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2023-03-31-accounts

REGISTERED CHARITY NUMBER: 237057

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

FOR

CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE
The Carley Partnership
St James's House
8 Overcliffe
Gravesend
Kent
DA11 0HJ
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

----- Start of picture text -----
Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 11
Detailed Statement of Financial Activities 12
----- End of picture text -----

CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2023

The trustees present their report and accounts for the year ended 31st March 2023. The trustees have adopted the
provisionsoftheStatementofRecommendedPractice(SORPFRS102)'AccountingandReportingbyCharities'issued in
2016. The trust is regulated by a Scheme of the Charity Commissioners dated 16th July 1980.

OBJECTIVES AND ACTIVITIES

Objectives and aims

TheCharity'smainobjectiveistoprovideunfurnisheddwellings,usuallyspeciallydesignedwiththeneedsofolder people
inmind.Theaimistoprovideconvenientandcomfortableaccommodationinasettingwhichallowsresidentsto come
andgoastheyplease.Thetrusteesendeavourtomaintainthealmshousebuildinginasoundandpleasantcondition and
carry out improvements whenever a need appears, in order to make life as enjoyable as possible for the residents.

Public benefit

TheTrusteeshavehaddueregardstotheCharityCommission'sguidanceonpublicbenefitwhensettingthe charities
objectives.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

Thecharityhashadamixedyearduring2022-2023,ontheoutsidelookinginthecharityhasbeenstatic,nochange in
weeklymaintenancechargeandafocusonoutgoingsreductions,aswesoughttobuildcapitalreserves.However, on
theinsidewehavebeenworkinghardtoprogressourexpansionplansandhavebeeninproactiveconversationswith the
DartfordCouncilPlanningTeamandourarchitectswithaviewtosubmittingourplanningapplicationforournew build
properties.
Thetrusteeshavedevelopeda10-yearbusinessplanforthecharitywhichisveryambitiousbutwillstrengthen the
charities offering and position going forward.
Regrettablythecharitysuffereditsfirstlossofweeklymaintenancechargeforabeneficiarywhichresultedinthe charity
attemptingtorecoverthearrearsfromthebeneficiary.Thisinturnledtostrengtheningofproceduresandprocesses to
prevent reoccurrence.
Trusteeshavealsobeenworkinghardwiththecharitiessolicitorstoreregisterthelandwepurchasedintothe charities
namefollowingissuesbetweenthesellerandus.Thishasledtothecharityincurringadditionallegalcostswhich we
have been assured will be reimbursed via the seller.
Thecharityremainsstableintermsofbeneficiaryandallofourpropertiesremainmaintainedtoahighstandard with
positive feedback being received from the local councillors and beneficiaries of our properties.
Regrettablyoneofourbeneficiariesdecidedtomoveonthisyearandthepropertywasrefurbishedandallocated back
out.However,wedidhaveinexcessof20applicationsforthepropertywhichevidencesthedemandintheareafor our
offering and properties.
Trusteeshavesetup2023-2024tobeabusyonewhichwillincreasethechantiesexposurebutalsostartlaying the
foundations for the years ahead.

FINANCIAL REVIEW

Financial position

TheTrusteesarepleasedwiththestandardsofour5propertiesandhavereviewedourcurrentofferingandagree that
weshouldmoveintoarepairandmaintainapproachforthenextyearonthesepropertiesandthenreviewagain. This
means we will be accumulating reserves.
Trusteesareawarethatthecharityneedstorecruitnewtrusteesandareworkingwithothercharitiestoshare trustees
where possible as we attract new trustees.

Investment policy and objectives

Thetrusteesareoperatingacashandholdinvestmentpolicy,giventhatcashwillbeneededduringthebuildingof our
newbungalows.WehavehadourpropertiesvaluedaspartoftheHomesEnglandregistrationprocessandwe know
that we can increase our weekly maintenance charge further as needed but when the time is right for the charity.
Page 1
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2023

FINANCIAL REVIEW

Reserves policy

Thetwofundsareforthegoodmaintenanceoftheproperty,thefirstistocoverthecyclicalcostofrepairsand we
believe the £30,000 we hold is more than sufficient.  The balance of cash is held for the development of the charity.

Going concern

The Trustees currently have no concerns regarding the future of the charity.

FUTURE PLANS

The charity is looking to:

1. Become a registered social housing provider

2. Build 5 new bungalows

3. Explore potential mergers with other local charities that offer the same services as ours with a view to reducing costs and growing the charity.

4.PurchasetheothertwobungalowsatBirdsRowMiltonStreetasandwhentheycometothepublicmarketfor
purchase but only if the charity has the financial provision and demand to do so.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Management and Governance Arrangement

TheTrustDeedchargesthetrusteeswiththeadministrationandmanagementofthetrust.TheBoardofTrustees ideally
consistsoftwonominativetrusteesandthreeco-optativetrustees,theformertobeappointedbytheParishCouncil of
SwanscombeandthelatterappointedbytheBoardofTrustees.Nominativetrusteesshallholdtheirappointmentfor four
yearsandco-optativetrusteesforfiveyears.Newlyappointedtrusteesshallbesuppliedwith:acopyoftheTrust Deeds;
acopyofthelatestfinancialstatements;andreceivetrainingconsistentwiththeirlevelofknowledgeandexperience of
their role of trustees, including a copy of the current guidance as issued by the Charity Commission.
TrusteeswillholdatleasttwomeetingseachyearandasmanyothermeetingsastheChairmanortwoother Trustees
deem necessary to discuss matters arising.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

237057

Principal address

18 Caspian Way
Swanscombe
Kent
DA10 0LE

Trustees

Mr Andrew Griggs
Mrs Marion Needham
Mr Robert Weller
Mr Glen Keeling
Ms Linda Ashby

Independent Examiner

The Carley Partnership
St James's House
8 Overcliffe
Gravesend
Kent
DA11 0HJ
Page 2
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2023

REFERENCE AND ADMINISTRATIVE DETAILS

Bankers

Barclays Bank Plc
BO Box 449
Dartford
Kent
DA1 1FE
CAF Bank Ltd
25 Kings Hill Avenue
West Malling
Kent
ME19 4JQ
Approved by order of the board of trustees on 6 January 2024 and signed on its behalf by:
Mr Glen Keeling - Trustee
Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF CONSOLIDATED ALMSHOUSE CHARITY OF SWANSCOMBE

Independent examiner's report to the trustees of Consolidated Almshouse Charity of Swanscombe

IreporttothecharitytrusteesonmyexaminationoftheaccountsofConsolidatedAlmshouseCharityof Swanscombe
(the Trust) for the year ended 31 March 2023.

Responsibilities and basis of report

AsthecharitytrusteesoftheTrustyouareresponsibleforthepreparationoftheaccountsinaccordancewith the
requirements of the Charities Act 2011 ('the Act').
IreportinrespectofmyexaminationoftheTrust'saccountscarriedoutunderSection145oftheActandincarrying out
myexaminationIhavefollowedallapplicableDirectionsgivenbytheCharityCommissionunderSection145(5)(b)of the
Act.

Independent examiner's statement

Ihavecompletedmyexamination.Iconfirmthatnomaterialmattershavecometomyattentioninconnectionwith the
examination giving me cause to believe that in any material respect:

1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

2. the accounts do not accord with those records; or

3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

Ihavenoconcernsandhavecomeacrossnoothermattersinconnectionwiththeexaminationtowhichattention should
be drawn in this report in order to enable a proper understanding of the accounts to be reached.
C M Ralph
The Carley Partnership
St James's House
8 Overcliffe
Gravesend
Kent
DA11 0HJ
8 January 2024
Page 4
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2023

2023
Unrestricted
funds
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
-
Charitable activities
Rental of almshouses
30,353
Investment income
2
1,402
Other income
1,790
Total
33,545
EXPENDITURE ON
Raising funds
3
5,640
Charitable activities
Rental of almshouses
9,449
Total
15,089
NET INCOME
18,456
RECONCILIATION OF FUNDS
Total funds brought forward
694,292
TOTAL FUNDS CARRIED FORWARD
712,748
2022
Total
funds
£
120
31,288
32
-
31,440
3,659
9,140
12,799
18,641
675,651
694,292
The notes form part of these financial statements
Page 5
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

BALANCE SHEET 31 MARCH 2023

Notes
FIXED ASSETS
Tangible assets
8
CURRENT ASSETS
Debtors
9
Cash at bank
CREDITORS
Amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS
11
Unrestricted funds
TOTAL FUNDS
2023
Unrestricted
funds
£
575,490
14,433
124,014
138,447
(1,189)
137,258
712,748
712,748
712,748
712,748
2022
Total
funds
£
575,490
4,876
116,192
121,068
(2,266)
118,802
694,292
694,292
694,292
694,292
ThefinancialstatementswereapprovedbytheBoardofTrusteesandauthorisedforissueon6January2024and were
signed on its behalf by:
Mr Glen Keeling - Trustee
The notes form part of these financial statements
Page 6
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2023

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

Thefinancialstatementsofthecharity,whichisapublicbenefitentityunderFRS102,havebeenprepared in
accordancewiththeCharitiesSORP(FRS102)'AccountingandReportingbyCharities:Statement of
RecommendedPracticeapplicabletocharitiespreparingtheiraccountsinaccordancewiththeFinancial Reporting
StandardapplicableintheUKandRepublicofIreland(FRS102)(effective1January2019)',Financial Reporting
Standard102'TheFinancialReportingStandardapplicableintheUKandRepublicofIreland'andthe Charities
Act 2011. The financial statements have been prepared under the historical cost convention.

Income

AllincomeisrecognisedintheStatementofFinancialActivitiesoncethecharityhasentitlementtothefunds,it is
probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilitiesarerecognisedasexpenditureassoonasthereisalegalorconstructiveobligationcommitting the
charitytothatexpenditure,itisprobablethatatransferofeconomicbenefitswillberequiredinsettlement and
theamountoftheobligationcanbemeasuredreliably.Expenditureisaccountedforonanaccrualsbasisand has
beenclassifiedunderheadingsthataggregateallcostrelatedtothecategory.Wherecostscannotbe directly
attributedtoparticularheadingstheyhavebeenallocatedtoactivitiesonabasisconsistentwiththeuse of
resources.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restrictedfundscanonlybeusedforparticularrestrictedpurposeswithintheobjectsofthecharity. Restrictions
arise when specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Legal status

The charity is a public benefit entity.

Going Concern

There are no material uncertainties about the charity's ability to continue.

2. INVESTMENT INCOME

2023 2022
£ £
Deposit account interest 1,402 32
continued...
Page 7
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2023

3. RAISING FUNDS

Investment management costs

Investment management costs
2023 2022
£ £
Property repairs 5,640 3,659

4. TRUSTEES' REMUNERATION AND BENEFITS

Notrusteereceivedanyremunerationoranyotherbenefitduringtheyear.Notrusteeorotherpersonrelated to
thecharityhadanypersonalinterestinanycontractortransactionenteredintobythecharityduringthe year
(2022: £Nil).

Trustees' expenses

There were no  trustees' expenses paid for the year ended 31 March 2023 nor for the year ended 31 March 2022.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
funds
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 120
Charitable activities
Rental of almshouses 31,288
Investment income 32
Total 31,440
EXPENDITURE ON
Raising funds 3,659
Charitable activities
Rental of almshouses 9,140
Total 12,799
NET INCOME 18,641
RECONCILIATION OF FUNDS
Total funds brought forward 675,651
TOTAL FUNDS CARRIED FORWARD 694,292
continued...
Page 8
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2023

6. INDEPENDENT EXAMINER'S FEE

Inrespectofthe£948(2022:£948)payabletotheindependentexaminerfortheyear,£280(2022:£280)is for
the independent examination and £668 (2022: £668) relates to accountancy services.

7. STAFF SALARIES

There were no salaries paid by the charity for the year ended 31st March 2023 (2022: Nil).

8. TANGIBLE FIXED ASSETS

COST
At 1 April 2022 and 31 March 2023
NET BOOK VALUE
At 31 March 2023
At 31 March 2022
9.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade debtors
Prepayments and accrued income
10.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors
Other creditors
11.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
Almhouses fund
TOTAL FUNDS
At 1.4.22
£
118,802
575,490
694,292
694,292
2023
£
8,523
5,910
14,433
2023
£
242
947
1,189
Net
movement
in funds
£
18,456
-
18,456
18,456
Freehold
property
£
575,490
Freehold
property
£
575,490
Freehold
property
£
575,490
575,490
575,490
2022
£
1,687
3,189
4,876
2022
£
1,317
949
2,266
At
31.3.23
£
137,258
575,490
2022
£
1,687
3,189
4,876
2022
£
1,317
949
2,266
712,748
712,748
continued...
Page 9
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2023

11. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 33,545 (15,089) 18,456
TOTAL FUNDS 33,545 (15,089) 18,456

Comparatives for movement in funds

Unrestricted funds
General fund
Almhouses fund
TOTAL FUNDS
At 1.4.21
£
100,161
575,490
675,651
675,651
Net
movement
in funds
£
18,641
-
18,641
18,641
At
31.3.22
£
118,802
575,490
694,292
694,292
Comparative net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 31,440 (12,799) 18,641
TOTAL FUNDS 31,440 (12,799) 18,641
A current year 12 months and prior year 12 months combined position is as follows:
Unrestricted funds
General fund
Almhouses fund
TOTAL FUNDS
At 1.4.21
£
100,161
575,490
675,651
675,651
Net
movement
in funds
£
37,097
-
37,097
37,097
At
31.3.23
£
137,258
575,490
712,748
712,748
continued...
Page 10
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2023

11. MOVEMENT IN FUNDS - continued

Acurrentyear12monthsandprioryear12monthscombinednetmovementinfunds,includedintheabove are
as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 64,985 (27,888) 37,097
TOTAL FUNDS 64,985 (27,888) 37,097

12. CONTINGENT LIABILITIES

Thereisacontingentliabilityinrespectofagrantfor£52,090shouldthesuccessortothegrantorbeable to
authenticateanentitlementtorepaymentandtheirrighttoreceivethatrepayment.Atpresentneitherthe right
to repayment nor the party entitled to such repayment are known to the trustees.

13. RELATED PARTY DISCLOSURES

Therewerenorelatedpartytransactionsfortheyearended31stMarch2023norfortheyearended31st March
2022.
Page 11
CONSOLIDATED ALMSHOUSE CHARITY OF
SWANSCOMBE

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2023

2023 2022
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations - 120
Investment income
Deposit account interest 1,402 32
Charitable activities
Rent receivable 30,353 31,288
Other income
Other income 1,790 -
Total incoming resources 33,545 31,440
EXPENDITURE
Investment management costs
Property repairs 5,640 3,659
Charitable activities
Rates and water 355 1,079
Insurance 1,073 761
Light and heat (280) 90
Postage and stationery 5 -
Sundries 11 500
Gardening 315 2,349
Computer costs 80 -
Routine maintenance 4,426 3,050
5,985 7,829
Support costs
Finance
Bank charges 73 96
Other
Administrative expenses 653 619
Governance costs
Accountancy 948 912
Legal & professional 1,790 (316)
2,738 596
Total resources expended 15,089 12,799
Net income 18,456 18,641
This page does not form part of the statutory financial statements
Page 12