Trustees Report and Statement of Accounts 2023 Gabalfa Baptist Church & Manse (No. 234763)
Gabalfa Baptist Church is located at North Road, Cardiff, CF14 3BJ.
Structure, Governance and Management
Gabalfa Baptist Church and Manse (“Gabalfa Baptist Church”) is led on a day-to-day basis by the Elders, who are responsible for all matters that arise with regards to the activities of the church.
The Trustees on 31[st] December 2023 were:
Mr Gareth Payne
Mr Alun Howells
Mr Daniel Evans
Mr Lee Jones
Mr Samuel Smith
New Elders/Trustees are brought to the attention of the church at a members’ meeting.
In 2023, we held three meetings of church members (including the annual general meeting). At members’ meetings, we pray for the church and update the members concerning the activities of the church.
Activities and objectives
The purpose of Gabalfa Baptist Church is to worship the Living God and to build together a group of people who love and serve each other and make Jesus Christ known. This is done through preaching and teaching, as we are led by Jesus Christ through his Word revealed in the Bible, and also through sharing our lives together.
Achievements and Performance
During 2023, we continued the activities of the previous year.
Sundays and Wednesday meetings continued to be the heartbeat of our Church life. We met each Sunday at 11am and for our Gospel service at 6pm, with opportunities for members to invite friends and family. We met
each Wednesday for our prayer meeting where we ate together and prayed for each other and the work of the church.
We read a different book of the Bible each month (known as RBT – Reading the Bible Together) and come together to share how God had spoken to us one Wednesday each month. We completed our fourth cycle of Reading the Bible Together early in 2023.
The children of the church continued to have a focal point in our church life. Gen-G met each Tuesday after school in term time. This youth club is for 4-17 year olds. The older children stay for Top Gen-G for more focussed time, activities and to eat together which included going to members' homes. Each Sunday in August, we held a “Proverbs Project” for the children with challenges they needed to complete such as memorising scripture and sharing that with selected Church members to gain access to a “party room”.
Building on the previous year, we continued to hold our Branch Community Cafe each Monday (10am-12pm) in term time at the church premises. We have a wellbeing walk that happens from 10.15-10.45am.
We held another church holiday in May half term. We spent 4 nights at Hill House Christian Centre in Somerset. This is always a highlight for our church fellowship.
As usual Christmas was a busy time. Some of the children of the church designed a Christmas card which we were able to hand deliver around the local area and invite people to our Christmas services. We held 3 candlelit carol services including one on Christmas Eve and a Christmas morning service. There was a good turnout for each event.
In addition to all this, we recorded various podcasts (such as Sunday Seconds, Hymnology 101 and Psalmbody Once Told Me on the Psalms), ran youth football sessions on Saturdays over the summer holidays, joined another church (Mount Pleasant Baptist) for a day on their church weekend away and held a Halloween alternative party called “Smashing Pumpkins”. We also recorded six songs for a 2024 hymns EP project as well as holding two music nights showcasing a variety of musical performances (19[th] February and 18[th] June).
In 2023 we had around 100 members.
The Trustees confirm that they have complied with the duty in the Charities Act 2011 to have due regard to the Charity Commission’s general guidance on public benefit. The Church provides public benefit in the provision of a place of worship. The Church seeks to fulfil its charitable objectives in the advancement of the good news of Jesus Christ, who loved us and gave Himself for us.
Financial review and reserves policy
With a largely self-sustaining income, backed up by strong reserves, the Church aims to maximise its charitable expenditure whilst prudently managing its infrastructure. During 2023 our income was £187,501.78 and expenditure was £154,787.46 giving a surplus of £32,714.32. Our income was mainly received from gifts given by church members and from claiming gift aid.
The Trustees are aware of the need to accumulate sufficient reserves such that the Church can continue in operation during any short-term of shortfall. The reserves level at the end of 2023 was £91,584.39. The Trustees consider that there are no material uncertainties about the Church’s ability to continue for the next 12 months.
On behalf of the Trustees:
A. Howells
Authorised by the Trustees on 10 April 2024
Gabalfa Baptist Church
Statement of Accounts 2023
rend 31st oornber 2023 I can confirm that, as aW, the books and records twe been presented to me in an ordedy arKI logKal fashion. I corNJratulate Sarah on all her. obvK>US. hafd woth. These items Sh the true and concise status of the church as of 31 sl Decembef 2023. can fiThl rKb err(n. Ttr onty ilem that may have (ed woukj be the amwnt of interest appld to mortgage. This Ure was not available as ts newwt statement does not show the arnowl added. l vukJ estwnate thal at approximatety £70. In the scheme of ltrese finarKMI records. it is not worth nots'rvJ. An exllent job has been d(Th W again. Agam. a great de of and efft has gone thi's concise book-keepiNJ exercise. The main areas of charrfjes of note are as frkn:. The cne has to KKrease. Yet again. a very healthy nount has been redamed fr HMRC in respect of Grft All. The Nxmt bewvJ shghty Thvxe than last year. These thiTrJs do. usuaty. take a of efftyt so I ccfflnMd the Chureh in rnak sure that this is done anrllIty. The main expe tr 2023 were the continwl repairs to the Manse latifNJ ar#J plumts'ng undertaken. These ongoiThJ a1 conlinuwj repairn arKI improvements can onty the overall c(¥nfort of cmrch membefs. 01 course. the utthty bdls are again this unf(11y. It8 items are in other sinilar enwronments. Tr ovefal cost of the fegular bils has wmxeased by approxirnatety £7.000 but a k)t of that ts explained by the increas&J pa made to the loan on the Manse. In my opinM)n. ts fffWKW Churth are looknng very Iwlthy and are beirwJ ¥1 controlle(I by managrn. Tl Improveme to overall furmts B, obviously, entirety due to close monrtonng of costs as 11 as the intxeased income. A furthef amount of over £32.000 has been added to the cashflow and will enable projects both in hand and in future to reach frUrtn. for the benefft of the so agam in the future. Audrtor
Gabalfa Baptist Church, Cardiff (Reg. Charity no. 234763) Financial Statement for the year ending 31st December 2023
| GENERAL FUND- Receipts and Payments (Main Account) Receipts Notes Offerings Bill refunds 1 Rent for Chapel House Miscellaneous Paid meals Tax refunds (Gift Aid) and GASDS Church Holiday Transfer In From Savings Fund Transfer In From Worker Savings Fund Transfer In From Worker Salaries Fund Transfer In From Meals Fund Transfer In From Petty Cash Transfer In From Mums and Tots box Payments Core Staff Wages 2 Staff Books Regular Bills 3 Building Repairs 4 Donations out (to members and visiting preachers) Miscellaneous 5 Transfer Out to Worker Savings Transfer Out to Building Fund Transfer Out to Savings Fund Surplus/(Deficit) Balance b/f from previous year Balance c/f to next year |
2022 £93,240.99 £1,319.18 £5,500.00 £576.00 £791.40 £22,689.74 £8,825.75 £132,943.06 £20,000.00 - £6,180.50 £3,232.00 £720.00 £55.97 £163,131.53 £44,764.85 £500.00 £30,919.44 £44,697.92 £4,487.09 £37,942.45 £163,311.75 - £2,400.00 - £165,711.75 -£2,580.22 £8,473.58 £5,893.36 |
2023 £111,493.51 £654.54 £5,000.00 £119.10 £1641.50 £27,646.51 £7,860.00 |
|---|---|---|
| £154,415.16 | ||
| - £560.00 £7,000.00 £18,222.00 - - |
||
| £180,197.16 | ||
| £46,922.18 £400.00 £37,123.25 £8,240.72 £1,819.71 £38,830.38 |
||
| £133,336.24 | ||
| £2,226.40 £3,800.00 £35,646.51 |
||
| £175,009.15 | ||
| £5,188.01 £5,893.36 |
||
| £5,893.36 | £11,081.37 |
| SAVINGS FUND - Receipts and Payments Account Receipts Account Interest Transfer In from Main Fund Transfer In from Meals Fund Payments Transfer Out to Main Fund Surplus/(Deficit) for year Balance b/f from last year Balance c/f to next year WORKER SAVINGS FUND- Receipts and Payments Account Receipts Worker Offerings Church holiday Transfer In from Main Fund Transfer In from Meals Fund Transfer In from Worker Salaries Fund Payments Transfer to Main Fund Transfer to Worker Salaries Fund Surplus/(Deficit) for year Balance b/f from last year Balance c/f to next year |
2022 £4.16 £4.16 - £4,000.00 £4,004.16 £20,000.00 £20,000.00 -£15,995.84 £25,280.15 £9,284.31 2022 £28,169.05 - £28,169.05 - £1,617.00 - £29,786.05 - £25,500.00 £25,500.00 £4,286.05 £12,642.04 £16,928.09 |
2023 £255.70 |
|---|---|---|
| £255.70 | ||
| £35,646.51 - |
||
| £35,902.21 | ||
| - | ||
| £-00 | ||
| £35,902.21 £9,284.31 |
||
| £45,186.52 | ||
| 2023 £13,619.00 £560.00 |
||
| £14,179.00 | ||
| £2,226.40 £2,050.00 £20,607.68 |
||
| £39,063.08 | ||
| £560.00 £27,000.00 |
||
| £27,560.00 | ||
| £11,503.08 £16,928.09 |
||
| £16,928.09 | £28,431.17 |
WORKER SALARIES FUND- Receipts and Payments Account
| 2022 Receipts Transfer In from Worker Savings Fund £25,500.00 £25,500.00 Payments Worker Staff Wages 2 £29,871.79 Meals for church members £750.00 £30,621.79 Transfer In to the Main Fund £6,180.50 Transfer In to the Main Fund - £36,802.29 Surplus/(Deficit) for year -£11,302.29 Balance b/f from last year £33,362.19 Balance c/f to next year £22,059.90 CHAPEL HOUSE BUILDING FUND- Receipts and Payments Account 2022 Receipts Transfer In from Main Fund £2,400.00 £2,400.00 Payments £-00 Surplus/(Deficit) for year £2,400.00 Balance b/f from last year £400.00 Balance c/f to next year £2,800.00 MEALS FUND- Receipts and Payments Account 2022 Receipts Paid meals and activities £7,806.69 Church holiday £532.00 Main offering Worker offering £1,617.00 £9,955.69 Payments Transfer to Main Fund £3,232.00 Transfer to Worker Savings Fund £1,617.00 Transfer to Savings Fund £4,000.00 £8,849.00 Surplus/(Deficit) for year £1,106.69 Balance b/f from last year £797.72 Balance c/f to next year £1,904.41 |
2023 £27,000.00 |
|---|---|
| £27,000.00 | |
| £21,151.22 £300.00 |
|
| £21,451.22 | |
| £7,000.00 £20,607.68 |
|
| £49,058.90 | |
| -£22,058.90 | |
| £22,059.90 | |
| £1.00 | |
| 2023 £3,800.00 |
|
| £3,800.00 | |
| £-00 | |
| £3,800.00 £2,800.00 |
|
| £6,600.00 | |
| 2023 £12,121.81 £360.00 £4,120.11 £2,050.00 |
|
| £18,651.92 | |
| £18,222.00 £2,050.00 - |
|
| £20,272.00 | |
| -£1,620.08 | |
| £1,904.41 | |
| £284.33 |
PETTY CASH- Receipts and Payments Account
| 2022 Receipts £-00 Payments Small food items £1,083.49 £1,083.49 Transfer to Main Fund £720.00 £1,803.49 Surplus/(Deficit) for year -£1,803.49 Balance b/f from last year £1,803.49 Balance c/f to next year £-00 Petty Cash has now been closed. CASH BOX FOR MUMS AND TOTS- Receipts and Payments Account 2022 Receipts £-00 Payments Transfer in to Main Fund £55.97 £55.97 Surplus/(Deficit) -£55.97 Balance b/f from last year £55.97 Balance c/f to next year £-00 Cash Box for mums and tots has now been closed. |
2023 |
|---|---|
| £-00 | |
| - | |
| £-00 | |
| - | |
| £-00 | |
| £-00 £-00 |
|
| £-00 | |
| 2023 | |
| £-00 | |
| - | |
| £-00 | |
| £-00 £-00 |
|
| £-00 | |
| TOTAL RECEIPTS AND PAYMENTS FOR 2023 (SUMMARY) Receipts Main Fund Savings Fund Worker Savings Fund Worker Salaries Fund Chapel House Building Fund Meals Fund Petty Cash Payments Main Fund Savings Fund Worker Savings Fund Worker Salaries Fund Chapel House Building Fund Meals Fund Petty Cash Surplus/(Deficit) Balance b/f from last year Balance c/f to next year STATEMENT OF ASSETS AND LIABILITIES Assets Bank Account, balance in hand Representing balances on Funds: Main fund Savings Fund Worker Savings Fund Worker Salaries Fund Chapel House Building Fund Meals Fund Non-monetary assets Church building (inc Chapel house) : insured value Manse : insured value Liabilities*Balance as per last statement Outstanding Loan for Manse |
2022 £132,943.06 £4.16 £28,169.05 - - £9,955.69 - £171,071.96 £163,311.75 - - £30,621.79 - - £1,083.49 £195,017.03 -£23,945.07 £82,815.14 £58,870.07 2022 £58,870.07 £5,893.36 £9,284.31 £16,928.09 £22,059.90 £2,800.00 £1,904.41 £8,903,253.00 £470,400.00 £17,069.96 |
2023 £154,415.16 £255.70 £14,179.00 - - £18,651.92 - £187,501.78 £133,336.24 - - £21,451.22 - - - £154,787.46 £36,514.32 £58,870.07 £91,584.39 2023 £91,584.39 £11,081.37 £45,186.52 £28,431.17 £1.00 £6,600.00 £284.33 £8,903,253.00 £470,400.00 £8,943.62 * |
|---|---|---|
NOTES TO ACCOUNTS
| 1 Bill Refunds Church gas and electric refund Tesco refunds Asda refunds Amazon refunds Other refunds 2 All Employees Staff Wages Net core staff stipend from Main Fund Net worker stipend from Worker Salaries Fund All Employees NI and Income Tax All Employers/Employees contribution to NEST pension scheme 3 Regular bills for Church, Chapel House and Manse Utilities (gas and electric) Council Tax Telephone and Internet Insurance Water Manse Loan Repayments Photocopying Other regular bills 4 Building Repairs Church electrics and PAT testing Church boiler, central heating repairs and plumbing Church fire extinguishers and fire safety Church kitchen equipment/rennovation Church cooker repairs Church roof repair Church lock and keys Church asbestos survey Carpet clean for the church hallway and main church Manse building repairs Manse new boiler and renovations Other church building repairs |
2022 £195.49 £171.72 £61.75 £45.67 £844.55 £1,319.18 2022 £31,117.85 £29,871.79 £7,778.99 £5,868.01 £74,636.64 2022 £10,361.45 £3,046.58 £1,080.00 £5,296.50 £1,643.29 £1,968.78 £808.80 £6,714.04 £30,919.44 2022 - £561.07 £186.37 £644.48 £220.80 £36,643.67 £24.00 £660.00 £353.68 - £4,689.98 £713.87 |
2023 - £238.35 - £162.88 £253.31 |
|---|---|---|
| £654.54 | ||
| 2023 £33,264.22 £21,151.22 £7,225.91 £6,432.05 |
||
| £68,073.40 | ||
| 2023 £12,710.31 £2,239.80 £899.40 £6,001.12 £1,208.80 £9,093.83 £1,424.51 £3,545.48 |
||
| £37,123.25 | ||
| 2023 £388.40 £2,926.37 £144.30 £824.24 - - - - £365.00 £1,000.00 - £2,592.41 |
| 5 Miscellaneous * Office supplies, stationary, books and advertising Computer Tech Tesco (food) supplies Amazon supplies Bookers supplies Other supermarkets (food) supplies Church holiday deposit Church holiday payment Staff conferences, travel and accommodation Audit fee Miscellaneous |
£44,697.92 |
|---|---|
*These are the miscellaneous items for the year 2023. 2022's breakdown has been omited for clarity.