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2020-12-31-accounts

CONTENTS CONTENTS Page
Trustees' Report 1-17
Auditors' Report 18—20
Statement of FinancialActivities 21-23
Summary of Income and Expenditure Account and 24
Statement ofTotal Recognised Gains and Losses
Balance Sheet 25
Cashflow Statement
Notes to the Accounts 27-52

THE ST DAVID DIOCE&4N BOARD OF FINANCE

Clergy Stipend
Levels
2020 2019
Assistant
Curate
21,559 21,115
Incumbent
and Vicar in Rectorial Benefice
25,363 24,841
Rector of Rectorial Benefice 26,631 26,083
Residentiary
Canon
29,167 28,568
Archdeacon 38,805 38,007
Dean 39,313 38,505

Forthe Year Ended 31Decemb Forthe Year Ended 31Decemb er 2020 er 2020
Note Unrestricted Restricted Total
General Designated Income Capital Funds
Funds Funds Funds Endowment
Funds
2020 2020 2020 2020 2020
f f 6 f f
INCOME AND ENDOWMENTS FROM:
Donations and Legacies 5,872,709 8,576 892,513 600 6,774,398
Charitable Activities 19,597 19,597
Investments 125,429 62,296 233,295 82,170 503,190
Other Sources 9,768 36,228 45,996
TOTAL 6,027,503 70,872 1,162,036 82,770 7,343,181
2019
f
2019
f
2019
f
2019
f.
2019f
INCOME AND ENDOWMENTS FROM:
Donations and Legacies 3 4,438,020 12,666 724,212 8,036 5,182,934
Charitable Activities 18,787 40 18,827
Investments 157,682 92,355 264,584 79,090 593,711
Other Sources 54,893 36,091 90,984
TOTAL 4,669,382 105,061 1,024,887 87,126 5,886,456

Forthe Year Ended 31Decembe Forthe Year Ended 31Decembe r 2020 r 2020
Note Unrestricted Restricted Total
General Designated Income Capital Funds
Funds Funds Funds Endowment
Funds
2020 2020 2020 2020 2020
EXPENDITURE ON: f f f f f
Raising Funds 5,971 8,735 1,977 21,921 38,604
Charitable Activities
Support for Ministry 8 3,733,972 84,336 933,219 4,751,527
Support for Parishes 9 2,178,976 143,843 3,474 2,326,293
Church Property 10 111,547 22,247 133,794
Other Financial Support 138,860 138,860
Communication 12 32,009 32,009
Other 13 10,789 131,392 142,181
TOTAL 6,201,335 247,703 960,917 153,313 7,563,266
2019 2019 2019 2019 2019
EXPENDITURE ON: f f E
Raising Funds 6,289 9,247 1,578 24,852 41,966
Charitable Activities
Support for Ministry 8 3,805,517 146,171 719,085 4,670,773
Support for Parishes 421,732 201,630 623,362
Church Property 10 171,978 469,741 641,719
Other Financial Support 149,350 149,350
Communication 12 48,733 48,733
Other 268,944 268,944
TOTAL 4,603,599 357,048 1,190,404 293,796 6,444,847

Forthe Year Ended 31Decembe Forthe Year Ended 31Decembe r 2020 r 2020
Note Unrestricted Restricted Total
General Designated Income Capital Funds
Funds Funds Funds Endowment
Funds
2020 2020 2020 2020 2020
NET INCOME /(EXPENDITURE)
BEFORE INVESTMENT GAINS (173,832) (176,831) 201,119 (70,543) (220,087)
NET (LOSSES)ON INVESTMENTS 18 (7,505) (10,961) (928) (23,024) (42,418)
NET INCOME/(EXPENDITURE) (181,337) (187,792) 200,191 (93,567) (262,505)
TRANSFERS BETWEEN FUNDS 24/25 2,888 30,612 (25,000) (8,500)
NET MOVEMENT
IN FUNDS
(178,449) (157,180) 175,191 (102,067) (262,505)
Total Funds Brought Forward 5,837,367 2,552,089 1,857,444 3,963,755 14,210,655
TOTAL FUNDS CARRIED FORWARD 5,658,918 2,394,909 2,032,635 3,861,688 13,948,150
2019 2019 2019 2019 2019
f 6 f E f
NET INCOME /(EXPENDITURE)
BEFORE INVESTMENT GAINS 65,783 (251,987) (165,517) (206,670) (558,391)
NET GAINS ON INVESTMENTS 18 125,724 148,094 5,995 344,038 623,851
NET INCOME/(EXPENDITURE) 191,507 (103,893) (159,522) 137,368 65,460
TRANSFERS BETWEEN FUNDS 24/25 197,054 (101,133) (88,014) (7,907) 0
NET MOVEMENT
IN FUNDS
388,561 (205,026) (247,536) 129,461 65,460
Total Funds Brought Forward 5,448,806 2,757,115 2,104,980 3,834,294 14,145,195
TOTAL FUNDS CARRIED FORWARD 5,837,367 2,552,089 1,857,444 3,963,755 14,210,655

2020f 2019
f
Gross Income (per SOFA) 7,343,181 5,886,456
Expenditure
(per SOFA)
(7,563,268) (6,444,847)
Operating
(Deficit)/Surplus
For the Year
(220,087) (558,391)
Realised Gains on Investments
Realised gains/losses
on Investments
(19,522) 153,514
Realised gains on investment properties 54,010
Realised gains on fixed assets
(19,522) 207,524
(239,609) (350,867)
Unrealised
Gains on Investments
Revaluation
(Loss)/Gain
on Investment
Property
Unrealised
Gains/(Losses)
on
Investments (22,896) 416,327
Revaluation
(Loss) on Fixed Assets
Valuation
of Properties
Introduced
(22,896) 416,327
(DEFICIT)/SURPLUS
FOR THE YEAR
(262,505) 65,460

Notes 2020 2020 2019 2019
f E E E
FIXEDASSETS
Tangible Assets 17 227,145 230,272
Investments 18 8,888,056 9,049,955
9,115,201 9,280,227
CURRENT ASSETS
Debtors 19 869,918 901,565
Investments 20
Cash at Bank and in Hand 5,893,696 5,797,358
6,763,614 6,698,923
CREDITORS: Due Within One Year 21 (1,550,390) (1,388,220)
NET CURRENT ASSETS 5,213,224 5,310,703
TOTAL ASSETS LESS CURRENT LIABILITIES 14,328,425 14,590,930
CREDITORS: Due More Than
One Year 22 (380,275) (380,275)
NET ASSETS 13,948,130 14,210,655
FUNDS
Restricted
Capital Endowment
Funds 23 3,861,688 3,963,755
Restricted
Income Funds
24 2,032,635 1,857,444
Designated
Funds
25 2,394,909 2,552,089
Unrestricted Funds 26
Revaluation Reserve Fund 1,678,765 1,678,765
General
Funds
3,980,153 4,158,602
5,658,918 5,837,367
13,948,130 14,210,655

Notes Notes 2020 2019
f f
28
Net Cash provided
by/(used
in) operating
activities (505,705) (477,936)
Cash flows from investing
activities:
Dividends,
interest and rents from investments
503,190 593,711
Purchase of property,
plant and equipment
(3,327) (6,543)
Proceeds from the sale offixed assets 124,011
Proceeds from the sale ofinvestments 672,699 1,039,728
Purchase of investments (690,447) (824,050)
Net Cash provided
by/(used
in) investing
activities 482,115 926,857
Cashflows from financing activities:
Receipt ofendowment 600 8,036
Change
in cash and cash equivalents
in the
reporting period (22,990) 456,957
Cash and cash equivalents
at the
28 6,058,165 5,601,208
beginning ofthe reporting
period
Cash and cash equivalents
at the end of
the reporting period 6,035,175 6,068,166

F orthe Year Ended 31De orthe Year Ended 31De cem ber 20 20
otes Unrestricted Restricted Total
General Designated Income Capital Funds
Funds Fund Funds Endowment
Funds
3 Donations and Legacies 2020 2020 2020 2020 2020
f f f f f
Ministry Share 3,763,471 3,763,471
RB:Block Grant 715,997 426,195 1,142,192
RB:Additional Support 1,374,728 1,374,728
RB:Improvement Fund 267,112 267,112
RB:Evangelism Fund Grant 171,329 171,329
Grants 18,333 21,624 39,957
Legacies 8,576 600 9,176
Donations 180 6,253 6,433
Contributions
5,872,709 8,576 892,513 600 6,774,398
In 2020f12,124 ( 2019:f12,124)was received as a grant from the Allchurches Trust Limited.
3 Donations and Legacies 2019 2019 2019 2019 2019
f f f f
Ministry Share 3,567,932 3,567,932
RB:Block Grant 751,024 391,167 1,142,191
RB:Improvement Fund 224,851 224,851
Grants 8,333 12,276 33,624 54,233
Legacies 110,000 74,240 8,036 192,276
Donations 731 390 330 1,451
Contributions
4,438,020 12,666 724,212 8,036 5,182,934
4 Chadtable Activities 2020 2020 2020 2020 2020
f f f f f
Chaplaincy Fees 19,597 19,597
Fundraising
19,597 19,597
Charitable Activities 2019 2019 2019 2019 2019
f f f f
Chaplaincy Fees 18,787 18,787
Sale of Publications 40 40
18,787 18,827

Forth e Year Ended 31December 20 e Year Ended 31December 20 20 20
otes Unrestricted Restricted Total
General Designated Income Capital Funds
Funds Fund Funds Endowment
Funds
5 Investments 2020 2020 2020 2020 2020
f E f f f
Rents Received 91,229 20,105 111,334
RBCommon investment Fund 74 74
DBFCommon Investment Fund 23,623 40,654 2,941 80,915 148,133
Rents Received: Parsonage Board 200,514 200,514
Interest 10,503 2,990 9,735 1,255 24,483
Realisation ofTrusts 18,652 18,652
125,429 62,296 233,295 82,170 503,190
5 Investments 2019 2019 2019 2019 2019
f f f f f
Rents Received 109,169 19,938 129,107
RBCommon investment Fund 94 94
DBFCommon Investment Fund 30,846 53,493 33,692 76,087 194,117
Rents Received: Parsonage Board 188,564 188,564
Interest 17,573 8,262 22,390 3,003 51,228
Realisation ofTrusts 30,601 30,601
157,682 61,754 264,584 79,090 593,711
6 OtherSources 2020 2020 2020 2020 2020
f f E f f
ContributionrHousing Association 6,340 6,340
Proceeds from the sale ofassets
Administration Fee:Sale of Property
Marriage
Licences
2,130 2,130
Church
Repair Grant
36,000 36,000
Sundry Income 1,298 228 1,526
9,768 36,228 45,996
6 Other Sources 2019 2019 2019 2019 2019
E E E
Contribution:
Housing
Association 6,210 6,210
Proceeds from the sale ofassets 22,365 22,365
Administration Fee:Sale of Property 24,750 24,750
Marriage
Licences
1,320 1,320
Church
Repair Grant
36,000 36,000
Sundry Income 249 91 340
54,893 36,091 90,984

Notes Notes Unrestricted Unrestricted Restricted Restricted Total
General Designated Income Capital Funds
Funds Fund Funds Endowment
Funds
2020 2020 2020 2020
7 Raising Funds f f f f
5,971 8,735 1,977 21,921 38,604
7 Raising Funds 2019 2019 2019 2019 2019
6,289 9,247 1,578 24,852 41.966
8 Support for Ministry 2020 2020 2020 2020 2020
f f f f
Stipends,
Fees 8
Pensions
Stipends 2,363,871 42,953 2,406,824
Pension-Employers Contribution 767,740 14,164 781,904
Vacancy Fees 6,710 6,710
Sundry
Property
Council Tax 178,067 178,067
Parsonage
Board
849,046 849,046
Insurance
on
Personages 21,585 21,585
Sundry 5,535 5,535
Evangelism
Bid —Centre
of Mission 13,847 20,344 84,173 118,364
Clergy Expenses
Clergy/Chaplains Expenses 2,169 2,169
Removal/Disturbance Allowance 30,059 30,059
Archdeacons and Area Deans 6,245 2,736 8,981
Recruitment Costs 997 997
Training
Ordinands/NSM 27,139 4,139 31,278
lay Training 526 526
CMD/Vocations Advisers 735 735
Spiritual
Directors
Support Costs (Direct) 4,507 4,507
Support Cost Allocation 304,240 304,240
3,733,972 84,336 933,219 4,751,527

ote s Unrestricted Unrestricted Restricted Restricted Total
General Designated Income Capital Funds
Funds Fund Funds Endowment
Funds
8 Support for Ministry 2019
f
2019
f
2019
E
2019 2019
Stipends,
Fees gt
Pensions
Stipends 2,276,883 42,068 2,318,951
Pension-Employers Contribution 774,672 14,747 789,419
Vacancy Fees 37,319 37,319
Sundry 3,105 3,105
Property
CouncilTax 164,847 164,847
Parsonage
Board
719,085 719,085
Insurance
on
Parsonages 20,067 20,067
Centre of Mission 80,941 80,941
Clergy Expenses
Clergy/Chaplains Expenses 7,684 7,684
Removal/Disturbance Allowance 50,242 50,242
Archdeacons and Area Deans 17,744 8,415 26,159
Recruitment Costs 3,572 3,572
Training
Ordinands/NSM 48,377 48,377
Lay Training 3,560 3,560
CMD/Vocations Advisers 12,351 12,351
Spiritual
Directors
Support Costs (Directj 6,213 6,213
Support Cost Allocation 378,881 378,881
3,805,517 719,085 4670773

Notes Notes Unrestricted Unrestricted Restricted Restricted Total
General Designated Income Capital Funds
Funds Fund Funds Endowment
Funds
9 Support for Parishes 2020 2020 2020 2020 2020
f f f f f
Sector Ministry Costs 1,488 1,640 3,128
Safeguarding 319 319
Local Ministry Area Initiative Grants 2,984 2,984
Grants to Parishes 22,087 3,474 25,561
Legal and Professional Fees 516 516
Diocesan Strategy 32,775 32,775
Children
and Youth
81,209 81,209
Funding and Parish Support 2,027,164 2,027,164
Support costs (Direct) 638 3,148 3,786
Support cost allocation 148,851 148,851
2,178,976 143,843 3,474 2,326,293
9 Support for Parishes 2019 2019 2019 2019 2019
f f f
Sector Ministry Costs 10,223 6,646 16,869
Safeguarding 709 709
Local Ministry
Area Initiative
Grants 21,841 21,841
Grants to Parishes 160,868 21,882 182,750
Legal and Professional Fees 7,064 7,064
Diocesan Strategy 43,249 43,249
Children
and Youth
105,679 105,679
Funding
and Parish Support
192,425 192,425
Support costs (Direct) 2,333 2,333
Support cost allocation 50,443 50,443
421,732 201,630 623,362

Notes Unrestricted Restricted Restricted Total
General
Designated
Income Capital Funds
Funds
Fund
Funds Endowment
Funds
10 Church Property 2020
2020
2020 2020 2020
f f f f
Custodian
Expenses
1,080 1,080
Quinquennial
Inspections
45,880 45,880
Diocesan Advisory Committee 17,737 17,737
Investment
Property:
Maintenance
Expenses
12,710 12,710
Insurance
Premiums
5,993 5,993
Legal 8 Professional
Fees
19,532 19,532
Other Buildings: Repairs/Insurance
Church Schools (Open and Closed) 22,247 22,247
3-16VA School in St Davids
Support Costs (Direct) 43 43
Support cost allocation 8,572 8,572
111,547 22,247 133,794
10 Church
Property
2019
2019
2019 2019 2019
f
f
f f f
Custodian
Expenses
558 558
Quinquenniai
inspections
41,850 41,850
Diocesan Advisory Committee 18,351 18,351
Investment
Property:
Maintenance
Expenses
21,771 21,771
Insurance
Premiums
5,113 5,113
Legal g Professional
Fees
31,900 31,900
Other Buildings: Repairs/Insurance
Church Schools (Open and Closed) 84,741 84,741
3-16VA School in St Davids 385,000 385,000
Support Costs (Direct) 339 339
Support cost allocation 52,096 52,096
171,978 469,741 641,719

Fort he Year Ended 31December 2 020 020
ote s Unrestricted Restricted Total
General
Designated
Income Capital Funds
Funds
Fund
Funds Endowment
Funds
11 Other Financial Support 2020
2020
2020 2020 2020
f f f f
Grants: Church in Wales Bodies 104,792 104,792
Grants: Anglican/Ecumenical/Other 500 500
Other Grants 24,200 24,200
Support Costs (Direct) 500 500
Support cost allocation 8,868 8,868
138,860 138,860
11 Other Financial Support 2019
2019
2019 2019 2019
f
f
f f f
Grants: Church in Wales Bodies 108,990 108,990
Grants: Anglican/Ecumenical/Other 500 500
Other Grants 27,500 27,500
Support Costs (Direct) 250 250
Support cost allocation 12,111 12,111
149,350 149,350
12 Communication 2020
2020
2020 2020 2020
f f f f
Newsletters/Diocesan Publications 6,369 6,369
Year Book
Pembrokeshire Show
Support Costs (Direct) 25,204 25,204
Support cost allocation 436 436
32,009 32,009
12 Communication 2019
2019
2019 2019 2019
f
f
E E
Newsletters/Diocesan Publications 14,975 14,975
Year Book
Pembrokeshire Show 3,635 3,635
Support Costs (Direct) 28,478 28,478
Support cost allocation 1,645 1,645
48,733 48,733

otes Unrestricted Unrestricted Restricted Restricted Total
General Designated Income Capital Funds
Funds Fund Funds Endowment
Funds
13 Other 2020 2020 2020 2020 2020
f 6 6 f E
Payment of Trust income 59,629 59,629
Realisation ofTrust Capital 10,789 10,789
Payment of Legacies 71,763 71,763
10,789 131,392 142,181
13 Other 2019
f
2019
6
2019 2019 2019
f
Payment of Trust Income 80,136 80,136
Realisation ofTrust Capital
Payment of Legacies 188,808 188,808
268,944 268,944

Fo Fo rt he Ye ar Ended 31Decem ber 2020
14 FUNDING
AND PARISH SUPPORT
2020 2019
f f
Prompt Payment
Discount
15,342
Increase
in Unpaid
Ministry
Share Provision 100,000 177,083
Ministry Share not requested 1,880,735
Ministry Share Write Off 46,429
2,027,164 192,425
15 SUPPORT COSTS 2020 2019
f f
Salaries and Related Payments 337,286 307,266
Travelling
Expenses
3,328 5,557
Expenses Staff Members 674 4,142
Office Cleaning 1,236 3,355
Heating
and Lighting
7,042 7,140
Telephone 4,653 4,241
Printing,
Stationery
and Office Sundries
2,452 6,690
Postage 1,886 3,665
Ground
Rent of Offices
18,000 18,000
Water Rates 1,315 1,151
Office Security
Insurances
(including Trustees Indemnity
Insurance) 11,114 11,129
Depreciation 6,457 16,259
Repairs and Renewals 3,559 3,414
Legal and Professional 4,485 15,840
Audit Fee 17,325 12,055
Training
Courses
1,887 2,417
Bank Charges and Interest 316 273
Miscellaneous 6,013 4,410
Diocesan and Archdeacons Registrars Expenses 25,806 28,485
Computer
Software and Support
5,803 6,696
Office Equipment 7,593 9,771
Grantfinder 1,292 1,224
Governing
Body Meeting Expenses
1,024 16,904
Translation
Fees
272 94
Diocesan Conference 144 4,974
Other Sundry Expenses 4 23
Medical Fees
Contribution
to Support Costs from Restricted
Funds (68,500) (60,365)
402,466 434,811
Governance
costs included
within the above support costs 44,299 62,418

MINISTRY SHARE RECEIVA BLE
Opening Ministry Paid Closing Ministry
Balance Share Balance Share
1January 31December
2020 2020 2020 2020 2019
f f f f f
STDAVIDS ARCHDEACONRY
Dewisland
& Fishguard
Deanery 150,176 264,225 (376,122) 38,279 267,837
Daugleddau
Deanery
55,356 210,737 (249,071) 17,022 218,490
Pembroke
Deanery
121,955 580,759 (617,035) 85,679 518,925
Roose Deanery 31,923 336,620 (349,673) 18,870 316,123
TOTAL 359,41D 1,392,341 (1.591.901) 159.85D 1,321,375
CARDIGAN
ARCHDEACONRY
Emlyn Deanery 5,015 116,209 (116,027) 5,197 103,480
Glyn Aeron Deanery 20,070 211,087 (211,277) 19,880 196,011
Cemais & Sub Aeron Deanery 11,525 201,153 (203,004) 9,674 174,975
Lampeter
& Ultra Aeron
Deanery 13,908 149,084 (165,621) (2,629) 142,483
Llanbadarn
Fawr Deanery
2,745 451,316 (442,593) 11,468 427,266
TOTAL 53,263 1,128,849 (1,138,522) 43,590 1,044,215
CARMARTHEN
ARCHDEACONRY
Carmarthen
Deanery
34,384 413,071 (427,368) 20,087 406,473
Dyffryn Aman
Deanery
22,510 194,695 (206,189) 11,016 193,030
Kidwelly
Deanery
79,255 390,078 (429,171) 40,162 360,764
Llandeilo & Llandovery Deanery 3,268 255,494 (277,512) (18,750) 241,075
TOTAL 139,417 1,253,338 (1,340,240) 52,515 1,201,342
ARCHDEACONRY
TOTALS
ST DAVIDS ARCHDEACONRY 359,410 1,392,341 (1,591,901) 159,850 1,321,375
CARDIGAN
ARCHDEACONRY
53,263 1,128,849 (1,138,522) 43,590 1,044,215
CARMARTHEN
ARCHDEACONRY
139,417 1,253,338 (1,340,240) 52,515 1,201,342
DIOCESAN TOTAL 552,090 3.774,528 ~4,070,663) 255.955 3,566.932

Opening Ministry Paid Closing Ministry
Balance Share Balance Share
1)anuary 31December
2019 2019 2019 2019 2018
E f E E E
STDAVIDS ARCHDEACONRY
Dewisland
& Fishguard
Deanery 32,329 267,837 (149,990) 150,176 254,199
Daugleddau
Deanery
30,488 218,490 (193,622) 55,356 215,301
Pembroke
Deanery
130,266 518,925 (527,236) 121,955 505,930
Roose Deanery 40,575 316,123 (324,775) 31,923 298,046
TOTAL 233,658 1,321,375 (1,195,623) 359,410 1,273,476
CARDIGAN ARCHDEACONRY
Emlyn Deanery (179) 103,480 (98,286) 5,015 101,639
Glyn Aeron Deanery 25,502 196,011 (201,443) 20,070 197,637
Cemais &Sub Aeron Deanery 7,508 174,975 (170,958) 11,525 166,535
Lampeter &Ultra Aeron Deanery 23,953 142,483 (152,528) 13,908 132,696
Llanbadarn
Fawr Deanery
14,447 427,266 (438,968) 2,745 435,908
TOTAL 71,231 1,044,215 (1,062,183) 53,263 1,034,415
CARMARTHEN
ARCHDEACONRY
Carmarthen
Deanery
29,956 406,473 (402,045) 34,384 404,218
Dyffryn
Aman
Deanery
(2,278) 193,030 (168,242) 22,510 192,278
Kidwelly Deanery 49,223 360,764 (330,732) 79,255 346,987
Llandeilo
& Llandovery
Deanery 42,294 241,075 (280,101) 3,268 243,619
TOTAL 119,193 1,201,342 (2,282,2207 139,417 1,187102
ARCHDEACONRYTOTALS
ST DAVIDS ARCHDEACONRY 233,658 1,321,375 (1,195,623) 359,410 1,273,476
CARDIGAN
ARCHDEACONRY
71,231 1,044,215 (1,062,183) 53,262 1,034,415
CARMARTHEN
ARCHDEACONRY
119,195 1,201,342 (1,181,120) 139,416 1,187,102
DIOCESAN TOTAL 424,084 3,566,932 (3,438,926) 552,090 3,494,993

TANGIBLE ASSETS
Freehold Leasehold ONce
Property Premises Equipment/ Total
Restricted (More Than Furniture
&
50Years) Fittings
f f
FAIR VALUE
At 1January 2020 164,500 94,418 116,729 375,647
Additions 3,327 3,327
At 31December 2020 164,500 94,418 120,056 378,974
DEPRECIATION
At 1January 2020 35,447 109,928 145,375
Charge for Year 1,145 5,309 6,454
At 31December 2020 36,592 115,237 151,829
FAIR VALUE
At 31December 2020 164,500 57,826 4,819 227,145
At 1January 2020 184,100 88,871 6,801 230,272
Freehold Property Leasehold Office
Unrestricted Restricted Premises Equipment/ Total
(More Than Furniture
&
50Years)
f
Fittings
f
Cost/Valuation 164,500 94,418 120,056 378,974
164,500 94,418 120,056 378,974

Forth e Y ear Ended 3 1Decemb er 2020
19 DEBTORS 2020 2019
f f
Loans 403,464 403,421
Ministry Share Receivable from Benefices (Less Provision) 251,881 202,088
Sundry Debtors and Prepayments 214,573 296,056
869,918 901,565
LOANS ASAT31DECEMBER 2020
Balance Advance Interest Repaid Balance
1January 31December
2020f 2020
f
2020
f
2020
E
2020
f
Diocesan Loans:
St Davids Diocesan Housing Assn
Other Loans
Retired Clergy 1.5%Housing
Loans
23,146 282 (239) 23,189
23,146 282 (239) 23,189
Provincial
Housing
Loans:
Equity Linked 380,275 380,275
Totals 403,421 282 (239) 403,464
Provincial
and Clergy Housing
Loans are repayable on death or sale of property
20 CURRENT ASSET INVESTMENTS 2020 2019
f f
Short Term Deposits
21 CREDITORS DUE WITHIN ONE YEAR 2020 2019
f f
Other Creditors 814,877 846,462
Ministry Share Received in Advance 99,311
Restricted
Funds Creditors
636,202 541,758
1,550,390 1,388,220
22 CREDITORS DUE MORE THAN ONE YEAR 2020 2019
f f
Due tothe Representative Body ofThe Church in Wales 380,275 380,275

1January Movement in Resources in Resources 31December
2020
f
Income
Transfers
f
f
Expenditure
f
2020
f
Diocesan Ordinands Fund 90,674 1,984 (5,000) (1,078) 86,580
Diocesan Endowed Schools Fund 837,292 23,642 (30,000) (24,074) 806,860
Spirituality
Fund
73,911 17,176 91,087
Community
Project
Fund 5,568 5,568
Parsonage
Board Fund
754,953 905,496 (30,000) (849,046) 781,403
Church
Insurance
Contingency
Fund 59,046 236 (474) 58,808
Church
Repair Grant
36,000 36,000 (3,000) 69,000
Evangelism
Fund
177,502 40,000 (84,173) 133,329
1,857,444 1,162,036 (25,000) (961,845) 2,032,636
1January Movement in Resources 31December
2019 Income
Transfers
f
f
Expenditure
f
2019
Diocesan Ordinands Fund 18,012 108,525 (35,791) (72) 90,674
Diocesan Endowed Schools Fund 1,300,716 33,679 (25,856) (471,247) 837,292
Spirituality
Fund
59,678 14,233 73,911
Community
Project
Fund 5,568 5,568
Parsonage
Board Fund
662,427 837,978 (26,367) (719,085) 754,953
Church Insurance
Contingency
Fund 58,579 467 59,046
Church
Repair Grant
36,000 36,000
2104980 1030882 (88014) (1,190404) 1857444

1January Movement in Resources in Resources 31December
2020 Income
Transfers
Expenditure 2020
f E E E E
Redundant
Churches
Fund 22,516 71 22,587
Bishop's Strategy for Ministry Fund 397,011 9,989 155,243 (77,002) 485,241
Penlan
Farm Fund
52,059 163 52,222
M H Jones-Olszewski Fund 1,766,000 35,208 (34,765) (52,572) 1,713,871
Children
&Youth Mission Work Fund
270,499 763 (65,244) (129,090) 76,928
Pensions &Assistance Fund 3,327 24,550 (24,622) 3,255
Safeguarding
Fund
40,637 128 40,765
Fundraising 40 40
2,552,089 70,872 30,612 (258,664) 2,394,909
1January Movement in Resources 31December
2019 Income
Transfers
Expenditure 2019
E E E E
Pedundant
Churches
Fund 22,377 139 22,516
Bishop's Strategy for Ministry Fund 507,791 16,124 (126,904) 397,011
Penlan
Farm Fund
51,652 407 52,059
M H Jones-Olszewski Fund 1,664,988 205,307 (73,165) (31,130) 1,766,000
Children
&Youth Mission Work Fund
466,664 2,849 (199,014) 270,499
Pensions
8 Assistance
Fund 3,255 28,040 (27,968) 3,327
Safeguarding
Fund
40,388 249 40,637
Fundraising 40 40
2,757,115 253,156 (101,133) (357,048) 2,552,089

F F F orthe Year Ended 31December 2 020
26 GENERAL PURPOSES FUND 2020 2019
f f
Balance as at 1January 5,837,367 5,448,806
Surplus/(Deficit) for the Year (173,832) 65,783
Net (Loss)/Gain on Investments (7,505) 125,724
Transfer between funds 2,888 197,054
Balance as at 31 December 5,658,918 5,837,367
27 ANALYSIS OF NET ASSETS BETWEEN FUNDS
Restricted
Capital
Unrestricted Designated Restricted Endowment Total
Funds Funds Funds Funds Funds
f f f f f
Fund Balances at 31December 2020
are represented by:
Tangible
Fixed
Assets 62,645 164,500 227,145
Investment Assets 3,566,534 1,570,676 132,935 3,617,911 8,888,056
Net Current Assets 2,410,014 824,233 1,735,200 243,777 5,213,224
Long Term Liabilities (380,275) (380,275)
5,658,918 2,394,909 2,032,635 3,861,688 13,948,150
Restricted
Capital
Unrestricted Designated Restricted Endowment Total
Funds Funds Funds Funds Funds
f f f
Fund Balances at 31December 2019
are represented by:
Tangible
Fixed
Assets 65,772 164,500 230,272
Investment Assets 3,580,010 1,601,161 134,600 3,734,184 9,049,955
Net Current Assets 2,571,860 950,928 1,558,344 229,571 5,310,703
Long Term Liabilities (380,275) (380,275)
5,837,367 2,552,089 1,857,444 3,963,755 14,210,655

BEFORE UNREALISED GAI NS
2020 2019
Net income/(expenditure) forthe reporting period (as per
the Statement ofFinancial Activities) (262,505) 65,460
Adjustments for:
Depreciation
charges
6,454 16,259
Realised (gains)/losses on investments 60,319 (564,819)
Realised (gains)/losses on investment properties (54,011)
Dividends,
interest
and
rents from investments (503,190) (593,711)
Loss/(profit)
on the sale offixed assets
(increase)/decrease
in
debtors 31,647 (42,234)
increase/(decrease)in creditors 162,170 703,156
Donations
received for
Endowment Fund Assets (600) (8,036)
Net Cash provided
by/(used
in) operating
activities 477,936
Analysis ofcash and cash equivalents
Cash in hand 5,893,696 5,797,358
Short Term investments
Cash held within
investments
141,479 260,807
Total Cash and Cash Equivalents 6,035,175 6,056,165

2020 2019
EMPLOYEES: E E
Staff Costs
Gross Wages and Salaries 421,475 375,368
Redundancy
costs
6,599
Employers
Nl
39,154 35,325
Other Pension Costs 58,902 53,402
526,130 464,095
2020 2019
The number ofemployees
whose total
employee benefits
(excluding
employers
pension costs) purposes was as follows:
660,000 —670,000
2020 2019
f E
The remuneration for Key Management personnel was 179,521 175,687
Average number of persons employed:
Head Count 15 14
Full Time Equivalent 15 14