ROBERT STEWART MEMORIAL UNITED REFORMED CHURCH
INCOME AND EXPENDITURE ACCOUNT 1[ST] JANUARY TO 31[ST] DECEMBER 2025
| INCOME | 2024 | 2025 | |||
|---|---|---|---|---|---|
| Loose ofering | 2,058:61 | 1,932.60 | |||
| Envelope ofering | 8,565:00 | 7,400.00 | |||
| Gif aid gifs | 75:00 | NIL | |||
| Miscellaneous gifs | 470:00 | NIL | |||
| Total gifs Cofee |
11 ,168.61 186:33 |
9,332.60 219.49 |
|||
| Gif Day | 410:00 | 410.00 | |||
| Building maintenance | nil | 79,818.56 Funds from Manse sale returned by Synod | |||
| Disaster appeals | nil | NIL | |||
| Bequest | nil | 157,978.29 from Estate of Ron Morris | |||
| Total ‘other’ giving | 596.33 | 238 ,426.34 |
|||
| Romanian congregaton | 4,084:50 | 4,031.00 | |||
| Congolese congregaton | 2,945:00 | 4,219.00 | |||
| Total Christan congregatons | 7 ,029.50 |
8,250.00 | |||
| Bowls | 1,400:00 | 1,400.00 | |||
| WI | 140:00 | NIL group has been dissolved | |||
| Meze Mundo | 1,400:00 | 1,400.00 | |||
| Sewing class | 2,650:00 | 1,812.50 – now independent group | |||
| Scouts | 1,000:00 | 1,500.00 | |||
| Inspire Youth | 1,311:00 | 3,860.00 | |||
| Other room users, rentals, etc | 1,500:00 | 1,405.00 | (Scouts donaton extracted) | ||
| Total room users | 9 ,401.00 |
11 ,377.50 |
| Christmas Fair | 976:95 | 923.60 | ||||
|---|---|---|---|---|---|---|
| Pulpit Supply support | 80:00 | 160.00 | ||||
| 1 ,056,95 |
1 ,083.60 |
|||||
| TOTAL NON-GRANT INCOME | 29 ,252.39 |
268 ,470.04 |
GRANTS RECEIVED – None 2024 and 2025
EXPENDITURE 2024
2025
| Ministry and Mission | 8,526:00 | 7,674.00 | ||
|---|---|---|---|---|
| Pulpit supply | 269:19 | 856.05 | ||
| Community Worker expenses | 600:00 | 152.50 | ||
| Total ‘service’ provision | 9 ,395.19 |
8 ,682.55 |
||
| Disaster Appeal (UNISEF) | NA | NA | ||
| Energy Electric | 1,901.58 | 2,146.91 | ||
| Energy Gas | 2,921:24 | 4,793.86 | ||
| Water | 254:74 | 291.54 | ||
| Insurance | 3,582:30 | 3,440.21 | ||
| Caretaker (wages) | 1,040:00 | 1,040.00 | ||
| Caretaker fat Council Tax | 1,520:03 | 1,599.73 | ||
| Repairs and maintenance | 18,362:83 | 44,282.09 | ||
| Cleaning materials | 324:21 | 455.89 | ||
| Broadband | 3,127:20 | 658.19 | ||
| Total buildings costs | 33 ,034.13 |
58 ,708.42 |
||
| Admin/other expenditure | 1,207:66 | 47.74 | ||
| TOTAL NON-GRANT EXPENDITURE | 43 ,636.98 |
67 ,438.71 |
FUNDS – BALANCE SHEET
Opening balances 1[st] January 2025 Main Bank 32,034.63 Reserve Building Fund held within main account ( 10,000) Plus Total non-grant income 268,470.04 Less Total non-grant expenditure 67,438.71 Closing balances (excluding grants) 201,031.33 31[st] December 2025 Main Bank 233,065.96 TOTAL £233,065.96
NOTE:
The expected monies from the sale of the manse were paid across from Synod after the 5 year gap. This money had been targeted by the Elders to improve the fabric of the church buildings. This included replacing condemned gas fires in the caretakers flat, updating the caretakers bathroom facilities, creating audio visual facilities in the main hall for worship groups and community users. The funding allowed Elders to focus on a mission to support members of the community who were living with memory issues particularly those with Dementia. A decision to redecorate in Dementia friendly colours with appropriate toilets, carpets and support rails was made. At this point a truly amazing bequest was forwarded of over £150,000. This will allow us to support qualified workers from SEARCH to run Memory Tea groups at RSM on Wednesdays, once the building and decorating work is completed.
Robert Stewart Memorial United Reformed Financial Report for 2025
The year has been astonishing in terms of our financial state. Initially the expected monies from the sale of the manse were paid across from Synod after the 5 year gap. This money had been targeted by the Elders to improve the fabric of the church buildings. This included replacing condemned gas fires in the caretakers flat, updating the caretakers bathroom facilities, creating audio visual facilities in the main hall for worship groups and community users. The funding allowed Elders to focus on a mission to support members of the community who were living with memory issues particularly those with Dementia. A decision to redecorate in Dementia friendly colours with appropriate toilets, carpets and support rails was made. At this point a truly amazing bequest from the passing of Mr Ron Morris was forwarded of over £150,000. This will allow us with the help of Synod , to support qualified workers from SEARCH to run Memory Tea groups at RSM on Wednesdays, once the building and decorating work is completed.
To protect the Current cheque bank account from fraud and other possibilities, the manse monies and bequest were placed in a different account and as building improvements are made monies are drawn down from this into the current account.
The income during 2025 saw a drop in congregational giving of just under £2,000 compared to the previous year which is balanced out with increased giving from the Congolese worship group. Community user groups saw a significant increase from Inspire Youth as they increased provision for young people during the holidays. Unfortunately for the sewing group, WEA have withdrawn the funding. We are supporting the group by relaxing charges to enable the well supported group to continue and build a robust system to ensure they can be self funding. As already mentioned the £79,818.56 from the Manse sale and the bequest of £157,978.29 has given a secure financial platform of over £200,000. The expenditure has shown a significant increase in pulpit supply which has been off set by Synod support in supporting these costs. The energy costs have increased especially the cost of gas which has increased by nearly £2,000. The major expenditure has been the planned spend of the Manse monies to improve the urgent repairs and upgrades of the building. These have included:
Repair and blocking off of a light well which has been leaking (£2,500), repairing and, having to replace the kitchen boiler (£3,000+), replacing condemned gas fires in the caretakers flat and organ room (£12,000+), double glazing window replacement in the Ladies toilets (£1,200), establishing a full Audio visual system in the main hall (£8,260) for community users and worship groups, the main hall floor sanded and sealed (£3,000) and the refurbishment of an outdated bathroom for the caretakers flat (£4,600).
As part of our mission to become a Dementia friendly building we have begun decoration in the colours advised by Dementia workers from SEARCH and are looking to help fund two workers to run the Memory tea group on Wednesdays. We currently support: Bowling club, Tea and Tech group, Ukelele group, West End Friends and Asian Ladies group, Romanian worship group, Congolese worship group, WEA ESOL courses, Meze Mundo a local street band, Sewing groups, Inspire Youth a youth club, and the 49[th] Scouts: Beavers, Cubs and Scouts.
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