WHITE'S CHARITY
Registered Charity No: 23fA)69
Chair: Neil Serieant, 3 The Wytchwoods, Pettaugh, StOTArynarket, 5uffolK IP14 6fB
Secretary: Jeremy Havers, 8 John Shepherd Road. FressingPield ,Eye, IP215SW
TreaSU￿r. Robert Cooper, Hepwood Lodge, Stradbroke. Eye, IP215JN
TRUSTEES. ANNUAL REPORT for the
ar ended 5
ril 2025
TRUSTEES
The Trustees In office during the period were:
Robert Cooper
Paul Debenham
Jeremy Havers
Peter Jackson
Neil Serieant
INDEPENDE￿[ EXAMINER
MrSJ Whayman
51 Cowper Street
IpswKh
IP4 5JA
CHARITABLE PURPOSE
In accordance with its Trust Deed, the charity provides housing and help to elderly adults.
In the evènt property becomes vacant and rx> elderly people come forward, the charity
provides housing to others in need.
All the charitys properties remained occupied in the year and the charity maintsins a
waiting list of applicants for propertres.
The Trustees believe that the Charit￿5 prirnary responsibility is to provide safe, warm. and
affordable housing. Trustees continue to make themselves available to support residents
but believe the primary caring responsibility rests with the farnilies of the occupants and the
local churches to which they belong.
PUBLIC BENEFrr
The public benefit provided by the charity includes:
Good quality accornmodation often adapted and dèsigned to surt older people.
Enabling residents to enjoy a good qualty of life
Enabling residents to remain in the community in which they have Ilved and worked,
remaining elose to family and friends.
Caring local trustees meet with and support residents.
Providing afftlrdable housin&

WHITE'S CHARITY
Registered Charity No: 236069
FINANCE
The accounts for the year report receipts of £30.386. payments of £7,509, giving rise to a
net surplus of £22,8ri. This increased cash funds frorn £28.201 at the beginning of the year
to £51.078 at the end of the year. The tnJstees maintained the balance on the Chari￿s
account with M&G Charifund at £I27,c￿0. Cash and near-eash reserves, therefore,
amounted to £178.078.
Income
At £30,386, income was about £iO,(X)O more than the previous year. This was driven by all
properties beirE occupied for the whole year.
The charity does not eroage in fundrai5in&
nditure
Expenditure decreased from £23,365 in the previou5 year to £7￿09 thls year. The charity
incurred ￿gnrfECant refurbishment Costs in year ended S April 2024 which did not recur
in the current year.
None of the Trustees is remunerdted for their role and no expenses were reimbursed to
Trustees in the year.
Reserves
The charity ended the year with Cash Funds of £51,078. which is in line with the chartvs
stated reseNes poSicy. Whilst Trustees have no immediate plans to invest in further
properties, a fLrture development opportunity has been discussed with a local landowner.
Consequently. the trustees are content that any surplus funds be retained as reserves
against this potential opportunity and the like￿ need to refurbish exisiting properties as and
when they become vacant.
The charivs investment assets at year-end were reports at just under £506.0(K), of whieh
the M&G Charrfund {reported at cost) accounts for £127.OCK). and property (also valued at
cost) for £378,759.
Approved by the Trustees on 12 February 2026 arKI slened on their behalf by:
Neil Serjeant
Trustee

Ch•iity
Receipts and payments accounts
CC16a
Aprl 2024
5th Awl 2025
Section A Receipts and payments
Unrestricted
Restricted fund•
Endowment
funds
Total funds
ia¥ty•ar
Al
P*N$ ¢)n
396
179
10
srt• total((kn InG0￿ fi￿AR}
30.3B6
30.386
27.204
27.2114
1.275
156
T4
156
17.882
900
353
353
343
177
73
73
74
A4 Asset and Inv•stm8nt
purchases (see table)
23.365
21877
3.839
A6Ca5h fvnds last ywend
28201
51.078
28,201
51,078
?4.362
28.201
Section B Statement of assets and liabilities at the end of the period
Rgsthctsd fuThtS
Endowment
Ivyvi
lo nEarest£
*> r*arnsi£
J ￿#re51£
81 Ca5hfwMIs
GIF Bank OJnElltA(tount
GAF Bank t*p05# Aoxwjnt
17.029
SI￿78

law receptsand
￿￿￿1(SI)
fund5
Oetsils
arest£
nvarost£
*¥ ￿zTeSt £
CAThM ¥alu•
Detsils
Stradbroke SÈrfto
Ful
fvnd
156
M & G Cknilund
Fund
CurrErt¥alu•
Details
Cost
B4 A8s•ts r•tslnod f(Y the
Details
BS L•bil
rwl byone ortr￿* bustsès o
Dat8 of at4)roval
ILI(Ji[
CGXX R2 ar￿Unts ISSI
17102r2026

Independent examiner's report to the trustees ofwhites Charity
I report to the trustees on my examination of the accounts of Whites Charity (the Trust)
Charity Number 236069 forthe year ended 5th April 2025.
Responsibilities and basis of report
As the charity's trustees of the Trust, you are responsible for the preparation of the
accounts in accordance with the requirements of the Charities Act 2011 ('the Act,).
I report in respect of my examination of the Trust's accounts carried out under section
145 of the 2011 Act and in carrying out my examination, I have foLLowed all the applicable
Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent examiner's statement
I have completed my examination. I confirm that no material matters have come to my
attention in connection with the examination which gives me cause to believe that in, any
material respect:_
accounting records were not kept in accordance with section 130 of the Act; or
the accounts did not accord with the accounting records;
I have no concerns and have come across no other matters in connection with the
examination to which attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
Signed:_
Name:_
MrSJWhayman
Address:_
51 Cowper Street
Ipswich
IP4 5JA
Date:. 20" January 2026