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2020-12-31-accounts

THE DANISH CHURCH IN LONDON

REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

Registered charity number 237897

THE DANISH CHURCH IN LONDON

REPORTS AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

CONTENTS PAGE
Charity Information 3-4
Trustees' Report 5-10
Independent examiner's Report 11
Statement of Financial Activities (Income & Expenditure Account) 12
Statement of Cash Flows 13
Statement of Financial Position (Balance sheet) 14
Notes to the financial statements 15-25

THE DANISH CHURCH IN LONDON

3

CHARITY INFORMATION FOR THE YEAR ENDED 31 DECEMBER 2020

UK Registered Charity No. 237897 Name of the charity: The Danish Church in London Registered office The Danish Church in London 4 St Katherine's Precinct Regent's Park, London NW1 4HH Trustees Trustees and members of the Church Council from January 2020 to June 2021 are: Dorte Bille Harding (Chair) Christine Bergstedt Jørgensen (Deputy Chair) Niels Ring Andersen (Honorary Treasurer) Anne-Grethe Jensen (Secretary) Andy Marino (Church Warden) Ole Justesen (Church Warden, to October 2020) Flemming Kloster Poulsen (Pastor) Johanne Nørtoft Thomsen (Pastor, to March 2021) Peter Melbye Palle Baggesgaard Pedersen Per Gullestrup Jacob Christiansen Helle Diget Bond Casper Orlyk Ulrik E. Petersen (Royal Danish Embassy, to Sept 2020) Anne Dorothea Bruum Aubry (Royal Danish Embassy, from Sept 2020) Bette Petersen Broyd (from October 2020) Connie Yilmaz Jantzen (from October 2020)

THE DANISH CHURCH IN LONDON

4

CHARITY INFORMATION FOR THE YEAR ENDED 31 DECEMBER 2020

Independent examiner Michael Laughton C.A. Munro Brown Ltd Chartered Accountants 38 Gay Street, Bath, BA1 2NT Principal bankers Barclays Bank Plc Danske Bank HSBC Plc Cazenove (custody/investments) Charles Stanley & Co. (custody/investments)

THE DANISH CHURCH IN LONDON

5

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

The Trustees present their report and financial statements for the year ended 31 December 2020.

1. Structure, governance, and management

The charity is governed by its Constitution, revised on 15 September 2013, and further updated on 18 October 2020.

The Church Council manages the Church in practical, legal and financial affairs, and represents the Church in all respects. The Bishop of Copenhagen is the Church's ecclesiastical supervisor. The Danish Ambassador is Patron of the Church.

The Royal Danish Embassy appoints one ex-officio member of the Church Council. As of October 2020, according to the update of the Constitution, Danish YWCA can appoint one member of the Danish Church Council, if they want. Resident Pastors are automatically members of the Church Council, and Church Wardens are appointed directly by the Church Council.

All other members (minimum of 5) are elected by the members of the Church, at the annual general meeting in June. Due to the corona virus pandemic, the 2020 annual general meeting was postponed to 18 October 2020.

Two or three of the elected members retire annually, in rotation. Proposals to elect or reelect Church Council members are made either by the Church Council, or in writing by three members of the Church.

2. Objects, objectives and achievements

Aim and Purpose

The main purpose of the Danish Church in London is to preach the Christian Gospel according to the Lutheran Evangelical tradition, including conducting Services and performing religious ceremonies for Danes in London, and to act as cultural and social meeting point for Danes in the Greater London area.

The Church Council ensures that activities are planned with due regard to the Charity Commission's public benefit guidance.

In order to continue this service in the years to come, the Church has recently upgraded, renovated and increased the usable areas of the church premises.

Achievements and Performance

In addition to Danish-language Sunday Services, The Danish Church in London normally performs a wide range of traditional religious acts, including Christenings, confirmations, weddings and funerals.

When the Covid-19 pandemic hit London in March 2020, and the Church was forced to close the doors completely, we found ways to continue the Sunday Services via Zoom. This proved a great success, and, in fact, we have had more participants in Services in 2020 than ever before!

THE DANISH CHURCH IN LONDON

6

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

In 2020 the Church conducted 50 Services; 14 in the church nave, 21 via Zoom, and 15 as hybrids, with a limited number of church goers present in the church, and more participating via Zoom. In addition, there were 2 Christenings, 3 full marriages, 4 funerals and 12 confirmations. The Pastors were called to around 125 official conversations and had 6 visits to the homebound or imprisoned.

Other Church activities had to stop completely during the extensive lock-down periods, and obviously, this had a negative impact on the financial result for the year. Despite the pandemic, the refurbishment project - started in September 2019 - continued, albeit at a slower pace due to the restrictions, causing delay and extra costs. The building works were substantially completed in December 2020.

Covid-19 restrictions continue to limit the Church’s activities in 2021, but it is our hope that we will soon be able to resume traditional religious acts, as well as the usual full program of cultural and social activities and events.

Pre-pandemic, some Church activities took place at nearby Danish YWCA, and others were temporarily cancelled, as the church halls and kitchens, shop and facilities were under renovation. Normal activities include showing Danish films, and hosting concerts, talks and debates. Several Danish groups normally meet in the church halls, amongst them parents and toddlers’ group, Open Evening Café, book club, bridge club, sewing club, Senior Group, Danish Women in England and Team Danmark, a football and running club.

Due to the building works, the Church’s Saturday School continued in temporary rented premises at St David’s Church in Islington, until the pandemic forced a premature closure. The Church is expecting to resume running Saturday School in September 2021 in the newly renovated buildings. Pre-pandemic, around 120 children were taught Danish language and culture in the Saturday School, which has been running for 50 years.

Adult Danish classes continued via Zoom, during the pandemic, and the Church hopes to resume Danish language tuition for adults as evening classes on the premises from September 2021.

There are around 700 paying members of the Church, and in a normal year, a total of around 10,000 people benefit from our activities.

The Church donated 3 bursaries to young Danes studying in the UK and continues to offer financial support to needy and/or elderly Danes on an ad-hoc basis.

Pastors

In 2020 the Church has benefitted from a full-time resident pastor, Flemming Kloster Poulsen. In addition, Johanne Nørtoft Thomsen, was employed as pastor on a fixed contract, from March 2019 to March 2021. Apart from her work at St Katharine’s, Johanne had a special focus on Danish students/young people, and conducted occasional Services in Hull.

Due to financial constraints, we rely on Danish Church Abroad/Danish Seamen's Church to fund the pastors’ salaries. Unfortunately, for the time being, only the resident pastor is employed. An administrative assistant has been employed on a part-time basis, to assist the pastor.

THE DANISH CHURCH IN LONDON

7

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

3. Financial review

In 2020 the Danish Church recorded an overall net deficit of £1,309,443 (2019: surplus £1,199,471).

The large donations and expenditure related to the building project makes it somewhat difficult to read the financial statements. Looking at the summary financial statement on page 12, we suggest you focus on the first column as representing the ‘operational’ results for 2020. It shows total income of £157,371 (2019: £273,914) and total expenditure of £195,552 (2019: £249,915), giving a net operational deficit of £38,181 before investment gains/losses and transfers between funds (a surplus of £23,999 in 2019). There was a net deficit on the unrestricted funds after transfers and investment revaluations amounting to £46,194 (2019: surplus of £129,688). In the context of both the Building Project and Covid-19, this must be considered a very reasonable result, partly reflecting a number of cost-saving measures as well.

The Net Loss on Investments of £30,870 represents the unrealised paper loss (2019: unrealised gain £127,464). Coronavirus caused a very significant drop in value in March 2020, but values recovered somewhat in the latter part of 2020.

The second column on page 12 labelled, ‘Restricted funds’, represents various funds including the Building Project fund (see also note 14, pages 22-23). It shows a significant outflow of funds of £1,246,456 (including transfers) during 2020 of which an outflow of £1,228,779 relates to the Building Project (note 14, page 23). The 2019 accounts showed significant inflows of funds to finance the project and 2020 simply records the application of these funds as the building work was completed. Our budgets show that there was a small overspend to the building project, but we are hopeful that further donations will be made to cover this over the forthcoming 12 months. Overall, the trustees are satisfied with the outcome to this extensive piece of work completed despite the effect of Covid-19, covered elsewhere.

We hope that 2021 will prove to be a better year as we, as a community, emerge from lockdown.

4. Investment policy

The charity’s constitution requires its assets to be invested in Denmark or Great Britain, in bank accounts, investment assets or property. The total investments on 31 December 2020 shown at note 10, pages 20-21, were £1,212,863 (2019 - £1,250,548).

The Church has set out its Investments Policy in line with guidelines set out by the Charity Commission. The Investment Policy is reviewed annually.

THE DANISH CHURCH IN LONDON

8

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

5. Reserves’ policy

The accumulated funds on 31 December 2020 were £1,794,678 (2019 - £3,104,121) of which £1,148,326 related to endowment funds, £27,169 related to restricted funds and £619,183 to unrestricted funds.

It is the policy of the charity to maintain unrestricted funds, which are the free reserves of the charity, at a level which equates at least to approximately six months unrestricted expenditure. This provides sufficient funds to cover management and administration and support costs.

The Church’s finances have been highly liquid in the last three years due to the incoming amounts from fundraising to the Façade Project Fund and then the Building Project Fund.

Grants and donations raised for the Building Project Fund through the fundraising campaign are held in segregated DKK and GBP denominated bank accounts with Danske Bank, Barclays Bank and HSBC. The trustees remain of the view that the charity is a going concern.

6. Risk review

The trustees have taken steps to identify the major risks to which the charity is exposed, and systems have been established to mitigate those risks. Identification and management of investment risk is addressed in the Investment Policy of the Church.

7. Post balance sheet events

As we are only too well aware, Covid-19 has continued to have major impact on the Church activities, and consequently on our financial health. As also detailed under ‘Building Project’, there remain potentially significant obligations to Coniston Limited, the building contractor.

We must therefore consider 2021 to be another year of transition, which may result in a further operational deficit.

8. Building Project

The Church’s essential and extensive building project, prepared and overseen by CF Møller Architects in London was substantially completed in December 2020.

Ground source heating has been installed in the church nave, and gas heating in all other areas.

Underneath the church halls, a full basement has been excavated, for extra storage area, as well as a new shop and extended facilities. 3 new meeting rooms are formed under the vicarage, with impressive terraces in front. A dormer is compensating the vicarage for lost space, and all areas have been thoroughly modernised and renovated.

Disabled access is improved via a platform lift from the garden to the church halls, and new fully accessible toilet facilities.

THE DANISH CHURCH IN LONDON

9

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

In March 2020, the corona virus pandemic affected the building works, like all other areas of life. Restrictions to avoid spreading the disease caused wide-spread difficulties on site, as well as supply chain problems. Delays were unavoidable, but the project continued and was substantially completed in December 2020.

In total, the building project has cost approximately £3 million to date. We are still in discussions with the main contractors, Coniston Limited, about a number of claims, partially arising from Covid-19 and the consequent delays. As of writing, it is not possible to give a clear indication of the size of any eventual agreement with Coniston.

We were fortunate to receive a total of £2.9 million, in a mix of large and small donations to the building project. At the earliest possibility, we look forward to show all of our donators what we consider to be a very successful renovation of the historic buildings.

Although as a religious and educational organisation we are only able to recover a portion of the VAT we incur, we were able to recover about £200,000 VAT relating to the building project. However, this is adjusted over the next 10 years, subject to the proportion of ‘commercial’ income we generate from the shop, café and events. There is a risk that some of this VAT recovery will reduce.

The net result is that there will be a significant overall deficit for the building project.

9. Plans for future periods

The combination of building works and Covid-19 pandemic meant that 2020 was a difficult year for the Danish Church in London.

However, the interest in the Church during these difficult times has been encouraging. And, with the buildings now fully renovated, and ready for use post-pandemic, the Trustees are confident of a gradual, full return to normal activity level, in line with UK Government guidelines.

In the longer term, Trustees do not anticipate any fundamental changes in the development of the charity`s operation.

10. Trustees’ Responsibilities

The charity trustees are responsible for preparing a trustees’ annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Charity law in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing the financial statements, the trustees are required to:

THE DANISH CHURCH IN LONtX)N 10 REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020 • Select suitablc a(XXMW policies a￿1 thcn awly them cons]￿Y . Obscrvc tIK meth(ML8 and principl&s in the Charities SORP 2019 (FRS 102) . Ststc whcthLr applithle UK ac￿Uni￿n8 stsndards have been followe4 subjccl lo matcrial . Prepare the fiTwKial ststr4ncots on the going b￿lS wiless it is iwwo]xiatc The trustees are respMsiI)le for keeping protKr acc4)unting re¢￿dS thai disclose with reawthle accuracy at aoy time. the fll)anCI￿ ￿l￿oll of the cbarity atMI to enable them to ensure that the financial statanents comply with the Charities Aa 2011. the Chan"ties (Ac¢ollnts atxl Re￿ll$) RwlatIo￿ 2(￿ the provision of th¢ In￿t deed. They also TeswDsible for safeguarding the assets of Ihe charity and taking r¢&sonable st¢ps for the The trusi¢e5 are ￿s￿Ible for the mainienance ￿T￿ Eutegnty ofthe clwity and financial iDfor1)￿t10n in¢lu&xl on the charity's websi￿. L4isknion in the UDited K1Dgd￿￿ governing the prqwation and di&s¢m1￿￿tion of fiTrarKial statLHnents may diff¢r from legislation in other jurisdi¢tiOM5. A l. Independent Ewnlntloll A resolutiofj prop￿ing atmlitors was apwlval at the l&st AGM. b]L (bje h) a sutrwotsal reduction in incom¢. ati itMleF¢nd¢nt examination w&$ sufficieni for the fin8ncia] yeaT under I¢vAew. Thc church previously required w) 1ndqllth￿ exarn￿on prior to the building proie¢LS. Appn)ved and si￿￿ed M behalf of the tr• by Ik)rtc Billc Harding- Cbaim Niels Ring Andersen- H￿)rary Treasurer Dat¢d. 4th Junt 2021

THE DANISH CHURCH IN LONDON INDEPENDENT ELWLNER'S REPORT TO THE TRUSTEES OF THF. DANI.SH CHURCH IN I_ON'tX)N I retxTrrt 11? Lhdriiy tnLStees on my examinatiijn of ￿c￿nts of t￿ chariry the year entsl 31 IkccmlKr 2020. which aty gel wi ￿ ￿¢5 l? ￿ 25. As the eharitv's knLStees )DU are reswnsible for thc prqmration of tbe in accoth(% with the requirements 1)I' the C.harilies Aci 2011 I'the.4ct"i. I rep)rt in rble Directions g]ven by" Ciurtty CAimmi&sion un(kr seciion 14515Mbl of Aci. Inde￿iden1 EwM1￿'S Statemeni Since I1￿ charity's ￿ in(x)nK excttrfkd £250.(th y(￿Ck￿Miner a memkr of a listed in section 145 of Aa. I confimi l am qua]ificd to the eX￿Ination becau%e I am a memter ol the tn%iiiuie ot Charteral Accwnthnts of Scfyttrt W￿"ch 18 1)ne uf ts listed hjjie I hai'e con1ple￿I mv exdminaii()n. I curbfirm no material rnalla5 Ikive LI)n￿ to my auenkn'on in conncaioji with the examin￿lI)n ¥i￿1T￿g rTJe ca￿se to ￿lIeVe thar in any matdial respxt.. counting Jrcoi(ts wetr kryx in rthFttI Ot charity, as requi￿1 by section 1.30 of thc Act: or the ￿count$ (k) with those rec(Kds" the accounLS do n(x comply with I1￿ ￿￿￿lL7ble wllirernents concerning fonn c(mtent of accounLS sei oul in thc ch￿1]eS {Accounts aJKI Rew) Regulats'ons 2W8 LKher t1￿ rcquirini¢ni th¢ ¢￿L￿U￿15 wve a.tyue aNI fair iiew. which is not a maLter co￿￿1tr￿l &5 part of an In(￿nden[e￿[nln￿0n. I n() coKerns and have co￿£ nootlKY inL7)nneciiTh) the examination to which alleniion %hLx]Id ￿ drawi in this rqKKt in or(kr io etth]e a prO￿r u￿andIng of thc ￿cOuntS reached. liehael Lautphton In%lltiire of Chartered Accounthnts ol. SL.0d￿d For ivunro Brown Lid Daied.. June ?021 Munro Bmwn Lid Ch￿tered Accountants 3fl Ciily ,Sireet. Bath. BA I ?NT

THE DANISH CHURCH IN LONDON

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020

Unrestricted
Funds
Notes
GB £
INCOME & ENDOWMENTS
Donations & legacies
2.1
101,352
Income from charitable activities
2.2
19,835
Income from other trading activities
2.3
21,394
Income from Investments
2.4
14,790
Total income & endowments
157,371
EXPENDITURE
Costs of raising funds
Costs of generating activity income
3
18,600
Investment Management costs
1,842
Expenditure on charitable activities
4
175,110
Total expenditure
195,552
Net (expenditure)/ income before
gain/(losses) on investments
(38,181)
Net (loss)/gain on investments
8
(8,013)
Net (expenditure)/ income for the year
(46,194)
Transfer between funds
-
Net movement in funds
(46,194)
Reconciliation of Funds:
Total funds brought forward
14
665,377
Total funds carried forward
14
619,183
Unrestricted
Funds
Notes
GB £
INCOME & ENDOWMENTS
Donations & legacies
2.1
101,352
Income from charitable activities
2.2
19,835
Income from other trading activities
2.3
21,394
Income from Investments
2.4
14,790
Total income & endowments
157,371
EXPENDITURE
Costs of raising funds
Costs of generating activity income
3
18,600
Investment Management costs
1,842
Expenditure on charitable activities
4
175,110
Total expenditure
195,552
Net (expenditure)/ income before
gain/(losses) on investments
(38,181)
Net (loss)/gain on investments
8
(8,013)
Net (expenditure)/ income for the year
(46,194)
Transfer between funds
-
Net movement in funds
(46,194)
Reconciliation of Funds:
Total funds brought forward
14
665,377
Total funds carried forward
14
619,183
Restricted
Funds
GB £
647,705
-
-
1,328
Endowment
Funds
GB £
9,921
-
15,680
28,277
Total
Funds
2020
Total
Funds
2019
GB £
GB £
758,978
1,762,559
19,835
77,983
37,074
19,367
44,395
51,295
157,371 649,033 53,878 860,282
1,911,204
18,600
1,842
175,110
43
-
1,911,300
-
4,822
27,138
18,643
36,772
6,664
5,811
2,113,548
796,614
195,552 1,911,343 31,960 2,138,855
839,197
(38,181)
(8,013)
(1,262,310)
-
21,918
(22,857)
(1,278,573)
1,072,007
(30,870)
127,464
(46,194)
-
(1,262,310)
15,854
(939)
(15,854)
(1,309,443)
1,199,471
-
-
(46,194)
665,377
(1,246,456)
1,273,625
(16,793)
1,165,119
(1,309,443)
1,199,471
3,104,1211,904,650
619,183 27,169 1,148,326 1,794,6783,104,121

THE DANISH CHURCH IN LONDON

STATEMENT OF CASH FLOWS: YEAR ENDED 31 DECEMBER 2020

Notes
Cash flows from operating activities:
Reconciliation of net movement in funds to
net cash flow from operating activities
Net movement in funds
Add: depreciation
Deduct: interest and dividend income
Add: loss/ (deduct gain) on revaluation of investments
(Increase)/Decrease in stocks
(Increase)/Decrease in debtors
(Decrease)/Increase in creditors
Cash (used in)/ provided by operating activities
A
Cash flows from investing activities
Income from interest and dividends
Net movements in foreign exchange
Net movements on investment funds
Cash provided by/ (used in) investing activities
B
Cash flows from financing activities
C
(Decrease)/Increase in cash and cash equivalents in the year (A+B+C)
Total cash & cash equivalents brought forward
**Total cash & cash equivalents carried forward ***
Total 2020
Total 2019
GB £
GB £
(1,309,443)
1,199,471
1,150
10,655
(44,395)
(51,295)
30,870
(127,464)
-
4,828
56,885
(48,027)
(102,398)
187,949
(1,367,331)
1,176,117
44,395
51,295
(400)
(1,994)
7,215
6,534
51,210
55,835
-
-
(1,316,121)
1,231,952
1,737,929
505,977
421,808
1,737,929

*refer to balance sheet

THE DANJSH CHURCH IN LONtK)N 14 sTATEmE￿r OF FINANCIAL POSftlON IBALANCE SHEED AT 31 DECEMBER 2020 2019 GB£ GB£ GB£ GB£ Fued •ssets T¥ngl>k asscts Invoslments &95Tr 1212.863 IA61J13 250,100 1,250,548 1.5W.648 10 Cunut wsets st￿ks 12 39thS3 421 461.461 96,538 1.737.929 1,834.467 Casb at bank atHI ￿ hand CTrdlto 13 2311gM Lyet 33U65 1.603.473 Totsl net wets 1.794,678 3.104.121 14 14 619.183 27,169 665.377 1273.625 Endowmettt fimds 14 I.IW26 1,165,119 Total fimds 14 I,PM678 3.104,121 These accounts were approved on behalf of the tn￿ceS on 4 June 2021. Dorte Bille Hardthg- Chairnwi

THE DANISH CHURCH IN LONDON

15

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

1 Accounting policies

Accounting basis and standards

The accounts have been prepared on the going concern basis and in accordance with applicable accounting standards and the Statement of Recommended Practice on Accounting and Reporting by Charities SORP (FRS 102).

Income

Church activities and related income are accounted for in the period in which the service is provided. Fee receivables are stated after deducting discounts.

Donations are credited to revenue when receivable provided conditions for receipt have been complied with. Donations for specific categories of revenue expenditure are credited to restricted funds.

Investment income is included in the financial statements on an accruals basis.

Expenditure

Expenditure, including staff costs, is included in the accounts on an accruals basis and has been classified under heading that aggregate all costs relating to that category. The irrecoverable VAT is included with the item of expense to which it relates.

Tangible assets

Tangible fixed assets are stated at cost less depreciation. Depreciation is provided on certain classes of fixed assets to write off their cost over their expected useful lives, as follows:

Plant & Machinery 5 years
Furniture & fixtures 10 years
Organ (refurbishment) 5 years
Office equipment 5 years
Motor vehicles 10 years

No depreciation is charged on the Royal College Street property. Heritage, consecrated and beneficed property is excluded from the accounts by virtue of section 10(2)(a)-(c) of the Charities Act 2011. All expenditure incurred on such property is written off in the accounting period it is incurred.

THE DANISH CHURCH IN LONDON

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

Foreign currencies

Assets and liabilities in foreign currency are translated into sterling at the rates ruling at the dates of the balance sheet. Transactions in foreign currencies are translated into sterling at the rates ruling at the date of the transactions. Exchange differences are taken into account when arriving at the operating result.

Investments

Investments held as fixed assets are stated at market value at the close of the accounting period.

Debtors & prepayments

Debtors are valued individually less any provisions applicable for potential bad debts. Prepaid expenditure is recognized if material to the accounts.

Creditors

Creditors are recognized where the church has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount to settle the obligation can be measured or estimated reliably.

Fund accounting

Permanent endowment funds are recognized when a donor has provided an asset(s) where the income therefrom is applied for a specific purpose. Expendable endowment funds allow the spending of both the related income and capital value on a specified purpose. Restricted funds are to be used for specific purposes as laid down by the donor or funder. Designated funds are unrestricted funds that have been set aside by the trustees for a particular purpose. General funds are unrestricted and available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for any other purpose. Transfers between funds are made where income for a project has been exceeded by related expenditure or where it has been agreed with the funder to use unspent balances at the end of a project on activities with a similar objective.

Pensions

The church operates a group money purchase defined contribution pension scheme under the autoenrolment system. The assets of the scheme are held separately from those of the church in an independently administered fund. The pension cost represents the contributions payable under the scheme by the church and the church has no further liability other than the payment of those contributions.

THE DANISH CHURCH IN LONDON

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

2. Income summary

2.1 Income from donations and legacies
Membership
Collections, donations & gift aid
Organ fund donations
In memoriam fund donations
Façade fund grants and donations
Nordea fund grants and donations
2.2 Income from charitable activities
Catering for charitable activities & events
Church shop income
Educational fees and books
DSUK allowances
2.3 Income from other trading activities
Church hall hire
Rents
Church magazine advertising
Coronavirus Job Retention Scheme
2.4 Income from investments
Total Income
Second Priest accommodation designated
Church interior fund designated
Building project fund grants & donations
Unrestricted
GB £
35,457
64,162
1,733
-
-
-
-
-
-
Restricted
GB £

-

-

-
60

-

-

-

-
647,645
Endowment
GB £
-
9,921
-
-
-
-
-
-
-
Total 2020
Total 2019
GB £
GB £
35,45736,178
74,08388,683
1,733
-

60
316
-40,000
-
-
-30,000
-15,125
647,645
1,552,257
101,352 647,705 9,921 758,978
1,762,559
4,813
767
10,447
3,808

-

-

-

-
-
-
-
-
4,81348,687

767
8,089
10,44717,193
3,808
4,014
19,835
-
- 19,83577,983
-
4,360
5,574
11,460

-

-

-
-
-
15,680

-
-
-
1,030
20,04014,601
5,574
3,736
11,460
-
21,394
-
15,680 37,07419,367
14,790
1,328
28,277 44,39551,295
157,371 649,033 53,878 860,282
1,911,204

THE DANISH CHURCH IN LONDON

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

3. Costs of generating activity income

3. Costs of generating activity income
Catering & shop expenses
Danish fair
Other events
Books & education
Ecclesiastical expenses
Fundraising costs
Unrestricted
GB £
717
-
(205)
7,040
11,048
-
Restricted
GB £

-

-
-

-
43

-
Endowment
GB £
-
-
-
-
-

-
Total 2020
Total 2019
GB £
GB £

71716,861
-10,353

(205)
874
7,040
6,509
11,091
1,085

-
1,090
18,600 43 - 18,64336,772

4. Expenditure on charitable activities

4. Expenditure on charitable activities
Benevolent fund bursaries
Summer School & educational grants
Salaries & staff costs (note 6)
Premises costs
Insurance
Utilities
Repairs, maintenance & refurbishment
Nordea Fund furniture costs
Building project costs
Motor & travel expenses
Administrative costs & communications
Magazine costs
Second Priest accommodation costs
Depreciation
Support & accountancy costs
Bank charges
Irrecoverable VAT on general expenditure
Governance costs (note 5)
Unrestricted
GB £
-
-
37,837
11,031
12,149
25,642
4,573
-
-
3,337
15,502
6,466
13,400
1,150
22,485
2,007
13,500
6,031
Restricted
GB £

-

-

-

-

-

-

2,080
31,468
1,877,752

-

-

-

-

-

-

-

-

-
Endowment
GB £
8,694
1,800
7,695
2,000
-
-
6,949
-
-
-
-
-
-
-
-
-
-
-
Total 2020
Total 2019
GB £
GB £
8,694
2,680
1,800
3,258
45,53258,891
13,03115,614
12,14912,886
25,64227,400
13,60228,666
31,468
-

1,877,752545,949
3,337
4,659
15,50218,683
6,466
6,702
13,40014,881
1,15010,655
22,48526,166
2,007
2,543
13,50011,500
6,031
5,481
175,110 1,911,300 27,138
2,113,548796,614

5. Governance costs

5. Governance costs
Independent examination fee (2019: audit)
Accounts drafting fee
Room hire & drafting fees from 2019
Trustee and AGM costs (note 7)
As previously stated in 2019
Trustee liability insurance
As restated
Unrestricted
GB £
1,900
2,700
855
-
Restricted
GB £

-

-

-
-
Endowment
GB £
-
-
-
-
Total 2020
Total 2019
GB £
GB £
1,900
2,700
2,700
2,205

855
-
-
-
5,455
576

-

-
-
-
5,455
4,905

576
576
6,031
-
- 6,031
5,481

THE DANISH CHURCH IN LONDON

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

6. Staff costs

Wages and salaries
Social security costs
Less: employment allowance
Other pension costs
Other staff costs (temps, child protection etc.)
DSUK Contribution
Total
Staff (full time equivalent)
2020
2019
GB £
GB £
33,050
41,210
1,586
1,778
(1,585)
(1,778)
2,898
2,998
35,949
44,208
5,223
9,683
4,360
5,000
45,532
58,891
2020
2019
No.
No.
2.0
2.5

The average number of staff was three and no member of staff earned more than £60,000

7. Trustees & related party transactions

No trustee was paid any remuneration in either year. The trustees are regarded as the key management of the church.

No trustee or other person related to the church had any personal interest in any contract or transaction.

8. Gain/(Loss) on investments

Unrealised gain/(loss) on investments
Gain/(loss) on foreign exchange translation
Unrestricted
GB £
(7,613)
(400)
Restricted
GB £
-
-
Endowment
GB £

(22,857)

-
Total 2020
Total 2019
GB £
GB £
(30,470)
129,458

(400)
(1,994)
(8,013) - (22,857) (30,870)
127,464

9. Tangible fixed assets

Cost
At 1 January 2020
Additions /(disposals)
At 31 December 2020
Depreciation
At 1 January 2020
On disposals
Charge for year
At 31 December 2020
Net book value
At 31 December 2020
At 31 December 2019
Freehold
Property
GB £
245,000
-
Cars,
Fittings &
Equipment
GB £
114,141

-
Organ
Refurbish't
Total
GB £
GB £
107,917
467,058

(107,917)
(107,917)
245,000 114,141 -
359,141
-
-
109,041
1,150
107,917
216,958
(107,917)
(107,917)
-
1,150
- 110,191 -
110,191
245,000 3,950 -
248,950
245,000 5,100 - 250,100

THE DANISH CHURCH IN LONDON

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

10. Investments

Benevolent fund investments:
M&G Securities Ltd Charifund Income Units
Value of 8466.31 units at 1st January
Net movement on funds
Sub-total
Value of 8466.31 units at 31st December
Unrealised (loss)/ gain - market movement
Summer School fund investments:
Danske Bank
Value of investments at 1st January
Net movement on funds

Value of investments at 31st December
Unrealised (loss)/ gain - market movement
Other fund investments:
General portfolio through Charles Stanley & Co. Ltd
Value of investments at 1st January
Net movement on funds
Value of investments at 31st December
Unrealised (loss)/ gain - market movement
General portfolio through Cazenove Schroder
Value of investments at 1st January
Net movement on funds

Value of investments at 31st December
Unrealised (loss)/ gain - market movement
Total value of investments
Closing value at 31st December
Opening value at 1st January
2020
2019
GB £
GB £
143,181
123,018
-
127
143,181
123,145
117,645
143,181
(25,536)
20,036
25,411 27,920
(60)
(1,851)
28,030 25,411
2,679
(658)
515,267
448,732
(7,155)
(4,940)
488,980
515,267
(19,132)
71,475
566,689
528,084
-
-
578,208
566,689
11,519
38,605
1,212,863
1,250,548
1,250,548
1,127,754

THE DANISH CHURCH IN LONDON

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

10. Investments continued

Portfolio asset allocation
and total investment value
GB £
Fixed Income
Equities
Property
Alternatives
Mixed investments
Cash
Charles Stanley
M&G Charifund
Benevolent Fund
GB £
-
116,206
-
-
-
1,439
117,645
Danske Bank
Summer School
Fund
GB £
27,587
-
-
-
-
443
28,030
Charles Stanley
Cazenove Capital
General Portfolio
General Portfolio
GB £
GB £
33,090
49,380
400,983
366,716
11,715
85,033
27,658
46,348
12,070
16,452
3,464
14,279
488,980
578,208
1,212,863

The Benevolent Fund is invested with M&G Charifund, which is designed to provide a growing level of income for UK charities, while at the same time protecting their capital from the effects of inflation over a rolling ten year period. It aims to provide a level of income that is significantly higher than that of the FTSE All-Share Index. The investment is managed by Charles Stanley investment managers.

The Summer School Fund investments are placed with Danske Bank and aim to generate a high return through Danish Bonds in order to fund annual scholarships.

The objective of the Charles Stanley general portfolio is to produce a balance between capital growth and income without the income requirement eroding the potential to maintain capital.

The objective of the general portfolio managed by Cazenove Capital (part of Schroder & Co. Ltd.) is to maintain capital value whilst distributing 3-4% annually as income.

11. Stocks

Stocks of canteen and shop goods
Total
12. Debtors: Amounts falling due within one year
Registrations, memberships & advertising
Accrued income
Other debtors & prepayments
Listed places of worship grant due
Gift aid repayable
VAT repayable
Total
2020
2019
GB £
GB £
-
-
-
-
2020
2019
GB £
GB £
4,765
5,885
4,056
16,120
6,034
5,232
6,998
37,959
8,593
6,695
9,207
24,647
39,653
96,538

THE DANISH CHURCH IN LONDON

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

13. Creditors: Amounts falling due within one year

13. Creditors: Amounts falling due within one year
Shop creditors
VAT payable
PAYE/ NIC payable
Other creditors & accruals
Total
2020
2019
GB £
GB £
-
434
-
-
-
-
128,596
230,560
128,596
230,994

14. Movement in funds

General Fund
Organ fund
Church interior fund
Second vicar accommodation fund
Total designated funds
Garden fund
In memoriam fund
Building project fund
Nordea fund
Total restricted funds
Salary and pension fund (18.2)
Benevolent fund (18.3)
FUHU fund
Building and reserve fund (18.1)
Summer School fund
Total endowment funds
Total church funds
Unrestricted funds
Designated funds
Total unrestricted funds (general & designated)
Restricted funds
Friends fund
Endowment Funds
At 1st
January
2020
GB £
635,086
Net
Movement
in funds
GB £
(29,954)
Transfer
between
funds
At 31st
December
2020
GB £
GB £
-
605,132
10,171
5,001
15,119
1,949
(4,789)
(13,400)
-
12,120
-
212
-
1,719
30,291 (16,240) -
14,051
665,377 (46,194) -
619,183
19,851
16,042
4,314
1,180,806
52,612
(2,080)
-
17
(1,228,779)
(31,468)
-
17,771

-
16,042
-
4,331
15,854
(32,119)
-
21,144
1,273,625 (1,262,310) 15,854
27,169
432,243
160,118
60,000
488,295
24,463
-
(19,535)
-
15,854
2,742

-
432,243
-
140,583

-
60,000
(15,854)
488,295
-
27,205
1,165,119 (939) (15,854)
1,148,326
3,104,121 (1,309,443) -
1,794,678

THE DANISH CHURCH IN LONDON

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

14 cont. Net movement in funds in year

General fund
Organ fund
Church interior fund
Second vicar accommodation fund
Garden fund
In memoriam fund
Building project fund
Nordea fund
Total restricted funds
Salary and pension fund (18.2)
Benevolent fund (18.3)
FUHU fund
Building and reserve fund (18.1)
Summer School fund
Total endowment funds
Total church funds
Unrestricted funds
Designated funds
Total designated funds
Total unrestricted funds (general & designated)
Restricted funds
Friends fund
Endowment Funds
Incoming
resources
GB £
155,638
Resources
expended
GB £
(177,579)
Gains/
(losses) on
investments
Movement
in funds
GB £
GB £
(8,013)
(29,954)
1,733
-
-
216

(4,789)

(13,400)
-
1,949
-
(4,789)
-
(13,400)
1,733 (17,973) -
(16,240)
157,371 (195,552) (8,013)
(46,194)
-
-
60
648,973
-

(2,080)

-
(43)
(1,877,752)

(31,468)
-
(2,080)

-
-
-
17
- (1,228,779)
-
(31,468)
649,033 (1,911,343) -(1,262,310)
11,617
15,595
1,800
24,803
63
(11,617)
(9,594)
(1,800)
(8,949)
-
-
-
(25,536)
(19,535)
-
-
-
15,854

2,679
2,742
53,878 (31,960) (22,857)
(939)
860,282 (2,138,855) (30,870)
(1,309,443)

Purpose of funds

General fund: Unrestricted and for use in the furtherance of the general objectives of the church

Designated funds:

Organ fund: for the maintenance and repair of the church organ.

Church interior fund: Maintenance and repair of the church interior.

Second vicar accommodation fund: Accommodation for a second priest over two years

Restricted funds:

Garden fund: Renovation of the Church's courtyard and gardens.

Friends fund: Support for the long-term financial stability of the church.

In Memoriam fund: To provide flowers and candles on specific dates in memory of deceased members. Building project fund: Internal rebuilding and redevelopment of the church buildings.

Façade project fund: External rebuilding and maintenance.

Nordea fund : Educational supplies, particularly electronic equipment, as well as fixtures and fittings for educational and general purpose.

Endowment funds:

Salary and pension fund: Income from a permanent endowment to provide salaries and pensions for the pastors and support workers.

THE DANISH CHURCH IN LONDON

24

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

Purpose of funds cont.

Benevolent fund: Income from a permanent endowment to be used for making grants to Danes in London, who are in financial need.

FUHU fund: Interest from a permanent endowment to provide help and financial assistance to Danish students living in the UK or with connections to the UK in the form of bi-annual scholarship grants.

Building and reserve fund: An expendable endowment for the purchasing or leasing of new sites or buildings or the repair or rebuilding of existing buildings to be used for Danish Church services in London or in other ways for the furtherance of the work of the church.

Summer School fund: An expendable endowment where the interest from the fund may be used to send pupil(s) to Summer school in Denmark.

15. Analysis of net assets between funds

General fund
Organ fund
Church interior fund
Second vicar accommodation fund
Garden fund
In memoriam fund
Building project fund
Façade project fund
Nordea fund
Total restricted funds
Salary and pension fund (18.2)
Benevolent fund (18.3)
FUHU fund
Building and reserve fund
(18.1)
Summer School fund
Total endowment funds
Total church funds
Total unrestricted funds (general & designated)
Restricted funds
Friends fund
Endowment Funds
Unrestricted funds
Designated funds
Total designated funds
Fixed
Assets
GB £
3,950
Investments
GB £

391,650
Bank &
Cash
GB £

120,223
Other Net
Current
Assets
Net Assets
GB £
GB £

89,309
605,132
-
-

-

-

12,120
212

1,719

-
12,120

-
212

-
1,719
-
-

14,051

-
14,051
3,950
391,650

134,274

89,309
619,183
-
-
-
-
-
-

-

-

-

-

-

-

17,771

16,042

4,331

146,133

-

21,144

-
17,771

-
16,042

-
4,331

(178,252)
(32,119)

-
-

-
21,144
-
-

205,421

(178,252)
27,169
-
-
-
245,000
-

432,243

117,645

-

243,295

28,030

-

22,938

60,000

-

(825)

-
432,243

-
140,583

-
60,000

-
488,295
-
27,205
245,000
821,213

82,113

-
1,148,326
248,950 1,212,863 421,808 (88,943)
1,794,678

16. Funds in deficit

At 31st December 2020, the main building project was in deficit by £32,119, but it is hoped that this will be cleared by donations during 2021. Otherwise, the balance will be transferred against the Building & Reserve Fund.

17. Taxation

No taxation was payable on any surplus or deficit or investment income in 2020 because the church is regarded as a charitable organisation and is not engaged in trading activities as defined by the Income & Corporation Taxes Act 1988.

THE DANISH CHURCH IN LONDON

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

18. Linked Charities

(Linked charity number 237897-1)
Opening value of investments at 1st January
Income from investments (net return after management fees)
Less: Lease payment to Crown Estates
Façade expenditure
General repairs to buildings
Surplus to carry forward
Transfers to main building project fund
Investment (losses)/ gains in year
Closing value of investments at 31st December
(Linked charity number 237897-2)
Opening value of investments at 1st January
Income from investments
Less: Salaries applied from employees
Portfolio management & transaction fees
Surplus to carry forward
Investment (losses)/ gains in year
Closing value of investments at 31st December
(Linked charity number 237897-3)
Opening value of investments & cash at 1st January
Income from investments
Donations to benevolent fund
Less: Payments to beneficiaries
Portfolio management fees
Surplus to carry forward
Investment (losses)/ gains in year
Closing value of investments and cash at 31st December
Represented by:
Investments
Cash balances (benevolent account & with general fund)
18.1 Danish Church in London Building and Reserve Fund
18.2 Danish Church in London Salary and Pension Fund
18.3 Benevolent Fund: Hjaelpefond for Danske I London
GB £
GB £
GB £
GB £
488,295
489,834
24,803
18,782
(2,000)
(6,041)
-
(2,480)
(6,949)
(11,800)
15,854
(1,539)
(15,854)
-
-
-
488,295
488,295
GB £
GB £
432,243
432,243
11,617
18,567
(7,695)
(14,090)
(3,922)
(4,477)
-
-
-
-
432,243
432,243
GB £
GB £
160,118
135,713
5,674
7,049
9,921
(8,694)
(2,680)
(900)
-
6,001
4,369
(25,536)
20,036
140,583
160,118
117,645
143,181
22,938
16,937
140,583
160,118
2020
2019
11,617
(7,695)
(3,922)
5,674
9,921
(8,694)
(900)

18.4 Danish Emergency Trust Fund summary

(Linked charity number 237897-4)

The assets of the Danish Emergency Trust Fund were registered as a separate charity number 213338. During 2020, the assets were transferred to the Benevolent Fund within the Danish Church in London and shown as the £9921 donation.

19 Contingent Liability

The Charity is in discussions with its main building contractors, about a number of claims, partially arising from Covid-19 and the consequent delays. At present it is not possible to quantify any financial impact on the charity and therefore a provision has not been included in the financial statements for the year ending 31 December 2020.