nrJN rjwin) 71S )w?JfJ 71 '?1
South West Essex
& Settlement
Reform Synagogue
SWESRS
Oaks Lane, Newbury Park, Ilford, Essex IG2 7PL
Tel: 020 8599 0936 1020 8597 6409
swesrs.or
.uk Webslte: www,swesrs.or
Registered Charlty Number: 236668
E-mail: admin
ANNUAL REPORT
FOR
202012021
A constiluenl member ol Reform Judaism
KEFORMJUDAISM

CONTENTS
Chalr's Report
Treasurer's Report
Report of the Trustees & Financial Statements for year ended
31 December 2020
Covid Community Update
36.
Re
orts of Sub-committees to Council
38.
39,
41.
43.
44.
47,
48.
50.
52.
Alonim
Catering Team
Community Care Team & Care Coordinator
Education & Youth
Rabbinic Recruitment and Listening Project Update
Religious Services Committee
Social and Communlty Group
Strategic Planning Sub-committee
Volunteering
Re
orts of Associated Committees and Grou
54.
56.
Choir
Jewish Joint Burial Society IJJBSI
Other
57.
62.
Minutes of the Twenty Third Annual General Meeting
Details of each of the EGMS that were held in 2021

CHAIR'S REPORT
The last report you received was from Steve Robbins in 2019. Since then we have been
influenced in all our operatlons by Covld-19 pandemic resulting in a 13ck of reporting from
me.
l am not going to report to you for the two previous years except in a very general sense,
but endeavour to update you on our current situation.
COVID has affected our operations considerably, we have had to allow relief to our propertv
tenants in every case however we have now caught up and I believe that there are no
outstanding rental issues.
All buildlng works have been completed, our lift installed and working and we are looking
forward to it gettin8 More use through property occupation sooner rather than12ter.
Our good friends, New Essex Masorti are now regular and happy users of the upstairs
Seminar Room. We are indebted to Ross Juggler for help with the installation of new
wlndows and to Lee Sllver for help with carpet installation in that room.
Our much appreciated caretaker Junifer left us and has been replaced by Noah Karni who is
working to catch up with outstanding caretaking work.
COVID has ruled our lives since the beginning of 2020 and servlces have been held on
ZOOM, most successfully l understand with high numbers watching or indeed taking part
online. It is only fairly recently, as the law allowed that we have been able to return to the
synagogue and last Saturday 21" August saw the return of the choir for the first time since
lockdown; a Service that was much enjoyed by the participants and those on ZOOM and
Facebook (live streaming).
The synagogue is indebted to a number of people who have helped with labour and
contributions of goods and materials as well a5 their valuable time to prepare the
Synagogue for the technicalities of ZOOM and Facebook as well a5 physical presence in the
shul. In particular I would like to acknowledge the help of Sue Terpilowski and Tom Waters,
Steve Robblns and Farrel Igielman.
We are looking for people wlth technical abilities to help run servlces on an ongoing basisl
Please come forwardl
Rabbi Lisa Barrett left us in June 2021 after 5 years of much appreciated and valued service.
l am pleased to say that she is still involved in the synagogue in various way5 and She often
attends service on Zoom from Manchester.
A committee of councll members was formed to help find a new rabbi and I believe that
they have done a very good lob, We are fortunate to have acquired the services of Student
Rabbi Lev Taylor who has started with us since July and is currently regularly taking services.
We look forward to having a good relationship with Lev, who, we hope will co￿tInUe with us
as a full tlme rabbi in due course.
In addition we have appointed Rabbl Jordan Helfman as Senior Rabbi.
Rabbi Jordan is
currently with the Holy Blossom congregatlon in Toronto, Canada and wlll join u5 With his

family next January I
Rabbi Jordan has a wealth of experience and we are looking
forward to many developments In the month5 ahead.
The syn3gDgue urgently needs volunteers for various tasks including SECURITYI your securlty
during services etc. We urge you to come forward so that we can discuss how you can help.
It need not be a fulltime commitment: if we have enough volunteers the load is easily
spread. Please come forward, we need you and please remember that each and every
synagogue needs to provide elements of its own security.
My thanks to members of council for their input during the year and a speclal thank you to
the offlcers for the tremendous amount of work that they do throughout the year, without
them the work ofthe synagogue would cease.
It would be remlse of me not to mention the office staff, Deborah Roos, Janine Robbins and
Melissa Davis who ha5 recently joined us on a part time basis. My thanks also to Claire
Hartley and Devorah Levy for their valuable work during the year.
Mlchael Dalton
Chalrman

HONORARYTREASURER'S REPORT
Background
We were unable to hold an AGM In 2020 due to covid resirictions and this IS therefore the
first Honorary Treasurer's Report since 2019. The 2019 account5 were presented to the
community at the EGM on Thursday I, July 2020.
Overview of the year
Thls has been a particularly difficult and painful year for 5WESRS because of the devastatlng
effects of covid, both personally for those who very sadly lost loved ones and financially for
our members and for 5WESRS. Our income dropped as we were unable to have any short
term or ad hoc lets due to covid restrictlons and we had to support our long term tenants,
although they are all now up to date with rent and arrears. We furloughed our facilities co-
ordinator and then unfortunately had to make her redundant. We initially furloughed our
choirmasters but then brought them back so that they could continue their excellent
contribution to our zoom servlces.
Overview of the accounts
The accounts reveal a net surplus in the sum of £47,105 compared with £51,370 in the
previous year. Our income from subscriptions remain5 stable, down from £269,463 to
£269,272. Rent and service charges produced a healthy income of £46,500 compared with
£41,109. Income from short term lets fell from £9,319 to £2,611. Income from all sources
totalled £373,375 against £395,722 compared with the previous year. Total overheads fell
from £344,352 to £326,270, in part due to premises closure and in part due to good
housekeeping.
Prior to lockdown, Council 2greed that we needed to enhance disabled facilities on the first
floor, due to the demographics of our community and the needs of lessees, and approved
the installation of a lift and disabled tollets. The first floor was being under-utilised and
these works mean that we have been able to let part of the first floor on a permanent basls
to NEMS, joining Away With Tax as first floor tenants. Thi5 move by NEMS means that we
could also give Br3akfree the accommodation they need for their long term rental of the
community centre. It will also enable us to have more rentable space for groups such as the
U3A. who are now returning and need the disabled access, and to have better facilities for
our community. The total cost amounted to £55,104.
A5 at 31 December 2020, the unrestricted cash reserves stood at £178,122.
Goingforward
Hopefully now that the majority of our communlty have been able to have their covid
vaccinations, coupled with the measures taken within the building to safeguard members
and visitors, we can look forward with confidence to a brighter future. A new rabbl, Rabbl
Jordan Helfman, has been appointed and join5 us in January and our student rabbi, Lev
Taylor, ha5 made an impressive start and we can look forward to a period of growth and
renewal.

After three years I have decided to stand down as Honorary Treasurer, knowing that
SWESRS is flnanclally secure. I should like to offer my sincere thanks to Honorary Officers
and Council as well as to offlce manager Deborah Roos. I give special thanks to Janine
Robblns who has worked tirelessly with me throughout this time.
Rob Jackson
Honorary Treasurer

RKCISTERED CHARITY NUMBER: 236663
RLPORT OF TH£1 TRUSTEES AND
FINANCIAL STATKMEI iyrs FOR THEI YEAR Li fqDED 31 DEI CEMBEI R 2020
FOR
SOUTH Wri ST EI SSEX AND SETTLEMENT REFORM
SYNAGOGUE
Prestons & Jacksons Paitnei'ship LLP
Statutory Auditors
364 - 368 Cranbrook Road
Ilfoi
Essex
IG2 6HY

SOUTH WEI ST II SSII X AND SEI ￿LEMENT REI FORM
SYNACOGUE
CONTENTS OF THE FINANCIAL STATEMEI PITS
FOR THII YEAR ENDED 31 DECEMBEI R 2020
Page
Report of the Trustees
Report of the Independent Auditors
8 to 10
St4t¢inent of Vinaneial Activities
Statement of Financial Posltion
12 to 13
Note8 to tbe Financial Stateinents
14 to 27
Detailed Statemellt of FinAncial Activities
28 to 29

SOUTH WEI ST ESSEI X AND SETTLEMEI NT REFORM
SYNAGOGUE
REPORT OF THE TRUSTEEI S
FOR THE YEAR ENDED 31 DLC£I MBER 2020
Tlie tn]stees pi'esent theii. I'eport witli tlie fii)ancial slatemeiits of the cliarily for the yeaT ended
31 Deceniber 2020. The ti'ustees Iiave adopted the provisions of Accounting and Repoiting by Chai'ities..
Staleinent of Recoiwnended Pi'a¢tice applicable to charities pi'¢pai'ing tli¢ii' accounts in accordance with tlie
Fiiiancial Reporting Standai'd applicable in the UI< and Republic of li'eland (FRS 102) (effective l Jaiiuaiy
2019).
Page I

SOUTH W£4 ST SSEX AND SErfLEMEI NT REI FORM
SYNAC.OGUE
REPORT OF THE TRUSTEEI S
FOR THE YEAR C4 NDED 31 DECEMBER 2020
OBJECTIVES ATr4D ACTIVITIES
Revlew of aetivlties during the yeay
Foi. much of 2020, wliicli was a vei'y cliallenging time foi. die woi'ld iii general, SWESRS, its slaff and niemL)ers
were involved in & vai'iely of activities Inuch of which suppoited othei. SWESRS Inen)bei's, the local and widei.
Jeivisli coiiii)iunily and tl)e wider local cominijnity as a whole. Below is a list of soiiie key activities ii)
alphabeÉieal order:
Adult Ei dueation: Activities l)ave in¢lud¢d Toi?h lunclies oil a vai'i¢ty of subjects, tl)e Access lo Judaislli and
Hebrew Classes and Leai'n to Leyn (liow to lead from the Torali). The Énajoi'ity of these sessions were I'un via
Zc>om.
AHADA: Tlie synagogue encoui'ages those who l)ave i'ecenily be¢n bereavcd to use tlie 5ei'vires of AHADA
Bereavement Counselling Sei'vice. AHADA also encoi)Ipasses Einpathy Couiwlling, for those affected by
sepaLation and divoi'ee.
Bnei Mitzvah Progromme: For oui. youngei. Ineinbers wl)o are in scliool years 7 and 8 - suppoi'liiig theiii aiid
their families Ihyough the pi'ocess and eduration to bcconie Bai. oi. Bat Mitzvali at 131 Much of tli¢ pi'ograinme
was held over Zooiii and thc yijuiig people uged their knowledge aiid Hebi'ew skills to help lead oui. Fatnily
Services. A nuinbei. of our post bai. and bat mitzvali studer)ts liave gone on to be excellent peer meiitoi's and
help in d)e running of the pi'ogramme.
Care Team: A sniall biit eai'ing teain of volunteers who assist witli p￿tOr&I support foi. some of our Inoi'e
needy ¢ongregants and in some cases non-metnbei's of SWESRS. Tlieii. suppaj't has been invaluable ovei. 2020
and with Ilie addition of an emei-gency phoiie ti'ee and additional volunteers SWCSRS was able to call all
niembei's of the SWESRS community dui'ing the early months of COVID and suppoit those inost at risk witli
%hopping elc. The Cal'e Tearn meet 01) a i'egular basis to feedback and suptK)I't each otliey and agaiii tliese
Ineetings have been conducted ovei. Zoom. Tlie Car¢ Tealii lield a fundraisiiig quiz eai'ly in 2020 to help bl'ing
irk funds for our Cal'e Cooixtinator position.
Choir: Due to COVID oui. choristers have sadly ttol beeii able to sing togeili¢i' siiice late Febi'u&ry but a
number of individuals liave supported our 7AJom Shabbat and Higli Holy Duy Services by singing fi'oni hoinel
Our ¢hoii'inasters have also a&isted in providing pi'e I'e¢ordlligs of the ¢lioir to ensuit tliat oui. sei'vices vetain us
mucli of1Sieii' usual musical content & possibl¢. A nuniber of the choii. w¢re able to att¢nd the LB Redbridge
Holocaust Meinoi'ial Day Seiviee iii Januaiy 2020.
Community Action: Meinbers of SWESRS genei'ously donated non-pei'ishable food items foi. a sniall Food
Bank that we set up at SWBSRS for those who were struggling dui'ing COVID. We also had a iiumber of our
menibei's who cooked noiirisliing home-made meals that wei'e fi'ozen and taken to those who were in need.
ECAtVlPS Yom HAShoah C¢re]noDy: 2020 the 75th anniversaiy of the end of tlie Slioah. and tlie libei'ation of
tlie Bei'gen-Belsen by Ihc B Yitish ai'nied foi'ces. To lionouv this $￿ClaI annivei'sary) the ECAMPS coinmunities
joiiied tlie Naii01i81 Yoni Hashoah Coniineinoi'ation which was online due to COVID.
Hai'ry Jassby MeEnorial Sevvice.. On Novelliber 6th Rabbi Lisa with the $uppoi't of SWESRS Inember Bi'enda
Soskin zooined from St. P¢lei's Cliurch on Aldborough Road to i'emembei. Harry Jas5by wl)o was a Jewisli
aiymaii who died iii tlie Fii'st Woi'ld Wai.. We wei'e deliglilcd that due to the s¢Yvice being l)eld via Zoom Iliat
Lneiiibers of Harry's faii)ily could join in froii) Caiiada and Israel.
League of Jewlsh Womell.. The Ncwbui'y Park gyoup of LJW meet at SWESRS on a Inonthly basis again up
uiilil COVIDI
Page 2

SOUTH WLI ST ESSEX AND SETTLEI MENT REFORM
SYNAGOGUE
REPORT OF THE TRUSTEEI S
IOR THE YEAR NDED 31 DECEMBER 2020
Masonic Lodges: SWESRS l)ostg two locai Inasoiiic lodges - Ltteetings suspended al SWESRS due to COVID.
NCI MS: Weit due lo move back in to SWESRS for theii. sei'vices, following the installation of a lift, so that
Iliey oould move in to tlieii, new pei'inanent hoiiie in the Seininai. Room at SWESRS but again COVID
prevcnted tl)is. We al'e pleased to report Iliat NEMS have rcsunied theii. sei'vices at SWESRS eai'ly Suinnier
2021 and have also i'¢cently held a siiccessful aftei'n(K)n tca foi. theii. meinber8 in oui. groiiiids.
Passover Seder Service: As always SWESRS h¢ld a ComEllLfftal Seder Service, with 60 meinbers and fai¥kily
aiid fi'iends iii attendaiice, However this was a little diffei'ent fi'om noi'n)al years as this had lo be held over
Zooin.
Salsa Dancing.. Tliis group was set up by inembets of SWESRS but welcoines all Iliose who eiijoy the Lati
Amei'ican i'hyihms of Salsa wliilst keeping fil and was runniiig early itt 2020 but stopped due lo COVID.
School vlgits etc: Sadly due to COVID most s¢liool visits weir oaThcelled aiid liave yet lo resume. We were
able to run on Holocaust Education Prograinme in Februaiy which enabled ai'ound 300 young people 8nd Iheii.
teachei's to learn a little n)oYe about the ats'ociti<s of tlie Holocaust.
Serviees: As well as our I'egular Sliabbat Morning Services, we hold themed Slydbbats, Kol Haiiiislipaehot
Family Seivires, Musi¢al Seivices, joint services with other F.C.AMPS cominuntties foy vayious festivals. All of
thcqe including oui. High Holy Day 5¥1'vices moved lo Zooni fiY)m end of March 2020. Wc have been I'unning
liy61.id services fi'oiii tlie 4yn2gogue building wlien able to so that Iliey can be in-persoii and via Zootn.
strategic PlanDlrtg,' This has been led by oui, Vice Chaii. Sue Jackson and l)as continued to take place and the
i)ext Sti'alegic Plan is ready l() he taken to the AGM in August 2021.
Sundays@SWESRS: tntroduced in 2019 Iliese sessions wei'e sclieduled lo continue ui to 2020 - we were able
to I'un a nutnbcr of these S￿%1(￿n befoi'e COVID liitl These included, br¢ad making, discussions, films, and
guided walks.
SWESRS Social & Community Gi'oup: Thi5 is tlie new nanie for Redbridge Jewish Cultui'al Society - events
earliei. iii tlie yeai. wei'e held in person but with soine quick thinking and clevei. planniiig their events swapped
la Zooin and they had a sei'ies of successful events open to SWESRS, the old RJCS m¢mbei3 and ilie wider
conllnunily. 'fhese events al'e continuiiig uiitil such time as ill PEI'son events ai'c re-inti'oduced.
Table Tenllis: A weekly table tennis group ineels at the syrvagogue and is hoping to resume in August 2021
following a forced break due to Covid.
Tuesday Club: Tliis is a weekly luncl) and speaker pi'ogi'amme organis¢d foi. die senioi. membe13 of tlie
eominunity- Iliis is open lo th¢ wider coinmunily as well as SWESRS men)bei's ai)d avei'age weekly allendan¢e
is around the 25 people. Due to COVID we liad to Stop lunch club but ieinvenLed it as Tea@2 where several of
our wondeiful volunteers have ￿en baking calces fortni￿71[y and delivei'ii)g them and our meinbers have been
attending Zooiii talks, cl)als and sing alongs since April 20201 Sonic l)elp w8s needed to get sonie of them
online but again with suppoi'l we have ai'ound 25 or so device5 logged in each fortnightl
Page 3

SOUTH WEI ST SSEX AND sE￿LE1 MEI NT REFORM
SYNAGOGUE
REPORT OF TIIE TRUSTEES
FOR THE YEAR NDED 31 DEI CEMBEI R 2020
U3A: U3A (University of the Third Age) 1$ a UK niovement of I'etired and senii-l'elired people who co]￿e
togeiliei. lo Continue educational, social aiid creative int¢i'ests iii a fi'iei)dly infoi'inal envii'onmeiil. U3A
gi'oups I￿ve iiict and used SWESRS f&cilities for many yeai's, pioviding acliviti¢s foi. not oiily SWESRS,
IDeinbers but many others fi'oin the widei. Redbi'idge coininui)ity and beyond. Sadly COVID forced the ￿￿)up5
from meeting but we ai'¢ g12d to say we are starling lo welcoiiic tliem back in July 2021.
Yoiiuk: With the l)¢lp of Mich Sampsoii oui. younger nienibei's were eiicoui'aged to start a Pop Up Youth Clioii..
Workii)g with some of oui. neiglibouriiig progressive ¢oiiunui)ilies we also tried to estsblish a new monthly
Youtli Club.
Fublic beutfit
Tlic Ti'us*es confirm that they have complied with th¢ duty in seetion 4 of the Chariti¢s Act 2011 to have due
i'egai-d to public benefit guidance published by the Comtnission in determining the actLVitics undert2ken by the
Cliarity.
Impact of Covld 19 post Mar¢h 2020
Covid had a significanl impact 01) the ¢harity's operations. Deinands oi) our pastoi'al care inci'eased and we had
a iiuinbei. of cavid-ltlated d¢atlig. Several vf out. Inetnbei's had finaiicial difficulties and nccded quppoi't paying
subsci'iptioiis. We1051 rental iiicoinc fi'om our ad hoc hirers (eg U3A) who weir unable to operdte.
Changes in operxtlons and Activltles due to covld pandemi¢
We liad lo olmnge the ways in wliicli wc opei'ated, liolding religious seivices and social events by zoom. We
could only offer pastoral suppoit and eare virtually (by zoojn and/oi' telephone).
Furlough
We furloughed oui. facilities managei. as we wei'e 110 longei. using the buildin& We iiiitially fut'louglied our
choirmasters, but took t]iein off of furlough Once they begaii operatiiig on zix>iii.
Althou￿ we have beeli inipacted by the Pandcmic, we liave suffi¢i¢iit i'eserves, ongoing membership
subscriptions and a good tenants lo carry on oui. opei'atioiis for the next twelve Inontlis.
FINANCIAL REVIEW
Fin21)CiAI pn$ition
The boai'd of ti'ustees is satisfied that the charity's assets iii each fund are available and adequate to fulfil ils
obligations iii Te5P¢Ct of ea¢l) fund.
Tlie fii)ancial slatetnents liave been prepai'ed iiiipleineiiting the Charities Act 2011 and the Charities Financial
Reporting Slandai'd SORP FRS 102. As slated in tl)e inli'oductioii to this I'eporL tlie Iruslees consider the
financial pei'forman¢e by the chai'ily during ti)e yeai. to have been satisfactoi'y.
Tlie Slalement of Financial Activities show incoining I'esoui'ces for tlie yea¥ of £373,375 (pi'ioi. year:£395,722)
and outgoiiig resoujres of £326,270 (pi'ior year £344,352), makiiig a net overall surplus of £47,105 (pi'ior yeai.
£51,370). Unresti'i¢l¢d I'eserves amouiited to £3,124,031 {prior yeay £3,064,318) while Resti'i¢led reserves
ainounled to £88,219 (prioi.: £100,827). Total I'eserves carried forward as at 31st Deceinber 2020 were
£3,212,250 (prior.. £3,165,145).
STRucfuRIQ GOVERNANCE AND MANAGEMENT
Covernimg doeuinent
Tlie cliarity is controlled by its govertiiiig document, a deed of ti'llst and constitutes an unincorporated ¢hai'ily.
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SOUTH WEST ESSEI X APID SEI TTLKMENT REFORM
SYNAGOGUE
REPORT OF'I'HE TRUSTEII S
FOR THEI YEAR ENDED 31 DEI CEMBER 2020
REFERIQNCE AIYD ADMINISTRATIVL DLI TAILS
Registei'ed Cliarity number
236663
PriIieipal addvess
Oaks Lane
Newbui'y Park
Klford
Ess¢x
IG2 7PL
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SOUTH WEST SSEX AND SETTLII MLI NT REFORM
SYNAGOGUE
REI PORT OF'I'H£ TRUSTEEI S
FOR THE YLAR ENDEI D 31 DECEI MBEI R 2020
Trustees
Pei'ittattent Ti'llstees
Tli¢ pernianent trustees are Di. F Igielinan, Mrs R Cann ai)d Mrs K Dalton. Tlie p¢i'maiient ts'ustces liave the
powei. to vest propei'ly on behalf of tlie synagogue and are tlie only trustees who can, foi. exainple, sign leases
with tet￿l]IS on behalf of SWESRS.
Elected Ti'ustees
Leah Billei. (co-opted 25th July 2019; resign)ed 231'd July 2020)
Eleanor Blooin {Te5igned 23id July 2020)
Valerie Garnelas (I'esigned 231'd July 2020)
Jo Turnei. (resigned 231'd July 2020)
Siinone Sliicll {co-optsd 22nd Octobei. 2020)
Lee Goldsniit]i (co-opted 22nd October 2020)
Jack Leaf (iesigned 7tli May 2021)
Cati'iona Diamond (I'esigncd 22nd April 2021)
David Lawson
Leslie Gilbeit
St¢ve Robbins
Michael Dalton
Suc Jacksoii
Sile Tei'pilawski
Farrel Igieliiian
Robeit Jacksork
From the A￿]Ual G¢nei'al Meelii)g 7th July 2019
Pi'esident
Sl)eila Chiat
Life Vice Pr¥sidents
F.velyn Dalton
Leslie Gilbeit
Lotlie Hari'is
(sadly passed away 13ti) March 2020)
Bei'nard Davis (2ppI'oved 17th F¢bruary 2021)
Hugh Noble
{appr(bved 17th Febi'uary 2021)
Lucille Leaf {appi￿ved 17th Febiuaiy 2021)
Offi¢ers
Steve Robbins
Mi¢l18el Dalton
Sue Jackson
Sue Terpilowski
Farrel Igielman
Robei'l Jackson
Jo Tui'iicr
Steve Robbitts
Immediate Past Chaiiynan
Cl)air
Vice-cliair
Hon. Secretary
Asst. Hon. Secrelai'y
Hon. Treasurer
Asst. Hoii. Ti'easui'er {i'eSiEned 23rd July 2020)
Senior Wardeii
Page 6

SOUTH WEST EI SSLI X AND Slt TTLEI MEI NT REFORM
SYNAGOGUE
REPORT OF THE TRUSTEEI S
FOR THE YEI AR ENDEI D 31 DECEI MBER 2020
Rfi FERENCE AND ADMDIISTIiATIVE DETAILS
Auditors
Prestoiis & Jacksoiis Partnei'sliip LLP
Slatulory Auditors
364 - 168 Ci'aiibi'ook Road
Ilfoi'd
Essex
IG2 6HY
STATEMENT OF TRUSTELI S, RESPONSIBILITIES
Tlie trustecs al'e I'esponsible foi. prepariiig Ilie Repoi't of tlie Trustees and the f￿anCial stateinents in a¢cordance
with applicable law and Uiiited Kingdoii) Accounting Standards (Ui)iled Kingdoi)) Genei'ally Accepl¢d
Accouiiting PraeLice) including Finaiicial Reporting Standard 102 'Tlie Finunciai Reporting Standard
applicabl¢ in the UIC and Republic of Irelarid
The law applicable to chw'ilies iii England and Wales, tl)c C.hai'ities Act 20 5 l. Chai'Èty (Accoui)Is and Reports)
Regulations 2008 and tlie provisionb of the ts'ust deed i'equii'es the Irustces to pi'epare financial statements foi.
each f￿anCIal year which give a ti'ue and fair view of the slal¢ of affai13 of the chai'ity of the iiicoiniiig
resoui'tyes and application of I'esoui'c¢s, including the ineoine and expenditure, of tFte chai'ily fot that period. In
pi'eparing those financial slat¢ineiits, tlie trustees al'e I'equired to
select suitable accounting policies and thcn apply thein coii3istcntly'
obseive the methods aiid pi'iiicipleg iii the Charity SORP.
make judgcments and esliii)ates diat al'e I'easondble and prudent.
prepaie the financial stateineiits on the going concei'n basis tEnless it is inappi'opriatc to presume that tlie
th￿'Ity will cuiitinue in business.
Tlic ti'ustees are I'esponsible foi. kcepiiig pix)pei' accounting I'ecords which disclose with reasonable accuracy al
any tiine Ili¢ financial position of the cliai'ity and to cnablc Ih¢ni to ensui'e that the financial slal¢ments coi)Iply
witl) the Cliarities Act 2011, tlie Clidrity (Accounts and Reports) Regulations 2008 and th¢ pi'ovisions of tlie
trust deed. They al'e also I'cqp()nsible for safeguarding tlie assets uf ihe chaTity and lience for taknn8 I'easonable
steps for the prevention and detection of fi'aud and oih¢i' ii'i'egularities.
Approved by oi'dei. of the boai'd of Iiwstees on .
#nd signed on its b¢half by.,
Trustee
Page 7

REPORT OF THI INDEPII f4DEI NT AUDITORS TO THEI TRIJSTEES OF
SOUTH WEI ST EI SSEI X AND SEI TTI.F.MEI NT REFORM
SYNAGOGUE
Opinioii
We liave audited Ihe financial slalein¢nls of South West Essex and Settleinent Reform Synagogue (the 'chai'ily')
for the yeai. ended 31 Deceinbei. 2020 which coinprise tlie Slatemei)t of Financial Activities. the Statciiient of
Financial Position aiid notes to tlie finaiicial stateinenls, including a summai'y of significant accounting
policies. Tl)e finaiicial I'epoi'ting fi'aiiiework that lias been applied in theii- prepaixtion is applicable law and
United Kingdorn A¢counling Standards (United Kingdom Generally Accepted Accounting Pi'a¢tice), including
Fittancial Repoi'ting Standard 102 'Tlie Fiiiaiicial Reporting Staiidard applicable in th¢ UIC and Republic of
Ii'eland,.
li) our opinion the financial statement8'.
give a true and fair Yiew of the state of tlie chai'ity's arfaii's as at 31 D¢¢einber 2020 and of its incoming
resources aiid applicatioii of resources, for th¢ yeai. then ended.
have been pi'operly piypared itt accordance wÈth Uiiiled Kingdoin Generally Accepted Aeeountiiig Practice,
includiiig Finan¢ial Reporting Standard 102 'The Financial Repoi'ting Stand￿'d applicable in the UK and
Republic of li'elai)d aiid
have been pi'¢paird in accordance with the requiirii)ents of the Chai'ities Act 2011.
Basis for oplnloii
We conducted oui. audit in accordance witli International Standa]'ds on Auditing (UK) {ISAs (UK)) and
applicable law. Our i'esponsihilities under those standards al'e furlh¥i' described in tlie Auditors, I'esponsibilities
fui. the audit of thc fiii8ncial staleinents sectioii of oui. repoi't. We are indepeiident of the cliai'ily in accoi'dailce
with tlie etliical I'equii'einents tlial al'e relevallt to our audit of tlie fiiiancial stateinents in tlie UK, includiiig the
F,RC's Ethical Standard, and we have fulfilled oui. otlier ed)ical ItgP()Iisibilities in accordance with tliese
r¢quii'ements. We believe that th¢ audit evidellce we have obtained is sutricient and appi'opi'iate to pi'ovide a
basi5 fov our opinion.
Conelusions relAting to going coneern
In auditing the financial slal¢ments, we l)ave concluded that the lyustees, use of th¢ going con¢crn basis of
accounting in th¢ pi'eparation of tlie financial slalcnients is appi'optriate.
Based on the work w¥ have pei'formed, we liave not ideiitified aThy matei'ial uncei'lainlics relating lo events oi.
conditiolls that, 11)dividually oi. collectively> may cast significaiit doubl on the charity's ability lo continu¢ as a
going concern for a period of at least twelve months fioin when tlie financial stateinents are authorised foi.
issue.
Oui. responsibilities and the responsibtlities of th¢ ti'ustees with respect to going ¢oncern &re described in the
I'elevant sections of this irport.
Page 8

REPORT OF THE INDEI PENDENT AUDITORS TO THEI TRUSTEES OF
SOUTH wfi,ST Essfi,X AND SEI TTLEMENT REFORM
SYNAGOGUE
Other information
Tl)e trustees al'e I'esponsible for Ilie oih¢r infoi'mation. The other infoi'nialion comprises the infoi'mation
included ii) the Aniiual Repoi'l. otl)er tl)aii the finaiicial statements and our Repoi't of tlie Indepeiident Auditors
Iher¢on.
Oui. opinioii on the finai)cial stateii)ents does not covei. the oth¢i' infoillnatioii and, except to the extent
otheiTrvise cxplicitly stated iii oui. I'eport, we do not expiess any fDI'm of assul'anee conclusioii thereoi).
In connection with our audit of tlie fii)ancial statements, our I'esponsibility is to l'ead tlie oiliei. infoi'mation 8nd,
in doing so, cottsider wlieiher ilie othei. information is Ina¢i'ially iiiconsistent with the fiiiancial statemeiits or
oui, knowledge obtained in tlie audit or oil)ei'wise appeal's to be materially ii)isslalrd. If we ideiitify gu¢II
matei'ial ineonsistencies oi. apparent material Inisstaleinents, we are required to detsi'mine whether this gives
i'ise to a material tnisstatement iii tlie financial slateinents ih¢niselves. If, based on th¢ work wc have
perfoi'ined, w¢ conclude diat thei'e is a matei'ial iknisstatement of this oihei. infoi'inatioii, we al'e i'equiied to
I'eporl tliat fact. We liavc noiliing to repoi't in this r¢gai'd,
Mxtters on which wt al'e required to reporl by exception
We l)ave notliing to Itpoi'l in respect of the following inattei's where tiie Chai'ilies (Accounts and Repoyls)
R¢gulations 2008 requii'es us to IEVlrt to you if, in oui. opinion..
the information givei) in Ihe Report of the Ti'usteeg is inconsisteiit in any material respect with tlie financial
slalem#nts' or
sufficient aeeountiiig reeovds have not beeii kept. (51.
the financial staleJncnL£ al'e not in agi'eemcnt witli the accounting r¢¥ords and IEturns' or
we have not received all the infoi'mation and explanations w¢ I'equii'e for our audit.
Responsibllities of trugte¢$
As ¢xplained more fully in the Stateinenl of Triist¢¢s' Responsibilities, the trnstees are I'esponsibl¢ for the
preparation of the financial slalements which give a 1]￿e and fair view, and foi. such intevnal control as tlie
trustees detei'inine is iiecessaiy lo enable tlie pi'eparation of financial statements that are free fi'om material
Inisstatement, whethei. due to fraud oi. ei'roi..
In pi'eparing tlie fiiiancial slat¢inents, the trustees ar¢ I'esponsible foi. a$S￿ing the ch￿'ity,S ability to contirtue
as a goiiig concern, disclosing* as applie8bl¢, matlei's I'elaled to going conceill and using die going coiiaeri)
basis of accounting Unle￿ the ti'ustees either intend lo liquidate tlic chai'ity or lo cease opei'atioiis, oi. have no
realistic alt¢i'native but lo do so.
Page 9

REI PORT OF THEI INDE4 PENDEI NT AUDrroRS TO THE TRUSTEEI S OF
SOUTH WII ST II SSF,X AND SETTLEMENT REFORM
SYNAGOGUE
Our responsibilities for the Rud%t of tbe financtHI statements
We have been appointed as auditors undei. Section 144 of tlie Charities Act 2011 and report in accordance witli
tlie Act and relevant regulatioiis Inade or having effeel tliei'euiidei-.
Oui. objectives are to obtain I'easonable assurance about whetliei. the financial stateinents as a whol¢ Éu'e fl'ee
th￿1￿ matei'ial Inisstateiiient, whetl)ei' due to fraud oi. ei'ror, and to issu¢ a Repoi't of the Independetit Auditoi's
tlial includes oui. opinion. Re&sonable assui'ance is a liigh level of assui'ancc, but is not a guai'aiil¢e that
audit Conducted in acooi'dance willi ISAS (UIC) will 21ways detect a inatei'ial misstatemeiit wl)en it exists.
Misstateinents can arise from fraud ov error and are considered Inaterial if, iiidividually or in the aggregate,
tli¢y could reasonably be expected to iiifluence the economic decisions of usel% taken on Ilie basis of these
financial stateineiits.
Irregularities, including fraud, ￿.¢ instances of non-¢ompliance with laws and I'egLilations. We design
pi'o¢edui'es iii line with our responsibilities, outlined above, to detect Inatei'ial misstatemei)t5 iii Yespect of
iryegulai'ities, including fi'aud. The extent to whicli oui. procedui'cs al'e capable of detccting irregulai'itie4
including fi'aud is detailed below..
We obtained an understaiiding of tlie legal aiid rcgulatory frainewoi'k applicable lo Ilie entity aiid liow the entity
is complyiiig witli that fi'amewoi'k by discu55ing with management and checking compliance with regulators.
A further descriptioii of oui. i'esponsibililies foi. tlie audit of tl)c financial statements is located on the Financial
Reporting Couiicil's website at www.frc.org.uwauditoi%i'espoiisibilities. Tl)is description foi'ms pait of our
Repoi'l of the Independent Auditors.
Use of our report
11)is I'epoit is made sol¢ly lo tE]e charity's trustees, a8 a body, iii accordan¢e with Parl 4 of the Cliarities
(A￿O￿nIS and Reports) Regulations 2008, Oui. audit work has been undei'laken so that we might state to the
chai'ity's tAJstees tliose illatlrt's we are I'equii'ed to state lo tliem in an auditoi's, I'cpaj't and foi. no other pui'pose.
To the fullest extcnt pei'niitted by law. we do not accept or ￿SuMe responsibility to ￿]yOne otlier than tlie
¢liarity and the charity's tiwstees as a body, for oui. audit woi'k. foi. diis repoit, oi. for the opinions we liave
foi'ined.
Pitstons & Jacksons Piu'lnersliip LLP
Statutory Auditors
F.ligibl¢ to act as an auditoi. iii tsi'in$ of Section 1212 of the Conipanies Act 2006
364 - 368 Cranbi'ook Road
Ilfoi'd
sex
IG2 6HY
Date..
Page 10

SOUTH WEST ESSEX AND SE￿L[LI￿ENT REFORM
SYNAGOGUE
STATEMLI NT OF FIIYANCIAL AC'I'IVITIES
FOR THE YEAR LNDED 31 DECEI MBER 2020
31.12.20
Total
ruiids
31.12.19
Total
funds
Unresti'icted Resti'ftcled
fund
fund
Notes
INCOMI AND ENDOWMEI NTS FROM
Donations 2nd legacie$
315,843
8,421
324,264
342,459
Other Iradiiig activities
Investnient income
2,731
50,532
49,111
49,111
Tolal
364,954
8,421
J73,375
395,722
Expfi NDrruRE ON
Raising funds
228,818
5,457
234,275
238,509
Charitable aetlvlties
Chai'itable Activities
91,995
91,995
105,843
Total
320,813
5,457
326,270
344,352
NEI T INCOttrlE
44,141
2,964
47,105
51,370
Transfers between funds
20
1S,S72
{15,572)
Net movement In funds
59,713
{12,608)
47,105
51,370
REI CONCILIATION OF FUNDS
Total funds brought forward
3,064,318
100,827
3,165,145
3,113,775
TOTAL FUNDS CARRIED FORWARD
3,124,031
88,219
3,212,250
3,165,145
Tlie notes foi-m pai% of tliese financial stateinents
Pagell

sourH WEI ST EI SSEX AND SEI TTLEt ME4 NT REFORM
SYNAGOGUE
STATEI [￿[1 NT OF FINANCIAL POSITION
31 Dll CEMBER 2020
31.12.20
31.12.19
Notes
FIXED ASSEI TS
liilangible assets
Tangible assets
13
14
1,787
2,971,267
1,052
2,929,697
2,973,054
2,930,749
CURRfi NT ASSETS
Debioi's
Cash at bank and in liand
15
30,381
266,341
261,277
296,722
292,388
CREDITORS
Amouiils falling due within oiie yeay
16
(54,701)
(44,851)
NET CURRETr4T ASSETS
242,021
247,537
TOTAL ASSETS LCI SS CURRENT
LIABtLITIES
331S,075
3,178,286
C.REDITORS
Amounts falling due aftei. InoiE than one year 17
(2,825)
(13,141)
LYET ASSII TS
3,212,250
3,165,145
The notes form pait of thcsc financial Statements
Page 12
coi)Linued...

SOUTH WEST Esslt X AND SEI TTLEMEI NT REFORM
SYNAGOGU
STATEMENT OF FINANCIAL POSITION - corltinued
31 DECEI MBEI R 202
FUNDS
Uiii'estricied fui)ds
Resti'icted fundg
20
3,124,031
88,219
3,064,318
100,827
TOTAL FUNDS
3,212,250
3,165,145
The financial statements wei'e approved by tlie Board of Ti'ugtees aiid authoi'ised for issu¢ on
and were signed on its belialf by..
Ti'ustee
Ti'ustee
Thc notes foi'iii pait of tliese financial statements
Page 13

SOUTH WEI ST ESSEX AND sri ￿LE1￿NT REFORM
SYNAGOGUE
NOTES TO THE FINANCIAL ST ATEMEI PITS
FOR THE YEAR ENDEI D 31 DEI CEI MBEI R 2020
ACCOUNTINC POLICICI S
Basis of pi'eparlng the financial $tateinents
The financial stateinents of the ch&i'ily> which is a public benefit entity undei. FRS 102, have beeii
pi'epaitd in ftccot'dance witli tlie Cl)ai'ilies SORP (Ftis 102) 'Accoiii)ling and Reporting by Charities..
Stateii)eiiÉ of R¢comiiiend¢d Praetice applicable to charities pi'eparing t]ieir accounts in accordwlce with
the Finan¢ial Repoiting Standai'd applicable in thc UK and Republic of Ireland {FRS 102) (effectiv¢ I
January 2019),, Fii)ancial Repoi'ling Staiidard 102 'The Fin￿l¢la1 Reporting Standard appli¢able in t17e
UK and Republic of Iirland, and the Chai'ities Act 201 l. Tlie financial gl&teiMents hav¢ been pi'epaird
undei. Ilie hi5toi.ical cost convei)tion.
Going coD¢ern and impact of Covid-19
Althoubl) the Syijagogue has been iinpacted by tlie Pandemic, the Boai'd of Trustees al'e confidettt to
liave suffi¢ient I'eseives, onguing IneAibei'ship subsci-iplions and a good tetkant to op¢i'ate foi. the next
twelve nionths, As a result of this, the accounts liave b¢¢n pi'epared on a going concern basis.
Income
All income is I'ecognised in the Slatemeiit of Financial Activities once the oh￿'11Y has entitlemenl to the
funds. it is probable tliat the incoin¢ will b¢ i'eceived and the amouiit can be measured i'eliably.
Expenditure
Liabilities are recognised as expenditure as soon as there is a legal or constru¢live obligation conimitting
the charity to that expendilui'¢, it is pi'obable that a transfei. of economic benefits will be required in
settlement and thc amount of the obligation Lan be Ineasui'ed Irliably. Expenditure 15 accnunted foi. on
&n acciiials basig and has been classificd undei. lieadings th8t aggregate all Cost relatcd to tlie category.
Whei'e costs cannot b¥ directly atti'ibuted to pai'liGula' lieadings they have been allocated to a¢tivities on
a basis coiisislent wtth tl)e use of I'esources.
Chai4t¥ble activities
Expenditui'e 1% a¢counted for on an acci'uals basis aiid has been classified under lieadittgs that 84ggregate
all costs I'elated lo that ¢ategory. Whei'e costs camol be dii'ectly atts'ibuled to parlieulai. headings th¢y
l)ave been all￿ated lo activities on a basis ¢onsisteiit with Ihe use of resources.
Religious books are written off in ihe ye￿. of purchase.
Rellgious 4rtef&cts
The synagogue has & nurnbei. of religious ai'l¢facts wliiGh aTe sliown as I'¢ligious 8ppurlenan¢¢s in note
14, fixed assets at residual value. Tlie iTr5urance value of thes¢ religious aitefacts are revi¢w¢d annually.
T4nglble r]xed assets
Depreciatioii is provided al tlie following aniiual l'ates in ordei. to wi'ile off eacli asset ov¢i' its estiniated
useful life.
Freeliold propeity
Se¢ui'ity) Fencing and Ligliting
Religious Appui'tei)&nc¢s
Fixlures and fkttings
Cotnputer equipment
not pi'ovided
I OG/o Oll Cost
not provided
200/0 on ieducing balaiice
200/0 011 reduciiig balance
P8ge 14
conliiiucd...

SOUTH ST ESSf4 X AND sE￿LEME4 INT REFORM
SYNAGOGUE
NOTES TO THE FINAf4CIAL ST ATII f%QENTS - continued
FOR THE YEAR EI P4DED 31 DECEI MBEI R 2020
ACCOUNTif4G POLICIES- Continued
Tangible fixed assets
Tangible fixed assets are capitalised at C051 or revaluatioii basis less aceumulated depi'eciaÉion and any
accuinulated impaii'inent losses. Histoi'ioal Cost includ¢s expendilui'e dii'ectly atti'ibulable to briiigiiig tlie
asset to the location and coiidition necessary for it lo be capable of operating in the mani)er intended.
Taxation
The charity is exeinpt fi'om tax on ils Ch￿'LtabI8 activities.
Fund accountillg
Unrestricted funds can be used in accoi'dance with the chaj'ilable obje¢tiv¢s at the diyeretion of th¢
tTu8lces.
Reslricled funds Gan only be used foi. particular I'estricted purposes witliin the obj¢¢ls of the charity,
Re811'ictions ai'ise when specified by tlie donor or when funds are raised for particular rests'icted
pui'w)ses.
Furt]ier explanatioii of the nalui'e and purpose of each fund is included in the notes to the ffftaneial
slatBinents.
DONATIONS AND LECACIES
31.12.20
31.12.19
Subsci'iptions
Donatioiis
Gift aid
269,272
10,572
44,420
269,463
25,397
47,599
324,264
342,459
OTHER TRADINC ACTIVITIES
31.12.20
31.12.19
Fundi'aÉsing events
2,731
Page 15
continued...

SOUTH WEST ESSII X AND SEI TTLEI MEI IYT REFORM
SY]YAGOGU
Tr40TES TO THf FINANCIAL ST ATEMENTS - contiiiued
FOR THE YEAR EI NDED 31 DLCEMBER 2020
INVESTMEI NT INCO1￿￿
31.12.20
31 12.19
Rent & service cliarge I'eceived
Donations foi. use of synagogue preinises
De￿51t ac¢ouiit intei'est
46,500
2,611
41,109
9,319
104
49,111
50,532
RAISING FUNDS
Raising donations legaci
31.12.20
31.12.19
Premises Upkeep
Office Costs
Finance Costs
Donation5
Affilialion F¢es- RJ
Sundi'ies
Office Staff Costs
Depi'eciation
Burial Costs- JJBS
Legal Costs
Auditurs Reiiiuneration
Support costs
25,823
6J51
1,163
31,201
1,589
2,470
179
41,258
2,278
45,565
7,054
52,753
8.735
5,040
40,387
38,347
512
47,575
15,074
50,102
4,732
4,800
39,796
234,275
238.509
CHARITAB￿ AcfiviTIES COSTS
Direct
Costs (see
note 7)
Chari(able Activities
91,995
Page 16
continued...

SOUTH WEST ESSII X AND SEt vfLELIIEI fiT REI fiORM
sYr4AGOGUE
NOTES TO THE FINANCIAL ST ATEMLNTS - ¢ontinued
FOR THE YEAR ENDED 31 DECEI MBER 2020
DIREI CT COSTS OF CHARITABLEI ACTIVITIES
31.12.20
31.12.19
Staff costs
Religioiis Services
Higl) Holy Day Costs
Security Costs
Education Youtli & Adult Study
78,991
8,180
82,571
1,158
4,327
3,474
14,313
1,463
3,361
91,995
105,843
SUPPORT COSTS
Other
Raising donations and legacies
39,796
Support costs, included i# Ili¢ above, al'e gs follows..
31.12.20
Raising
donulions
and
legacies
31.12.19
Total
activitics
Caretakers and CleaiieFs
Telephone
Printing, Postage & Stationery
Hii'e of Offic¢ Equipmetit
Hi&.h Holy Day Appeal
Jack Petcl)ey Award Schenie
Sefei. I'orah Repaii. fund
25,059
3,654
2,887
2,739
4,222
275
960
26,048
5,J34
6,392
2,813
39.796
40,387
Page 17
continued...

SOUTH WEI ST EI SSEX AND SEI TTLEMEIYT REFORM
SYNAGOGUE
NOTE( S TO THE FINANCIAL ST ATLMLNTS - Continued
FOR THE YII AR LNDID 31 DECEI MBEI R 202
TRUSTEEI S, REMUNFRATION AND BENEFITS
Thei'e were no Ii'ustees, I'eiiiuiieration or otlier benefits foi. the year ended 31 Deceinber 2020 nor for tlie
year ended 31 Decenibei. 2019.
Volunteers
The chai'ity is d¢pendeiit on the voluntary woi'k of the Iruslees in administeriiig its fuiids and many otliei.
aspects of Synagogiie working. As tliis work has i)0 quantifiable value this is not i'ecogniscd in tlie
financial statements.
Trustees, expenses
Theit wei'e no trustecs. expeiises paid for the year ended 31 December 2020 nor for the year ended
31 December 2019.
io.
STAFF COSTS
31.12.2
31.12,19
Wages aiid salaries
78,991
82,571
78,991
82.571
The average Inonthiy number of employee5 during the yeai. was as follows..
31.12.20
31.12.19
Ministei'ial
Administs'ative
Education and Youtli
other
No employees Irceived erLioluinents in excess of £60,00Q.
Page 18
continued...

SOUTH Wri ST EI SSEX APID Sri TTLEMEI NT REf4ORM
SYNAGOGU
NOTES TO THE FINANCIAL STATEME< liTS - contiiiued
ItOR THE YII AR ENDEI D 31 DECEI MBII R 2020
ki.
COMPARATIVES FOR THE STATEI MENT OF FINANCIAL ACTIVITIES 31.12.2019
Unresti'icted Restricted
fund
fuiid
Total
funds
INCOME AND ENDOWMENTS FROM
Dotvdtions and legacies
333,333
9,126
342,459
oihei. Irading activities
Investtiienl income
2,731
50.532
2,731
50,532
Total
386.596
9,126
395,722
EXPENDITURE ON
Raising funds
233,510
4,999
238,509
Charitable a¢¢ivilies
Charitable Actkvitics
105,843
105,843
Total
339,353
4,999
344,352
NET INCOME
47,243
4,127
51,370
Ti'aiisfers between funds
21,959
(21,959)
Net inovement in fund
69,202
(17,832)
51,370
RECONCILIATION OF FUNDS
Tot81 fvnds brought fonvord
2,995,116
118,659
3,113.775
T(yfAL FUNDS CARRIED
FORWARD
3,064,318
100,827
3,165,145
Page 19
continued...

SOUTH WEI ST EI SSEX AND SETTLEM￿4 IYT REI FORM
SYNAGOGUE
NOTES TO THE FINANCIAL STATEMfi,Trrrs - continued
FOR THE YEI AR EI NDED 31 DECEI MBER 2020
12.
Kri Y LIIANAGEI MENT PLRSONNEL
The trustee5 ¢onsider theinselves to be die key Inanagement petEonnel in a¢¢oi'dan¢¢ witli the
Synagogue's ¢onstitution.
13.
Ir4TANCIBLE FLYED ASSCt TS
WebsÈÈe
cogr
At l Januaiy 2020
Additions
3￿72
1,195
At 31 Decembcr 2020
4,767
AMORTISATION
At l Januai'y 2020
Chai'ge for year
2,520
460
At 31 Decen)bei- 2020
1,980
r4ET BOOKVALUE
Al 31 Decembei. 202Q
1,787
At 31 Decembei. 2019
1,052
14. TANGIBLE FIXED ASSETS
Secui-ity,
Fencing
Freehold
property
Religious
Ligliting Appurtenances
COST
At l Januaty 2020
Additioiis
2.900,00
43,559
7,535
At 31 Decembei. 2020
2,900,000
43,559
7,535
DEPREI CIATJON
At l Januaiy 2020
Chai'ge foi. year
43,164
395
3,989
At 31 Deceinbei. 2020
43,559
3,989
NET BOOK VALUE
At 31 Deceinbei. 2020
2,900,IN)O
3,546
At 31 December 2019
2,900,000
395
3,546
Page 20
oontiniied...

SOUTH WEI ST ESSEX AND SEI TTLEMENT REFORM
SYNAGOGUE
NOTLI S TO THF. FINANCIAL STATEMII NTS - coiitinued
FOR THE YEAR ENDED 31 DCI CEMIILR 2020
14. TANGIBLE FIXED ASSETS- ¢on¢inued
60th
Annivei'sary
Torah
Scroll
Fixtures
and
rittings
Computer
equipm¢nt
Totals
COST
At l January 2020
Additions
51,778
55,104
24,000
10,757
120
3,037,629
55,224
At 3 l December 2020
106,882
24,000
10,877
3,092I53
DKPRKCIATION
At l Januai'y 2020
Chai'ge for ye￿.
47,335
12,131
3J60
960
10,084
168
107,932
13,654
At 31 Decembei. 2020
59,466
4￿20
10,252
121,586
NF,T BOOK VALUE
At 31 December 2020
47,416
19,680
625
2,971,267
At 31 Decetnber 2019
4,443
20.640
673
2,929,697
We have changed the basis of our &¢counting policy and have now Inoved lo a valuations basis for the
fi'eehold property, The huildings were last p¥ofessionally valu¢d by B Bailey & Co Ltd, Chai'tered
Surveyors and Valliers on 2 July 2018. The valuatinn was based on tlie cosl of acquiring a similay
pi'opei'ty, as tliei'e is a resÉi'icliv¢ covenant in place on the land. Tlie liistoi-ical cost af tlie fi'eehold
property was £945,669 with hisloi'i¢ depi'eoiatiork of £148,002. The Trustees are of Éhe opinion that tlie
valuation a￿ve faii'ly reflects tlie curi'ent n)arket value of the buildings. Tlie buildings u&¢d by the
chai'ity have not been d¢preciated as the tiwtees consider their usefiil life to be in ¢xcess of 100 yews
and the dcprcciation cliai'ge is therefore coiisideied to be immatei'ial.
15. DEBTORS: AMOUNTS FALLING DUIC WITHIN OF4E YEAR
31.12.20
31.12.19
Trade debtors
Other debtors
Pi'cpayiiients and accrn¢d income
14,023
lJ,515
4,843
12,350
13,168
5.593
30,381
Page 21
coiitinued...

SOUTH WEST SSEX AND SETTLCMEfiT REI FORM
SYNAGOGUE
NOTES TO THE FINANCIAL ST A'I'LMEI NTS - contiiiued
FOR THE4 YEAR ENDLD 31 Dri CEMBEI R 2020
16.
CREI DITORS: AMOUNTS FALLING DUE WITHIN ONEI YEI AR
31.12.20
31.12.19
B2nk loaiis 2nd ovei'di'afts (see nole18)
Ti'ade ci'editoi's
Otlier ci'editoi's
10,000
10,693
34,008
10,000
9,744
25,107
54,701
44,851
Contiiigent Llabillty
Thei'e is a contingent liability to Refoi'in Judaism (RJ) in Ilie suin of £53,349 wliich would crystallise
should the Syiiagogue leave tlie Movem¢iit fol Reforin Judaism.
CREDITORS: AMOUTr4TS FALLING DUE AFTEI R MORE THAN ONEI YEI AR
31.12.20
17.
31.12.19
Bank loans (see note 18)
2,825
13,141
SECURED DEBTS
The ohai'ily's bank bori'owing is secured by a bank security ovei. the freehold pi'opei'ty sl)own in the the
accounts.
18. LOANS
An analysis of the Inatui'ily of loans is given belaw..
31.12.20
11.12.19
Amounts falling due within one year on demaiid..
loans
ID,000
10,000
Aillounts falling between one and two yeai's..
Bank loans- 1-2 yeai's
2,825
13,141
Page 22
coiitinued...

SOUTH WI4 ST FSSEI X AND SE( TTLEMENT REFORM
SYNAGOGUE
NOTES TO THE FINANCIAL ST AI'LI MEI NTS - coJ)tinued
FOR THE YEAR EF4DCD 31 DEI CEI MBEI R 2020
19. ANALYSIS OF NKT ASSETS BEI TWEEN FUf4DS
31.12.20
Total
funds
31.12.19
Total
funds
Unreskn'ict¢d Restricted
fund
fund
Fixed ￿Sets
Cui'i'ent assets
Curi'ent liabiltties
Long term liabilities
2,973,054
208,503
(54,701)
(2,825)
2,973,054
296,722
(54,701)
(2,825)
2,930,749
292,388
(44,851)
(13.141)
88,219
3,124,031
88,219
3,212,250
3,165,145
20.
MOVEMII IN FUNDS
Net
niovement
in funds
Transfers
between
funds
At
31112120
At 111120
Unrestl'ieted funds
Gen¢rul Cund
3,064J18
44,141
IS572
3,124,031
Restricted funds
Resti'icted Funds
100,827
2,964
(15,572)
88,219
TOTAL FUNDS
3,165,145
47,105
3,212,250
Nel movement in funds, included in the above al'e a5 follows:
Incoining
i'esoulces
Resoiii'ces
cxpended
Movement
in funds
Unrestricted funds
Genei'al lund
364,954
(3211,813)
44,141
Reslrieted funds
Restricted Furkds
8,421
(5,457)
2,964
TOTAL IPUNDS
373,375
{326,270)
47,105
Page 23
continued...

SOUTH WEST EI SSEI X AND SEI TTLEMENT REI FORM
SYNAGOGUE
NOTEI S TO THE FINANCIAL STATEMEI NTS - coiltinued
FOR THE YEAR IINDEI D 31 DECEMBEI R 2020
20.
MOVKMEI NT IN FUNDS- continued
Compai'atives for niiivement in funds
Net
IT)oveinent
in funds
Transfei's
betweeii
funds
At
31112119
At 111119
Unrestricted fu￿d8
Genei'al fund
2,995,116
47,243
21,959
3.064,318
Restrlcted funds
Resti'icted Funds
118,659
4,127
(21,959)
100,827
TOTAL FUNDS
3,113,775
51,370
3,165.145
Compap4tive net Inovetnent in fuiids, included in the above a]E as follows..
Incoitjing
resoui'ces
Resoui'ces Moveinent
cxpended
in funds
Unycstricted funds
Genei'al fund
386,596
(339,353)
47,243
Restricted funds
RestriGled Funds
9,126
(4,999)
4,127
TOTAL FUNDS
395,722
(344,352)
51,370
Page 24
continued.

SOUTH WEST SSEI X Af4D SETFLEMEI NT REI FORM
SYNAGOGUE
NOTEI S TO'I'HE FINANCIAL STATEI MENTS - eoiitiiiued
FOR TIIE YEAR ENDED 31 DEI CEMBER 2020
20.
MOVEMENT IN FUNDS - contintted
At 01.01.20 Net Movements Transfer8 As 3A.12.20
Unrestrieted Funds
General fund
Legaoies and bequests
Revaluation Resei've
1,066,131
1,000
1,997,187
44,141
15,572
1,125,844
1,000
1,997,187
3,064,318
44,141
15,572
3,124,031
Restricted Funds
Special bui'icd fund
Chai'ilable trust fund
Tuesday club fund
Bluemenihal pi'ize fund
Kiasnadoi. fund
B'#el T()rah scheme
Education and youili
Higji Holy Day appeal
Israel Action Gi'oup
Building fund
Commuiiily and Youth
Jack Pelchey Awai'd Scheiiie
Security fund
Torah Scroll fund
Sefer Toi'ali repaii. fund
Hai'ry Jassby Gi'ave Maintenance
fund
Handrails Pi'ayey Hall fund
Defibi-illator fund
General Refurbishtnent pi'ojec¢
Car park I'eseive fund
Miriam Landsman prize fund
25,000
417
1,357
490
245
7,160
722
13,888
625
2,290
4,510
6,909
395
20,640
5,596
6,890
31,890
417
1,357
490
245
7,160
722
16,200
625
2,290
4,510
6,884
2,312
(25)
467
960
(960)
(862)
(21,600)
4,636
210
3.929
210
3.929
1,444
120
90
1,564
5,000
5,000
100,827
2.964
(15,572)
88,219
TOTAL FUNDS
3,165,145
47,lOS
3,212,250
Page 25
coiitinued...

SOUTH WEST SSEI X AND SEI TTLEMEI NT RE4 FORM
SYNAGOGUE
NOTES TO I'HLI FINANCIAL STATEMENTS - continued
FOR THI YEAR EI NDED 31 DEI CEI MBER 2020
20.
Movfi MENT IN FUNDS - continued
r4el movemeiit Iii funds) included In the above as
folloivs:
31.12.2020
llleoming
Resourees
31.12.2020 31.12.2020
Resoui'ce5
Exiiended
Movenieiit
In funds
Unyestyicted fiund$
Ceneral Fund$
364,954
(320,813)
44,141
Restricted Funds
Gei)eral RefuTbislunent fund
Cai. Pai'k Resei've fund
High Holy Day appeal
Jack Petcliey Award Scheme
Security fund
Sefei. Torali repair fund
Torah Seroll fund
120
90
6,534
250
467
120
90
2,312
(25)
467
(960)
96Q
(4,222)
(275)
{960)
960
8,421
(5,457)
2,964
TOTAL MOVFMENf OF FUNDS
373,375
(326,270)
47,105
Restricted fuuds
Restricted funds are funds donated, or sel aside foi. specific educational or religious pi'ojects sucli as the
the Han'y Jassby Grave Maitttenance Fund oi. th¢ repairs of the sifrei toixh fund. The Special Burial
Fund Tepresenls payments of ov￿.age fees by menibers, to be iitilised at Ilieir futui'¢ bui'ial.
The Secw'ily Fund consists of donations fi'om a mcmbei. and CST lowai'ds the ercction of secuvity
feiicing and gate and a new CCTV system, less accuniulated depi'eciation to date. Tlie Toi'ah Scroll
fuiid consists of donations from the membeiEliip to purchase a iiew Toi'ah Scioll foi. the Synagogue's
60th Anniversary* less accuniulaled deprecialioii lo d&te. The Hi¥] Holy Day appeal fund ¢on)prises
doiiations froin the meillbei'shipi for tlie annual appeal for sp¢¢ific selected charities.
The ts?iisfei' between funds I'eptrgeiits..
Ti'ansfer to the Special Buillal Fuiid of £6,890 to agi'ee the cari'ied fonvard balatioe at the yeai. end.
Page 26
continued..

SOUTH WEST ESSEI X AND SETTLEMEI NT REI FORM
SYNAGOGUE
NOTES TO THL FINANCIAL STATEMEI NTS - eoiitinued
FOR THI YEAR ENDED 31 DECEMBER 2020
21. RKLATED PARTY DISCLOSUREI S
Tl)e synagogue is a constituent niembei. of th¢ Moveiiient for Refoi'n) Judaisni, toi. which it pays a
Inembership levy. The levy due for 2020 was £38,347 (2019 £41,258) of wliicli it owed the Movement
£1,.959 as al 3 1st December 2020 (2019- £1,959).
The synagogu¢ has entei'ed into a conti'act with the Jewisli Joint Burial So¢iety. The syiiagogue collects
bui'ial fees fiom its membei's and pays thes¢ to the Burial Society. In I'etui'n, the Burial Society pi'ovides
a coinpi'ehensive funei'al services.
Page 27

SOUTH WEST fssEI X AND SETTLEMENT REI FORM
SYP4AGOGU
DET AILED STATEI MENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDII D 31 CEMB£I R 2020
31.12.20
31.12.19
INCOME AND ENDOWMEI NTS
Dongtitsns and legacie5
Subsei'iplions
Donations
Gift aid
269,272
10,572
44,420
269,463
25,397
47,599
324,264
342,459
Other tradlng activities
Fundi'ai.ging events
2,731
Investment incoille
Rent & sci'vsee chai'ge received
Donations for use of synagogue premises
Deposit aceount interest
46,500
2.611
41,109
9,319
104
49,111
50,532
Total incoming resour¢es
373,375
395,722
EXPEP4DITURE
RaiAiMg donations alld legacies
Pi'cniises Uplceep
Offi¢e Costs
Finaiicc Costs
Donaliuns
Affiliation Fees - RJ
Sundries
Office Staff Costs
D¢preciation
Bui'l81 Costs- JJBS
l.egal Costs
Auditors Remunei'alion
25,823
6J51
1,163
31,201
1,589
2,470
179
41,258
2,278
45,565
7,054
52,753
8,735
5,040
3&347
512
47,575
15,074
50,102
4,732
4,800
194,479
198,122
CliaritAble &ctlvities
Wages
Cari'ied forward
78,991
78,991
82,571
82,571
This page does not form part of the statutory financial ststemertts
Page 28

SOUTH WEI ST EI SSEX AND SEI rrLEMENT Rfi FORM
SYNAGOGUE
DETAILEI D ST ATfi MENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 DEI CEMBfi R 2020
31.12.20
31.12.19
ChAritable aetivitie5
Brougiit foi'waid
Religious S¢rvices
High Holy Day Costs
Secuj'ity Costs
Edu¢ation Youth & Adult study
78,991
8,18
82,571
1,158
4,327
3,474
14,313
1,463
3061
91,995
105,843
Support costs
Otl)ei'
Caretakers and Cleanei's
Teleplione
Pvintin& Postage & Stationei'y
Hii'¢ of 0￿]ce Equipment
High Holy Day Appeal
Jack Petchey Award Scheine
Sefei. Torah R¢pair fund
26,048
5,134
6,392
2.813
3,654
2,887
2,739
4,222
275
39,796
40,387
Total resources exp¢nded
326,270
344,352
Net income
47,105
51,370
This page does not foi'm pal't of the statutoiy financial stacenicnts
Page 29

36
COVID COMMUNITY UPDATE
This has been an incredlbly hard time, We have lost too many members, and family and
friends of members, to covid and so many people have hit difficult time5, physically, financially
and emotionally. l am immensely proud that as a community we stepped up to the mark when
Covid hit and on behèlf of Council l offer thanks to you all, We have become stronger as
community that cares for each other.
Back in March 2020, when the first lockdown came, Council took several actions, All our
services and activities moved online and we emailed all members with covid-19 updates,.
telephone anyone without an email address. We asked you if you would be willing to
participate in a phone tree so that we could ensure we were in touch wlth all our members,
and 69 of you came forward to take this on. With just over 700 households, that meant that
each volunteer had about ten members to ring. The aim was the all members would recelve a
phone call once a week. Although sadly but perhaps inevitably we didn't manage to reach
every member, the very large majority of members were contacted and phone calls contlnued
where needed through the next months.
Council has been working hard throughout the pandemic and has had regular covid update5 to
implement actions required. We unfortunately saw a drop In income as our short term lets
were no longer able to use the building and we furloughed some staff.
However, we
succe55fully applied for a National Lottery Grant to support the work of Claire Hartley, our Care
Co-ordinator. Led by Claire, our volunteers supported members who needed additional help
with shopping etc. Although some of the phone ca115 dropped off, Claire made sure members
received a phone call for Rosh Hashanah and organised phone calls to older members for
Chanukah, She also arranged for Chanukah gifts/package5 for older members and for children.
With Rabbl Lisa, Claire has organised regular check-ln and chat sessions on zoom.
The off ice was closed, with Deborah Roos and Janlne Robbins working from home and all
meetings took place remotely: many thank5 to the Deborah and Janine for the splendid job
they have done in continuing to support SWESRS through the challenges of remote working.
Bnei Mitzvah classes were cancelled for a short time, but thanks to the hard work and
commitment of Devorah Levy they began again online. In Aprll 2020, and agaln in April 2021,
our communal seder was held by zoom with great attendance. In July 2020 we sent a covid
update letter to all members, sadly advising them that we would not be able to open the
building for the High Holyday5. We also advised members that we would not be able to hold
an AGM in summer 2020 as we were not yet in a position to manage this by zoom, including
online votin& which was later Introduced.
Services morphed very successfully to zoom, thanks to the hard work and commltment of
everyone involved, and continue equally successfully. Indeed, this opened up services to
people who would not otherwise have been able to get to shul and have Set us a model for the
future in developlng hybrid servlces. Levoyas and shivas took place on zoom as we aimed to
support our members as best we could. Protocols for our procedures and practices were
written and a full risk assessment was completed, wlth slgnage and one-way sy5tem5 Put in
place. We purchased PPE, including a supply of masks, and vinyl gloves as well as sanitiser5
and a thermometer for use on our return.
Most Sunday@SWESRS sessions were cancelled although student rabbi Tali ran some sessions
by zoom on Sunday afternoons and Learn to Leyn and Access to Judaism recommenced via
zoom.

37
The Social and Community Group have been highly successful in running events on zoom and
my thank5 to all the group for their hard work and initiatives. The Lunch Club reconvened as
'Tea@2' running fortnightly and deliverlng home-made cake to people who sign up to join a
chat and talk event. Very many thanks to Nina Young and to all her team for their incredible
commStment to keep this going.
As S write this we have just passed the 19th July and the end of lockdown, and we are getting
ready for a safe return to shul. We have prepared clear guidelines for anyone entering the
bullding and l<now that many of us are looking forward to returning to SWESRS. Council is
indebted to so many of you, our members, who have kept U5 together as a community, even
when apart, and have been so willing to implement change where needed. We don't know
what the fijture holds or if other lockdowns will come. However, we do know that as
community we care about each other and will do all we can to keep each other safe,
Sue Jackson
Vlce-chair 5WESRS

38
ALONIM
You may have noticed that the Alonlm has continued to be produced in-house and has mainly
contained the Rabbi's article along with the personal announcements, the odd artlcle and
details for upcoming events. It is mainly dSstrSbuted now via email with just over 100 copies
being mailed out to those members who do not have no email or find it more difficult to
access.
However, we now have Melissa Davis worl(ing on collating copy via the office, with Beverley
Barasch offering her time to proof read and the talents of Ramona Mason setting the Alonim
once again, So we hope that the latest issue of Alonim will be the start of more exciting and
fuller Issues.
We need you to help us by supplying articles that will be of interest to others. We plan to have
3 issues of Alonim each year to coincide with Chanukah, Pesach and Rosh Hashanah. If we have
enough content we may also produce some Alomin Lite inbetween.
Deborah Roos
Office Manager

39
CATERING TEAM
Because of the exceptional clrcumstances In which we have been living since March 2020,
this Report will cover the period from July 2019 up till now.
The perlod from the second week of July 2019 through to the first Covid lockdown in March
2020 was extremely busy and successful thanks to the sterling efforts of everyone in the
Catering Team.
Activity encompassed..
al Providing extended Kiddushim following 6 Barmitzvahs, with catering for upwards of
150 people on three occasions, the largest being for 210 people.
bl Providing Celebratory Kiddushim to mark special Birthdays, Anniversaries, etc. for
approximately 60 people on 8 occasions.
cl Providing Lunches following l(ol HamSshpachot Services on 5 occaslons.
dl Providing Torah Lunches on 2 separate occasions aside from when these coincided
with speclal Kiddushim.
el Arranging a rota of help to set out Kiddushim for regular Shabbat Servlces, and for
volunteers to make cakes for these Kiddushim.
fl A number of one-off events, including the provision of apples and honey following
the Rosh Hashanah Services, holley cake and water for people to break the Fast post
Yom Kippur, a Simchat Torah High Tea, setting up a refreshment stand for light
lunches, cakes and drink5 during the Chanukah Fayre on IS December.
In stark contrast, ally productivity assessment for the period from March 2020 to August
2021, would almost have earned us 'nul points, for effort, a5 all catering activity had to
cease because of pandemic safety restrictions. That IS Wlth the one exception of the special
Kiddush following Rabbi Lisa's very special and memorable Final Service on 22. May 2021.
Attendance in Shul was limited to 60 people because of the need for social distancing and
catering was also organi5ed on a socially distanced 'take-away' basis with Individual sealed
boxes containing refreshments being given to everyone who then, in the main, gathered in
the open air on the Shul forecourt.
It was agreed that no further catering or provision of communal Kiddushim would take place
until the Autumn. How this will pan out remains to be seen.
The much-loved and regular meetings of the Tuesday Lunch Club, under my watch since
th
January 2017, had almost reached its 100 SOUP• jacket potato with toppings and salad, tea,
cake and fruit plus Speaker session at the end of March 2020, when just after Purim, Life
turned seemingly inward for everyone. The priority was to keep all our members, the
malority of whom are very senior and vulnerable, safe, 50 all further Lunch Club meetings
were suspended. Little did we realise the how long that would lastl
Several weeks later, once Zoomed Shabbat Services had started, it might have been Rabbi
Lisa, Claire Hartley our Care Co-ordinator who had just taken up post at SWESRS when the
pandemic started, or Debz our Administrator - I cannot claim any credit - who suggested
that maybe some form of meeting could be held via Zoom, at fortnightly intervals on a
Tuesday afternoon, so that at least a proportion of our Lunch Club members, those who
were confident at using the internet, could meet virtually. A 2.00pm start was suggested.
Then came the proposal that the wonderful group of volunteers who'd regularly helped wlth
Lunch Club might make and deliver pieces of cake to all the Lunch Club regulars, irrespective

40
of their ability to join the Zoomed sesslon. Cake to be eaten lif it lasted lon8 enou8hl with
cup of tea people would make for themselves- hence T@2 was bornll
This initiative ha5 been very much appreclated. Our first Zoomed session was held on 23rd
June 2020 and regular fortnightly sessions have taken place Since then, culminating with the
last meeting of this summer on 20 July 2021, A wide variety of presentations, ranging from
a selection from a collection of weird and wonderful Victorian and Edwardian gadgets to the
history of early Jewish immlgration to North America plus quizzes and entertainers, has
intrigued, Snformed and entertained our participants. There are always people who cannot
'attend' on a given date for one reason or another, but there has generally been a regular
take-up of around 20 plus people.
Whilst, sadly, a number of Lunch Club regulars were unable to take part, despite our best
efforts to explain and encourage people in zooming, we have been joined by a significant
number, who can cope with computers, whose frailty and mobility problems meant that
they would not have been able to travel to SWESRS, had that been allowed.
So Zoom has played a crucial part in keeping so many of us connected. We have found that
once people have become confldent in this virtual settinE, the friendly exchanges and
conversations amongst the group have become relaxed and warm almost as if people are
together in a sitting room I
With this In mind, our planning for the new future seeks to malntain the inclusivity of our
membership as much a5 we can. The SWESRS Function Hall, where live Lunch Club has
taken place is to be equipped with the technologyi including large screens, to allow live
speakers to be 'zoomed out, to those who cannot get to SWESRS, or 'zoomed in, if the
speakers live too far awav.
Providing it is deemed safe to do so and that all participants will have received both anti-
covid jabs, we plan to re-start LUNCH CLUB LIVE on TUESDAY, 5 OCTOBER with Lunch served
at 12.15pm in the SWESRS Function Hall. The Speakers will start from 1.30pm, to allow
those using Zoom las for T@21 to join the session from 1,20pm. The afternoon will end
between 2.15 and 2.30pm. For those attending at SWESRS, the cost for the lunch will be
£6.00.
We really look forward to resumln& to meeting agaln with previously regular members, to
welcomlng people who have never been before, and also maintalnlng connections wlth
those who can particlpate only on Zoom.
We reali5e there may be teething troubles, and numbers may be small at flrst, but we will
do our very best to rise to the challenge of this new 'hybrid normal,.
Nina Young

41
COMMUNITY CARE TEAM & CARE COORDINATOR
The Care Team meets roughly every 8 weeks, and it is a good opportunlty for us all to catch
p, share any thoughts and for the Care Coordinator to thank the team for their
commitment to our community.
In recent months, some less active or non-active members of the Care Team have reslgned
due to personal commltments and so we now find ourselves with approximately 15
dedicated members who all play a vital role in the success of the committee and In
supporting their fellow members.
The Care Team carries out a number of important roles within the community includlng the
following..
Calling members at the time of Yahrzeit to W15h them 'long life,
Phoning members aged 85+ around 3 times a year
usually at Rosh Hashanah,
Chanukah, Pesach
Sending birthday card5 to members aged 80+
Keeping in regular phone contact and visiting members who are partlcularly lonelv,
isolated or vulnerable
Keeping the Care Coordinator and SWESRS offlce updated regarding any concerns
they have regarding their fellow members.
Cornmunlt Care Coordinator
Firstly, as you will all be aware l am leaving SWESRS to go on maternity leave in September,
and I would like to thank Council and Office Team for their support in my time as Care
Coordlnator at SWESRS,
The past 18 months have certainly been difficult and challenging for u5 all and I don't thlnk
that any of us could have imagined the impact that this time has had on our members - so
many members lost, issues around poor health and impacts on mobility, loss of
independence in many cases and the toll of loneliness and isolation which has been felt by
so many.
The main element of my role has been providlng pastoral support, which ensures that
members of our community who are the most vulnerable are sign posted to relevant
servlces and which hopefully alleviated some of the workload from Rabbi Lisa.
l inherited the Phone Tree which was set up in March 2020 and was a great Success, More
than 100 volunteers came forward to support their fellow members by way of maklng
befriending phone calls and also practical help with grocery shopping and collecting
prescriptions etc. Some of these relationships continue today as frlendships have been built.
The Phone Tree has also provided me a small pool of existing volunteers who are willing to
call members most in need of support and during the high holy days etc.
During the past year, we have seen the success of Tea@2 which has been the online
replacement of the Tuesday Lunch Club and has been really wonderful at keeping us in
touch with our members and them engaged wlth the community, but l am sure that we are
all really looking forward to the return of the Tuesday Lunch Club 'ln person, this Autumn.

42
We also have Check in and Chat - every Thursday afternoon from 3-4pm, which is a general
chat session for members to reminlsce and discu55 topical issues. There isn't a huge number
of participants- Usually around 6 every week, but the regulars really enjoy the conversation
and attend weekly. This Is so important as many members find themselve5 lonely and
socially isolated.
We have added 'Down Memory Lane, to our schedule, which is a monthly reminlscence
session led by Eleanor Bloom and a weekly Spanish class led by Raina Dalton
I have really loved my time at SWESRS and hope that we will continue with our aspirations
to be a caring community, particularly given our ageing demographic and the ongoing
effects felt by the pandemlc.
Claire Hartlev
Community Care Coordinator

43
EDUCATION & YOUTH
The content of this report Is very different to previou5 reports on SWESRS Education and
Youth activities.
Our physical in-person activities stopped around 19 months ago and we move these to
wherever possible online.
Our B'nel Mitzvah programme transitioned very well to online and I must express our
gratltude to Devorah Levy for all her hard work to make thls happen so quickly and highly
professionally.
Alongside our B'nei Mitzvah programme, we held our Friday night chavurah services, Youth
Shabbat services and some activities.
One of our great successes has been our Peer Mentors initlative pioneered by Rabbi Lisa, it
is fantastic to see so many staying involved and actively helping our next youth cohort who
are about to take their own B'nei Mitzvahs.
Now we are planning for transitioninE some of our activitles back to physlcal meetups as
well as keeping some online activities for the Winter term of the B'nei Mitzvah programme.
We are working with Student Rabbi Lev to rebuild our youth provision,. we have some
exciting plans going forward watch out for more details as these are finalised.
We feel this seems the ideal tlme to restart our Education & Youth. support
committee/group and welcome anyone interested to join it. The commitment level Is as
much as you can give - feel free to Speak to me or Lev if you are interested.
Sue Terpllowskl OBE
Educatlon & Youth Lead

44
Rabbinic Recruitment and Listenin
Pro'ect U date
The pandemic has been a very hard time for so many and has caused many of us to pause
and reflect on our priorities. It was wlth sadness, although with complete understanding,
that we learned that Rabbi Lisa had decided to leave SWESRS and to return to her family in
her home city of Manchester and to aim for a more sustainable worklllfe balance.
A Rabbinic Recruitment Group wa5 established to manage the recrultment and selection of
a new Rabbi and the Listening Project Group took this as a good opportunity to explore with
our members what it is that we hope to focus on In the future. So began a communlty wide
consultatlon to explore what is Important to us at SWESRS and what we were looking for in
a new rabbi.
A questionnaire wa5 sent to all members, both electronically and by post.
Around 25% of our members were invited to participate In focus groups by zoom.
Some people were invlted by category (for example new members, older members,
teenage members, bnei-mitzvah families, those aged 30-50 etcl; whi15t others were
invited by p05tcode leg Ilford, Brentwood, Romford etcl.
An Open Communlty Meeting was held by zoom so that participants could..
Find out how we plan to recruit for a new Rabbi
Learn the ways in which we will engage in communlty consultatlon
Share with other5 in breakout rooms what is key for us in recruitinB a new
Rabbi
Hear from other members what they would like to have in a new
appointment
Discover what happens next
Key stakeholders leg choirmasters, office staff, teachers, life vice-presldents etcl
were invited to present a paper to and/or attend a meeting with the Rabbinic
Recruitment Group.
l am very grateful to everyone who particlpated In our community consultations, whether
that was by completing a questionnaire, taking part In a focus group meeting, coming to our
community open meeting or presenting a paper to the Rabbinic Recruitment Group. Many
thanks too to the members of the Listening Project who led the focus group discussions:
feedback from the consultations was invaluable,
Questionnaires: Members overwhelming believe that the Rabbi should be our splritual
leader, providing a spiritual and moral lead to the community, playing a leadershlp role in
religious services, leadlng on and developing the area of ethics. Most members rated their
own Jewish identity very highly and the majority of respondents observe Shabbat and many
Jewish traditions at home. The most valued activlty within the synagogue is Shabbat
services. Member5 see pastoral work as one of the key areas of the new role, with the
highest score given to 'supporting the bereaved, which rated very highly. Likewlse the
hlghest score for lifecycle events was support at funerals and shivas,. although working with
bnei mitzvah families also Scored very highly. The words seen most often In describing
what people want in a Rabbi are warmth, compassion, kindness and empathy.
Focus groups and stakeholder consultations.. Members are proud to belong to SWESR5
because they see us as welcoming and inclusive and are especially proud of the ways In
which we have 5UPPOrted members during this pandemic. For example, members were
'very proud of how well and how quickly SWE5RS embraced technology to be able to offer

45
services - religious, cultural and social - on Zoom, and how well we are supporting members
through our phone tree, our volunteers and our Care Team. Members also said that they
were proud of SWESRS, role In developing Reform Judaism, citing thls as the reason they
joined the shul. Hopes and concerns were two sldes of the same coin, with a very strong
wish that over the next three years we develop ways to include and encourage younger
members and mixed faith families, and a concern that without this our elderly community
will dwlndle. In making a new rabbinic appointment the overwhelming hope was to secure
the future of SWESRS by recruiting younger families and developing community outreach
whilst recognising that an incoming Rabbi would also need to be 'caring and supportive of
our unique community, and would celebrate inclusivity. As one respondent stated, we hope
to find 'someone who is invested in the SWESRS community and feels at home with u5.
Someone who will embrace what we as a community have to offer and build on It,.
Open Meeting.. Those attending the Community Open Meeting agreed that it is really
important that a new Rabbi finds ways to reach out to younger member5, to mixed-faith
families and to unaffiliated Jews. In doing so, there should be an emphasis on Reform
Judaism and what it ha5 to offer. Members are generally willing to accept job shares as long
as the tasks are discretely defined. With regard to services, members feel that it is good to
embrace different ways of praying and different musical experiences in services. The Rabbi
is the spiritual and religious leader and needs freedom to introduce different forms of
servlces: as Reform Jew5 we should welcome dlfference and have alternative space5 for
different ways of praying. There was a general, but not unanimous, view that services
exploring particular themes and social issues should be welcomed. Members hope that our
new Rabbi will become an integral part of the SWESRS community, and will be dynamic and
innovative, embracing technologies and finding ways to tal(e us forward with new strength
and enthusiasm.
Armed with this Information, the Rabbinic Recruitment Group began the Search for a new
rabbi for SWESRS. l am extremely grateful to members of the Rabbinic Recruitment Group
who put in so much effort to learn from the feedback and to take us through the process of
recruitmellt and appolntment of a new rabbi and to the interview panel, who did such a
sterling job.
We were absolutely delighted to appoint Rabbl Jordan Helfman as our new Rabbi. Rabbi
Jordan is currently Associate Rabbi at Holy Blossom Temple in Toronto and will be joining us
on I, January 2022. In the meantime, he 15 Starting to get to know us, participating in
Councll and other meetings and some services by zoom. Rabbi Jordan says:
l am very much looking forward to continuing myiourney with the SWESRS
community. I know there are so many stories of love and affection for the
SWESRS community- some tied to the music and worship - others to the legacie5 of
the Settlement Synagogue and SWERS- and still others to the personal leadership of
Rabbi Lisa and others that have come before me. I look forward to learning your
storie5, as we help draw each other closer to Progre551ve Judaism, the rhythms of
Jewish life, and all of the sorrows and loys contalned within a thriving Jewish
community.
We were also delighted to welcome Student Rabbi Lev Taylor to SWESRS. We are delighted
that in addition to hls studentship from Leo Baeck College, Student Rabbi Lev also accepted
an additional bursary placement with us, meaning that he will be with us at SWESRS for an
additional three day5 a week from the beglnning of July for a year. We know he will be a
very welcome asset to us and he has already made a strong impact.

This all heralds an excitlng time for SWESRS, future. Council has listened carefully to what
you the community were telling us in the consultations on rabbinic recruitment and are
thrilled that in Rabbi Jordan we have found the Rabbi that SWESRS is seeking. We know
that Rabbi Jordan, supported by Student Rabbi Lev, will actively help us build, develop and
go from strength to strength,
Sue Jackson
Chalr, Rabblnic Recwltment Group
Chair, Listening Project

47
RELIGIOUS SERVICES COMMirrEE
To say this has been an unusual year for religious services at SWESRS would be an
understatement. But like the rest of the country, we have adapted, refined our offerings and
reached out to an increasing number of members.
Straightaway after lockdown we embraced online services on Zoom from the comfort of our
own homes and wardens became Zoom adminlstrators. Soon after we were able to add
streamed servlces on Facebook and our website. And when restrictions were lifted, we were
able to return to shul in a hybrid fashion, welcoming those who could attend, and still
offering online services for those not yet ready to return to live services. Our thanks go to
Sue Terpilowski and to Deborah for organising the technical side of our broadcasting.
I would lil<e to thank Rabbi Llsa and Ino longer Student) Rabbi Tali for holding the
community together during these troubled times.
Throughout the year we have arranged a number of special Shabbatot
including
celebrating Pride Month,. recognising mental health issues in conjunction wlth JAMI and
domestic abuse with Jewish Women'5 Aid; and honouring our own volunteers.
We celebrated eight Bnei Mitzvah and two second Bnei Mitzvah, including one of a non-
member whose own shul was closed due to lockdown. Many more members than in the
past celebrated significant birthday5 and anniversaries at services, probably because it was
easier to do so from home, or maybe because they didn't need to pay for a kiddush I Sadly,
on the other side of the coin, our community suffered more deaths proportionately than
other communities. Pre-covid our average annual funeral rate was 30-32. In 2020 it rose to
40, and in the first 6 months of 2021, it was 26.
We celebrated Festivals online, invltlng our neighbours from Sukkat shalom to joln us for
the Pilgrim Festivals and for Chanukah. For the High Holydays we took the opportunity to
hold a short explanatory Highs of the Rosh Hashanah Service before the maln services, and
to join with Reform Judaism at other times.
We are extremely grateful to the choir for continuing to provide music for our services, both
Singing a capella and with pre-recorded music. We continued to engage Mich Sampson for
our popular Kol Hamishpachot services every other month, and once each intermedlate
month Mich provided the music for a service.
My thanks once again go Rabbl Llsa and Rabbl Tali and I wish them both well for the future.
A150, thanks to the Religious Services Committee, the wardens and lay readers for their
5UPPOrt throughout the year. And of course, to Deborah and Janine land more latterly,
Melissa) in the office for co-ordinating the services week after week.
Now we look forward to a new chapter in SWESRS'S hlstory with Student Rabbi Lev Taylor
and, from January, Rabbi Jordan Helfman. Watch this spacel
Steve Robbins
Senior Warden

48
SOCIALAND COMMUNITY GROUP
This report for the AGM picks up from the last which was completed shortly after the Group
was established in February 2019 with the intention of promoting a range of sociallcultural
events, and drawing on a broad spectrum of interests. Diversity has certainly been a feature
of our programming in terms of the breadth and nature of the events organised ranging
from a choral concert with the splendid Woodford Slngers Ipre-lockdownll to powerful
personal testimonie5 to mark the Holocaust Memorial Day 2021. Political b31ance has been
maintained with invitations to two eminent local MPS representing the two main parties,
Wes Streetlng, Shadow Secretary of State for Child Poverty and Dame Eleanor Laingi
Deputy Speaker in the House of Commons. Some of you will recall the distinctive
celebratlons of the Burns Night Supper in January 2020, complete with piper, haggis and a
festlvely decorated Functions Hall. Three quizxes have addressed a multitude of topics and
we have drawn on expertise both within the SWESRS community and beyond. In particular,
we are indebted to Eleanor Bloom for sharing with us her formidable expertise as a tour
guide in London,
l am fortunate in belng supported by a strong planning team of nine., Rose and Bernie
Hyman, Sonla and Howard Lerner, Sandra and Freddle Shaw, Mark Dalton, Eleanor Bloom
and Paul Flanagan. All have played their part but I would like to single out two team
member5 in particular who have played a crucial role in the first two years of the Group's
existence, namely Sonia Lerner, our Treasurer, who has skilfully managed all the financial
aspects and Bernle Hyman, who has masterminded the technical sSde, including the
ticketing website. We are, however, still keen to strengthen our planning team further to
ensure that we are doing justice to the range of interests out there in the community across
the generations, so do please make contact with me Irm
oun
1942
ahoo.co.ukl, if you
think you might have a role to playl We would be delighted to hear from you.
Although fund-rzising Is not central to our rationale as a dlstinctive Group wlthin the
communityi we have been In the fortunate position of being able to mal<e contributions to
charities, so far to the tune of over £IOOO. This achievement has been made possible by a
number of factors, including our initial Inheritance from the SWESRS Cultural Society, the
success of the events pre-lockdown in enabling us to build up some income, the generosity
of our speakers who in most instances have not taken fees but have asked for money to be
donated to charity and the willingness of many of you to make a contribution to a named
charity at the point of registration for our zoomed events, a gesture of support which has
been enormously appreciated.
So far nearly £500 has gone to non-jewish tharlties, including CRISIS (for the homeless), No
Stlgma No Shame la mental health charity) and Kith and Kids la charity to support famllies
with children with learning disabilities and/or autism). £500 has gone to Jewish Charitie5,
including Jewish Genealogical Society, Save a Child's Heart and the Holocaust Education
Trust. In addition, we have purchased £110 worth of Items for the Synagogue kitchen, have
donated two books to the Synagogue Library, wrltten by authors who have addressed the
Group, namely Jonny BenJamin and the co-authors, Judl and Dr Jackle Rose. Our bool(stall
at the Synagogue Chanul<ah Fayre of 2019 also raised £125 for Synagogue funds. So we can
argue that the Social and Community Group is much more than a talking shop and that we
are actively engaged in supporting the wider community as well as responding to the
interests of our Synagogue members.

49
Our determinatlon to brea1( new ground and offer a different kind of experlence was
reflected in our May event this year with a live vlrtual tour of Cordoba, Spaln, with a focus
on the medieval jewish quarter with Rabbi Halm Ca5as, a former student rabbi at SWESRS,
as our guide. With the evening drawing in, he took us land there were a lot of usll on a
memorable and captivating walk through the city, communicating Wlth such passion and
reverence for the subject-matter. It really was a privilege to be in his company.
In June we savoured the delights of another town, closer to home, when Anne Krisman
Goldstein addressed the theme of The Sunshine Coast.. Eustbourne, Jews and MUSIC,
drawing on her research on small Jewish communities and telllng us about the distinguished
Jewish musiclans and music hall performers who vlsited Eastbourne and the Grand Hotel in
particular.
Collaboration with the wider community has featured in our programmlng and in particular
we have supported East London and Essex Liberal synagogue IELELS) in promoting two
events, Stephen Bush, the distinguished journalist, discusslng the theme of Racial Inclusivity
in the Jewish Community with Rabbi Richard Jacobi in June and in July a timely and very
illuminating workshop exploring issues relating to Israel/Palestine confllct in the Middle
East, and which was presented by the Solutions Not Sides team. Our programme this
season concluded on a lighter note on 26 July with our version of Desert Island Discs, where
several members of the community told us why they selected particular pieces of Music for
their stay on the mythical island.
Looking ahead to September and beyond, we are hoping that we might be in a posltion to
resume face-to-face meetings and will also look into the possibility of hybrid arrangement5
which cater for those who cannot attend or do not wlsh to as well as those who are keen to
resume 'normal' service. Of one thing you can be certain that we will do our best to cater
for the breadth of interests within the community and would welcome any ideas you might
have for promoting thisl
Robert Young
F.acilitator, SocSal and Cornmunity Group

50
STRATEGIC PLANNING SUB-COMMIThEE
Update on work of Strateglc Planning Sub-commlttee and Introductlon to the 3 year
strategic plan 2021-2024
Five years ago, SWESRS faced a choice. We could either go into managed decline, where we
gradually buried our community's members, 501d off the building, and handed over our
members to other synagogues. If we had done thi5, we would have provided excellent
pastoral care in a loving community, but eventually our doors would have closed.
Instead, we chose life. We have decided to believe in ourselves and enter a period of
growth. At the last AGM, we approved a two year plan, 2019-21, looklng at our immediate
short-term needs. Council has been regularly updated on the implementatlon of that plan
and it has been very successful in meeting its aims.
Thls strategy Is focused on developing a sustainable vision for SWESRS as a welcomlng and
inclusive community respecting difference but united by shared principles and aims where
everyone feels comfortable, valued and proud to be part of SWESRS. It is underplnned by
the resolve to be financial viable and sustainable, both in the short and longer term. It
provides the strategic framework for enabling SWESRS to contlnue to survive, remain
sustainable and grow over the next three years,
The plan has been developed by the Strategic Planning Sub-committee following
widespread community consultation and approved by Councll.
For the last year the
Strategic Planning Sub-committee has been meetlng regularly by zoom to develop our
strategic plan for the next three years, taking 5WESRS into a successful future. l am verv
grateful to all members of the committee for their hard work and commitment during that
time. A draft went to the last EGM for discussion, and the final draft strategic plan now
comes to the AGM for approval and adoption. It is an ambitious plan but has clear
implementation goals for the next three years,
The plan has three key aim5'.
Aim I will strengthen our sense of chavurah (Community and Arlendshipj, by developing
relationshlps that deepen commitment to SWESRS and enuble membets to connect.
This means that we will actively engage with and listen to our members by providing
opportunities for feedh2ck and new idea5; engaging with and actively encouraging
participation from our members, including those new to 5WESRS. We will encourage and
support active volunteering and community engagement and enhance our systems for
communal friendship and support for 311 of our members. We will develop a range of
religious services to uphold our Vision and Values and aim to be a community that is
welcoming and open acros5 age range and lifestyles and
Aim 2 will wlden our appeal to prospertive members
To ensure a sustainable futL¢re for SWESRS it Is vital that we find ways to engage the
communlty in con51dering ways to re-brand and reach out to prospective member5,
including farnilies and young people, unaffllSated Jews, and those In mixed-faith
relationships. To do this we will plan community and festival actlvlties that will attract and
engage younger members, be active in the use of social media to reach out to members and
prospective members; and shape and develop SWESR5' capacity for online streaming of
worship and communal activities. In doing so we wlll develop new ways of understandlng
and engaging with Reform Judaism

51
Aim 3 wlll advance the principles of Reform Judalsm, sociol responslbility and positlve
Inter-Aalth and multl-cultural relution5
We wlll seek out new opportunities and spaces in which to welcome and engage
with members, including those in mixed-faith relationships; looking at ways to promote
both SWESRS, traditions and its ability to evolve in response to the contemporary world,
We will promote and uphold an uncompromising commitment to equallty and inclusion,
responding to the changing realities of our community and advocatlng our commitment to
social action and tikkun olum, repair of the world
None of this will be possible without you, our members. You will see elsewhere in this
report ways in which you can step up and volunteer in whatever ways best suit your skills,
abilities and interests. Above all, we ask that we all enter full heartedly into making 5WESRS
the thriving, exciting community we know it could be. We are going to focus on promoting
chavurah (community and friendship) between our existing members, education for our
youth, outreach to prospective new members, and publicly championing our unique
synagogue. We will know we have succeeded when we feel that this community will live for
another generatlon to come. that we and our children might live.
Finally, my deep and grateful thanks to the Strategic Planning Sub-committee, which has
been meeting regularly by zoom to develop our strategic plan for the next three years,
taking SWESRS into a successful future. It Is an ambitious plan but has clear implementation
goals for the next three years. l am very grateful to all members of the committee for their
hard work and commitment during that time. Thank you too to those of you who
contributed to focus groups and discussions on the future of SWESRS. A draft of this plan
went to the last EGM for discussion, and the final draft strategic plan now comes to the
AGM for approval and adoption.
Sue Jackson
Chalr, Strateglc Plannlng Sub-committee

52
VOLUNTEERING
The last 18 months has been a really tough time for so many of us but the work of our
fantastic volunteers has made things a little easier and has shown that we are the caring
community in whlch we take such pride. Over one hundred people stepped up to the mark
and phoned members, shopped, collected prescriptions and many many more ways of
helping.
In June 2020 we held a special Wolunteers Shabbat, to say thank you, followed by a virtual
Kiddush and lunch were some of our volunteers spoke about the work that they do for the
community. We also presented three 'Outstanding Volunteoring, awards to represent our
community of volunteers: one to honour the memory of Roz Bedford and the work of the
Care Team,. one to Alan Grossman to honour the work of the phone volunteer5; and one to
Nlna Young to honour the work of other community volunteers.
On behalf of Council, l am delighted to report that we have an excellent range of volunteer
groups and activities taking place at SWESRS. Some of the groups are well established:
others have barely got going and really need enthusiastic members to help develop them.
Our volunteers remain part of the lifeblood of SWESR5 and we simply couldn't function
without people who are willing to step forward and help.
And of course, volunteering is a lovely way to get to know other members of the
community, working together for the benefit of SWESRS.
If you are interested in partlclpating in any of these groups, please do get in touch -
volunteers
swesrs.or
.uli
Adult Education is central to our lives as Reform Jews. This group works to plan
programme of adult education activities for our members.
Alonim is a vital part of our communication with members. A group of people
have come together to co-ordinate the production of this important publication.
Building Maintenance is an indlspensible part of keeping SWESRS in a good state
of repair.
The Care Team is an essential and well established part of SWESRS, Ilfe, contacting
member5 who are sick, or who are commemoratlng a yahrzheit, for example. A
phone call and a caring voice can make all the difference to most of us,
The Catering Gyoup is always busyl It Is an essential part of all our services and
celebrations and it has been wonderful to see how the Tuesday lunch club became
Tea@Two online during the pandemic.
The Chaglm Working Group plans and organises celebratlons of the Chagim, or
festivals. for example by arranging a Simchat Torah or a Chanukah party, or
organising a Purim spiel.
Educatlon and Youth is a vital group for the future of SWESRS and focuses on
working with young people both before and after bllel mitzvah.
Fund Raising: To move Into a successful and viable future, it is essential that we
have a team of people who are focussed on fundraising. This is a group that is yet
to properly get going and really needs some willing volunteers.
Members are the life blood of SWESRS, both current and prospective, and our
new Growth and Welcome group, led by Student Rabbi Lev, will ensure we stay
fully engaged with our current members, whllst working to attract new ones,

53
Inclusion is of paramount Importance to us here at SWESRS and we hope to
initiate a new Inclusion and Diverslty group very soon. Please do consider taking
part.
Marketing, communication and publicitv 15 Vltal for us in trylng to build and
develop our membership, and this new group is looking for people who have the
skills to help us with making the best in marketing SWESRS for the future.
The pandemic has taught US that to truly be inclusive, we must develop and
enhance our online provtson and our technology. An appeal is currently with the
community to enable us to purchase what we need but we need a group of willing
volunteers to help us take thls forward.
Sadly, Security is a key function for all synagogues today. A committed group of
people keep us all safe when we are in synagogue but we desperately need to
expand this group. Please do come forward and help with as little or as much
time as you can.
The Social and Communlty group is a very actlve, with an exciting programme of
events planned. It aims to play a key role in promoting a sense of community
engagement within 5WESR5.
Social actlon collects items of food and toiletries for distribution to those in need,
New members will enable the group'5 activities to be expanded.
Social media is now a completely Integral part of our lives. To ensure we stay up
to date with thSs we need a small group willing to develop this for SWESRS.
With so many people involved in so many activities, Volunteer co￿ordInation
helps ensure the smooth running of the groups and glves support to group
facilitators.
Of course, there are myriad other ways in which SWESRS members volunteer, for example
as lay readers and wardens,. as member5 of the choir; serving on Council and its sub-
commlttees; taking responsibility for safeguarding and health and safety; running the
Tuesday lunch club,. and just by being there to lend a helping hand when needed. It is
impossible to list them all. However, as Volunteer Co-ordinatcr and on behalf of Council, I
should like to thank every one of you who adds 50 much to the life of SWESR5 in so many
ways, Without you all, we wouldn't be the community that 15 50 important to us all,
If you would like to know more about or Join one of these groups, or have ideas for
dditional groups and activities, please do get in touch with me.
Suejackson
Volunteer Co-ordlnator
volunteers
swesrs.or

54
CHOIR
Prayer land prayer through song) is transferable to any environment, the level of sincerity
behind It doesn't vary depending on location. However, it must be said - After nearly one
and a half years, it is lovely to finally see the synagogue open its doors to congregants once
again for Shabbat services. Our group of online singers Iwhom we have named "Chag Zoom-
each I") have stepped up to the mark to do their bit in enhancing online services - including
B'nei Mitzvot - as much as possible. They are indeed "exceptional" for doing so and we
thank them all for supporting us Wlth the provision of muslc despite not being in the usual
location, and continuing to this day.
With that said, it's also wonderful for both of us to be given the go-ahead for choir
rehear531s to resume, with a few precautlons in place. Having now had a few rehearsals up
to the time of writing this report, we confirm it 15 'busines5 as usual" Our chorSsters are still
sounding as brS11iant as ever despite being on hiatus for 50 long. We're sure you will notice
that when you hear them in thelr full glory when we return to synagogue services again in
mid-August.
We had the stone setting of long serving chorister & choir treasurer, Henry Smith Iz'll. It has
been sad to lose yet another long-standing member of the choir. Havlng said that, we've
been blessed with the addition of a new chorister, Bobby King, who has joined rehearsa15
and wlll be singing with the soprano line. So for High Holydays and Festival services, it is now
'all systems gol" The cholr eagerly await the chance to beautify services in person again
very soon.
Slnce last year. we've taken part in some speclal services, even without being in the
synagogue building. In January, there was Holocaust Memorial Day. There wasn't an official
ceremony as opposed to previous years so the local community couldn't cotne together to
participate. However, there was a Short film made by Redbridge Councll where the Choir
was still invited to contribute. We Supplied a recording of the choir singing Psalm 121- Esa
Einai and the film was uploaded to YouTube where it is still available to view.
There was an online servlce featuring the World Union of Jewish Progressive Congregations
with pulpit exchanges, Andrej attended these, and we've formed some special links as a
result. We took the opportunity to meet on Zootn with members of the Free Synagogue of
Flushing, New York, including Rabbi Jeffrey Gale, and are pleased to report that we are
plannin8 a joint Chanukah concert Iwith New York) for Sunday 5, December, complete with
candle-lighting ceremony.
There was Rabbi Lisa's final service with us before her move back up to Manchester after
five years of service to our community, and also Rabbi Tali's first time leading a Bar-mitzvah
service in our synagogue, which went very well from all sides. Our Zoom servlce slngers also
received a lovely letter of thanks from the Kaizer Family for their contributions to the Bar-
Mitzvah of Ryan. To paraphrase their words, our Zoom service singers helped to make the
service special and the Choir are all exceptional. We couldn't agree more with that
sentiment.
We have very much enjoyed working wlth the recently ordained Rabbi Tali Artman over the
past two years. We have found her a delight to work with, and a highly competent Rabbi,
with a friendly, sincere style of delivering her services. We wlsh her all the best at Sukkat
Shalom, and are looklng forward to working with her again In the not too distant future. Her
successor at this synagogue, StLsdent Rabbi Lev Taylor, has also hlt the ground runnlngi since

55
hls arrival. We have had highly productive meeting5 Wlth him so far and the coming year
with hlm looks bright and promising. His plans for the synagogue and communlty at large
have already started to make a positive effect. We also await the imminent arrival of Rabbl
Jordan Helfman and are keen to collaborate with him as well.
Finally, despite the Choir not singing for a number of months, preparation of some new
pieces ha5 continued regardless. Obviously their rehearsal and debut has been severely
delayed but they will be introduced eventually. They include a new 5ettlng of Yiheyu
dedicated to recently lost choiristers and a Ladino version of Eln Keloheinu, chosen
specifically for its ease of congregant participation. We are excited about the prospect of
sharing these with you all soon, We are extremely proud of the vast variety of muslc we
rnaintain and continue to take opportunities to expand it further,
David Jacobs & Andrel Llpkln
Choirmasters

56
JEWISH JOINT BURIAL SOCIETY
JJBS
David Liebling stepped down as chairman after 6 years and Steve Wynne who previously
was vice chair has taken over the role.
'Report ofthe Trustee5- Year ended 31st December 2020:
On 21st April 2021 an Extraordinary General MeetinE resolved to adopt new Articles for the
Society, modernising its governance and bringing it much more closely in line with the
Governance Code for larger charities whSch is endorsed by the Charity Commission. The
most significant change will be to form a new Board of 12 Trustees to replace the Council of
Governors which had become cumbersome. The Trustees will be directly elected by
member Synagogues and will include the five honorary officers
Chair, Vice Chair,
Treasurer, Secretary and Actuary. A new Member Synagogues Representatlve Committee
will be Set up to enable all synagogues to advise trustee5 on their opinions and concerns.
The number of funera15 carried out during 2020 was 38212019- 2831. Ofthese 24% were for
non-members12019 _ 230AI, Of the funerals carried out 31°h {2019 _ 310AI were cremations.
In addltlon, there were 80 12019 651 funeral expenses claims paid to members. The
number of adults covered by the London scheme as at the end of December 2020 was
15,27412019- 15,109) and 2,38312019 - 2,4031 by the National scheme.
Fees for 2022,. London member fees: £52 lunchangedl National fees.. £66 lunchangedl bl
Benefits.. London member funeral cost £2,750 lunchangedl Natlonal funeral maximum
benefit- £3.500 (unchanged)
Lee Goldsmith
SWESRS representative

57
Minutes of the Twenty Third Annual General Meeting of the
South West Essex & Settlement Reform Synagogue held at
Oaks Lane, Newbury Park, Essex IG2 7PL
on Sunday 7 July 201914 Tammuz 5779 at 10.30am
Present..
Steve Robbins
Farrel Igielman
Sue Terpilowski
Rob Jackson
Jo Turner
Rabbi Lisa Barrett
Chairman
Honorary Secretary
Assistant Honorary Secretarv
Honorary Treasurer
Assistant Honorary Treasurer
82 members ofthe community were present, plus 3 associate members,
47 apologies received
The opening prayer was read by Rabbi Barrett.
l. Welcome by Steve Robbins
steve Robbins welcomed all those in attendance - sadly President and Life Vice
Presidents unable to attend.
Mlnutes of theTwenty-second Annual General Ivleeting held on Thursday 30th Julv
2018
The minutes were included In the Annual Report for 2018119, circulated to members,
and noted,
Amendments to the Mlnutes
There were no amendments. The minutes were agreed to be a correct record ofthe
meeting. Proposed by Steve Robbins and seconded by Jack Matthews. The Annual
Accounts were adopted.
4. Chairman's Address
steve Robbins read out his report (see Appendix 11
Point was raised re the lack of volunteers assisting with security. Council were looking
at trying to find more volunteers for this important role. Sue Jackson The new council
is aiming to look at working at the younger members and how we can communicate.
Michael Dalton - If necessary will have to pay for security,
Clarification was asked for re the lease that has been signed for the end of the year
the question was about uslng 365 days and also re kashrut
is It both buildings or
Community Centre onlyF Steve Robblns confirmed Community Centre only.
Sue Terpilowski express thanks to Steve Robbin5 for 5tepplng In. Steve Robblns
explained that stepping down because we have been able to fill the posltion and that he
would be taking the position of Senior Warden which has been vacant for a number of
years.

58
Treasurer's Report
The Treasurer's report and financial statements for the year ended 31, December 2018
were included in the Annual Report. Rob Jackson gave a recap.
Healthy surplus mainly due to the generosity of you a5 members. Moving forward we
need to try and increase our membership. Need to make our premises work for us to
bring in additional income. Gave thanks to all as per report.
Presentatlon and Adoption of the Annual Accounts
Proposed by Rob Jackson and seconded by Steve Robbins. The Annual Accounts were
adopted by majority vote with 7 against and no abstentions.
Presentatlon and Adoptlon ol the Annual Report
Proposed by Steve Robbins and seconded by Leah Biller. The Annual Report were
adopted by majority vote with 2 against and 3 abstentions.
NomlnatiDn for a new President for ratification
Council nominated Sheila Chiat as Presldent and thls needs to be ratlfled by the
membership. Proposed by Steve Robbins and seconded by Sue Jackson. Appointment
was ratified by majority vote with l against and 3 abstentions.
Reappointment of Preston's and Jackson Partnership LLP as the Synagogue'5 Audltors
The reappointment of Preston's and Jackson was proposed by Rob Jackson and
seconded by Jo Turner. The reappointment was approved by the majority, with 2
against and 2 abstentions.
10. Motion 2019-01
SR motion has been proposed by 6 members. Going to ask Jan Mortlock to propose the
motion and then Farrel Igie5man will give a response.
The motion was as follows; We propose that as the community 15 declining and no
longer requires the whole site, the Youth & Community Centre area should be sold off
to release equity for investment. The income generated by this investment would
secure the finances of the 5ynago8ue, Including funding the cost of the full-tlme
rabbinlc post, for at least the next 30 years. At the same time, it would leave the capital
Sum received intact. Thls option would allow 5WESRS to retain ownership of the
remainder of the current site at Oaks Lane, including the Prayer Hall and Administration
building, and ensure that the synagogue continues to uphold the tenets of our Jewish
religious heritage, teaching and values.
Discussion was limited to 30 mins. Steve Robbins thanked all those for taking part in
the conversation and reminded those attending to vote on this motion if they hadn't
done so already,
82 votes - 12 for, 68 against, 2 abstentlons- Motion defeated.
11. On the recornmendatlon of Councll, to approve the 2019-2021 Strateglc Plan

59
Sue Jackson explained that we will be return to looking at the 5 year plan but today
want to implement a plan for the next 2 years- for the short term. Need to think about
our current challenges-_the draft strategic plan wa5 sent with calling notice and an
implementation plan has been created. The plan was approved by the majority, with I
against and 32 abstentions.
Steve Robbins gave a vote of thanks to Sue Jackson and the strategic sub-committee for
all their work over the last 2 years. There wlll be more community meetings - hopefully
one in the autumn after the High Holy Days
12. Electlon of Chalrman, Vice-chaimian, Honorary Treasurer, Asslstant Honorary
Treasurer, Honorary Secretary, Assistant Honorary Secretaryi Senlor Warden and up
to twelve other persons to be the Council ofthe Synagogue
As none of the posts were contested, no election was necessary. Steve Robbins read
out the names of those standing and asked that if anyone else wished to join Council for
them to speak to him after the meeting as still places avallable
13. Announcernent of Election Results
The following Officers and Council members were confirmed- no election needed as no
posts contested:
Officers:
Chairman
Vlce Chairman
Honorary Secretary
Asst. Honorary secretary
Honorary Treasurer
Asst. Honorary Treasurer
Senior Warden
M ichael Dalton
Sue Jackson
Sue Terpilowskl OBE
Farrel Igielman
Robert Jackson
Jo Turner
Steve Robbins
Council members:
Eleanor Bloom, Catriona Diamond, Les Gilbert, Valerie Gamela5, Davld Lawson, Jack
Leaf
14. Elected Cha5rman's Acceptance
Michael Dalton delivered his acceptance speech. Thanked all those for attending and
all those who have stood for Council.
15. Any Other Business
There being no other kiusine55, the meeting closed at 12.'15.

60
APPENDIX I - CHAIRMAN'S REPORT
It really has been a year of two halves. A number of members put themselves up for election
to Councll at the 2018 AGM, who all were united in opposing the measures being proposed
in respect of the current rabblnic posltion, brought about by the 1055 of income from our
departing tenant, Norwood.
Fortunately, at the AGM, proposals were shared that we could sell off or rent out the
Community Centre and raise enough money to retain the rabbinic positlon, but that Officers
and Rabbi Llsa had agreed to a reduction to 80% of her hours and a consequential reduction
in her salary until thls was in place.
We started the year with a series of successful High Holyday 5ervlces. I would like to thank
Rabbi Michael Heilbron for assisting us once again, and are pleased that he has agreed to
joln us again this year. Last year, there was no second service on Yom Kippur, and the
number of attendees Justified this. I would also like to thank the choir for their efforts from
Selichot through to Simchat Torah, Catering Committee, Lay Readers, Wardens and
Shama5him, Security, Stewards, everyone who helped set up for the Service and to build and
decorate the Sul(kah and anyone I might have missed out who made the services such a
success. As you can see, it takes teamwork to make a successful event.
A Property Sub-committee was set up in September, chaired by Gail Kleln to look at the
various options available to us. Their proposal formed the basis of the JanLAary Community
Meeting and offered three possibilities - 11 to rent out our facilities (but there had been
little Snterest due to the restrictions on use imposed by Officers); 21 to sell off, say the
Community Centre, and live off the income it Benerated; 31 to Sell the whole site and move
elsewhere (shared or sole usel.
In Decernber, a number of Offlcers and Council members resigned. In response, the
remaining members of Council met, and to ensure the continuity of the synagogue filled the
now-vacant Officers, roles. At the same time, other members volunteered to be co-opted
onto Council. Fortunately, a Community Meetin8 had already been scheduled for January,
and the new Council was able to gauge members, feelings over the proposed way forward
for the site. The meeting gave a clear Indication that members did not want to sell the site
and move, nor did they want to sell off part of the slte, a5 this would devalue any future
sale. Also at this meeting, we were delighted that around 70 people volunteered to help out
in one way or another, but we do Still need a fund-raising committee who can bring in
additlonal income to b005t the synagogue's funds.
Early thls year, we were approached by Br3akfree Ltd with regard to rentlng the Community
Centre. They had apparently viewed the site late last year, but had heard nothing back from
our agents or ourselves. Although their use of the Community Centre would present us with
a number of challenges, including use of the Community Centre by NEMS on Shabbat and
other groups during the week, we did come up with a workable solution. We held another
successful Community Meeting In May when this solution was endorsed by 90% of the
attendees. However, a small number of members are still unhappy with this solution, and
have proposed the resolution that is being dlscussed at the AGM. The lease with Br3akfree
was signed in June and this will restore the Income lost when Norwood left us last year. The
lease only runs till December, so that It will co-terminate with the lease5 of our other
tenants. We can then determine whether we wish to grant them a long-term lease.

61
am greatly indebted to all my fellow Officers and Council member5 who have put in so
many hour5 to enstjre the synagogue can once again be on an even keel, financially. I would
also like to thank the army of volunteers we now have propping up the organisation side of
the synagogue, and of course, many thanks to Deborah and Janine In the office and to our
caretaker, Junifer, who have all worked so hard in mal<ing sure this machine called SWESRS
is well oiled and runs smoothly.
Steve Robbins
Chairman

62
South West Essex and Settlernent Reform S
na
ue EGMS held in 2021
Details of the voting on the motions for each of the EGM that were held in 2021
EGM held on 3 February 2021122 Sh'vat 5781 held online
Resolution One.. to add the following clause to the Constitution before Article I:
DEFINITIONS
l. The definition of "members present shall mean 'members present online or in
person
Voting 38 for, O against, O abstentlons unanimous
2: To amend Article 14 .
From..
Resolutions shall be deemed to have been carried if agreed by a show of hands by a simple
majority of members present at the meeting subject to Article5 18, 20 and 21.
To
Every Member aged 18 year5 and over will have one vote and will be able to vote at any
General Meeting, either in person, by post or electronScally/online. A resolution will be
passed by a Simple majority of all members, vote5 Cast subject to Articles 18, 20 and 21.
Voting 38 for, O against, O abstentions unanimous
EGM held on 17 February 202116 Adar 5781 online with postal and onllne voting
l. To amend Article 3 of the Constitution as follows..
From..
MINISTER
A resolution passed at a general meeting shall be required confirming the engagement or
dismissal of one or more ministers,
MINISTER
lalThe appointment of a Minister shall be vested in Council, subject to such prior
consultation with the community as is deemed necessary by Council regarding the
requirements of such a post,
Ibl The dismissal of a Minister shall be vested in Council wlth strict adherence to ACAS
guidellnes.
Voting Resolutlon 1- 48 for, 8 against and l abstention.
To confirm the appolntment of: 3A Lucille Leaf, 3B Hugh Noble and 3C Bernard Davls as new
life vice-presidents of SWESRS.
Voting- All approved
EGM held on l July 2021122 Tamuz 5781 onllne with onllne and postal votlng.
Adoption of 2019 Accounts- Votlng 23 for, O against and O abstentions.
Proposed amendments to the constitutlon of South West Essex & Settlement Reform
Synagogue (the constltutlonl
In place of the existtng Artlcle 7 {al and {d) and Article 8 lj): exlstin8 text:
17al There shall be the following honorary officers:
chairman, a vice-chairman, an
honorary secretaryi an honorary treasurer and a senior warden. Any warden who
has served at least one year or any person who ha5 previously served as senior

63
warden will be eligible for electlon as senior warden. There may be in addltion an
assistant honorary secretary and/or an assistant honorary treasurer. An honorary
officer may be elected for two years in succession and will then retire except that
the senior warden may be elected for three years in succession and will then retire
and that the honorary secretary and honorary treasurer may be elected for four
vear5 in succession and will then retire.
17dl Hon. offlcers may meet from time to time separately from Council. Following
such meetings, a written report shall be made available to council prior to the
followlng council meeting subject to the provision contalned in Article 8 council til.
181) DecislDns which cannot reasonably wait until the next meeting of council can be
taken by the chairman or vice-chairman and two other honorary officers and must be
reported to council members at its first meeting thereafter.
PROPOSED AMENDED TEXT:
17al The words "There may be in addition an a551Stant honorary secretary and/or an
assistant honorary treasurer" shall be deleted,
(7dl Thls sub clause shall be deleted
181) Decisions which cannot reasonably wait until the next meeting of council can be
taken by the Chair or Vice-chalr and three Council members and must be reported to
all Council members at its first meeting thereafter.
Votlng:
Amendment to Artlcle 7a of the constitutlon- 24 for,1 against and l abstention.
Amendment to Article 7d of the constitution - 24 for, l a8alnst and l abstentlon.
Amendment to Article 8J of the constitution - 23 for, l against and l abstention.
Changing the wordlngthroughoutthe constitution from Chaimian to Chair
Voting 25 for, l against and O abstentions.

**REGISTERED CHARITY NUMBER: 236663** 

## **REPORT OF THE TRUSTEES AND** 

## **FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **FOR** 

## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

Prestons & Jacksons Partnership LLP Statutory Auditors 364 - 368 Cranbrook Road Ilford Essex IG2 6HY 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

**CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020** 

||**Page**|
|---|---|
|**Report of the Trustees**|1 to 7|
|**Report of the Independent Auditors**|8 to 10|
|**Statement of Financial Activities**|11|
|**Statement of Financial Position**|12 to 13|
|**Notes to the Financial Statements**|14 to 27|
|**Detailed Statement of Financial Activities**|28 to 29|





## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

The trustees present their report with the financial statements of the charity for the year ended 31 December 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019). 

Page 1 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **OBJECTIVES AND ACTIVITIES** 

## **Review of activities during the year** 

For much of 2020, which was a very challenging time for the world in general, SWESRS, its staff and members were involved in a variety of activities much of which supported other SWESRS members, the local and  wider Jewish community and the wider local community as a whole. Below is a list of some key activities in alphabetical order: 

**Adult Education:** Activities have included Torah lunches on a variety of subjects, the Access to Judaism and Hebrew classes and Learn to Leyn (how to read from the Torah). The majority of these sessions were run  via Zoom. 

**AHADA:** The synagogue encourages those who have recently been bereaved to use the services of AHADA Bereavement Counselling Service. AHADA also encompasses Empathy Counselling, for those affected by separation and divorce. 

**Bnei Mitzvah Programme:** For our younger members who are in school years 7 and 8 - supporting them and their families through the process and education to become Bar or Bat Mitzvah at 13! Much of the  programme was held over Zoom and the young people used their knowledge and Hebrew skills to help lead our Family Services. A number of our post bar and bat mitzvah students have gone on to be excellent peer mentors and help in the running of the programme. 

**Care Team:** A small but caring team of volunteers who assist with pastoral support for some of our more needy congregants and in some cases non-members of SWESRS. Their support has been invaluable over 2020 and with the addition of an emergency phone tree and additional volunteers SWESRS was able to call all members of the SWESRS community during the early months of COVID and support those most at risk with shopping etc. The Care Team meet on a regular basis to feedback and support each other and again these meetings have been conducted over Zoom. The Care Team held a fundraising quiz early in 2020 to help bring in funds for our Care Coordinator position. 

**Choir:** Due to COVID our choristers have sadly not been able to sing together since late February but a number of individuals have supported our Zoom Shabbat and High Holy Day Services by singing from home! Our choirmasters have also assisted in providing pre recordings of the choir to ensure that our services retain  us much of their usual musical content as possible. A number of the choir were able to attend the LB Redbridge Holocaust Memorial Day Service in January 2020. 

**Community Action:** Members of SWESRS generously donated non-perishable food items for a small Food Bank that we set up at SWESRS for those who were struggling during COVID. We also had a number of our members who cooked nourishing home-made meals that were frozen and taken to those who were in need. 

**ECAMPS Yom HaShoah Ceremony:** 2020 the 75th anniversary of the end of the Shoah, and the liberation of the Bergen-Belsen by the British armed forces. To honour this special anniversary, the ECAMPS communities joined the National Yom HaShoah Commemoration which was online due to COVID. Harry Jassby Memorial Service: On November 6th Rabbi Lisa with the support of SWESRS member Brenda Soskin zoomed from St. Peters Church on Aldborough Road to remember Harry Jassby who was a Jewish airman who died in the First World War. We were delighted that due to the service being held via Zoom that members of Harry's family could join in from Canada and Israel. 

**League of Jewish Women:** The Newbury Park group of LJW meet at SWESRS on a monthly basis again up until COVID! 

Page 2 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

**Masonic Lodges:** SWESRS hosts two local masonic lodges - meetings suspended at SWESRS due to COVID. 

**NEMS:** Were due to move back in to SWESRS for their services, following the installation of a lift, so that they could move in to their new permanent home in the Seminar Room at SWESRS but again COVID prevented this. We are pleased to report that NEMS have resumed their services at SWESRS early Summer 2021 and have also recently held a successful afternoon tea for their members in our grounds. 

**Passover Seder Service:** As always SWESRS held a Communal Seder Service, with 60 members and family and friends in attendance. However this was a little different from normal years as this had to be held over Zoom. 

Salsa Dancing: This group was set up by members of SWESRS but welcomes all those who enjoy the Latin American rhythms of Salsa whilst keeping fit and was running early in 2020 but stopped due to COVID. 

**School visits etc:** Sadly due to COVID most school visits were cancelled and have yet to resume. We were able to run on Holocaust Education Programme in February which enabled around 300 young people and  their teachers to learn a little more about the atrocities of the Holocaust. 

**Services:** As well as our regular Shabbat Morning Services, we hold themed Shabbats, Kol Hamishpachot - Family Services, Musical Services, joint services with other ECAMPS communities for various festivals. All  of these including our High Holy Day services moved to Zoom from end of March 2020. We have been running hybrid services from the synagogue building when able to so that they can be in-person and via Zoom. 

**Strategic Planning:** This has been led by our Vice Chair Sue Jackson and has continued to take place and  the next Strategic Plan is ready to be taken to the AGM in August 2021. 

**Sundays@SWESRS:** Introduced in 2019 these sessions were scheduled to continue in to 2020 - we were  able to run a number of these session before COVID hit! These included, bread making, discussions, films, and guided walks. 

**SWESRS Social & Community Group:** This is the new name for Redbridge Jewish Cultural Society -  events earlier in the year were held in person but with some quick thinking and clever planning their events swapped to Zoom and they had a series of successful events open to SWESRS, the old RJCS members and the wider community. These events are continuing until such time as in person events are re-introduced. 

**Table Tennis:** A weekly table tennis group meets at the synagogue and is hoping to resume in August 2021 following a forced break due to Covid. 

**Tuesday Club:** This is a weekly lunch and speaker programme organised for the senior members of the community - this is open to the wider community as well as SWESRS members and average weekly attendance is around the 25 people. Due to COVID we had to stop lunch club but reinvented it as Tea@2 where several of our wonderful volunteers have been baking cakes fortnightly and delivering them and our members have been attending Zoom talks, chats and sing alongs since April 2020! Some help was needed to get some of them online but again with support we have around 25 or so devices logged in each fortnight! 

Page 3 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

**U3A:** U3A (University of the Third Age) is a UK movement of retired and semi-retired people who come together to continue educational, social and creative interests in a friendly and informal environment. U3A groups have met and used SWESRS facilities for many years, providing activities for not only SWESRS' members but many others from the wider Redbridge community and beyond. Sadly COVID forced the groups from meeting but we are glad to say we are starting to welcome them back in July 2021. 

**Youth:** With the help of Mich Sampson our younger members were encouraged to start a Pop Up Youth  Choir. Working with some of our neighbouring progressive communities we also tried to establish a new monthly Youth Club. 

## **Public benefit** 

The Trustees confirm that they have complied with the duty in section 4 of the Charities Act 2011 to have due regard to public benefit guidance published by the Commission in determining the activities undertaken by  the Charity. 

## **Impact of Covid 19 post March 2020** 

Covid had a significant impact on the charity's operations. Demands on our pastoral care increased and we had a number of covid-related deaths. Several of our members had financial difficulties and needed support paying subscriptions.  We lost rental income from our ad hoc hirers (eg U3A) who were unable to operate. 

## **Changes in operations and activities due to covid pandemic** 

We had to change the ways in which we operated, holding religious services and social events by zoom. We could only offer pastoral support and care virtually (by zoom and/or telephone). 

## **Furlough** 

We furloughed our facilities manager as we were no longer using the building. We initially furloughed our choirmasters, but took them off of furlough once they began operating on zoom. 

Although we have been impacted by the Pandemic, we have sufficient reserves, ongoing membership subscriptions and a good tenants to carry on our operations for the next twelve months. 

## **FINANCIAL REVIEW** 

## **Financial position** 

The board of trustees is satisfied that the charity's assets in each fund are available and adequate to fulfil its obligations in respect of each fund. 

The financial statements have been prepared implementing the Charities Act 2011 and the Charities Financial Reporting Standard SORP FRS 102. As stated in the introduction to this report, the trustees consider the financial performance by the charity during the year to have been satisfactory. 

The Statement of Financial Activities show incoming resources for the year of £373,375 (prior year:£395,722) and outgoing resources of £326,270 (prior year £344,352), making a net overall surplus of £47,105 (prior year £51,370). Unrestricted reserves amounted to £3,124,031 (prior year £3,064,318) while Restricted reserves amounted to £88,219 (prior: £100,827). Total reserves carried forward as at 31st December 2020 were £3,212,250 (prior: £3,165,145). 

## **STRUCTURE, GOVERNANCE AND MANAGEMENT** 

## **Governing document** 

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity. 

Page 4 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number** 236663 

## **Principal address** 

Oaks Lane Newbury Park Ilford Essex IG2 7PL 

Page 5 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **Trustees** 

## **Permanent Trustees** 

The permanent trustees are Dr F Igielman, Mrs R Cann and Mrs K Dalton. The permanent trustees have the power to vest property on behalf of the synagogue and are the only trustees who can, for example, sign leases with tenants on behalf of SWESRS. 

## **Elected Trustees** 

Leah Biller (co-opted 25th July 2019; resigned 23rd July 2020) Eleanor Bloom (resigned 23rd July 2020) Valerie Garnelas (resigned 23rd July 2020) Jo Turner (resigned 23rd July 2020) Simone Shiell (co-opted 22nd October 2020) Lee Goldsmith (co-opted 22nd October 2020) Jack Leaf (resigned 7th May 2021) Catriona Diamond (resigned 22nd April 2021) David Lawson Leslie Gilbert Steve Robbins Michael Dalton Sue Jackson Sue Terpilowski Farrel Igielman Robert Jackson From the Annual General Meeting 7th July 2019 President Sheila Chiat 

## **Life Vice Presidents** 

Evelyn Dalton Leslie Gilbert Lottie Harris      (sadly passed away 13th March 2020) Bernard Davis  (approved 17th February 2021) Hugh Noble      (approved 17th February 2021) Lucille Leaf      (approved 17th February 2021) 

Officers Steve Robbins          Immediate Past Chairman Michael Dalton         Chair Sue Jackson            Vice-Chair Sue Terpilowski       Hon. Secretary Farrel Igielman         Asst. Hon. Secretary Robert Jackson      Hon. Treasurer Jo Turner               Asst. Hon. Treasurer (resigned 23rd July 2020) Steve Robbins      Senior Warden 

Page 6 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **REFERENCE AND ADMINISTRATIVE DETAILS** 

## **Auditors** 

Prestons & Jacksons Partnership LLP Statutory Auditors 364 - 368 Cranbrook Road Ilford Essex IG2 6HY 

## **STATEMENT OF TRUSTEES' RESPONSIBILITIES** 

The trustees are responsible for preparing the Report of the Trustees and the financial statements in  accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) including Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" 

The law applicable to charities in England and Wales, the Charities Act 2011, Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period.  In preparing those financial statements, the trustees are required to 

- select suitable accounting policies and then apply them consistently; 

- observe the methods and principles in the Charity SORP; 

- make judgements and estimates that are reasonable and prudent; 

- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business. 

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy  at any time the financial position of the charity and to enable them to ensure that the financial statements  comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. 

Approved by order of the board of trustees on ............................................. and signed on its behalf by: 

................................................................... Trustee 

Page 7 



## **REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **Opinion** 

We have audited the financial statements of South West Essex and Settlement Reform Synagogue (the  'charity') for the year ended 31 December 2020 which comprise the Statement of Financial Activities, the Statement of Financial Position and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'. 

In our opinion the financial statements: 

- give a true and fair view of the state of the charity's affairs as at 31 December 2020 and of its incoming resources and application of resources, for the year then ended; 

- have been properly prepared in accordance with United Kingdom Generally Accepted Accounting  Practice, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'; and 

- have been prepared in accordance with the requirements of the Charities Act 2011. 

## **Basis for opinion** 

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors'  responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. 

## **Conclusions relating to going concern** 

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as  a going concern for a period of at least twelve months from when the financial statements are authorised for issue. 

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report. 

Page 8 



## **REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **Other information** 

The trustees are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Report of the Independent Auditors thereon. 

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. 

In connection with our audit of the financial statements, our responsibility is to read the other information  and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.  We have nothing to report in this regard. 

## **Matters on which we are required to report by exception** 

We have nothing to report in respect of the following matters where the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion: 

- the information given in the Report of the Trustees is inconsistent in any material respect with the financial statements; or 

- sufficient accounting records have not been kept; or 

- the financial statements are not in agreement with the accounting records and returns; or 

- we have not received all the information and explanations we require for our audit. 

## **Responsibilities of trustees** 

As explained more fully in the Statement of Trustees' Responsibilities, the trustees are responsible for the preparation of the financial statements which give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. 

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so. 

Page 9 



## **REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **Our responsibilities for the audit of the financial statements** 

We have been appointed as auditors under Section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder. 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. 

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below: 

We obtained an understanding of the legal and regulatory framework applicable to the entity and how the  entity is complying with that framework by discussing with management and checking compliance with regulators. 

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors. 

## **Use of our report** 

This report is made solely to the charity's trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity's trustees those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's trustees as a body, for our audit work, for this report, or for the opinions we have formed. 

Prestons & Jacksons Partnership LLP Statutory Auditors Eligible to act as an auditor in terms of Section 1212 of the Companies Act 2006 364 - 368 Cranbrook Road 

Ilford Essex IG2 6HY 

Date: ............................................. 

Page 10 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020** 

|Unrestricted<br>fund<br>Notes<br>£<br>**INCOME AND ENDOWMENTS FROM**<br>Donations and legacies<br>2<br>**315,843**<br>Other trading activities<br>3<br>**-**<br>Investment income<br>4<br>**49,111**<br>**Total**<br>**364,954**<br>**EXPENDITURE ON**<br>Raising funds<br>5<br>**228,818**<br>**Charitable activities**<br>6<br>Charitable Activities<br>**91,995**<br>**Total**<br>**320,813**<br>**NET INCOME**<br>**44,141**<br>**Transfers between funds**<br>20<br>**15,572**<br>**Net movement in funds**<br>**59,713**<br>**RECONCILIATION OF FUNDS**<br>**Total funds brought forward**<br>**3,064,318**<br>**TOTAL FUNDS CARRIED FORWARD**<br>**3,124,031**|Restricted<br>fund<br>£<br>**8,421**<br>**-**<br>**-**<br>**8,421**<br>**5,457**<br>**-**<br>**5,457**<br>**2,964**<br>**(15,572)**<br>**(12,608)**<br>**100,827**<br>**88,219**|**31.12.20**<br>**Total**<br>**funds**<br>**£**<br>**324,264**<br>**-**<br>**49,111**<br>**373,375**<br>**234,275**<br>**91,995**<br>**326,270**<br>**47,105**<br>**-**<br>**47,105**<br>**3,165,145**<br>**3,212,250**|31.12.19<br>Total<br>funds<br>£<br>342,459<br>2,731<br>50,532<br>395,722<br>238,509<br>105,843<br>344,352<br>51,370<br>-<br>51,370<br>3,113,775<br>3,165,145|
|---|---|---|---|



The notes form part of these financial statements 

Page 11 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **STATEMENT OF FINANCIAL POSITION 31 DECEMBER 2020** 

|Notes<br>**FIXED ASSETS**<br>Intangible assets<br>13<br>Tangible assets<br>14<br>**CURRENT ASSETS**<br>Debtors<br>15<br>Cash at bank and in hand<br>**CREDITORS**<br>Amounts falling due within one year<br>16<br>**NET CURRENT ASSETS**<br>**TOTAL ASSETS LESS CURRENT**<br>**LIABILITIES**<br>**CREDITORS**<br>Amounts falling due after more than one year 17<br>**NET ASSETS**|**31.12.20**<br>**£**<br>**1,787**<br>**2,971,267**<br>**2,973,054**<br>**30,381**<br>**266,341**<br>**296,722**<br>**(54,701)**<br>**242,021**<br>**3,215,075**<br>**(2,825)**<br>**3,212,250**|31.12.19<br>£<br>1,052<br>2,929,697<br>2,930,749<br>31,111<br>261,277<br>292,388<br>(44,851)<br>247,537<br>3,178,286<br>(13,141)<br>3,165,145|
|---|---|---|



The notes form part of these financial statements 

continued... 

Page 12 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **STATEMENT OF FINANCIAL POSITION - continued 31 DECEMBER 2020** 

**FUNDS** Unrestricted funds Restricted funds **TOTAL FUNDS** 

|20|**3,124,031**<br>**88,219**<br>**3,212,250**|3,064,318<br>100,827<br>3,165,145|
|---|---|---|



The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by: 

............................................. Trustee 

............................................. Trustee 

The notes form part of these financial statements 

Page 13 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **1. ACCOUNTING POLICIES** 

## **Basis of preparing the financial statements** 

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance  with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention. 

## **Going concern and impact of Covid-19** 

Although the Synagogue has been impacted by the Pandemic, the Board of Trustees are confident to have sufficient reserves, ongoing membership subscriptions and a good tenant to operate for the next twelve months. As a result of this, the accounts have been prepared on a going concern basis. 

## **Income** 

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably. 

## **Expenditure** 

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation  committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities  on a basis consistent with the use of resources. 

## **Charitable activities** 

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to that category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. 

Religious books are written off in the year of purchase. 

## **Religious artefacts** 

The synagogue has a number of religious artefacts which are shown as religious appurtenances in note 14, fixed assets at residual value. The insurance value of these religious artefacts are reviewed annually. 

## **Tangible fixed assets** 

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life. 

Freehold property - not provided Security, Fencing and Lighting - 10% on cost Religious Appurtenances - not provided Fixtures and fittings - 20% on reducing balance Computer equipment - 20% on reducing balance 

continued... 

Page 14 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **1. ACCOUNTING POLICIES - continued** 

## **Tangible fixed assets** 

Tangible fixed assets are capitalised at cost or revaluation basis less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure directly attributable to bringing  the asset to the location and condition necessary for it to be capable of operating in the manner intended. 

## **Taxation** 

The charity is exempt from tax on its charitable activities. 

## **Fund accounting** 

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. 

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. 

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements. 

## **2. DONATIONS AND LEGACIES** 

|Subscriptions<br>Donations<br>Gift aid<br>**OTHER TRADING ACTIVITIES**<br>Fundraising events|**31.12.20**<br>**£**<br>**269,272**<br>**10,572**<br>**44,420**<br>**324,264**<br>**31.12.20**<br>**£**<br>**-**|31.12.19<br>£<br>269,463<br>25,397<br>47,599<br>342,459<br>31.12.19<br>£<br>2,731|
|---|---|---|



## **3. OTHER TRADING ACTIVITIES** 

continued... 

Page 15 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **4. INVESTMENT INCOME** 

|Rent & service charge received<br>Donations for use of synagogue premises<br>Deposit account interest<br>**RAISING FUNDS**<br>**Raising donations and legacies**<br>Premises Upkeep<br>Office Costs<br>Finance Costs<br>Donations<br>Affiliation Fees - RJ<br>Sundries<br>Office Staff Costs<br>Depreciation<br>Burial Costs - JJBS<br>Legal Costs<br>Auditors Remuneration<br>Support costs|**31.12.20**<br>**£**<br>**46,500**<br>**2,611**<br>**-**<br>**49,111**<br>**31.12.20**<br>**£**<br>**25,823**<br>**6,351**<br>**1,163**<br>**-**<br>**38,347**<br>**512**<br>**47,575**<br>**15,074**<br>**50,102**<br>**4,732**<br>**4,800**<br>**39,796**<br>**234,275**|31.12.19<br>£<br>41,109<br>9,319<br>104<br>50,532<br>31.12.19<br>£<br>31,201<br>1,589<br>2,470<br>179<br>41,258<br>2,278<br>45,565<br>7,054<br>52,753<br>8,735<br>5,040<br>40,387<br>238,509|
|---|---|---|



## **5. RAISING FUNDS** 

## **6. CHARITABLE ACTIVITIES COSTS** 

Charitable Activities 

Direct Costs (see note 7) £ **91,995** 

continued... 

Page 16 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **7. DIRECT COSTS OF CHARITABLE ACTIVITIES** 

|Staff costs<br>Religious Services<br>High Holy Day Costs<br>Security Costs<br>Education Youth & Adult Study<br>**8.**<br>**SUPPORT COSTS**<br>Raising donations and legacies<br>Support costs, included in the above, are as follows:<br>Caretakers and Cleaners<br>Telephone<br>Printing, Postage & Stationery<br>Hire of Office Equipment<br>High Holy Day Appeal<br>Jack Petchey Award Scheme<br>Sefer Torah Repair fund|**31.12.20**<br>**£**<br>**78,991**<br>**8,180**<br>**-**<br>**1,463**<br>**3,361**<br>**91,995**<br>**31.12.20**<br>Raising<br>donations<br>and<br>legacies<br>**£**<br>**25,059**<br>**3,654**<br>**2,887**<br>**2,739**<br>**4,222**<br>**275**<br>**960**<br>**39,796**|31.12.19<br>£<br>82,571<br>1,158<br>4,327<br>3,474<br>14,313<br>105,843<br>Other<br>£<br>**39,796**<br>31.12.19<br>Total<br>activities<br>£<br>**26,048**<br>**5,134**<br>**6,392**<br>**2,813**<br>**-**<br>**-**<br>**-**<br>**40,387**|
|---|---|---|



continued... 

Page 17 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **9. TRUSTEES' REMUNERATION AND BENEFITS** 

There were no trustees' remuneration or other benefits for the year ended 31 December 2020 nor for  the year ended 31 December 2019. 

## **Volunteers** 

The charity is dependent on the voluntary work of the trustees in administering its funds and many  other aspects of Synagogue working. As this work has no quantifiable value this is not recognised in the financial statements. 

## **Trustees' expenses** 

There were no trustees' expenses paid for the year ended 31 December 2020 nor for the year ended 31 December 2019. 

## **10. STAFF COSTS** 

|**STAFF COSTS**|||||
|---|---|---|---|---|
||**31.12.20**||31.12.19||
||**£**||£||
|Wages and salaries|**78,991**||82,571||
||**78,991**||82,571||
|The average monthly number of employees during the year was as follows:|||||
|Ministerial|**31.12.20**<br>**1**||31.12.19<br>1||
|Administrative||**2**||2|
|Education and Youth||**1**||1|
|Other||**2**||2|
|||**6**||6|
||||||



No employees received emoluments in excess of £60,000. 

continued... 

Page 18 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **11. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES 31.12.2019** 

|**INCOME AND ENDOWMENTS FROM**<br>Donations and legacies<br>Other trading activities<br>Investment income<br>**Total**<br>**EXPENDITURE ON**<br>Raising funds<br>**Charitable activities**<br>Charitable Activities<br>**Total**<br>**NET INCOME**<br>**Transfers between funds**<br>**Net movement in funds**<br>**RECONCILIATION OF FUNDS**<br>**Total funds brought forward**<br>**TOTAL FUNDS CARRIED**<br>**FORWARD**|Unrestricted<br>fund<br>£<br>333,333<br>2,731<br>50,532<br>386,596<br>233,510<br>105,843<br>339,353<br>47,243<br>21,959<br>69,202<br>2,995,116<br>3,064,318|Restricted<br>fund<br>£<br>9,126<br>-<br>-<br>9,126<br>4,999<br>-<br>4,999<br>4,127<br>(21,959)<br>(17,832)<br>118,659<br>100,827|Total<br>funds<br>£<br>342,459<br>2,731<br>50,532<br>395,722<br>238,509<br>105,843<br>344,352<br>51,370<br>-<br>51,370<br>3,113,775<br>3,165,145|
|---|---|---|---|



continued... 

Page 19 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **12. KEY MANAGEMENT PERSONNEL** 

The trustees consider themselves to be the key management personnel in accordance with the Synagogue's constitution. 

## **13. INTANGIBLE FIXED ASSETS** 

||Website|
|---|---|
||£|
|**COST**||
|At 1 January 2020|**3,572**|
|Additions|**1,195**|
|At 31 December 2020|**4,767**|
|**AMORTISATION**||
|At 1 January 2020|**2,520**|
|Charge for year|**460**|
|At 31 December 2020|**2,980**|
|**NET BOOK VALUE**||
|At 31 December 2020|**1,787**|
|At 31 December 2019|1,052|



## **14. TANGIBLE FIXED ASSETS** 

|**COST**<br>At 1 January 2020<br>Additions<br>At 31 December 2020<br>**DEPRECIATION**<br>At 1 January 2020<br>Charge for year<br>At 31 December 2020<br>**NET BOOK VALUE**<br>At 31 December 2020<br>At 31 December 2019|Freehold<br>property<br>£<br>**2,900,000**<br>**-**<br>**2,900,000**<br>**-**<br>**-**<br>**-**<br>**2,900,000**<br>2,900,000|Security,<br>Fencing<br>and<br>Lighting<br>£<br>**43,559**<br>**-**<br>**43,559**<br>**43,164**<br>**395**<br>**43,559**<br>**-**<br>395|Religious<br>Appurtenances<br>£<br>**7,535**<br>**-**<br>**7,535**<br>**3,989**<br>**-**<br>**3,989**<br>**3,546**<br>3,546|
|---|---|---|---|



continued... 

Page 20 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **14. TANGIBLE FIXED ASSETS - continued** 

|**COST**<br>At 1 January 2020<br>Additions<br>At 31 December 2020<br>**DEPRECIATION**<br>At 1 January 2020<br>Charge for year<br>At 31 December 2020<br>**NET BOOK VALUE**<br>At 31 December 2020<br>At 31 December 2019|Fixtures<br>and<br>fittings<br>£<br>**51,778**<br>**55,104**<br>**106,882**<br>**47,335**<br>**12,131**<br>**59,466**<br>**47,416**<br>4,443|60th<br>Anniversary<br>Torah<br>Scroll<br>£<br>**24,000**<br>**-**<br>**24,000**<br>**3,360**<br>**960**<br>**4,320**<br>**19,680**<br>20,640|Computer<br>equipment<br>£<br>**10,757**<br>**120**<br>**10,877**<br>**10,084**<br>**168**<br>**10,252**<br>**625**<br>673|Totals<br>£<br>**3,037,629**<br>**55,224**<br>**3,092,853**<br>**107,932**<br>**13,654**<br>**121,586**<br>**2,971,267**<br>2,929,697|
|---|---|---|---|---|



We have changed the basis of our accounting policy and have now moved to a valuations basis for the freehold property. The buildings were last professionally valued by B Bailey & Co Ltd, Chartered Surveyors and Valuers on 2 July 2018. The valuation was based on the cost of acquiring a similar property, as there is a restrictive covenant in place on the land. The historical cost of the freehold property was £945,669 with historic depreciation of £148,002. The Trustees are of the opinion that the valuation above fairly reflects the current market value of the buildings. The buildings used by the charity have not been depreciated as the trustees consider their useful life to be in excess of 100 years and the depreciation charge is therefore considered to be immaterial. 

## **15. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR** 

|Trade debtors<br>Other debtors<br>Prepayments and accrued income|**31.12.20**<br>31.12.19<br>**£**<br>£<br>**14,023**<br>12,350<br>**11,515**<br>13,168<br>**4,843**<br>5,593|
|---|---|
||**30,381**<br>31,111|



continued... 

Page 21 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **16. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR** 


**----- Start of picture text -----**<br>
||||
|---|---|---|
|31.12.20|31.12.19|
|£|£|
|Bank loans and overdrafts (see note 18)|10,000|10,000|
|Trade creditors|10,693|9,744|
|Other creditors|34,008|25,107|
|54,701|44,851|

**----- End of picture text -----**<br>


## **Contingent Liability** 

There is a contingent liability to Reform Judaism (RJ) in the sum of £53,349 which would crystallise should the Synagogue leave the Movement for Reform Judaism. 

## **17. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR** 


**----- Start of picture text -----**<br>
||||
|---|---|---|
|31.12.20|31.12.19|
|£|£|
|Bank loans (see note 18)|2,825|13,141|

**----- End of picture text -----**<br>


## **SECURED DEBTS** 

The charity's bank borrowing is secured by a bank security over the freehold property shown in the the accounts. 

## **18. LOANS** 

An analysis of the maturity of loans is given below: 


**----- Start of picture text -----**<br>
||||
|---|---|---|
|31.12.20|31.12.19|
|£|£|
|Amounts falling due within one year on demand:|
|Bank loans|10,000|10,000|
|Amounts falling between one and two years:|
|Bank loans - 1-2 years|2,825|13,141|

**----- End of picture text -----**<br>


continued... 

Page 22 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **19. ANALYSIS OF NET ASSETS BETWEEN FUNDS** 

|Unrestricted<br>Restricted<br>fund<br>fund<br>£<br>£<br>Fixed assets<br>**2,973,054**<br>**-**<br>Current assets<br>**208,503**<br>**88,219**<br>Current liabilities<br>**(54,701)**<br>**-**<br>Long term liabilities<br>**(2,825)**<br>**-**<br>**3,124,031**<br>**88,219**<br>**20.**<br>**MOVEMENT IN FUNDS**<br>Net<br>movement<br>At 1/1/20<br>in funds<br>£<br>£<br>**Unrestricted funds**<br>General fund<br>**3,064,318**<br>**44,141**<br>**Restricted funds**<br>Restricted Funds<br>**100,827**<br>**2,964**<br>**TOTAL FUNDS**<br>**3,165,145**<br>**47,105**<br>Net movement in funds, included in the above are as follows:<br>Incoming<br>resources<br>£<br>**Unrestricted funds**<br>General fund<br>**364,954**<br>**Restricted funds**<br>Restricted Funds<br>**8,421**<br>**TOTAL FUNDS**<br>**373,375**|**31.12.20**<br>Total<br>funds<br>**£**<br>**2,973,054**<br>**296,722**<br>**(54,701)**<br>**(2,825)**<br>**3,212,250**<br>Transfers<br>between<br>funds<br>£<br>**15,572**<br>**(15,572)**<br>**-**<br>Resources<br>expended<br>£<br>**(320,813)**<br>**(5,457)**<br>**(326,270)**|31.12.19<br>Total<br>funds<br>£<br>2,930,749<br>292,388<br>(44,851)<br>(13,141)<br>3,165,145<br>At<br>31/12/20<br>£<br>**3,124,031**<br>**88,219**<br>**3,212,250**<br>Movement<br>in funds<br>£<br>**44,141**<br>**2,964**<br>**47,105**|
|---|---|---|



continued... 

Page 23 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **20. MOVEMENT IN FUNDS - continued** 

## **Comparatives for movement in funds** 

|At 1/1/19<br>£<br>**Unrestricted funds**<br>General fund<br>2,995,116<br>**Restricted funds**<br>Restricted Funds<br>118,659<br>**TOTAL FUNDS**<br>3,113,775<br>Comparative net movement in funds, included in the above<br>**Unrestricted funds**<br>General fund<br>**Restricted funds**<br>Restricted Funds<br>**TOTAL FUNDS**|Net<br>movement<br>in funds<br>£<br>47,243<br>4,127<br>51,370<br>are as follows:<br>Incoming<br>resources<br>£<br>386,596<br>9,126<br>395,722||Transfers<br>between<br>funds<br>£<br>21,959<br>(21,959)<br>-<br>Resources<br>expended<br>£<br>(339,353)<br>(4,999)<br>(344,352)|At<br>31/12/19<br>£<br>3,064,318<br>100,827<br>3,165,145<br>Movement<br>in funds<br>£<br>47,243<br>4,127<br>51,370|
|---|---|---|---|---|



continued... 

Page 24 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **20. MOVEMENT IN FUNDS - continued** 

|**Unrestricted Funds**<br>General fund<br>Legacies and bequests<br>Revaluation Reserve<br>**Restricted Funds**<br>Special buried fund<br>Charitable trust fund<br>Tuesday club fund<br>Bluementhal prize fund<br>Krasnador fund<br>B'nel Torah scheme<br>Education and youth<br>High Holy Day appeal<br>Israel Action Group<br>Building fund<br>Community and Youth<br>Jack Petchey Award Scheme<br>Security fund<br>Torah Scroll fund<br>Sefer Torah repair fund<br>Harry Jassby Grave Maintenance<br>fund<br>Handrails Prayer Hall fund<br>Defibrillator fund<br>General Refurbishment project<br>Car park reserve fund<br>Miriam Landsman prize fund<br>**TOTAL FUNDS**|**At  01.01.20**<br>**£**<br>1,066,131<br>1,000<br>1,997,187<br>**3,064,318**<br>25,000<br>417<br>1,357<br>490<br>245<br>7,160<br>722<br>13,888<br>625<br>2,290<br>4,510<br>6,909<br>395<br>20,640<br>5,596<br>210<br>3,929<br>-<br>1,444<br>-<br>5,000<br>**100,827**<br>**3,165,145**|**Net Movements**<br>**£**<br>44,141<br>-<br>-<br>**44,141**<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>2,312<br>-<br>-<br>-<br>(25)<br>467<br>960<br>(960)<br>-<br>-<br>-<br>120<br>90<br>-<br>**2,964**<br>**47,105**|**Transfers**<br>**£**<br>15,572<br>-<br>-<br>**15,572**<br>6,890<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>(862)<br>(21,600)<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>**(15,572)**<br>**-**|**As 31.12.20**<br>**£**<br>1,125,844<br>1,000<br>1,997,187<br>**3,124,031**<br>31,890<br>417<br>1,357<br>490<br>245<br>7,160<br>722<br>16,200<br>625<br>2,290<br>4,510<br>6,884<br>-<br>-<br>4,636<br>210<br>3,929<br>-<br>1,564<br>90<br>5,000<br>**88,219**<br>**3,212,250**|
|---|---|---|---|---|



continued... 

Page 25 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **20. MOVEMENT IN FUNDS - continued** 

**Net movement in funds, included in the above as follows:** 

|**Unrestricted Funds**<br>**General Funds**<br>**Restricted Funds**<br>General Refurbishment fund<br>Car Park Reserve fund<br>High Holy Day appeal<br>Jack Petchey Award Scheme<br>Security fund<br>Sefer Torah repair fund<br>Torah Scroll fund<br>**TOTAL MOVEMENT OF FUNDS**|**31.12.2020**<br>**Incoming**<br>**Resources**<br>**£**<br>**364,954**<br>120<br>90<br>6,534<br>250<br>467<br>-<br>960<br>**8,421**<br>**373,375**|**31.12.2020**<br>**Resources**<br>**Expended**<br>**£**<br>**(320,813)**<br>-<br>-<br>(4,222)<br>(275)<br>-<br>(960)<br>-<br>**(5,457)**<br>**(326,270)**|**31.12.2020**<br>**Movement**<br>**in funds**<br>**£**<br>**44,141**<br>120<br>90<br>2,312<br>(25)<br>467<br>(960)<br>960<br>**2,964**<br>**47,105**|
|---|---|---|---|



## **Restricted funds** 

Restricted funds are funds donated, or set aside for specific educational or religious projects such as the the Harry Jassby Grave Maintenance Fund or the repairs of the sifrei torah fund. The Special Burial Fund represents payments of overage fees by members, to be utilised at their future burial. 

The Security Fund consists of donations from a member and CST towards the erection of security fencing and gate and a new CCTV system, less accumulated depreciation to date. The Torah Scroll fund consists of donations from the membership to purchase a new Torah Scroll for the Synagogue's 60th Anniversary, less accumulated depreciation to date. The High Holy Day appeal fund comprises donations from the membership, for the annual appeal for specific selected charities. 

The transfer between funds represents: 

- Transfer to the Special Burial Fund of £6,890 to agree the carried forward balance at the year end. 

continued... 

Page 26 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **21. RELATED PARTY DISCLOSURES** 

The synagogue is a constituent member of the Movement for Reform Judaism, for which it pays a membership levy. The levy due for 2020 was £38,347 (2019 £41,258) of which it owed the Movement £1,959 as at 31st December 2020 (2019 - £1,959). 

The synagogue has entered into a contract with the Jewish Joint Burial Society. The synagogue  collects burial fees from its members and pays these to the Burial Society. In return, the Burial Society provides a comprehensive funeral services. 

Page 27 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020** 

||31.12.20|31.12.19|
|---|---|---|
||£|£|
|**INCOME AND ENDOWMENTS**|||
|**Donations and legacies**|||
|Subscriptions|**269,272**|269,463|
|Donations|**10,572**|25,397|
|Gift aid|**44,420**|47,599|
|**Other trading activities**|**324,264**|342,459|
|Fundraising events|**-**|2,731|
|**Investment income**|||
|Rent & service charge received|**46,500**|41,109|
|Donations for use of synagogue premises|**2,611**|9,319|
|Deposit account interest|**-**|104|
||**49,111**|50,532|
|**Total incoming resources**|**373,375**|395,722|
|**EXPENDITURE**|||
|**Raising donations and legacies**|||
|Premises Upkeep|**25,823**|31,201|
|Office Costs|**6,351**|1,589|
|Finance Costs|**1,163**|2,470|
|Donations|**-**|179|
|Affiliation Fees - RJ|**38,347**|41,258|
|Sundries|**512**|2,278|
|Office Staff Costs|**47,575**|45,565|
|Depreciation|**15,074**|7,054|
|Burial Costs - JJBS|**50,102**|52,753|
|Legal Costs|**4,732**|8,735|
|Auditors Remuneration|**4,800**|5,040|
||**194,479**|198,122|
|**Charitable activities**|||
|Wages|**78,991**|82,571|
|Carried forward|**78,991**|82,571|



This page does not form part of the statutory financial statements 

Page 28 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020** 

|**FOR THE YEAR ENDED**|**31 DECEMBER 2020**||
|---|---|---|
||31.12.20|31.12.19|
||£|£|
|**Charitable activities**|||
|Brought forward|**78,991**|82,571|
|Religious Services|**8,180**|1,158|
|High Holy Day Costs|**-**|4,327|
|Security Costs|**1,463**|3,474|
|Education Youth & Adult Study|**3,361**|14,313|
|**Support costs**|**91,995**|105,843|
|**Other**|||
|Caretakers and Cleaners|**25,059**|26,048|
|Telephone|**3,654**|5,134|
|Printing, Postage & Stationery|**2,887**|6,392|
|Hire of Office Equipment|**2,739**|2,813|
|High Holy Day Appeal|**4,222**|-|
|Jack Petchey Award Scheme|**275**|-|
|Sefer Torah Repair fund|**960**|-|
||**39,796**|40,387|
|Total resources expended|**326,270**|344,352|
|**Net income**|**47,105**|51,370|
||||



This page does not form part of the statutory financial statements 

Page 29 



**REGISTERED CHARITY NUMBER: 236663** 

## **REPORT OF THE TRUSTEES AND** 

## **FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **FOR** 

## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

Prestons & Jacksons Partnership LLP Statutory Auditors 364 - 368 Cranbrook Road Ilford Essex IG2 6HY 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

**CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020** 

||**Page**|
|---|---|
|**Report of the Trustees**|1 to 7|
|**Report of the Independent Auditors**|8 to 10|
|**Statement of Financial Activities**|11|
|**Statement of Financial Position**|12 to 13|
|**Notes to the Financial Statements**|14 to 27|
|**Detailed Statement of Financial Activities**|28 to 29|





## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

The trustees present their report with the financial statements of the charity for the year ended 31 December 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019). 

Page 1 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **OBJECTIVES AND ACTIVITIES** 

## **Review of activities during the year** 

For much of 2020, which was a very challenging time for the world in general, SWESRS, its staff and members were involved in a variety of activities much of which supported other SWESRS members, the local and  wider Jewish community and the wider local community as a whole. Below is a list of some key activities in alphabetical order: 

**Adult Education:** Activities have included Torah lunches on a variety of subjects, the Access to Judaism and Hebrew classes and Learn to Leyn (how to read from the Torah). The majority of these sessions were run  via Zoom. 

**AHADA:** The synagogue encourages those who have recently been bereaved to use the services of AHADA Bereavement Counselling Service. AHADA also encompasses Empathy Counselling, for those affected by separation and divorce. 

**Bnei Mitzvah Programme:** For our younger members who are in school years 7 and 8 - supporting them and their families through the process and education to become Bar or Bat Mitzvah at 13! Much of the  programme was held over Zoom and the young people used their knowledge and Hebrew skills to help lead our Family Services. A number of our post bar and bat mitzvah students have gone on to be excellent peer mentors and help in the running of the programme. 

**Care Team:** A small but caring team of volunteers who assist with pastoral support for some of our more needy congregants and in some cases non-members of SWESRS. Their support has been invaluable over 2020 and with the addition of an emergency phone tree and additional volunteers SWESRS was able to call all members of the SWESRS community during the early months of COVID and support those most at risk with shopping etc. The Care Team meet on a regular basis to feedback and support each other and again these meetings have been conducted over Zoom. The Care Team held a fundraising quiz early in 2020 to help bring in funds for our Care Coordinator position. 

**Choir:** Due to COVID our choristers have sadly not been able to sing together since late February but a number of individuals have supported our Zoom Shabbat and High Holy Day Services by singing from home! Our choirmasters have also assisted in providing pre recordings of the choir to ensure that our services retain  us much of their usual musical content as possible. A number of the choir were able to attend the LB Redbridge Holocaust Memorial Day Service in January 2020. 

**Community Action:** Members of SWESRS generously donated non-perishable food items for a small Food Bank that we set up at SWESRS for those who were struggling during COVID. We also had a number of our members who cooked nourishing home-made meals that were frozen and taken to those who were in need. 

**ECAMPS Yom HaShoah Ceremony:** 2020 the 75th anniversary of the end of the Shoah, and the liberation of the Bergen-Belsen by the British armed forces. To honour this special anniversary, the ECAMPS communities joined the National Yom HaShoah Commemoration which was online due to COVID. Harry Jassby Memorial Service: On November 6th Rabbi Lisa with the support of SWESRS member Brenda Soskin zoomed from St. Peters Church on Aldborough Road to remember Harry Jassby who was a Jewish airman who died in the First World War. We were delighted that due to the service being held via Zoom that members of Harry's family could join in from Canada and Israel. 

**League of Jewish Women:** The Newbury Park group of LJW meet at SWESRS on a monthly basis again up until COVID! 

Page 2 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

**Masonic Lodges:** SWESRS hosts two local masonic lodges - meetings suspended at SWESRS due to COVID. 

**NEMS:** Were due to move back in to SWESRS for their services, following the installation of a lift, so that they could move in to their new permanent home in the Seminar Room at SWESRS but again COVID prevented this. We are pleased to report that NEMS have resumed their services at SWESRS early Summer 2021 and have also recently held a successful afternoon tea for their members in our grounds. 

**Passover Seder Service:** As always SWESRS held a Communal Seder Service, with 60 members and family and friends in attendance. However this was a little different from normal years as this had to be held over Zoom. 

Salsa Dancing: This group was set up by members of SWESRS but welcomes all those who enjoy the Latin American rhythms of Salsa whilst keeping fit and was running early in 2020 but stopped due to COVID. 

**School visits etc:** Sadly due to COVID most school visits were cancelled and have yet to resume. We were able to run on Holocaust Education Programme in February which enabled around 300 young people and  their teachers to learn a little more about the atrocities of the Holocaust. 

**Services:** As well as our regular Shabbat Morning Services, we hold themed Shabbats, Kol Hamishpachot - Family Services, Musical Services, joint services with other ECAMPS communities for various festivals. All  of these including our High Holy Day services moved to Zoom from end of March 2020. We have been running hybrid services from the synagogue building when able to so that they can be in-person and via Zoom. 

**Strategic Planning:** This has been led by our Vice Chair Sue Jackson and has continued to take place and  the next Strategic Plan is ready to be taken to the AGM in August 2021. 

**Sundays@SWESRS:** Introduced in 2019 these sessions were scheduled to continue in to 2020 - we were  able to run a number of these session before COVID hit! These included, bread making, discussions, films, and guided walks. 

**SWESRS Social & Community Group:** This is the new name for Redbridge Jewish Cultural Society -  events earlier in the year were held in person but with some quick thinking and clever planning their events swapped to Zoom and they had a series of successful events open to SWESRS, the old RJCS members and the wider community. These events are continuing until such time as in person events are re-introduced. 

**Table Tennis:** A weekly table tennis group meets at the synagogue and is hoping to resume in August 2021 following a forced break due to Covid. 

**Tuesday Club:** This is a weekly lunch and speaker programme organised for the senior members of the community - this is open to the wider community as well as SWESRS members and average weekly attendance is around the 25 people. Due to COVID we had to stop lunch club but reinvented it as Tea@2 where several of our wonderful volunteers have been baking cakes fortnightly and delivering them and our members have been attending Zoom talks, chats and sing alongs since April 2020! Some help was needed to get some of them online but again with support we have around 25 or so devices logged in each fortnight! 

Page 3 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

**U3A:** U3A (University of the Third Age) is a UK movement of retired and semi-retired people who come together to continue educational, social and creative interests in a friendly and informal environment. U3A groups have met and used SWESRS facilities for many years, providing activities for not only SWESRS' members but many others from the wider Redbridge community and beyond. Sadly COVID forced the groups from meeting but we are glad to say we are starting to welcome them back in July 2021. 

**Youth:** With the help of Mich Sampson our younger members were encouraged to start a Pop Up Youth  Choir. Working with some of our neighbouring progressive communities we also tried to establish a new monthly Youth Club. 

## **Public benefit** 

The Trustees confirm that they have complied with the duty in section 4 of the Charities Act 2011 to have due regard to public benefit guidance published by the Commission in determining the activities undertaken by  the Charity. 

## **Impact of Covid 19 post March 2020** 

Covid had a significant impact on the charity's operations. Demands on our pastoral care increased and we had a number of covid-related deaths. Several of our members had financial difficulties and needed support paying subscriptions.  We lost rental income from our ad hoc hirers (eg U3A) who were unable to operate. 

## **Changes in operations and activities due to covid pandemic** 

We had to change the ways in which we operated, holding religious services and social events by zoom. We could only offer pastoral support and care virtually (by zoom and/or telephone). 

## **Furlough** 

We furloughed our facilities manager as we were no longer using the building. We initially furloughed our choirmasters, but took them off of furlough once they began operating on zoom. 

Although we have been impacted by the Pandemic, we have sufficient reserves, ongoing membership subscriptions and a good tenants to carry on our operations for the next twelve months. 

## **FINANCIAL REVIEW** 

## **Financial position** 

The board of trustees is satisfied that the charity's assets in each fund are available and adequate to fulfil its obligations in respect of each fund. 

The financial statements have been prepared implementing the Charities Act 2011 and the Charities Financial Reporting Standard SORP FRS 102. As stated in the introduction to this report, the trustees consider the financial performance by the charity during the year to have been satisfactory. 

The Statement of Financial Activities show incoming resources for the year of £373,375 (prior year:£395,722) and outgoing resources of £326,270 (prior year £344,352), making a net overall surplus of £47,105 (prior year £51,370). Unrestricted reserves amounted to £3,124,031 (prior year £3,064,318) while Restricted reserves amounted to £88,219 (prior: £100,827). Total reserves carried forward as at 31st December 2020 were £3,212,250 (prior: £3,165,145). 

## **STRUCTURE, GOVERNANCE AND MANAGEMENT** 

## **Governing document** 

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity. 

Page 4 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number** 236663 

## **Principal address** 

Oaks Lane Newbury Park Ilford Essex IG2 7PL 

Page 5 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **Trustees** 

## **Permanent Trustees** 

The permanent trustees are Dr F Igielman, Mrs R Cann and Mrs K Dalton. The permanent trustees have the power to vest property on behalf of the synagogue and are the only trustees who can, for example, sign leases with tenants on behalf of SWESRS. 

## **Elected Trustees** 

Leah Biller (co-opted 25th July 2019; resigned 23rd July 2020) Eleanor Bloom (resigned 23rd July 2020) Valerie Garnelas (resigned 23rd July 2020) Jo Turner (resigned 23rd July 2020) Simone Shiell (co-opted 22nd October 2020) Lee Goldsmith (co-opted 22nd October 2020) Jack Leaf (resigned 7th May 2021) Catriona Diamond (resigned 22nd April 2021) David Lawson Leslie Gilbert Steve Robbins Michael Dalton Sue Jackson Sue Terpilowski Farrel Igielman Robert Jackson From the Annual General Meeting 7th July 2019 President Sheila Chiat 

## **Life Vice Presidents** 

Evelyn Dalton Leslie Gilbert Lottie Harris      (sadly passed away 13th March 2020) Bernard Davis  (approved 17th February 2021) Hugh Noble      (approved 17th February 2021) Lucille Leaf      (approved 17th February 2021) 

Officers Steve Robbins          Immediate Past Chairman Michael Dalton         Chair Sue Jackson            Vice-Chair Sue Terpilowski       Hon. Secretary Farrel Igielman         Asst. Hon. Secretary Robert Jackson      Hon. Treasurer Jo Turner               Asst. Hon. Treasurer (resigned 23rd July 2020) Steve Robbins      Senior Warden 

Page 6 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **REFERENCE AND ADMINISTRATIVE DETAILS** 

## **Auditors** 

Prestons & Jacksons Partnership LLP Statutory Auditors 364 - 368 Cranbrook Road Ilford Essex IG2 6HY 

## **STATEMENT OF TRUSTEES' RESPONSIBILITIES** 

The trustees are responsible for preparing the Report of the Trustees and the financial statements in  accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) including Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" 

The law applicable to charities in England and Wales, the Charities Act 2011, Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period.  In preparing those financial statements, the trustees are required to 

- select suitable accounting policies and then apply them consistently; 

- observe the methods and principles in the Charity SORP; 

- make judgements and estimates that are reasonable and prudent; 

- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business. 

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy  at any time the financial position of the charity and to enable them to ensure that the financial statements  comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. 

Approved by order of the board of trustees on ............................................. and signed on its behalf by: 

................................................................... Trustee 

Page 7 



## **REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **Opinion** 

We have audited the financial statements of South West Essex and Settlement Reform Synagogue (the  'charity') for the year ended 31 December 2020 which comprise the Statement of Financial Activities, the Statement of Financial Position and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'. 

In our opinion the financial statements: 

- give a true and fair view of the state of the charity's affairs as at 31 December 2020 and of its incoming resources and application of resources, for the year then ended; 

- have been properly prepared in accordance with United Kingdom Generally Accepted Accounting  Practice, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'; and 

- have been prepared in accordance with the requirements of the Charities Act 2011. 

## **Basis for opinion** 

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors'  responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. 

## **Conclusions relating to going concern** 

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as  a going concern for a period of at least twelve months from when the financial statements are authorised for issue. 

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report. 

Page 8 



## **REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **Other information** 

The trustees are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Report of the Independent Auditors thereon. 

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. 

In connection with our audit of the financial statements, our responsibility is to read the other information  and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.  We have nothing to report in this regard. 

## **Matters on which we are required to report by exception** 

We have nothing to report in respect of the following matters where the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion: 

- the information given in the Report of the Trustees is inconsistent in any material respect with the financial statements; or 

- sufficient accounting records have not been kept; or 

- the financial statements are not in agreement with the accounting records and returns; or 

- we have not received all the information and explanations we require for our audit. 

## **Responsibilities of trustees** 

As explained more fully in the Statement of Trustees' Responsibilities, the trustees are responsible for the preparation of the financial statements which give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. 

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so. 

Page 9 



## **REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **Our responsibilities for the audit of the financial statements** 

We have been appointed as auditors under Section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder. 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. 

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below: 

We obtained an understanding of the legal and regulatory framework applicable to the entity and how the  entity is complying with that framework by discussing with management and checking compliance with regulators. 

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors. 

## **Use of our report** 

This report is made solely to the charity's trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity's trustees those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's trustees as a body, for our audit work, for this report, or for the opinions we have formed. 

Prestons & Jacksons Partnership LLP Statutory Auditors Eligible to act as an auditor in terms of Section 1212 of the Companies Act 2006 364 - 368 Cranbrook Road 

Ilford Essex IG2 6HY 

Date: ............................................. 

Page 10 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020** 

|Unrestricted<br>fund<br>Notes<br>£<br>**INCOME AND ENDOWMENTS FROM**<br>Donations and legacies<br>2<br>**315,843**<br>Other trading activities<br>3<br>**-**<br>Investment income<br>4<br>**49,111**<br>**Total**<br>**364,954**<br>**EXPENDITURE ON**<br>Raising funds<br>5<br>**228,818**<br>**Charitable activities**<br>6<br>Charitable Activities<br>**91,995**<br>**Total**<br>**320,813**<br>**NET INCOME**<br>**44,141**<br>**Transfers between funds**<br>20<br>**15,572**<br>**Net movement in funds**<br>**59,713**<br>**RECONCILIATION OF FUNDS**<br>**Total funds brought forward**<br>**3,064,318**<br>**TOTAL FUNDS CARRIED FORWARD**<br>**3,124,031**|Restricted<br>fund<br>£<br>**8,421**<br>**-**<br>**-**<br>**8,421**<br>**5,457**<br>**-**<br>**5,457**<br>**2,964**<br>**(15,572)**<br>**(12,608)**<br>**100,827**<br>**88,219**|**31.12.20**<br>**Total**<br>**funds**<br>**£**<br>**324,264**<br>**-**<br>**49,111**<br>**373,375**<br>**234,275**<br>**91,995**<br>**326,270**<br>**47,105**<br>**-**<br>**47,105**<br>**3,165,145**<br>**3,212,250**|31.12.19<br>Total<br>funds<br>£<br>342,459<br>2,731<br>50,532<br>395,722<br>238,509<br>105,843<br>344,352<br>51,370<br>-<br>51,370<br>3,113,775<br>3,165,145|
|---|---|---|---|



The notes form part of these financial statements 

Page 11 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **STATEMENT OF FINANCIAL POSITION 31 DECEMBER 2020** 

|Notes<br>**FIXED ASSETS**<br>Intangible assets<br>13<br>Tangible assets<br>14<br>**CURRENT ASSETS**<br>Debtors<br>15<br>Cash at bank and in hand<br>**CREDITORS**<br>Amounts falling due within one year<br>16<br>**NET CURRENT ASSETS**<br>**TOTAL ASSETS LESS CURRENT**<br>**LIABILITIES**<br>**CREDITORS**<br>Amounts falling due after more than one year 17<br>**NET ASSETS**|**31.12.20**<br>**£**<br>**1,787**<br>**2,971,267**<br>**2,973,054**<br>**30,381**<br>**266,341**<br>**296,722**<br>**(54,701)**<br>**242,021**<br>**3,215,075**<br>**(2,825)**<br>**3,212,250**|31.12.19<br>£<br>1,052<br>2,929,697<br>2,930,749<br>31,111<br>261,277<br>292,388<br>(44,851)<br>247,537<br>3,178,286<br>(13,141)<br>3,165,145|
|---|---|---|



The notes form part of these financial statements 

continued... 

Page 12 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **STATEMENT OF FINANCIAL POSITION - continued 31 DECEMBER 2020** 

**FUNDS** Unrestricted funds Restricted funds **TOTAL FUNDS** 

|20|**3,124,031**<br>**88,219**<br>**3,212,250**|3,064,318<br>100,827<br>3,165,145|
|---|---|---|



The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by: 

............................................. Trustee 

............................................. Trustee 

The notes form part of these financial statements 

Page 13 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **1. ACCOUNTING POLICIES** 

## **Basis of preparing the financial statements** 

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance  with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention. 

## **Going concern and impact of Covid-19** 

Although the Synagogue has been impacted by the Pandemic, the Board of Trustees are confident to have sufficient reserves, ongoing membership subscriptions and a good tenant to operate for the next twelve months. As a result of this, the accounts have been prepared on a going concern basis. 

## **Income** 

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably. 

## **Expenditure** 

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation  committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities  on a basis consistent with the use of resources. 

## **Charitable activities** 

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to that category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. 

Religious books are written off in the year of purchase. 

## **Religious artefacts** 

The synagogue has a number of religious artefacts which are shown as religious appurtenances in note 14, fixed assets at residual value. The insurance value of these religious artefacts are reviewed annually. 

## **Tangible fixed assets** 

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life. 

Freehold property - not provided Security, Fencing and Lighting - 10% on cost Religious Appurtenances - not provided Fixtures and fittings - 20% on reducing balance Computer equipment - 20% on reducing balance 

continued... 

Page 14 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **1. ACCOUNTING POLICIES - continued** 

## **Tangible fixed assets** 

Tangible fixed assets are capitalised at cost or revaluation basis less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure directly attributable to bringing  the asset to the location and condition necessary for it to be capable of operating in the manner intended. 

## **Taxation** 

The charity is exempt from tax on its charitable activities. 

## **Fund accounting** 

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. 

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. 

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements. 

## **2. DONATIONS AND LEGACIES** 

|Subscriptions<br>Donations<br>Gift aid<br>**OTHER TRADING ACTIVITIES**<br>Fundraising events|**31.12.20**<br>**£**<br>**269,272**<br>**10,572**<br>**44,420**<br>**324,264**<br>**31.12.20**<br>**£**<br>**-**|31.12.19<br>£<br>269,463<br>25,397<br>47,599<br>342,459<br>31.12.19<br>£<br>2,731|
|---|---|---|



## **3. OTHER TRADING ACTIVITIES** 

continued... 

Page 15 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **4. INVESTMENT INCOME** 

|Rent & service charge received<br>Donations for use of synagogue premises<br>Deposit account interest<br>**RAISING FUNDS**<br>**Raising donations and legacies**<br>Premises Upkeep<br>Office Costs<br>Finance Costs<br>Donations<br>Affiliation Fees - RJ<br>Sundries<br>Office Staff Costs<br>Depreciation<br>Burial Costs - JJBS<br>Legal Costs<br>Auditors Remuneration<br>Support costs|**31.12.20**<br>**£**<br>**46,500**<br>**2,611**<br>**-**<br>**49,111**<br>**31.12.20**<br>**£**<br>**25,823**<br>**6,351**<br>**1,163**<br>**-**<br>**38,347**<br>**512**<br>**47,575**<br>**15,074**<br>**50,102**<br>**4,732**<br>**4,800**<br>**39,796**<br>**234,275**|31.12.19<br>£<br>41,109<br>9,319<br>104<br>50,532<br>31.12.19<br>£<br>31,201<br>1,589<br>2,470<br>179<br>41,258<br>2,278<br>45,565<br>7,054<br>52,753<br>8,735<br>5,040<br>40,387<br>238,509|
|---|---|---|



## **5. RAISING FUNDS** 

## **6. CHARITABLE ACTIVITIES COSTS** 

Charitable Activities 

Direct Costs (see note 7) £ **91,995** 

continued... 

Page 16 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **7. DIRECT COSTS OF CHARITABLE ACTIVITIES** 

|Staff costs<br>Religious Services<br>High Holy Day Costs<br>Security Costs<br>Education Youth & Adult Study<br>**8.**<br>**SUPPORT COSTS**<br>Raising donations and legacies<br>Support costs, included in the above, are as follows:<br>Caretakers and Cleaners<br>Telephone<br>Printing, Postage & Stationery<br>Hire of Office Equipment<br>High Holy Day Appeal<br>Jack Petchey Award Scheme<br>Sefer Torah Repair fund|**31.12.20**<br>**£**<br>**78,991**<br>**8,180**<br>**-**<br>**1,463**<br>**3,361**<br>**91,995**<br>**31.12.20**<br>Raising<br>donations<br>and<br>legacies<br>**£**<br>**25,059**<br>**3,654**<br>**2,887**<br>**2,739**<br>**4,222**<br>**275**<br>**960**<br>**39,796**|31.12.19<br>£<br>82,571<br>1,158<br>4,327<br>3,474<br>14,313<br>105,843<br>Other<br>£<br>**39,796**<br>31.12.19<br>Total<br>activities<br>£<br>**26,048**<br>**5,134**<br>**6,392**<br>**2,813**<br>**-**<br>**-**<br>**-**<br>**40,387**|
|---|---|---|



continued... 

Page 17 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **9. TRUSTEES' REMUNERATION AND BENEFITS** 

There were no trustees' remuneration or other benefits for the year ended 31 December 2020 nor for  the year ended 31 December 2019. 

## **Volunteers** 

The charity is dependent on the voluntary work of the trustees in administering its funds and many  other aspects of Synagogue working. As this work has no quantifiable value this is not recognised in the financial statements. 

## **Trustees' expenses** 

There were no trustees' expenses paid for the year ended 31 December 2020 nor for the year ended 31 December 2019. 

## **10. STAFF COSTS** 

|**STAFF COSTS**|||||
|---|---|---|---|---|
||**31.12.20**||31.12.19||
||**£**||£||
|Wages and salaries|**78,991**||82,571||
||**78,991**||82,571||
|The average monthly number of employees during the year was as follows:|||||
|Ministerial|**31.12.20**<br>**1**||31.12.19<br>1||
|Administrative||**2**||2|
|Education and Youth||**1**||1|
|Other||**2**||2|
|||**6**||6|
||||||



No employees received emoluments in excess of £60,000. 

continued... 

Page 18 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **11. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES 31.12.2019** 

|**INCOME AND ENDOWMENTS FROM**<br>Donations and legacies<br>Other trading activities<br>Investment income<br>**Total**<br>**EXPENDITURE ON**<br>Raising funds<br>**Charitable activities**<br>Charitable Activities<br>**Total**<br>**NET INCOME**<br>**Transfers between funds**<br>**Net movement in funds**<br>**RECONCILIATION OF FUNDS**<br>**Total funds brought forward**<br>**TOTAL FUNDS CARRIED**<br>**FORWARD**|Unrestricted<br>fund<br>£<br>333,333<br>2,731<br>50,532<br>386,596<br>233,510<br>105,843<br>339,353<br>47,243<br>21,959<br>69,202<br>2,995,116<br>3,064,318|Restricted<br>fund<br>£<br>9,126<br>-<br>-<br>9,126<br>4,999<br>-<br>4,999<br>4,127<br>(21,959)<br>(17,832)<br>118,659<br>100,827|Total<br>funds<br>£<br>342,459<br>2,731<br>50,532<br>395,722<br>238,509<br>105,843<br>344,352<br>51,370<br>-<br>51,370<br>3,113,775<br>3,165,145|
|---|---|---|---|



continued... 

Page 19 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **12. KEY MANAGEMENT PERSONNEL** 

The trustees consider themselves to be the key management personnel in accordance with the Synagogue's constitution. 

## **13. INTANGIBLE FIXED ASSETS** 

||Website|
|---|---|
||£|
|**COST**||
|At 1 January 2020|**3,572**|
|Additions|**1,195**|
|At 31 December 2020|**4,767**|
|**AMORTISATION**||
|At 1 January 2020|**2,520**|
|Charge for year|**460**|
|At 31 December 2020|**2,980**|
|**NET BOOK VALUE**||
|At 31 December 2020|**1,787**|
|At 31 December 2019|1,052|



## **14. TANGIBLE FIXED ASSETS** 

|**COST**<br>At 1 January 2020<br>Additions<br>At 31 December 2020<br>**DEPRECIATION**<br>At 1 January 2020<br>Charge for year<br>At 31 December 2020<br>**NET BOOK VALUE**<br>At 31 December 2020<br>At 31 December 2019|Freehold<br>property<br>£<br>**2,900,000**<br>**-**<br>**2,900,000**<br>**-**<br>**-**<br>**-**<br>**2,900,000**<br>2,900,000|Security,<br>Fencing<br>and<br>Lighting<br>£<br>**43,559**<br>**-**<br>**43,559**<br>**43,164**<br>**395**<br>**43,559**<br>**-**<br>395|Religious<br>Appurtenances<br>£<br>**7,535**<br>**-**<br>**7,535**<br>**3,989**<br>**-**<br>**3,989**<br>**3,546**<br>3,546|
|---|---|---|---|



continued... 

Page 20 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **14. TANGIBLE FIXED ASSETS - continued** 

|**COST**<br>At 1 January 2020<br>Additions<br>At 31 December 2020<br>**DEPRECIATION**<br>At 1 January 2020<br>Charge for year<br>At 31 December 2020<br>**NET BOOK VALUE**<br>At 31 December 2020<br>At 31 December 2019|Fixtures<br>and<br>fittings<br>£<br>**51,778**<br>**55,104**<br>**106,882**<br>**47,335**<br>**12,131**<br>**59,466**<br>**47,416**<br>4,443|60th<br>Anniversary<br>Torah<br>Scroll<br>£<br>**24,000**<br>**-**<br>**24,000**<br>**3,360**<br>**960**<br>**4,320**<br>**19,680**<br>20,640|Computer<br>equipment<br>£<br>**10,757**<br>**120**<br>**10,877**<br>**10,084**<br>**168**<br>**10,252**<br>**625**<br>673|Totals<br>£<br>**3,037,629**<br>**55,224**<br>**3,092,853**<br>**107,932**<br>**13,654**<br>**121,586**<br>**2,971,267**<br>2,929,697|
|---|---|---|---|---|



We have changed the basis of our accounting policy and have now moved to a valuations basis for the freehold property. The buildings were last professionally valued by B Bailey & Co Ltd, Chartered Surveyors and Valuers on 2 July 2018. The valuation was based on the cost of acquiring a similar property, as there is a restrictive covenant in place on the land. The historical cost of the freehold property was £945,669 with historic depreciation of £148,002. The Trustees are of the opinion that the valuation above fairly reflects the current market value of the buildings. The buildings used by the charity have not been depreciated as the trustees consider their useful life to be in excess of 100 years and the depreciation charge is therefore considered to be immaterial. 

## **15. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR** 

|Trade debtors<br>Other debtors<br>Prepayments and accrued income|**31.12.20**<br>31.12.19<br>**£**<br>£<br>**14,023**<br>12,350<br>**11,515**<br>13,168<br>**4,843**<br>5,593|
|---|---|
||**30,381**<br>31,111|



continued... 

Page 21 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **16. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR** 


**----- Start of picture text -----**<br>
||||
|---|---|---|
|31.12.20|31.12.19|
|£|£|
|Bank loans and overdrafts (see note 18)|10,000|10,000|
|Trade creditors|10,693|9,744|
|Other creditors|34,008|25,107|
|54,701|44,851|

**----- End of picture text -----**<br>


## **Contingent Liability** 

There is a contingent liability to Reform Judaism (RJ) in the sum of £53,349 which would crystallise should the Synagogue leave the Movement for Reform Judaism. 

## **17. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR** 


**----- Start of picture text -----**<br>
||||
|---|---|---|
|31.12.20|31.12.19|
|£|£|
|Bank loans (see note 18)|2,825|13,141|

**----- End of picture text -----**<br>


## **SECURED DEBTS** 

The charity's bank borrowing is secured by a bank security over the freehold property shown in the the accounts. 

## **18. LOANS** 

An analysis of the maturity of loans is given below: 


**----- Start of picture text -----**<br>
||||
|---|---|---|
|31.12.20|31.12.19|
|£|£|
|Amounts falling due within one year on demand:|
|Bank loans|10,000|10,000|
|Amounts falling between one and two years:|
|Bank loans - 1-2 years|2,825|13,141|

**----- End of picture text -----**<br>


continued... 

Page 22 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **19. ANALYSIS OF NET ASSETS BETWEEN FUNDS** 

|Unrestricted<br>Restricted<br>fund<br>fund<br>£<br>£<br>Fixed assets<br>**2,973,054**<br>**-**<br>Current assets<br>**208,503**<br>**88,219**<br>Current liabilities<br>**(54,701)**<br>**-**<br>Long term liabilities<br>**(2,825)**<br>**-**<br>**3,124,031**<br>**88,219**<br>**20.**<br>**MOVEMENT IN FUNDS**<br>Net<br>movement<br>At 1/1/20<br>in funds<br>£<br>£<br>**Unrestricted funds**<br>General fund<br>**3,064,318**<br>**44,141**<br>**Restricted funds**<br>Restricted Funds<br>**100,827**<br>**2,964**<br>**TOTAL FUNDS**<br>**3,165,145**<br>**47,105**<br>Net movement in funds, included in the above are as follows:<br>Incoming<br>resources<br>£<br>**Unrestricted funds**<br>General fund<br>**364,954**<br>**Restricted funds**<br>Restricted Funds<br>**8,421**<br>**TOTAL FUNDS**<br>**373,375**|**31.12.20**<br>Total<br>funds<br>**£**<br>**2,973,054**<br>**296,722**<br>**(54,701)**<br>**(2,825)**<br>**3,212,250**<br>Transfers<br>between<br>funds<br>£<br>**15,572**<br>**(15,572)**<br>**-**<br>Resources<br>expended<br>£<br>**(320,813)**<br>**(5,457)**<br>**(326,270)**|31.12.19<br>Total<br>funds<br>£<br>2,930,749<br>292,388<br>(44,851)<br>(13,141)<br>3,165,145<br>At<br>31/12/20<br>£<br>**3,124,031**<br>**88,219**<br>**3,212,250**<br>Movement<br>in funds<br>£<br>**44,141**<br>**2,964**<br>**47,105**|
|---|---|---|



continued... 

Page 23 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **20. MOVEMENT IN FUNDS - continued** 

## **Comparatives for movement in funds** 

|At 1/1/19<br>£<br>**Unrestricted funds**<br>General fund<br>2,995,116<br>**Restricted funds**<br>Restricted Funds<br>118,659<br>**TOTAL FUNDS**<br>3,113,775<br>Comparative net movement in funds, included in the above<br>**Unrestricted funds**<br>General fund<br>**Restricted funds**<br>Restricted Funds<br>**TOTAL FUNDS**|Net<br>movement<br>in funds<br>£<br>47,243<br>4,127<br>51,370<br>are as follows:<br>Incoming<br>resources<br>£<br>386,596<br>9,126<br>395,722||Transfers<br>between<br>funds<br>£<br>21,959<br>(21,959)<br>-<br>Resources<br>expended<br>£<br>(339,353)<br>(4,999)<br>(344,352)|At<br>31/12/19<br>£<br>3,064,318<br>100,827<br>3,165,145<br>Movement<br>in funds<br>£<br>47,243<br>4,127<br>51,370|
|---|---|---|---|---|



continued... 

Page 24 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **20. MOVEMENT IN FUNDS - continued** 

|**Unrestricted Funds**<br>General fund<br>Legacies and bequests<br>Revaluation Reserve<br>**Restricted Funds**<br>Special buried fund<br>Charitable trust fund<br>Tuesday club fund<br>Bluementhal prize fund<br>Krasnador fund<br>B'nel Torah scheme<br>Education and youth<br>High Holy Day appeal<br>Israel Action Group<br>Building fund<br>Community and Youth<br>Jack Petchey Award Scheme<br>Security fund<br>Torah Scroll fund<br>Sefer Torah repair fund<br>Harry Jassby Grave Maintenance<br>fund<br>Handrails Prayer Hall fund<br>Defibrillator fund<br>General Refurbishment project<br>Car park reserve fund<br>Miriam Landsman prize fund<br>**TOTAL FUNDS**|**At  01.01.20**<br>**£**<br>1,066,131<br>1,000<br>1,997,187<br>**3,064,318**<br>25,000<br>417<br>1,357<br>490<br>245<br>7,160<br>722<br>13,888<br>625<br>2,290<br>4,510<br>6,909<br>395<br>20,640<br>5,596<br>210<br>3,929<br>-<br>1,444<br>-<br>5,000<br>**100,827**<br>**3,165,145**|**Net Movements**<br>**£**<br>44,141<br>-<br>-<br>**44,141**<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>2,312<br>-<br>-<br>-<br>(25)<br>467<br>960<br>(960)<br>-<br>-<br>-<br>120<br>90<br>-<br>**2,964**<br>**47,105**|**Transfers**<br>**£**<br>15,572<br>-<br>-<br>**15,572**<br>6,890<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>(862)<br>(21,600)<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>**(15,572)**<br>**-**|**As 31.12.20**<br>**£**<br>1,125,844<br>1,000<br>1,997,187<br>**3,124,031**<br>31,890<br>417<br>1,357<br>490<br>245<br>7,160<br>722<br>16,200<br>625<br>2,290<br>4,510<br>6,884<br>-<br>-<br>4,636<br>210<br>3,929<br>-<br>1,564<br>90<br>5,000<br>**88,219**<br>**3,212,250**|
|---|---|---|---|---|



continued... 

Page 25 



**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **20. MOVEMENT IN FUNDS - continued** 

**Net movement in funds, included in the above as follows:** 

|**Unrestricted Funds**<br>**General Funds**<br>**Restricted Funds**<br>General Refurbishment fund<br>Car Park Reserve fund<br>High Holy Day appeal<br>Jack Petchey Award Scheme<br>Security fund<br>Sefer Torah repair fund<br>Torah Scroll fund<br>**TOTAL MOVEMENT OF FUNDS**|**31.12.2020**<br>**Incoming**<br>**Resources**<br>**£**<br>**364,954**<br>120<br>90<br>6,534<br>250<br>467<br>-<br>960<br>**8,421**<br>**373,375**|**31.12.2020**<br>**Resources**<br>**Expended**<br>**£**<br>**(320,813)**<br>-<br>-<br>(4,222)<br>(275)<br>-<br>(960)<br>-<br>**(5,457)**<br>**(326,270)**|**31.12.2020**<br>**Movement**<br>**in funds**<br>**£**<br>**44,141**<br>120<br>90<br>2,312<br>(25)<br>467<br>(960)<br>960<br>**2,964**<br>**47,105**|
|---|---|---|---|



## **Restricted funds** 

Restricted funds are funds donated, or set aside for specific educational or religious projects such as the the Harry Jassby Grave Maintenance Fund or the repairs of the sifrei torah fund. The Special Burial Fund represents payments of overage fees by members, to be utilised at their future burial. 

The Security Fund consists of donations from a member and CST towards the erection of security fencing and gate and a new CCTV system, less accumulated depreciation to date. The Torah Scroll fund consists of donations from the membership to purchase a new Torah Scroll for the Synagogue's 60th Anniversary, less accumulated depreciation to date. The High Holy Day appeal fund comprises donations from the membership, for the annual appeal for specific selected charities. 

The transfer between funds represents: 

- Transfer to the Special Burial Fund of £6,890 to agree the carried forward balance at the year end. 

continued... 

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**SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020** 

## **21. RELATED PARTY DISCLOSURES** 

The synagogue is a constituent member of the Movement for Reform Judaism, for which it pays a membership levy. The levy due for 2020 was £38,347 (2019 £41,258) of which it owed the Movement £1,959 as at 31st December 2020 (2019 - £1,959). 

The synagogue has entered into a contract with the Jewish Joint Burial Society. The synagogue  collects burial fees from its members and pays these to the Burial Society. In return, the Burial Society provides a comprehensive funeral services. 

Page 27 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020** 

||31.12.20|31.12.19|
|---|---|---|
||£|£|
|**INCOME AND ENDOWMENTS**|||
|**Donations and legacies**|||
|Subscriptions|**269,272**|269,463|
|Donations|**10,572**|25,397|
|Gift aid|**44,420**|47,599|
|**Other trading activities**|**324,264**|342,459|
|Fundraising events|**-**|2,731|
|**Investment income**|||
|Rent & service charge received|**46,500**|41,109|
|Donations for use of synagogue premises|**2,611**|9,319|
|Deposit account interest|**-**|104|
||**49,111**|50,532|
|**Total incoming resources**|**373,375**|395,722|
|**EXPENDITURE**|||
|**Raising donations and legacies**|||
|Premises Upkeep|**25,823**|31,201|
|Office Costs|**6,351**|1,589|
|Finance Costs|**1,163**|2,470|
|Donations|**-**|179|
|Affiliation Fees - RJ|**38,347**|41,258|
|Sundries|**512**|2,278|
|Office Staff Costs|**47,575**|45,565|
|Depreciation|**15,074**|7,054|
|Burial Costs - JJBS|**50,102**|52,753|
|Legal Costs|**4,732**|8,735|
|Auditors Remuneration|**4,800**|5,040|
||**194,479**|198,122|
|**Charitable activities**|||
|Wages|**78,991**|82,571|
|Carried forward|**78,991**|82,571|



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Page 28 



## **SOUTH WEST ESSEX AND SETTLEMENT REFORM SYNAGOGUE** 

## **DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020** 

|**FOR THE YEAR ENDED**|**31 DECEMBER 2020**||
|---|---|---|
||31.12.20|31.12.19|
||£|£|
|**Charitable activities**|||
|Brought forward|**78,991**|82,571|
|Religious Services|**8,180**|1,158|
|High Holy Day Costs|**-**|4,327|
|Security Costs|**1,463**|3,474|
|Education Youth & Adult Study|**3,361**|14,313|
|**Support costs**|**91,995**|105,843|
|**Other**|||
|Caretakers and Cleaners|**25,059**|26,048|
|Telephone|**3,654**|5,134|
|Printing, Postage & Stationery|**2,887**|6,392|
|Hire of Office Equipment|**2,739**|2,813|
|High Holy Day Appeal|**4,222**|-|
|Jack Petchey Award Scheme|**275**|-|
|Sefer Torah Repair fund|**960**|-|
||**39,796**|40,387|
|Total resources expended|**326,270**|344,352|
|**Net income**|**47,105**|51,370|
||||



This page does not form part of the statutory financial statements 

Page 29