CHARITY NUMBER 233086
CHARITY OF ANN HOWSDEN
TRusfEES' REPORT AND FINANCIAL sfATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2022

CHARrrY OF ANN HOWSDEN
REFERENCE AND ADMINxsfRATIVE DEfAiLS OF THE CHARITY, rrs
TRUSTEES AND ADVISERS
FOR THE YEAR E14DED 30 SEPTEMBER 2022
NOMINATED TRusfEES
Ms. J. M. J. Goodwin {Chalr)
Mr. l.R. Pearson
Mrs. C. Riley
Mrs. V. Walker
CO-OPTED TRusfEES
Mr. A. D. C. Brown
Ms. C.L. Brown
Mr. C. M. Elliott
Ms. P. Loveday-smith
EX-OFFICIO
Rev. L Smlth (Prlest In Charge)
ADMINISTRATOR
Ms. A. King
TREASURER
Mr. A. N. Cliffe
CHARITY REGISTRATION
NUMBER
233086
PRINCIPAL OFFICE
The Grange
8 Hall Farm Barns
Hunts Lane
Hinxton
Cambridgeshlre
CBIO ISG
BANKERS
Lloyds Bank plc
Blackheath Branch
PO Box 1000
BXI ILT
FINANCIAL ADVISERS
Ruffer LLP
80 Victoria Street
London SWI 5JL

CHARrrY OF ANN HOWSDEN
TRUSTEES. REPORT AND FINANCIAL STATEMEpirs
FOR THE YEAR ENDED 30 SEPTEMBER 2022
TRUSTEES. REPORT
Prlnclpal address
The Charlty's princlpal address is The Grange, 8 Hall Fam Barns, Hunts Lane,
Hinxton. Cambr6dgeshire CBIO ISG
Hlstory of the Charlty and current status
The Trust was created in 1631 by Ann Howsden with a permanent endowment of
approximately 34 acres of land at Moggerhanger, Bedfordshire. The last of thls
land was sold In October 2010. The Trust now owns four bungalows In Hlnxton,
three of which are rented at affordable rate5 to local residents. The fourth is
currently rented at an intermediary rate, with the option to increase to
commercial basis. The land on which stood the former garages to the east of the
properties Is also owned by the charlty and allows for four allocated parking space5
for the tenants. The Trust constitution was modemised and a new Scheme adopted
under Order of the Charity Commissioners dated 9 November 1998 and has since
been re-written with the assistance of Hewitsons, charity lawyer. Virginia Henley.
The new Consolidated Scheme dates from 21 September 2020, havlng been
approved by the Charlty Commlsslon.
Charltable purpose
Under the new scheme the objects of the Charity are: 'the relief of persons resident
In the area of beneflt (being the Parlsh of Hinxton) who are in need, hardship or
distress,; and 'to benefit the residents of the area of benefit by providing or
assisting In the provlslon of facillties In the interests of social welfare for recreatlon
and leisure tlme occupatlon wlth the objective of improving the conditions of life of
the resldents.
Prfnclpal actlvlty and publlc benefft
In furtherance of these objects, but not otherviise, the Trustees shall have the
power to; make grants of money to inhabitants in the area of benefit; provide
housingi provide or pay for goods, setvices or facilities; or make grants of money
to other persons or bodies who provide goods, servi￿5 or facilities to those in need.
Rents received were sllghtly reduced In 2021-22 as one of the properties had a
period of vacancy.
The Charity invested £43,104 during the year to make improvements to the
properties (Includlng fencing and sheds) in line wrth the 2019 stock condition
survey findings. The improvements We￿ fijnded from cash resources and by a
drawdown of £15,000 from investments.

CHARrfY OF ANN HOWSDEN
TRUSTEES. REPORT AND FINANCIAL sfATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2022
TRUSTEES. REPORT {contlnued)
Trnstees
The Trustees of the Charity are as stated on page 2 of this report.
The Secretsry to the Trustees is Ms. Alison Klng.
The nomlnated Trustees are nominated by Hlnxton Parlsh Councll. With the
exception of the Ex-offlclo Trustee, all Trustees are appointed for a four-year term,
such that one co-opted and one nominated Trustee retlre each year. During the
year. a number of terms were extended to enable Trustees to remain in post until
the Annual General Meeting, which it was agreed should be moved from November
2022 to March 2023.
Flnanclal report and Investment pollcy
The investment portfollo of the Charlty Is held by Ruffer LLP Investment
Management and managed on a fully dlscretlonary bas15. The investment objettlve
15 to preserve capital over rolling twelve-month periods and to grow the portfolio
at a hlgher rate than could reasonably be experted from bank deposits. Currently
any dlvidends are relnvested. Valuations are accessible on-line by the Treasurer
and two additlonal Trustees and regular quarterly reports are presented at
Trustees, meetlngs.
Reserves. pollcy
The reserves, policy is to put aside funds for the malntenance ofthe four investment
propertles in accordance with guidance from the managlng agent and to provide
for major repairs and maintenance costs to keep the properties in go¢)d order.
The Trustees have approved the above report and authorlsed the Chalr to sign It
on their behalf.
Ms. J.
odwln -
air
Date:
17.£.Z3

CHARITY OF ANN HOWSDEP4
INDEPENDENT EXAMINER'S REPORT TO THE TRusfEES
FOR THE YEAR ENDED 30 SEFfEMBER 2022
E report on the accounts for the year ended 30 Septunber 2022 set out on pages 6 to 10.
Respective rnsponsibilities of the Trustees and Ex•mlner
The charity's Trustees are responslble for the preparation of the aco)unts. The charlty's
Tnjstees consider that an audit is not required for this year {under Section 14412) of the
Charities Act 2011 Ithe 2011 Act)) and that an Trndependent examinats.on is reouired.
It 15 my responsibiloty to:
examlne the accounts under Sertion 145 of the 2011 Act:
to follow the procedures laid down in the General Directions given by the Charity
Commlssion (under Section 14515)Ib) of the 2011 Act). and
to state whether particular matters have come to my attention.
Bas1$ of the Independent Examln•rfs report
My examination was carried out in accordance with the General Direction5 glven by the
Charity Commission. An examination indude5 a review of the accounting records kept by
the charity and a comparison of the accounts presented with those ￿COrdS. It also includes
consideration of any unugjal Items or dlsclosures in the accounts and seeking explanatlons
from you as Trustees concerning such matter5. The procedures undertaken do not provide
all the evidence that would be required in an audit, and consequentially no opinion is given
as to whether the accounts present a 'true and fair vlew, and the report Is Ilmlted to those
matters set out in the statements below.
Ind•pendent Examlner's itatement
In connecilon with my exarnination. no matter has come to my attention:
111 which gives me reasonable cause to belleve that, in any material aspect, the
requirements
to keep accounting records in accordance wrth Sectth 130 of the Act 2011;
and
to Prepa￿ accounts whith accord with the accounting records and
to comply with the accounting requirements of the 2011 Act.
have not been met; or
(2) to which, in my opinlon. attentSon should be drnwn In order to enable a proper
understandlng of the accounts to be reathed.
S.R.F. White
Tayabali & White
Chartered Accountants
5 High Green
Great Shelford
Cambridge
C822 SEG
Date:
3ol3

CHARrrY OF ANN HOWSDEN
STATEMENT OF FINANCIAL AcfivTflES
FOR THE YEAR ENDED 30 SEPTEMBER 2022
Notrs
30
30
September September
2022
2021
Total
Total
INCOMING RESOURces
Incomlng resources from
generated funds
Income from rentals
Bank Interest and other
22.041
23,624
Total Incomlng resour￿$
041
RESOURCES EXPENDED
Cost of generatlng funds
Property expenses
Charitable artivitles
Governance costs
Other resources expended
47,450
6,661
1,511
8,793
8,114
2,393
Total regourw expend•d
Net (outgolng
expendlture)Ilncomlng
resources before galns an41
lossas on Inv••tm•nts
(33.581)
4,324
Galn$ on Inve•tmwts
Plet movement In fund•
(30,420)
22,981
RECONCIUATION OF FUNDS
Total funds brought forniard
533 627
TOTAL FUNDS CARIUED FORWARD
503 207
533 627
The notes on pages 8 to 10 form part of these finanoal ststements

CHARrrY OF ANN HOWSDEN
BALANCE SHEET
AS AT 30 SEPTEMBER 2022
2022
2021
FAXED ASSErs
Investment propertles
Flnanclal investments
338,842
154 843
338,842
166,682
493.68S
505.524
CURRENT ASSETS
Bèlance due from RAH
Cash at bank
708
27,395
11387
12,387
28,103
CURRENT UABILITIES
(2,865)
Total net •Met•
503 207
533 627
Repr••ented by:
Unr¢•trl¢ted fund
Income and general fvnd
503 207
S33 627
Total fund*
533 627
The flnancial statements were approved by the Trustees on ................................................ and
signed on thelr behalf by..
Ms. J.
wln (Chalr)
The notes on pages 8 to 10 form part of these financial statements

CHARITY OF ANN HOWSDEN
NOTES TO THE FINANCIAL sfATEMEf4TS
FOR THE YEAR ENDED 30 SEPTEMBER 2022
l. Accountlng polld
•sls of prnparntlon
The accounts (financial statements) have been prepared on the cash ba515. Wlth rtems
recognised at cost or transaction value unless otherwise stated in the relevant notes to
these accounts. The financial statements have been p￿pared in accordance with the
Statement of Recommended Practice.. Accounting and Reporting by Charities prepanng
their accounts in accordance with the Finanoal Rew)rtin9 Standard applicable in the UK
and Republic of Ireland (FRS 102) issued on 16 July 2014 and the Financlal Reporting
Standard applicable in the United Kingdom an*J Republic of Ireland (FRS 102) and the
Charities Art 2011.
The Charlty constitutes a publlc benefit entity as defined by FRS 102.
Zncomlng resourrns
All incoming resources are Included In the Ststernent of Flnandal Actlvlb'e5 {"SOFAI when
received by the charity.
Resources ￿pended
Expenditure Is accounted for on a payment basis and has been dasslfied under heading5
that a99￿gate all cost related to the category. Where costs cannot be directly attributed
to particular categories, they have been allocated to activities on a basis consistent with
the use of resources.
Tuatlon
The charity is exempt from tax on tts charrtable artlvltles.
Investn￿nt propertles and fln•nclal Inv•stm•nts
Investment properties are valued at cost. No charge is made for depreciatlon.
Finoncial investments are a fomi of basic financial instrument, initially recognised at their
transartion value and subsequently measured at their fair value as at the balance sheet
date using the closing quoted market price. The SOFA includes the net gains and losses
arising on revaluation and disposals throughout the year. The Trust doe5 not acquire-put
options", denvatives or other complex Tinancial instruments. The main fomi of ftnancial
risk faced by the charity is that of volatility in equity markets and investment markets
due to v4ider economic conditions, the attitude of investOTS to investment risk. and
changes in sentiment concerning equities and wtthin pathcular sectors or sub sectOTS.
Fund accountlng
All funds are unrestricted and can be useij in accordance with the charitsble objettives
at the discrthon of the Trustees.

CHARrrY OF ANN HOWSDEN
NOTES TO THE FINANCIAL sfATEMEKrs
FOR THE YEAR ENDED 30 SEPTEMBER 2022 {cont.)
2. Incomlng Resourc
2022
2021
Income from property rentats
Bank and other interest
22.041
23,624
3. Resourc•s EX￿nd
2022
2021
Property repal
Survey and test fees
Property management fees and other
Property insurance
43,104
4,231
996
2,835
731
3,459
2022
2021
Charltable •rtlvlHes
CharitatAe aid and assistance
2022
2021
Legal fees re revision of cOnsts￿10n and scheme
Independent exam fee
Trustee5' insurance
Treasurerfs honorarium
900
480
363
650
498
363
650
2022
2021
Secretarial and sundry

CHARrrY OF ANN HOWSDEN
NOTES TO THE FINANCIAL sfATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2022 (conL)
4. Trustees. remun•r•tlon and ben•flts
There were no Trustees. remuneratlon or other benefits for the year ended 30 September
2022 nor for the year ended 30 September 2021.
There We￿ no Trustees, expenses paid for the year ended 30 September 2022. nor for
the year ended 30 September 2021.
S. Flnanclal Investments
Movwn•nt In flxed •sset Inv•stments
2022
Market value brought fon¥ard at l October 2021
(Dlsposals) of investments at cost
Fair value adjustment
166.682
115.000)
Market value at 30 September 2022
154 843
6. Investment prop•rtleB
2022
2021
Cost at l Ottober 2021
338.842
338.842
Additlons to properties
Cost at 30 September 2022
338 842
338 842
7. Current Ilabllltles
2022
2021
Donation to Parochial Churth Counol
Trustees. insurance
2,502
363