Warehouse (Rhif 19) | 97.07 |
| Bwyd digwyddiadau’r Pasg | 14.00 |
| Cyfanswm y ad-daliadau | 414.51 |
9. Gweinidog (£)
| Taliadau i Stewardship | 31686.30 | (gweler nodyn 10) |
|---|---|---|
| Taliadau i NEST | 2286.15 | |
| Costau teithio (Tach 2022-Hyd 2023) | 1226.03 | |
| Ffioedd cynhadleddau | 150.00 | |
| Offer swyddfa | 39.87 | |
| Cyfanswm costau’r gweinidog | 35388.35 |
10. Costau taith UDA
Cafodd taliad o £2000 ar gyfer costau ar gyfer taith yn 2022. Cafodd y treth, iswiriant gwladol a chyfraniadau pensiwn eu talu drwy system payroll Stewardship yn ystod y tri mis diwethaf o’r flwyddyn dreth 2022-2023. Maent yn ymddangos yn y datganiad ariannol fel ‘Taliadau i Stewardship’ yn natganiad ariannol 2023.
11. Gweinidogaethau eraill (£)
| Pregethwyr gwadd | 700.00 |
|---|---|
| Gofal bugeiliol | 180.00 |
| Cyfanswm costau gweinidogaethau eraill | 880.00 |
12. Digwyddiadau efengylu (£)
| Siaradwyr gwâdd | 800.00 | |
|---|---|---|
| Bwyd pasg | 181.45 | |
| Llyfrau pasg | 159.80 | (gweler nodyn 2: £157.35 at hyn) |
| Deunyddiau cyhoeddi Pasg | 113.85 | |
| Defnydd Neuadd St Peter’s | 110.00 | |
| Llety siaradwyr gwadd | 85.00 | |
| Cardiau Pasg | 11.75 | |
| Ffilm Pasg | 7.99 | |
| Blodau Pasg | 5.00 | |
| Defnydd o Neuadd Chwaraeon PCYDDS | 180.00 | (gweler nodyn 2: £97.00 at hyn) |
| Deunyddiau crefft ‘crefftus’ | 114.35 | (gweler nodyn 2: £96.00 at hyn) |
| Pecynau ar gyfer ffair croeso PCYDDS | 23.25 | |
| Bwyd diolchgarwch | 334.88 | |
| Llyfrau diolchgarwch | 71.95 | |
| Deunyddiau cyhoeddi diolchgarwch | 38.00 | |
| Tân gwyllt noson gwis | 435.90 | |
| Bwyd i’r noson gwis | 154.18 | |
| Llyfrau Nadolig | 135.90 | |
| Bwyd Nadolig | 115.63 | (gweler nodyn 2: £60.00 at hyn) |
| Deunyddiau cyhoeddi Nadolig | 89.80 | |
| Adnoddau crefft Nadolig | 35.98 | |
| Cardiau Nadolig | 9.80 | |
| Cyfanswm costau digwyddiadau efengylu | 3214.46 |
9
13. Costau gweithredol eraill (£)
| CCLI | 302.30 | |
|---|---|---|
| Gwefan (Wix) | 216.00 | |
| WorshipTools | 212.00 | |
| Zoom | 126.36 | |
| Office 365 | 70.08 | |
| USB memory drive | 19.99 | |
| CD drive | 13.99 | |
| Offer cyfeithu | 613.08 | |
| Microphones | 43.84 | |
| Argraffwr A3 | 126.22 | |
| Laminator | 35.89 | |
| Guillotine | 27.47 | |
| Inc ar gyfer yr argraffwr | 19.99 | |
| Offer swyddfa | 12.35 | |
| Bateriau | 10.00 | |
| Calendr i’r wal | 7.95 | |
| Llyfrau defosiynol Nadolig | 106.99 | |
| Cylchgronau MEC | 52.20 | |
| Arwydd | 148.64 | |
| Poster | 16.80 | |
| Offer i’r gegin | 706.95 | |
| Cwpannau | 125.00 | |
| Soup kettles | 113.92 | |
| Bwyd ar gyfer digwyddiadau | 93.70 | |
| Cwpannau i’r plant | 35.73 | |
| Pwll bedydd a tarpolin | 118.97 | |
| Eitemau cymun | 14.20 | |
| Piano | 1149.00 | |
| Eitemau gitar | 245.91 | |
| Eitemau piano | 160.71 | |
| Cerddoriaeth | 22.75 | |
| Cyfrifwyr LHP | 570.00 | |
| HSBC | 111.01 | |
| Ffoshelig Coaches | 450.00 | (gweler nodyn 2: £170.00 at hyn) |
| Xcel Bowl | 150.00 | (gweler nodyn 2: £130.00 at hyn) |
| Addurniadau Nadolig | 434.76 | |
| Bocs cymorth cyntaf | 20.00 | |
| Cyfanswm y costau gweithredol eraill | 6704.75 |
10
14. Cynnal a chadw’r capel a’r tai (£)
| Glanhawr | 2040.00 |
|---|---|
| Cwmni glanhau | 728.00 |
| Offer glanhau | 181.42 |
| Gwasanaethu’r offer wrth dân | 137.94 |
| Gwasanaethu'r bwyler | 90.00 |
| Adnoddau peintio | 119.17 |
| Blwch storio bins | 112.50 |
| Sgrîn i’r crèche | 79.88 |
| Goleuadau | 51.26 |
| Cloeon y giatiau | 48.89 |
| Gwifrau i seinyddion y crèche | 41.88 |
| Blychau cludo | 32.00 |
| Uned storio i’r gegin | 27.99 |
| Blwch allweddi | 16.42 |
| Allweddi | 15.00 |
| Clipiau gwifrau | 7.48 |
| Utility Warehouse | 8003.42 |
| BT | 490.06 |
| Dŵr Cymru Welsh Water | 287.22 |
| Yswiriant i’r capel | 2053.91 |
| Yswiriant i'r tŷ | 383.89 |
| Gwaith trydan (Rhif 18) | 1510.80 |
| Gwaith llorio (Rhif 18) | 614.00 |
| Glanhau carped (Rhif 18) | 210.00 |
| Peintio (Rhif 18) | 175.00 |
| Gwasanaethu bwyler (Rhif 18) | 149.27 |
| Gwaith plymio (Rhif 19) | 72.00 |
| Gwasanaeth glanhau (Rhif 18) | 65.00 |
| Saer (Rhif 18) | 30.00 |
| Glanhawr (Rhif 18) | 30.00 |
| Sedd i’r toiled (Rhif 18) | 30.00 |
| Treth y Cyngor (Rhif 18) | 1879.26 |
| Treth y Cyngor (Rhif 19) | 294.00 |
| Utility Warehouse (Rhif 18) | 261.88 |
| Utility Warehouse (Rhif 19) | 5.08 |
| Ffioedd cyfreithiol | 600.00 |
| Cyfanswm y costau cynnal a chadw | 20874.62 |
11
15. Swm a drosglwyddwyd i achosion eraill (£)
| Operation Mobilisation | 3000.00 | |
|---|---|---|
| Wycliffe Bible Translators | 1500.00 | |
| Undeb y Bedyddwyr | 888.00 | |
| Cymdeithas y Beibl | 500.00 | (gweler nodyn 6: £230.00 at hyn) |
| BMS (Baptist Missionary Society) | 500.00 | (gweler nodyn 6: £180.00 at hyn) |
| Clwb GIG | 50.00 | (gweler nodyn 6: £50.00 at hyn) |
| Carms & Cardigan Baptist Festival | 48.00 | |
| Cyfanswm a drosglwyddwyd i achosion eraill | 6486.00 |
16. Trosglwyddiadau i Gyfrif Rhif 2
Cafodd £60.44 ei drosglwyddo i gyfrif rhif 2 er mwyn talu am ffioedd HSBC.
17. Trosgwlyddiadau i’r Cyfrif Wrth Gefn (newydd) (£)
| Cronfa Hyfforddiant Gweinidogaethol | 40000.00 | (gweler nodyn 7) |
|---|---|---|
| Cronfa Wrth Gefn | 15507.06 | (gweler nodyn 5) |
| Cronfa ymddirediolaeth David Hinds & | 2126.22 | |
| Catherine Jones | ||
| Cyfanswm y trosglwyddiadau | 57633.28 |
18. Trosglwyddiadau i’r Cyfrif yr Adeiladu (£)
| Cronfa Adeiladu | 132045.05 | (gweler nodyn 4) |
|---|---|---|
| Cronfa Hyfforddiant Gweinidogaethol | 20000.00 | (gweler nodyn 7) |
| Cyfanswm y trosglwyddiadau | 152045.05 | |
| 9. Anrhegion (£) | ||
| Anrhegion Nadolig | 100.00 | |
| Anrhegion gadael | 51.94 | |
| Cyfanswm yr anrhegion | 151.94 |
19. Anrhegion (£)
12
20. Trosglwyddiadau o’r Cyfrif Cyffredinol (£)
| Tuag at ffioedd HSBC | 60.44 | (gweler nodyn 16) |
|---|---|---|
| Cyfanswm y trosglwyddiadau | 60.44 | |
| 21. Costau Ysgol Sul (£) | ||
| Anrhegion Nadolig | 112.38 | |
| Defnyddiau Crefft | 99.41 | |
| Llyfrau Pasg | 15.00 | |
| Cyfanswm y costau Ysgol Sul | 226.79 |
22. Trosglwyddiadau i’r Cyfrif Cyffredinol
Trosglwyddwyd cyfanrwydd y balans o’r Cyfrif Wrth Gefn i’r Cyfrif Cyffredinol: £15,507.06.
23. Llog
Caiff llog ei ddosrannu yn gyfatebol rhwng y Gronfa Adeiladu (87%) a’r Gronfa Hyfforddiant Gweinidogaethol (13%) fel hyn:
| Cronfa Adeiladu | 1800.77 |
|---|---|
| Cronfa Hyfforddiant Gweinidogaethol | 269.08 |
| Cyfanswm y llog | 2069.85 |
24. Cyfanswm yr asedau
Yn ychwannegol i gyfanswm yr asedau ariannol, delir yr eglwys yr asedau canlynol:
-
safle’r capel (capel, festri a’r mynwent) ar Stryd y Prior, Caerfyrddin
-
cynwys (gosodiadau, dodrefn ac offer)
-
18 Stryd y Prior, Caerfyrddin
Delir yr eglwys yr ased canlynol o ddechrau blyddyn calendr 2023 hyd werthiant yr ased ym mis Chwefror 2023:
- 19 Stryd y Prior, Caerfyrddin
13
PENUEL BAPTIST CHURCH, CARMARTHEN
FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2023
GENERAL RECEIPTS & PAYMENT ACCOUNT
| Receipts (£) | 2023 | 2022 | Note |
|---|---|---|---|
| General giving | 67175.00 | 51279.00 | |
| Other giving | 710.35 | 0.00 | 2 |
| Income tax recovered on gifts | 29141.38 | 0.00 | 3 |
| Sales | 132045.05 | 0.00 | 4 |
| Rents | 0.00 | 2742.00 | |
| Transfers from other accounts | 15507.06 | 2426.22 | 5 |
| Raised for other causes | 460.00 | 0.00 | 6 |
| Donations | 60000.00 | 0.00 | 7 |
| Repayments | 414.51 | 385.30 | 8 |
| Cornerstones bonds | 0.00 | 498.00 | |
| Total receipts | 305453.35 | 57330.52 | |
| Payments (£) | 2023 | **2022 ** | Note |
| Minister | 35388.35 | 33765.05 | 9 |
| Other ministry | 880.00 | 750.49 | 11 |
| Outreach | 3214.46 | 0.00 | 12 |
| Other operational costs | 6704.75 | 4181.64 | 13 |
| Upkeep of chapel and houses | 20874.62 | 21705.51 | 14 |
| Amount passed to other causes | 6486.00 | 3920.00 | 15 |
| Transfers to No. 2 Account | 60.44 | 60.00 | 16 |
| Transfers to (new) Reserve Account | 57633.28 | 0.00 | 17 |
| Transfers to Building Fund Account | 152045.05 | 0.00 | 18 |
| Gifts | 151.94 | 220.00 | 19 |
| Total payments | 283438.89 | 64602.69 | |
| Net receipts / (payments) for 2023 | £22,014.46 | ||
| Excluding funds transfers | £216,246.20 | ||
| Cash balance at 31 December 2022 | £62,369.40 | ||
| Cash balance at 31 December 2023 | £84,383.86 |
14
NO. 2 ACCOUNT (SUNDAY SCHOOL)
| Receipts (£) | 2023 | 2022 | Note |
|---|---|---|---|
| Transfers from General Account | 60.44 | 60.00 | 20 |
| Mwncis Myrddin loose cash | 10.35 | 0.00 | |
| Total receipts | 70.79 | 60.00 | |
| Payments (£) | 2023 | **2022 ** | Note |
| Camps | 825.00 | 300.00 | |
| Sunday School expenses | 226.79 | 66.76 | 21 |
| HSBC | 60.44 | 60.00 | |
| Total payments | 1112.23 | 426.76 | |
| Net receipts / (payments) for 2023 | -£1,041.44 | ||
| Excluding funds transfers | -£1,101.88 | ||
| Cash balance at 31 December 2022 | £4,803.67 | ||
| Cash balance at 31 December 2023 | £3,762.23 |
15
RESERVE ACCOUNT
| Receipts (£) | 2023 | 2022 | Note |
|---|---|---|---|
| Interest | 159.62 | 15.33 | |
| Total receipts | 159.62 | 15.33 | |
| Payments (£) | 2023 | **2022 ** | Note |
| Transfers to General Account | 15507.06 | 0.00 | 22 |
| Total payments | 15507.06 | 0.00 | |
| Cash balance at 31 December 2022 | £15,347.44 | ||
| Cash balance at account closure | £0.00 |
16
(NEW) RESERVE ACCOUNT
| Receipts (£) | 2023 | 2022 | Note |
|---|---|---|---|
| Transfers from General Account | 57633.28 | 0.00 | 17 |
| Total receipts | 57633.28 | 0.00 | |
| Cash balance at 31 December 2023 | £57,633.28 | ||
| of which,Trust Fund | £2,126.22 | ||
| of which,Reserves Fund | £15,507.06 | ||
| of which,Ministry Training Fund | £40,000.00 |
17
BUILDING FUND ACCOUNT
| Receipts (£) | 2023 | 2022 | Note |
|---|---|---|---|
| Transfers from General Account | 152045.05 | 0.00 | 18 |
| Interest | 2069.85 | 23 | |
| Total receipts | 154114.90 | 0.00 | |
| Cash balance at 31 December 2023 | £154,114.90 | ||
| of which,Building Fund | £133,845.82 | ||
| of which,Ministry Training Fund | £20,269.08 |
18
STATEMENT OF CASH ASSETS AND LIABILITIES AT 31 DECEMBER 2023
| Cash assets (£) | 2023 | 2022 | Note |
|---|---|---|---|
| General Current Account | 84383.86 | 62369.40 | |
| No. 2 Account (Sunday School) | 3762.23 | 4803.67 | |
| Reserve Account (closed) | 0.00 | 15347.44 | |
| (New) Reserve Account | 57633.28 | 0.00 | |
| Building Fund Account | 154,114.90 | 0.00 | |
| Total assets | 299894.27 | 82520.51 | |
| Net increase on 2022: £217,373.76 |
19
NOTES TO THE ACCOUNTS
1. Basis of accounts
These accounts have been prepared on a ‘receipts and payments’ basis in accordance with Section 133 Charities Act 2011.
2. Other giving (£)
Restricted giving towards outreach activities and church trips.
| Towards church Tenby trip | 170.00 | (see note 13) |
|---|---|---|
| Towards Easter outreach books | 157.35 | (see note 12) |
| Towards church bowling trip | 130.00 | (see note 13) |
| Towards football venue hire | 97.00 | (see note 12) |
| Towards ‘crafternoon’ materials | 96.00 | (see note 12) |
| Towards Christmas outreach food | 60.00 | (see note 12) |
| Total of other giving | 710.35 |
3. Income tax recovered on gifts (£)
Received from HMRC via Gift Aid for the calendar years listed below.
Gift Aid (2020) Gift Aid (2021) Gift Aid (2022) Total income tax recovered on gifts 29141.38
4. Sales
Sale of a house owned by the church (19 Priory Street, Carmarthen) in February 2023: £132,045.05. The trustees have agreed that the total sum received from this sale will be designated for the church’s building fund.
5. Transfers from other accounts (£)
Balance at Reserve Account closure 15507.06
(see note 22)
Total transfers 15507.06
20
6. Raised for other causes (£)
| Bible Society | 230.00 | (see note 15) |
|---|---|---|
| BMS (Baptist Missionary Society) | 180.00 | (see note 15) |
| Clwb GIG | 50.00 | (see note 15) |
| Total raised for other causes | 460.00 |
7. Donations
Received from Carmarthen Evangelical Church following its closure: £60,000. The trustees have agreed that the total sum received from this donation will be designated for the church’s ministry training fund.
8. Repayments (£)
| Council tax (No. 19) | 164.41 |
|---|---|
| Utility Warehouse (No. 18) | 139.03 |
| Utility Warehouse (No. 19) | 97.07 |
| Easter outreach food | 14.00 |
| Total repayments | 414.51 |
9. Minister (£)
| Payments to Stewardship | 31686.30 | (see note 10) |
|---|---|---|
| Payments to NEST | 2286.15 | |
| Travel expenses (Nov 2022-Oct 2023) | 1226.03 | |
| Conference fees | 150.00 | |
| Office supplies | 39.87 | |
| Total costs of minister | 35388.35 |
10. USA trip expenses
A payment of £2,000 for trip expenses was made in 2022. The tax, national insurance and increased pension contributions for this payment were paid via Stewardship payroll in the last three months of the 2022/2023 tax year and appear within ‘Payments to Stewardship’ in the Financial Statement for 2023.
11. Other ministry (£)
| Guest preachers | 700.00 |
|---|---|
| Pastoral care | 180.00 |
| Total costs of other ministry | 880.00 |
21
12. Outreach (£)
| Guest speaker | 800.00 | |
|---|---|---|
| Easter food | 181.45 | |
| Easter books | 159.80 | (see note 2: £157.35 towards) |
| Easter publicity materials | 113.85 | |
| St Peter’s Civic Hall hire | 110.00 | |
| Guest speaker accommodation | 85.00 | |
| Easter cards | 11.75 | |
| Easter film | 7.99 | |
| Easter flowers | 5.00 | |
| UWTSD Sports Hall hire | 180.00 | (see note 2: £97.00 towards) |
| ‘Crafternoon’ craft materials | 114.35 | (see note 2: £96.00 towards) |
| UWTSD Welcome Fair packs | 23.25 | |
| Harvest food | 334.88 | |
| Harvest books | 71.95 | |
| Harvest publicity materials | 38.00 | |
| Quiz night fireworks | 435.90 | |
| Quiz night food | 154.18 | |
| Christmas books | 135.90 | |
| Christmas food | 115.63 | (see note 2: £60.00 towards) |
| Christmas publicity materials | 89.80 | |
| Christmas craft materials | 35.98 | |
| Christmas cards | 9.80 | |
| Total costs of outreach | 3214.46 |
22
13. Other operational costs (£)
| CCLI | 302.30 | |
|---|---|---|
| Website (Wix) | 216.00 | |
| WorshipTools | 212.00 | |
| Zoom | 126.36 | |
| Office 365 | 70.08 | |
| USB memory drive | 19.99 | |
| CD drive | 13.99 | |
| Translation equipment | 613.08 | |
| Microphones | 43.84 | |
| A3 printer | 126.22 | |
| Laminator | 35.89 | |
| Guillotine | 27.47 | |
| Printer ink | 19.99 | |
| Stationery items | 12.35 | |
| Batteries | 10.00 | |
| Wall planner | 7.95 | |
| Christmas devotional resources | 106.99 | |
| EMW magazines | 52.20 | |
| Sign | 148.64 | |
| Posters | 16.80 | |
| Kitchen supplies | 706.95 | |
| Mugs | 125.00 | |
| Soup kettles | 113.92 | |
| Food for events | 93.70 | |
| Childrens’ cups | 35.73 | |
| Baptism pool and tarpaulin | 118.97 | |
| Communion items | 14.20 | |
| Piano | 1149.00 | |
| Guitar items | 245.91 | |
| Piano items | 160.71 | |
| Sheet music | 22.75 | |
| LHP Accountants | 570.00 | |
| HSBC | 111.01 | |
| Ffoshelig Coaches | 450.00 | (see note 2: £170.00 towards) |
| Xcel Bowl | 150.00 | (see note 2: £130.00 towards) |
| Christmas decorations | 434.76 | |
| First aid kit | 20.00 | |
| Total other operational costs | 6704.75 |
23
14. Upkeep of chapel and houses (£)
| Cleaner | 2040.00 |
|---|---|
| Cleaning company | 728.00 |
| Cleaning supplies | 181.42 |
| Fire extinguisher service | 137.94 |
| Boiler service | 90.00 |
| Painting supplies | 119.17 |
| Bin storage box | 112.50 |
| Crèche screen | 79.88 |
| Lighting | 51.26 |
| Gate locks | 48.89 |
| Crèche speaker cables | 41.88 |
| Removal boxes | 32.00 |
| Kitchen storage unit | 27.99 |
| Key safe | 16.42 |
| Keys | 15.00 |
| Cable clips | 7.48 |
| Utility Warehouse | 8003.42 |
| BT | 490.06 |
| Dŵr Cymru Welsh Water | 287.22 |
| Church insurance | 2053.91 |
| House insurance | 383.89 |
| Electrics (No. 18) | 1510.80 |
| Flooring (No. 18) | 614.00 |
| Carpet cleaning (No. 18) | 210.00 |
| Painting (No. 18) | 175.00 |
| Boiler service (No. 18) | 149.27 |
| Plumbing (No. 19) | 72.00 |
| Cleaning company (No. 18) | 65.00 |
| Carpentry (No. 18) | 30.00 |
| Cleaner (No. 18) | 30.00 |
| Toilet seat (No. 18) | 30.00 |
| Council Tax (No. 18) | 1879.26 |
| Council Tax (No. 19) | 294.00 |
| Utility Warehouse (No. 18) | 261.88 |
| Utility Warehouse (No. 19) | 5.08 |
| Legal fees | 600.00 |
| Total upkeep costs | 20874.62 |
24
15. Amount passed to other causes (£)
| Operation Mobilisation | 3000.00 | |
|---|---|---|
| Wycliffe Bible Translators | 1500.00 | |
| Baptist Union of Wales | 888.00 | |
| Bible Society | 500.00 | (see note 6: £230.00 towards) |
| BMS (Baptist Missionary Society) | 500.00 | (see note 6: £180.00 towards) |
| Clwb GIG | 50.00 | (see note 6: £50.00 towards) |
| Carms & Cardigan Baptist Festival | 48.00 | |
| Total passed to other causes | 6486.00 |
16. Transfers to No. 2 Account
£60.44 was transferred to the No. 2 Account to cover the charges paid to HSBC.
17. Transfers to (new) Reserve Account (£)
| Ministry Training Fund | 40000.00 | (see note 7) |
|---|---|---|
| Reserves Fund | 15507.06 | (see note 5) |
| David Hinds & Catherine Jones Trust Fund | 2126.22 | |
| Total transfers | 57633.28 | |
| 18. Transfers to Building Fund Account (£) | ||
| Building Fund | 132045.05 | (see note 4) |
| Ministry Training Fund | 20000.00 | (see note 7) |
| Total transfers | 152045.05 | |
| 19. Gifts (£) | ||
| Christmas gift | 100.00 | |
| Leaving gifts | 51.94 | |
| Total gifts | 151.94 | |
| 20. Transfers from General Account (£) | ||
| Towards HSBC charges | 60.44 | (see note 16) |
| Total transfers | 60.44 |
25
21. Sunday School expenses (£)
| Christmas presents | 112.38 |
|---|---|
| Craft materials | 99.41 |
| Easter books | 15.00 |
| Total Sunday School expenses | 226.79 |
22. Transfers to General Account
Transfer of the total balance of the Reserve Account to the General Account: £15,507.06.
23. Interest
Interest is split proportionally between the Building Fund (87%) and the Ministry Training Fund (13%) as follows:
| Building Fund | 1800.77 |
|---|---|
| Ministry Training Fund | 269.08 |
| Total interest | 2069.85 |
24. Total assets
In addition to the total cash assets held, the church has the following assets:
-
the church’s premises (chapel, vestry and burial ground) at Priory Street, Carmarthen
-
contents (fixtures, furniture and equipment)
-
18 Priory Street, Carmarthen
The church also had the following asset from the beginning of the 2023 calendar year until the asset’s sale in February 2023:
- 19 Priory Street, Carmarthen
26