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2025-09-30-accounts

Trustees’ Annual Report for the period

From 1[st] October 2024 Period start date To 30[th] September 2025 Period end date

Charity name:Dyfed Caerfyrddin Fedeation of Women’s Institutes

Charity registration number:232774

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 and To advance the education of women for
the public benefit in all areas including
issues of political and social importance
music, drama and cultural subjects and
all branches of crafts, home economics,
science, health and social welfare. To
promote sustainable development for
the public benefit. To advance
citizenship and community development
for the public benefit.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
Organise conferences, courses of
instruction, exhibitions, lectures and
other educational activities. Publish
and distribute books, leaflets etc and
instructional matter. Seak to influence
public opinion and make
representations to and seek to influence
governmental and other bodies
regarding the reform, development and
implementation of appropriate policies,
and regulations, provided that all such
activities are confirmed to those which a
charity governed by the law of England
and Wales may undertake. Form and
advise Women’s Institutes in the
Federation according to the rules laid
down by the National Federation.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 The Trustees have had regard to the
guidance issued by the Charity
Commission on public benefit.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making

Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 Over the last twelve months we have
continued to help and encourage our
members to continue their active
participation in all courses,
competitions, health matters, social
events etc. We have been encouraged
to add extra events to provide our
members with a broader chose of
interests and regularly ask for their
suggestions for events for the future.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against Para 1.41 objectives set Performance of fundraising activities against objectives Para 1.41 set

Investment performance
against objectives
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 The financial position has improved and
we are continuing to provide all our
services as before.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 We are aiming to slowly return to
keeping a reserve of approximately six
months turnover to allow for
fluctuations in receipts and payments
and for unforeseen contingencies.
Amount of reserves held Para 1.22 Reserves at years end approx. £22,000.
Reasons for holding zero
reserves
Para 1.22 -
Details of fund materially in
deficit
Para 1.24 -
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 -

Additional information (optional)

You may choose to include further statements where relevant about:


The charity’s principal
sources of funds (including
any fundraising)

Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Constitution
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Unincorporated
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Elected by members

Additional information (optional)

You may choose to include further statements where relevant about:


Policies and procedures
adopted for the induction
and training of trustees

Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name Dyfed Caerfyrddin Federation of Women’s
Other name the charity uses Sir Gar Carmarthenshire Federation of Women’s Institutes
Registered charity number 232774
Charity’s principal address 11 St Peter’s Street, Carmarthen, Carmarthenshire, SA31
1LN.

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (ifany)
Rev Victoria
Hackett
Chair
Mrs Elma Phillips Vice Chairman
Mrs Ann Savill Vice Chairman
Mrs Sandra
Seward
Treasurer
Mrs Anne Halborg
Mrs Joyce
Kirkwood
Mrs Dawn Webb
Mrs Doreen Martin
Mrs Janet Surman
Charlie Irslan

– Corporate trustees names of the directors at the date the report was approved Director name 0

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets Nil held in this capacity

Name and objects of the Nil charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

Details of arrangements for safe custody and Nil segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Victoria Hacket Full name(s) Rev Victoria Hacket

Position (eg Secretary, Chair Chair, etc)

Date

10[th] June 2026

10th

CHARITY COIAMISSION FOP ENGLAND ANO WALES 2Jf74 Receipts and payments accounts CC16a For portod Irom oll1f￿24 Section A Receipts and payments Unro•trf¢tod lund8 Re5tTlttÈd funds Endowrnent fund8 Total fund8 La81 y•4f toihe r￿4￿1 £ toth n•ai•siE th• n••r•Att th• M•r••tt A1 R•c•l ts 0￿￿￿AdMin ¢ovitr.19 ¢Nnoi GFAMs& TrVARC JRS emtsrsni Attwisory Affilrzr￿ thsi wolnp oftsteg WaKryS Confww 4.H1 26.38J 4.6é1 26.383 6.QJ8 26.143 11.92J 14.042 6,967 2.070 20.970 34.414 6.B6B 2.13Q Arts & Ltr4sure P[¢￿t￿n$ 200 Club DDnthonslMaFnl Sc 2.070 J,314 824 ItKorne ￿n¢ NFWI. AGM NFIM Raffle Bank ¢harge& TraTrsfer ts SLFSpensiwAC Business Intere51 417 434 257 Sub total(Gmss income for AR) 91072 I12￿98 91.872 A2 Asset and Investmènt sales, (sèe tabl•l. Sub fotal 91,872 91.872 112,398 A3 Paymgnts OFficeiA4min oV￿-19 Countyl Grants & HMRC JRS Bcwo ofTruslees meMbe￿ip AdvEory Affil￿110￿ fees I wri W81 Conference Health, educatson & public affaj Ads & Leisure Promobons 200 Club Donat￿nsI￿al￿t M15G Income bond NFWI. AGM NFWI Raffle Bank Cha Transfer lo SuSFe￿5K￿ AC 33.747 33,747 28,167 4.S39 4,539 2.400 13,BZ3 5,714 11.697 12,274 J.082 8.989 2,49S 1&537 320 19,570 31,755 4,424 1,1W) 4,699 ol lares 13.823 5,714 11,697 12.274 3.OB2 32 320 150 150 Sub total 88.745 .745 122,438 A4 Asset and Investrn•nt purch*$es.1$g9 table) Sub total Total payments 88,745 88,746 122,438 3.126 3.126 10.

A6 Cah lun¢14 l•#t ye•1 •nd Cash funds thls y••rnd 45.086 48.21 4S.086 48.212 10.040 Section B Statement of assets and liabilities at the end of the period Catè9orle• Uniestt4£1 Rgsirict6d funds tor4HfWtE Endowffiont funds lo nMrq•t £ Detsl 81 C•8h furKI8 lo n•r￿ t Sabtys 4,BSfj 12.OCI Total cash lund5 38,156 sil fJK endovmient funds 10 ne•re4t E Unrestricted fiJnd8 itynearn$t£ Restrl¢tsd funds to n￿r￿￿tt Detarls Details PtwnisesatCKwynalust FLmd tolnch a5setb•l Unrestslct4d Current¥4u• B3 Investment assets Cost IoF4Jonall 19.175 Detalls Fund to￿lch Cost l¢)Ofionall Curr•ntvalu• B4 Assets retained for the ¢harity's own use Details Fund to whkh Amount au• due on•1 B5 Llablll￿es s¥￿j by ore or tr￿￿8¥ on D8tO Ot ov* ¢I- 3.

Sir Gar Carmarthenshire Federation of Women's Institutes Budget 2025 - 2026 Receipts Payments 1,220 6,050 3,450 11,000 13,000 Office & Administration Board of Trustees Membership Advisory Affiliation fees- SGCFWI Aff iliation fees- NFWI Pooling of fares Associate Members Wales Conference 2026 Health, Education & Public Affairs Arts & Leisure Promotions 200 Club Donations / Maintenance Investment Income NFACM Meeting 2026 NFWI Raffle Miscellaneous Ad Hoc TOTALS 41,930 5,850 3,555 13,000 3,000 11,470 6,250 7,961 2,200 300 200 300 250 2,500 11,245 4,995 5,095 1,000 200 9,100 75,751 4,855 94,225 18,474 To be raised

CHARITY COMM15510N fQR EIUAM) WALE5 Independont examlner'8 report on the accounts Soction A •r￿•p+￿￿•￿¢ E x#mln•i'• Rgport Slr Gw C•rrnwlh•n8hn Federali￿ ol Wtxn•n'• IMtllut• On •ccounts lor th• y••r •nd•d 30 Septtmber 2025 Charlty no Ilf •ny} 232774 S•t out on pag•• l ￿port lo the Iruslees on my ex￿inal￿ ol thè 8ccounls of the Above charity {'Ihe Trust") for Ihe year 8nded R•8ponslbllftleg •ftd bosis of roport As the chariVs trustee¥. you 8re responsibl8 for the prepwation of Ihe accounts in acc(Kd8nce wTrth the requirements of the Charlknes Act 2011 (Ihe Acl"). I report in respect ol my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination. I have followed all the apFA{cab￿ Direclions given by the Charity Commiasion under se(*on 145(51{b) of the Ad. Independent examiner's statement I have comFAeted my examination. I confirm that no material matters have come lo my attention in connection with the examination (other than that disclosed below ") which gives me cause lo belleve that in, any material respecl.. the accounting records were not keFé in accordance with wtion 130 of the Charities Act., or the accounts did not aco)rd with the accounting records., or the accounts did not comply with the applicable requirements con¢eming the fomi and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 olher than any requirement that the accounts give a Irue and fairf view which is not a matter considered as part of an independent examination. I have no concems and have ￿me across no other matters in connection y￿th the examinatFon to which attention should be drawn in this report in order to enable a prcyeF understanding of the accounts to be reached. Signed: Date: Name: Janet Collins FCCA Relevant prole351onal quallficationls) or body (If any).. AssoGiation of Chartered Certified Accountants Address". Llys Deri, Parc Pensam Carmarthen. SA312BF IER Oct 2018

Section B Disclosure Only cunplele ', e examir£¥ rieeGS Ilw 111alet￿l oi (see CC32, Independent examinatw of charity accourrts." d¥eC￿￿ aThJ guidance for examiner5). Glve here brlef dotall$ of any Items that the examlner wishès to dlsclose. NIA O¢t 2018 IER