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2024-12-31-accounts

ELMERS CHARITY REGISTERED CHARITY NUMBER: 233663 TRUSTEES, REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 Prepared by

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

INDEX TO THE ACCOUNTS

Page
Information 1
Trustees' Report 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 11
Operating Statement 12

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

INFORMATION

Address Elmers Charity
78 London Road
Stony Stratford
Milton Keynes
MK11 1JH
Registered Charity Number 233663
Chairperson Peter Maddox
Secretary Karen Phillips
Trustees Peter Maddox
Eileen Beatty
Margaret Evans
Pat Hardcastle
Derek White
Michael Hedges
Clare Hodgson
Graham Stewart
Barry Wyke
Nicole Williams
Accountant Accounting and Business Development Limited
Unit 6 Cooksoe Farm
Chicheley
Newport Pagnell
Buckinghamshire
MK16 9JP
Bankers Lloyds Bank plc
Milton Keynes Branch
25 Gresham Street
London
EC2V 7HN

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

TRUSTEES' REPORT

The Trustees present their annual report together with the financial statements of the Elmers Charity for the year from 1 January 2024 to 31 December 2024.

Objectives and activities

a. Policies and objectives

Under the Charities (Accounts and Reports) Regulations 2008, trustees' reports are required to contain a statement by the charity trustees as to whether they have complied with the duty in section 4 of the 2006 Act to have due regard to guidance published by the Commission.

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

b. Activities undertaken to achieve objectives

The Charity derives funds from land held at Beachampton which is rented out and COIF investments provide income in the form of dividends and interest. These allow the Charity to fulfil it's objectives.

c. Grant-making policies

Grant applications are invited from individuals and organisations who reside in the parishes of Calverton, Maids Moreton, Nash, Beachampton and Whaddon. These are considered by the Trustees on a case by case basis.

d. Main activities undertaken to further the Charity's purposes for the public benefit

Local individuals are able to approach the Charity's Trustees to apply for a grant to alleviate financial difficulties due to specific circumstances, and organisations for specific projects which would be of benefit to the local community.

Achievements and performance

a. Main achievements of the Charity

The Charity has improved the situation of a number of local individuals, notably in the provision of help towards in assistance to resolve a persistent flooding issue. It has also benefitted the local communities by awarding grants to community organisations and providing athletic equipment for a local school within the parishes covered by the Charity.

Financial review

a. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

TRUSTEES' REPORT (CONTINUED)

b. Reserves policy

Much of the Charity's reserves are in the form of investments, from which it's income is derived. The policy is to therefore maintain the investments with the funds derived from those investments available for grants.

Structure, governance and management

a. Constitution

Elmers Charity is a registered charity, number 233663, and is constituted under a Trust deed.

b. Methods of appointment or election of Trustees

The management of the Charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Trust deed.

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees on 14 April 2025 and signed on their behalf by:

Peter Maddox (chairperson)

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

INDEPENDENT EXAMINER'S REPORT

We report to the Charity Trustees on our examination of the accounts of the Charity for the year ended 31 December 2024.

Responsibilities and basis of report

As the Charity Trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

We report in respect of our examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out our examination we have followed the applicable directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Your attention is drawn to the fact that the Charity has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

We understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

We have completed our examination. We confirm that no matters have come to our attention in connection with the examination giving us cause to believe that in any material respect:

We have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the Charity's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our work has been undertaken so that we might state to the Charity's Trustees those matters we are required to state to them in an Independent examiner's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustees as a body, for our work or for this report.

Elliot James Smith FCCA on behalf of Accounting & Business Development Ltd Unit 6 Cooksoe Farm, Chicheley, Newport Pagnell, Buckinghamshire. MK16 9JP 15 April 2025

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

STATEMENT OF FINANCIAL ACTIVITIES

Notes
Income from Investments
3
Expenditure on charitable activities
4
Net income before net gains on investments
Net gains on investments
5
Net movement in funds
Reconciliation of funds
Total funds brought forward
Net movement in funds
Total funds carried forward
Year Ended
31/12/2024
26,567
(9,747)
16,820
18,621
35,441
784,493
35,441
819,934
Year Ended
31/12/2023
24,824
(10,554)
14,270
60,105
74,375
710,118
74,375
784,493

The Statement Of Financial Activities includes all gains and losses recognised in the year.

The notes on pages 7 to 11 form part of these financial statements.

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

BALANCE SHEET

Notes
Fixed Assets
Investments
6
Current Assets
Cash at bank and in hand
7
8
Net Current Assets
Total net assets
Charity funds
Unrestricted funds
12
Total funds
Creditors - amounts falling due within
one year
690,670
133,056
133,056
3,792
129,264
819,934
819,934
819,934
As at 31 December 2024
672,048
113,795
113,795
1,350
112,445
784,493
784,493
784,493
As at 31 December 2023
672,048
113,795
113,795
1,350
112,445
784,493
784,493
784,493
As at 31 December 2023
784,493
784,493
784,493

The financial statements on pages 5-11 were approved and authorised for issue by the Trustees on 14 April 2025 and were signed on their behalf by:

Peter Maddox (chairperson)

Eileen Beatty (vice-chairperson)

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

NOTES TO THE FINANCIAL STATEMENTS

1. General information

Elmers Charity is a charity registered with the Charities Commission with charity number 233663. The address of the charity is 78 London Road, Stony Stratford, Milton Keynes, MK11 1JH.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

Elmers Charity meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

2.2 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

Other income is recognised in the period in which it is receivable and to the extent the goods have been provided or on completion of the service.

2.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

NOTES TO THE FINANCIAL STATEMENTS

2.3 Expenditure (continued)

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment, but not accrued as expenditure.

All expenditure is inclusive of irrecoverable VAT.

2.4 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are

2.5 Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the Statement of financial activities.

2.6 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.7 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pretax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

2.8 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

NOTES TO THE FINANCIAL STATEMENTS

3. Investment income

4.
5.
Rent from land
COIF Charities income shares - dividends
COIF Charities deposit funds - interest
COIF Charities permanent endowments - interest
Wayleave
Expenditure on charitable activities
Secretarial services
Office costs
Insurance
Independent examiner's fee
Legal and professional fees
Grants issued by the Charity
Net gains on investments
Year ended 31 December 2024
Year ended 31 December 2023
Opening
672,048.15
611,943.38
31/12/2024
1,000
19,517
5,731
319
-
26,567
31/12/2024
1,000
84
478
720
-
7,465
9,747
Closing
690,669.59
672,048.15
31/12/2023
1,000
19,224
4,304
293
3
24,824
31/12/2023
1,000
84
435
690
-
8,345
10,554
Gains
18,621.44
60,104.77

6. Tangible Fixed Assets

The land retained by the charity consists of 6.28 acres situated at Beachampton which is rented out. There has not been a recent valuation of this land.

The investment owned by the charity consists of 223,329.7529 Income Units in the COIF Charities Ethical Investment Fund.

As at 31 December 2024
As at 31 December 2023
Units
223,329.75
223,271.81
Value (£)
3.0926
3.0100
Valuation
690,669.59
672,048.15

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

NOTES TO THE FINANCIAL STATEMENTS

7.
8.
9.
Cash at bank and in hand
Lloyds Bank treasurer's account
COIF Charities Deposit Fund
COIF Charities Deposit Fund - Calverton
COIF Charities Deposit Fund - Beachampton
COIF Charities Deposit Fund - Nash
COIF Charities Deposit Fund - Whaddon
COIF Charities Deposit Fund - Maids Moreton
COIF Deposit Permanent Endowment - Calverton
COIF Deposit Permanent Endowment - Beachampton
Creditors- amounts falling due within one year
Trade creditors
Accruals of Grants not yet issued
Accruals for Accountancy
Independent examiner's remuneration
Fees payable to the Charity's independent examiner for the independent
examination of the Charity's annual accounts
31/12/2024
3,364
223
11,911
60,822
6,217
28,393
15,307
3,449
3,370
133,056
31/12/2024
-
3,072
720
3,792
31/12/2024
720
31/12/2023
316
4,939
12,868
47,705
3,654
23,892
13,602
3,449
3,370
113,795
31/12/2023
660
-
690
1,350
31/12/2023
690

10. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2023 - £NIL-).

During the year, no Trustee expenses have been incurred (2023 - £NIL-).

**11. ** Financial instruments
31/12/2024
31/12/2023
Financial assets
Financial assets measured at fair value through income and expenditure
133,056
113,795

Financial assets measured at fair value through income and expenditure comprise cash held in the bank account and in COIF deposit accounts.

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

NOTES TO THE FINANCIAL STATEMENTS

12.
**13. **
Statement of funds
Unrestricted funds
Reserves as at 1 January 2024
Income
Expenditure
Gains
Analysis of net assets between funds
Unrestricted funds
Fixed asset investments
Current assets
Creditors due within one year
31/12/2024
784,493
26,567
(9,747)
18,621
819,934
31/12/2024
690,670
133,056
(3,792)
819,934
31/12/2023
710,118
24,824
(10,554)
60,105
784,493
31/12/2023
672,048
113,795
(1,350)
784,493

All funds are unrestricted and therefore unrestricted funds are the same as total funds

ELMERS CHARITY

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

OPERATING STATEMENT

Income
Rent from land
COIF Charities income shares - dividends
COIF Charities deposit funds - interest
COIF Charities permanent endowments - interest
Wayleave
Administrative Expenses
Secretarial services
Office costs
Insurance
Accountancy
Legal and professional
Gross Profit
Grants
Amounts granted by the charity
Surplus for the year
1,000
19,517
5,731
319
-
26,567
1,000
84
478
720
-
(2,282)
24,285
7,465
(7,465)
16,820
31 December 2024
Year Ended
1,000
19,224
4,304
293
3
24,824
1,000
84
435
690
-
(2,209)
22,615
8,345
(8,345)
14,270
31 December 2023
Year Ended
1,000
19,224
4,304
293
3
24,824
1,000
84
435
690
-
(2,209)
22,615
8,345
(8,345)
14,270
31 December 2023
Year Ended
14,270