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2020-12-31-accounts

KENDAL UNITARIAN CHAPEL ANNUAL REPORT 2021

Trustees’ report July 2020 to June 2021

During this period the trustees met by Zoom – every 2 weeks un8l August 2020, then once a month. The trustees are co-ordina8ng chapel’s financial business and ministry ac8vi8es, as well as pastoral care and other organisa8onal maDers.

Trustees (2020-21) – Hazel Clarke (chair), John Campbell (treasurer), Susan Blunt (co-opted 2021); Rob Crompton (co-opted 2020), Sue Gill (co-opted 2021, resigned 2021), Pat Hopkins (co-opted 2021, resigned 2021), KaPe Hall, Fred Jordan, John Pickering, Gerry Pyves (co-opted 2020; resigned 2021), Jo Rogers, Ann Wilcox

This has been a busy year for the trustees, as we, and the congregaPon, have dealt with covid and its impact on the chapel. On the plus side, Mandy admirably got to grips with Zoom early on, and she and the ministry team (and members of the congregaPon) conPnued to provide really excellent services throughout this year. Thanks to everyone who contributed in any way to that – by leading services or managing the technology. We now have an upgraded audio and wifi system in the chapel, and a new camera has been installed, all of which will help us to conPnue to share our services via Zoom. In addiPon, it is wonderful that from April 2021 some of us have been able to return to the chapel, hold our services there and see each other in person. I look forward to the Pme we can all be there, take off our masks, sing our hymns very loudly together, and meet for coffee and a chat a]er the service!

Thanks to John C, Bamba and others, we did manage to keep a number of acPviPes at chapel going for some parts of the year - the chapel was open for personal devoPons through the summer on Wednesdays. We took part in the Heritage Open Days for two days in September. The schoolroom was open for Muslim Friday prayers and the Open Space group for a while unPl lockdown in Jan 21 meant that all acPviPes were cancelled. And thanks very much to Fred for undertaking risk assessments for the chapel and schoolroom, which had to be conPnuously updated during this period to ensure we conformed to government regulaPons.

properPes, working with Peills, our property managers, on maintenance, tenancies and other issues, and reporPng to the trustees every month (or more) with updates. Thanks to him for all his hard work. While it has not been a year conducive to retail stability, I am glad to say that most of our shops have remained tenanted and are now open again for business.

While the chapel buildings were closed or being used less it was an opportunity to carry out some maintenance, such as repainPng the schoolroom walls; repairing the ginnel ceiling; installing beauPful new gates; and pu_ng up window blinds. Progress on the Garden of Remembrance and monuments, walls, etc, also conPnued – thanks very much to KaPe for her lead on this and to Phil, Bamba, Sally and others who have worked hard on the gardens throughout.

Pat and Sue Gill did some very useful work for the chapel on the vexed quesPon of copyright law and how that impacts our services and publicaPons – thanks to them both. The issue rumbles on, and hopefully the GA will be able to provide a lead on this.

Sue Gill also put together a risk assessment for chapel as an organisaPon – it suggested that our primary risk is loss of membership. How we respond to this, and what should be our prioriPes for the coming year, will be discussed at the AGM. The trustees have also dra]ed a green/ethical policy for the chapel (following a suggesPon from Phil WhiPng), which again will be discussed at the AGM.

Thanks to all the trustees for their hard work, which has helped to keep the chapel running during this very difficult year.

Hazel Clarke - Chair of trustees

1st June 2021

Treasurer’s Report for the year 2020

The Chapel owns a number of buildings. These include not only those within the curPlage of the Chapel but also commercial properPes in Finkle Street, the New Shambles and the Market Place, which were bequeathed to us or purchased in the 18th century and are thus all of a considerable age. The lockup shops in the New Shambles were rebuilt in 1804; the shop in Finkle Street is probably of much earlier origin (though perhaps rebuilt), and the building at nos. 17–21 Market Place is also of 18th–century date. The upper floor, with its long windows, looks as if it was an assembly room. The fine stone building at the Chapel entrance, 40 Market Place, long since converted for use as a shop, was built as the Manse in about 1780 on 17th-century foundaPons and, where there had previously been a conPnuous row of shops, the ginnel now gave entrance to the Chapel from Branthwaite Brow for the first Pme. The recently restored gates would appear to date from this period. All these buildings are a significant part of Kendal’s townscape and heritage and it is our responsibility to look a]er them. The Chapel also owns a house in Nether Street which was occupied from 2006 to 2016 as the Manse. The commercial properPes are looked a]er by our Managing Agents, Messrs Peill & Co, whilst the house is looked a]er by Turner Scoj.

The Chapel has two current bank accounts with the Cumberland Building Society. The Trust Account derives its income chiefly from the rent of the commercial and residenPal properPes. In 2020 this amounted to £64,352.95, which was about £10,000 less than in 2019 as the tenant of our largest property is paying a reduced rent. The balance of the Trust Account at the beginning of 2020 was £43,671.29. Total income during the year was £67,355.99 and expenditure was £88,745.01. The resultant balance at the end of the year was £22,282.27. Expenditure from the Trust Account is concerned primarily with the following items: maintenance and refurbishment of the properPes ( c .£46,600); regular salaries and occasional wages ( c .£26,000); payments to HMRC ( c .£700); and professional and legal fees (c.£9,500). Fees due to our Managing Agents are deducted before we receive payment of rents. It may be added that as Bamba Gaye, our caretaker,

was on furlough for part of the year, we recouped part of his salary from HMRC.

The Chapel Account is used for the day to day running of the Chapel. The main sources of income are Sunday collecPons (on which Gi] Aid is claimed, for which thanks are due to Don), coffee mornings, rental from the Schoolroom, and rites of passage. Coffee mornings stopped and groups ceased to rent the Schoolroom in March 2020. Income from these sources consequently fell to nothing. It is, in any case, difficult to calculate the actual profit accruing from these acPviPes as it is impossible to assess expenditure in relaPon to specific items (e.g. heaPng of the Schoolroom vis-à-vis coffee morning receipts) but in general the income and expenditure are usually fairly well balanced. Expenditure includes the various uPliPes (energy, telephones, waste etc), coal and firewood, cleaning materials, taxis, window cleaning, prinPng of The Fellowship , posters etc, office supplies, and milk for coffee mornings. Obviously much of this expenditure ceased with the cessaPon of Sunday services and the use of the Schoolroom. The annual General Assembly quota of £35 per member also comes from this account, as do donaPons to the various chariPes we support. The balance of the Chapel Account at the beginning of 2020 was £12,518.36, falling to £10,593.66 at the end of the year. Since the end of March 2020 the income has been made up almost enPrely of donaPons by members and friends, old and new. It has been enormously heart-warming to see how generously people have given to maintain the life of this ancient Chapel, which belongs to us all and conPnues to play such an important part in so many lives.

The Chapel also has a savings account book with the Cumberland, in which there is a sum of just over £13,000. As well as these accounts, the Chapel has investments, which are looked a]er by the ChariPes Aid FoundaPon and on 31 December 2020 had a value of £49,344.40. Finally there is the very small B Thompson Dr Holme and Ralph Ford Hall Trust with a value of £572.58. Incidentally the Dr Holme referred to in this is he whose portrait hangs in the Vestry, whilst Ralphford Hall is the original name of the Masons’ Arms and Yard, given to the Chapel in 1771 and held unPl 1941.

Update to Spring 2021

A lot of money has already been spent on the maintenance of our commercial properPes to bring them to a high standard, using the best materials. The work is not yet finished. Work on 40 Market Place is drawing to a close but there is sPll a leak to be ajended to on 17 Market Place, where scaffolding is sPll in place and at the rear of the New Shambles, where our neighbours, have caused damage to our walls. The ginnel has been redesigned with a barrel-vaulted ceiling and the gates have been restored and rehung. Invoices conPnue to arrive. Furthermore, with buildings that are all well over 200 years old, regular maintenance is required and we cannot relax. When all shops had to close on 22 March 2020, the trustees were acPvely sympathePc to the situaPon in which the tenants found themselves and most of the tenants responded posiPvely, especially when the Government stepped in and issued grants to them. Now that the situaPon is easing, we hope that they will do well. All our properPes are currently let, except for 7 New Shambles, which is in process of being let.

In July 2020 we took advantage of the fact that the Schoolroom was closed to give it a thorough clean, along with a deep-cleaning of the kitchen. The walls and fireplaces were repainted, and old carpet removed from the stage steps, which were varnished. The floor was then sanded and relacquered. The result is a smart Schoolroom ready for use. During the lajer part of 2020 and into 2021 Audioworks extended WiFi throughout the premises, updated the audio equipment in the Chapel and installed a camera so that we may conPnue to maintain contact with those many people who have joined our Zoom services during the past year. The cost of this (£7,696.80) has been paid for out of the Chapel account, essenPally therefore from the regular donaPons of members and friends.

John Campbell - Treasurer 1st May 2021

Minister’s Report July 2020 to June 2021

have become that o]-used phrase the ‘new normal’. What is normal? We are sPll meePng for worship via Zoom even though the Chapel opened for services fully again recently. Many have joined us virtually (in both senses of the word) every Sunday this past year even though they live too far away to ajend Chapel, and through ‘ConnecPons’ we are maintaining contact with many people weekly. It is both distant and more inPmate. I look to the future with excitement even though many of us are a bit anxious ge_ng to grips with a lot of new technology and, love it or hate it, having been fast propelled into living life in a digital age. We all need to make choices to ensure that works well for us if indeed we have the requisite technology.

So what has it been like since my last annual report? The AGM due to take place on 19th July 2020 was cancelled. It was on that Sunday that Hazel led the Service for us on Zoom with the Ptle ‘Gardens: an Earthly Paradise’ which included a slideshow of places that were important to you. Finding solace in nature seems to have been a recurrent theme, with the Chapel garden being at the heart of that; the ‘hidden jewel’ which we have been polishing and doing our best to put on public display.

that we have been less reliant on visiPng service leaders. Now I am amazed at the length of the list of names of people who have either led a service on their own or with another. And who should be designated as a ‘Visitor’? The disPncPon is becoming blurred. Members and Ajenders used to be clear. They were the folk who came to the Chapel very regularly or every Sunday if they could. Visitors were those who joined us once or twice a year from other Unitarian congregaPons or from the wider local community to take a service. We have sPll had ‘one-off’ visits on Zoom specifically to take a service for us - Celia Cartwright, Anne Mills and Robert Ash - and I think that Celia and Anne might have joined us on other Sundays too when they didn’t have commitments elsewhere. A big thank you to them and to everyone else who

has taken a service, especially those who have dipped in o]en or joined us faithfully every week on Zoom - because they have become an important part of our Chapel ‘family’, not simply visitors. As well as hearing from me 12 Pmes so far, and from Ann Wilcox, Rob Crompton and John Pickering who, together with me, form the Ministry Team, and from Griff Jones, who once again took the Remembrance Sunday Service and Carol Service for us, thanks must go (in alphabePcal order) to:-

John Campbell, Hazel Clarke, Ken Compton, Olivea Dewhurst-Maddocks, Daniel Dyer, Sian Evans, Lizzie Foster-Bollons, KaPe Hall, Andrew Hunter, Helen Jones, Trish Lindsay, Gerry Pyves, Jan Smith, Monika Strell and Rosie WhiPng

who have taken one or more services, and also to those of you I have not named who have spoken at our popular ‘Shared Worship’ Services on the 5th Sunday or done readings.

Zoom or Chapel? There might not be a choice for you. There is also the halfway opPon of joining on Zoom from the Schoolroom, which hasn’t always worked very successfully but should do now with the overhaul and addiPons to our sound system. We certainly didn’t expect to be relying on Zoom this far on, and we have gained much from it, so we want to conPnue enabling people to access events at Chapel that way. A]er we were permijed to hold services in the Chapel again we didn’t rush into it, knowing that some would be a bit anxious, but on 11th October 2020 there was the ‘United in Lockdown’ service that Rob and Trish had prepared based on their respecPve experiences of working in prisons. That was very much a ‘one-off’ in two ways - it was a ‘hybrid’ of sorts with Rob and Trish delivering it on Zoom from their homes and John C and me speaking for them in the Chapel; it was also the first and last of our planned monthly ‘back in the Chapel’ services, because the Remembrance one we had planned for November was affected by the second lockdown. It wasn’t unPl Sunday 18th April 2021 that we were back in the Chapel again most weeks, when there was the rather aptly named

‘Homeground’ service led by Hazel. We are currently feeling our way with the balance between ‘in person’ and ‘virtual’ services.

At the moment our focus is very much on Sunday Morning services. I would like us to do more than that. I experimented with a ‘Doing December Differently’ more informal gathering via Zoom on Sunday 20th December 2020, and a number of us are interested in hosPng ‘Heart & Soul’ type weekly or monthly gatherings which allow for a more inPmate sharing beyond the ‘chat’ or ‘discussion’. There is also the forthcoming ‘Build Your Own Theology’ course specifically intended for those who have not done it before. That will probably happen a]er the Summer. There are lots of opportuniPes to include those in the community beyond the open gates (which are increasingly effecPve), but it takes energy and vision which are probably not in great supply again just yet. If you have your own ideas they would be welcome, and do please speak up if you are in any way feeling le] out with all the changes going on.

We had one wedding (Simon Day & Michelle Walling) in August 2020 - postponed from an earlier date - and then no weddings unPl 15th May 2021 when Jasmine Wall & Gabriella Long were able to exchange their vows with 15 people present. It was a delighvul ceremony, and I am very much looking forward to finally marrying our own Debbie & Malcolm on 12th June at a slightly larger gathering limited to 30. No ceremonies for babies or children took place during the year and no ‘Chapel’ funerals, although in October 2020 we were able to make the Chapel available for the funeral of Rev John Mason, a local interfaith Minister known to several of us. We will soon be able to allow ashes to be buried in the MulP-Faith Garden of Remembrance once more, but at a quiet ceremony on 18th December 2020 Marjorie Yeadon’s ashes were buried in the Rose Garden at the front of the Chapel, which is reserved for members.

Rob conPnues to take main responsibility for Pastoral Care, but others do this informally too, as they have always done. We have tried to introduce more formal structures from Pme to Pme, but there has not been much interest in

am not pro-acPve it doesn’t mean that you can’t contact me if you are worried about something, would like me to remember you in prayer or just want a chat.

I conPnue to send out an email every Sunday and Wednesday in order to keep in touch. That probably works more effecPvely than face to face in terms of the ‘NoPces’ and ‘What’s On’, as some have always liked to have either a hard copy or an email to refer to. ‘ConnecPons’ took off, and I am grateful to Sue Gill for taking over the producPon of that each week since 6th January 2021. ‘ConnecPons’ was one of those temporary measures that has just kept on going. John C has printed off copies to send out in the post and has also put them in a folder which is kept in the vestry. Do pop in and have a look through when restricPons are finally fully eased. It isn’t a detailed descripPon of dayto-day life in a Pme of pandemic, but it is a testament to the resilience, love and kindness which are in abundance at the Chapel.

Throughout the year I have taken part in several teaching events organised by the Unitarian General Assembly:-

‘Leading Change in the CongregaPon’ an 8 session course led by Rory Castle-Jones and Andy Pakula

‘Worship #Future-Group’ conversaPons hosted by Bob Janis-Dillon

‘Digital Resources Network’ sessions organised by Louise Rogers

‘CongregaPons in the Community’, a session with Jane Blackall on

‘Engagement Groups’

as well as ajending the Annual MeePngs as one of the voPng delegates along with John C.

Mandy Reynolds - Minister 30th May 2021

KENDAL UNITARIAN CHAPEL TRUST

ACCOUNTS FOR THE YEAR ENDED

31[ST] DECEMBER 2020

KENDAL UNITARIAN CHAPEL TRUST

CONTENTS

PAGE
INDEPENDENT EXAMINER’S REPORT 1
STATEMENT OF FINANCIAL ACTIVITIES 2
BALANCE SHEET 3
NOTES TO THE ACCOUNTS 4-8

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF

KENDAL UNITARIAN CHAPEL TRUST

We report on the accounts of the Kendal Unitarian Chapel Trust for the year ended 31[st] December 2020, which are attached.

Respective responsibilities of the trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts.

The charity’s trustees consider that an audit is not required for the year ended 31[st] December 2020 under section 144 of the Charities Act 2011 (“the Charities Act”) and that an independent examination is needed.

It is our responsibility to:-

Basis of independent examiner’s statement

Our examination was carried out in accordance with General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

In connection with our examination, no matter has come to our attention:

Chartered Accountants Date

Jackson & Graham Lynn Garth Gillinggate Kendal Cumbria LA9 4JB

KENDAL UNITARIAN CHAPEL TRUST STATEMENT OF FINANCIAL ACTIVITIES

FOR THE FINANCIAL YEAR ENDED

31[ST] DECEMBER 2020

This Year
Last Year
Unrestricted
Unrestricted
Note
Funds
Funds
Incoming Resources
3
Donations and legacies
-
1000
Income from investments
90042
100429
Other income
3809
1702
Total income and endowments
93851
103131
Resources Expended
4
Expenditure on raising funds
75477
25869
Expenditure on charitable activities
53681
47380
Total resources expended
129158
73249
Net (Expenditure)/Income
(35307)
29882
(Loss)/Gain on revaluation of investment assets
(3082)
6393
Net movement in funds
(38389)
36275
Reconciliation of funds:
Total funds brought forward
1330873
1294598
Total funds carried forward
1292484
1330873

KENDAL UNITARIAN CHAPEL TRUST

BALANCE SHEET AS AT 31[ST] DECEMBER 2020

Note
FIXED ASSETS
Tangible assets
8
Investments
9
CURRENT ASSETS
Debtors
10
Cash at bank and in hand
11
CREDITORS
Amounts falling due within one year
12
NET CURRENT ASSETS
NET ASSETS
FUNDS OF THE CHARITY
Unrestricted funds
Total Funds
10822
29469
40291
5535		 This Year
Unrestricted
Funds
255702
1002026
1257728




34756
1292484
1292484
1292484		 Last Year
Unrestricted
Funds
257778
1004056
1261834
25360
47913
73273
4234
69039
1330873
1330873
1330873



The notes on pages 4 to 8 form part of these accounts.

Signature Name Date of Approval Signed by: ……………… …………………. ……………… On behalf of all the Trustees ……………… …………………. .……………...

KENDAL UNITARIAN CHAPEL TRUST

NOTES TO THE ACCOUNTS FOR THE FINANCIAL YEAR ENDED

31[ST] DECEMBER 2020

1. Basis of accounting

These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value (except that investments are shown at market value). The accounts have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16[th] July 2014, and with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), and with the Charities Act 2011.

2. Accounting Policies

2.1 Reconciliation with previous generally accepted accounting practice

In preparing the accounts, the trustees have considered whether in applying the accounting policies required by FRS 102 and the Charities SORP FRS 102 a restatement of comparative items was needed. No restatements were required.

2.2 Income

(ii) Offsetting

There has been no offsetting of assets and liabilities, or income and expenses, unless required or permitted by the FRS 102 SORP or FRS 102.

Grants and donations are only included on the SoFA when the general income recognition criteria are met (5.10 to 5.12 FRS 102 SORP).

This is included in the accounts when receipt is probable and the amount receivable can be measured reliably.

This includes any realised or unrealised gains or losses on the sale of investments and any gain or loss resulting from revaluing investments to market value at the end of the year.

Cont…

KENDAL UNITARIAN CHAPEL TRUST NOTES TO THE ACCOUNTS FOR THE FINANCIAL YEAR ENDED

31[ST] DECEMBER 2020

2.3 Expenditure and Liabilities

Support costs have been allocated between governance costs and other support. Governance costs comprise all costs involving public accountability of the charity and its compliance with regulation and good practice.

These are let properties included at a valuation at 31[st] December 2018 by Peill & Co, Kendal. They are not depreciated and are revalued every 5 years.

Fixed asset investments in quoted shares, traded bonds and similar investments are valued initially at cost and subsequently at fair value (their market value) at the year end.

Debtors are measured on initial recognition at settlement amount after any trade discounts or amounts advanced by the charity. Subsequently, they are measured at the cash or other consideration expected to be received.

3. Incoming Resources
Donations and legacies:
Donations and gifts
Income from investments:
Rental income
Bank and other interest
Dividends (from Investment Assets)
Other income
Covid grants received
Sundry income
From Kendal Unitarian Congregation Accounts		 This Year
-
-
88947
43
1052
90042
1600
60
2149
3809		 Last Year
1000
1000
98962
23
1444
100429
-
-
1702
1702		 Last Year
1000
1000
98962
23
1444
100429
-
-
1702
1702

Cont…

KENDAL UNITARIAN CHAPEL TRUST

NOTES TO THE ACCOUNTS FOR THE FINANCIAL YEAR ENDED

31[ST] DECEMBER 2020 (continued)

4.










5.		 Resources Expended
This Year
Last Year
Unrestricted
Unrestricted
Funds
Funds
Expenditure on Raising Funds
Let property expenses
24968
19162
Let property bad debts written off
11310
-
Professional fees
10661
2393
Repairs to let properties
25081
1122
Property insurance
3457
3192
75477
25869
Expenditure on Charitable Activities
Costs of Minister
12379
5080
Ministry Team Leader Honorarium
-
571
Pulpit supply
951
3956
Caretaker
10647
10740
Administrator
850
810
Treasurer Honorarium
1000
1750
Treasurer and Property Manager
2600
-
Fellowship Editor Honorarium
150
600
Organists
680
2142
Travel expenses
37
290
Property expenses - Chapel
12096
8092
- Manse
4541
5498
Building alterations depreciation
1986
1986
Donations (Note 7)
20
20
General assembly quota
1750
1400
General assembly meetings
-
596
Governance & support costs (Note 5)
3994
3849
53681
47380
Governance & support costs
Accountancy
2568
2664
Telephone & internet
168
50
Equipment depreciation
90
111
Sundries and training
1168
1024
3994
3849

Cont…

KENDAL UNITARIAN CHAPEL TRUST

NOTES TO THE ACCOUNTS FOR THE FINANCIAL YEAR ENDED

31[ST] DECEMBER 2020 (continued)

6.


 Paid Employees
Gross wages
Employers NIC
Pension costs		 This Year
27860
-
307
28167		 Last Year
21501
-
88
21589

7. Donations

The following donations were made during the year ended 31[st] December 2020:-

SLACC £20

8.










 Tangible Fixed Assets
Computer
Equipment
ASSET COST/VALUE
At 1stJanuary 2020
3891
Additions
At 31stDecember 2020
3891
DEPRECIATION
At 1stJanuary 2020
3891
Charge for year
At 31stDecember 2020
3891
WRITTEN DOWN VALUE
At 31stDecember 2019
-
At 31stDecember 2020
-		 Computer
Equipment		 Computer Computer Computer
Chapel
Alterations
Chapel
Alterations		 Let Properties

& Manse

187250
-

187250

-

-

-

187250

187250		 Let Properties

& Manse

187250
-

187250

-

-

-

187250

187250		 Plant &
Equipment
3956
-
3956
3510
90
3600
446
356		 Total
294371
-
294371
36593
2076
38669
257778
255702










3891





99274
-
3891 99274
3891 29192
1986
3891 31178
- 70082
- 68096

Depreciation is provided for at rates calculated to write off the cost of fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Chapel alterations 2% straight line basis Computer equipment 33% straight line basis Plant & equipment 20% reducing balance basis

Cont…

KENDAL UNITARIAN CHAPEL TRUST

NOTES TO THE ACCOUNTS FOR THE FINANCIAL YEAR ENDED

31[ST] DECEMBER 2020 (continued)

9.




10.



11.

12.


 Fixed Asset Investments
Listed
Investment
Investments
Properties
Carrying value at 1stJanuary 2020
54056
950000
Acquisitions at cost
1052
-
Net Gain/Loss on revaluation
(3082)
-
Carrying value at 31stDecember 2020
52026
950000
Debtors & Prepayments
This Year
Last Year
Other debtors
1610
1739
Prepayments
4557
4089
Other debtors (accrued rents)
4655
19532
10822
25360
Cash at Bank and in Hand
This Year
Last Year
Cash at bank and in hand
29469
47913
Creditors & Accruals
Amounts falling due within one year
This Year
Last Year
Accruals & deferred income
5535
4234
5535
4234
Deferred income comprises rent paid in advance.